functionsskillslisteningdictationspeaking unit 5 going to the bank in this unit, you will: a. review...

SpeakingDictationListeningSkillsFunctions

Unit 5 Unit 5 Going to the BankGoing to the Bank

In this unit, you will:

A. Review addresses.

B. Learn and understand conversations commonly used at banks.

C. Learn how to deposit money, withdraw money, and open an account.


AddressesAddresses

Section ADirections: Listen to the sentences below and then repeat, paying attention to your pronunciation of the addresses.

1. The Greens live at 87 King Street.

2. I’m now at Frank House Inn, 125 Oak Avenue.

3. The Smiths have moved to 236 Pine Drive.

4. Here is my present mailing address: 435 5th Avenue, New York.

5. The Prime Minister of Great Britain works and lives at No.10

Downing Street.

6. The lecture is being given in Ball Room 6, Krauss Building.

7. Presently, she is staying in Room 1866 at the Hyatt Hotel.

8. My e-mail address is [email protected].


AddressesAddresses

Section B

Directions: You will hear eight addresses. Listen to each of them carefully and then write it down as quickly as you can. The addresses will be spoken only once.

1. ________ 2. ________ 3. ________ 4. _________

5. ________ 6. ________ 7. ________ 8. _________

Key


AddressesAddresses

1. 38 Queen Street 2. No.5 Wall Street 3. 1480 32nd Avenue

4. 7 Oxford Road, London 5. Room 1720 6. [email protected]

7. [email protected] 8. Building 21


Basic Skills

Questions Good afternoon, may I help you?

How much money would you like to withdraw/deposit?

May I see your ID, please?

What kind of bank account would you like?

What kind of credit limit do you want?

AnswersYes, I’d like to make a deposit/withdrawal.I’d like to apply for a bank account/loan/credit card.I’d like to withdraw/deposit

yuan/dollars.

Sure./Here you are.

I’d like a high yield/low interest/high interest account.

I’d like a yuan/dollar credit limit on my credit card.

Read and memorize the following expressions.


Listening Comprehension

Section A

Directions: Listen to the conversation. Then mark the answer you think is best. The conversation will be spoken twice. Before you listen, learn the following words and expressions:



Words & Expressions

deposit n. 存款 v. 将钱存入银行account n. 帐户personal a. 私人的cash n. 现金slip n. 纸条withdrawal n. 提款，取款loan n. 贷款confirm v. 确认receipt n. 收条，收据



1. What does the man want to do? a. To open an account. b. To make a withdrawal. c. To make a deposit. d. To make a loan.2. What does the woman first ask the man to do? a. To take a seat. b. To wait a minute. c. To show his ID card. d. To fill out a form. 3. How does the man fill in the form? a. He just signs his name on it. b. He stands by the window and fills in his information. c. He takes a seat and fills the form out. d. He asks a person present to fill out the form for him.

4. Why does the woman return the slip to the man?

a. The man has forgotten to sign his name on it.

b. The man wants to make some changes. c. She wants the man to confirm the numbers on it. d. The man will keep it as a receipt.5. What can we know from the conversation? a. The man gets some cash from the bank. b. The man cashes two personal checks

in the bank. c. The man deposits both of his two personal checks. d. The man pays some cash to buy two checks.

Tape ScriptKey



Man: Good afternoon. I’d like to make a deposit. Woman: OK. Please fill out this form with your name, bank account number,

and the amount that you want to deposit.Man: Okay. Wait just a minute.Woman: No problem. You can take a seat, and come to the window when

you are finished. [Sound of walking feet a few minutes later]Man: Thank you. Here you are.Woman: OK … So you’re depositing two personal checks. Please wait one

moment …Man: Oh, excuse me … Could I also get some cash back from those

checks?Woman: Of course … Here’s your deposit slip again. Please write down the

amount that you’d like in cash, and then sign your name on the line.Man: Here you are. Thanks so much for your help.Woman: It’s my pleasure.

Key



1. What does the man want to do? a. To open an account. b. To make a withdrawal. c. To make a deposit. d. To make a loan.2. What does the woman first ask the man to do? a. To take a seat. b. To wait a minute. c. To show his ID card. d. To fill out a form. 3. How does the man fill in the form? a. He just signs his name on it. b. He stands by the window and fills in his information. c. He takes a seat and fills the form out. d. He asks a person present to fill out the form for him.

Tape Script



4. Why does the woman return the slip to the man? a. The man has forgotten to sign his name on it. b. The man wants to make some changes. c. She wants the man to confirm the numbers on it. d. The man will keep it as a receipt.5. What can we know from the conversation? a. The man gets some cash from the bank. b. The man cashes two personal checks in the bank. c. The man deposits both of his two personal checks. d. The man pays some cash to buy two checks.

Tape Script



Notes for Language and Culture

1. 银行账户种类大致可分活期存款账户（ current account ）和定期存款账户（ savings account ）两种。活存账户存款利率低，但可随时开支票或提领现金。定存账户一般定有条款，有最低金额限制，有的提供和活期存款一样的转帐、支票簿等服务项目。若要提款则需提前 90 天或 30 天告知（亦有随时可以提款的 instant access ），否则要罚款；优点是利率较高。其它活存账户还有支票账户（ checking account ）、现金提款卡账户（ cash card ）、电话存款账户（ telephone banking ）和邮政存款账户（ postal account ）等等。




2. I’d like to make a deposit. 我要存钱。 deposit 在银行业意为 “ an amount of money that you pay into a bank account”: 储蓄，存款。

make a deposit: put money into a bank account 办储蓄存款 e.g. He made a $2,000 cash deposit yesterday. 他昨天存入 2,000 美元现金。

3. Here’s your deposit slip again. 这是你的存款单。 slip 意为 “ a small piece of paper used for a particular purpose”: ( 用作特殊目的的 ) 纸条。

e.g. deposit slip 存款填写单 a voting slip 选票 a betting slip 投注单



Section B

Directions: Listen to the conversation. Then decide if the sentences below are true or false. Mark the correct answer with a “√”. The conversation will be spoken twice. Before you listen, learn the following words and expressions:



Words & Expressions

savings n. 储蓄standard a. 标准的interest n. 利息special a. 特别的feature n. 特征，特色convenience n. 便利，方便clerk n. 职员



1. The woman wants to open an account with some special features. true false

2. A checking account offers more convenience than a savings account. true false

3. The bank clerk first suggests that she open a checking account. true false

4. The woman would like to be able to write personal checks from her account. true false

5. She finally decides to open a savings account. true false

Tape Script Key



Man: May I help you?

Woman: Yes, thank you. I wanted to ask about opening an account here.

Man: Of course. Please sit down, and we can talk about what kind of

account would be best for you.

Woman: I really just want a place to keep my savings. I don’t think that I need

an account with any special features.

Man: Maybe a savings account would be best for you. Our standard savings account offers 3% interest.

Woman: Would I be able to write personal checks from that savings account?

Man: No, I’m afraid not. But we do have a checking account, which offers

2.5% interest.

Woman: Hmm … That sounds like a good choice for me.

Key



1. The woman wants to open an account with some special features. true false

2. A checking account offers more convenience than a savings account. true false

3. The bank clerk first suggests that she open a checking account. true false

4. The woman would like to be able to write personal checks from her

account. true false

5. She finally decides to open a savings account. true false

Tape Script




1. open an account 开立账户 close an account 销户2. a savings account 储蓄账户3. a checking account 支票账户



Section C

Directions: Listen to the short passage and answer the following questions. The pass

age will be spoken twice. Before you listen, learn the following words and expressions:

Words & Expressions

security deposit 保证金Benz 奔驰（车品牌名）pay off 还清（债务等），付清Europe n. 欧洲



1. Why did the man go to the bank? He went to the bank to _______________.2. How much money did the bank loan the man? _______________.3. Why did the man give his car key to the bank? He gave it to the bank as _______________.4. Was the man rich or poor? Why? He was _______________ because he could afford a

_______________.5. Why did the man apply for a loan and leave his car at the bank? Because he needed a place to _______________.

Tape Script Key



A man went into a bank and asked for a two hundred pound loan.

As a security deposit, he gave his Benz’s key to the bank. Six months

later, the man came back to the bank. He paid off the loan, and it’s ten

pounds of interest. The clerk returned his Benz. Just as the man was

leaving, the clerk asked him, “Sir, May I ask you a question? Why did

you apply for a loan of just two hundred pounds since you can afford a

Benz?” “Well,” the man replied, “I went to Europe for six months. I

needed a place to park my car.”

Key



1. Why did the man go to the bank?

He went to the bank to get a loan.

2. How much money did the bank loan the man?

200 pounds.

3. Why did the man give his car key to the bank?

He gave it to the bank as a security deposit.

4. Was the man rich or poor? Why?

He was rich because he could afford a Benz.

5. Why did the man apply for a loan and leave his car at the bank?

Because he needed a place to park his car.

Tape Script


Compound Dictation

Section A

Directions: Write down the sentences that you hear. The sentences will be spoken three times.

1. ____________________________________________________

2. ____________________________________________________

3. ____________________________________________________

4. ____________________________________________________

5. ____________________________________________________

Key


Compound Dictation

1. I’d like to open an account.

2. I need to deposit these two checks.

3. I’d like to make a withdrawal.

4. Please enter your PIN number.

5. We need your signature here.


Compound Dictation

Section B

Directions: Listen to the passage and fill in the blanks with the missing words. The p

assage will be spoken twice. Before you listen, learn the following words and expressions:

Words & Expressions

exchange v. 兑换，交换abroad ad. 在国外bank card 银行卡，取款机提款卡rate n. 比率exchange rate 汇率


Compound Dictation

When traveling, it is not always wise to carry large amounts of ___________ with you. Many people used to use ___________ when they needed to carry money with them on a ___________. They could get the travelers’ checks from their bank before they left on a trip, and ___________ them for cash at a bank or hotel when they were abroad. Today, however, as ___________ and bank cards become more and more ___________, travelers’ checks are not used very often. People find that it is easy to lose travelers’ checks, and that credit cards get a much better ___________ than travelers’ checks.

Tape Script


Compound Dictation

When traveling, it is not always wise to carry large amounts of cash

with you. Many people used to use travelers’ checks when they need

ed to carry money with them on a trip. They could get the travelers’ ch

ecks from their bank before they left on a trip, and exchange them for c

ash at a bank or hotel when they were abroad. Today, however, as cre

dit cards and bank cards become more and more common, travelers’

checks are not used very often. People find that it is easy to lose travel

ers’ checks, and that credit cards get a much better exchange rate tha

n travelers’ checks.


Follow-Up Speaking

Section ABefore you listen and practice, learn the following words and expressions:

Words & Expressions

signature n. 签名

endorse v. 在 (票据 )背面签名


Follow-Up Speaking

I. Listen In and Speak Out Directions: Listen to the conversation and repeat it sentence by sentence.

Woman: Good morning. Can I help you?

Man: I’d like to make a deposit.

Woman: How much do you want to deposit? (1)

Man: I want to deposit 1,000 yuan in my account. (2)

Woman: Is this money in check or cash?

Man: [taking out the check] Check.

Woman: Would you please put your signature on the back of this

check? (3)

Man: No problem.


Follow-Up Speaking

II. PracticeDirections: Act out the conversation by

using the following expressions.

(1) How much do you want to deposit?

would you like to deposit into your account

do you wish to put into your account

do you plan to deposit in your account

(2) I want to deposit 1,000 yuan in my account.

I'd like to put 1,000 yuan into my deposit account.

I want to put 1,000 yuan into my deposit account.

I'd like to deposit 1,000 yuan in my account.

(3) Would you please put your signature on the back of this check?

Would you please sign your name on the back of this check?

Please endorse the check. We need your signature on the

back of this check.

Sample


Follow-Up Speaking

III. Sample Conversation

Woman: Good morning. Can I help you?

Man: I’d like to make a deposit.

Woman: How much money would you like to deposit into your account?

Man: I'd like to put 1,000 yuan into my deposit account.

Woman: Is this money in check or cash?

Man: [Taking out the check] Check.

Woman: Would you please sign on the back of this check?

Man: No problem.


Follow-Up Speaking

Section BBefore you listen and practice, learn the following words and expressions:

Words & Expressions

minimum a. 最小的 , 最低的bank book 银行存折golden a. 金色的，黄金的


Follow-Up Speaking

I. Listen In and Fill Out

Directions: Listen to the conversation and fill in the blanks with the missing words, consulting the useful expressions in the box if you have difficulty.


Follow-Up Speaking

Man: Good afternoon. How may I help you?

Woman: I’d like to open an account.

Man: Please tell me (1)

Woman: Either kind of account will be fine. What is the minimum first deposit?

Man: (2)

Woman: Here you are.

Man: (3) Here is your bank book.

Woman: Thank you very much.

(1) what kind of account you would like to open.

whether you would like to open a checking or savings account.

what kind of account you want to open, savings or checking?

(2) Our minimum deposit for a savings account is ten yuan.

Ten yuan is the minimum deposit.

You can open an account with an initial deposit of ten yuan.

Ten yuan.(3) One moment, please. Wait a minute, please. Give me a minute. Just a second.

Key


Follow-Up Speaking


Woman: I’d like to open an account.

Man: Please tell me what kind of account you would like to open. (1)

Woman: Either kind of account will be fine. What is the minimum first deposit?

Man: Ten yuan is the minimum first deposit. (2)

Woman: Here you are.

Man: Just a second. (3) Here is your bank book.



Follow-Up Speaking

II. Practice Directions: Act out the conversation by

using the following information.

1. apply for a credit card what card you would like to app

ly for, standard card or golden card

standard card dollars card

2.change Renminbi what currency do you want it ch

anged to US dollars

exchange 10,000 yuan is the minimum for

exchange US dollars

3. withdraw some money how much money would you

like to withdraw 1,000 yuan maximum limit for each

withdrawal no limit at all here is my bank book money

Sample


Follow-Up Speaking

III. Sample Conversation


Woman: I’d like to withdraw some money.

Man: Please tell me how much money you would like to withdraw?

Woman: 1,000 yuan will be fine. Is there a maximum limit for each

withdraw?

Man: No limit at all.

Woman: Here is my bank book.

Man: Just a second. Here is your money.



制作：译林出版社高等英语事业部

functionsskillslisteningdictationspeaking unit 5 going to the bank in this unit, you will: a. review...

Documents

id card

key slide

man wil

kind of bank account

comprehension section

following expressions

king street

downing street