garyanandasangaree - thaiveeduradha k.s.truck & car trailer repair all automotive repairs...
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SELVA VETTYVELBroker of Record
HomeLife Future Realty Inc. Brokerage205 Eastvale Drive, Markham, ON L3S 4N8
T: 905.201.9977C: 416.568.4301
T| kV∫Ô, suÔ \uÆD income tax,mortgage ƒD√Õ>\V™ ƒÔÈ
gºÈVƒÁ™Ô”¬zD ∂Áw•∫Ô^
S.K. Bales, CRA, CAR, MVA, FRI, CRES.
416.801.3219 (Cell)
Affiliate Realty Inc.
T| kV∫Ô, suÔ, T‚|¬ÔV™ ÿ√Æ\]ÁB(Appraisal) ƒ‚¶Ø˙k\VÔ \]©∏‚|
∂§¬ÁÔÁB ÿ√uƬÿÔV^· >V\]¬ÔVm c¶º™ ∂Áw•∫Ô^.
www.chainc.caE-mail: [email protected]: 905-201-0929Fax: 905-201-8482
Bus: 416-290-1200
÷MB ÷_ÈD Œπ\B\V™ ®]˙ÔVÈ]uz ∂Ω›>·D
\ºÔ[ E∫Ô´V¤VSales Representative
Direct:416.302.7283 (SAVE)
E-mail: [email protected]: www.mahenonline.com
RE/MAX Vision Realty Inc., Realtor2210 Marham Road, Unit-1, Toronto, ON M1B 5V6Tel: 416.321.2228, Fax: 416.321.0002
Buying - Selling - Investing
One Source For Many Type of Properties & Mortgages
Mohan SubramaniyamBroker of Record
416.321.2300
Air Conditioning & Heating
General Contractors For:• Air Conditioning • Gas Furnaces • Central Vacuum • Air Cleaners • Gas Fireplaces • Garage Door Openers
• Security Alarm
Tel: 416.332.1989Cell: 647.893.4414
Raman ChelliahPresident
3021 Markham Rd., Unit 51,Scarborough, ON - M1X 1L8
RAMAN APPLIANCES®\¬Ì¶VÔ Furnace kV∫zDº√Vm Œ[´VˆºBV ∂´∑
kw∫zD Rebaten© ÿ√uƬÿÔV^·ÈVD
BUYING, SELLING,INVESTING & MORTGAGE NEEDS CALL
SUN SANMUGATHASBroker & Manager
One stop shopping for all your mortgage & realestate needs.
Dir: 416.948.0693Bus: 416.291.3000
Buying - Selling - Investing
Das NarayanasamyAMP
Mortgage Specialist
Cell: 416-543-6614Business: 416-759-1818, Fax: 416-299-0789
E-mail: [email protected]
®[ √Ë Ô¶[ ÿƒFm ÿÔV|©√º>!∂¶\V™¬
THE LAW OFFICE OF
GaryAnandasangareeTel: 416 321 1100 Fax: 416 321 1107
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- 2 - jha;tPL • etk;gu; 2008
HONDA - TOYOTA - GM MINI VANS ON THE SPOT FINANCING
E≈Õ> ºƒÁk¬ÔV™ √È sÚmÔÁ·© ÿ√u≈ kVÔ™ su√Á™ xÔk˙
Tel: 416.412.3838Fax: 416.412.1174
Radha
K.S.TRUCK & CAR TRAILER REPAIRA l l A u t o m o t i v e R e p a i r s
Specializing in Mechanical, Body, Electrical Repairs & Wheel Spring
Tel: 416-836-1946, 416-423-505740 Crockford Blvd., Scarborough, ON, M1R 3C3
SAMMobile Mechanic
24 hrsService
jha;tPL • etk;gu; 2008 - 3 -
#1 TEAM @ PROPERTY/MAX REALTY INC.New Mortgage, Commercial Mortgage
New Immigrans, Ist, 2nd MortgageRe-Financing, New Home Buyers
Mohan SubramaniyamBroker of Record
416.321.2300
Search More Properties @www.realestatebrokerofrecord.info
PLEASE MENTION PROPERTY/MAX WHEN ENQUIRING ABOURT PROPERTIES!
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njhlHGfs; - For More Info : EditorP.O.Box #63581Woodside Squarew1571 Sandhurast Circ.Toronto, ON. M1V 1V0
Montréal tpepNahfk; : RFkhud; rpd;idah1-514-299-3186
Ottawa tpepNahfk; : mnyf;]; rptrk;G1-613 -276-7253
Tel : 416-646-3422, 416.400.6406Fax : 416.849.0594
Web : www.thaiveedu.comE-mail : [email protected]
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jha;tPL • etk;gu; 2008 - 5 -
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apidf; fl;Lg;gLj;j Ntz;ba Njit
Ak; ,Uf;fpwJ.
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apid ,e;jpah vLj;JtpLkhapd;> ,e;jpah
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gw;wTk; mjd;%yk; jPHTj;jpl;lj;jpid
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#o;epiyNa Njhw;wk; ngWk;.
,e;jpa Mizf;Fs; ,yq;...25k; gf;fj; njhlHr;rp...
jha;tPL gj;jpupif gw;wpa
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E-mail:[email protected]
Fax: 416-849-0594
Tel: 416-646-3422
- 6 - jha;tPL • etk;gu; 2008
• No Money Down Programs• Credit ∏´flEÁ· c^·k˙Ô^ Credit ÷_ÈV>k˙Ô^
Late Payment, Bankruptcy and R9’s - No Problem• A]B zΩk´kV·˙Ô”¬zD, ∑B ÿ>Va_ kVF©A^·k˙Ô”¬zD Mortgage
Œø∫zÔ^ ÿƒFm >´©√|D• New Mortgages, Refinances, Switches - (Switch for free) & Pre - Approval• >ta_ ÷Èkƒ gºÈVƒÁ™Ô^, ÔÁ¶E Wt¶¬ Ô‚¶D ÷_ÁÈ• Fast Approvals & Closings• 45 k∫˛Ôπ¶tÚÕm zÁ≈Õ> k‚Ω T>D Œø∫z ÿƒFm >´©√|D
• c∫Ô·m T‚|¬ºÔ kÕm Mortgage ÿƒFm >´©√|D
• c∫Ô^ ]Ú©]ºB ®∫Ô^ ÿku§
´VD ˛Úi
RAM KRISHSenior Mortgage Consultant
The Mortgage Alliance company of Canada
Head Office: 2005 Sheppard Ave. E, Suite 200,Toronto, ON M2J 5B4
Phone: 416.499.5454, Fax: 416.499.8366
TEL: 416.526.4996
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jha;tPL • etk;gu; 2008 - 7 -
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Gs;ntsp myq;fhuk; (landscaping)Nghd;wit tPl;bd; ngWkjpiaf; $l;b
ROYAL SHUTTERS & BLINDS INC.
Everything Factory Direct PricesDIRECT FROM MANUFACTURER
Custom MadeWood & Vinyl Shutters Blinds Draperies
California Style Shutters
Plantation Style Shutters
Traditional Style Shutters
Arches
Vertical Blinds
Venetian Blinds
Wood Blinds
Bamboo Shades
Roller Shades
And More
Swags
Sheers
Valance
Curtains
And More(We Do Any Colour OfPaint & Stain)
CALL FOR A FREE ESTIMATE:
Thaas Sivathason
Tel: (416) 562-0340
Sales - Service - Installations
Full Satisfaction Guaranteed
Free Shop At Home
Workmanship Guaranteed
13 Years of Experience in Shutter Business;
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- tPL tpw;gidg; gpujpepjp [email protected]
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- 8 - jha;tPL • etk;gu; 2008
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TWO PROFESSIONAL MORTGAGE SPECIALISTSUNDER ONE ROOF WITH RATES YOU CAN’T BEAT
MAILVAGANAM (MIKE) AHILANSenior Accounts Manager
Residential Mortgages(2006 Platinum Award winner)
416-220-1184
VINCE SINNADURAISenior Accounts Manager
Residential Mortgages(2006 Platinum Award winner)
416-917-9462
416.438.1688Fax: 416.438.1612
2250 Midland Ave., #3(South of Sheppard)
Unit 3, Scarborough, ON M1P 4R9
jha;tPL • etk;gu; 2008 - 9 -
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itj;jpa ghpNrhjidfs; (ULTRASOUND, MRI, MAMOGRAM BIOPSY)
Nkw;$wpa ghpNrhjidfspd; gpd;G itj;
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fe;ijah nre;jpy;ehjd;;- Echo - Cardiogapher -
,jak; kyu;fpwJ - 7
khHgfg; Gw;W Neha;(BREAST CANCER)
KjYjtp fw;gjw;Fk; MNyhridfspw;Fk;
Dr.Kandiah Senthilnathan
(Registered Medical Officer - SLMC)
Echo-cardiographer - Canada,
First Aid & CPR Instructor
(Certified in Canada)
647-801-9252, 416-502-9252.
13k; gf;fk; ghu;f;f...
- 10 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 11 -
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spy; ePq;fs; ngwg;Nghfpd;w nrhj;Jf;fspy;
,Ue;J jkJ gq;fpid rl;l KiwfSf;
fUzhNfhghygps;is- tPL tpw;gid Kftu; [email protected]
rf;jp tPz;tpuakhtjid
jLf;Fk; rpy Kiwfs;
13k; gf;fk; ghu;f;f...
- 12 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 13 -
T| kV∫Ô suÔ
Alfred SoosaipillaiBroker
Bus: 416.962.8113Fax: 416.962.4615, Res: 416.502.8939552 Parliament Street, Toronto, ON, M4x 1P6
c∫Ô^ kÚ\V™›]uºÔu√ ®ÀkÁÔBV™ T| kV∫zkÿ>™ ∂§Õm
ÿÔV^· x>_ xÁ≈ T| kV∫z√k˙Ôπ[ ƒKÁÔÔ^ √u§
∂§ÕmÿÔV^· ÷[º≈ ®∫Ô”¶[ ÿ>V¶˙AÿÔV^”∫Ô^
Prudential Properties Plus Brokerage
416 964 5955
wJ. rpy kUe;Jfis cl;nfhs;tjhy;
mit Kz;babj;Jf;nfhz;L <];nuh[d;
njhopw;gLk; thq;fpfspy; xl;bf;nfhs;-
fpd;wd. ,jdhy; <];nuh[d; me;j
thq;fpfspy; njhopw;gl khl;lhJ jLf;-
fg;gLtjhy; Gw;WNeha; NkYk; tsuhJ
jLf;fg;gLfpd;wJ.
,tHfSf;F TAMOXIFEN vd;w kUe;J
nfhLf;fg;gLfpd;wJ. jw;rkak; NtW
<];nuh[dpd; msitf; Fiwf;ff;
$ba GJ kUe;JfSk; te;Js;sd.
khjtplha; epd;Wtpl;l ngz;fspYk;
rpwpjsT <];nuh[d; Ruf;fg;gLfpd;wJ.
<];nuh[d; msit NkYk; Fiwg;gjd;
%yk; khHGg; Gw;W Neha; kWjypj;J
tUk; Mgj;ijf; Fiwf;ff; $bajhf
cs;sJ.
TAMOXIFEN vd;w kUe;J gyfhykhfg;ghtpf;fg;gl;L tUk; kUe;jhFk;. mj;Jld;
GJ tifahdAROMATASE INHIBITORSvd;w kUe;J Gw;WNehia Vida ,lq;
fspw;Fg; guthky; jLg;gjpYk; XusT
gq;F tfpf;fpd;wJ vdf; fz;lwpag;-
gl;Ls;sJ. ,k;kUe;Jfs; njhlHr;rpahf
5tUlq;fs; tiu ghtpf;fg;gly; Ntz;Lk;.
AROMATASE INHIBITORS vd;w kUe;J
njhlHe;J ghtpf;Fk; nghOJ Gw;WNeha;
kWjypg;gJ kpfTk; Fiwthff; fhzg;-
gLtjhy; itj;jpaH ,jidf; Fwpg;gpl;l
fhyk; njhlHe;J ghtpf;Fk; gb
$WthH-fs;.
rpfpr;irAk;> itj;jpa fz;fhzpg;Gk;
Nehia kpfTk; fl;Lg;ghl;by; itj;jpUg;
gjw;F mtrpak; vd;gij czHe;J
nfhs;StJ ey;yJ.
czT tiffs; rkgy czT kpfTk; ey;yJ. ,jpy;
vkf;Fj; Njitahd Gujk;> nfhOg;G>
khg;nghUs;> tpw;wkpd;fs;> fdpg;nghUl;fs;>
ePH vd;gd rhpahd mstpy; fhzg;gLk;.
FspHfhyq;fspy; vkJ clypy; #hpa
xsp gLtJ kpfTk; FiwT. #hpa xsp
vkJ Njhypy; gLk; nghOJ tpw;wkpd;
“D” vkJ Njhypdhy; ,ay;ghfNt
jahhpf;fg;gl;L clypy; NrHj;Jf; nfhs;-
sg;gLfpd;wJ. ,e;j tpw;wkpd; “D”cztpy; cs;s fy;rpak; rj;ij cwpQ;-
Rtjw;Fk;> vYk;Gfs; eykhfTk;> gykh
fTk; ,Ug;gjw;Fk; cjTfpd;wd.
cztpy; kPndz;iz> ghy;> kPd;
Nghd;wtw;wpYk; cz;L. ,e;j tpw;wkpd;
“D” Gw;WNeha;fs; tuhky; jLg;gjpYk;
gq;F tfpg;gjhf mz;ikapy; fz;L
gpbj;Js;shHfs;. tpw;wkpd;fs; ey;yd-
tw;iwr; nra;jhYk; vkf;Fj; Njit
ahd msit khj;jpuk; cl;nfhs;Sjy;
Ntz;Lk;. msTf;F kpQ;rpdhy; mkpHj-
Kk; eQ;R vd;w gonkhopia epidT
$Uq;fs;. itj;jpa MNyhridg;gb
rhpahd msit vLf;fTk;.
ey;y fPiu tiffs;> GNwhf;Nfhyp>
nfhypGstH Nghd;w kuf;fwpfis mbf;
fb cz;gtHfspilNa Gw;WNeha;
mhpjhf Vw;gLtjhfg; Gs;sp tpguq;fs;
njhptpf;fpd;wd. kQ;rs; Js; vkJ
fwpfspy; md;whlk; rpwpjsthtJ NrHj;
Jf; nfhs;fpNwhk;. ,jd; fhuzj;jhy;
vk;kf;fspilNa VidatHfNshL xg;gp
Lk; nghOJ Gw;WNeha; Fiwthff;
fhzg;gLfpd;wJ. vkJ czTg; gof;f
tof;fj;jpy; ruf;Ftif xU ey;y gq;if
tfpf;fpd;wJ vd;W $wyhk;.
mjd; tpisthf $basT tUkhdk;
Vw;gl tha;g;G cz;L. Mdhy;> ,t;th-
whd jpUj;j my;yJ jpUj;jpaikf;Fk;
Ntiyfis Muk;gpg;gjw;F Kd;G
cq;f sJ tPl;L KftUld;
fye;jhNyhrpAq;fs;.
tPl;bd; RtHfSf;F tHzk;jPl;Ljy; cq;fsJ tPl;by; cs;s miwfis ju
KaHj;Jtjw;F Gjpa tHzg; g+r;R NghJ
khdJ. Mdhy; rfy tpjkhd jsgh-
lq;fSlDk; xj;Jg;Nghff; $ba ,aw;if-
ahd njhdpAila tHzq;fis njhpT
nra;Aq;fs;.
rpwpa jpUj;j Ntiyfs; nrhl;L nrhl;lhf ePH xOFk; tbFoha;
fs;> Cupboardfspy; Mbf; nfhz;bUf;Fk;
if gpbfs;> ,Wf;fkhf cs;s
ad;dy;fs; Nghd;w rpwpa FiwghLfis
jpUj;jpf; nfhs;Sq;fs;.
mbapypUe;J Edptiu tPl;ilmoF gLj;Jq;fs; fle;j tUlq;fspy; cq;fs; tPl;bd; KfL>
epyf;fPo; tjptplg; gFjp Mfpatw;wpy;
NrHj;J itj;Js;s gy;NtW tifg;
nghUl;fspy; Njitaw;wtw;iw mfw;wp
tpl;L vQ;rpatw;iw xOq;FgLj;jp
Nrkpj;J itf;fTk;.
cq;fsJ tPL tuNtw;Fk;jd;ikahf mika Ntz;Lk;ey;y kzk; tPrf;$ba nkOFtHj;jp
fis nfhOj;j Ntz;Lk;. vy;yh kpd;
tpsf;FfSk; vhpaf;$bajhf cs;sjh
vd;W cWjp nra;Aq;fs;. cq;fs; tPl;bd;
Njhw;wj;jpy; ftdk; nrYj;Jfpd;wPHfsh
vd;W midtUk; mtjhdpf;Fk;gb nra;
Aq;fs;.
cq;fs; tPL kpDkpDg;Gilajhf ,Uf;f Ntz;Lk;
cq;fs; tPl;bd; Fspay; njhl;b> Fsp
&l;b vd;gtw;iw Rj;jkhf itj;jpUg;g
Jld; tPl;by; cs;s rfy epy tphpg;Gf;f
Sk; ed;F Rj;jpfhpf;fg;gl;bUf;f Ntz;Lk;.
rfycgfuzq;fSk; nraw;gLk;epiyapy; ,Uf;f Ntz;Lk;.cq;fs; tPl;bd; Dishwasher, Oven Mfpa
it nraw;gLk; epiyapy; itj;jpUf;f
Ntz;Lk;.
tPl;bd; rfy gFjpfSk; Rj;jkhf itf;fg;gl Ntz;Lk;.cq;fs; ad;dy; fz;zhbfis cs;Sk;
GwKk; mOj;jp NjAq;fs;. RtHfspy;
cs;s mOf;fhd milahsq;fis
mfw;Wq;fs;. cq;fs; tPl;by; cs;s
Driveway gFjpapy; cs;s ntbg;Gf;fis
jpUj;jpaikAq;fs;.
tPl;bd; ntspg;Gwk; tPl;bd;cl;Gwj;ijg; Nghd;Nw ftuf;$bajhf itj;jpUq;fs;.
tPl;bd; ntspNa xU rpy g+r;nrbfis
eLq;fs;. Gw;jiufSf;F ePH gha;r;Rq;
fs;. cq;fsJ jghy; ngl;bf;F tHzk;
g+Rq;fs;.
tPl;bDs; Gjpa g+f;fis itj;J moF
nra;Aq;fs;. miwfSf;F nghUj;jkhd
Draperyfis gad;gLj;Jq;fs;.
rpwpa tplaq;fspYk; ftdk;nrYj;Jq;fs; tPl;bDs; cs;s JRgbjy;fis mfw;w
Ntz;Lk;. Closet gFjpfspy; Jtha;fs;
kbj;J itf;fg;gl;bUj;jy; tuNtw;fj;jf;
fJ. RtHfspy; cs;s FLk;g glq;fspy;
ngUk;ghyhdtw;iw mfw;wp ghJfhg;ghd
,lj;jpy; itAq;fs;.
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nghUl;fis rpwe;j Kiwapy; xOq;F
nra;jhy; tPl;bd; tjptplg; gFjp nghpa
msTilajhf Njhw;wkspf;Fk;.
cq;fs; tPl;il re;ijg;...7k; gf;fj; njhlHr;rp...
khHgfg; Gw;W Neha;...9k; gf;fj; njhlHr;rp...
fika ngw;Wf;nfhs;s topfOz;L.
mJ khj;jpukd;wp ePq;fs; Ntiy nra;Ak;
NghJk; khjhe;jk; xU njhifapidAk;
mtHfs; ngw;Wf;nfhs;syhk;.
nghJg;gl $wpd;> cq;fs; ngahpy;
nrhj;Jf;fs; gjpT nra;ag;glhjtiu
cq;fisg; gw;wpa jfty;fis mwpe;J
nfhs;tJ mt;tsT Rygky;y. Mdhy;>
tUlq;fs; vj;jid fope;jhYk; cq;fs;
ngahpy; XH nrhj;J gjpT nra;ag;gl;l
clNdNa mtHfshy; ,yFthf cq;f
is ,dk; fz;Lnfhs;s KbAk;.
(cq;fs; Kfthp> ePq;fs; njhopy;GhpAk;
,lk; Nghd;wit).
cq;fsplk; ,Uf;fpd;w nrhj;Jkjpg;gpd;
gpufhuk; ePq;fs; ,t;tsT fhyKk; kPs;
nrYj;jhky; tpl;l njhifAk;
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Nghd;witAk; NrHj;J mwtplg;gLk;.
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flidAk; milj;J vOj;J%yk; gj;jpuk;
ngw;W itj;jpUj;jy; Ntz;Lk;.
(Settlement) mt;thW nra;j gpd;dH
cq;fs; ngahpy; nrhj;Jf;fisg; ngw;Wf;
nfhs;tJ ghJfhg;ghd Kiw. khwhf
tq;FNuhj;J vd;W nrhy;yg;gLfpd;w
(Bank Ruptcy) Kiw %yKk; eptHj;jp
nra;ayhk;. ,tw;wpw;fhd Nkyjpf
MNyhridfSf;F chpatHfis
ehba gpd;dH nrhj;Jf;fs; thq;FtJ
ed;W.
RLePH tsq;fpfspd; (Hot waterTank) ghtid Kiwapy; vk;khjphpahd Kiwfs; %yk; rf;jptPz;tpuakhtjid jLf;fyhk;.
kjp. f
Brampton
,jw;fhd nra;Kiwapid ,U gphpthf
gphpf;fyhk;. xd;W ghtid Kiw. kw;
iwaJ guhkhpg;G Kiw. guhkhpg;G
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Gwq;fshy; tpuakhFk; rf;jpapid jLg;
gjw;F mtw;wpw;F NghHit Kiw
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id mjhtJ xUtH Neubahf ghtidg;
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ed;F #lhfpa nte;ePhpy; FspH ePhpid
fyg;gJ tPz; rf;jp ,og;Ng. mjw;fhf
Fspf;Fk; NtisfspNyh kw;Wk;
rika-yiw ghtidfSf;Nfh jdpahf
nte;ePH ghtpg;gJ ed;W. mjd; nghUl;L
ght-idf;Fj; jFe;j mstpy; ‘TEM-PERATURE CONTROL’,id NgZjy;
Ntz;Lk;. tPl;by; tpUe;jpdHfs; $Lk;
Ntisfspy; ,t; mstpid rw;W mjpf
hpj;J itf;fyhk;. rkPg fhyq;fspy;
mwpKfg;gLj;jg;gLk; ‘TANKLESS HOTWATER’ my;yJ ‘INSTANT HOTWA-TER’ Kiwfshy; ,aq;fty;y GJ
khjphpahd njhopy;El;gq;fshd nte;ePH
toq;fpfis ,izj;Jf; nfhs;StJk;
XH rf;jp Nrkpg;G KiwNa.
ed;wp NeaHfNs> kPz;Lk; kPz;Lk; ,j;
jha;tPL rQ;rpif %yk; ,ize;Jnfhs;
tjpy; kl;lw;w kfpo;r;rpAld;> tpuj fhyq;
fspy; njhlq;fp ej;jhH GJtU tpL
Kiw fhyq;fspy; fspj;jpUf;f tho;j;jp
epw;fpd;Nwd;.
rf;jp tPz;tpua...11k; gf;fj; njhlHr;rp...
- 14 - jha;tPL • etk;gu; 2008
,yq;ifapy; jahupf;fg;gLk; czTtif
fspy; ghy;kh (Milk powder) ,dpg;G
tiffs; (chocolates), kQ;rp gp];fl;Lfs;
cl;gl 60 tpjkhd jahupg;Gfspy; nky-
ikd; vd;Dk; cly;eyj;jpw;F NfL
tpistpf;Fk; ,urhadg; nghUs; ,Ug;-
gjhf fz;Lgpbf;fg;gl;Ls;sJ. fdlh
Nghd;w Kd;Ndwpa ehLfspy; czTg;
gupNrhjidj; jpizf;fsq;fspdhy;
czTfs; ntt;NtW gupNrhjidfl;L
cl;gLj;jg;gl;L Nghjpa fdpkq;fs;
,Uf;fpd;wdth Rfhjhukhd Kiwapy;
jahupf;fg;gLfpd;wdth vdr; Nrhjpf;fg;-
gLfpd;wd. ,t;thwhd Nrhjidfs;
,yq;if Nghd;w ehLfspy; nra;ag;gL-
tJ ,y;iy. NkYk; ,yq;if ,e;jpah
Nghd;w ehLfspy; nry;thf;Fk; gzgy-
Kk; ,Ue;jhy; fl;Lg;ghLfs; ,Ue;jhYk;
$l mtw;iw cilj;J ntsptUk; trjp
epiwaNt cz;L. rPdhtpypUe;J ,wf;F
kjp nra;ag;gLk; my;yJ mq;F jahupf;
fg;gLk; ghy;kh tiffspYk;, ghypypUe;Jjahupj;j czTfspYk; (Dairy products)nkyikd;; ,Ug;gjhf fz;Lgpbf;fg;gl;-
Ls;sJ. ,jd; fhuzkhf fle;j Mz;L
mnkupf;fhtpYk;, ,t;thz;L fdlhtpYk;
rPdhtpd; czTj; jahupg;Gfs; gy ght-
idapypUe;J tpyf;fg;gl;lJld; tpahghu
epiyaq;fspy; ,Ue;Jk; mfw;wg;gl;lJ.
mNjrkak; ,t; ,urhadg; nghUshd
nkyikd; ,yq;ifapypUe;JtUk; gp];-
fl;LfspYk; jha;yhe;jpypUe;J tUk;
gp];fl;LfspYk; fhzg;gLfpd;wJ vd
Rtpw;ryhe;jpy; fz;L gpbj;J jilnra;jp
Uf;fpwhu;fs;.
fle;j nrg;nlk;gu; khjk; fpl;lj;jl;l
54,000 Foe;ijfs; rPdhtpy; Nehapdhy;
ghjpf;fg;gl;Lk; 4 Foe;ijfs; ,we;Jk;
NghdJ kpfTk; ftiyf;Fupa tplakh-
Fk;. ,t;thW Neha; tha;g;gl;l Foe;ij
fspy; Ehw;wp Ik;gJf;Fk; mjpfkhNdhupd;
rpW ePufk; fLikahfg; ghjpf;fg;gl;L
nraypoe;j epiyapy; kUj;Jt kidapy;
mDkjpf;fg;gl;L ,Uf;fpwhu;fs;. ,jw;fhd
fhuzk; vd;d? ghy;khtpy; fhzg;gl;l
nkyikd;;jhd;. ,t;thW nkyikd;
cs;s ,yq;ifj; jahupg;Gfshd czT
tiffs; ,d;Dk; vt;tsT vq;fs; jkpo;
filfspy; epiu epiuahf mLf;fp
itf;fg;gl;bUf;fpd;wd. filfspy; kl;L-
ky;y vj;jidNah tPLfspy; $l ,it
jhuhskhf Nrfupj;J itf;fg;gl;bUf;fpd;
wd. Gyk; ngau;e;J te;J ePz;l fhykhfp
Ak; vq;fspy; gyu; ,d;dKk; ,yq;ifap
ypUe;J tUk; ghy;khitj;jhd; ghtpj;-
Jf; nfhz;bUf;fpNwhk;. ,jdhy; vq;fs;
Foe;ijfs; vj;jidNgupd; cly; eyk;
ghjpf;fg;gl;bUf;fpwJ vd;gJ Gupahj xU
epyahf ,Uf;fpd;wJ.
nkyikd; jhd; fhuzk;vd;gjw;F Mjhuk; vd;d?2007k; Mz;L tl mnkupf;fu;fs; jq;f
sJ tPl;by; tsu;f;Fk; nry;yg;gpuhzpf-
shd eha;, G+idfs; jpBnud Neha;-
tha;g;gl;L ,wg;gjhf nra;j Fw;wr; rhl;-
Lfspd;; mbg;gilapy; gytpjkhd
Muha;Tfs; Nkw;nfhs;sg;gl;ld. mt;thW
Muha;e;j NghJ nry;yg;gpuhzpfspd;
cztpy; ,Ue;j nkyikDk; raDupf;
mkpyKk;; jhd; mitfs; Neha;tha;g;-
gLtjw;F fhuzk; vdTk; mt;TzT
tiffs; rPdhtpypUe;J ,wf;Fkjp nra;-
ag;gl;lit vdTk; mwpag;gl;lJ. ,e;
epfo;r;rpfs; fdlhtpYk; Xu; tpopg;Gzu;it
Vw;gLj;jpajhy;; fdba Rfhjhu jpizf;
fsj;jpdhy; fdba kPd;gz;izapYs;s
kPd;fs; gupNrhjidf;Fl;gLj;jg;gl;ld.
,g; gupNrhjidapd; NghJ kPd;fspd;
clypy; nkyikd; ,Ug;gJ fz;Lgpbf;-
fg;gl;L kPd;fSf;F toq;fpa czT
gupNrhjidf;F cl;gLj;jg;gl;lNghJ
kPd;fSf;F toq;fpa cztpy; nkyik-
dpd; nrwpT $Ljyhf ,Ue;jJ njupa
te;jJ.
nkyikd; vd;why; vd;d?nkyikd; vd;gJ kpfTk; gpuNahrdkhd
xU ,urhadg; nghUs; vd;gJ kl;L
ky;y gpsh];upf;fpd; %yg; nghUs;. ,J
xU gspq;Fj;jd;ikAila ntz;zpwj;
Jhs;. ePupy; kpfTk; rpwpjsthfj; jhd;
fiuAk; Vd; fiua khl;lhJ vd;Nw
nrhy;yyhk;.
a+upahTk; Nghky;bifl;Lk; kpfTk;
cau; ntg;gepiyapYk; cauKf;fj;jp
Yk; Nru;f;fg;gLk; nghOJ nkyikd;
nurpd; cz;lhfpd;wJ. ,J Rygkhf
tisf;fg;glf; $baJk; Xustpw;F ntg;
gj;ij jhq;ff;$baJ. (Moderate heatresistant). Mdhy; mjp cau; ntg;gepiy
apy; cUff;$baJ. mLg;GfspNyh
Ez;fjpu; mLg;GfspNyh nkyikdpdh
yhd nghUis ghtpf;f KbahJ.
nkyikd; jd;Dila epiwapd; (mass)%d;wpy; ,uz;L gq;F iejuridf;
nfhz;bUf;fpwJ. ngUkstpyhd ie-
juridf; nfhz;bUg;gpDk;; gapu;fSf;F
grisahf ,jidg;ghtpf;f Kbahky;
,Ug;gjd; fhuzk; ,jd; fiuahj;
jd;ikjhd;. (Solubility) mjdhy; jhd;
nkyikDld; ghu;f;Fk;; NghJ xg;gPl;L
milg;gilapy; kpf kpff; Fiwthd
iejuridf; nfhz;l a+upah grisah-
fg; ghtpf;fg;gl;L tUfpd;wJ.
ehshe;j ghtidapy;“nkyikd;”ehshe;j tho;tpy; vq;fs; tPLfspNyNa
,e;j nkyikdpd; Mjpf;fk; mjpfk;
cz;L. nkyikdpdhy; Md gytif-
ahd nghUl;fis md;whl tho;tpy; cg-
Nahfpf;fpd;Nwhk;. Nghkpf;fh, epyj;jpw;F
NghLk; tiles, rhg;ghL gupkhWk; ghj;jpuq;fs;> fuz;bfs;> xl;Lk; girfs; (Glue),
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jha;tPL • etk;gu; 2008 - 15 -
I'm here to get your mortgage smarter and faster.c∫Ô”¬z ∂]Ô
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∂˛ÈV ÿƒÕ]_Akila Senthil, AMPSenior Mortgage Consultant,Team Leader, Platinum Award WinnerA Challenging Prosperity Long Term Experienced Team Leader
Cell: 416.895.4321104-5770 Hurontario St., Mississauga, ON L5R 3G5Fax: 905-283-3339, Web: www.mortgageprincess.ca, E-mail: [email protected] Office: Invis Inc., 100-480 University Ave., Toronto, ON M5G 1V2
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When it comes to finding the RightMortgage Solution to meet your
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CONTACT: MURALI416.569.4065
89 Thournmount Dr., Unit 11&12, Scarborough, ON M1B 5V4Morningside/Sheppard - Next to Home Depot
1 min. from Hwy401fax: 416.724.8417, e-mail: [email protected]
specialize in• Storage
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11 years
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Call Kiruba416-300-6458
- 16 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 17 -
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jha;tPL • etk;gu; 2008 - 19 -
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my;yJ MilfshfNth ,Uf;fyhk;. vk;ktH kj;jpapy; gy
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fis ,yFthf nraw;gLj;jyhk;.
,J njhlHghf ePq;fs; ghtpj;j Milfs; kw;Wk; nghUl;fis
(epiw Fiwe;j) je;Jjt tpUk;gpdhy; fPo;tUk; Kfthpapy; my;yJ
njhiyNgrpapy; njhlHG nfhs;Sq;fs;. ehk; xt;nthUtUk;
ek;khy; Kbe;jij nra;Nthk;
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- 20 - jha;tPL • etk;gu; 2008
nrd;wkhjj; njhlu;...
taJKjph;e;Njhhpd; epiy-ikAk; tuyhWk; (The elder’scondition and history)mNef fhuzpfs; Kjpath; J\;gpuNahfk;
nra;ag;glf; $ba Mgj;jhd epiyik-
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$bajhf ,Uf;Fk;.
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tJ KjpatUk; Kjpatiug; guhkhpg;-
gtUk; $Ljyhd Neuk; jdpahf
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nra;j ngw;Nwhuhf (Parent)> my;yJ
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FLk;g td;Kiw tPl;by; Kd;G eil-
ngw;wpUe;jpUj;jy;
nghJthfNt tha;%ykhfNth my;yJ
clypay; hPjpahfNth Kjpathpd;
tPwhg;G mjpfkhf ,Uj;jy;
KjpNahiu J\;gpuNahfk;nra;tijAk; guhkhpf;fhJmyl;rpak; nra;tijAk;jtph;j;jy; vt;thW?KjpNahh; J\;gpuNahfj;ijf; Fiwf;f
ehk; mjpf Kaw;rp vLf;f Ntz;Lk;.
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NghJ cjTk; mikg;Gfs; guhkhpg;ghsh;
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fj;ijj; jLf;Fk; xd;uhwpNahtpd; tiyg;
gpd;dyhdJ> taJ Kjph;e;NjhUf;F Vw;g-
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J\;gpuNahf tpopg;Gzh;T ehshf (ElderAbuse Awareness Day) Vw;gLj;jpdhh;.
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Js;sJ.
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http://www.onpea.ca/prevention.html,t;tiyg;gpd;dy; mikg;gpDs; KjpNahh;
J\;gpuNahfk; eilngWk;NghJ mjpyp-
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$ba toptiffs; vd;gd $wg;gl;Ls;sd.
KjpNahh; J~;gpuNahfk; (Elder Abuse)[Pth jpiruh[h
jha;tPL • etk;gu; 2008 - 21 -
- 22 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 23 -
jdJ ntw;wp Vw;Giuia 125 Mapuk;
kf;fspilNa NgRifapy; ‘vq;fs; top
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ghupait. ehq;fs; midtUk; Nru;e;J”
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ifj; jd;ikAld; mike;j ciu mJ.
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kpfTk; fLk; ciog;ghsp.
mnkupf;fhtpd; ,isa jiyKiw ,d
kj NtWghbd;wp mtiu ek;Gfpd;wJ.
mnkupf;fhtpy; kUj;Jtk; fhRf;Nf
fpilf;Fk;; epiy ,Uf;fpwJ. mjid
XusNtDk; khw;Wtjw;F xghkh thf;F-
Wjp nfhLj;jpUf;fpwhu;. ngupasT khw;wq;
fisf; nfhz;L te;jhy; xopa mJ
rhj;jpaky;y.
NkYk; tup tpyf;Ffs; jug;gLk; vd;gJk;
nrhy;yg;gl;bUf;fpwJ. tupiaf; Fiwf;
ifapy; vt;thW kUj;Jtj;ij fl;lz
kpd;wpj; juKbAk; vd;w Nfs;tp vOfpwJ.
mnkupf;fhtpd; gy gilr; nrytpdq;-
fisf; Fiwf;f Kaw;rpf;fyhk;. ,J
tiu mtuJ thf;FWjpfs; kl;LNk
Kd;dhy; cs;sd. mLj;J tUk; ,U
khjq;fspYk; xghkh vd;d nra;ag;
Nghfpwhu; vd;gij Cfpf;fNt KbAk;.
adtupapy; gjtp Vw;Fk; tiuahd fhyk;
gjtp khw;wf; fhyk; vdg;gLfpwJ. ,jd;
NghJ jdJ nraw;ghl;Lf; fhupajuprpia
Kjypy; epakpg;ghu;. gpd;du; mjd; mbj;
jsj;jpy; mikr;ruitiaAk; mtUld;
gzpahw;Wk; mjpfhupfisAk; mtu; Nju;e;
njLj;J jdJ jpl;lq;fisr; nrayhf;F
tjpy; mtu;fSila fUj;Jf;fisAk;
Nfl;ghu;. mNj Nghy jdJ FOtpd;
kdjpypUf;Fk; gaDs;s jpl;lq;fis
vLj;Jf;nfhs;thu;. ,e;j epiyapy;
Cfq;fshf kl;LNk xghkhtpd; elt
bf;iffs; jw;Nghijf;F KbTnra;ag;
gLk;.
adtupf;Fg; gpd;Gjhd; mtuJ nraw;ghL
fspd; Mok; Ntfk; ntspg;gLk;. vdpDk;
jw;NghjpUe;J mtu; cUthf;Fk; mbj;
jsr; nraw;ghLfs; mtuJ Nghf;if
fhl;Lk;.
,tw;iwtplTk; je;jpukhd efu;T xd;wp
Uf;fpwJ. jw;NghjpUf;Fk; murpd; gzp-
ahl;fs; jq;fs; Jiwfspy; jq;fs;
fhybfis kpfTk; je;jpukhf Mokhf
filrpNeuj;jpy; gjpj;J mjdhy; Vw;gLk;
tpisTfs; vjpu;fhyj;jpy; kPs Kbahj
gb nra;JtpLk;. mijj; jLg;gjw;fhf
xghkhtpd; jw;Nghija cjtpahsu;fs;
gyu; gy JiwfSf;Fk; nrd;W mq;F
fz;fhzpg;G Nkw;nfhs;tu;.
xu; xghkhtpd; cjtpahsu; nrhd;dijf;
fUjpy; nfhs;sNtz;Lk;: ‘ehq;fs; vt;
tsT fLikahf ,Ug;Nghk; vd;gij
kf;fs; ghu;f;fj;jhd; Nghfpd;wdu;”.
mjhtJ VNdhjhNdntd;W ,y;yhky;
kf;fSf;fhf cWjpahfr; nraw;gLNthk;
vd;fpwhu; mtu;.
vjpu;tUk; 15 MtJ jpfjp nghUshjhu
cyfj; jiytu;fs; khehL nts;is
khspifapy; eilngwTs;sJ. cyfj;ij
vjpu;nfhs;s xghkhTf;Ff; fpilf;Fk;
Kjy; tha;g;G mJjhd;. mLj;J brk;gu;
khjk; Nghye;jpy; cyf Rw;Wr;#oy; kh
ehL eilngwTs;sJ. urpahtpd; vy;iy
apy; elf;Fk; me;j khehL kw;nwhU
tifapy; xghkhtpd; cyfg; ghu;itia
vLj;Jiuf;Fk;.
gbf;Fk; fhyj;jpNyNa mg;gFjpapy;
cs;s Vio kf;fspd; ey;y tho;tpw;
fhd Njthya eltbf;iffs; r%f
eltbf;iffspy; xghkh <Lgl;Ls;shu;.
,e;J rKj;jpuj;jpd; fiuapy; cs;s
nfd;ah ehl;bYk; njhlu;Ggl;L gRgpf;
rKj;jpuj;jpy; cs;s `thapy; gpwe;J>
tho;e;J mj;jpyhe;jpf; flNyhuj;jpy; ,Uf;-
Fk; thrpq;udpy; mjpguhff; FbNawg;
NghFk; xghkhtpw;F mnkupf;fhtpy;>
cyfpy; kf;fs; gLk; Jauk; vl;Lkh
vd;gijg; nghWj;jpUe;Jjhd; ghu;f;f
Ntz;Lk;.
Ehw;whz;Lfspd; mbikj;jis
Ntjid tpyfpaJ! Xu; fWg;gpdj;jtu; mnkupf;fhtpw;F mjpguhfpdhu;!
kh%yd;[email protected]
xghkh Xu; vOj;jhsu;
xghkh ,uz;L Ehy;fs; vOjpAs;shu;. xghkhtpd; Ehypy; ,Ue;J Xu;gFjp...
Nfs;tp: vkJ gps;isfisg; gbg;gpg;gjw;F vq;fSf;F jdpg;gl;lflik ,Uf;fpwJ vd;W nrhy;fpwPu;fs;. mkupf;fhtpy; xU ngw;whu;,jw;fhfr; rpwpajhf vd;d fhupaj;ij nra;ayhk;? ngupa khw;wj;ijgps;isfspy; nfhz;L tu vd;d rpwpa Ntiyiar; nra;ayhk;?
xghkh: Foe;;ijfspd; njhlf;fhyj;jpy; mtu;fSf;F thrpj;Jf; fhl;LtJNghy NtW vJTk; ngupjhf ey;y tpisitj; juhJ. ehk;midtUk; njhiyf;fhl;rpia epg;ghl;btpLtjw;Ff; filikg;gl;Ls;Nshk;. vkJ gps;isfSf;F thrpj;Jf; fhl;lNtz;Lk;. ,J kl;Lky;-yhky; vOj;jwpT jpl;lq;fspy; gq;Nfw;f Ntz;Lk;. thrpg;gpy; rpf;fYs;sngw;NwhUld; Nru;e;J cjtNtz;Lk;. mtu;fSila Foe;ijfSf;Fthrpg;gjw;fhf nkhopawptpw;fhf cjtp nra;Ntz;Lk;. mJNt ngupakhw;wj;ij Foe;ijfspd; tho;tpy; Vw;gLj;jg; NghJkhdJ.
xghkhtpd; Ehw;fs; kf;fSf;F ek;gpf;if jUtijg; gw;wpg; NgRfpd;wd.
- 24 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 25 -
mwpKfk; :fhu;j;jpifg;G+ nfhy;fpNfrpNa (FamilyColchicaceae) FLk;gj;ijr; Nru;e;jJ.
,e;jf;FLk;gj;jpy; 5-6 ,dq;fs; fhzg;-
gLk;. ntg;g tyaq;fshfpa Mgpupf;fh>
Mrpah> mT];Nuypah> kNyrpah> ,e;jpah>
,yq;if Nghd;w ehLfspy; ePz;lfhyk;
thOk; gw;wpg; glu;e;J VWk; nfhbahf
tsu;fpd;wJ. ,J epkpu;e;J mofpa tpuy;
fs; NghyTk; Rlu;fs; NghyTk; fhl;rp
mopg;gjhy; mjpAau;e;j khl;rpik nghUe;-
jpa fUj;jpy; ‘Gloriosa superba’vd miof;-
fg;gLfpd;wJ. jdJ gw;Wk; nfhbr;RUs;
%yk; NtWjhtuq;fs; Nky; Vwp> 3kPw;
cauk; tiu tsuf;$baJ.
milahsr;rpd;dkhfpamofpa G+f;fs;G+f;fs; gyiuAk; ftuf;$bajhfg; gpujp-
gypf;fpd;wd. G+f;fs; jPr;Rthiy Nghd;W
fhzg;gLtjhy; ‘mf;fpdpryk;’ vd
miof;fg;gLk;. epwq;fs; gy khjpupahf-
tpUf;Fk;. gr;irahd kQ;rs;> kQ;rs;>
nrQ;rptg;G> fLk;rptg;G> nts;is epwq;-
fspy; G+f;fs; fhzg;gLk;. gz;ila
fhyj;jpy; Njrq;fspd; milahsr; rpd;-
dq;fshf G+f;fs; ,yq;FtJ vy;NyhUk;
mwpe;j cz;ik. ,e;j tifapy; fhu;j;jp-
ifg;G+> rpk;ghNt> NwhNlrpah ehl;bd;
Njrpfg;G+thfTk;> jkpo;ehl;L khepyg;G+-
thfTk; gpufldg;gLj;jpapUg;gij ehk;
mwpNthk;.
fhu;j;jpif khjj;jpy; nfhbahdJ G+f;f-
isf; FYq;f itj;J fhl;rp mspg;gjhy;>
jkpoPoj; Njrpaf; nfhbapd; tu;zq;f
spd; gpujpgypg;ghfTk;> jkpoPoj; Njrpag;
G+thfTk;> fhu;j;jpifg;G+ etk;gu; khjk;
2003Mz;by; gpufldg;gLj;jp ,Ug;gijAk;
vy;NyhUk;; mwpe;jpUf;fpd;wdu;. kf;fs;
,iwtopghLfspYk; ,g;G+tpidj; njhlu;G
gLj;jp ,Uf;fpd;wdu;. gz;ilj;jkpou;fs;
Nghu;f;;flTshf kjpj;J te;j KUfg;
ngUkhDf;fhf kyUk; fhu;j;jpifg;G+ntd
Fwpg;gpl;Ls;sdu;.
,f;nfhb> xw;iw tpijapiyj; jhtukh
Fk;. jz;L gRikahdJ> nkd;ikahdJ.
,iyfspd; Edpfs; ePz;L RUz;L
gw;Wk; fk;gpfisg;Nghy> Mjhuq;fisg;
gw;wp gymb caukhf tsu;fpd;wd.
fpoq;FfSk;gapu;r;nra;ifAk;.
Mz;L NjhWk; epyj;jpYs;s fpoq;Ff-
spypUe;J Gjpa nrbfs; Njhd;wp tsu;-
fpd;wd. fpoq;Ffs; fyg;ig Nghy
Njhw;wk; mspf;fpd;wd. xU nrbapypUe;J
,U fpoq;Ffs; kl;LNk fpilf;Fk;. gUk-
idg; nghWj;J> fpoq;Ffs; ghJfhf;fg;
gLk; fhyk; NtWgLfpd;wJ. nghJthf
6-8 fpoikfs; cwq;Fepiy Njitg;gLk;.
ed;F nropg;ghf tsu;tjw;F ntg;gk; 59-
800F k;> ed;F ePNuhLk; epyKk;; Njit.
cuk; 15-10-15 cfe;jjhf ,Uf;Fk;.
fpoq;Ffs; epiuahf 3mb Jhuj;jpy; 4mq;
,ilntspapy; MjuTf;fhd jbfNshL
gjpf;fNtz;Lk;. fpoq;fpd; KidapypUe;J
Njhd;Wk; fZtpypUe;J Kis Muk;gkhfp
jdpahd jz;L NkyhfTk;> mbapy;
nkd;ikahd Ntu;fSk;> Njhd;wp tpUj;jp-
ahfpd;wJ. nrbapd; ,iyfs; fhk;Gfs;
mw;wjhf mfykhfTk; jbg;ghfTk;
fhzg;gLk;. gf;fj;jz;Lfs; Vwf;Fiwa
Ie;J kl;by; Njhd;Wk;. ,iyf;fZf;f-
spy; G+ mUk;Gfs; tpUj;jpahFk;.
Njhl;lj;jpy; gy nrbfs; fhZk;NghJ
G+f;fs; epiwe;Js;s me;j ,lNk
cz;ikapy; nrhu;f;fG+kpahff; fhl;rp-
aspf;Fk;. G+f;fs; ngupait. mofpait.
G+f;fs; 6 ,jo;fisAilait.
nrg;uk;gu; khjk; njhlf;fk; khu;r; khjk;
tiu G+f;fs; kyu;fpd;wd. G+f;fhk;Gfs;
ePskhdit. G+f;fs; thlhky; gy ehl;fs;
,Uf;Fk;. G+f;fspd; epwk; khwpf;nfhz;L
NghFk; jd;ikAs;sjhy;> gyjug;gl;l
epwq;fis mq;F fhzf;$bajhf ,Uf;
Fk;. Nfruq;fs; ePskhdit. #y;jz;L
FWfpajhf> xUGwk; kbe;;jpUf;Fk;.
#yfk; %d;W miwfisAilajhapUf;
Fk;;. nghJthf tpj;Jf;fs; %yKk; gapu;
nra;if Nkw;nfhs;sg;gLfpd;wd. G+f;fs;
ntl;lg;gl;L cyfuPjpahf re;ijg;gLj;-
jg;gLk;.
G+r;rpfspd; jhf;fk; gyjug;gl;l Neha; ,Ug;gjhf mtjhdpf;-
fg;gl;lJ. Vgpl;];> rpye;jpg;Ngd;> ej;ij
tiffs; Fwpg;gplj;jf;fit. itu];
jhf;fk; ,iyfspd; gr;iraj;ijf;
Fiwg;gjhy; epwkhw;wk; epfo;fpd;wd.
kUj;Jt Kf;fpaj;Jtk;fpoq;Ffs; MAu;Ntj kUj;Jtj;jpy;
gad;gLfpd;wd. ,jpy; fhzg;gLk; er;Rg;
nghUshd nfhy;fpirapd; itj;jpa
Kiwfspy; cgNahfkhfpd;wJ. Njs;
fbf;F gad;gLj;Jthu;fs;. ,iy Edpf-
spypUe;J ntspahFk; jputk; Njhy;
ntbg;G> njhg;gsk; Nghd;wtw;wpw;F gad;
gLk;. Ntu;fs; ePNuhL Nru;j;J miuf;fg;
gl;L jiyKb cjpu;tjw;Fg; G+Rthu;fs;.
fpoq;Ffs;> nghJthf gyjug;gl;l
NehTfs;> Mwhj Gz;fs; tpe;Jntsp-
tpLjy;> Gw;WNeha;> Nghd;wtw;wpw;F
kUj;JtuPjpapy; gad;gLj;jg;gLfpd;wJ..
mofpa g+Q;nrbfs;
- tPl;Lj; Njhl;lk; - 9
gg;ghrp gg;ghrpNa FLk;gj;ijr; Nru;e;jJ. ,J Muk;gj;jpy; njd;nkf;rpf;Nfh
efuj;jpy; cz;lhf;fg;gl;lJ. gpd;du;> Vida ntg;gg; gpuNjrq;fshfpa ,yq;if>
,e;jpah> kNyrpah> ,e;jNerpah> mT];jpNuypah> Mgpupf;fh Nghd;w ehLfspYk;;
re;ijg;gLj;Jk; tpjj;jpy; gapu;nra;ag;gLfpd;wJ. ,J xU rpwpa fhyk; thOk;>
kpfTk; tpiuthf cz;lhFk;> ngupa itukhd nrbtifahf 10-13 mb caukhf
tsu;e;J fhzg;gLk;. xU rpy kuq;fs;> jhf;fq;fspdhy; fpisfs; tpl;Lk;
fhzg;gLk;. jz;L gr;ir epwk; my;yJ ,skQ;rs; epwkhd Fohahf>
cl;;FopTs;sjhfTk; ntspNa njspthd ,iyabj; jspk;GfisAilajhfTk;
fhzg;gLk;. jz;L Vwf;Fiwa 3-10 mq; tpl;lj;jpypUf;Fk;. ,iyfs; Neubahfj;
jz;bd; Nkw;gFjpapy; kl;Lk; RUs; Nghd;wjhf 2-3 mq; ePskhd ,iyf;fhk;Gfis
cilajhapUf;Fk;. G+f;fs; Ie;J ,jo;fisAilait. rpy kuq;fs; ngz;
my;yJ ,Ughw;G+f;fisAk; rpy Mz;G+f;fisAk;> rpy Mz;> ngz; G+f;fisAk;
nfhz;L fhzg;gLk;. goq;fs; gy gUkd;fspy; $ba gFjp Ritahd
rijg;gw;Ws;sjhfTk; tpj;Jf;fs; gytw;iwAk; mlf;fpapUf;Fk;. $ba tpw;wkpd; rP
fhzg;gLk;. gOj;j gok; fhiy czthfTk; rijg;gw;Ws;s gFjp> rikaypy;
gytpjkhf czT jahupg;gjw;Fk; goA+]; Fspu;e;j ghdkhfTk; ghtpg;ghu;fs;;.
jz;L> ,iyfs;> fha;> goq;fs; Nghd;wtw;wpypUe;J fhzg;gLk; nehjpaq;fshd
‘gg;gapd;> fPNkhg;gg;gapd;’ rkPghl;bYk;; gg;gapd; thjNeha; Fzg;gLj;jtjw;Fk;
gad;gLk;. ghy; Nghd;w rhW cyuitj;J gprpd;xl;L> gw;gir nra;tjw;Fg;
cgNahfkhFk;.
Family Caricaceaegg;ghrp kuk;
Botanical Name : Carica papaya(Eng.Name: Papaw)
fhu;j;jpifg; G+(Glory Lily ) Gloriosa superba
- 26 - jha;tPL • etk;gu; 2008
Thaya Balan(Agency Director)
416.831.4725
• With a Heritage Education Funds RESP How muchcan you comfortably save?
• Want to start building your child’s future today?
• 40 years of RESP expertise helping families fromcoast to coast.
• Start Early, Invest often, Stay invested.
• Start saving now and plan for your child’s futurepossibilities.
HERITAGE EDUCATION FUNDSSave towards your child’s post-secondary education and find out howthe government can help you pay for it.
We are also hiring sales representativesthat are self motivated and are capable
of building their own business.
digi
digi
Thaya BalanLicensed Insurance Broker
Dir: 416.831.4725Morning Star Financial Service5050 Dufferin St., Suite 218, Toronto, ON M3H 5T5Tel: 416.661.9155 ext. 340
Life Insurance • Critical Insurance • Long Term Coverage • Disability InsuranceFinal Expenses • Dental & Hospital Expenses • Travel Insurance
A l l y o u r I n s u r a n c e N e e d s
jha;tPL • etk;gu; 2008 - 27 -
nghUshjhu epiytuk; ghjpf;fg;gl;L
nfhz;L NghFk; NghJ cq;fsJ epW-
tdj;jpd; gz tUthia epHtfpg;gJ
Kf;fpakhdJ vd;W gy mDgtk;
tha;e;j tHj;jfHfs; njhptpj;Js;shHfs;.
,jw;F Kf;fpakhf nryTj; jhdj;jpy;
kpfTk; ftdkhfTk; xU f\;lfhyj;jpw;F
vd Nrkpg;Gk; ,Uf;f Ntz;Lk;.
CopaHfspd; vz;zpf;if FiwthfTk;>
ntspehLfSf;F mDg;gp nra;af; $ba
Ntiyfis (out sourcing) mDg;gpr;
nra;af; $bajhfTk; ,Uf;f Ntz;Lk;.
fbd fhyj;jpw;F vd;W Nrkpj;J itg;gJ
cz;ikahf fbd fhyk; tUk;NghJ
gzk; jhd; Nguurd; vd;gij cWjp
nra;Ak;.
MdhYk;> epWtdq;fspd; eltbf;if-
fis mtjhdpj;j gy Ma;thsHfs;
gy elj;JdHfSf;Fk; ,J njhpe;j
NghjpYk; ,e;j tplaj;ijf; ifahs
KOikahd mwpitg; ngw;Wf;nfhs;s
tpy;iy vd;W njhptj;Js;shHfs;. mjpf
khf ,e;j elj;JdHfs; yhgkPl;LtjpYk;
Revenue fzf;fpLtjpYk; fhl;Lk;
MHtj;ij Cash flow,y; fhl;Ltjpy;iy.
,e;j Cash flow jhd; xU epWtdj;jpd;
KOikahd epjp MNuhf;fpaj;ijf;
fhl;LtjhFk;. ,e;j Cash flow vd;gJ
tUthapypUe;J nrytPdj;ijAk; depre-ciation, depletion, amortization vd;gtw;iw
ePf;fptpl tUtjhFk;.
nghUshjhur; #oy; vg;gb ,Ue;jhYk;
,e;j Cash flowit fl;lhak; tpsq;fp
itj;Jf; nfhs;sNtz;Lk; vd;W AlexMorrison vd;w Ernest and Young
epWtdj;ijr; NrHe;jtH $WfpwhH. ,e;j
epWtdk; xU nghpa fzf;fha;T epWt-
dk; vd;gJ Fwpg;gplj;jf;fJ. ,e;j Cashflow gw;wp vkJ mwpT xU FWfpa fhy
ePz;lfhy ghpzhkj;jpy; ,Uf;f Ntz;Lk;
vdmtH NkYk; njhptpj;jhH. mtH NkYk;
$Wifapy; cq;fsJ Cash flow ,d;W
vg;gb ,Uf;fpwJ %d;W khjk; my;yJ
xU tUlj;jpy; Cash flow vg;gb ,Uf;Fk;
vd;W cq;fSf;F xU njspT ,Uf;f
Ntz;Lk;. mg;NghJjhd; xU fbd fhyj;-
jpy; vg;gb vq;fpUe;J Gjpa KjyPl;LtJ>
tHj;jf khjphpia fhyj;jpd; Njitf;
Nfw;g khw;WtJ vd;gJ gw;wp njspthf
,Uf;f KbAk;. Mdhy;> mjpfkhd
epWtdq;fs; Maj;jkhf ,U;ffhikap-
dhy; ,og;Gf;fisr; re;jpf;f NehpLk;.
cq;fSila tq;fpAldhd cwTfis
xU ,utpy; khw;wpf; nfhs;s KbahJ.
,e;j Cash flow ephthHfk; vg;NghJk;
elf;f Ntz;ba xU tplak;. ,jDila
epHthfk; ey;y fhyj;jpNyh $lhj
fhyj;jpNyh jq;fpapUg;gjpy;iy. ePq;fs;
jpl;lkpLtjpy; nkj;jdkhf ,Ue;jhy;
,e;jg; gpur;rpidfSf;F ePq;fs; Maj;j-
khf ,Uf;fkhl;BHfs;.
Mdhy;> kpFe;j ftdkhf ePq;fs; jpl;l
kpl;L ,Ue;jJ$l rpy Neuq;fspy; me;jj;-
jpl;lk; rpy tPjp jilfis re;jpf;f NeUk;.
,e;j Neuq;fspy; flid mjpfhpg;gJ
ey;yjy;y. Mdhy;> ey;y Neuq;fspy;
Gjpa epjpia (Finance) ,yFthfg; ngw;Wf;nfhs;syhk;. xU nropg;ghd fhyhz;L
epytuj;ijf; fhl;b xU tq;fpaplk;
,Ue;J flidg; ngWtJ ,yF.
mj;Jld; gzj;ij NrHg;gjw;F NtWk;
gy topfs; ,Uf;fpd;wd. InventoryFiwg;gjdhy; gzj;ij NrHf;fyhk;.
,J yhgj;ijf; Fiwf;fyhk;. Mdhy;
cq;fspd; tq;fpapy; gzj;jpd; kPjpia
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iaAk; tpidjpwidAk; mjpfhpg;gJk;
ftdj;jpy; nfhs;sg;gl Ntz;Lk;.
mj;Jld; xU nghUshjhug; gpd;dilTf;
fhyfl;lj;jpy; vy;yh toptiffisAk;
ghHf;fNtz;Lk;. tHj;jfj;jpy; ,Uf;ff;
$ba gq;fhsHfs;> KjyPl;lhsHfs;>
Suppliers, Landlords thbf;ifahsHfs;
vd;W vy;yhf; Nfhzj;jpYk; ghHj;J
gzk; cq;fsplk; ,Uf;fj;jf;fjhf ghHj;
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mLj;jtH igapy; ,Uf;Fk; NghJ
cq;fSilaJ my;y. cq;fspd; tq;fpf;F
gzk; te;j gpd;Nd cq;fSilaJ MFk;.
fbdkhd fhyq;fspy; cq;fspd; SuppliersLandlord cld; ,yFthd epge;jid
fSld; $ba xg;ge;jq;fisr; nra;J
nfhs;s Ntz;Lk;. mj;Jld; cq;fs;
Balance SheetIg; ghHj;J gzj;ij tpiu
thf cq;fs; tq;fpf; fzf;fpw;F tuf;
$bajhf ghHj;Jf;nfhs;s Ntz;Lk;.
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isj; juyhk;. tpiuthf cq;fspy;
gw;Wr;rPl;Lf;fis thbf;ifahsUf;F
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ahsHfSf;F nghUl;fisg; gl;Lthlh
nra;Ak; NghJ gzk; tpiuthf cq;fis
te;jila KbAk;.
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gl;L te;jhy;jhd; xU fbd fhyj;ij
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ghtpf;f Ntz;Lk;. vt;tsT tuT> nryT
tq;fpapy; cs;s kPjp vd;git ,jw;F
Kf;fpa vz;fshFk;. ,tw;iw ePq;fNs
guhkhpj;Jf; nfhs;tjw;F gy fzdpapy;
ghtpf;ff;$ba nkd;nghUl;fs; (Software)re;ijapy; cz;L. cq;fspd; tq;fpf;
fzf;Ffisf; $l ,e;j nkd;nghUl;f-
Ss; ePq;fs; gjptpwf;fk; nra;J nfhs;-
syhk;.
,q;F Nkw;F ehl;L nghUshjhuj;jpy;
Vw;w ,wf;fq;fs; xU tl;lkhfNt tUk;.
xU gpd;dilTf; fhyj;jpy; jg;gpg;gpioj;-
jhy; jhd; xU nropg;ghd fhyj;jpy;
gzkPl;lyhk;.
nghUshjhu epiytuk;
cq;fsJ epWtdj;ij ghjpf;Fkh?uhFyd;- Accountant -
Cash flow vd;gJ tUthapypUe;J
nrytPdj;ijAk; depreciation, depletion,
amortization vd;gtw;iw ePf;fptpl tUtNjh.
Cash flow jhd; xU epWtdj;jpd;
KOikahd epjp MNuhf;fpaj;ijf;
fhl;LtjhFk;.
gzk; vd;dlh gzk;> gzk; gzk; jhdlh epue;juk;
tPL thliff;FMcCowan & Seppard
re;jpg;Gf;F mUfhikapy;3 miwfs; nfhd;l njhlu;khbf; FbapUg;G thliff;F cz;L
416 609 1924
- 28 - jha;tPL • etk;gu; 2008
Fspu;fhyk; Muk;gpj;Jtpl;lJ.jLg;G+rp (Flushot) vLg;gJ ey;yjh?
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vLj;Jf;nfhz;l jLg;G+rpfshy; vd;W
Ma;Tfs; $Wfpd;wd.
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Ntz;Lk;. Mdhy;> ePq;fs; Fwpg;gpl;l
vy;yh Neha;fSf;Fk; xNunahU kUe;J
NghJk;. mJ nte;jak;. nte;jag;
nghb> nte;jaj; Njhir> ,JNghf
ntspg;G+r;rhf jiyapy; G+r miuj;j
nte;jak; vd;W ePq;fs; nte;jaj;ijg;
gad;gLj;jp rpwg;ghd gyidg; ngwyhk;.
,uh[Nrfu;Mj;jpag;gd;[email protected]
kUj;Jtf; Nfs;tp -gjpy;
Kfg;gU ePq;f %ypif itj;jpak;
mikjpahd Ml;nfhy;yp
jha;tPL • etk;gu; 2008 - 29 -
- 30 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 31 -
ehk; nghJthf xU tPL thq;Ftjhdhy;
gy tPLfisg; ghHj;j gpd;G mjpy; vkf;F
Kf;fpakhd Njitfs; mike;j tPl;il
Na thq;FNthk;. mNjNghy; tPl;Lf;Ff;
fhg;GWjp thq;Fk; NghJk; gy fhg;GWjp
nra;Ak; ,lq;fSf;Fr; nrd;W mjpy;
vkf;F ve;jf; fhg;GWjp nghUe;Jfpd;w-
Njh mijj;jhd; thq;f Ntz;Lk;. tPL
thq;FtJ xU nghpa KjyPlhFk;. mNj
Nghy;jhd; mijg; ghJfhg;gjw;Fk; ehk;
rhpahd fhg;GWjpia thq;Fjy; vkJ
nghpa KjyPl;ilg; ghJfhf;Fk;.
nghJthf ehk; tPl;Lf; fhg;GWjp thq;Fk;
NghJ ehk; neUg;ghy; Vw;gLk; Mgj;ij
kl;Lk; jhd; epidf;fpd;Nwhk;. Mdhy;>
tPl;bw;F fhg;GWjp NtW Kf;fpakhd
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tpgj;J> Basementy; frpT Vw;gLjy; Mfpa
gytw;iwAk; epidtpy; nfhz;L thq;F
jy; ey;yjhFk;. tPl;Lf; fhg;GWjp MdJ
xt;nthU fhg;GWjp Company fSf;F
kl;Lk; my;yhJ xt;nthU tPl;bw;Fk;
tpj;jpahrk; Vw;gLk;. mj;Jld; tpiyap-
Yk; tpj;jpahrk; Vw;glyhk;.
Insurance bureau of Canada (IBC)apd;gbehd;F tpjkhd Standard Policyfs;cs;sd.
Comprehensive Coverage ($Ljyhf
vy;yhtpjkhd NjitfisAk; cs;s-
lf;Fk;)
A Basic – xU rpy Fwpg;gpl;l Coverage
cs;slf;fpapUf;Fk; mjhtJ Fire, theft) Broad Coverage Buildingf;F kl;Lk;
Comprehensive Coverage. (mj;Jld; rpy
Fwpg;gpl;l NjitfSf;F)
No Frills policy rpy tPLfspy; Physicaldefect ,Ue;jhy; me;j tPlLf;F rhjh
uz fhg;GWjp ];jhgdq;fs; fhg;GWjp
nfhLf;f khl;lhJ. Kjypy; defectw;-Ff; nfhLf;Fk; ];jhgdj;jpy; vLj;J
tpl;L gpd;G gpiofisj; jpUj;jpa
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nrYj;Jk; nryitf; Fiwf;fyhk;.
$Ljyhd Insurance Policyfspy; rpy
epge;jidfs; ,Uf;fyhk;. mjhtJ ve;j
tpjkhd Damagew;F fhg;GWjp nrYj;jg;
gLk;> vjw;F fhg;GWjp nrYj;jkhl;lhJ
vd;gjhFk;. MfNt InsuranceI vLf;Fk;Kd;G Nfl;fg;gl Ntz;ba rpy Kf;fpa
khd Nfs;tpfisf; fPNo Fwpg;gpLfpd;Nwd;.
What kind of home owner’s policy do Ihave and who / what is covered under it?
How do I know I’m adequately insured? What is not covered in my homeowner’s
policy? Do I have replacement cost? what about
granted replacement cost? What are the limitations on valuables,
such as Jewellery, silverware, andComputers?
What does my policy cover in terms of
water damage? What is my deductible? How much
money can save on my premium bychoosing a higher deductible?
What optional coverage should I consider? What safety features can I install that will
help me save money and increase myprotection?
Does the company offer 24 hour claimsservice?
vk;khy; Xbj;jphpe;J rhpahd fhg;GWjp
iag; ngw;Wf;nfhs;s Neuk; ,y;yhtpby;
xU Certified fhg;GWjpahsdplk; mZfp
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nfhs;syhk;.
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xt;nthU ehSk; ghtpf;Fk; nghUl;
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(rust) gpbf;Fk; NghUl;fs;).
nts;sj;jhy;> underground water, Vw;-gLk; ghjpg;G.
rhpahd Kiwapy; Heater ghtpf;fhky;
mjdhy; Vw;gLk; ghjpg;G (Indoorplumbing)
tPl;bd; ntspg;gFjpapy; Vw;gLk;
Freezing, melting, or moving snow orice.
tPl;by; Vw;gLk; rpy ghjpg;G (termites,squirrels,mice Nghd;wtw;why; Vw;gl;lhy;).
MfNt NkNy Fwpg;gpl;Ls;s Njitf-
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fhg;GWjpiag; ngw;Wf;nfhs;tJ cq;fsJ
nghpa KjyPl;bw;F xU ghJfhg;ghf
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NghJ> Njit Vw;gLk; kw;iwa fhg;GW
jpAk;; mtw;wpd; NjitfSk;.
High Ratio Insurance – fld; thq;Fk;
njhif 80% tPjj;jpw;F NkNy
mjpfhpj;jhy;.
Mortgage Life Insurance – tPl;L chpik
ahsH ,we;jhNyh> mtH KOrhf
,aq;fKbahky; NghdhNyh Njit
Vw;gLk;.
Mortgage loan Insurance- gzf;f\;lk;
te;J fld; fl;l KbahJ NghFk;NghJ
tPL tq;fpapdhy; tpw;fg;gl;lhy; cq;f
sJ Kjy; (Principal) kPsg;ngWtjw;F. Title Insurance - Titley; VjhtJ
gpur;rid Vw;gl;lhNyh> my;yJ tPl;L
cupikahsu;fspd; tatle detects andtatle fraund.
tPl;Lf; fhg;GWjpAk; mjd;
Kf;fpaj;JtKk;
T| kV∫Ô suÔ
Alen SivasambuSales Representative
Please Call Alen :
905-822-5000Fax: 905-822-5617
myd; rptrk;G
- tPL tpw;gidg; gpujpepjp [email protected]
4.75 %
- ƒ¬]ºk_ -ÿ>VÁȺ√E: 416.706.3530, 905.428.9299, 905.763.8912
Fax: 905.428.9307 Email: [email protected]
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- 32 - jha;tPL • etk;gu; 2008
fle;j fhyq;fspy; gq;Fr; re;ij Rl;b
fs; Nky; Nehf;fpNa Ngha;f;nfhz;bUf;
Fk; NghJ gq;Fr; re;ij KjyPL gw;wp
Ma;T nra;tJ Rygk;. Mdhy; jw;NghJ
vy;yhNk ,wq;F Kfkhf ,Uf;ifapy;
kdk; Nghd Nghf;fpNy Ma;Tfisr;
nra;J kf;fSila fbdkhf cioj;j
gzk; fhw;wpNy NghFk;gb nra;Jtplf;
$lhJ.
,e;j Ma;itr; nra;tjw;F jw;NghJ
re;ijapy; vd;d elf;fpwJ vd mwpe;J
nfhs;s Ntz;Lk;. mnkhpf;fhtpy; mjpf
sT tPf;fkile;j tPl;L tpiy ghpkhw;-
wq;fSf;F mnkhpf;f tq;fpfs; 100%<l;Lf; flid Nfl;L Nfs;tpapy;yhky;
toq;fpaijj; njhlHe;J me;j tpiy-
fis re;ij njhlHe;J epiyepWj;j
Kbahky; rhpT Vw;gl;Ls;sJ. ,e;j
caHT fle;j 15 tUlq;fshf eil
ngWfpwJ.
,e;j tPo;r;rpiaj; njhlHe;J tq;fpfspy;
100% fld; ngw;W tPL thq;fpatHfs;
tPLfspy; tpiy rhpAk; NghJ jhk; tPl;bd;
jw;Nghija ngWkjpia tpl mtHfshy;
<l;Lf; fld; mjpfkhf ,Ue;jjhy; me;j
fldpypUe;J ntspNaw jPHkhdpj;jhHfs;.
,Jjhd; mnkhpf;f <l;Lf;fld; re;ijapd;
tPo;r;rpapd; ufrpak;. ,J mnkhpf;fhtpy;
kl;Lky;yhJ NkYk; gy INuhg;gpa ehL
fspYk; ele;jJ.
EfHNthH xU Gwk; ,Uf;f ,e;j flid
nfhLj;j tq;fpfs; ,tw;iw tpj;jpahr-
khd Kwpfshf KjyPl;lhsHfSf;F
tpw;whHfs;. mj;Jld; Gjpa fzzp njhopy;
El;gq;fshy; kpfTk; rpf;fyhf mikf;-
fg;gl;l ,e;j KjyPl;Lr; rhjdq;fs; xU
fhfpj tPL Nghy rhpaj; njhlq;fpd.
,e;j rhjdq;fspd; rhpahd ngWkjpia
mstplNth ,tw;wpw;F xU rl;l hPjpahd
fl;Lf;Nfhg;ig murhq;fq;fshy; rhpahd
Neuj;jpw;F juKbahky; ,Ue;jJ.
,e;j KjyPl;Lr; rhjdq;fspd; rhpT xU
ghhpa gpur;rpidahf khwpa NghJ
mnkhpf;fhtpd; ghhpa KjyPl;L tq;fpfs;
rpwpa tq;fpfs; ngUk; gpur;rpidiar;
re;jpj;jd. gzj; man brothers, Bear stearnsNghd;w epWtdq;fs; $WNghl;L tpw;fg;
gl;ld. nghpa tq;fpfs; ghhpa ,og;igr;
re;jpj;jd. ,ijj; njhlHe;J cyf
tq;fpfs; gq;Fr; re;ijfspYk; KjyPl;-
lhsHfs; ek;gpf;if ,oe;jhHfs;. ,jdhy;
Kjyhspj;Jtj;jpd; KJnfYk;Gfshd
tq;fpfSk; gq;Fr; re;ijAk; ghhpa
rhpitr; re;jpj;jd. Ice land, Argantina,Pakistan Nghd;w ehLfs; ghhpa nghU-
shjhu rpf;fiy re;jpj;jd.
,jidj; njhlHe;J mnkhpf;f kj;jpa
muRk; INuhg;gpa muRfspd; eltbf;if
fhuzkhf ,e;j gpur;rpidf;F ,e;j epjp
epWtdq;fspd; murhq;fq;fs; ghhpa
KjyPLfis elj;j jPHkhdpj;jd. MapDk;
KjyPl;L re;ijfspYk; gioa ek;gpf;if
epiyf;F KjyPl;lhsHfs; ,d;Dk; tu-
tpy;iy. ,e;j rhpTfs; nghUshjhuj;-
jpy; Vw;gLj;jf;$ba ghjpg;Gf;fs; Fwpj;J
,d;Dk; njspthf xUtUf;Fk; njhpa-
tpy;iy.
nghUshjhuk; gw;wp fle;j NjHjypy;
tpghpf;fg; Nghd gpujk ke;jphp Harperxt;nthU ehSk; tpj;jpahrkhd njhdp-
apy; Ngrpf; nfhz;bUe;jhH. gq;Fr; re;ij
rhpitg; gw;wpr; nrhd;d mtH ,J gq;F-
fis thq;Ftjw;F ey;y re;jHg;gk;
vd;whH. fdba epjpaikr;rH $l 25
Billion epjp xJf;fPL nra;Js;shH. ,e;jepjp tq;fpfs; gpur;rpidf;Fl;gl;lhy; mjpy;
Kjypl cjTk;.
jw;NghJ vy;NyhUila kdjpYk; Vw;gl;
Ls;s Nfs;tp ,e;jg; gpur;rpid vt;tsT
fhyk; ePbf;Fk; vd;gJ. vg;gbg;gl;l
jhf;fe; jUk; vt;tsT NgH Ntiyapoe;J
NghtH vd;gNj. ,ijj; njhlq;fpa epWt-
dq;fSk; kf;fSk; jkJ nrytPdq;f-
isj; RUf;fj; njhlq;fpAs;sd.
,g;gbg;gl;l fhyfl;lq;fspy; defensivestock,y; Kjypl Ntz;Lk; vd;W rpy epW
tdq;fs; milahsk; fhzg;gl;Ls;sd.
,e;j epWtdq;fs; ,e;jg; gpur;rpidf-
Sf;F kj;jpapy; xU cWjp epiyAld;
,Uf;Fk; ,e;j epWtdq;fs; tHj;jfk;
czT> Gifapiy> utilitilities Nghd;w-
itahFk;. Vndd;why; kf;fspd; mbg;g
ilj; Njitfs; nghUshjhu gpd;dilTf;
fhyj;jpYk; kf;fs; rpy tplaq;fis
epWj;j KbahJ. rhjhuzkhfg; Gifg;gtH
Ntiyapy;yhtpl;lhy; $lg; Gifg;ghH
fs;. Fbg;gtHfs; ,d;Dk; Fbg;ghHfs;.
,e;j epWtdq;fs; nghUshjhuk; tsUk;
NghJ nghpjhf tsUtjpy;iy. mJNgh-
yNt tPo;r;rpailAk; NghJk; nghpjhf
tPo;r;rpailtjpy;iy. Vndd;why; Nfs;tp
toq;fs; nghpjhf khWtjpy;iy.
,e;j tifapy; CML Health care vd;w
epWtdk; Rfhjhuk; rk;ge;jkhd ghpNrh-
jidfis nra;Ak; epWtdkhFk;. ,e;j
NritfSf;F khfhz muR nrytpLtj
jhy; ,it fl;lhak; njhlHe;J elf;Fk;.
mj;Jld; ,e;j epWtdq;fs; fle;j 30
tUlq;fshf ghhpa tsHr;rpiaf; fhl;b
aJld; dividiendck; jUk; epWtdkhFk;.
mjDila Dividiend 8% jw;Nghija
epiyapy; kpfTk; ftHr;rpfukhdJk;
MFk;.
khwd;nry;iyah
- epjp jpl;lkply; MNyhrfH [email protected]
gq;Fr; re;ijapy; jw;NghJ
nra;af;$baJ vd;d?
Law OfficeT. JEGATHEESAN
(Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk;
MNyhridfSf;Fk; rl;l eltbf;iffSf;Fk; njhlu;G nfhs;Sq;fs;.
jp. n[fjPrd;(Barrister, Solicitor and Notary Public (on)
Off: 416 • 266 • 6154Res: 416 • 449 • 0358Fax: 416 • 266 • 4677
2620 Eglinton Ave., East # 201Scarborough. ON
M1K 2S3
jha;tPL gj;jpupif gw;wpa
tpku;rdq;fis
vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:[email protected]
Fax: 416-849-0594
Tel: 416-646-3422
jha;tPL • etk;gu; 2008 - 33 -
- 34 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 35 -
thfd fhg;GWjpapy; khjh khjk;nrYj;Jk; tpiyfis eph;zapf;Fk; fhuzpfs; vit?
thfd fhg;GWjpapd; tpiyfs;vd;gJ fdlhtpy; jdp xUth;jkJ thfdj;Jf;F ngw;Wf;nfhs;s Kaw;rpf;Fk; NghJfk;gdpf;F fk;gdp tpiyfspy;tpj;jpahrk; ,Ug;gJ Vd;?
xOq;fhd gjpTfis (Good Reco-rds) njhlh;e;J itj;jpUe;Jk;>njhlh;e;J tUlk; NjhWk; GJg;-gpf;Fk; NghJ> khj fl;Lg; gzk;mjpfhpg;gJ vjw;fhf?
thfd fhg;GWjpapd; tpiyapid eph;z
apg;gjpy; fhg;GWjp nra;J nfhs;s Nghfpd;-
wthpd; jdpg;gl;l epiyg;ghl;by; gpd;tUk;
mk;rq;fs; tpiyapid jPh;khdpf;fpd;wd.
taJ> ghy;> jpUkzkhdtuh?“taJ” (Age) vd;gJ thfd fhg;GWjpapd; tpiyapid jPh;khdpf;Fk; gpujhd
mk;rq;fspy; xd;whFk;. 65 tajpidf;
fle;J> Xa;T+jpa tUkhdk; ngw;Wf;
nfhz;bUf;Fk; xUth; thfd fhg;GWjp
nra;Ak;NghJ mth;fSf;F xU tpNrl
fopT (Retiree Discount)vd rfy fhg;GWjpfk;gdpfSk; toq;FtJ toikahFk;.
Vnddpy;; ,t; tajpy; cs;sth;fs; kpf
nkJthf> mtjhdkhf thfdk; Xl;Lt
jhy;> ,k; KjpNahh; tpgj;Jfis cU-
thf;fp el;l <L NfhuYf;F tUtJ
mhpJ vd;gjhy; ,t; tpNrl fopT
toq;fg;gLfpd;wJ.
Mdhy; ,Nj epiy taJ Fiwe;j
jpUkzkhfhj epiyapy; ,Uf;Fk; ,sk;
tajpdUf;F vjph;khwhfNt ,Uf;Fk;.
fdlhtpy; tpgj;Jfis mjpfkhf cU-
thf;Fk; tajpdh; ,th;fs; vd Gs;sp
tpgu mwpf;iffs; njhptpf;fpd;wd. vdNt
taJ kpf Fiwe;j (Teen age) epiyapy;
cs;sth;fSf;Fhpa fhg;GWjpapd; tpiy
vd;gJk; kpfTk; mjpfkhfNt ,Uf;Fk;.
tPl;by; cs;s> thfd Xl;lj;jpy; mDg-
tk; cs;s Kjpath; xUtiu thfd
chpikahsuhfTk;> Kjy; rhujpahfTk;
epakpj;J ,t; taJ Fiwe;jtiu ,uz;
lhtJ rhujpahf epakpj;jhy; rpwpJ
gzj;jpid ,t; tpiyapy; kPjg;gLj;jyhk;.
tpiyapid Fiwg;gjw;F ,e;j ,lj;jpy;
,J xU top! ,uz;lhtJ rhujpahf
njhlh;e;J gjptpy; itj;jpUe;J> vJtpj
khd jg;G vd;w epiyapy; ,Ue;J tpgj;J
fis cUthf;fp> el;l <LfSk; (at faultclaim) Nfhutpy;iyahdhy;> ,t; taJ
Fiwe;j egUf;F ,J xU ey;y gjpthf
mikAk;. njhlh;e;J ,t; taJ Fiwe;-
jth; rpy tUlq;fspd; gpd;G jdpahf
thfd fhg;GWjp nra;Ak;NghJ mJ
rhjfkhf mikAk;.
Mdhy;! ,q;F xU gpur;rid! ,t; taJ
Fiwe;j egh; thfdj;jpid nrYj;Jk;
NghJ> jg;ghd epiyapy; tpgj;Jfs;> el;l
<Lfs; NfhUk; epiy vd NghapUe;jhy;
mJ mbg;gilapy; cs;s Kjy; rhujp-
apidAk;> njhlh;e;J fhg;GWjp tpiyapy;
ghjpf;Fk;.
thfdNkhl;Lk; rhujpapd;iynrd;rpd; jd;ikAk;mDgtq;fSk; (Driver’s Information)thfdNkhl;Lk; rhujp mDkjp gj;jpuq;
fs; vd;gJ gy tifg;gLk;.
G2 License: ,J jw;fhypfkhd rpy
tUlq;fSf;F kl;Lk; nry;YgbahFk;
rhujp gj;jpuk; MFk;. ,r; rhujp mDkjp
gj;jpuk; cs;sth;fSf;F fhg;GWjp
tpiy rw;W mjpfkhf ,Uf;Fk;.
G License: ,J Fwpg;gpl;l rhjhuz thf
dq;fis Xl;Lk; epue;jukhd iynrd;];
(Fully Graduation License) MFk;. ,e;j
iynrd;]; vd;w epiyikf;F te;jth;-
fSf;F Kjy; epiyapy; ,Ue;J xU rpW
njhif tpiy fopT fpilf;Fk; (vdNt
jhd; ,t; iynrd;rpid ngw;wth;fs;
cldbahf jq;fs; jq;fs; thfd
fhg;GWjp fk;gdpf;F vOj;jpy; mwptpj;J
tpiyfis Fiwj;J nfhs;Sq;fs; vd
mwpTiu toq;fg;gLtJ tof;fkhFk;).
,J jtpu rpW ghlrhiy NgUe;J> rpW
gpuahzpfs; NgUe;J Xl;Lk; iynrd;];
(D License)> wf; tz;b> nghpa ghlrhiy
NgUe;J> efu rigf;Fhpa gpuahzpfs;
NgUe;J tz;bfs; Xl;Lk; iynrd;]; (BLicense)> ghhpa njhlh; wf; tz;b Xl;Lk;
iynrd;]; (A License) vd gy tif
iynrd;]; itj;jpUg;gth;fs;> itj;jpUf;
Fk; iynrd;rpd; juk; vd;w jd;ikapy;
cah;e;jth;fs; Mthh;fs;.
,q;F rhujp mDkjp gj;jpuk; ngw;W vt;-
tsT fhyk; mDgtk; vd;gJld; tPjp
xOq;F rl;lj;jpid kPwp VjhtJ jz;l-
id hpf;fw;Wfs; ngw;W khfhz murpd;
Gs;sp kjpg;gPLfis ,oe;jpUe;jhy;> mJ
thfd fhg;GWjpapd; tpiy eph;zaj;jpid
ghjpf;Fk;.
,t; tpiy cah;tpy; ,Ue;J jg;Gtjw;F
xNu top! tPjp xOq;Ffis kjpj;J>
ftdkhf thfdk; nrYj;JtJ MFk;.
Vnddpy; tPjp xOq;Ffis mDrhpj;J
thfdk; nrYj;jhjth;fs; tpgj;Jf;fis
vjph; nfhz;L el;l <l;Lf;F tUthh;fs;
vd fhg;GWjp fk;gdp fUJtjhy;> ,e;j
epiyapy; cs;sth;fSf;F tpiyapid
mjpfkhf eph;zapf;fpd;wJ.
thfdk; Xl;Ljiy njhopyhf nra;gth;-
fSf;F Kf;fpakhf rhujp gapw;Wdh;>
gpuahzpfs; NgUe;Jfspd; rhujpfs;
Nghd;NwhUf;F %d;W Gs;sp kjpg;gPl;L
,og;Gfis (Loss three demerit points indriving record) vjph; nfhz;lhy; njhopy;
iynrd;rpidNa ,of;f Ntz;b Vw;gLk;
epiy xd;uhwpNah khfhzj;jpy; jw;NghJ
rl;lkhf cUthf;fg;gl;Ls;sJ. vdNt
jhd; fhg;GWjpf;F tpz;zg;gpf;Fk;NghJ
,g; gjpTfs; vLj;J ghprPyid nra;tJ
toikahFk;.
Vw;fdNt thfd fhg;GWjpitj;jpUe;j mDgtq;fSk;el;l <Lfs; Nfhhpa tuyhWfs;> gjpTfSk;. (Past InsuranceExperience & Claims History) vd;d khjphpahd thfdk; vt;tsT
fhyk;> fle;j fhyq;fspy; nrhe;jkhf
itj;jpUe;jhh;?
ve;j fk;gdpapy; vt;tsT fhyk; fhg;-
GWjp xg;ge;jk; nra;J itj;jpUe;jhh;?
ve;nje;j fhyq;fspy; tpgj;Jfs; ele;
jJ? ,jpy; jg;G vd;gJ ve;j gf;fk;?
vt;tsT njhif? ve;j gphptpd; fPo;
el;l<L Vw;fdNt ngw;W ,Ue;jhh;?
tpgj;jpy; rk;ge;jg;gl;l VidNahh;
gw;wpa tpguq;fs; ahit?
,J Nghd;w Nfs;tpfSf;Fhpa gjpy;fis
Ak;; tuyhWfisAk; rhujp mDkjp
gj;jpu ,yf;fj;jpid itj;J fhg;GWjp
fk;gdpfSk;> Kfth;fSk; ngw;W tpiyap
idj; jPh;khdpg;gJ toikahFk;. vj-
idAk; %b kiwf;f Kbahj msTf;F
,q;F gjpTfs; xU tuyhwhf fhl;Lk;.
“Auto Plus History” vd;Dk;; jfty;
ikak; xt;nthUthpd; gjpTfisAk;
tuyhwhf gjpe;J itj;jpUf;Fk;.
,q;F xU %d;W tUlq;fs; njhlh;e;J
thfd fhg;GWjp xg;ge;jk; itj;jpUe;J>
gjpTfspy; jg;ghd Kiwapy; tpgj;Jfs;
(Fault Accident) el;l <L Nfhuy; vd
,y;yhj gjpTfs; ,Uf;Fkhdhy; mJ
“%d;W ];uhh;” (Three Star) vd xU ew;-
rhd;wpjo; gjpag;gl;ltuhf ,t; tuyhw;wpy;
,Uf;Fk;. ,Nj epiyik MW tUlq;
fs; fsq;fkpy;yhjtuhf ,Ue;jhy;
“MW ];uhh;” (Six star) vd;w rhd;wpjo;toq;fg;gl;ltuhf fUjg;gLthh;. ,j;j-
ifa epiyapy; cs;sth;fSf;F thfd
fhg;GWjpapd; tpiyAk; rhjfkhfNt
,Uf;Fk;.
,e; ey;y gjpTfs; vd;gJ jiyfPohf
khwp> jg;ghd epiyapy; tpgj;Jfs;;> el;l
<L NfhUjy; (Fault Claim) vd gjpTfspy;
,Ue;jhy; tpiy mjpfkhf ,Ug;gJ
vd;gJ jtph;f;f Kbahj xd;whfNt Ngha;
tpLk;.
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tjw;Fhpa top ahnjdpy;> tpgj;Jfspd;
NghJ thfdq;fSf;F Vw;gLk; ghjpg;G
fs; vd;gJ rpW njhifahf ,Ue;jhy;
,tw;wpid fhg;GWjp fk;gdpfspd; gjpT
fSf;F nry;y tplhJ tpgj;Jf;F cs;-
shdth;fs; jq;fSf;Fs;NsNa nfhLj;J
jPh;j;J tpl;L> njhlh;e;J thfdj;jpid
[hf;fpuijahf Xl;LtNj MFk;.
thfdNkhl;l NghFk; efuk;(Territory of Driving)fle;j fhyq;fspy; thfd fhg;GWjp
fk;gdpfspd; el;l <L NfhUjypy;> ve;-
nje;j efuq;fspy; ,Ue;J tpgj;JfSk;
el;l <L NfhUjYk; mjpfkhf te;jJ?
vq;F Fiwthf te;jJ? vd;w mbg;gil-
apy; ,q;F trpf;Fk; ,lk; vd;gJ tpiy
apid jPh;khdpg;gjpy; Kf;fpa fhuzpahf
cs;sJ. fdlhtpd; jghy; FwpaPLfis
(Postal Code) itj;J trpf;Fk; ,lk;
KbT nra;ag;gLk;. tpgj;JfSk;> el;l
<L NfhUjypYk; mjpfkhf ,Uf;Fk;
nuhwd;NuhTk; mjid mz;kpj;j efuq;-
fspYk; trpj;J nfhz;L thfd fhg;GWjp
nra;Ak;NghJ tpiy mjpfkhfTk; efuj;
jpw;F ntspNa cs;s rpW efuq;fspy;
tpgj;Jfs;> el;l <Lfs; NfhUtJ Fiw
thf ,Ug;gjhy; mq;F tpiy vd;gJk;
FiwthfTk; ,Uf;Fk;. rpyUila
xg;ge;jq;fspy; fhg;GWjpapd; tpiy vd;gJ
,e; efu trpg;gplq;fspd; NtWghl;by;
khjk; $100f;F NkYk; tpj;jpahrg;gLt
Jz;L.
cjhuzkhf> nuhwd;Nuhtpy; ,Ue;J
‘mn[f;];’> ‘epA+ khh;f;fl;’ Nghd;w efuq;
fspNyNa tpiy tpj;jpahrq;fs; ghhhpa
mstpy; fhzg;gLtJ toikahFk;.
thfdj;jpd; cgNahfk;(Usage of Vehicle) ruhrhp jpdKk; thfdk; vt;tsT fp.kP
nrYj;jg;gLk; vd;gJk;> VjhtJ th;j;jf
Nehf;fj;jpw;F thfdk; cgNahfpf;fg;gl;-
lhy; rw;W mjpf tpiy nfhLf;f Ntz;-
thfd fhg;GWjpfspd; tpiyfis
eph;zapf;Fk; fhuzpfs;jfty; njhlu; - 23 rpt
gQ;rypq;fk;- MAl;fhg;GWjp gpujpepjp -
mwpatpy;iyahdhy; mwpe;Jnfhs;Sq;fs; - fdlhtpy; rpy jfty;fs;
cq;fs; thfd fhg;GWjpf;F gy;NtW tifahd fhg;GWjp fk;gdpfspYk; tpiyfis mwpaNtd;Lkh
To shop around auto insurance price please call
Siva Panchalingam, B.Com.
(Licensed Insurance Broker)Office: 905-479-3400 Ext. 132Home: 416-321-0999Cell: 416-990-4908
800, Denison Ave., Suite 201, Markham, ON
36k; gf;fk; ghu;f;f...
- 36 - jha;tPL • etk;gu; 2008
ba epiyAk; jtph;f;f KbahjJ MFk;.
Nkyjpfkhf thfdj;jpidcgNahfpg;gth;fspd; tpguq;fs; (Any Additional Drivers) tPl;by; cs;s VidNahUk; ,q;F ,Nj
thfdj;jpid cgNahfg;gLj;Jgtuhf
,Ue;jhy;> mth;fspd; tpguq;fs;> rhujp
mDkjpg; gj;jpuj;jpd; jd;ik> thfdk;
Xl;ba mDgtq;fs;> thfd fhg;GWjp
itj;jpUe;j gjpTfs; Mfpatw;wpd; mbg;
gilapy; Nkyjpfkhf xU tpiy mjpf
khf Nrh;f;fg;gLfpd;wJ.
el;l<L ,og;G epthuzq;fs;gw;wpa tpguq;fs;
(Types of Coverage),q;F xd;uhwpNah khfhzj;jpy; rl;l
hPjpahf itj;jpUf;f Ntz;ba mbg;gil
fhg;GWjp xg;ge;j gphpTfs;> tpUk;gpdhy;
Nkyjpf tpiy nfhLj;J ngw;W itj;
jpUf;Fk; Nkyjpf tpguq;fs; vd;w mbg;-
gilapy; ,f; fhuzp tpiyapid jPh;kh-
dpf;fpd;wJ.
mbg;gil fhg;GWjp xg;ge;jq;fspd;gphpTfs; gpd;tUkhW:
Third Party Liability Coveragejhq;fs; thfdk; nrYj;Jk; NghJ Vid
Nahhpd; cly;> caph;> clikfs;> thf
dq;fSf;F Vw;gLk; ghjpg;GfSf;F toq;
Fk; el;l <l;Lg; gphpT
b) Accident Benefitstpgj;Jfspy; jq;fSf;F Vw;gLk; gy;
NtW tifahd cly; fhaq;fSf;F
toq;Fk; el;l <Lfs;
c) Direct Property Compensation –No- Fault Coveragejq;fspy; jg;G vJTk; ,y;yhJ jq;f
spd; thfdj;jpw;F Vw;gLk; ghjpg;GfSf;F
toq;Fk; el;l <Lfs;
d) Uninsured and Unidentified Coveragethfd fhg;GWjpapy;yhjth;> tpgj;jpd; gpd;G
jg;gpNahbatUld; Vw;gl;l Nkhjypy;
jq;fs; thfdj;jpw;F Vw;gl;l ghjpg;Gf-
Sf;F toq;Fk; el;l <Lfs;.
,J jtpu tpUk;gpdhy;Nkyjpf gzk; nfhLj;Jgpd;tUk; el;l <Lfis
ngw;W itj;J ,Uf;fyhk;
a) Collision Coveragejq;fs; jg;gpdhy; jq;fspd; thfdq;f
Sf;F Vw;gLk; ghjpg;GfSf;fhd el;l
<Lfs;
b) Comprehensive CoveragejpUl;L Nghjy;> jP tpgj;J> fz;zhbfs;
ciljy; Nghd;w ,og;GfSf;F toq;
Fk; el;l <Lfs;.
Gjpa tpiy cah;e;j thfdq;fshf
,Ue;jhy; epr;rakhf ,k; Nkyjpf
gphpTfSk; Njit. tpiy Fiwe;j
gioa thfdq;fshf ,Ue;jhy; mbg;
gil fhg;GWjpNa NghJk; vd fUjp
KbTf;F te;jhy; tpiyapid rw;W
Fiwj;Jf; nfhs;syhk;.
,q;F tpiyfis Fiwf;f Ntz;Lkh-
dhy; ,d;Dk; xU top! rpy el;l <l;L
toq;fy; gphpTfspy; jq;fs; nfhLg;gd
Tfis (Deductible) mjpfhpg;gjhFk;.
cjhuzkhf thfdj;jpd; ghjpg;Gf;F
$5000 el;l <L vd;why; ghjpg;Gf;Fhpa
nrythf $500 jq;fs; nrhe;j gzj;jpy;
,Ue;J nfhLj;jy; Ntz;Lk;. kpFjp
$4500 nlhyh; kl;LNk fhg;GWjp fk;gdptoq;Fk;. ,jid $1000 Mf mjpfhpj;
jhy; jq;fspd; fhg;GWjpapd; tpiyAk;
Fiwthf ,Uf;Fk;.
fhg;GWjp nra;ag; NghFk;thfdk; (Type of Automobile)tpiy cah;e;j thfdj;jpw;F fhg;GWjpapd;
tpiy mjpfk;. tpiy Fiwe;j thfdj;-
jpw;F fhg;GWjpapd; tpiy FiwthFk;.
,q;F ,U fjT fhh;fspd; tpiy vd;gJ
ehd;F fjT fhh;fspd; tpiyapid tpl
mjpfkhFk;. xt;nthU cw;gj;jpahshpd;
thfdj;jpw;Fk; xU ,yf;f milahs
FwpaPL xd;wpid cUthf;fp mjd;
mbg;gilapy; fhg;Gwjp fk;gdpfs; tpiy
fis eph;zak; nra;fpd;wd.
9. Vida tpNrl fopTfs;(Discounts)rpy fhg;GWjp fk;gdpfs; gpd;tUk; epiy
fspy; rpW njhif fopTfs; toq;fg;
gLtJ toikahFk;. mitahtd:
tPl;L fhg;GWjpapidAk; (Home Insura-nce) thfd fhg;GWjpAld; Nrh;j;J
itj;jpUe;jhy;
Vida thfdj;jpidAk; xNu xg;ge;-
jj;jpy; Nrh;j;J itj;jpUe;jhy; (MultiVehicle Discount)
rpy epWtdq;fs; my;yJ xU FOtpd;
mq;fj;Jtk; (Membership Discount) 65 tajpid jhz;bath;fspd; fopT-
fs; (Retiree Discount)
nghJthf xNu egUf;Fhpa thfdk;
xd;Wf;F Fwpg;gpl;l xU efhpy; ,Ue;J
fhg;GWjp nra;Ak;NghJ tpiy vd;gjid
eph;zak; nra;tjpy; fk;gdpf;F fk;gdp
tpj;jpahrg;gLtJ toikahFk;. tpiy
fs; vd;gjpy; fk;gdpf;F fk;gdp vjw;fhf
tpj;jpahrg;gLfpd;wJ vd;gJ nghJthf
tpag;ghf ,Uf;Fk;. fk;gdp xd;W tpiy-
fis jPh;khdpg;gjpy; jdpegh; fhuzp-
fis jtpu nghJthd fhuzpfs; vd
%d;W mk;rq;fspd; mbg;gilapy; tpiy
fis jPh;khdpf;fpd;wJ. ,g; nghJthd
fhuzpfs; fk;gdpf;F fk;gdp tpj;jpahrg;-
glyhk;.
Vw;fdNt fk;gdp xd;wpyp-Ue;J Nfhug;gl;l el;l<Lfspd; njhiffs; (Claim History)nghJthf “fhg;GWjp” vd;Dk; nrhy;ypd;
tiutpyf;fzk; ahnjdpy; “Mgj;J”(Risk) vd;gjid gyUk; Nrh;e;J gfph;e;J
nfhs;Sjy; vd;gjhFk;.
mjhtJ thfdk; Xl;Lgth;fs; Vuhskh
Ndhh; $l;lhf Nrh;e;J Mgj;jpid
gfph;e;J nfhs;Sk; Neuj;jpy; fhg;GWjp
vd;w “gz ngl;lfk;” xd;wpDs; khjh
khjk; rpW njhif gzj;jpid KjyPL
nra;J tUk; epiyapy; ,t;thW KjyPL
nra;gth;fspy; vtuhtJ xUth; Mgj;J-
fisAk;> ,og;GfisAk; vjph;nfhs;Sk;
Neuj;jpy; ,t; ,og;GfSf;F el;l <lhf
xU njhif gzj;jpid ntspNa ngw;Wf;
nfhs;fpd;whh;.
,q;F xt;nthU fhg;GWjp fk;gdpapid
Ak; xt;nthU gzitg;G ngl;lfk; vd
fUjyhk;. ,g; gzg; ngl;lfj;jpDs;
,Ue;J Mgj;Jfs;> ,og;Gfis vjph;
nfhs;gth;fs; el;l<L my;yJ epthu
zk; vd;w ngahpy; gzj;jpid ntspNa
vLf;Fk; NghJ ngl;lfj;jpDs; gzk;
Fiwe;J nfhz;L NghFk; epiyik
mjpfkhf ,Ue;jhy; mjDs; khjh
khjk; itg;G nra;gth;fis mjpfkhf
itg;G nra;AkhW Nfhug;gLtJ jtph;f;f
Kbahjjhf Ngha; tpLtJz;L.
nfhl;Lk; gdp kioapy; ,d;W mjp Ntf
fLfjp tPjpfspy; Mapuk; thfdq;fs;
tPjp tpgj;Jf;F cs;shfpaJ vd;w
nra;jpapid njhiyf;fhl;rpapy; ghh;f;Fk;
NghJ ,e;j Mapuk; Nghpd; ,og;G epthuz
nfhLg;gdTfs;> me;j ,og;GfSf;F
cs;shfhjth;fisAk; nghJthfNt
ghjpf;fg; Nghfpd;wJ vd;gjid Ghpe;J
nfhs;s Ntz;Lk;. Vnddpy; fhg;GWjp
fk;gdpapd; ngl;lfq;fspy; cs;s gzk;
vd;gJ if khwp khwp ntspNajhd;
Nghfpd;wJ.
,og;G epthuzq;fis xg;ge;jj;jpy;
Fwpg;gpl;lgb fk;gdpfs; jj;jkJ thbf;
ifahsh;fSf;F toq;fptpl;L gpd;dh;
tpgj;jpy; rhp? gpio? ve;jg; gf;fk; vd;w
rl;l mbg;gilapy; (Based on AccidentFault Determination Rules & Regulations)jq;fSf;Fs; gfph;e;J nfhs;fpd;wJ. ,q;F
Vuhskhd gzk; ,t;thW fk;gdpapd;
KjyPl;L ngl;lfj;jpy; ,Ue;J ntspNa
NghFk;NghJ mjid epth;j;jp nra;a
tpiyapid mjpfhpf;fg; gz;zp thbf;-
ifahshplkpUe;J mwtpLtJk; ntspNa
NghFk; gzk; Fiwthf ,Ue;jhy; fl;Lg;
gzk; mjhtJ tpiy FiwtJk; khW
gLk; xU epiyahf cs;sJ jtph;f;f
KbahJ Nghfpd;wJ.
,e; el;l <Lfs;> ,og;G epthuzq;fis
ghjpg;Gf;F cs;shdth;fs; ngw;Wf;
nfhs;Sk; njhif tUlhtUlk; mjpf-
hpj;J nfhz;L Nghfpd;wNj jtpu Fiw
tjhf ,y;iy.
,J jtpu Nkhrbahf ,og;G epthuzq;
fis ngWNthh; njhif mjpfhpg;gJk;>
mth;fis Gydha;T nra;a vd gy
kpy;ypad; nlhyh; gzk; nrytopg;gJk;
vd vy;yhNk ,g; gz ngl;lfj;jpDs;
cs;s nghJ kf;fspd; fl;Lg; gzj;jpy;
,Ue;Nj MFk;. Rkhh; 15tPjkhd thfd
fhg;GWjpapd; tpiy cah;Tf;F fhuzk;
,k; Nkhrbahd el;l <L NfhuYf;F
NghFk; gzq;fspd; nryT mjpfhpg;Ng
fhuzk; vd fdlhtpd; fhg;GWjp jfty;
gphpTfs; njhptpf;fpd;wd.
fhg;GWjp fk;gdpapd; KjyPl;LtUkhdq;fs; (InvestmentIncome from Insurance Fund)fhg;GWjp fk;gdpfspy; ,t;thW thfdk;
nrYj;Jgth;fs; ahtUk; $l;lhf khjh
khjk; nrYj;Jk; gzk; el;l <L toq;f-
Yf;F xJf;fp itj;jpUg;gJ jtpu kpFjp
ahTk; fhg;GWjp fk;gdpapd; KjyPl;L
epGzh;fspdhy; gy;NtW njhopy; Jiw
fspy; KjyPL nra;ag;gLfpwJ.
,k; KjyPLfspy; ,Ue;J tUk; tUkh
dq;fs; mjpfhpf;Fk; NghJ mJ mf;
fk;gdpapd; thbf;ifahsh;fSf;F rhjf
khfTk;> KjyPl;L tUkhdk; tPo;r;rp
milAk;NghJ ghjfkhfTk; miktJ
nghJthd mk;rkhFk;.
rh;tNjr nghUshjhuq;fspy; Vw;gLk;
khw;wq;fs; fdlhtpd; njhopy; tsh;r;rp-
fisAk; xd;NwhL xd;W gpd;dpg; gpiz
e;j epiyapy; VNjh topapy; ghjpg;Gfis
Vw;gLj;Jk;.
njhopy; Jiwfspd; tsh;r;rp mj; njhopy;
Jiwfspy; gq;Ffs; thq;fp KjyPL
nra;j fhg;GWjp fk;gdpfSf;F fpilf;Fk;
gq;F yhgq;fspd; tsh;r;rp> tPo;r;rpfs;
thfd fhg;GWjpf;fhf khjh khjk; gzk;
nrYj;Jgth;fspd; tpiyfis tUlh
tUlk; GJg;gpf;Fk; NghJ eph;zak;
nra;tjpy; xU nghJthd mk;rkhfNt
fUjg;gLfpd;wJ.
fhg;GWjp fk;gdpapd; nryTfs; (Operating Expenses)fhg;GWjp fk;gdp xd;wpid elj;Jtjw;F
Vw;gLk; rfy nryTfs;> Nkhrbfis
fz;L gpbf;f vd cUthFk; nryTfs;
ahTk; kf;fspd; ,g; nghJthd fhg;GWjp
ngl;lfj;jpy; ,Ue;Nj Nghfpd;wJ. thfd
fhg;GWjpapy; xt;nthU jdp kdpjDk;
nra;Ak; Nkhrbahd el;l <L Nfhuy;
vd;gJ thfd fhg;GWjpf;F gzk; nrYj;-
Jk; vtiuAk; VNjh xU topapy; ghjpf;
fpd;wJ. ,t;thW ngl;lfj;jpy; ,Ue;J
gzk; ntspNa NghFk; NghJ mJ fhg;-
GWjpapd; tpiyapid mjpfhpf;fg; gz;zp
mjDs; mjpfk; gzk; Nghl Ntz;ba
epiyapid cUthf;Ffpd;wJ.
vdNt xt;nthU fk;gdpf;Fk; Nkw;Fwpg;-
gpl;l ,k; %d;W mk;rq;fSk; khWgLt-
jhy; fk;gdpf;F fk;gdp tpiyAk; khW
gLfpd;wJ.
,q;F thbf;ifahsh;fSf;F Njit gy
fk;gdpfspYk; tpiyfis mwpe;J (Shoparound) KbTf;F tUtNj MFk;.
Nkw;Fwpg;gplg;gl;l %d;W nghJthd fhu
zpfSNk> xOq;fhd gjpTfis jdpg;
gl;l hPjpapy; GJg;gpf;Fk; NghJ tpiy
mjpfhpg;gJ jtph;f;f KbahJ Ngha; tpL
fpd;wJ.
vdNt tUlk; NjhWk; thfd fhg;GWjp-
fis GJg;gpf;Fk; NghJ nghJthd
fhuzpfspd; mbg;gilapYk; tpiyfspy;
Vw;w ,wf;fq;fs; Vw;glyhk;. NkNy
Fwpg;gplg;gl;l gy;NtW tifahd jdp
egu;fSf;Fupa fhuzq;fspdhYk; tpiy
fspy; khw;wq;fs; Vw;glyhk;.
thfd fhg;GWjpfspd; tpiy...35k; gf;fj; njhlHr;rp...
jha;tPL • etk;gu; 2008 - 37 -
- 38 - jha;tPL • etk;gu; 2008
mz;ikapy; n`y;j; fdlh Mapuj;jpw;Fk;
Nkw;gl;l Foe;ijfspd; tpisahl;Lg;
nghUl;fs; kw;Wk; mzpfyd;fis
tpahghu epiyaq;fspy; ,Ue;J mg;Gwg;
gLj;JkhW tpLf;fg;gl;l mwptpj;jy; vy;
NyhiuAk; xU fzk; rpe;jpf;f itj;jp-
Uf;Fk;. <ak; my;yJ Lead vdg;gLfpd;w
xU tif cNyhfk; Nkw;Fwpg;gpl;l
nghUl;fspy; mjpfkhff; fye;jpUg;gJ
fz;Lgpbf;fg;gl;lij mLj;Nj ,tw;Wf;-
fhd jil cj;juT gpwg;gpf;fg;gl;bUe;jJ.
,yq;ifapy; gp];fl;Lfspy; fyf;fg;gl;l
nkyikd; (Melamine) gw;wpa nra;jpAk;>rPdhtpy; Foe;ijfspd; ghy; gTlu; kw;-
Wk; Kl;ilfspy; nrwpe;jpUe;j nkyikd;
gw;wpa jftYk; ntspte;j ,e;j Neuj;jpy;
<ak; fye;j tpisahl;Lg; nghUl;fspd;
nra;jp kpFe;j gugug;ig gyhplk; Vw;gLj;-
jpAs;sJ.
mj;Jld; mz;ikapy; ];fhgNuhtpy;
cs;s nlhyu; filfspy; Baby pacifiervdg;gLfpd;w Foe;ijfspd; #g;gpfspy;
mjpfstpyhd <aj;jpd; (lead) msT fz;L
gpbf;fg;gl;Ls;s tplak; gy jha;khu;fis
tprdj;jpw;Fs;shf;fpAs;sJ. mJkl;Lky;
yhky; Vg;gpuy; 2007,y; ,Ue;J 10>000f;
Fk; Nkw;gl;l ,t;tif <ak; fye;j
pacifierfs; tpw;gid nra;ag;gl;Ls;sjh
fTk; mwpag;gl;Ls;sJ.
nuhud;Nuh ngUk;ghfj;jpy; tpisahl;Lg;
nghUl;fs; tpw;Fk; 18 filfspy; mz;-
ikapy; elj;jg;gl;l lead gupNrhjidapy;
4:1 vd;w nghUl;fs; tpfpjhrhuj;jpy; leadmjpfstpy; fye;jpUe;jjhf nuhud;Nuh
];uhu; vd;Dk; gj;jpupif mz;ikapy;
nra;jp ntspapl;Ls;sJ. mj;Jld;
,tw;wpy; mjpfkhdit rPdhtpy; ,Ue;J
jahupf;fg;gl;ljhfTk; (Made in China)njuptpf;fg;gl;Ls;sJ.
,d;Dk; xU mjpu;r;rpahd jfty; vd;d
ntd;why; ,t;tif <ak; fye;Js;s
nghUl;fspd; Nygy;fspy; Lead free vd;w
thrfk; vOjpapUg;gJjhd;. ,e;j
ngha;ahd thrfj;ij ek;gp mtw;iw
thq;Fk; Efu;Nthu; VkhWfpd;wdu;.
n`y;j; fdlhtpdhy; gy eltbf;iffs;
vLf;fg;gl;L> fl;Lg;ghLfs; tpjpf;fg;gl;-
Ls;sNghjpYk; ,t;tif <ak; fye;j
tpisahl;Lg; nghUl;fs;; VNjh xU
topapy; tpw;gidf;F te;JtpLfpd;wd.
,g;gbahd tpisahl;Lg; nghUl;fis
,wf;Fkjp nra;Nthu; jhk; mjpfsT
tpiy (premium) nfhLj;J lead free toy-fis thq;FtjhfTk; mtw;iw xt;
nthd;whf jk;khy; gupNrhjpj;J tpw;g
idf;F tplKbahjpUg;gjhfTk; njuptpf;
fpd;wdu;.
Lead (<ak;) fyg;glk; vd;why;vd;d? mJ vt;tifahdghjpg;Gf;fis Foe;ijfSf;F Vw;gLj;Jk;? <ak; xU ghukhd nkd;cNyhfk;. ,jd;
njhLif vkJ clypy; gLk;NghJ mJ
,yFthf ekJ ,uj;jj;jpy; fye;JtpLk;
jd;ik nfhz;lJ. fhuzk; ,jd; Jfs;f-
shFk; jd;ik. ,J mNefkhf toys,paint, rubber, plastic, ceramics, costumejewelry, dolls, lipsticks, rain coat Nghd;w
md;whlk; ghtpf;Fk; gy nghUl;fspy;
fhzg;gLtjw;fhd re;ju;g;gq;fs; mjpfk;
cs;sd.
n`y;j; fdlhtpd; mwpTWj;jypd;gb
Foe;ijfspd; tha;f;F fpl;lthf ghtpf;-
Fk; nghUl;fsp;y; kpfTk; mjpf ftdk;
vLf;fNtz;Lk; vd;W $wg;gl;Ls;sJ.
Pacitier, baby bottle nibbles, crib toys, tha;Clhf cgNahfpf;Fk; ,irf; fUtpfs;>
Foe;ijfspd; jsghlq;fs;> tz;by;fs;>
czT Cl;Lk; Nkirfs; kw;Wk; Nkir
tpupg;Gfs; Nghd;w gy nghUl;fis
kpfTk; mtjhdkhf ngw;Wf;nfhs;s
Ntz;Lnkd Efu;Nthu;fs; mwpTWj;jg;
gl;Ls;shu;fs;.
mNjNtis NkNy Fwpg;gpl;Ls;s <ak;
fye;Js;s nghUl;fspd; cw;gj;jpahsu;
fs; ahu;> mth;fspd; background vd;d
kw;Wk; mit vq;Nf tpw;gid nra;ag;
gLfpd;wd Nghd;w tplaq;fis mwptjd;
%yk; ,t;tif nghUl;fspd; juhjuj;ij
xusT mDkhdk; nra;Jnfhs;s KbAk;.
kpfg; ngupa mstpyhd cw;gj;jpahsu;
fs; kw;Wk; tpw;gidahsu;fs; juk;
Fiwe;j nghUl;fis tpw;gid nra;Ak;
rjtPjk; rw;Wf; Fiwthff; fhzg;gLt
jhfTk; njuptpf;fg;gLfpd;wJ.
,t;tifg; nghUl;fspYs;s <aj;jpd;
msT, PPM (Part Per Million) my;yJ
vt;tsT rjtpjkhd <ak; mlq;fpAs;sJ
vd;w mbg;gilapNyNa mstplg;gLfpd;-
wJ. n`y;j; fdlhtpd; mwpTWj;jypd;
gb ,e;j <aj;jpd; msT ve;j xU
nghUspYk; 65 PPMf;F Nky; ,Uf;ff;
$lhJ.
mNj Ntis Muha;r;rpahsu;fspd;
fzpg;gpd;gb <aj;jpd; msT Foe;ijf-
Sf;F Kw;whfj; jtpu;f;fg;gl Ntz;Lk;
vd;fpwhu;fs;. ,uj;jj;jpy; Nru;e;Js;s kpfr;
rpwpa msT <ak; Foe;ijfspd; fy;tp
fw;Fk;Mw;wy;> %istpUj;jp> IQ jpwik
fs;> ftdkpd;ik> kwjp, hyperactivity,tapw;Wtyp> jiyapb kw;Wk; the;jp
Nghd;w gy ghjpg;Gf;fis Vw;gLj;Jtjh
fTk; njuptpf;fpd;wdu;.
Foe;ijfspd; ,uj;jj;jpy; ,Uf;ff;$ba
<aj;jpd; msit xU slow killer vd;W
miof;fpd;whu;fs; Muha;r;rpahsu;fs;.
Vnddpy; Nkw;Fwpg;gpl;l mwpFwpfs;
Foe;ijfspy; njd;gLk;NghJ Foe;ij
fspd; ,uj;jj;jpy; ,jd; msT ngupjhf
,Ue;JtpLk;.
TutoringGrade 1- 7 : English, Math, Science & Social Studies
Grade 8- 10: English & Math
mQ;[yPd; [Pth jpiruh[h B.A (Hons),M.Sc,Ph.D
(647) 291 1357(Kennedy & Ellesmere mUfhikapy;)
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- <l;Lf;fld; gpujpepjp [email protected]
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40k; gf;fk; ghu;f;f...
jha;tPL • etk;gu; 2008 - 39 -
- 40 - jha;tPL • etk;gu; 2008
mj;Jld; <aj;jpd; msT ,uj;jj;jpy;
msTf;fjpfkhFk; NghJ euk;G kz;lyk;
ghjpg;gile;J kuzk; my;yJ typg;G
(seizures) Nghd;wit vw;glyhnkd
NkYk; $wg;gl;Ls;sJ.
vg;gb ,yFthf <ak; fye;Js;s tpisahl;Lg; nghUl;fs;> kw;Wk; mzpfyd;
fisf; fz;lwpa KbAk;?cz;ikapy; fz;zhy;; ghu;j;Njh my;yJ
njhLif %ykhfNth ,tw;iwf; fz;L
gpbg;gJ kpfTk; rpukkhd xU tplak;.
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Dull (gpufhrk; Fiwe;j) kw;Wk; greytu;zq;fisf; nfhz;l cNyhfq;f
spd; cgNahfk;.
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tpisahl;Lg; nghUl;fs;, mjd; ms
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tpisahl;Lg; nghUis my;yJ
mzpfyidj; Nja;f;Fk;NghJ mjpy;
grey epwj;jpyhd tup gjpag;gLk;.
mjp gpufhrkhd tu;zq;fs; (orangeand red) nfhz;l kpDkpDg;ghd
nghUl;fs;
nkd;ikahd plastic,dhy; nra;ag;
gl;l nghUl;fs;. mNdfkhd nlhyu;
filfspy; fpilf;Fk; rhg;ghl;Lg;
ngl;b kw;Wk; mJ njhlu;ghd nfhs;
fyd;fs; (plasticI nkd;ikg;gLj;j
,e;j <ak; cgNahfpf;fg;gLfpd;wJ).
msTf;F kPwpa ghukhd costume jew-elry
Paint,dhy; Kyhkplg;gl;l my;yJ
G+rg;gl;l nghUl;fs;
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lead test kitsI thq;fp gupNrhjpg;gjd;
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cs;sdth vd;gJk; xU Nfs;tpf;FwpNa.
Foe;ijfspd; tpisahl;Lg; nghUl;fspy;
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<ak; cs;s tpisahl;Lg; nghUl;fspdh
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Party Blast Silly String Michaels Stores Inc. of Irving, Texas
Wooden Number Puzzle Dollarama L.P./S.E.C. of Montreal, Quebec
Otter Medium Cabin Ice Fishing Tent Otter Outdoors Inc., of Maple Lake,Minnesota
Rechargeable Batteries and RechargingStation for Didj Custom Gaming System LeapFrogEnterprises Inc., of Emeryville, California
Rage Wireless Guitar Game ControllerPerformance Designed Products LLC, of Sherman Oaks,California
Ice Shelters HT Enterprises Inc. of Campbellsport,Wisconsin
Rechargeable Batteries sold with portableDVD/CD/MP3 players. Coby Electronics Corp., of Lake Success,New York
Make-It Special Pewter Embellishments Dollarama L.P./S.E.C. of Montreal, Quebec
Mini Hockey Stick A.E.S Imports Inc. of Markham, Ontario
CTG Kool Charmz Canasia Toys & Gifts Inc. ofVaughan, Ontario
Children’s Charm Craft Kits Action Products International Inc., ofOcala, Florida
Alnico Bar Magnets Home Science Tools, of Billings, Montana
Fujifilm BC-50 Battery Chargers Fujifilm Canada Inc.
“My Baby” Brand Pacifiers Ontai Products Company (OPC) ofToronto, Ontario
GN9120 Wireless Headsets GN Netcom (Canada) Inc., of Mississauga,Ontario
Toy Dump Truck Toys “R” Us (Canada) Ltd. of Concord,Ontario
Electrical Wire Splices (also known as ButtSplice Connectors) Gardner Bender Canada, of Mississauga,Ontario
Pop Pop Toy Boats Buzz’s Boatyard, ofNew Smyrna Beach, Florida
Glow star necklaces Make-A-Wish® Canada of Toronto,Ontario
Ice Finisher Shaping Hair Spray Piidea Canada Ltd. of Pointe-Claire,Quebec
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http://www.healthycanadians.ca
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jha;tPL • etk;gu; 2008 - 41 -
- 42 - jha;tPL • etk;gu; 2008
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ghUq;fs;.
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,jpy; xU tplak; $l cz;ikapy;iy.
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cjtp Njit. Muk;gj;jpNyNa ,ij
Fzg;gLj;Jtjw;F re;ju;g;gk; mjpfk;.
Kw;wpYk; Fzg;gLj;j Kbahtpl;lhYk;
kdNehapd; Ntfj;ijf; Fiwf;f KbAk;
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Jfis xOq;fhf rhg;gpl khl;lhu;fs;.
kUe;Jfs; rhg;gplhtpl;lhy; ve;jg; gaDk;
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kUe;J rhg;gpLfpd;whu;fsh vd;W fz;fh-
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tprpj;jpu kdNeha;- v];. rpthFku; -
jha;tPL gj;jpupif gw;wpa
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MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:[email protected]
Fax: 416-849-0594
Tel: 416-646-3422
jha;tPL • etk;gu; 2008 - 43 -
- 44 - jha;tPL • etk;gu; 2008
Your life.Your career.Your call.If you’re looking for a career that offers thepotential for financial success and have thedrive, discipline, energy, and self-confidence torun your own business, then consider becominga Sun Life Financial advisor. Contact us to learnmore about this rewarding career opportunity.
Sun Life Financial advisors are contracted with Sun Life FinancialDistributors (Canada) Inc., registered in Quebec as a financialservices firm.© Sun Life Assurance Company of Canada, 2008.
Chandran RasalingamSales ManagerBus 416-412-0401 ext 305Cell 416-909-0400Fax [email protected]
2075 Kennedy Road, Suite 1300Scarborough ON M1T 3V3
jha;tPL • etk;gu; 2008 - 45 -
- 46 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 47 -
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gl;Lf;Nfhl;il fy;ahzRe;juk;Njtfhe;jd;[email protected]
fdlhtpy; eilngWk; epfo;Tfisg; ghu;g;gjw;Fk;> cq;fs; epfo;Tfisg; gjptjw;Fk;.
www.inayam.net
- 48 - jha;tPL • etk;gu; 2008
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jha;tPL • etk;gu; 2008 - 49 -
- 50 - jha;tPL • etk;gu; 2008
Thakaval Business Directory230-55 Nugget Ave.Scarborough ONM1S 3L1
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jha;tPL • etk;gu; 2008 - 51 -
kPz;Lk; tPL gj;jpupif thapyhf cq;f-
isr; re;jpg;gjpy; ngUkfpo;r;rp milfp-
Nwd;. mwpTs;s MNuhf;fpakhd Foe;ij
iag; ngWtjw;F fUj;jupg;gpw;F Kd;>
fUj;jupg;gpw;Fg; gpd; vd gpurt fhyk;
tiu fle;j fl;Liuapw; ghu;j;Njhk;.
mj;jfty;fs; epr;rakhf cq;fSf;Fg;
gadspj;jpUf;Fk; vd ek;Gfpd;Nwd;.
Nehaw;w tho;Nt Fiwtw;w nry;tk;
vd;gu;> mjpYk; Nehaw;w mwpTr; nry;tq;-
fisg; ngw;Wtpl;lhy; Nguhde;jk; jhd;.
gpurtj;jpw;Fg; gpd; Foe;ijfis Nehaw;w
mwpTr; nry;tq;fshf vt;thW tsu;f;-
fyhk; vd ,f;fl;Liuapw; ghu;g;Nghk;.
MNuhf;fpakhd Foe;ijf;Fmbg;gil jha;g;ghy;. MNuhf;fpakhd Foe;ijf;F mbg;gil
ahf miktJ jha;g;ghy;. jha;g;ghy;
nfhLf;ff; $batu;fs; jha;g;ghiyf;
nfhLg;gjd; %yk; Nra;f;F kl;Lky;y
jhapd; MNuhf;fpaj;jpw;Fk; rpwe;jJ. xU
Foe;ijf;F> jha;g;ghYf;F ,izahd
NtW ve;j czTk; ,t;Tyfpw; fpilahJ.
Foe;ij gpwe;jJNk jha;f;F Kjd; Kjypy;
Ruf;Fk; ghiy rPk;ghy; (Colostrums) vd;
fpNwhk;. ,J Kjy; %d;W ehl;fs; tiu
Ruf;Fk;. ,jd; mUik gyUf;Fg; Gupt-
jpy;iy. ,e;j rPk;ghiyf; Foe;ijf;Ff;
fl;lhak; nfhLf;f Ntz;Lk;. ,JNt>
Foe;ijapd; tho;ehs; KOtJf;Fk;
ePq;fs; NghLk; cukhFk;. ,r;rPk;ghy;
%yk; Foe;ijf;fhd Neha; vjpu;g;G rf;jp
mjpf mstpw; fpilf;fpd;wJ.
jha;g;ghy; nfhLg;gjhy; fpilf;Fk; jpUg;
jpNa jdpjhd;! jha;g;ghy; nfhLg;gjhy;
jhahy; xU tpjkhd jpUg;jpia czu
KbAk;. mijf; nfhLg;gjd; %yk; jhapd;
kd mOj;j epiy ngUksT Fiwtjhf
Muha;r;rpfs; njuptpf;fpd;wd. jha;g;ghy;
nfhLg;gjhy; ngz;fSf;F khu;Gg; Gw;W
NehapypUe;J ,aw;ifahd ghJfhg;Gk;
fpilf;fpwJ.
Foe;ij jhaplkpUe;J ghiy cwpQ;rpf;
Fbf;Fk;NghJ me;jr; nrayhdJ jhapd;
%isapypUe;J xU rpwg;ghd`hu;Nkhid
Ruf;fr; nra;fpwJ. ,Jjhd; jhapd; khu;
gfj;jpd; kPJ nraw;gl;L ghy; Ruf;fNt
nra;fpwJ! NkYk; ,e;j `hu;Nkhd;
jhapd;; fu;g;gg;igapd; kPJk; nraw;gl;L
mij ,ay;ghfr; RUq;fr; nra;J gioa
msTf;Ff; nfhz;Ltu cjTfpwJ.
jha;g;ghy; nfhLg;gjhy; Foe;ijfspd;
,wg;G tpfpjk; kpfTk; FiwfpwJ vd;fpwJ
,d;DNkhu;; Ma;T. rpy Foe;ijfSf;F
rpW tajpNyNa ePupopT Neha; te;J>
mtu;fis tho;ehs; KOtJk; mt];-
ijg;gl tpj;jpl;LtpLfpwJ. jha;g;ghy;
nfhLg;gjhy; Foe;ijfSf;F ePupopT
(Juvenile Diabetes) tUtJ ntFthff;
FiwtjhfTk; njupfpwJ.
jha;g;ghy; Fbg;gjhy; mjpGj;jprhypahf tsUk; Foe;ijjha;g;ghy; Fbj;J tsUk; Foe;ij
mjpGj;jprhypahf ,Uf;Fk; tha;g;GfSk;
mjpfk; vd;Wk; Muha;r;rpfs; nrhy;fpd;
wd. Foe;ijapd; %is tsu;r;rp rPuhf
,Ug;gNjhL> Foe;ijapd; xt;nthU
fhyj;jpw;Fkhd nra;ghLfis (clk;G
gpul;ly;> jtOjy;> elj;jy;> NgRjy;)
cupa fhyj;jpw; nra;aTk; cjTfpwJ.
jha;g;ghy; vspjhf rkpghlilaf; $baJ.
khg;ghy; (formula) vspjpy; rkpghlil-
ahjjhy;> Fwpg;gpl;l Neuq;fspNy jhd;
nfhLf;fNtz;Lk;. Mdhy;> jha;g;ghy;
Foe;ij grpNghd;W fhzg;gl;lhy; ve;j
NeuKk; nfhLf;fyhk;. mj;NjhL cq;fs;
FLk;g tUthapy; ,Ue;J> khg;ghy;
Ntz;Lk; nryit ,y;yhJ nra;fpwPu;fs;.
vy;yhtw;Wf;Fk; Nkyhff; Foe;ijf;Fj;
jha;Nky; msTfle;j ghrj;ijAk;> jha;f;-
Ff; Foe;ijNky; msTfle;j md;igAk;
jha;g;ghy; nfhLf;fpd;wJ. MfNt> jha;g;-
ghy; nfhLf;ff; $batu;fs; cq;fs;
Foe;ijf;F Mff; Fiwe;jJ 6 khjq;f
Sf;fhtJ Cl;;Lq;fs;. Xu; Mz;L fhyk;
tiu nfhLf;ff; $batu;fs; njhlu;e;J
nfhLj;jhy; kpfTk; ed;W.
Kjy; %d;W thuq;fSf;Fk;> ehSf;F
8-10 Kiwfs;> xt;nthU KiwAk; 60-
100 ml ghYl;lyhk;. 4 fpoikfspy;
,Ue;J 3 khjq;fs; tiu ehSf;F 6-8
Kiwfs;> xt;nthU KiwAk; 125-150 mlghYl;lyhk;. 4-6 khjq;fs; tiu ehSf;F
5-6 Kiwfs;> xt;nthU KiwAk; (150-
225ml) ghYl;lyhk;. khg; ghYl;Lgtu;fs;
fz;zhbg; Nghj;jiy (Glass Bottle) gad;gLj;jTk;. ghw; Nghj;jy; kw;Wk; #g;gpia
mt;tg;NghJ nfhjpePupy; Nghl;Lf; fOT
tjd; %yk; Ez;zpa fpUkpfisg;
Nghf;fyhk;.
jha;g;ghYl;Lk; ngz;fs; kPd;> fha;;fwpfs;>
ghy;> jz;zPu; Mfpatw;iwj; jhuhskhf
cl;nfhz;lhy; Foe;ijf;Fg; NghJkhd
ghy; fpilg;gJld; jhapd; MNuhf;fpaj;
jpw;Fk; ed;ik gaf;Fk;. mj;Jld; jha;-
ghy; Cl;Lk; fhyk;tiu Maternait
njhlu;e;jhy; jha;f;F midj;J tif
ahd capu;r;rj;Jf;fSk; jhuhskhff;
fpilf;Fk;. mj;NjhL itj;jpauplk;
mwpe;J Foe;ijf;Fk; Vitamin xt;nthU
ehSk; nfhLf;f Ntz;Lk;. jha;g;ghypy;
midj;Jr; rj;Jf;fSk; epiwe;jpUe;jh-
Yk; Vitamin D kl;Lk; ,d;ikahy;> epr;r
akhf Vitamin D-ia itj;jpaupd; mD
kjpAld; thq;fpf; Foe;ijf;F xt;nthU
ehSk; nfhLf;fNtz;Lk;. jha;g;ghy;
nfhLf;Fk; fhyq;fspy; jha; gioa
rhg;ghLfis kw;Wk; Njhir> ,l;yp
Nghd;w Gspr;ry; rhg;ghLfis Kbe;jsT
jtpu;j;jy; ed;W. ,jdhy; jha;g;ghy;
Fbf;Fk; Foe;ijfSf;F rkpghlilt
jpw; rpf;fy;fs; Vw;glyhk;. mj;NjhL
jha;khu; ePuhba gpd; ed;whfj; jiy
Jtl;lhJ ntWtapw;Wld; Foe;ijf;Fg;
ghYl;Ltjhy; Foe;ijf;F jLkd; tu-
yhk;.
Foe;ijfSf;F ehk; vt;tsTf;F vt;t
sT jpd;k czit (Solid food) jhkjpj;JmwpKfk; nra;fpd;NwhNkh mt;tsTf;F
ed;ikNa gaf;Fk;. nghJthf Foe;ij
fs; 6 khjq;fspy; jpd;k czit cz;
gjw;F (Solid food) jahuhf ,Ug;gpDk;
FOe;ijf;Fg; NghJkhd jha;g;ghy; Ruf;
Fkhapd; Foe;ijf;F jha;g;ghiyf;
nfhLg;gNj ed;W. mt;thW NghJkhd
ghy; ,y;iynadpd; FLk;g itj;jpaupd;
MNyhridiag; ngw;Wg; gpd; jpd;k
czitf; nfhLf;f Muk;gpf;fyhk;.
jpd;k czT (Solid food) Muk;gpf;Fk;
nghOJ Rice Crerealy; Muk;gpf;fNtz;Lk;.
rice cereal-ypNy xt;thikapd; (allergicreations) ghjpg;G kpff; Fiwe;jstpy;
cs;sJ. mjd; gpd; Oats cereal vdg; gbg;
gbahf Muk;gpf;fyhk;. 3-5 ehl;fSf;F
xU Cereal-iyNa mwpKfk; nra;a
Ntz;Lk;. ,jd; %yk; Foe;ijf;Fg;
Gjpjhf mwpKfk; nra;j czTf;F
xt;thik cs;sjh vd;gijf; fz;lwpa
KbAk;. vg;nghOJNk Gjpjhf xU
czitf; nfhLf;Fk; nghOJ Foe;ij
iaf; ftdkhff; fz;fhzpg;gNjhL>
NtW Gjpa czTit mNj ehspy;
nfhLf;fhky; jtpu;g;gJ ed;W.
Vw;fdNt jahupj;J Nghj;jy;fspy;
milj;j czTfisf; thq;fpf; nfhLf;
fhJ ey;y cld; fha;fwpfis thq;fp
cld; rikj;J miuj;Jf; nfhLg;gNj
Foe;ijapd; MNuhf;fpaj;jpw;F ey;yJ.
Kbe;jsT tPl;Lj; jahupg;gpy; Foe;ij
fSf;Fj; jpUg;jpahf czT+l;Lq;fs;.
mNjNghd;W ed;F fdpe;j goq;fis
krpj;Jf; nfhLq;fs;. Foe;ijfSf;F
filfspy; ,Ue;J thq;Fk; gor;rhW
(Juice) nfhLf;fhJ mjw;fPlhf NghjpasT
Rl;lhwpa jz;zPu;f; nfhLf;fyhk;.
my;yJ ePq;fs; rPdp Nrhu;fhJ gor;rhW
nra;J nfhLf;fyhk;. Foe;ijfSf;F
,dpg;ig mwpKfk; nra;ahkw; jtpu;gjd;
%yk; Foe;ijfs; ePupopT Neha;f;F
mfg;gLtijj; (Juvenile Diabetes) jtpu;f;-fyhk;.
Foe;ijf;F ed;F grpj;jgpd;G ghy;/czT
nfhL;j;jy;> fhyk; jho;j;jp diaper khw;W
jiy mwNt jtpu;j;Jf; nfhs;Sq;fs;.
ed;F grpj;J Foe;ij mOJ Mu;gupj;j
gpd; czitf; nfhLf;Fk; nghOJ
jd;dk;gpf;if Fiwe;j gps;isahf tsu;
fpwJ. mNj Neuj;jpy; fhyk; jho;j;jp
diaper khw;Wk; nghOJ Foe;ijapd;
MNuhf;fpaj;jpw;F nfLjy; kl;Lkd;wp
,ay;ghf mOf;fpy; thog; gofptpLthu;
fs;. “njhl;bw; gof;fk; RLfhL tiu”vd;gu;. MfNt> Foe;ijg; gUtj;jpNy
,Ue;Nj ehk; ey;y gof;ftof;fq;fisg;
gof;fj;jpw; nfhz;L tuNtz;Lk;.
Foe;ij gpwe;j gpd; Kjy; Xupuz;L
thuq;fSf;F xU ehisf;F vj;jid
diapers khw;WfpwPu;fs;> Foe;ij vj;jid
ounce ghy; Fbf;fpd;wJ> ky/ryk; xOq;
fhff; fopf;fpd;wjh> Foe;ijapd; vil
mjpfupf;fpd;wjh Nghd;w tplaq;fisf;
$u;ikahff; ftdpf;f Ntz;Lk;. ,q;F
gpwf;Fk; mjpfkhd Foe;ijfSf;;Fg;
gpwe;jTld; kQ;rw; fhkiy vd;W nrhy;
yg;gLfpd;w Jaundice tUtJ tof;fk;.
MfNt> Foe;ijapd; fz;fs;> kw;Wk;
cly; kQ;rs; epwkbf;fpd;wdth vd;gijf;
ftdpf;f Ntz;Lk;. mj;Jld; ghy; Fbg;
gjpy;iy> fhr;ry;> the;jp> ky/ryk;fopg;gJ FiwT Nghd;w mwpFwpfs;
njd;gl;lhy; cld; itj;jpaiu ehLq;fs;.
fhiyr; #upa xsp Foe;ijapd; clypy;
gLk;gb Foe;ijia ad;dy;fSf;Fg;
gf;fj;jpy; itj;jpUe;jy; ed;W.
Kjy; %d;W khjq;fSf;Fk; Foe;;ij
ed;whf epj;jpiu nfhs;s Ntz;Lk;.
mtu;fs; epj;jpiu nra;Ak; nghONj
mtu;fspd; cly; cWg;Gf;fs;> %is
Nghd;wd tpUj;jpailfpd;wd. mtu;fs;
epj;jpiu nfhs;Sk; Ntis nkJthf>
mikjpahd ,ir Nfl;Fk; tz;zk;
#oiy mikj;jhy;> mr;#oypy; ,Ue;J
tUk; gpw xypfs; Foe;ijiaj; njhe;j-
uT nra;akhl;lh. mj;Jld; ,irapd;
kPJ Mu;tKs;s Foe;ijahfTk; tsUk;.
Foe;ij jhdhf clk;G gpul;Lk; tiu>
Foe;ijiaf; Fg;Gwg; (fTl;L) gLf;f
MNuhf;fpak; epiwe;j mwpTs;s
gps;isiag; ngw...-Jrpjh gj;kehjd;-
52k; gf;fk; ghu;f;f...
- 52 - jha;tPL • etk;gu; 2008
itj;jy; $lhJ. mt;thW> ehk; gLf;f
itj;jhy;> Foe;ij %r;Rj; jpdwp; ,wg;
Gf;fhd mgha epiyf;Fk; ,l;Lr;nry;yhk;.
mNjNghd;W Foe;ijia ghukhd Nghu;
itahy; Nghu;g;gJk; Foe;ij capu;f;F
Mgj;ij tpistpf;ff; $ba xd;W.
Foe;ijapd; MNuhf;fpaj;jpw;F Kf;fpa
fhuzq;fspy; miktJ Foe;ij thOk;
#oyhFk;. Foe;ijapd; #oiyj; Ja;
ikahf itj;jpUf;f Ntz;Lk;. FOe;
ijapd; #oypy; tho;gtu;fSk; Fwpg;ghfj;
jha; MNuhf;fpakhf ,Uf;fNtz;Lk;.
Foe;ij gpwe;j gpd; Vw;gLk; clypay;
khw;wk;> clw;fis> epj;jpiuapd;ik>
glglg;G> GJ mDgtk; Nghd;w gy
fhuzpfshy; vupr;ry; jd;ik mjhtJ
kd mOj;jk; Vw;gLtJ ,ay;G. ,/J
midtUf;Fk; ,ay;ghd xd;W. ,k;khw;
wj;ijf; fz;L mjpu;r;rpailahJ ,g;
G+kpf;F te;jpUf;Fk; Gjpa cwtpd;
ctifiaf; nfhz;lhLq;fs;. ,j;jU-
zj;jpy; fztupd; cjtpAk; MWjyhd
thu;j;ijfSk;> cwtpdu;fspd; tUifAk;
kfpo;r;rpia #oiy Vw;gLj;JtNjhL
cl;rhfj;ijAk; nfhLf;Fk;. MW fpoik
fSf;Fg; ngUk; Ntiyfs; nra;ahJ>
MNuhf;fpakhd czTfis cl;nfhz;L
Xa;ntLg;gJ rhyr;rpwe;jJ. MWfpoik
fspd; gpd; cq;fs; cly;> cs;sk;
gioa epiyf;Ff; khw;wkilAk;.
fu;g;;gfhyj;jpy; vg;gbf; Foe;ijAld;
NgrpdPu;fNsh> ghbdPu;fNsh> Ey;fs;
thrpj;jPu;;fNsh> fij $wpdPu;fNsh mt;
thNw Foe;;ij gpwe;j gpd;Dk; njhlUq;
fs;. ehSf;Ff; Fiwe;jJ 20 epkplq;f
shtJ Foe;ijf;Fg; Gj;jfk; thrpAq;fs;.
ePq;fs; nrytpLk; ,e;j 20 epkplq;fs;
Foe;ijapd; ey; vjpu;fhyj;jpw;fhd
cq;fs; Nrkpg;G. Foe;ijf;F xt;nthU
NtiyAk; nra;AnghOJ (Fspg;ghl;L
jy;> cilkhw;Wjy;> czT+l;Ljy;) mtu;
fSld; NgRq;fs;. Foe;ijf;F ,J
tpsq;fhJ> mJ njupahJ vd;W vijAk;
epuhfupf;fhJ mtu;fis cq;fSf;Fr;
rkkhd xU eguhf Vw;W MWjyhf
ciuahLq;fs;. mtu;fSf;Fg; gad;
gLj;Jk; xt;nthU nghUisAk; mjd;
ngau;fisAk; mwpKfk; nra;J mjid
xt;nthU KiwAk; gad;gLj;Jk; NghJk;
kPz;Lk; kPz;Lk; mjd; ngau;fisg;
gad;gLj;Jq;fs;. rpy khjq;fspd; gpd;
ePq;fs; fw;Wf; nfhLj;j midj;J
tplaq;fisAk; Foe;ijahy; tpsq;fpf;
nfhs;sKbAk;. mtu;fshy; jpUg;gpf;
$wKbahtpl;lhYk;> $Wk; nghUl;fis
jkJ ghu;itahy;> kw;Wk; nraw;ghl;lhy;
ntspg;gLj;Jtu;. Neuk; fpilg;gpd; playschool vd;w nrhy;yg; gLfpd;w tFg;gpw;F
$l;br; nrd;wPu;fshdhy;> rpWtajpy;
,Ue;Nj jd;dk;gpf;if kpf;ftu;fshfTk;>
$r;r Rghgk; mw;wtu;fshfTk; tpsq;Ftu;.
,g;gb ehSk; nra;tjd; %yk; Foe;ij
apd; Ngr;Rj; jpwd;> Nfl;ly; jpwd;> fpu-
fpg;G> ghu;j;jy; Mfpatw;iw mjpfupg;g
Jld; ,tw;wpy; vkJ Foe;ijf;F VJk;
FiwghLfs; ,Uf;fpd;wdth vd;gijAk;
vspjhf tpiutpw; fz;lwpa KbAk;.
mt;thW ,sikapw; fz;lwpe;jhy; mtw;
iw khw;WtJk; vspJ. vdf;Fj; njupe;j
vj;jidNah Foe;ijfSf;F fhJ
Nfl;ftpy;iy> Ngr;R tutpy;iy vd;g-
ijf; Foe;ijfs; 3> 4 taij vl;ba
gpd;dNu ngw;Nwhu; fz;lwpe;jdu;. ehk;
mJtiu njupe;J nfhs;shky; gps;is
fs; Nky; vupr;rw; gLtJ> Nfhgg;gLtJ
vy;yhk; ehk; Foe;ijfisj; Jd;GWj;J
tjhfNt mikAk;. gpwf;Fk; nghOJ
ed;F fhJ Nfl;l Foe;ijf;Fg; gpd;
gbg;gbahff; Nfl;fhky; NghFk; tha;g;G
fSk; cz;L. MfNt> Foe;ijapd;
xt;nthU nraw;ghLfisAk; EZf;f
khf> $u;ikahfj; njhlu;e;J mtjhdpf;f
Ntz;Lk;.
Foe;ij gpwe;J %d;W-ehd;F fpoikf-
spd; gpd;> tu;z epwq;fisg;> ngUl;-
fisg; ghu;gjpy; Mu;tk; fhl;Ltu;. epyj;
jpy; gha;Nghl;L> Nky; xU rPiyia
tpupj;J mjd;Nkw;; Foe;ijiag; gLj;jp
tpLq;fs;. Foe;ijiar; Rw;wp> mtu;fs;
if vl;Lk; Juj;jpy; gy tu;z epwq;fs;
nghUe;jpa> ,irnaOg;Gk; nghUl;fisj;
njhq;f tpLq;fs;. mtu;fs; mtw;iwg;
ghu;j;J kfpo;thu;fs;. jkJ jiyia
mirj;Jr; Rw;wpr; Rw;wpg; ghu;g;ghu;fs;.
kfpo;r;rpapy; fhy;fs;> iffis mbg;ghu;.
,/J mtu;fSf;F ey;y clw;gapw;rp
MFk;. %d;W khjq;fspd; epiwtpy; xU
nghUis mtu;fs; ifapy; vLg;gu;> xU
nghUis vl;bg; gpbf;f Kw;ghLthu;fs;.
jhk; ifapy; itj;jpUf;Fk; nghUis
Ml;Lthu;fs;> M...> X... Nghd;w xypfis
kfpo;;r;rpahd Neuq;fspy; kw;Wk; tpis
ahLk; nghOJk; vOg;Gthu;fs;. jPBu;
xyp Nfl;gpd; jpLf;fpLthu;fs;. mt;thW
nra;atpy;iynadpd;> Foe;ijf;Ff;
Nfl;Fk; jpwd; FiwT vd;gNj nghUs;.
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ifjl;bg; ghuhl;Lq;fs;. vLj;Jf;fhl;lhf
ePq;fs; $wpa xU nraiyr; nrtpkLj;J
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ePq;fSk; xU ey;y nraiyr; nra;J
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%yk; jhk; ghuhl;Lg; ngWtjw;fhfNt
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- 54 - jha;tPL • etk;gu; 2008
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mtw;Wf;nfy;yhk; jFe;j tpsf;fq;fs; nfhLj;jy; Ntz;Lk;. ,t;tpjk;> jpwdha;T>
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Kjypad.
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nkhopiaAk; me;j nkhopiag; NgRk; ,dj;jpd; eyidAk; gz;igAk; fyhr;rhuj;ij-
Ak; NgZk; nghWg;Gk; gj;jpupiff;FupaJ.
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gilg;GfSf;Fk; gy gj;jpupiffs; Kf;fpaj;Jtk; mspj;J tUfpd;wd. ,it Mir
fhl;b Nkhrk; nra;Ak; gj;jpupiffs;.
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toq;f Ntz;baJ ahJ?
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mf;fiwAs;s gj;jpupifahFk;.
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vOj;jhsu; tho;f;ifj; juk; jkpo; vOj;Jj; Jiw Kd;G Nghy; ,y;iy; mJ ed;F tsu;e;J tpl;lJ. Mdhy;
vOj;jhsu; tsu;e;jpUf;fpd;whuh?
jukhd Mf;f ,yf;fpaq;fis vOj;jhsu; gilj;J tUfpd;wdu;> Mdhy; vOj;jhsupd;
tho;f;ifj; juk; cau;e;jpUf;fpd;wjh?
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tupDk;> vOj;ij KONeuj; njhopyhff; nfhs;tjw;Fg; gy vOj;jhsu; mQ;Rfpd;wdu;.
vOj;ij ek;gp tho;f;if elj;j KbahJ vd;gJ ,tu;fspd; ek;gpf;if.
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jha;tPL • etk;gu; 2008 - 55 -
fhzg;gLfpd;wdu;. ,tu;fspYk; rpyUf;Nf vOj;J xU Jizj; njhopy;; gyUf;FmJ nghOJNghf;F.
vOj;ij ek;gp tho;fpd;w jkpo; vOj;jhsu; gyu; tWikapy; thLfpd;wdu;. mtu;-
fSf;Fg; Gfo; tUfpd;wJ. Mdhy; nghUs; tUtjpy;iy. fiykfs; ,Uf;Fk;
,lj;jpy; ,yl;Rkp ,Ug;gjpy;iy vd;gJ cz;ikjhdh?
cz;ikapy;iy. cz;ik vdpd;> Nkiyehl;L vOj;jhsu; tho;f;ifapYk; mJ
rupahftd;Nwh ,Uj;jy; Ntz;Lk;?
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mtu;fspd; tho;f;ifAk; VNdhjhNdh vd;Nw XLfpd;wJ.
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vOj;jhw; nghUs; <l;lhjtUf;F vOj;Jyfk; ,y;iy. vOj;jhsUf;F khiy
Nghl;Lg; gupRfs; toq;Ftjpw; gadpy;iy.
mtu;> GfioNa rhg;gpl;Lf; nfhz;bUf;f KbahJ. vOj;jhy; tUtha; fpilf;f
Ntz;Lk;. tUtha; cs;stUf;Nf rKjhaj;jpy; cz;ikahd kjpg;G vd;gJ
vy;NyhUf;Fk; njupe;j tplak;. ,y;yhid <d;nwLj;j jhAk; Ntz;lhs;!
vOj;ij tpahghug;gLj;Jk; epWtdq;fs;> vOj;jhsUf;Fj; jFe;j Cjpaj;ij /rd;khdj;ijf; nfhLj;J cjTjNy cz;ikahd NritahFk;. tho;f;if epiw-
nta;Jfpd;w nghONj vOj;Jk; tsk; ngWfpd;wJ.
vOj;jhsupd; xOf;fk;vOj;jhsu; CUf;F ey;yJ nrhy;gtu;; rKjhak; ,d;Gw;wpUf;fj; jdJ vOJ
Nfhiyg; gad;gLj;Jgtu;; kf;fs; Kd;Ndw;wNk mtuJ ,yl;rpak;.
vOj;jhsu;> jk; Mf;fq;fis thrfu; tpUk;gpg; gbf;f Ntz;Lk; vd;W epidg;gtu;;jkJ fUj;Jf;fs; vq;Fk; nrd;wila Ntz;Lk; vd;W tpUk;Ggtu;; jkJ gilg;Gf;fis
ntspaPl;lfq;fs; ntspapl Kd;tu Ntz;Lk; vd;W vjpu;ghu;;g;gtu;.
,j;jifa ,yl;rpaj;NjhLk; vjpu;ghu;g;GfNshLk; nraw;gLfpd;w vOj;jhsupd; gpuj;jpNaf
tho;f;ifAk; ngUik jUtjhf Kd;khjpupahf mikjy; Ntz;Lk;.
vOj;jhsiu Vkhw;Wf;fhuuhfTk; FbfhuuhfTk; fhKfuhfTk; mbgpbfhuuhfTk;
fhzr; rKjhak; tpUk;Gtjpy;iy. rhjhuzkhfNt elj;ij nfl;l xUtiuj;
js;sp itf;Fk; ,ay;Gila rKjhaj;Jf;F> kdk;Nghd Nghf;nfy;yhk; NghFk;
vOj;jhsiu vLj;njwpa mjpf Neuk; gpbf;fhJ.
CUf;F xd;W nrhy;ypj; jhk; xd;W nra;Ak; vOj;jhsu;fs;> Vkhw;Wg; Ngu;topfs;;nfhs;ifapy;yhjtu;fs;; Ngijau;fs;.
Xjp czu;e;Jk; gpwu;f;Fiuj;Jk; jhdlq;fhg;Ngijapd; Ngijahu; ,y;
vd;W ts;Stdhu; fbe;jJ ,tu;fisj;jhk; NghYk;.
xU Flk; ghYf;F xU Jsp tplk; Nghy> xU rpyupd; xt;thj nra;iffs;> vOj;Jyfk;
KOtijAk; ghjpf;fty;yJ; ghjpf;fpd;wJ.
xOf;fj;ij capupDk; Nkyhf Xk;Gjy; Ntz;Lk; vd;fpwhu; jpUts;Stu;. mOf;fhW
cilatuplj;jpy; Mf;fk; epy;yhJ. mJNghy> xOf;fk; ,y;yhjtuplk; cau;T
,Uf;fhJ. kapUf;F cau;T jiyapy; mJ ngw;w epiy; me;j epiyapypUe;J tPopd;
mjw;F kjpg;G vd;gJ ,y;iy. mJNghyNt kdpjdpd; xOf;f tho;Tk;> kdpjDf-
;nfd;W kjpg;G vJTk; ,y;iy. kjpg;ngy;yhk; mtdJ xOf;fj;Jf;Nf MFk;.
xUtupd; elj;ij kdj;Jld; njhlu;GilaJ. kdj;Jf;fz; khrpyd; Mjy; midj;J
mwd; vd;gu; ts;Stu; ngUkhd;. epidT ey;yJ Ntz;Lk; vd;W ghbdhu; ghujpahu;.
vOj;jhsUf;F epidT ey;yjhf Ntz;Lk;. gy vOj;jhsu; nghwhikahy; GOq;fp
mtpfpwhu;fs;; Nghl;bfshy; NtWgl;L epw;fpd;whu;fs;; kiwKfkhf tpjk; tpjkhd
Gidngau;fspy; xUtiu xUtu; jhf;fp vOjpf; faikf; fQ;rp tbf;fpwhu;fs;.
neQ;rpy; cukpy;yhj> Neu;ikj; jpwkpy;yhj vOj;Jf;fshy; ahUf;F vd;d gad;?
Ntw;Wikf;F ey;y gais! tpoYf;F ey;y ePu;!
rKjhaj;ijr; rPu;jpUj;j Ntz;Lk; vd;W epidf;Fk; vOj;jhsu;> Kjypy; jk;ikj;
jhNk jpUj;jpf; nfhs;s Ntz;Lk;. cs;sr; Rj;jKk; cau;e;j xOf;fKk; cs;s
rhd;Nwhu; nrhy;Yf;Nf rKjhak; kjpg;G mspf;Fk;.
xOf;fj;ij Xk;gp> ePjptOth newpiwapy; epd;W> tho;thq;F tho;gtu;fs;
nja;tq;fSf;F epfuhtu;. mj;jifa nja;tq;fspd; Mf;f vOj;Jf;fs;> rf;jp
tha;e;jit. me;jr; rf;jpNa mtu;fisf; fhye; NjhWk; tho itf;Fk;.
vOj;jhsu;...25k; gf;fj; njhlHr;rp...
- 56 - jha;tPL • etk;gu; 2008
md;nwhU ehs; njhiyfhl;rpapy;
kpUfq;fspd; Fzhjpraq;fisg; gw;wpa
nra;jpg; glk; (Documentray) xd;wpid
fz;Lgpbg;G miythpirapy; (DiscoveryChannel) ghh;j;Jf;nfhz;bUe;Njd;. xU
kpUfk; vt;thW jd;dpYk; gyk; Fiwe;j
,d;ndhU kpUfj;ij Ntl;ilahb> miu
capUld; thapy; ft;tpf; nfhz;L te;J
jd; Fiff;Fs; itj;J mijj; Jd;G
Wj;jp> mjd; mirTfisf; fz;L
,urpj;J ,Wjpapy; mk;kpUfj;ij jd;
czthf;fpf; nfhs;fpwJ vd;gij gw;wpa
nra;jpg;glk;; mJ. mg;glj;jpy; rpye;jp-
tiyapy; rpf;fpa G+r;rpia xU rpye;jp-
ahdJ vt;thW rpj;jputij nra;J
nfhd;W gpd;dh; jdJ czthf;fpf;
nfhs;fpwJ vd;gijAk; jj;&gkhf fhl;-
bdhh;fs;. ghh;g;gjw;Nf mUtUg;ghd
nra;jpg;glkhdhYk; gy ghlq;fis
kdpjh;fSf;F mJ vLj;Jf;fhl;LfpwJ.
xNu xU tpj;jpahrk;. rpj;jputij nra;J
ifjpiaf; nfhd;wgpd;dh;> rpj;jputij
nra;jtd; ,we;jtd; cliy jd; cz
thf;fpf; nfhs;stpy;iy. me;j epiyAk;
rpy rkak; kdpjh;fspilNa Vw;gl;lhy;
Mr;rhpag;gLtjw;fpy;iy. XU fhyj;jpy;
gg;Gth epa+fpdpf;F mUfpy; cs;s
nrhykd; jPtpy; kdpj khkprj;ij cz-
thf;fp thoe;jth;fs; ,Ue;jhh;fs;.
glj;jpy; te;j fhl;rpfs;> mnkhpf;f ,uh
Ztj;jpd; Mf;fpukpg;G vd;w rpye;;jptiy-
apy; tpOe;j my;Fitjh> jyPgd; ifjp-
fis rpj;jputijf;Fs;shfp> mth;fspd;
fijfs; glq;fSld; Clfq;fspy; gf;fk;
gf;fkhf vOjg;gl;L> mnkhpf;fhtpd;
kjpg;ig juk; Fiwthd msTf;F cyf
ehLfshy; kjpg;gPL nra;Ak; epiyf;F
te;jijj; jhd; vdf;F epidTgLj;jpaJ.
,uhf;fpy; rjhk; `nrapdpd; rh;thjpfhu
Ml;rpapd; NghJ ,ij tpl gaq;fukhd>
mUtUg;G jUk; rpj;jputijf;F> Nghh;;f;
ifjpfNsh> murpay; ifjpfNsh> Fw;w
kw;w kf;fNsh cl;gl;lNghJ Clfq;f
Sf;F Gifg;glq;fNsh my;yJ
njspthd nra;jpfNsh fpilf;ftpy;iy.
Mdhy; vy;yh rh;thjpfhhpfisg; Nghy;
rjhKk; mt;tPdr; nraypy; <Lgl;lhd;
vd;gJ gyUf;F njhpAk;. mJTk;
mtdJ kfd; xUtu;; mj;jifa <dr;
nray;%yk; ,d;gk; fzltd;. ,Wjpapy;
Rl;Lf; nfhy;yg;gl;lhd; mnkhpf;f
,uhZtj;jpdhy;! mtDf;fhf fz;zPh;
tpl;lth;fs; kpff; FiwT. me;ehl;by;>
rjhkpd; Ml;rpapd; NghJ kdpjhgpkhdj;
Jf;F ,lkpy;iy vd;gJk; gy ehL
fSf;Fj; njhpAk;. mjdhy;jhd; ,uhf;
kf;fis mf;nfhbatdpkpUe;J fhg;ghw;w
Nghh;njhLj;Njhk; vd;fpwJ mnkhpf;fh.
Mdhy; - ele;jJ vd;d? nfhbatd;
Ml;rpf;F Kw;Wg;Gs;sp itj;jgpd;dh;
mtidg;Nghy; Mf;fpukpj;jtDk; ele;-
jhy; ahhplk; Ngha; ,uhf; kf;fs; Kiw-
apLthh;fs;? NtypNa gapiu Nka;e;j
fij Nghyy;yth?
rpWtajpy; gps;isfs; tz;zj;Jg; G+r;rp
fisNah> Jk;gpfisNah my;yJ
nghd;tz;LfisNah Nghj;jypDs;;
milj;J itj;J Jd;GWj;jp ,urpg;gij
ehk; fz;Ls;Nshk;. Jk;gpapd; thypy;
Ehy;fl;b mij gwf;;ftpl;L ,urpj;j
rpWth;fSk; cz;L. gpwh; Jd;gj;jpy;
,d;gk;fhZk; Foe;ijfspd; ,f;Fzk;
mth;fs; tsUk; NghJ mth;fNshL
xd;whfptpLfpwJ. ,t;thW njhlh;e;J
gy nfhiyfisr; nra;Nj nfhiy
fhuhh;fs; (Serial Killers) cUthfpAs;shh;
fs; vd;fpwhh; nfhiyfhuh;fisg;gw;wp
Muha;r;rpnra;j Robert K. Resler vd;gth;.
1993k; Mz;by;> ,q;fpyhe;jpy; cs;s
ypth;G+y; efhpy; gyfh; vd;w %d;W ta
Jf; Foe;ijia ,U rpWth;fs; flj;jpr;
nrd;W> rpj;jputij nra;J nfhiy
nra;jJ ehl;ilNa cYf;fpaJ. ,f;
nfhiyf;F fhuzk; mr;rpWthfs;
tho;e;j R+o;epiyAk;> njhiyfhl;rpapy;
rpj;jputijf; fhl;rpfis ghh;j;J ,urpj;
jJNk vd mwpate;jJ. rpy tUlq;fs;
rpiwthrj;Jf;Fg; gpd;dh; khw;Wg;ngahpy;
,U rpWth;fSk; tpLjiy nra;ag;gl;ldh;.
kdpjDs; Gije;J fplf;Fk; kpUff;
Fzk; gy R+o;epiyfspy; ntsptUfpwJ.
Nghhpd; NghJ> murpay; fhuzj;Jf;fhf>
jd; gjtpf;fhf> jd; ghJfhg;Gf;F ngUk;
ghjpg;G Vw;gLk; NghJ> my;yJ jd;
Mirfis my;yJ gw;wpid NtW
xUtdpd; nrayhy; ghjpf;fg;gLk; NghJ
kdpjd; nghWikia ,of;fpwhd;. kw;w
kdpjid Jr;rkhf kjpj;J jdJ Nfhg
jhgq;fis mtd; Nky; fl;ltpoj;J
tpLfpwhd;. rpy kdpjh; jkJ fle;j fhy
thof;ifapy; Vw;gl;l frg;ghd mDg-
tq;fspdhy; kdepiy ghjpf;fg;gl;L
Rw;whlYk; R+o;epiyAk; gioa Qhgfq;
fis mth;fs; kdjpy; kPl;Fk; NghJ
Gije;J fple;j kpUfj;jd;ik fl;ltpo;j;J
tplg;gLfpwJ. mNdfh; jhk; nra;af;
$lhj nraiy GhpfpNwhNk vdj; njhpe;
jpUe;Jk; nray;gl Ntz;ba epiyf;F
js;sg;gLfpwhh;fs;. Nky; mjpfhhpfspd;
cj;juTf;F gzpe;J nray;glNtz;ba
eph;g;ge;jj;Jf;F Mshfpwhh;fs;. ,t;thW
kdpjid kdpjd; rpj;jputij nra;J
mjpy; ,d;gk; fhz;gJk;> mNjhL gbg;
gbahf rpj;jputij nra;ag;gl;ltdpd;
caph; rpwpJ rpwpjhf Jb Jbj;J caph;
Nghtijg; ghh;j;J ,urpj;J> rpy rkak;
Gifg;glk; gpbj;J> rkak; tUk;NghJ
Nghl;Lg;ghh;j;J ,urpf;Fk; FzKk; rpy
Uf;Fz;L. ,th;fis kd epiy ghjpf;fg;
gl;lth;fs; vd;gjpy; jtwpy;iy.
ifjpfs; gytpjk;!kdpjd; vjph;j;J epw;Fk; gyj;ij ngwhj
NghJ ,yFtpy; jhf;Fgtdpd; fl;Lg;
ghl;Lf;Fs; tUfpwhd;. ,uhZt> nghUsh
jhu gykpd;ikahy; rpyh; njhlh;e;J
vjph;j;J epw;f Kbahky; fl;Lg;ghl;Lf;
Fs; tUfpwhh;fs;. 18k; Ehw;whz;by;>
kpUfq;fis Ntl;ilahLtJ Nghy;>
fhl;by; tho;e;j cyfkwpahj mg;ghtp
Mgphpf;f ePf;fpNuh kf;fis rpiwgpbj;J>
$z;Lf;Fs; milj;J> fg;gNyw;wp mnk-
hpf;fhtpd; njd; khepyq;fSf;F mbik-
fshf nts;is ,dj;jth;fs; mioj;Jr;
nrd;w tuyhw;W cz;ikia vtUk;
kwf;fKbahJ. vUJfsplKk; Fjpiu
fsplKk; Ntiy thq;FtJ Nghy;
rhl;il mb %yk;> kdpjd; kdpjdplk;
ciog;igg; ngw;whd;. fWg;gpd ngz;f
Sk; Mz;fSk;; kdpj chpik kPwy;fSf;
Fk; ,d JNtrj;Jf;Fk; Mshdhh;fs;.
murpay; fhuzj;Jf;fhf ifjhfp rpj;jpu
tijf;F cs;shfp kuzj;ij jOtpa
,e;jpa Rje;jpuj;Jf;fhf Nghuhba gy
jpahfpfs; ek; epidit tpl;L mfy
khl;lhh;fs;. rpwPyq;fhtpy; jkpohpd; chp-
ikf;fhf NghuhbtUk; tpLjiy,af;fj;
ijr; Nrh;e;j gy murpay; ifjpfs;
rpiwr;rhiyfspy; gaq;fukhf rpj;jputij
nra;ag;gl;L gLnfhiy nra;ag;gl;lij
vtUk; kwf;fKbahJ. ,J 1983y;
ntypf;fil n[apypy; Vw;gl;l gLnfhiy-
ia epidT+l;LfpwJ.
gh;kh> jha;yhe;J> rPdh> U\;ah ehL
fspy; murpay; ifjpfs; elj;jg;gLk;
tpjk; gyj;j fz;ldj;Jf; cs;shfpAs;sJ.
rpy murpay; ifjpfs; rpwr;rhiyapy;
itf;fg;glhtpl;lhYk; tPl;by; vt;tpj
Rje;jpuKkpy;yhJ rpiwitf;fg;gLfpwhh;
fs;. mth;fsJ eiltbf;iffs; Jg;g-
wpAk; nghyPrhuhy; fz;fhzpf;fg;gL
fpwJ.
nfhiy> jpUl;L> fw;gopg;G> Coy;
Nghd;w Fw;wq;fSf;fhf ePjpkd;wj;jhy;
Fw;wthspnadj; jPh;g;gspf;fg;gl;L rpiw
nrd;w ifjpfs; ,d;ndhU tpjk;. rpW
Fw;wq;fSf;fhf Kjy; Kiw rpiwnrd;w
ifjpfs; gy Fw;wq;fis Ghpe;J gyjlit
rpiw nrd;W mDgtg;gl;l ifjpfspd;
gaKWj;jYf;F Mshfpwhh;fs;. rpiwr;
rhiy mjpfhhpfs;$l ghugl;rj;Jld;
ifjpfis elj;Jtjpdhy; mikjpahd
ifjpfs;$l rpj;jputijf;Fl;gLfpwhh;fs;.
rpy mjpfhhpfs; rpiwapy; cs;s gpugy;a-
khd Nfbfspd; gaKWj;jy;fSf;fhfTk;
rYiffSf;fhfTk; mth;fs; fl;Lf;flq;
fhky; elg;gijf; ftdpahJ tpl;L
tpLthh;fs;.
ehl;Lf;fhf capiuAk; gizak; itj;J
Nghuhb> vjphpahy; ifjhdth;fis
n[dpth cld;gbf;ifapd;gb Nghhf;
ifjpfs; vt;thW elj;jg;glNtz;L;k;
vd;w Kiwfisg; gy ehLfs; filg;
gpbg;gjpy;iy. tQ;rk; jPh;f;Fk; vz;zKk;
kj> ,dntwpANk kdjpy; Xq;fp epw;g
jhy; cld;gbf;ifapy; Fwpg;gplg;gl;l
Kiwfs; filg;gpbf;fg;gLtjpy;iy.
cjhuzj;Jf;F> Mg;fhdp];jhd; Nghhpy;
ifjhd jypghd;> my;Fitjh ,af;f
ifjpfis rpiwapy; mnkhpf;f ,uhZ
tk; FWf;F tprhuiz nra;Ak;NghJ>
Nghhpy; ,we;j rf mnkhpf;f tPuh;fSk;>
2001k; Mz;L nrg;lk;gh; khjk; 11k; jpfjp
epA+Nahh;f; efuj;jpd; cyf th;j;jf
ikak; jhf;Fjypy; ,we;j Rkhh; 5000
mnkhpf;fh;fSNk mth;fs; kdjpy;
Njhd;Wk;. nrQ;rpYitr; rq;fk; Nghh;f;
ifjpfis mbf;fb Ngha;g;ghh;j;J jFe;j
eltbf;ifs; vLg;gJ $l rpyrkak;
fbdkhfapUf;fpwJ
,d mopg;Gf;fhf> ifjhtjw;fhd Fw;wk;
VJk; nra;ahj kf;fs; ifjpfshfpwhh;fs;;.
mth;fs; nra;j Fw;wk; xU jdpgl;l
ifjpfspd; tij- nghd; FNye;jpud; -
58k; gf;fk; ghu;f;f...
jha;tPL • etk;gu; 2008 - 57 -
- 58 - jha;tPL • etk;gu; 2008
,dj;ijAk; kjj;ijAk; mth;fs; rhh;e;-
jNj. Fh;jP];jhd; kf;fSk; A+j kf;fSk;
,e;epiyf;F cl;gl;lth;fs;. `pl;lyh;
Ml;rpapd; NghJ A+j kf;fs; Ntl;il
ahlg;gl;lhh;fs;. mNj Nghd;W rjhk;
`nrapd; Ml;rpapy; Fh;jP];jhd; kf;fs;
gl;l Ntjidia ahtUk; mwpth;. Vd;
rpwPyq;fhtpy $l jkpo; kf;fs; Ntl;il-
ahlg;gl;ldh;. Ntjfhyj;jpy; Mhpah;fspd;
Mf;fpukpg;ghy; jpuhtplh;fs; ,f;fjpf;Fs;
shdhh;fs;. gpd;dh; ,];yhkpa Mf;fpu-
kpg;Gf;F ,e;jpah MshdNghJ gy
,e;Jf;fs; ,e;epiyf;F cs;shdhh;fs;.
gzaf; ifjpfs; murpay; fhuzj;Jf;
fhfNth> tpLjiyg; Nghuhl;lj;Jf;fhfNth
my;yJ gzk; ngWtjw;fhfNth xU
Fwpg;gpl;l FOf;fspdhy; rpiwitf;fg;
gLfpwhh;fs;. jq;fs; Nehf;fk; if$Lk;
tiu gaKWj;jy;> rpj;jputij Nghd;w
tw;Wf;F cl;gLj;jg;gLfpwhh;fs;. mth;fs;
caph; vr;rkak; gwpNghFk; vd;gJ epl;r-
akpy;iy.
vjw;fhf rpj;jputij?ifjpfis vjw;fhf rpj;jputij nra;a
Ntz;Lk;? rpiwr;rhiy vd;why; rpj;jpu
tijnra;Ak; $lkh my;yJ Fw;wthsp-
fis rPh;jpUj;Jkplkh? rpiwr;rhiy
mjpfhhpfSf;F kdpjhgpkhdk; vd;gJ
,y;iyah?. Fw;wthspfis ,d kj
hPjpahf NtWgLj;jpg; ghh;f;fpwhh;fsh?.
Fw;wthspfspd; kdepiy ghjpg;gilah-
jthW elj;jg;gLfpwhh;fsh? vd;gd
Nghd;w gy Nfs;tpfs; kdpj chpikf;-
fhfg; ghLgLk; FOf;fshy; Nfl;fg;gL
fpd;wd. rpy ifjpfsplk; ,Ue;J jfty;
fisg; ngw;W> jg;gp Xba gy Fw;wthsp-
fisf; ifJ nra;a gy rpj;jputij
Kiwfis mjpfhhpfs; filg;gpbg;gJ
tof;fk;. mbNky; mb mbj;jhy; mk;kpAk;
efUk; vd;gJ Nghy; gbg;gbahf rpj;jpu
tijapdhy; Vw;gLk; ghjpg;ig mjpfhpj;J
ifjpfs; jdpikg;gLj;jg;gl;L> iffis
Ak; fhy;fisAk; rq;fpypfshy; gpizj;J
xU ,Ul;L miwf;Fs; tplg;gLfpwhh;fs;.
,k;;Kiw mth;fspd; kdepiyia ntF
thf ghjpf;fpwJ. cztpd; msT
Fiwf;fg;gLfpwJ. kpd;rhuj;ijg; ghtpj;J
czh;r;rpfisg; ghjpf;Fk;; ,lq;fspy;
mjph;r;;rpia nfhLg;ghh;fs;. eph;thzkhf;fp
jz;zPiu Ntfkhf Foha; %yk; gPr;rp-
abj;J Jd;GWj;Jth;. mNjhL; kl;Lkd;wp
jiyfPohf gy kzp Neuk; fl;bj;
njhq;ftpl;L rpj;jputij nra;th;. rpiwr;
rhiyf;Fr; rpiwr;rhiy rpj;jputij
Kiwfs; NtWgLk;. rpy rpiw mjpfhhp-
fs; td;Kiwia tpUk;Gk; Fw;wthspfs;
thOk; R+o;epiyapy; Ntiy nra;tjp
dhy; mth;fspd; kdepiy ghjpf;fg;gl;L
vijAk; mbj;J Jd;GWj;jp nra;ayhk;
vd;w Nghf;if filg;gpbf;fj; njhlq;F
fpwhh;fs;. rpyh; ifjpfSld; Nrh;e;J
Nghij t];J tpahghuj;jpYk; <LgLfp-
whh;fs;.
rpiwr;rhiyfs; vd;dnra;Ak;?cyfpy; rpj;jputijf;Fg; gpugy;akhd
rpiwr;rhiyfs; gy. rpy rpdpkhtpy;
glkhf $l ntspe;;Js;sJ. jkpo; ehl;by;
NtYhh; rpiwr;rhiyiag;gw;wp mwpahj-
th;fs; fpilahJ. gphpj;jhdpah; Ml;rpapd;
NghJ me;jkhd; jPtpy; mikf;fg;gl;l
rpiwr;rhiy thrk; vd;whNy ,d;ndhU
gpwtpjhd; vd;w vz;zj;jpy; nrd;wth;fs;
gyh;. njd; Mgphpf;fh Kd;ida [dhjp-
gjpahd ney;rd; kz;Nlyh 18tUlq;fs;
Robben Island rpiwr;rhiyapy; murpay;
ifjpahf ,dntwp gpbj;j rpWghd;ik-
apdj;jpd; Ml;rpapdhy; fhtypy; itf;fg;-
gl;lhh;. Nfg;lTdpy; ,Ue;J njw;Nf 12
fp.kP. Jhuj;;jpy; ,j;jPtpy; cs;s rpiwr;
rhiy Rkhh; 400 tUlq;fshf ,aq;fp
te;Js;sJ. ,dj;JNtrk; gilj;j
Ml;rpf;F vjpuhf Nghuhba murpay;
ifjpfis ,r;rpiwr;rhiyf;F mDg;gp>
jdpikg;gLj;jp; mth;fs; Nghf;fpid
khw;w epidj;jJ muR.
gpuhd;]; Njrj;jpd; tuyhw;wpy; “g];ily;”(Bastille) rpiwr;rhiy xU kf;fs; Gul;rp
ntbf;ff; fhuzkhapUe;jJ. cah; th;f;-
fkhd gpuGf;fs;> mjpfhhpfs;> kw;Wk;
mur FLk;gj;jpdhpd; nfhLq;Nfhyhl;rpf;F
vjpuhf kf;fs; nfhjpj;njOe;jdh;. rpiwr;
rhiyapy; gy Gul;rpf;fhuh;fis muR
ifjpfshf;fp rpj;jputijnra;jJ. fpyl;-
ld; vd;w cauj;jpy; ,Ue;J fPNo tpOk;;
$hpa fj;jpapidg;ghtpj;J gy ifjpfs;
nfhy;yg;gl;ldh;. ,uhf; Njrj;J my;fuhg;
rpiw rjhk; Ml;rpapd; NghJ rpj;jputij
fSf;F gpurpj;jkhdJ. kj;jpa fpof;F
ehLfshd nrsjp mNugpah> ,uhf;>
,uhd; Nghd;w ehLfspy; cs;s rpiwr;
rhiyf;F ifjpahf nrd;why; vNjH
eufj;jpw;F NghtJ Nghd;w epiyjhd;.
,];yhkpa rl;lk; Fw;wk; Ghpe;jth;f-
isf; fLikahf jz;bf;fpwJ. ,Nj
Nghd;W Nrhtpaj; A+dpadpy; nfhk;A+dprk;
jioj;J epd;wNghJ ifjpfs; kpUfq;-
fisg; Nghy; elj;jg;gl;ldh;. fLk; Fsph;
gpuNjrkhd irgPhpah gFjpapy; jLg;Gf;
fhtypy; itf;fg;gl;l murpay; ifjpfs;
ciwAk; Fspu; epiyapYk; Ntiy
nra;a tw;gWj;jg;gl;ldh;. rPdhtpy; cs;s
rpiwr;rhiyfspy; elf;Fk; rpj;jputij
fs; ntspehLfSf;F njhptjpy;iy.
Terezin vd;w M];jphpahtpy; cs;s
,lk; gpNuf; efuj;jpy; 90 iky; Juj;jpy;
cs;sJ. ,uz;lhk; cyf Aj;j fhyj;
jpy; `pl;yh; Ml;rpapd; NghJ ,q;Fs;s
rpiwr;rhiy A+jh;fSf;nfd cUthf;
fg;gl;L rpe;jpj;Jg; ghh;f;fKbahj rpj;jpu
tij Kiwfs; mth;fs; Nky; ghtpf;fg;
gl;lJ. 1757k; Mz;L gq;fsh Njrj;ij
Mz;l ethg; nfhLukhd Kiwapy; 146
Mq;fpNyaiu fy;fj;jh efhpy;> rpW
miwf;Fs; ifjpahf milj;J itj;jhd;.
%r;R jpzwp 123 Ngh; kuzj;ij jOtpdh;.
,r;rk;gtk; ,e;jpa tuyhw;wpy; “fy;fj;jh-tpd; fWg;Gj; Jthuk;;;” (Black hole ofCalcutta) vd gpurpj;jk; ngw;wJ. ,r;
rk;gtNk ethg;gpd; tPo;r;rpf;F fhuzkh-
fpaJ. khiyjPtpy; cs;s Maafushi vd;w
rpiwr;rhiy rpj;jputijf;F gpugy;akh-
dnjhd;whFk;. gy ,yq;ifah; ,q;F
ifjpfshf ,Ue;J rpj;jputij mDg-
tpf;fpwhh;fs; vd rpwPyq;fh gj;jphpiffs;
Rl;bf;fhl;bAs;sJ. mnkhpf;f rpiwr;-
rhiyfspy; xU fhyj;jpy; gpugy;akhf
jpfo;e;jJ rhd;gpuhd;rp];Nfhtpw;F mU
fhikapy; cs;s my;fhh;lh]; (Alcartaz)vd;w rpiwr;rhiyahFk;. ,r;rpiwr;rh
iyia ikakhf itj;J xU rpdpkh
glk; $l ntspte;Js;sJ. Bernie Coyvd;w tq;fpf; nfhs;isf;fhud; ,r;
rpiwr;rhiyapy; 26 tUl rpiwj;jz;lid
ngw;W ifjpahfapUe;jNghJ 1946y; rpy
ifjpfspd; cjtpAld; jg;gpNahl top
tFj;jhd;. mj;jpl;lj;ij 9 tUlfhykhf
mtd; jPl;bdhd;; vd;fpwJ tuyhW. ,e;j
Kaw;rpapy; gy rpiwf;fhtyhspfSk;
%d;W ifjpfSk; kuzj;ij jOtpdh;.
1963y; ,r;rpiwr;rhiy %lg;gl;lJ.
ifjpfspd; tij...25k; gf;fj; njhlHr;rp...
jha;tPL gj;jpupif gw;wpa
tpku;rdq;fis
vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:[email protected]
Fax: 416-849-0594
Tel: 416-646-3422
jha;tPL • etk;gu; 2008 - 59 -
xΩÕ>kÁ´ º\_ÂV‚¶k˙ º√V_ kVw°D √w˛¬ÿÔVıº¶VD. ÷ÚÕmD EÈ ∏[™Á¶°Ô^
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∂Õ> xÔk˙ ÂV™VÔ ÷ÚÕ>V_ ®™¬zD \˛µflE>V[.
dig
i Med
ia
759 Warden Ave., Toronto, Ontario, M1L 4B5, Tel: 416.759.5453 ext: 401Fax: 416.759.6220, E-mail: [email protected]
sÚD∏ºBV ∂_ÈV_ s]kƒº\V.... AÈDÿ√B˙Õº>VD
Insurance Broker
Guna Selliah416.371.7776
Life Critical Illn
ess
Non Medical
RESP RRSP
- 60 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 61 -
xUtH tPl;il tpw;fg; Nghl;Ls;shH. tPl;bw;F xU Nfs;tp(offer) tUk;NghJ vd;dFACTORSI ftdpf;f Ntz;Lk;
tPL tpw;gtHfspd; ngaHfs;
tPL thq;FgtHfspd; ngaHfs;
Legal Description tpiy
itg;gpyplg;gLk; gzk;
Closing Date epge;jidfSk; mtw;wpd; ruj;Jf;fSk;
tPl;Lg; ghpNrhjid
tPl;bd; cj;juthjk;
tpw;gidg; gpujpepjpfspd; Commission tPL tpw;Nghhpd; Ntz;Lgtupd; if-
nahg;gk;
tPL tpw;gtHfspd; ngaHfs;> tPL thq;F
gtHfspd; ngaHfs; rhpahf ,Uf;f Ntz;
Lk;. Vnddpy;> me;jg; ngaHfNs tPl;L
cWj;jpg;gj;jpuj;jpy; ,Ug;gJk; tUtJk;
MFk;.
tpiyiaj; jPHkhdpf;Fk;NghJ mjw;fhd
$Ljy; jfty;fisAk; (CMA Reportme;jg; gFjpapy; tpw;w tPLfspd; gl;bay;-
fs;) cq;fs; tPL tpw;gid KftHfshy;
juf;$bajhf ,Uf;Fk; tPL tpw;gidapy;
tpiy xU fhuzp kl;LNk. kw;iwa
epge;jidfSk; xd;WNrUk; NghJ jhd;
tPL tpw;gid Kw;whf g+Hj;jpailAk;.
itg;gpy; ,lg;gLk; gzk; (Deposit). ,Jrhjhuzkhf 1–10 tPjk; tiu ,Uf;Fk;.
$Ljyhf gzk; itg;gpy; ,lg;gLk;NghJ
tPL Ntz;LgtH $Ljyhf tPl;il thq;f
tpUg;gk; cs;stH vd vz;zyhk;.
,g;gzk; tPL tpw;Fk; Kfthpd; fhhpah-
yaj;jpy; tPl;L Closing tiu itg;gpy;
,lg;gLk;.
tpiyia ,U gFjpapdUk; fijj;J
xU KbTf;F tUthHfs;. ,e;j tpiyg;
Ngr;rpy; tPl;by; cs;s gy nghUl;fs;
NrHf;fg;gLk; my;yJ tpyf;fg;gLk;.
cjhuzk; washer, Dryer, mLg;G> FspH-
rhjdg;ngl;b> Dish washer, water heater,water softener, curtains, blinders, shutters,furniture, rugs, garden shed, hot tubsNghd;wit. ,jpy; tPL tpw;gtH vit
jdf;Fj; Njitahdit> vit ,yF
tpy; ,lk; khw;wf;$bait Nghd;wtw;iw
rpe;jpf;f Ntz;Lk;. ,itAk; tPl;bd;
tpiyia kjpg;gpLtjw;F fhuzkhFk;.
Closing Date ,j;jpfjpapy; cWjpfs; ifkhw;wg;gLk;.
,j;jpfjpapy; ePq;fs; tPl;il vacate Mf
tpl Ntz;Lk;. ,j;jpfjpapy; tPL thq;F-
gthpd; rl;lj;juzp KOg; gzj;ijAk;
(MORTGAGE, DOWN PAYMENT) tPL
tpw;gthpd; rl;lj;juzpaplk; nfhLg;ghH.
tPL tpw;gthpd; rl;lj;juzp tPl;by;
,Uf;Fk; Mortgage, tPl;L KftHfspd;
Commission Nghd;witfisf; fopj;J
kpFjpg; gzj;ij cq;fSf;Fj; jUthH.
Legal Description ,J cq;fs; tPL> fhzp ahtw;iwAk;
gjpT nra;j jfty;fis mlf;fpapUf;Fk;.
,JNt tPL cq;fSilaJ vd;gij
cWjpg;gLj;Jk;. mLj;J ePq;fs; ghHf;f
Ntz;baJ> vd;d epge;jidfs; Nghl;-
Ls;shHfs; vd;gjhFk;.
mlkhdf; fld; Mortgage tPL thq;FgtH mlkhdf; fld; vLf;fj;
jFjpAs;stuh> vj;jid ehl;fSf;Fs;
epge;jidiag; g+Hj;jp nra;thH Nghd;w
tplaq;fis mwpa Ntz;Lk;. ,J tPL
thq;FgtUf;F rhjfkhd epge;jid-
ahFk;.
tPl;Lg; ghpNrhjidtPl;Lg; ghpNrhjid vj;jid ehl;fSf;-
Fs; nra;thHfs;> tPl;Lg; ghpNrhjidf;
Fhpa gzk; ahuhy; nfhLf;fg;gl Ntz;Lk;.
ghpNrhjidapy; tUk; tPl;Lj; jpUj;jq;
fs; ahuhy; g+Hj;jp nra;ag;gl Ntz;Lk;?
,JTk; tPL thq;FgtUf;F rhjfkhd
jhFk;. ,e;j epge;jidiaj; jtpu;g;gjw;F
‘AS IS’ vd;Dk; gjj;ijg; ghtpf;fyhk;.
Mdhy;> ,J tPl;bd; tpiyiaf; Fiwg;
gjw;F rhj;jpakhdJ. tPL tpw;gtNu
tPl;il tpw;gidf;Fg; NghLtjw;F Kd;
tPl;Lg; ghpNrhjidiar; nra;J jpUj;j
Ntiyfisr; nra;jhy; tPl;bd; tpiyia
$Ljyhf tpw;gjw;F rhj;jpaq;fs;
,Uf;fpwJ.
vdJ tPl;il tpw;Wj;jhd;tPl;il thq;FNtd; vd;wepge;jid,J tPl;il thq;FgtH Fwpg;gpl;l fhyj;
jpDs; jdJ tPl;il tpw;why; kl;LNk
cq;fs; tPl;il thq;FthH vd;Dk;
epge;jid. Fwpg;gpl;l fhyj;jpDs; tPL
tpw;fg;glhtpl;lhy;> cq;fs; xg;ge;jk;
,uj;jhFk;. ,J jw;Nghija (BuyersMarket) fhyj;jpy; tPL tpw;gjw;F ed;ik
mspf;fhJ. Vnddpy;> tPl;bd; tpiy
Fiwe;jhy; tPL thq;FgtH xg;ge;jj;ij
uj;Jr; nra;af;$ba re;jHg;gk; cz;L.
(jdJ tPl;il tpw;fhky; tplyhk;).
tPL thq;FgtH mlkhdf; fld; Fwpg;gpl;l
tl;b tPjj;jpw;Fs; ,Ue;jhy; kl;LNk
vLg;Ngd; vdf;$WtJ. rpy re;jHg;gj;jpy;
tPL thq;FgtH jdJ FLk;gj;jhH
my;yJ jdJ rl;lj;juzp ,e;j xg;ge;-
jj;ij rhpghHg;gjw;F Fwpg;gpl;l fhyk;
Njit vdf; $WthH. ,JTk; tPL thq;F
gtUf;Nf rhjfkhdjhFk;.
ePq;fs; CONDO my;yJ CONDO TOWNHOUSE tpw;fg; Nghl;bUe;jhy; StatusCertificate vLg;gjw;fhd gzk; ahuhy;
nfhLf;fg;gl Ntz;Lk; vd;gijj; njhp-
tpf;f Ntz;Lk;. re;ij tpiyiag;
nghWj;J (Buyer Market) Closing hostIAk;tPL thq;FgtH tPL tpw;gthplk; Nfl;fyhk;.
tPL thq;FgtH xg;ge;jj;jpy; rhpahd
,lj;jpy; ifnaOj;J Nghl;Ls;shuh vd
rhpghHf;f Ntz;Lk;.
tPL tpw;Fk; xUtH xg;ge;jj;jpy; ifnaOj;J Nghl;lgpd; tPL tpw;ftpy;iy vd$wKbAkh? $Ljyhf KbahJ. Mdhy; rpy re;jHg;
gq;fspy; tPL tpw;gtH (Escape clause)Nghl;bUe;jhy;> cjhuzk;> tPl;L xg;ge;
jk; jdJ tPl;L mq;fj;jthpd; my;yJ
jdJ rl;lj;juzpapd; mDkjpf;Fg;
gpd;jhd; nry;YgbahFk; vdf; Fwpg;gpl;-
bUe;jhy; tPL tpw;gtH xg;ge;jj;jpy;
,Ue;J tpyff;$ba rhj;jpaf;$Wfs;
cz;L. ,it ahitAk; ePq;fs; njhpT
nra;Ak; tPL tpw;gid Kftu; KOik
ahf mwpaj;jUthH. Vnddpy; mtH tPL
tpw;gidj; Jiwapy; gapw;wg;gl;ltH.
,ijtpl Nkyjpf ruj;Jf;fs; (Factors)xg;ge;j epiyikf;Nfw;g khWgLk;.
,tw;iw tPL tpw;gtH njhpe;J itj;jp-
Ue;jhy; xg;ge;jj;ij Kiwahfr; nra;af;
$ba rhj;jpaj;ij ePq;fs; Vw;gLj;J-
fpwPHfs;.
Gop KalaieswaraanMaster in Architecture
Sales Representative
(Residential, Commercial, Institutional)
Dir: 416.723.74671345 Morningside Ave., Unit #8Toronto, ON, M1B 5K3Tel: 416.759.6000Fax: 416.759.6005
BROKERAGE
• Building permit
• Zoning info.
• Site plan approval
• Rezoning approval
tPL thq;Fjy;...
vg;gb Muk;gpg;gJ?kq;fhmUzhryk;
- tPL tpw;gidg; gpujpepjp -
- gFjp 4 -
S.P ELECTRONICS & COMPUTERS
midj;Jj; jkpo; thndhypfSk; Gjpjhfthq;Ftjw;Fk;> jpUj;jpf; nfhs;tjw;Fk;
416 264 6400
2641 Eglinton Ave. Scarborough(Brimley & Eglinton)
- 62 - jha;tPL • etk;gu; 2008
cq;fspy; gyUf;Fj; njhpe;jpUf;Fk;
,e;j gpuhe;jpaj;jpy; ehd; gutyhf
gazk; nra;tJ. kNyrpah> ,e;NjhNd-
rpah> jha;yhe;J> irdh Nghd;w ehL
fspy; vdJ fhhpahyaq;fSf;Fk;>
fUj;juq;Ffs; nra;tjw;Fk; nry;tJz;L.
mNdfkhf ,Uthuj;jpw;F xUKiw ehd;
tpkhd epiyaj;jpw;F nry;y Ntz;b
,Uf;Fk;. ,jdhy; ehd; elj;jpa fUj;-
juq;Ffspy; gq;Fgw;wpa gyUf;Fk; Kfk;
nfhLf;f NehpLtJz;L. vdJ Ey;fis
thrpj;jtHfisAk; re;jpj;jJz;L.
mz;ikapy; xUtH ehd; nfhyhyk;g+H
gazpf;Fk; NghJ vd; mUfpy; te;J Mr;
rhpakhfghHj;J Nfl;lhH ‘NfhB];tuuhd
ePq;fs; ,g;gb economy class ,y;; vd;dgazk; nra;fpwPHfs; vd;W. mjw;F ehd;
‘mjdhy; jhd; ehd; NfhB];tudhapUf;-
fpNwd;’ vd;Nwd;. mtH Fog;gj;Jld;
vd;idg; ghHj;jhH.
,J nry;tj;ijg; gw;wp kf;fs; mwpe;Js;s
Mfg; nghpa ngha;apid vkf;F vLj;Jf;
fhl;LfpwJ. (‘secret of self made millions’vDk; Eypy; ,Jgw;wp vOjpAs;Nsd;)
gyUk; NfhB];tud; vd;why; ‘Gucci’,Hugo Bass, Rolak ghtpg;ghHfs; vd;W
jg;Gf;fzf;F Nghl;Ls;shHfs;. mtHfs;>
NfhB];tuHfs; Kjy; tFg;gpy; jhd;
gazk; nra;tjhf ek;GfpwhHfs;. ,jdhy;
jhd; gyUk; nry;te;juhf tUtjpy;iy.
nfhQ;rk; gzk; iff;F te;jJk; mtHfs;
,itNghd;w tif nghUl;fis ghtpg;gJ
jhd; ,ay;G vd;W vz;zp jq;fsplk;
cs;s gzj;ij tpuakhf;fp> Muk;gpj;j
,lj;Jf;Nf nrd;W tpLfpwhHfs;.
cz;ikahnjdpy;> jhkhf Kad;W
NfhB];tudhfpatHfs; (nry;tj;jpw;F
thhprhfpa kilaHfs; my;y)kpf rpf;fd-
khf> Njitf;F Vw;wjhAk;> nfhLf;Fk;
gzj;jpw;F ngWkjpahdjhAk;> nryT
nra;thHfs;. ,jdhy; jhd; mtHfs;
gzj;ij NrHf;fTk; ngUf;fTk; $ba-
jhAs;sJ.
VO tUlq;fSf;F Kd; ehd; ngw;w
tUkhdj;jpy; 80% Nrkpf;f Kbe;jJ.
Mdhy; ,d;W ehd; 60% kl;LNk Nrkpf;-
fpd;Nwd;. fhuzk; ,g;Ngh ehd; vd;
kidtp> mtH jha;> ,UNtiyf;fhhpfs;>
,U gps;isfs; MfpNahiu guhkhpf;Fk;
nghWg;G ,Ug;gNj. Mdhy;> ngUk;ghd;
ikNahH 10% kl;LNk Nrkpf;fpwhHfs;
vd;gjid kwf;fyhfhJ. ehd; First classgazr;rPl;L my;yJ $300 ngWkjpahdNrl;il thq;fhjjw;F fhuzk; mJ
tPz; gz tpuak; vd;W vz;ZtjhNyNa.
Mdhy;> $300 nrytspj;J vdJ ,uz;L
taJ kfis gulia gatrial speech tFg;gpw;Fk; ehlf tFg;gpw;Fk; jaq;fhky;
nrytpLNtd;.
ehd; YEOtpy; ,ize;j nghOJ (YoungEntrepreneur’s Organization) ,e;j mikg;G
40 tajpw;F Fiwe;j xU kpy;ypaDf;F
mjpfkhd tUtha; tUlnkhd;Wf;F
cs;stHfis nfhz;lJ) Ie;J tUlq;
fSf;F Kd; ehd; ftdpj;j xU tplak;
jhkhf Kad;W Kd;Df;F te;jtHfs;
mjpy; gyH 5 kpy;ypaDf;F mjpfkhd
I];thpaKilatHfs;> tpkhdj;jpy;
rhjhuz (Economy) tFg;gpy; gazpj;j-
Jld; nuhahl;lh fhHfisAk; eprhd;
fhHfisAk; jhd; nrYj;jpdhHfs;.
Mdhy;> Kaw;rp ,y;yhky; jk; murp-
ay;thjpg; ngw;NwhHfsplKk;> ngUk;
nry;te;jHfspd; gps;isfSk; jhd;.
ehis xU ehs; cs;sJ vd;gjid
kwe;J gzj;ij tpuakhf;FfpwhHfs;.
,e;j fhuzj;jhy; jhd; FLk;gr; nry;tk;
%d;W jiyKiwfSf;F mg;ghy;
gazpg;gjpy;iy. flTs; mUshy; vdJ
nry;te;j je;ijahH ,jid Kd;
czHe;J vdf;F njhopy; Muk;gpg;gjw;F
xU rjKk; ju kWj;Jtpl;lhH.
gyUk; vd;dplk; Nfl;gJz;L ngUkstpy;
gzk; jpul;b mjid mDgtpf;fhtpl;lhy;
mjd; gad; vd;d vd;W. vd;d tplak;
vdpy; ehd; Milfs;> eiffs; thq;F-
tjpdhNyNah my;yJ Mfha tpkhdj;-
jpy; Kjy; tFg;gpy; gazpg;gjhNyNah
kfpo;r;rp nrhw;g Neuj;jpw;Fj;jhd; epiyf;
Fk;. mJ epiyj;J epw;gjpy;iy. nghUl;
fspdhy; tUk; kfpo;r;rp tpiuthf te;J
nrhw;gNeuj;jpy; mope;J tpLk;. nfhQ;rk;
Neuj;jpw;Fg; gpd; kPz;Lk; kfpo;r;rp
,y;yhkypUf;Fk;. jpUk;g mjidg; ngW
tjw;F kPz;Lk; xU nghUis thq;f
Ntz;Lk;. ,JTk; nrhw;g Neuj;jpw;Nf
epiyj;jpUf;Fk;. vd; fUj;Jg;gb ePq;fs;
nghUl;fs; thq;Ftjhy; kfpo;r;rp ngWk;
tho;f;if tho;gtuhapUg;gpd; ePq;fs;
epiwtpy;yhj ftiyahd tho;T tho;-
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vdJ Foe;ijfspd; rphpg;G. mtHfs;
tpisahLtJ> ed;whf gbg;gJ Nghd;w-
itNa. vdJ tpahghu epiyaq;fs;>
vkJ gapw;rpahsHfs; NkYk; NkYk;
kf;fis nrd;wile;J gy ehLfis
tUlhtUlk; tsHr;rpailtij ghHf;-
ifapy; kfpor;rpia jUfpwJ. vdJ
,izaj;jsk; vg;gb cq;fSf;F Cf;fj;-
ijAk; tsHr;rpiaAk; jUfpwJ vd
ePq;fs; vOJk; kpd; mQ;ry;fs; vdf;F
ngUk; jpUg;jpiaAk; kfpo;r;rpiaAk;
ePz;lNeuj;jpw;F jUfpwJ.
ehd; cq;fSf;F nrhy;y tpUk;GtJ
vd;dntd;why; kfpor;rp cq;fs; tho;f;if
mikAk; tpjj;jpy; (mJ Mrphpaj;
njhopyhf ,Uf;fyhk;> tPL fl;Ltjhf
,Uf;fyhk;> tiu glk; tiutjhf
,Uf;fyhk;> my;yJ NtW vJthfTk;
,Uf;fyhk;) ,Uf;f Ntz;Lk;. nry;tk;
mjdhy; tUk; rpW ngWNgwhf ,Uf;f
Ntz;Lk;. ePq;fs; nra;Ak; njhopiy
ntWj;J mjpy; tUk; nry;tj;jpy; kl;Lk;
jq;fp ,Ug;gPHfshdhy; cq;fs; tho;f;if
tpgr;rhhpapDilajpYk; vJtpjj;jpYk;
rpwe;jjy;y.
NfhB];tuH NgRfpwhH
mz;ikapy; fzdp ,izaj;jsj;jpy; rpq;fg;g+hpd; kpf ,sikahd NfhB];tud; jpU.mlk; $ gzk; rk;ge;jkhf rpy fUj;Jf;fs; njhptpj;jpUe;jhH. me;jf; fUj;Jf;fis jkpohf;fk; nra;J jha;tPL thrfHfSf;F je;Js;Nsd;.
jha;tPL • etk;gu; 2008 - 63 -
- 64 - jha;tPL • etk;gu; 2008
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sÚmÔÁ· ÿ√u≈
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Drapery & Blinds Fabric Ltd., 210 Silver Star Blvd., Unit #825, Scarborough, ON M1V 5J9
c∫Ô^ T‚|¬z–› º>ÁkBV™ ƒÔÈs>
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ÿ√uƬ ÿÔV^· ∂Áw•∫Ô^.
ºÔ>V ¶´V¤V416.321.6420
Ketha Nadarajah(President)Tel: 416.321.6420, 905.944.0218Fax: 416.321.2217www.nksdrapery.ca
Connectiong tutors & students in the GTA
>tµ \Vk˙Ôπ[ ÂÈ[ ÔÚ] ∂k˙Ôπ[ T|Ô”¬z ÿƒ[Æ
√V¶∫ÔÁ· Œ[´VˆºBV √V¶›]‚¶›]uz ∂Á\B Ôu∏›m kÚ˛[º≈VD.
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jha;tPL • etk;gu; 2008 - 65 -
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ntspapy; vt;thW ele;J nfhs;fpd;wJ
vd;gijj; jPh;khdpf;fpd;wJ. cq;fs;
gps;is rpW gps;isahf ,Ue;jhYk;
mg;gps;isf;nfd xU nrhe;j cyfk;
ntspNa ,Uf;fpd;wJ. el;G> Nghl;b>
kdKwpTfs;> md;G> ghrk; vd;gd vy;yhk;
gps;isapd; rpW gUtj;jpy; ,Ue;Nj Muk;
gpf;fpd;;wd. cq;fs; gps;isapd; kdg;
Nghuhl;lq;fspd;NghJ cq;fs; Mjuitg;
gps;isf;F nfhLf;fyhNkxopa mg;
gps;isapd; tho;f;ifapy; eilngWk;
tplaq;fs; rpy rkak;; cq;fs; fl;Lg;
ghl;bw;F mg;ghw;gl;ljhf mike;J
tpLfpd;wJ.
tPl;bw;F ntspNa gps;isf;F vd;d
elf;fpd;wJ vd;gijg; gw;wp cq;fs;
gps;isaplkpUe;Nj XusT ePq;fs; mwpa
KbAk;. ePq;fs; gps;isAld; vt;thW
njhlh;ghLfpwPh;fs;> gps;isapd; taJ>
gps;isapd; kdepiy> cq;fs; kdepiy
vd;gtw;wpy; ,J jq;fpAs;sJ. gps;is
apd; ez;gh;fs;> gps;isapd; taij
xj;j taJilath;fs; MfpNahiu
mtjhdpg;gjpy; ,Ue;J ntspapy; vd;d
eilngWfpd;wJ vd;w Xh; czh;it
ePq;fs; ngwyhk;. ,d;Ndhh; ngw;Nwhhpl-
kpUe;J cq;fs; gps;is gw;wp mwpe;J
nfhs;syhk;. Mdhy; mth;fs; cq;fs;
gps;isiag; gw;wp vg;NghJk; ey;yijNa
$Wthh;fs; vd vjph;ghh;f;f KbahJ.
rpy re;jh;g;gq;fspy; cq;fs; gps;isfs;
Fwpj;j Fiwfis ePq;fs; Nfl;f NehpLk;.
cq;fs; gps;isapd; ez;gh;fspd; ngw;
Nwhh;fs;> Mrphpah;fs; my;yJ ntspahh;
cq;fs; gps;is Fog;gbahf ,Ue;jJ
vd;W $Wk;NghJ> vd;d ele;jJ
vd;gij ,uz;L gf;fKk; Nfl;L mwpa
Ntz;Lk;. cq;fs; gps;isaplKk; Nfl;f
Ntz;Lk;. cq;fs; gps;isapd; elj;ij
gw;wp cq;fSf;F njhpe;jpUe;jhy;
gps;isf;F rhh;ghf NgrhjPh;fs;. mNj
rkak; gps;isia kw;wth;fs; vjpNu
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my;yJ kw;iwa ngw;whh; $WtJ gpio
vd;Nwh my;yJ rhp vd;Nwh $wNtz;lhk;.
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tPl;by; mikjpahf tprhhpAq;fs;.
rpwpa rpwpa tplaq;fSf;Ff; $l rpW
gps;isfs; rr;ruTf;Fl;gLtJz;L. cjhu-
zkhf Xh; nghk;ikf;fhf ez;gDld;
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mg;nghk;ikia gps;isaplkpUe;J
mfw;WtJld;> mg;ngw;Nwhh; mtid
fz;bf;fyhk;. NtnwhU tPl;bw;Fr; nry;
Yk;NghJ nghWg;gw;w jdkhf mt;tPl;Lg;
nghUl;fis cilj;jy;> tPl;bid
mOf;fhf;Fjy; Nghd;w tplaq;fisAk;
rpy gps;isfs; nra;tJz;L. gps;isfs;
tpisahLk;NghJ tPl;bid mOf;fhf;fp
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ngw;NwhNu ,e;jg; gpur;ridfisf;
ifahs Ntz;Lk;. kw;w ngw;Nwhhplk;
cq;fs; gps;isia xg;gilf;Fk; NghJ
mg; ngw;NwhNu gpur;ridfisf; ifahs;-
tjw;F chpikAilatuhthh;.
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gpur;ridiaj; jdpahff; ifahshky;
cq;fisj; njhlh;G nfhs;s Ntz;Lk;.
cjhuzkhf NtW tPLfspy; nghUl;f
is cq;fs; gps;is cilf;Fk; NghJ
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Nth> tha;r;nrhw;fshy; Jd;GWj;jNth
my;yJ fLikahfj; jz;bf;fNth
mDkjpf;f Ntz;lhk;. Xh; ez;ghpd;
tPl;by; cq;fs; gps;is gpur;ridf;Fl;-
gl;bUe;jhy;> ePq;fs; mg; gps;isAld;
mjidg; gw;wp fijf;f Ntz;Lk;. mj;J
ld;> tPl;bw;F te;j gpd;G mjd; njhlh;r;
rpahf ePq;fs; gps;isAld; fijf;fyhk;.
Mdhy; gpur;ridf;Fl;gl;ljw;fhf tPl;by;
te;J jz;lid nfhLf;fhjPh;fs;.
gps;is jd;dk;gpf;ifAlDk; gak; vJTk;
mw;Wk; tsuNtz;Lnkd;W tpUk;gpdhy;>
tPl;bNyNa mjid cUthf;Fq;fs;.
gapw;rp %yNk gof;f tof;fq;fs; cU
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isg; gofhtpby;> ntspaplq;fSf;Fg;
NghFk;NghJ> gps;is rPuhd Kiwapy;
ele;J nfhs;Sk; vd vjph;ghh;f;f Kb-
ahJ. tPl;by; ey;y gof;f tof;fq;fS-
ld; tsUk; gps;is> ntspaplq;fspy;
ey;y KiwapNyNa ele;J nfhs;Sk;.
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my;yJ tpUe;Jgrhuq;fl;F $l;br;
nry;tjpy; ve;j tpj gpur;ridiaAk;
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jy;> FLk;gj;jpYs;s rl;ljpl;lq;fs;
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,lq;fSf;Fr; nry;Yk;NghJ mikjpahf
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fg;gl;bUe;jhy;> gps;isfSld; nghJ
,lq;fSf;Fr; nry;tJ cq;fSf;F
gpur;ridfisf; nfhLf;fhJ.
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njspthff; $Wq;fs;. cq;fs; gps;is
kw;wth;fis njhe;juT nra;jhy; mtiu
ntspapy; cldbahf $l;br; nry;Yq
;fs;
ePq;fs; vt;thW ele;J nfhs;fpwPh;fNsh>
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gps;isf;F Kd;Djhuzkhf ele;J
nfhs;Sq;fs;.
Vida tsh;e;jth;fs; ,Uf;fpwhh;fs;.
mth;fs; ghh;j;Jf; nfhs;thh;fs; vd;W
vz;zp nghWg;Gf;fis kw;wth;fs; Nky;
Rkj;jhky; cq;fs; gps;isia ePq;fNs
fz;fhzpj;Jf; nfhs;Sq;fs;.
czT tpLjpfspy; ele;Jnfhs;Sk; tpjk;grpAld; ,Uf;Fk; gps;isia Xh; czT
tpLjpapy; fhj;jpUf;f itf;Fk; mNj
Neuk; mikjpahfTk; ,Uf;fr; nra;t-
njd;why; mJ Kbahj fhhpakhFk;.
rpy gps;isfs; czT tpLjpapy;
mikjpahf ,Ug;gh;. Vida gps;isfs;
mikjpaw;W ufis nra;j tz;zNk
,Ug;gh;.
czT tpLjpf;F ePq;fs; mikjpahf
,Ue;J rhg;gpl tpUk;gpr; nry;Yk; Neuk;
gps;isapd; elj;ij vjph;khwhdjhf
,Uf;Fk;. ,jd; %yk; ePq;fs; mtkhdg;
gLk; msTf;F Xh; vy;iy ,y;yhJ
,Uf;fyhk;. gps;isfspd; Fog;gbfis
Ak; cq;fs; re;Njh\kw;w epiyikia
Ak; jtph;g;gjw;F mNef topfs; cs;sd.
czT tpLjpfspy; gpur;rpidelg;gijj; jtph;j;Jf; nfhs;tjw;fhd topKiwfs;.ve;j xU czT tpLjpf;Fk; ePq;fs;
gps;isia mioj;Jr; nry;yyhk;. jpBh;
czT tpw;gidahFk; ,lq;fs; (Fastfood)> Nfhg;gpf; filfs; my;yJ gpw;rh
cztfq;fSf;F kl;LNk cq;fs;
gps;isiaf; $l;br; nry;yyhk; vd
vz;zhjpUq;fs;. cq;fs; gps;is cztf
mDgtj;ijg; ngw;wpuhtpby;> nkOF
th;j;jp xspAld; myq;fhukhf ,aq;Fk;
czT tpLjpfl;F gps;isfis mioj;
Jr; nry;yhjpUq;fs;.
gps;is grpahapUf;Fk;NghJ czT
tpLjpf;F mioj;Jr; nry;y Ntz;lhk;.
mjpf grpNahbUf;Fk; gps;is czT
tpLjpapy; xOq;fhf ele;J nfhs;shJ.
vdNt czT tpLjpf;F nry;Yk;NghNj
thfdj;jpy; itj;J rpw;Wz;bfisf;
nfhLq;fs;.
czT tpLjpapy; czT jahuhFk;
tiu gps;is tpisahLtjw;F tpis-
ahl;Lg; nghUl;fs;> Gj;jfq;fs;> th;zk;
jPl;Lk; Gj;jfq;fisf; nfhLq;fs;.
cq;fs; gps;is vij tpUk;GfpwNjh
mjid cz;Ztjw;F mDkjpAq;fs;
gps;isapd; tapw;wpy; Fog;gq;fis Vw;-
gLj;jhj czT tiffshf njhpT
nra;Aq;fs;. Mdhy; mNj rkak; VjhtJ
xU GJ czit Urpf;Fk;gb Cf;FtpAq;-
fs;. gps;isia czT cz;gjw;F
Jz;Lq;fs;.
,d;Dk; gpur;ridiaf; Fiwf;f Ntz;L
nkdpy; czT Maj;jkhFk; tiu tpLjp
apDs; fhj;jpuhJ ntspapy; Xh; eil
nrd;W thUq;fs;.
tPl;bw;F ntspNa gps;isapd; elj;ij
ia Xh; fl;Lg;ghl;bw;Fs; itf;f Ntz;L-
khapd; mJ ngw;Nwhhpd; ifapNyNa
jq;fpAs;sJ.
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MSik (Personality)> clypay; kw;Wk;
czh;TG+h;t tpUj;jpapy; jq;fpAs;sJ.
FLk;gj;jpd; vjph;ghh;g;GfSld; nghUe;
jhtpby;> my;yJ mopit Vw;gLj;jf;
$bajhf ,Ue;jhy; gps;isapd;
elj;ij Xh; gpur;ridahfyhk;. rhjhuz
my;yJ “rpwe;j” elj;ijahdJ r%f>
fyhr;rhu mgptpUj;jp hPjpapy; nghUj;j-
khdjh vd;gjd; mbg;gilapy; eph;zapf;
fg;gLfpd;wJ. gps;isapd; xt;nthU
tajpYk; ePq;fs; gps;isaplkpUe;J
vij vjph;ghh;f;fyhk; vd;gij mwpe;J
nfhs;tjd; %yk; gps;isapd; elj;ij
rhjhuzkhdjh my;yth vd;gijj; jPh;-
khdpj;Jf; nfhs;syhk;.
vdJ gps;isapd; elj;ijia khw;Wtjw;F ehd;
rpWth; J\;gpuNahfj;jpw;F cl;glhJ
gps;isapd; elj;ijia rPh; nra;tJ- [Pth jpiruh[h -
67k; gf;fk; ghu;f;f...
jha;tPL gj;jpupif gw;wpa
tpku;rdq;fis
vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:[email protected]
Fax: 416-849-0594
Tel: 416-646-3422
- 66 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 67 -
vd;d nra;ayhk;?nghJthf gps;isapd; Fwpg;gpl;l xU
elj;ijia Cf;Ftpj;J ghuhl;Lk;Ngh
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me;j elj;ijia epWj;jyhk;. xNu elj;
ijf;F xU re;jh;g;gj;jpy; ghuhl;LtJk;
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gJk;> cq;fs; gps;isia Fog;gj;jpy;
Mo;j;jyhk;. vdNt cq;fs; nray;
fSk; vg;NghJk; xNu khjphpahf
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cs;sd.
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Ntz;Lnkdpy; xU rpwpJ Neuj;jpw;F Xh;
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xJf;fhd Xh; ,lj;ij njhpe;njLq;fs;.
ePq;fs; tPl;bw;F ntspNa nrd;wpUe;jhy;
cq;fs; thfdk; my;yJ NtW VjhtJ
Xh; mkuf;$ba ,lj;ijj; njhpe;njLq;fs;.
Vw;Wf; nfhs;s Kbahj elj;ijia
(Unacceptable behaviour) gps;is ntspf;
fhl;bdhy;> me; elj;ij Vw;Wf; nfhs;s
KbahjJ vdg; gps;isf;F $Wq;fs;.
mNj rkak;> me;j elj;ijia epWj;jh
tpby;> gps;isia xU Fwpg;gpl;l
Neuj;jpw;F Xh; ,lj;jpy; ,Uf;f itf;fg;
Nghtjhf (Time- Out) vr;rhpf;if nra;-
Aq;fs;. mNj Neuk; ePq;fs; mikjpahf
,Ug;gJld;> Nfhgkhf ,Ug;gjhf fhl;bf;
nfhs;shjpUq;fs;. cq;fs; gps;is
njhlh;e;J jtwhd elj;ijapy; <Lgl;lhy;
mikjpahf cq;fs; gps;isia Time-Out ,lj;jpw;F mioj;Jr; nry;Yq;fs;.
gps;is vt;tsT Neuk; mf; Fwpg;gpl;l
,lj;jpy; ,Uf;fpwJ vd Neuj;ij rhp
ghh;j;Jf; nfhs;Sq;fs;. Timer Nghd;W
Neu msitf; fhl;Lk; fUtpia gps;is
fhj;jpUf;Fk; Neuj;jpy; itAq;fs;.
,t;thW ,f; fUtpia itj;jy; fhj;jp-
Uf;Fk; Neuk; vg;NghJ KbAk; vd;gijg;
gps;is mwpar; nra;Ak;. ,e;j Time-Outfhy msT xt;nthU taJf;Fk; xU
epkpl msthy; $br; nry;yyhk;. ePq;fs;
gps;isiag; ghh;f;ff; $ba my;yJ
Nfl;ff; $ba Juj;jpy; ,Uf;f Ntz;Lk;.
Mdhy; gps;isAld; vijAk; Ngr
Ntz;lhk;. Time-Out Kbe;jJk; gps;is
me;j ,lj;ij tpl;L mfd;W nry;y
mDkjpAq;fs;. $lhj elj;ijiag; gw;wp
mjw;F Nky; vJTk; fijf;f Ntz;lhk;.
Mdhy; mjd; gpd; ey;y elj;ijia
Cf;Ftpg;gjw;Fhpa ghuhl;Lf;fis
my;yJ ghprspg;Gf;fis nra;Aq;fs;.
Gjpa tuNtw;fj;jf;f elj;ijia ehd; vt;thWCf;Ftpf;fyhk;?
ey;y elj;ijia Cf;Ftpg;gjw;Fhpa
,d;Ndhh; top ghuhl;Lk; my;yJ
ghprspf;Fk; KiwahFk; (Rewardingmethod). ,J ,uz;L tajpw;F Nkw;gl;l
rpWth;fspy; ey;y gadspf;Fk; Kiwah
Fk;. ,k;Kiwia ePq;fs; njhlh;e;J 2
khjq;fs; tiu gpd;gw;w Ntz;Lk;.
ngw;Nwhh; nghWikahf ,Ug;gJld;> Xh;
ehl;Fwpg;gpy; cq;fs; gps;isapd; elj;
ijiaAk; mJ vt;thW khwptUfpd;wJ
vd;gijAk; Fwpj;J thUq;fs;. ,J
cq;fSf;F cjtpahf mikAk;. ,q;F
ePq;fs; khw;w tpUk;Gk; elj;ijfspy;
xd;W my;yJ ,uz;ilj; njhpT nra;Aq;
fs;. (cjhuzkhf> gLf;if Neu gof;
fq;fs;> gw;fisr; Rj;jk; nra;jy; my;yJ
tpisahl;Lg; nghUl;fisf; ifahSjy;).
cq;fs; gps;is tpUk;gf; $ba tif
apy; Cf;Ftpg;ig gps;isf;F toq;Fq;
fs;. ey;y Cf;Ftpg;Gfl;F cjhuzq;
fshf> gLf;iff;Fr; nry;Yk; Neuj;jpy;
Nkyjpfkhf xU fijiar; nrhy;Yjy;>
epj;jpiuf;Fr; nry;Yk; Neuj;ij miu
kzpj;jpahyj;jhy; gpd;js;Sjy;> tpUg;g
khd rpw;Wz;biaf; nfhLj;jy;> tsh;e;j
gps;isfl;F Xh; tpUg;gkhd tpisahl;Lg;
nghUisf; nfhLj;jy;> my;yJ rpwpa
njhif gzj;ijf; nfhLj;jy; vd;gd
Cf;Ftpg;ghf mikAk;.
gps;isapy; ePq;fs; tpUk;gf; $ba ey;y
elj;ij-khw;wk; my;yJ mt;thW ele;J
nfhs;tjhy; fpilf;fg; NghFk; Cf;F-
tpg;igg; gw;wpAk; gps;isf;F tpsf;Fq;fs;.
cjhuzkhf> “,e;j njhiyf;fhl;rpj;
njhlh; Kbtjw;Fs; ,uT cilazpe;J
gw;fis Rj;jk; nra;jhy; ,d;Dk; miu
kzp Neuk; jhkjpj;J gLf;iff;Fr;
nry;yyhk;;” vdf; $Wq;fs;. ,f;
Nfhhpf;ifia xU juk; kl;LNk $Wq;
fs;. gps;is ePq;fs; nrhy;tijr;
nra;jhy; Cf;Ftpg;ig toq;Fq;fs;.
Njitnadpy; gps;isf;F cjTq;fs;.
Mdhy; msTf;F mjpfkhf gps;isapy;
ftdk; nrYj;Jtjhf fhl;lhjpUq;fs;. ,J
fz;bg;ghd ftdpg;ghf ,Ue;Jk; $l
Cf;Ftpg;ig tpl ngw;Nwhhpd; ftdpg;ig
Na (Attention) gps;isfs; mjpfk; tpUk;
Gthh;fs;. gps;isAld; mjpf neUf;f
khf ,Ug;gjhf fhl;bf; nfhs;shky;
cj;jutpLq;fs;. cjhuzkhf “,d;Dk;
5epkpl Neuj;jpy; tpisahl;L Neuk; Kba
Ntz;Lk;” Nghd;w cj;juTfs; cq;fs;
gps;isf;F Gjpa elj;ijfisf; fw;gpf;f
cjtpahf mikAk;.
,e;j KiwahdJ cq;fSila gps;is
NahL ePq;fs; ky;Yf; fl;Ltijj; jtph;-
f;f cjTk;. vdpDk; ,q;F ePq;fs; $W-
tjw;Nfw;g gps;is elf;fhtpby; jz;lid
(Punishment) nfhLf;ff;$lhJ> mNjNeuk;
gps;isf;F Cf;Ftpg;Gk; (Reward)fpilf;fhJ.
njhlUk;...
rpWth; J\;gpuNahfj;jpw;F...65k; gf;fj; njhlHr;rp...
[ddk; - 01-30-1976 tPukuzk; - 03-11-2008
jpUitahW fpspnehr;rpiag; gpwg;gplkhfTk; jkpoPo tpLjiyg; Nghuhl;lj;jpy;
,ize;J nraw;gl;ltUkhfpa rhfpj;jpad; (n[ae;jpud;- fz;zd;) ,uhirah
03.11.2008 md;W ,yq;if ,uhZtj;Jldhd Nkhjypy; tPukuzj;ijj; jOtpf;
nfhz;lhu;. md;dhu; ,uhirah guk;Nrhjp MfpNahupd; mUikg; Gjy;tDk;
mUe;jtuhrh (mfpyd; fdlh) fhyk; nrd;w fpUghfud;> aNrhjh (jq;fh) Nkfyh
(Nkfh) MfpNahupd; md;Gr; rNfhjuUk; Mthu;. ,tu; Rjhrpdp> NfjP];tud;
MfpNahupd; md;G ikj;JdUk; f[hddpd; md;Gr; rpj;jg;ghTk;> rr;rpe;jdpd;
mUik khkdhUk; Mthu;. ,t; tPukuz mwptpj;jiy cw;whu; cwtpdu;
ez;gu;fs; midtUk; Vw;Wf; nfhs;SkhW Nfl;Lf; nfhs;fpd;wdu;.
mfpyd; fdlh 416-857-4785
kNf\; fdlh 416-723-5097
RNu]; fdlh 416-877-8826
rhfpj;jpad; ,uhirah
neLe;jPitg; gpwg;gplkhfTk; td;Ndupf;Fsj;ij tjptplkhfTk; nfhz;l
Fl;bg;gps;is ,uhkehjd; 27.10.2008 md;W tp];tkLtpy; ,iwab ,ize;jhu;.
md;dhu; fhyk; nrd;w Fl;bg;gps;is rpd;dj;jq;fk; MfpNahupd; md;G kfDk;
nja;thidg; gps;isapd; MUapu; fztUk;> fhyk; nrd;w jpU.jpUkjp
fzgjpg;gps;is jk;gjpfspd; md;G kUkfDk; ehfk;kh> fe;ijah> ehfypq;fk;>
nghd;dk;kh> ju;kypq;fk;(gpuhd;];)> fhyk; nrd;w kapy;;thfdk;> gukypq;fk;>
guhrj;jp> ,uhrkzp> MfpNahupd; md;Gr; rNfhjuUk;> fhyk; nrd;w fapyhagps;is>
nghd;dk;kh> gukG+gjp> fhyk;nrd;w ehfuj;jpdk;> me;Njhdpg;gps;is(gpuhd;];)>
fz;kzp(fdlh)> guNk];tup fhyk;nrd;w Rg;gpukzpak;> fhyk;nrd;w ,uFehjd;>
MfpNahupd; md;G ikj;JdUk;> eluhrh> ehfuj;jpdk;> fkyhk;gpif>
epj;jpahde;juh[h> fhyk;nrd;w kNfe;jpuuh[h> fdfuh[h(fdlh)> td;dparpq;fk;>
ghyr;re;jpud;> ,e;jpuhNjtp> GtNd];tup> NfjP];tud; MfpNahupd; md;Gj;
je;ijAk;> ghu;tjpg;gps;is> ju;kypq;fk; jdpehafk;> ,uhNa];tup (,e;jpah)
,uhN[];tup (fdlh)> NfhFyhNjtp> Nyhfuhzp> NahNf];tud;> fNzrypq;fk;>
Rfe;jpdp MfpNahupd; md;G khkdhUk; Mthu;.
fdfuh[h – fpsp fdlh 011-705-792-9294
ju;kypq;fk; - jUK gpuhd;]; 011-331-430-86541
fe;ijah ,yq;if 011-94-602-085016
011-94-776-054031
Fl;bg;gps;is ,uhkehjd;
Jau; gfpu;Nthk;
- 68 - jha;tPL • etk;gu; 2008
ehl;ba fyhyaj;jpd; 40tJ Mz;L
G+u;j;jp tpoh
gyh ,iy gOj;J Kd;wypy; nfhl;bf;
fplf;fpwJ... fpzw;Wf; fl;by; ,Ue;jgb
fz;ntl;lhJ me;j ,iyfis ghu;j;jp-
Ue;j epidT te;J fiyfpwJ. ,iyA-
jpu;fhy tz;zj;Js; kuq;fs; epiwe;J
moF jUfpd;wd. me;j kuq;fSf;Fs;
KbNkgps; (Crown Maple) kl;Lk; tpj;jp
ahrkha; ,Uf;fpwJ. Kb kl;LNk
gOj;J kpFjp ,d;dKk; gr;irahfNt
,Uf;fpwJ. k;... Kbf;Fupa kukha; mJ
fhl;rp mspf;fpwJ. ,iyAjpu; tz;zj;jpy;
jpioj;J kz;lgj;Js; EiofpwJ kdk;.
,uhfk; jhdk; gy;ytp vDk; jiyg;ig
ghu;j;jTld; tha;g;ghl;Lf; fr;Nrup Fwpj;j
Fwpg;NgJk; vOjg; Nghtjhf vz;ztJ
jhd; rup. gyiug;Nghy; mtu;fsJ
epfo;r;rpf;Fwpg;igg; ghu;j;Jtpl;L tha;g;-
ghl;Lk; ,Uf;Fjhf;Fk; vd;wpUe;j vdf;F
Kw;wpYk; khWgl;l epfo;it juprpj;j
re;Njhrk;. ehl;ba fyhkzp jpUkjp
tre;jh lhdpay; mtu;fsJ MSikAk;>
gujj;jpy; mtUf;Fs;s Mskhd mwpTk;>
fw;gidAk;> NjlYk; Gjpad gpwg;gjw;F
VJthftpUf;fpwJ. mjd; njhlu;r;rpapd;
xU gpwg;Gj;jhd; ,uhfk; jhdk; gy;ytp
vd;w eld epfo;T.
fu;ehlf fr;Nrupapy; gpujhdkhff; fUjg;
gLtJk;> ghlfupd; fw;gidiaAk;>
Qhdj;ijAk; gpujpgypg;gjhf ,Ug;gNj
,uhfk; jhdk; gy;ytp. ,uhf Myhgid
apd;NghJk; jhdj;jpd; NghJk; nghJ
thf taypd; ,ize;J nfhs;Sk;.
gy;ytpapy; Vida gf;fthj;jpaq;fs;
,ize;J nfhs;tJ tof;fk;. gpd;G jdp
ahtu;j;jdk; thrpf;fg;gLk;. mjd; gpw;ghL
Ruk;. kPz;Lk; gy;ytp. fu;ehlf rq;fPjj;-
jpd; gy Ez;zpa tplaq;fis vLj;-
jhs;tjhf ,e;j ,uhfk; jhdk; gy;ytp
mikAk;.
cd;dp fpU];zd; mtu;fs; fPuthzp
,uhfj;jpy; fd;l eilapy; ghba ,uhfk;
jhdk; gy;ytpNa eldj;jpw;fhf vLj;Jf;
nfhs;sg;gl;bUe;jJ. gujehl;ba Mrpupau;
fSk;> rq;fPj Mrpaupau;fSk; ,ij
eldkhf;Ftjpy; cs;s rpf;fy;fis
ed;fwptu;. mjdhy;jhd; ,t;tifahd
Kaw;rpfis xUtUk; nra;aj; Jzpt-
jpy;iy. epfo;tpy; ciuahw;wpa rq;fPj
Mrpupau; mky;uh[; mtu;fs;;> mrhj;jpa
Jzpr;ry; cs;stu;fs; kl;LNk ,ij
rthyhf vLj;Jr; nra;a KbAk;. mij
Ak; kpfTk; Neu;j;jpahf nra;J Kbj;j
fyhkzp tre;jh lhdpay; guhl;lj;jf;f-
tu; vdf; $wpdhu;.
,uhf Myhgidapd;NghJ Myhgidf;F
Vw;g guj cly; mirTfs;. rjq;ifapd;
xyp Vohj msTf;F mtu;fspd; cly;
mirTfs; ,Ue;jd. mjd; gpw;ghL
jhdj;jpy; jhd Vw;w ,wf;fj;jpw;F Vw;w
thW guj mlTfs; kpf Neu;j;jpahf
xUq;fpizf;fg;gl;bUe;jJ. gy;ytpapy;
xU ee;jtdk; cUthf;fg;gl;lJ. mofpa
Nrhiy... kuk;> nrb> nfhb> G+> rpw;whW>
khd;> kapy;> md;dk;. ,it midj;JNk
eld khe;ju;fshy; rQ;rhup ghtj;jpy;
cUtfpf;fg;gl;ld. vk; kdf;fz; Kd;Nd
mofpa ee;jtdk; Nkilapy; epiwe;jpUe;-
jJ. gy re;ju;g;gq;fspy; ghu;itahsu;
fs; ifjl;b jkJ guhl;ilj; njuptpj;-
jdu;. gpd;G me;j ee;jtdj;Jf;F tUk;
fd;dpau;fs;. mtu;fNshL fz;zd;
nra;Ak; yPiyfs;. Fspf;Fk;NghJ Mil
fs; jpULtJ> ePu;g;ghidia cilg;gJ>
fd;dpau;fis khw;wpf;nfhs;tJ> gwpj;j
goj;ijg; fbj;Jf; nfhLg;gJ vdj;
njhlu;e;J... gpd;du; mtu;fs; fz;zid
jz;bj;J... gpd;G mtidr; Nru;j;J...
mtNdhl md;Gnfhz;L mtNdhL
Nru;e;J eldkhl tpisfpwhu;fs;. ,e;jf;
fzj;Js; kpUjq;f jdpahtu;j;jdk;
EiofpwJ. fz;zNdhL MLfpwhu;fs;.
ehl;lhu; Fk;kpAk;> fjf;Fk;; kpf Neu;j;jp-
ahf ,izf;fg;gl;ld. eld khe;ju;f-
spilNaapUe;j ,izT kpfTk; mw;Gjk;.
fhyk;> jhsk; vd;gTk; kpfTk; Neu;j;jp
ahf ,Ue;jJ. ,J vk;ktu; kj;jpapy;
xU GJ Kaw;rp. fiy epfo;it Neub-
ahfg; ghu;j;J fpl;Lk; mDgtk; tpku;
rdj;ij thrpg;gjw;$lhf fpl;lhJ. vdNt
,t; epfo;T kPz;Lk; kPz;Lk; muq;Nfw
Ntz;Lk;. mijg; gyUk; ghu;j;J eld
mDgtj;ij ngwNtz;Lnkd;gJ vdJ
mth.
,e;j eldj;jpy; gq;Nfw;w eprh rptFU
ehjd;> R[Pth uh[rpq;fk;> FKjh f[d;>
jhz;ah rptFkhu; mNyhrpa];> vopy;
epyh kNdhfud;> kA+up fNzr%u;j;jp>
[fUz;ah kq;fs%u;;j;jp> jpt;ah nry;t
ehjd;> rpe;jpah nry;tehjd;> fhaj;jpup
nry;tehjd; MfpNahiu ntt;NtW
eld epfo;TfSf;$lhf ghu;j;J te;jp
Uf;fpNwd;. mtu;fs; midtUNk
ek;gpf;ifkpF eldkhe;ju;fshf gupz
kpj;Js;shu;fs; vd;gNj vd; fUj;J.
mjid mq;F eldj;ij ghu;j;j mid
tUk; Vw;Wf;nfhs;tu; vd;Nw fUJfpNwd;.
40tJ Mz;L G+u;j;jp tpoh epfo;T ,uz;L
mq;fkhf xOq;fikf;fg;gl;bUe;jJ.
Kjy; mq;fj;jpd; MW eld epo;TfSk;
fyhkzp tre;jh lhdpaypd; khztpf-
shd eprh rptFUehjd;> R[Pth uh[
rpq;fk; Mfpa ,Utupd; eld mikg;G>
el;Lthq;fk;> tha;g;ghl;NlhL ,sepiy
khzf;fu;fs; epfo;j;jpdu;. gf;fthj;jpak;
vd;gdTk; mtuJ khztu;fshNyNa
epfo;j;jg;gl;ld. kpUjq;fk; kl;Lk;
RNue;ju; thrpj;jpUe;jhu;. ehl;ba fyhy-
aj;jpd; mLj;j epiyf;fhd njhlf;fkhf
,ij vLj;Jf;nfhs;s KbAk;. ,uz;lh
tJ mq;fj;jpy; ,lk;ngw;w ,uhfk; jhdk;
gy;ytp cs;sPlhd Ie;J eldq;fSk;
jpUkjp tre;jh lhdpay; mtu;fspd; eld
mikg;gpy; ,lk;ngw;wpUe;jd.
gidkuj;jpd; epoypy; Ntu; tpl;L ,d;W
Nkgps; kuj;jpd; epoypy; fpis gug;gpf;
fplf;Fk; ehl;ba fyhyak; vk;ktu;
kj;jpapy; kpfTk; gpujhdkhd> Kd;zdp
epWtdkhFk;. mJ 40 Mz;Lfis fle;
Js;sJ. %d;W guk;giu eld khe;ju;
fis cUthf;fpapUf;fpwJ. gid
epoypypUe;J mfd;W Nkgps; epoypy;
FbGf itj;j murpay; ,e;j epWtj;jpw;-
Fk; nghUe;Jk;. 80fspd; Kw;gFjpapy;
jkpoPo tpLjiyg; Nghuhl;lk; Kidg;-
gile;j fhyq;fspy;> Nghuhl;l czu;it
kf;fs; kj;jpapy; nfhz;Lnry;tjw;fhf
vkJ fiyfis gad;gLj;jNtz;Lk;
vd;w Fuy; xypj;jNghJ Kd;dpw;W tpL-
jiyf;fha; cioj;j epWtdk; ehl;ba-
fyhyak; MFk;. mtu;fsJ ehl;ba
ehlfq;fs; mjw;F kpFe;j xj;Jiog;-
ghapUe;jd. ehl;ba fyhyaj;jpd; ,af;-
Fdu; ehl;ba fyhkzp tre;jh lhdpay;
mtu;fsJ nraw;ghL vkJ tuyhw;wpy;
Fwpg;gplg;glNtz;baJ.
mtu; xU RahjPdkhd fiyQuha;
nraw;gl;L tUtjhy;jhd; mtuplkpUe;J
gy GJikfs; gpwf;fpd;wd. mJkl;L-
ky;yhJ mLj;j jiyKiwf;Fk; kpf
Neu;j;jpahf vkJ fiy flj;jpr; nry;yg;
gl;Lf;nfhz;L ,Uf;fpwJ. jkpo; khzf;-
fu;fSf;F kl;LNkahd epWtdkhfty;-
yhJ fNdbau;fs; midtUf;Fkhd
epWtdkhf ehl;ba fyhyak; gupzkpj;-
jpUf;fpwJ.
gyh ,iy gutpf;fple;j Kd;wy; tpl;L
mfd;W.. Nkgps; ,iy tpupe;j Kd;wypy;
ghjk; gjpe;j NghJk;.. ek;gpf;if jsuhJ
,iyAjpu;fhyj;jpd; moFf;F moF
Nru;f;Fk; me;j KbNkgps;Nghy; fNdba
kz;zpy; vk;ktu;fis epkpu;j;jp itj;-
jpUf;Fk; ehl;ba fyhyak; nkd;NkYk;
tsu tho;j;Jg; gy.
,uhfk; jhdk; gy;ytp:
XU mrhj;jpa eldk;=uQ;rdp mUs;ypq;fk;
jha;tPL • etk;gu; 2008 - 69 -
ROOMS / BASEMENT RENTMcCowan & Seppardre;jpg;Gf;F mUfhikapy;
3 miwfs; nfhd;l njhlu;khbf;FbapUg;G thliff;F cz;L
416 609 1924________________________________
Steeles/Birchmond1B/R Basement
Raj: 905-944-9982416-887-5315
________________________________
Donmills/Lawrence2B/R BasementNear all Facility
Tamil Priyan: 416-438-3724________________________________
Brimeley/ Steeles3B/R, 2B/R Basement finished
From Dec 1Janash: 905-947-9413
647-885-4135________________________________
Markham/ Ellesmer3B/Room
905-864-3297647-896-4515
________________________________
Nelson/ Sheppard1B/R basement
Jude: 416-282-4370416-451-2304
________________________________
Lawrence/ Offan park1Room for rent
Dining table/ with chairRasanayagam: 416-289-1951
________________________________
Jane/ Finch2B/R Basement
Was & dry from nov-1Jefery: 416-666-2967
________________________________
Donmills/ Eglinton2B/R 1Condo for rent
Vijayan: 416-731-2829________________________________
Bovaird/ Tobram1B/R Basement
Rajini: 905-458-8306________________________________
Markham/Ell2B/R Basement
Suyam Soothy: 416-438-1249________________________________
Weston/ EglintonRent/ Sale 2B/R
Suresh: 416-294-9764________________________________
McCowan / Eglinton1B/R Basement 416-300-6797416-286-8257
________________________________
Nelson/ SheppardBasement – 2B/RCar Parking free
416-282-4370416-451-2304
________________________________
McCowan / Sheppard3+2 B/R Banglow House for rent
Siva: 905-640-2287416-917-1500
________________________________
jane/ Finch2 B/R Basement Walk-Out
Helen: 416-745-0283________________________________
Midland/ Eglinton2 B/R Basement Walk-Out
Veeva: 416-264-4520________________________________
Warden/ Steel2B/R Basement
Raj- 905-944-9982416-887-5315
________________________________
M.Side/ Old finch2 B/R Basement
Malar: 416-818-4453________________________________
markham / steeles 2 bedroom basement Walk-Out
Vimala: 905-209-1321/ 416-7160629________________________________
law/otlan park1 room for rent
Rasanayagam 416 289 1951
AUTO
95 Honda Civic 2nd Eng & 2Door
Ravimohan: 416-286-4780________________________________
96 Honda AcordRasan: 647-206-6842
________________________________
93 Toyota CamryViji: 905-471-7373
416-402-1124________________________________
2000 Dodge GrandThusy: 647-500-8215
________________________________
99 Toyota CamMohan: 416-716-2975
________________________________
99- Toyato CorollaMalar: 416-818-4453
________________________________
Leather Sofa SetMathy: 647-894-2929
________________________________
42”LCD TV/ Home/Theater
Kumar: 416-400-2222________________________________
Others
Tamil/ Singalessnkhopngah;ghsh;
Victoria park/ finch, 416-497-1253________________________________
Painting for houseTharan: 416-994-9612
________________________________
Jane/ Finch1 room for rent
Helan: 416-745-0283________________________________
bed1Bunk bed, 1Single bed
Satkunam: 416-720-8709647-341-5564
________________________________
416 264 8798
Warden / FinchRoom for Rent
njhlu;khbf; FbapUg;gpy; Xu;miw thliff;F cz;L
(Kjpatu;fs;> ngz;fs; tpUk;gj;jf;fJ)
416 498 6708
- 70 - jha;tPL • etk;gu; 2008
tPl;bd; jz;zPu; #Nlw;wp gOjhfpa
gpd;dhy; jhd; mijg; gw;wpa Nahrid
Njhw;Wfpd;wJ. vkJ jz;zPu; vt;thW
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Uf;fhky;> GjpaJ thq;Fk; NghJ
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jy;yth? mjw;fhfj;jhd; ,e;jf; fl;Liu
tUfpwJ.
ePq;fs; jPu;khdpf;fNtz;ba mbg;gilapy; cq;fs; RLePu; Njit-
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Fiwe;j nrytpy; epiwe;j gad; jUk;
topia gpd;gw;wNtz;Lk;>
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ghtidapy; cs;s ePu;#Nlw;wpfs;
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mwpKfkhfpAs;sd. mitahthd:
RLePu; jhq;fpAila kuGKiw
#Nlw;wpfs; (Storage Water Heaters) Njitf;F Vw;g ePiu #Nlw;wy;
(Demand Water Heaters) ntg;gg; gk;G #Nlw;wpfs;
(Heat Pump Water Heaters)
jhq;fpaw;w ntg;gr;RUs; #Nlw;wp
(Tankless Coil Water Heaters)
#uparf;jpia ghtpj;J ePiu#Nlw;wy;
(Solr Water Heaters)
RLePu; jhq;fpAila kuGKiw #Nlw;wpfs; (StorageWater Heaters),t; Kiwapy; ePiu #Nlw;Wtw;F gy
topKiwfs; cs;sd. kpd;rhuk;> vup
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cs;slf;fg;gl;bUf;Fk;.
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NghJ #L ePuhf;fg;gLfpwJ. ,t; njhopy;
El;gj;jpy; jhq;fpfs; ,y;iy. vdNt RL
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#Nlw;wp toq;fg;gLfpwJ. ,jd; Clhf
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RLePu; NghJ khdjhf ,Uf;fhJ.
Njitf;F Vw;g rkhe;jukhf NtW gk;G
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NghJ ePu;ghr;ry; tPjj;ij mjpfupf;f
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vupe;J nfhz;bUg;gjhy; mjw;fhd thA
tpuakhfpwJ. MapDk; ,J kpfTk;
Fiwe;jsNt.
ntg;gg; gk;G #Nlw;wpfs; (Heat Pump Water Heaters)ntg;gg; gk;G kpd;rhuj;jpdhy; ,af;fg;gL
fpwJ. kpd;rhuj;jpdhy; Neubahf ntg;-
gj;ij cz;lhf;fhky;> ntg;gj;ij xU
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jhq;fpiaAk; ,jDld; ghtpf;f KbAk;.
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epiyapy; Ngzg;glNtz;Lk;. mj;NjhL
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crpjkhdJ. Fspu; $ba ,lq;fspy;
,it rpwg;ghf Ntiy nra;tjpy;iy.
jhq;fpaw;w ntg;gr;RUs;#Nlw;wp (Tankless Coil Water Heaters)
RL ePiug;ghtpj;J cq;fs; tPl;il
#Nlw;Wk; Kiwia ghtpg;gtu;fSf;F
,k;Kiw ,yFtha; ,Uf;Fk;. ,tw;Wf;
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NghJ jz;zPu; ntg;g khw;wpA+lhf
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Fspu; fhyq;fspy; tPl;ilr; #Nlw;Wtjw;
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vkJ Njitiag; G+u;j;jp nra;Jnfhs;s
KbAk;. gy;NtW jahupg;Gfs; ntspte;-
Js;sd. MapDk; fdlh Nghd;w Fspu;
ehl;by; Jizf;F (gpd;gykhf) kw;wa
#Nlw;wpfspy; Vjhtnjhd;W ,Ug;gJ
ed;Nw.
ePu; #Nlw;wpfs; gw;wp...- nry;tp mjpdp -
Demand Water Heaters
Heat Pump Water Heaters Solr Water Heaters
Coil Water Heaters
ROOM FOR RENTWARDEN & FINCH
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(Kjpatu;fs;> ngz;fs; tpUk;gj;jf;fJ)
416 498 6708
jha;tPL • etk;gu; 2008 - 71 -
- 72 - jha;tPL • etk;gu; 2008
mjpfhpj;J tUk; tPl;Lr; nryTfs; tPL
thq;Fgth;fis mr;RWj;Jtjhf mik
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gyUk; Gyk;GtJ Ghpfpd;wJ. XusTf;
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#oiyAk; rf;jpiaAk; Ngz cjTk;
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www.cmhc.ca vd;w ,izaj;jsj;jpNyh
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1-800-387-2000 vd;w njhiyNgrpay;
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jha;tPL • etk;gu; 2008 - 73 -
- 74 - jha;tPL • etk;gu; 2008
jha;tPL • etk;gu; 2008 - 75 -
2008> 2009f;F gpupd;]; vl;Ntl; Iyz;Lf;
Fr; Rkhuhd nghUshjhu tsu;r;rpNa
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apy; mNef myFfs; XusT gpupf;fg;
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ngupa fpuhf;fp Vw;gl;Ls;sJ. MLSKiwapy; tpw;fg;gLk; tPLfspd; ruhrup
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tPjj;jhYk; caUnkd vjpu;ghu;f;fg;gL-
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tpiy 48>360 nlhyu; kl;LNk. Mdhy;>
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nrhj;Jf;fis thq;fpatu;fspy; ngUk;
ghyhdtu;fs; Kd;du; ,e;jj; jPtpy;
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nrd;wtu;fs;. ,tu;fSf;F Nfhilfhy
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thuhe;jk; Nrfhpf;fg;gLk; kioapd;
msitg; nghWj;J ePiu thh;f;fyhk;.
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cjhuzkhf jhtug; ghj;jpfSf;Fk;
Njhl;lj;jpw;Fk; Soaker hoseI epyj;jpy;itf;fTk;. ,y;yhtpby; Neubahf
kz;zpw;F ePh; gha;r;rg;glhky; ,it
fs;kPJ gha;r;rg;gLk;. ,jdhy; ePh;
tpiutpy; Mtpahfp; ,of;f NehpLk;.
Gw;fSf;F jpdKk; eP&w;w Ntz;ba
jpy;iy. 2.5cm ePh; kl;Lk; Cw;wpdhy;
NghJk;. thuj;jpw;F xUKiwf;F
Nky; eP&w;wj; Njitapy;iy. kio
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Tuna tin xd;iw Gw;jiuapy; itj;J
tpl;L Gw;wiuf;F ePh;thh;f;f Ntz;Lk;
,e;j tin epuk;Gk; tiu.
SprinklerI nray;gLj;Jk; nghOJ
,t;thwhf nfhs;fyd; 2.5cm epiw-
tjw;F vLf;Fk; Neuj;ij xUKiw
fzpj;Jf; nfhz;L mjd;gpd; mNj
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apy; nraw;gLj;jp tplyhk;.
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ePh; tPzhf;fg;glhky; ghh;f;fTk;.
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fpilf;Fk;.
,it Nghd;W xt;nthU tplaj;jpYk;
gy topKiwfspy; rf;jpia Nrkpf;fyhk;.
mtw;iw mwpe;J njhpe;J gpd;gw;Wtjd;
%yk; rf;jp Nrkpg;gpy; ehKk; ntw;wpfu
khf gq;Fgw;WtNjhL rf;jpf;fhd nryT
ePUf;fhd nryTfisAk; kpr;rg;gLj;j
yhk;. rpWJsp ngUnts;sk; ,y;iyah?...
vk;khyhd Nrkpg;ig ehk; nra;J
ehl;Lf;Fk; ekf;Fk; gadspg;Nghk;.
mLj;jth; ghf;fl;L vkf;nfJf;F ftiy
vd ehk; ,Ue;jhy; mjd;gpd; ePh;g; gw;whf;
Fiw rf;jpg; gw;whf;Fiw vdg; gy
gpur;ridfis fdlh vjph;Nehf;f NehpLk;.
Jspj;Jspahf ehk; Nrkpg;Nghk; ngU
nts;skhf mJ gad;jul;Lk;.
xNu ehspy; Saree Blouse
cq;fs; rfytpjkhd rhwp GsT];
(Saree Blouse)
ijg;gjw;Fk; mioAq;fs;.
416 264 6400
rf;jpiaAk; gzj;ijAk;...72k; gf;fj; njhlHr;rp...
- 76 - jha;tPL • etk;gu; 2008
kPz;Lk; gdpnga;Ak; Fsph;fhyj;jpy; fhy;
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vd;gJ jtph;f;f Kbahj xd;W. MdhYk;
tPLfspy; trpg;gth;fs; ,e;j rf;jp Nrkpg;G
eltbf;iffspy; Kidg;Gld; <Lgl
Ntz;ba mtrpak; cz;L. ,jdhy;
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gNjhL vk; khfhzj;jpy; toq;fy; rf;jp
iaAk; Nrkpj;J kPz;Lk; xU kpd;Jz;bg;
gpddhd ,Us;fhyj;ij ,f;Fsph;
fhyj;jpy; tuhky; jtph;f;fyhk;.
cq;fs; tPl;by; ePq;fs; thOk; tho;f;
if rpf;fdkhf rpf;fypd;wpAk; tho rf;jp
Nrkpg;G eltbf;iffs; cjTfpd;wd.
rf;jp Nrkpg;Gf;fhd rpy topKiwfis
ghh;g;Nghk;.
cq;fs; tPl;by; ntg;g ,og;G
ghJfhg;Gf;F mizaplg;gl;Ls;sjh
vd;gij cWjp nra;Aq;fs;. (Properlyinsulated) mjhtJ rhpahd ntg;g
ghJfhg;ghdhy; Fiwe;j gl;rk; 10”-12” jbg;gpy; rPuhf gutg;gl;l ntg;g
mhpjpw; flj;jpahy; ghJfhf;fg;gl;bUg;
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rpW rpW Jthuq;fs; ,Ug;gpDk; mit
milf;fg;gl Ntz;Lk;. Fwpg;ghf
Baseboards, Sink, Electrical Socketsf;Fg; gpd;dhy; Cable wire tUk; ,lq;fs;
Nghd;w Jthuq;fis ghh;j;J tsp
CLGftplh tifapy; milf;f
Ntz;Lk;.
Nfhilfhyj;jpy; ghtpf;fpd;w fjT
ad;dy; Blinds curtains gdpf;fhyj;jpy;
ghtpf;fhky; jbj;j Jzpfis ghtpg;gJ
ed;W. mNjNghd;W ntapy; tUfpd;w
Ntisfspy; ,t; Blinds Curtainfis
jpwe;Jtpl;L Nghjpa #hpa xspia
tPl;bw;Fs; mDkjpg;gjd; %yk; #hpa
ntg;gj;ij gad;gLj;jp Furnacef;Frw;W Neuk; Xa;T toq;fyhk;. ,uT
Ntifspy; jpiufis %bitj;J
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KOikahf epiwf;F Kd;ghf Nghlf;
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cgNahj;jpid KOikahf rpf;fd-
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cLg;Gf;fSf;fhf Washer, Dryer NghLtJk; XhpU ghj;jpuq;fs;fhf DishwasherI gad;gLj;JtJk; $lhJ.
Njitapy;yhky; tPl;by; kpd; Fkpo;
fis Nghl;Ltplf;$lhJ. ,g;nghOJ
kpd;rf;jp tpuaj;ij miuthrpf;Fk;
kpff;Fiwthf;Fk; rf;jp Nrkpg;G kpd;
Fkpo;fshd Compact Fluorescent kpd;
Fkpo;fs; cs;sd. mtw;iw cgNah-
fpg;gJk; kpd;rf;jp Nrkpg;gpw;F cfe;j
cj;jpfspy; xd;whFk;.
rpW cgfuzq;fshdhYk; ghtpf;fhj
NghJ kpd; ,izg;ig Jz;bj;J
itf;fg;goFtJ ed;W. cjhuzkhf
kpd;fzzpahdJ Turn off nra;jhy;
rf;jpia gad;gLj;JfpwJ. ,t;thwhf
remote Mf my;yJ stand by powerIgad;gLj;Jk; cgfuzq;fis xU
power bar Nrkpf;f cjTk;. rpWJsp
ngUnts;sk; my;yth> rpW rf;jpjhNd
vd gyh; cjhrPdk; nra;tJz;L.
Mdhy; ,t;thW nra;tjhy; khj
kpd;rf;jpf;fhd bill,y; 4% Nrkpf;f
KbAk; vd;fpd;wJ Toronto hydromwpf;if xd;W.
Fsph; fhyj;jpy; epyf;fPo; miwapy;
trpg;gth;fs; Humid ghtpg;gJz;L.
<ug;gjid mjpfhpg;gjw;F mjw;F gjp-
yhf Njha;j;j cilfis fhaitf;f
gad;gLk; Drying rackI thq;fpdhy;
Dryerf;F Njitahd rf;jpia Nrkpg;g
NjhL Humidifierf;F Njitahd kpd;
rf;jpiaAk; Nrkpf;fyhk;. (xU fy;ypy;
,U khq;fha;fs;). Dryer jhd; gpujhd
rf;jp cwpQ;Rk; cgfuzk; Mjyhy;
Drying rack,y; cilfisf; fha
itf;Fk; Kiwahy; mr;rf;jpia
Nrkpf;fyhk;. ,t;thW nra;tjdhy;
cilfs; xU ehspy; fha;e;JtpLk;.
,t;thwhf kpd;rf;jpia Nrfhpf;Fk;
topKiwfs; gy cz;L. Kd;dUk; xU
nghOJ rpytw;iw tPL gj;jphpifA+lhf
je;jpUe;Njd;.
rf;jp Nrkpg;gpd; mD$yq;fs; gzk;>
kpd;rf;jp Nrkpg;G kl;Lkd;wp Co2thAtpd;
EnissicI Fiwg;gjDlhf MNuhf;fpakhd
#oy; Vw;gLj;jYkhFk;. cq;fSf;F
tPl;bw;Fj; Njitahd rf;jp Nrkpg;Gfs;
gw;wpa MNyhridfisg;ngw tpUk;GtPh;
fshapd; (416) 203 3106 vd;w ,yf;fj;jpy;
mioj;J Energy Audit nra;a tUkhW
miof;fyhk;. mth;fs; gad;jUk; MNyh
ridfis cq;fSf;Fj; jUthh;fs;.
,J Fwpj;j Nkyjpf tpguq;fis
www.greensaver.org vd;w ,izaj;jsj;
jpy; ghh;f;fyhk;. Green Saver vd;gij
,yhgNehf;fw;w fl;Lg;ghl;ilf; filg;-
gpbj;J MNuhf;fpakhd #oy; cUthf;
FtNj ,t;thwhd Rw;Wr;#oy; eyd;
Ngz mur Rfhjhu epWtdq;fspd;
Nehf;fkhFk;.
kpd;rf;jp Nrkpg;G vd;gJ fbdkhdnjhU
tplaky;y. fUj;jpy; nfhs;s Ntz;ba
xU tplakhFk;. rf;jp Nrkpg;Gf;fhf ,U
topfs; cz;L. xd;W ehkhf vkf;F
njhpe;j topKiwfis gpd;gw;wp Kay;
tJ. mLj;jJ epGzj;jt MNyhrid-
iag; ngWtJ.
,q;Nf NkYk; rpy rf;jp Nrkpg;G top
Kiwfis ghu;g;Nghk;. ,J Smarthvingvdg;gLk; ,izj;jpypUe;J ngwg;gl;lJ.
,jd; %yk; tUlnkhd;Wf;F $140 tiu
Nrkpf;fyhk; vd $wg;gLfpwJ.
Fiwe;j tPr;Rila Showerhead ck;
,uz;L Faucet Aerators ck; gad;
gLj;jJtjhy; tUlnkhd;wpw;F xU
jdpegh; cgNahfpf;Fk; rf;jpahd $45nlhyuhy; kPjg;gLfpwJ.
Ie;J Incandescent kpd; Fkpo;fis
mjpf gpuNahrdKs;s gFjpfspy;
Compact Fluorescent kpd;Fkpo;fshf
khw;wtjhy; tUlnkhd;wpw;W $30tiu kPjg;gLj;jyhk;.
cq;fs; ThermostatI gLf;fr; nry;Yk;
NghJk;> tPl;iltpl;L ntspNa nry;Yk;
NghJk; 20c My; Fiwg;gPh;fNsahapd;
tUlnkhd;Ww;F $58 nlhyh;fs; tiu
Nrkpf;fyhk;.
ad;dy; Insulation KitI thq;fp xU
ad;dYf;Fg; Nghl;lhy; $7 tiu
Nrkpf;fyhk;.
rf;jp Nrkpg;G Fwpj;j Nkyjpf jfty;
fis fdba mur ,izaj;jskhd-
www.ene rqu ide fo rhouses .gc . ca,y;
ngwyhk;.
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Kf;fpakhd xU tplakhFk;.
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Industrial Solar power Generation Systermvdg;gLk; #hpa rf;jpiag; gad;gLj;Jk;
rf;jp gpwg;ghf;fp topKiwia mwpKfg;
gLj;jpAs;sdh;. #hpa rf;jpia kpd;rf;jp
ahf;Fk; ,e;j mjprpwe;j jpl;lk; TorontoHydrotpdh; Solo Commrssioners Stem,y;
cs;s Service Centre eilKiwg;gLj;-
jg;glTs;sJ
,e;j jpl;lj;jpDlhf 36,000 Watts (36Kilo Watts) #oy; khRgLj;jhjkpd;rf;jp-
ahdJ gpwg;gpf;fg;glTs;sjhf mikfpwJ.
,jd; mD$yq;fs;: Solar Panely; miraf;$ba gFjpfs;
,y;iy.
guhkhpg;G nryTfs;; ,y;iy.
fjph;xsp my;yJ fjph;xyp tPr;Rf;fs;
,y;iy.
,J jtpu nuhud;Nuhtpy; Wash'n' $jpl;lKk; tPfspYs;sth;fSf;F $60 gz
rYiffis toq;Ffpd;wJ. mjhtJ
efuhy; Kd; Washing Machine thq;Ftj
Dlhf (Nrkpg;G cgfuzq;fs;)60% rf;jp
Nrkpg;Gk; 40% ePh; Nrkpg;Gk; kl;Lkpd;wp
gz Nrkpg;Gk; rhj;jpakhfpd;wJ. ,jd;
%yk; $11 - $103 nlhyh;fs;tiu ePh;
rf;jp nryTfs; Nrkpf;fyhk;.
mj;Jld; rf;jp $ba cgfuzq;fs;
Fiwe;j rth;fhuk; (Detergent)I gad;gLj;JtNjhL> cilfis nkd;ikahf
Tk; ed;whfTk; Njha;g;gdthf epfo;
fpd;wd.
,t;thwhf xt;nthU rpWtplaj;jpYk;
rf;jp Nrkpg;G Fwpj;j Mh;tj;ij xt;
nthU xd;uhhpNah thrpfSk; fhl;L
Nthk; Mapd; kPz;Lk; xU ,Us;fhyk;
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NeuhJ vd;gNjhL mdhtrpakhf nryT
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rpttjdpgpughfud;
rf;jp ngw rf;jp nfhL
jha;tPL • etk;gu; 2008 - 77 -
COMMERCIAL MORTGAGE• Commercial Interest starts from 5.5%• New Business Loans
• Bussiness Loans• New Plazas
÷Èkƒ gºÈVƒÁ™•¶[ T‚|¬ÔV™ Ô¶–>sÿ√≈• Ist & 2nd Mortgage
• Commercial Mortgage
• Re-Finance to get rid ofyour loans
• Bridge Financing
• Cottage PropertiesFinancing
• Up to 90% LTV
• Non-Permanent Residents
• Rental Properties Financing
• Self-Employed
• No Money Down Mortgage
K.N. KANNANMortgage Consultant
Tel: 416-854-6183Montréal: 1-514-787-9486Office: 416.273.8232
Fax: 416.214.1999
[email protected], www.invis.ca
90 Kennedy Rd. S., Unit C, Brampton 701 Evans Ave., Suite 600, Toronto, On M9C 1A3
Head Office:GTA Square 256 & 257 - 5215 Finch Avenue East, Scarborough, ON. M1P 5H4
Branch: 16 – 2857 Lawrence Avenue East, Scarborough, ON. M1P 2S9
Unique Financial & Business Solutions Inc.O n e S t o p f o r a l l Y o u r F i n a n c i a l N e e d s
We Offer• FREE Mortgage Consultation• Residential & Commercial• Business Loan & Personal Loan• Real Property Marketing• Life Insurance• All Accounting and Bookkeeping services
Harry416.856.4276
Kannan416.854.6183
Lingan416.830.2700
- 78 - jha;tPL • etk;gu; 2008
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tho;e;JtUk; njd;dhrpa rKjhaq;f-
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sJ. n`r;Itp njhlu;ghd mUtUg;G
kw;Wk; ghFghl;L czu;T ntspg;gil-
ahfj; njupaf;$bajhf ,Ue;jhYk;> mJ
gy rkaq;fspy; El;gkhd KiwfspYk;
fhl;lg;gLfpwJ. rpy Neuq;fspy; ,j;j-
ifa nray;fs; cs;Nehf;fj;Jld;
nra;ag;glhkYk; ,Uf;fyhk;. ,Ue;jhYk;>
n`r;Itp njhlu;ghd mUtUg;G kw;Wk;
ghFghl;L czu;tpd; jhf;fkhdJ>
n`r;Itp cld; tho;e;J tUk; Xupdr;
Nru;f;ifahsu;fspd; eyidAk; n`r;Itp
njhw;iw jtpu;f;ff;$ba n`r;Itp
ghjpg;gpy;yhj Xupdr; Nru;f;ifahsu;fspd;
Mw;wiyAk; Fwpg;gplj;jf;f mstpw;F
ghjpg;gjhf cs;sJ.
Xupdr; Nru;f;ifahsu;fspd; MNuhf;fpak;
kw;Wk; eyid n`r;Itp njhlu;ghd
mUtUg;G kw;Wk; ghFghL vt;tpjk;
ghjpf;fpwJ vd;gJ Fwpj;j tpopg;Gzu;it
mtu;fspilNa Vw;gLj;JtijNa ,e;j
,af;fk; jdJ Nehf;fkhff; nfhz;bUe;
jhYk;> njd;dhrpa rKjhaq;fspy;$l
n`r;ItpAld; tho;e;JtUk; kf;fsplk;
,j;jifa n`r;Itp Fwpj;j mUtUg;G
czu;T fhl;lg;gl;LtUfpwJ. ekJ
rKjhaq;fspy; n`r;ItpAld; tho;e;J
tUk; kf;fs; mtu;fs; Xupdr; Nru;f;if-
ahsu;fshf ,Ue;jhYk;> vjpu;ghypd
Nru;f;ifahsu;fshf ,Ue;jhYk; mtu;fs;
gzpGupAk; ,lk;> gs;sp> mtu;fsJ kjk;
rhu;e;j my;yJ fyhr;rhuk; rhu;e;j
rKjhak; kw;Wk; FLk;gq;fs; cs;gl
mtu;fs; tho;f;ifAld; njhlu;Gs;s
gy;NtW ,lq;fspYk; mUtUg;G kw;Wk;
ghFghl;il mDgtpj;J tUfpd;wdu;.
ekJ rKjhaj;jpy; n`r;Itp Fwpj;J
NgRtJ fbdkhd xU tplakhf ,Ue;-
jhYk;> ek;ikg; nghWj;jtiu n`r;Itp
vd;w xd;Nw fpilahJ vd;whfptplhJ.
ekJ rKjhaj;jpy; n`r;Itpahy; ghjpf;
fg;gl;L> mjDld; tho;e;JtUk; Mz;f-
Sk; ngz;fSk; cs;sdu;. kw;wk; rpyu;
njhw;W Vw;gLk; mghaj;ij vjpu;Nehf;fp-
As;sdu;. xU rKjhak; vd;w Kiwapy;
n`r;Itp guTtijj; jLg;gjw;Fk;>
n`r;ItpAld; tho;e;J tUk; kf;fSf;F
cjTtjw;Fk; n`r;Itpiar; Rw;wpg;
gpd;dg;gl;Ls;s mUtUg;G czu;itAk;
ghFghl;ilAk; ehk; cilj;njwpa
Ntz;baJ mtrpakhFk;. ,JNt
n`r;ItpAld; tho;e;JtUk; njd;dhrpa
kf;fs; MNuhf;fpakhd kw;Wk; KOik
ahd tho;f;if tho;tij cWjpnra;af;
$ba xNu topahFk;.
n`r;Itp njhlu;ghd mUtUg;G kw;Wk; ghFghLvd;gJ vijf; Fwpf;fpwJ?n`r;Itp njhlu;ghd mUtUg;G vd;gJ>
n`r;Itp/vapl;]; ,Ug;gjhff; fUjg;
gLk; my;yJ mwpag;gLk; egu;fs; kl;L-
ky;yhky; mtu;fSf;F Kf;fpakhf cs;
stu;fs;> mtu;fs; kPJ md;G nrYj;J
Nthu;> mtu;fSld; neUf;fkhdtu;fs;>
r%ff; FOf;fs; kw;Wk; rKjhaq;fs;
njhlu;ghf kw;wtu;fSf;F cs;s
midj;Jtpjkhd vjpu;kiwf; fz;Nzhl;-
lq;fs;> ek;gpf;iffs;> elj;ijfs;> kw;Wk;
nfhs;iffs; Mfpatw;iwf; Fwpf;fpwJ.
fle;j 19 Mz;Lfshf n`r;Itp jLg;G
Kaw;rpfspy; ASAAP <Lgl;L tUfpwJ.
Mdhy;> njd;dhrpa rKjhaq;fspilNa
n`r;Itp kw;Wk; ghypay; Rfhjhuk;
Fwpj;j tpopg;Gzu;it Vw;gLj;Jtjpy;
,j;jifa vjpu;kiwahd czu;Tfs;
njhlu;e;J xU kpfg; ngupa jilahfNt
,Ue;JtUfpd;wd. fle;j ,uz;L Mz;L
fspy; ASAAP,d; thbf;ifahsu;fs;
vz;zpf;if 100 tPjkhf cau;e;jpUg;g-
Jld;> ngz;fSf;F Vw;gl;Ls;s njhw;W
fspd; vz;zpf;ifAk; 15 tPjk; mjpfupj;-
Js;sJ.
gpujhd tiyj;jsj;ij mZFtjd;
%ykhfNth my;yJ vapl;]; jLg;gpw;fhd
njd;dhrpa $l;likg;igj; njhlu;G
nfhs;tjd; %ykhfNth n`r;Itp
njhlu;ghd mUtUg;G kw;Wk; mtkupah-
ijia vt;tpjk; vjpu;nfhs;syhk; vd;gJ
gw;wp ePq;fs; $Ljyhf mwpe;Jnfhs;s
KbAk;.
n`r;Itp Fwpj;j mUtUg;gpdhy; Vw;gLk; rpy tpisTfs; ahit?n`r;Itp njhlu;ghd mUtUg;G fPo;f;
fz;lit cs;spl;l gy tpisTfis
Vw;gLj;jyhk;:
n`r;ItpAld; tho;e;JtUk; kf;fs;
mjpf mstpy; kd mOj;jj;ijAk;
r%f uPjpahf xJf;fg;gLjiyAk;
mDgtpf;fpd;wdu;.
jdJ Fwpg;gpl;l cly; epiyahdJ
tho;f;ifapy; xU kpfg;ngupa jhf;fj;
ij Vw;gLj;jf;$Lnkd;w ,ufrpaj;
ijf; fl;bf; fhg;gjd; tpisthf>
n`r;ItpAld; tho;e;JtUk; xUtUf;F
Vw;gLfpd;w mOj;jk; kw;Wk; jdpik
iaf; nfhz;L ,jid ek;khy; Xus
tpw;F tpsf;f KbAk;.
capUf;Nf Mgj;ij tpistpf;Fk;
xU nfhba NehAld; ePq;fs; tho;e;J
tUtij cq;fs; FLk;gj;jpdUf;F
cq;fshy; $wKbahj epiyiaf;
nfhQ;rk; rpe;jpj;Jg; ghu;f;fTk;.
cq;fSf;F kpfTk; MjuT Njitg;
gLk; Neuj;jpy; mf;FLk;gk; kw;Wk;
rKjhaj;jpd; Mjuit ePq;fs; ,oe;J
tpLk; #o;epiyia vz;zpg; ghu;f;fTk;.
cq;fs; FLk;g cWg;gpdu;fshy;
ntWf;fg;gLtijAk; cq;fs; rKjh
aj;jhy; ePq;fs; xJf;fpitf;fg;gLt-
ijAk; rw;W rpe;jpj;Jg; ghu;f;fTk;.
‘nfl;l nray;fis’ nra;gtu;fNs
n`r;Itpahy; ghjpf;fg;gLfpwhu;fs;
n`r;Itp - HIVn`r;Itp njhlu;ghd mUtUg;G kw;Wk; ghFghL vt;tpjk; njd; Mrpa rKjhaq;fisg; ghjpf;fpwJ vd;gijf; ftdj;jpy;nfhz;L>n`r;ItpAld; tho;e;JtUk; kf;fSf;F> mtu;fs; Xupdr; Nru;f;ifahsu;fshfNt my;yJ Neuhdtu;fshfNth ,Ue;jhYk; rKjhaj;ij Xu;,dpikahd kw;Wk; el;GwTld; $ba ,lkhf khw;Wtjw;F cq;fshy; vd;dnra;aKbAk; vd;gij rpwpJ Nahrpj;Jg; ghUq;fs;.
82k; gf;fk; ghu;f;f...
n`r;ItpAld; tho;;e;JtUk; egu;fs;>
kw;wtu;fshy; kdk; Gz;gLk; tifapy;
elj;jg;gLfpd;wdu;. FLk;g cWg;gpdu;fs;
Fspayiw> kw;Wk; czT Nghd;wtw;iw
gfpu;e;Jnfhs;s kWf;fpd;wdu;. NgUe;jpy;
nry;Yk;NghJ mUfpy; mkuj;
jaq;Ffpd;wdu;. n`r;ItpAld; tho;e;JtUk;
ngw;Nwhiu cila Foe;ijfs; mtu;fsJ
rf Njhou;fshy; ntWj;J xJf;fg;gLtJld;
jtwhfTk; elj;jg;gLfpd;wdu;.
jha;tPL • etk;gu; 2008 - 79 -
- 80 - jha;tPL • etk;gu; 2008
kuz tPLfs; (Funeral Homes)> kuzr;
rlq;FfSf;Fr; (FuneralService) nry;Yk;
NghJ> nghJ mwpTk; fhykwpe;J nra-
yhw;Wk; jd;ikAk; rpwe;j topfhl;b
fshf ,Ue;j NghJk;> Xh; rpy mbg;gil
mk;rq;fis ehk; gpd;gw;w Ntz;bath;f
shf ,Uf;fpd;Nwhk;. rpy rkak;> mwpe;Njh>
mwpahkNyh kuztPLfspy; ehk; ele;J
nfhs;Sk; Kiwfs;> kw;wth;fis Kfk;
Ropf;fr; nra;tJld;> kdk; rypf;fTk;
nra;J tpLfpd;wJ. ,jidj; jtph;j;Jf;
nfhs;s Ntz;Lkhapd; rpy tplaq;fis
ehk; mwpe;J nfhs;sj; jhd; Ntz;Lk;.
Jf;f tprhhpg;Gfs;Jaug;gLk; FLk;gj;jpd; neUq;fpa ez;-
gh;fs;> Jf;f tPl;Lf;Fr; nrd;W mDjhgj;-
ijAk; cjtpiaAk; toq;FtJ mth;f
sJ Jauj;jpy; gq;nfLg;gij ntspg;
gLj;Jk;. ,wg;G epfo;e;J Kjy; rpy
fpoikfspy; mf; FLk;gj;Jld; cq;f-
Sf;F cs;s cwtpidAk; re;jh;g;g
#o;epiyfisAk; nghWj;J ve;j
NeukhapDk; xd;W my;yJ xd;Wf;F
Nkw;gl;l jlit mt; tPl;bw;F nrd;W
tuyhk;.
mDjhgk; njhptpf;Fk; mNjNtis tpUk;-
gpdhy;> ,we;jtiug; gw;wpa cq;fs;
md;ghd epidTfis FLk;g mq;fj;j
th;fsplk; ghpkhwpf; nfhs;tJ nghUj;j
khFk;. rpy re;jh;g;gq;fspy; FLk;g
mq;fj;jth;fs; ,we;jthpd; epidTfis
my;yJ jkJ Jauj;ij ntspg;gLj;Jk;
NghJ ePq;fs; mjid ed;F nrtpkLj;J
Nfl;Lf; nfhz;bUg;gij tpUk;Gthh;fs;.
mNefkhd re;jh;g;gq;fspy;> ,wg;gpw;F
fhuzk; vd;d vd JUtp tprhhpg;gJ
nghUj;jkhfhJ.cjhuzkhf> jw;nfhiy
Nghd;w rk;gtq;fspd;NghJ cq;fs;
tpdhf;fs; ,we;jthpd; FLk;g mq;fj;j
th;fisg; Gz;gLj;JtjhfTk; mikayhk;.
ePq;fs; ,we;jtUf;F kl;LNk njhpe;jt-
uhfTk;> mthpd; FLk;gj;jpw;F mwpKf-
kpy;yhjpUg;gpd;> ePq;fs; cq;fis
mwpKfg;gLj;j Ntz;Lk;.
,we;jtiu ghh;g;gjw;fhf ehSk; Neu
Kk; Fwpf;fg;gl;bUe;jhy;> ePq;fs; mtiur;
nrd;W ghh;g;gjd; %yk; cq;fs;
khpahijia njhptpg;gJ rk;gpujhakh-
Fk;. mj;Jld; mtuJ FLk;g mq;fj;
jth;fSf;F cq;fs; mDjhgj;ijAk;
ntspg;gLj;jyhk;. ,e;j re;jh;g;gj;jpy;
Xh; mikjpahd gpuhh;j;jid my;yJ
jpahdj;ij Nkw;nfhs;syhk;. rpy
re;jh;g;gq;fspy; ,we;jtiu itj;jpUf;Fk;
NgioaUfpy; nry;Yk;NghJ FLk;gj;jp-
dUk; cq;fSld; $l te;J Jauj;jpy;
gq;F nfhs;syhk;.
,we;jtiu cwtpdh;fSk; ez;gh;fSk;
nrd;W ghh;g;gjw;fhf> itj;jpUf;Fk;
,lj;jpy;> vt;tsT Neuk; ePq;fs; jq;fp
apUf;f Ntz;Lnkd;gJ mtuth; tpUg;
gj;ijAk; Neuj;ijAk; nghWj;jJ.
Mdhy; flik Kbe;jJ vd;W nrd;W
ghh;j;jTlNdNa fpsk;GtJ mt;tsT
ey;yjy;y.
,we;jth;fisAk; mtuJ cwtpdiuAk;
ghh;j;j gpd; te;jpUg;gth;fSld; ,we;j-
tiug; gw;wpa cq;fs; epidTfisg;
ghpkhwyhk;. Mdhy; mNj rkak;> kuz
tPl;by; re;jpg;gth; jkJ tpahghuf; fij
fisAk; jkJ nrhe;jtPl;L> may;
tPl;Lf; fijfisAk; fijj;J rphpj;J
kfpo;tJ mofy;y. mJ kuzkile;jt-
iu> mtupd; cwTfis
Fwpg;NgLnghJthf ,we;jtiug; ghh;itapLk;
,lj;jpy; ePq;fs; cq;fs; Fwpg;Gfis
vOjp ifnaOj;jpLtjw;fhf Xh; Fwpg;Gg;
Gj;jfk; itf;fg;gl;bUf;Fk;. mjpy; ePq;fs;
tpUk;gpdhy; vOJtJ ey;yJ.
cil,we;jthpd; FLk;gj;jpw;Fk; kuztPl;bw;
Fk; khpahijia nfhLf;ff; $bajhd
cil mzpjy; Ntz;Lk;. kuztPLfl;F
nghJthf fWg;G kw;Wk; nts;is epw
Milfs; mzptNj tof;fk;. ,jid
tpLj;J rptg;G> kQ;rs;> gr;ir Nghd;w
fz;izf; ftUk; epw MilfisAk;>
gl;lhilfis mzptijAk; jtph;g;gJ
mtrpak;. ehk; vd;d Nehf;fj;jpw;fhf
kuztPl;bw;F nry;fpNwhk; vd;gij
epidtpy; nfhs;sy; ey;yJ. Jauj;ijg;
gfpuNtz;ba Neuj;jpy; vkJ Mil
myq;fhuj;ij fhl;l Ntz;Lk; vd
vz;Zjy; nghUj;jkw;wjhf miktJld;>
JaUw;wth;fSf;F MWjyhf mikahJ.
kuz tPLfl;Fr; nry;Yk;NghJ Ja;ik-
ahf nry;Yjy; mtrpak;. NtW Ntiy
apy; <Lgl;L fisj;Jg; Ngha; tpah;it
ehw;wj;Jld; nry;tJ jtph;f;fg;gl Ntz;
Lk;. jpUk;gTk; te;J Fspf;fj;jhNd
Ntz;Lk;> MfNt kuztPl;bw;F Ngha;
te;J Fspg;Nghk; vd tpah;it ehw;wj;
ijAk; nghUl;gLj;jhJ nry;gth;fSk;
ek;kth; kj;jpapy; ,Uf;fj;jhd; nra;fpwhh;-
fs;. ,we;jtUf;F nra;Ak; khpahij
,Jty;y. NtW rpyh; jkJ clypy;
vOk; ehw;wq;fis kiwf;f msTf;fjpf-
khd eWkzq;fis (Perfume) jk;kpy;
tprpwpf; nfhz;L nry;th;. ,J kw;wth;-
fis Kfk; Ropf;fr; nra;Ak; vd;gij
ftdj;jpw; nfhs;s kwf;f Ntz;lhk;.
G+f;fs;kyh;f;nfhj;Jfis mDg;GtJ ,we;j
FLk;gj;jpw;F mDjhgq;fisj; njhptpf;-
Fk; Xh; nghUj;jkhd topahFk;. kyh;
fs;> capNuhl;lkhd mofpid ntspg;
gLj;JtNjhL ,we;jthpd; FLk;gj;jpw;F
mjpf MWjiyAk; nfhLf;Fk;. kyh;
filf;fhuh;> mQ;rypf;fhd kyh;f; nfhj;-
Jfspy; nfhLj;jth;fsJ ngah;fs;
vOjg;gl;l ml;ilfis ,izj;J
tpLthh;fs;. kuz tPl;by; ,e;j ml;il
fs; mfw;wg;gl;L FLk;gj;jthplk; ifa
spf;fg;gLk;. ,jd; mbg;gilapy; FLk;-
gj;jth;fs;> ,t;thW kyh;f;nfhj;Jf;fs;
nfhLj;jth;fSf;F ed;wp njhptpg;gjw;F
,yFthf ,Uf;Fk;.
kuzr; rlq;F Muk;gpg;gjw;F Kd;ghfNt
kuzr;rlq;F elf;Fkplj;jpw;F my;yJ
mth;fspd; FLk;g tPl;bw;F kyh;fis
mDg;gp itf;fyhk;. rpyrkak; Gul;l];-
jhe;J Nrh;r;fspw;Fk; ,k; kyh;fis
mDg;gp itf;fyhk; (A+j Njthyaq;-
fl;Fk;> fj;Njhypf;f rh;r;Rfl;Fk; kyh;fs;
nghJthf mDg;gg;gLtjpy;iy). kyh;f;-
filfis itj;jpUg;gth;fl;F vq;F
mDg;GtJ nghUj;jkhdJ vd;gJ ed;F
njhpe;jpUf;Fk;.
Qhgfhh;j;j ed;nfhilfs;kyh;fSf;Fg; gjpyhf rpy ed;nfhil
ngWk; jh;k];jhgdq;fl;F tpUk;gpdhy;
ed;nfhilfis mspf;FkhWk; rpy
FLk;gj;jth;fs; NfhUthh;fs;. ,r;
re;jh;g;gj;jpy; ed;nfhil toq;Fgth;
,we;jthpd; FLk;gj;jpd; ngaiuAk;
tpyhrj;ijAk; ed;nfhil nfhLf;Fk;
re;jh;g;gj;jpy; toq;Fthh;. ed;nfhil-
fs; toq;fhjNghJk;> ,we;jthpd; FLk;-
gj;jpw;F ,we;jtiug; gw;wpa epidT
fis ntspg;gLj;jp Xh; kly; (Card)xd;iw mDg;gp itg;gJ tuNtw;fj;jf;f
jhFk;. rpwg;ghf ePq;fs; kuzr; rlq;fpw;F
nry;y KbahjNghJ ,t;thW jghy;
mDg;GtJ rpwe;jjhFk;.
rpy ed;nfhilfSf;F thptpyf;FfSk;
cz;L. kuzr; rlq;if elj;Jgth;
,jid tpsf;Fthh;.
mDjhg ml;ilfs; /jdpg;gl;l Fwpg;Gfs;kuz tPLfl;F Nehpy; nry;y Kbahj
jtph;f;f Kbahj re;jh;g;gq;fspy; mDjhg
ml;il mDg;Gjy;> njhiyNgrp miog;G
tpLj;jy; ey;yJ.
“cq;fs; ,og;Gfl;fhf Jaug;gLfpd;
Nwd;” Nghd;w thh;j;ijfs; (I am sorryfor your loss) ,we;jthpd; FLk;gj;jpw;F
MWjyhf mikAk;.
njhiyNgrp miog;GFLk;g mq;fj;jtUld; fijj;jy;>
cq;fs; Nritfis toq;Ftjw;Fk;
ePq;fs; mth;fis cz;ikapy; ftdpf;-
fpwPh;fs; vd;gjw;Fk; Xh; re;jh;g;gj;ij
toq;Fk;. mth;fs; jkJ mz;ika
,og;igg; gw;wp fijf;f tpUk;gpd;
fijf;f tpLq;fs;. cq;fs; mDjhgj;ij
ntspg;gLj;jp je;jpia mDg;GjYk;
nghUj;jkhdjhFk;.
“vdJ Mo;e;j mDjhgq;fs;”
“ehd; ,e;j ,og;gpw;fhf kdk; tUe;J-fpd;Nwd;”
“,we;jth; vdJ ey;y ez;gh;> mtuJ
,og;G <L nra;a KbahjJ” Nghd;w
thh;j;ijfs; nghJthf ,r; re;jh;g;gj;jpy;
$wg;gLk;.
FLk;g mq;fj;jth;fs;> kuztPl;bw;F
te;jth;fSf;F nghJthf gpd;tUkhW
$Wth;.
“ePq;fs; te;jjw;F ed;wp”
“,we;jth; cq;fisg; gw;wp vg;NghJk;
fijg;ghh;”
“,t;tsT Ngh; ,tuJ kuztPl;bw;F
tUthh;fs; vd ehd; vjph;ghh;f;ftpy;iy”
Jaug;gLgth;fs; MWjy; thh;j;ijfisg;
ghpkhWk; NghjpYk; msTf;fjpfkhf
NgRtij tpLj;J mikjpahf XhpU
thh;j;ijfisg; ghpkhWtNj rpwe;jjhFk;.
kuzr; rlq;Ffspd;NghJ> capNuhbUe;j
eghpw;fhf VidNahh; jkJ md;G>
khpahij> Jauk;> kw;Wk; mtuJ tho;f;
ifia Nghw;Wk; jkJ vz;zq;fis
ntspg;gLj;Jtjw;fhd xU re;jh;g;gj;ij
toq;fg;gLfpd;wJ. kuzk; epfo;e;jhy;
Vw;gl;l ,og;Gf;fisAk; neUf;fbfis
Ak; kde; jpwe;J Ngr ,r; rlq;Ffs;
toptFf;fpd;wd. Jaug;gLNthh; jkJ
,og;gpdhy; Vw;gLk; czh;Tfis jhq;fpf;
nfhs;s KjyhtJgbahf kuzr; rlq;F
fs; mikfpd;wd.
Xh; tzf;f ];jyj;jpy; ,Wjpr; rlq;F
eilngWtjw;nfd chpa ,lq;fs;
my;yJ FLk;g tPl;by; eilngWk;. nghJ
thf kpf neUf;fkhd ez;gh;fSk; cwtp
dh;fSk; kuzr; rlq;Ffl;F r%fk;
nfhLg;ghu;fs;;
kuz Muhjidfs;,we;jtUf;fhf xU Fwpg;gpl;l tifahd
Nrit elj;jg;gl Ntz;Lnkd FLk;gj;
jth; Fwpg;gpLth;. FLk;g mq;fj;jth;fs;
ve;j tifahd Nritfis tpUk;Gfp-
whh;fNsh mjid xOq;FgLj;j FLk;-
gj;jth;fl;F cjTKfkhf ,Wjpr; rlq;
Ffis elj;Jgth;fs; gapw;wg;gl;Ls;shh;-
fs;. ,e;j Muhjidfs;> tzf;f
];jyq;fspNyh my;yJ ,Wjpr; rlq;F
eilngWk; tPLfspNyh ,we;jtiu
itj;J eilngWk;. ,e;j re;jh;g;gq;fspy;
ez;gh;fs; ,Ug;gJ> el;Gk; MjuTk;
,Ug;gij cWjpg;gLj;JtjhFk;. ,wg;G
kw;Wk; ve;j tifahd Muhjid elj;
jg;gLk; vd;gij ez;gh;fl;Fk; r%fj;-
jpw;Fk; mwptpg;gjw;fhd kuz mwptpj;jy;
xd;iw ntspapLtJ cjtpahf ,Uf;Fk;.
kuztPLfspy; gps;isfs;rpW gps;isfl;F kuzk; gw;wpa tpopg;-
Gzh;itAk; mjpy; vt;thW gq;nfLg;gJ
vd;gJ gw;wpAk; mwpaj; jUthh;fs;.
,we;jtiu ghh;itaplTk;> kuzr; rlq;-
fpy; fye;J nfhs;sTk; gps;isfs; tpUk;-
gpdhy;> nghpath;fs; mth;fismDkjpf;f
Ntz;Lk;. kuztPl;by; gps;isfl;F
kuz tPLfl;Fr;
nry;Yk; NghJ...
82k; gf;fk; ghu;f;f...
jpUk;gTk; te;J Fspf;fj;jhNd Ntz;Lk;>
MfNt kuztPl;bw;F Ngha; te;J
Fspg;Nghk; vd tpah;it ehw;wj;ijAk;
nghUl;gLj;jhJ nry;gth;fSk; ek;kth;
kj;jpapy; ,Uf;fj;jhd; nra;fpwhh;fs;.
,we;jtUf;F nra;Ak; khpahij ,Jty;y.
jha;tPL • etk;gu; 2008 - 81 -
- 82 - jha;tPL • etk;gu; 2008
vt;thW cjtp nra;tJ vd;gJ gw;wp
MNyhridiaAk; Nkyjpf jfty;fis-
Ak; kuztPl;il elj;Jgth; cq;fSf;F
toq;Fthh;.
,Wjp Ch;tyk;kuzr; rlq;FfSk; mlf;f MuhjidAk;
xNu gpuNjrj;jpy; eilngWkhapd;> ez;gh;-
fs;> cwtpdh;fs; MfpNahh; ,we;jthpd;
FLk;gj;Jld; fy;yiwf;Fr; nry;th;.
,e;j Ch;tyk; kuztPL my;yJ tzf;f
];jyj;jpy; ,Ue;J Muk;gkhFk;. kuz
tPl;by; xOq;Ffs; elj;Jgth; (Funeraldirector) kuz Ch;tyj;jpd; NghJ
thfdNkhl;br; nry;Yk;NghJ vj;jifa
tPjp xOq;Ffisg; gpd;gw;w Ntz;Lnkd
mwpTWj;Jthh;.
Qhgfhh;j;j Muhjidkuzr; rlq;F Kbtile;J rpy fhyj;
jpd; gpd; epfOk; ,t; Muhjidfs;
ntt;NtW r%fk; kw;Wk; kj NtWghL
fSf;Nfw;g NtWgLk;. Muhjid eil
ngWk; ,lq;fspYk; ,we;jtiug; Gfo;e;J
$Wk; epfo;T (Eulogy) eilngWk;. ,J
kpf ePz;ljhf mikahJ RUf;fkhf
mika Ntz;Lk;. mtuJ ew;gz;Gfs;>
tho;f;if Kiwfis vLj;Jf; $Wtjhf
,Uf;f Ntz;Lk;.
ed;wp njhptpj;jy;kuzr; rlq;Ffs; ahTk; Kbe;jJk;
tof;fkhf FLk;gj;jth; ciuahLtjw;
fhfTk; rpw;Wz;b my;yJ cztpy;
gq;F nfhs;s jkJ tPl;bw;F miog;gJk;
tof;fk;.
FLk;g cwtpdh;fSk; ez;gh;fSk;
mDg;gpa kyh;fl;Fk;> czTk; kw;Wk;
cjtpfs; toq;fpath;fl;Fk; ed;wp njhp-
tpf;f Ntz;Lk;. cq;fSf;F cjtpath;
fs; ed;F njhpe;jth;fshf ,Ue;jhy;
RUf;fkhd nra;jpfisAk; mjpy; vOj
yhk;. cjhuzkhf> “ePq;fs; mDg;gpa
kyh;fSf;F ed;wp” “ePq;fs; mDg;gpa
cztpw;F ed;wp> cq;fs; md;ig kdkhu
ghuhl;Lfpd;Nwhk;” Nghd;w nra;jpfis
mDg;gyhk;.
rpy r%fq;fspy; ,we;jthpd; FLk;gj;jp-
dh; ed;wp njhptpf;Fk; nra;jpapid
nra;jpj; jhs;fspy; gpuRhpg;ghh;fs;.
,Wjpahf kPz;Lk; xUKiw> “,wg;GxU tPl;by; epfOk;NghJ mJ FLk;g
mq;fj;jth;fl;F kpfTk; Fog;gj;ij Vw;g
Lj;jf; $ba NeukhFk;. cq;fs; Jauj;
ij ntspg;gLj;jp mf; FLk;gj;jthpd;
Jd;gj;jpy; ePq;fSk; gq;F nfhs;fpwPh;fs;
vd mwpar; nra;jy; Kf;fpakhFk;” vd;g-
ij kdjpy; nfhz;L kuztPLfl;Fr;
nry;tJ ed;W.
kuz tPLfl;Fr;..80k; gf;fj; njhlHr;rp...
my;yJ Xupdr; Nru;f;ifahsu;fSf;F
kl;LNk n`r;Itp ghjpg;G Vw;gLfpwJ
vd;w ekJ ek;gpf;iffs; n`r;Itp
Fwpj;J NghJkhd mstpw;F tpopg;G
zu;T ngwhj ,sk; jiyKiwapdUk;>
kw;Wk; Xupdr; Nru;f;ifapy; <Lglhjtu;-
fs; jhq;fs; n`r;Itpahy; ghjpf;fg;
gLtjw;F tha;g;gpy;iy vd;W epidg;-
gtu;fSk;> mjpfupf;ff;$ba #o;epiyia
cUthf;fptpLk;. ,jd; tpisthf>
n`r;ItpapypUe;J jq;fisg; ghJfhj;Jf;
nfhs;tjw;fhd Nghjpa eltbf;iffis
mtu;fs; vLf;fhky; Nghfyhk;. ,J
mtu;fSf;F Vw;glf;$ba ,liu mjp-
fupf;Fk;.
n`r;Itp gupNrhjidia kf;fs; mZ-
fhky; Nghfyhk;. xd;uhwpNahtpy;
n`r;ItpAld; tho;e;JtUk; %d;wpy;
xU gq;fpdUf;F gupNrhjid Nkw;nfhs;
sg;gl;L> Neha; ,Ug;gJ cWjpnra;ag;
gltpy;iy. jq;fSf;F n`r;Itp ,Ug;gNj
njupahj epiyapy;> jq;fisNah my;yJ
jq;fsJ JizfisNah mtu;fs; ghJ
fhj;Jf; nfhs;sg;Nghtjpy;iy. kf;fs;
jq;fsJ n`r;Itp epiy Fwpj;J
mwpe;Jnfhs;s tpUk;Gtij n`r;Itp
njhlu;ghd mUtUg;G czu;T jLf;fpwJ.
jq;fs; Neha; fz;lwpag;gl;l epiyapy;
Vw;gLk; mtkjpg;G kw;Wk; ghFghl;il
vjpu;nfhs;tijtpl> me;egu;fs; jq;fs;
epiyFwpj;J mwpe;Jnfhs;tJ rpwe;jjh
Fk;.
epuhfupf;fg;gLjy; my;yJ td;Kiw
Vw;gl;LtpLNkh vd;w mr;rk; Mfpait
fhuzkhf n`r;ItpAld; tho;e;JtUk;
egu;fs; jq;fs; ghypay; JizAld;
mijg;gw;wpf; $Wtjw;Fg; gag;gLfpd;w-
du;. Mdhy;> n`r;Itp ,Ug;gjhff;
fz;lwpag;gLk; egu;fs;. ngUk;ghYk;
jq;fSf;F n`r;Itp ,Ug;gij jq;fs;
ghypay; Jizfsplk; $WtJld;> jdJ
Jizfs; ,j;njhw;wpdhy; ghjpf;fg;glh
ky; ,Ug;gjw;fhd Kd;ndr;rupf;if el
tbf;iffisAk; Nkw;nfhs;fpd;wdu; vd;
gij ehk; mwpNthk;. n`r;Itp ghjpg;G
Fwpj;J mikjp fhf;Fk; fyhr;rhuj;ij
tsu;g;gJ n`r;ItpapypUe;J ek;ikg;
ghJfhj;Jf;nfhs;tij kpfTk; fbdkhd
xd;whf Mf;fptpLk;.
n`r;ItpAld; tho;;e;JtUk; egu;fs;>
mtu;fsJ mDgtq;fs; Fwpj;J Gupe;J
nfhs;shj kw;Wk; fUiz fhl;lhj
kw;wtu;fshy; kdk; Gz;gLk; tifapy;
elj;jg;gLfpd;wdu;. FLk;g cWg;gpdu;fs;
Fspayiw> czTj;jl;Lfs;> kw;Wk;
czT Nghd;wtw;iw n`r;ItpAld;
tho;e;J tUk; egu;fSld; gfpu;e;Jnfhs;s
kWf;fpd;wdu;. NgUe;jpy; nry;Yk;NghJ
n`r;ItpAld; tho;e;JtUtjhff; fUjg;-
gLk; egupd; mUfpy; mwpKfkpy;yhjtu;
fs; mkuj; jaq;Ffpd;wdu;. n`r;ItpA-
ld; tho;e;JtUk; ngw;Nwhiu cila
Foe;ijfs; mtu;fsJ rf Njhou;fshy;
ntWj;J xJf;fg;gLtJld; jtwhfTk;
elj;jg;gLfpd;wdu;.
njd;dhrpa Xupdr; Nru;f;ifahsuhfNth>
,Ughypd Nru;f;ifahsuhfNth my;yJ
Mz;fSld; ghYwT nfhs;Sk; Xu;
MzhfNth milahsk; fhzg;gLk;
vtUk; n`r;Itpahy; ghjpf;fg;gl;bUe;-
jhYk; mJ ,y;yhtpl;lhYk; ,j;jfty;-
fs; kw;Wk; fPo;f;fhZk; tiyj;jsk;
mtu;;fSf;Fg; nghUe;Jk;. mtu;fSf;Fg;
nghUe;jf;$ba $Ljy; tptuq;fisg;
ngWtjw;fhf www.dosti.ca , www.sne-hithan.ca kw;Wk; www.asaap.ca Mfpa
tiyj;jsq;fSf;F tp[ak; nra;tijg;
gw;wpAk; mtu;fs; rpe;jpf;fyhk;.
n`r;Itp ghjpg;G ,y;yhjtu;fSk;
n`r;ItpAld; tho;e;JtUk; Xupdr;
Nru;f;ifahsu;fs; kPjhd kw;wtu;fspd;
fz;Nzhl;lk;. ek;gpf;iffs; kw;Wk;
elj;ijfs; Mfpait mtu;fSila
MNuhf;fpaj;ij vt;tpjk; vjpu;kiwahf
ghjpf;ff;$Lk; vd;gJ gw;wpAk;> kw;Wk;
n`r;Itp njhw;wpypUe;J xUtu; jk;ikg;
ghJfhg;gJ gw;wpAk; mtuJ Mw;wiy
mJ vt;tpjk; ghjpf;ff;$Lk; vd;gJ
gw;wpAk; rpe;jpj;Jg; ghu;j;jy; mtrpak;.
n`r;Itp / vapl;]; gw;wpa Nfs;tpfs;
VNjDk; cq;fSf;F ,Ue;jhNyh my;yJ
cq;fSf;F n`r;Itp gupNrhjid Nrit
fs;> guhkupg;G> rpfpr;ir my;yJ cjtp
Njitg;gl;lhNyh fPo;f;fhZk; njhlu;G
nfhs;s
Alliance for South Asian AIDSPrevention – 20 Carlton Street, Suit 126,Toronto, Ontario.
Tel: 416 599 2727
Website: www.asaap.ca, www.dosti.cakw;Wk; www.snehithan.ca
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jha;tPL • etk;gu; 2008 - 83 -
- 84 - jha;tPL • etk;gu; 2008
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L I F E I N S U R A N C E & R E S P
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jha;tPL • etk;gu; 2008 - 85 -
MAl; fhg;GWjp jpl;lk; itj;jpUg;gtH
fs; vy;NyhUk; jq;fsplk; ,Uf;Fk; MAl;
fhg;GWjp jpl;lk; mtu;fSf;F cfe;jjh>
me;jf; fhg;GWjpj; jpl;lk; mthpd; jw;Ngh
ija Njitia g+Hj;jpnra;af;$ba
jpl;lkh vd;gij ghprPyid nra;tJ
mtrpak;.
MAl; fhg;GWjp jpl;lk; vd;gJ xU MAl;
fhg;GWjp epWtdj;jpw;Fk; fhg;GWjp
ngw;wtUf;Fk; ,ilapyhd xU xg;ge;j
khFk;. ,e;j xg;ge;jj;jpd; mbg;gilapy;
MAl; fhg;GWjp ngw;Wf;nfhz;ltH
khjhe;jk; my;yJ xU Fwpg;gpl;l fhyj;-
jtizapy; xU Fwpg;gpl;l njhifg;
gzj;ij fhg;GWjp epWtdj;jpw;F nrYj;
Jtjw;F rk;kjpf;fpd;whH. ,e;jg; gzj;ij
khjhe;jk; my;yJ tUlhe;jf; fl;lzk;
(Insurance Premium) vd miog;ghHfs;.
mNjNtis fhg;GWjp epWtdk; fhg;GWjp
ngw;Wf;nfhz;ltH kuzk; mile;jJk;
fhg;GWjpj; njhifia mthpd; gyd;
ngWgtuhf Fwpg;gpl;l egUf;F toq;F
thHfs;. fhg;GWjpapd; gyd; ngWgtiu
BENEFICIARY vd miog;ghHfs;.
xU fhg;GWjpj; jpl;lj;jpy;ehd;F Kf;fpakhdtHfs;,lk;ngWthHfs;.
fhg;GWjp epWtdk; (Insurer) fhg;GWjpj; jpl;lj;jpd; chpikahsH
(Policy Owner) MAl; fhg;GWjp nra;ag;gl;ltH (Life
Insured) gyd; ngWgtH (Beneficiary)
fhg;GWjpj; jpl;lj;jpd; chpikahsUk;
MAl; fhg;GWjp nra;gtUk; xNu eguhf
Tk; ,Uf;fyhk;. my;yJ,U egHfshfTk;
,Uf;fyhk;. xU FLk;gj;jpy; fztd;
kidtp fhg;GWjp nra;Ak; NghJ xUtH
fhg;GWjp chpikahsuhfTk; mLj;jtH
MAl; fhg;GWjp kl;Lk; ngw;wtuhfTk;
,Uf;f KbAk;. me;jr; re;jHg;gj;jpy;
fhg;GWjp chpikahsH kl;LNk fhg;GW-
jpj; jpl;lj;jpy; khw;wq;fs; nra;a KbAk;.
fztd;> kidtp ,UtUk; fhg;GWjpj;
jpl;lk; ngWk; NghJ fztd; kl;Lk;
fhg;GWjp chpikahsuhf ,Ue;jhy;
(Policy Owner) mtH ,we;j gpd; kidtp
chpikahsuhf tu KbAk;. mjw;F me;j
fhg;GWjpj; jpl;lj;jpy; kidtpapd; ngaH
(CONTINGENT POLICY OWNER) Mf
gjpT nra;ag;gl;bUf;f Ntz;Lk;. CON-TINGENT POLICY OWNER vd;gJ Kj-
yhtJ fhg;GWjp chpikahsH ,y;yhj
,lj;jpy; ,uz;lhtJ egH chpikah-
suhf tu KbAk;.
fztd;> kidtp ,UtUk; xNu
,lj;jpy; fhg;GWjp nra;Ak; NghJ %d;W
tpjkhd fhg;GWjp ngw;Wf;nfhs;s KbAk;.
Individual Policy jdpj;jdpahd jpl;lq;fs; Joint First to Die ,UtUf;Fk; Nru;j;J
xU fhg;GWjp jpl;lk;. Kjypy; ,wg;gt
Uf;F kl;Lk; gzk; fpilf;Fk; jpl;lk;.
Joint Last to die ,UtUf;Fk; Nru;j;J
xU fhg;GWjp. Mdhy;> ,uz;lhtjhf
,wg;gtUf;F kl;Lk; gzk; fpilf;Fk;
jpl;lk;.
Individual Policy ,e;j %d;W jpl;lq;fSk; vy;yh fhg;GWjp
epWtdq;fspYk; toq;fg;gLfpwJ. ,tw;-
wpy; Individual Policy vd miof;fg;gLk;
jdpj;Jtkhd jpl;lk; mjpfkhf toq;fg;
gLtJ fhzg;gLfpd;wJ. mjhtJ
fztd; kidtp ,UtUk; jdpj;jdpNa
xU njhifg; gzj;jpw;F fhg;GWjp
nra;jy;. ,jpy; ,UtUf;Fk; vtH ,we;jh-
Yk; mjpy; gyd; ngWgtUf;F gzk;
fpilf;Fk;. mjhtJ KjyhtJ egH
,we;jTld; ,uz;lhtJ egUf;F gzk;
fpilf;Fk;.
gpd;G ,uz;lhtJ egH njhlHe;J mthpd;
fhg;GWjpf;fhd khjhe;jf; fl;lzj;ij
kl;Lk; nrYj;j Ntz;Lk;. ,uz;lhtJ
egH ,we;jTld; mthpd; gps;isfSf;F
me;jf; fhg;GWjpg; gzk; fpilf;Fk;.
vdNt fhg;GWjpj; jpl;lj;jpy; gzk;
ngWgtuhf ngaH epakpf;Fk; NghJ vtH
KjyhtJ gyd; ngWgtH (First Benefi-ciary) gpd;G vtH ,uz;lhtJ gyd;
ngWgtH vd;gij epakpf;f Ntz;Lk;.
CONTINGENT (BENEFICIARY)
Joint First to Die ,e;jf; fhg;GWjpj; jpl;lk; fztd; kidtp
,UtUf;Fk; NrHj;J xU jpl;lk;. ,jpy;
KjyhtJ egH ,we;jTld; fhg;GWjpj;
njhif KOtJk; kw;iwa egUf;F
toq;fg;gLk;. gpd;G ,uz;lhtJ egUf;F
fhg;GWjp ,y;iy. gpd;G ,uz;lhtJ egH
fhg;GWjp nra;a tpUk;gpdhy; Gjpjhf xU
jpl;lk; ngwg;gl Ntz;Lk;.
,UtUk; tpgj;jpy; xNu Neuj;jpy; my;yJ
xUtH ,we;J 30 ehl;fSf;Fs; mLj;j-
tUk; ,wf;f Nehpl;lhy; fhg;GWjpg; gzk;
,ul;bg;ghf toq;fg;gLk;.
,g;gbahd Joint First to Die fhg;GWjpj;
jpl;lk; mlkhdf; fld; fhg;GWjpf;F
(MORTGAGE INSURANCE) toq;fg;gLtJ tof;fk;. mjhtJ fztd; kidtp
ahuhtJ xUtH ,we;jhy; mj;Jld;
(MORTGAGE) mlkhdf; fld; fl;l
Ntz;bajpy;iy. my;yJ gps;isfs;
,y;yhj fztd; kidtp ,g;gbahd
jpl;lk; ngw;Wf; nfhs;syhk;.
vdNt fhg;GWjpj; jpl;lk; xd;W ngw;Wf;
nfhs;tjdhYk; ,e;jj; jpl;lq;fs; xt;
nthUtUf;Fk; cfe;jjh vd;gij mwp-
tjw;F 4 Kf;fpa tplaq;fs; ftdpf;fg;gl
Ntz;bait.
khjhe;jf; fl;lzk;
fhg;GWjpj; jpl;lj;jpd; mikg;G
mj;jpl;lj;jpd; gyd;fs;
fhg;GWjpapd; njhif
khjhe;jf; fl;lzk;xU fhg;GWjpj; jpl;lj;jpw;fhd khjhe;jf;
fl;lzk; cq;fshy; ePz;lfhyj;jpw;F
nrYj;jf; $bajhfTk; jw;Nghija
nghUshjhu my;yJ cq;fs; khj
tUkhdj;jpw;F fl;Lg;gl;ljhfTk; ,Uf;f
Ntz;Lk;. vdNt xUtH vt;tsT gzk;
fhg;GWjpf;fhf khjhe;jk; nryT nra;a
KbAk; vd;gij fUj;jpy; nfhz;L
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Uthayan Alex Sivasambu B.Sc. (Hons), M.B.A
Broker
Ottawa: 613.276.SALE (7253)Toronto: 416.659.SELL (7355)[email protected], www.sivasamburealty.com
- 86 - jha;tPL • etk;gu; 2008
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TELEMARKETERS WANTEDfor the Financial Company at Markham & Ellesmere.
Training will be provided
Salary & Bonus
Call for Details
416 548 7454
jha;tPL • etk;gu; 2008 - 87 -
HomeLife Today Realty Inc., Brokerage*Independently Owned And Operated
31 Progress Avenue, Suite 210Toronto, ON M1P 4S6Offi ce: 416-298-3200
RAJ Ariyanayagam PathmarajahReal Estate Broker
Cell: 416-930-4663
KirewKanagasabai
Real Estate Broker
Cell: 416-903-4663
3 Bedrooms, 2 WashroomsTastefully Decorated & Maintained. Bright & Spacious Rooms. Money
Spent In Renovation. New Ceramic In The Entrance & Kitchen
Bathurst/Mulock
$224,9003 Bedrooms, 2 Washrooms
Beautiful Design For Split Level Home, Spacious Bedrooms, Seperate Family Room, Walk Out To A Two Teired Deck
& Private 130 Ft Lot.
Brimorton/Orton Park
4 Bedrooms, 3 WashroomsOne And Half Years Old. Bright Well Kept Detached Home By Rosehaven Development In Markham. Demand
Location, Quiet Street,CalmNeighbourhood
Mccowan/16th
$505,000
$260,000
2 Bedrooms, 1 WashroomsSpacious, Bright, Clean, Well Kept
Unit, And Well Maintained Building With Indoor Pool, Exercise Room, Party
Room, Private Play Ground For Kids
5 Bedrooms, 4 WashroomsGorgeous & Immaculate Exeutive 5 Brs
Hm Loaded W/Upgds, Approx.3000 Sqft, Over $80K Upgrades
16th Ave/9th Line
$539,900
Midland/Lawerence
PICTURENOT
AVAILABLE
Best Priced Bungalow In The Area
Call for More Info
Kennedy/Kingston
$169,900
$129,900
2 Bedrooms, 1 WashroomsClean, Bright, Beautiful (0-5) Years
Low Rise Condo, Close To Woodside Square Mall, Gta Square, Temple,
Worship Places. 24 hrs TTC
Middlefi eld / Finch
$179,9004+4 Bedrooms, 2 Washrooms
Absolutely Well Maintained Detached House, Recently Renovalid Kitchen &
Main Floor. Walk To Schools
Middlefi eld/Denison
$359,900
tunning 3 Bedroom Townhouse W/Rooftop Terrace & Balconies. Brand
New Paint & Carpet. One Of The Larg-est Townhomes In Development.
3 Bedrooms, 2 WashroomsUnobstructed View, Conveniently
Located Close To Ttc, 400, 407, School And Worship Places.
Islington/Finch
$157,000
Finch/Keele
$259,900
4+2 Bedrooms, 3 WashroomsGreat All Brick Family Home On A
Quiet Cul-De-Sac In West Hill,Master Has 4Pc Ensuite With Walk-In Closet
Manse/Lawrence
$389,9004+1 Bedrooms, 3 Washrooms
Freehold Townhouse On Child Safe Court, Spacious And Bright, Conve-nient Location Close To School And
Hwy 401
Morningside/Sheppard
$229,000
- 88 - jha;tPL • etk;gu; 2008
2100 Ellesmere Rd., Suite 202Scarborough, Ont. M1H3b7
Tel: 416•265•3456Fax: 416•265•2770
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Shan Kanapathipillai416.890.2300e-mail: [email protected]
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