Growing and Preserving Wealth for Generations

BRINGING OVER 25 YEARS OF INVESTMENT MANAGEMENT

EXPERIENCE TO THE TABLE, Joseph is skilled in many

financial arenas. He manages overall operations, financial

reviews, strategic initiatives, compliance, risk and client

service. As well as sitting on the WFA Wealth Managers

Investment Committee he is a partner of the firm.

Joseph earned two BSBA degrees, in Financial Investments and

Financial Real Estate from the University of Nevada, Las Vegas,

as well as his MBA in Finance and International Business from

the University of San Diego, graduating magna cum laude. He’s a

member of both the CFA Institute and the CFA Society San Diego.

Joseph Phillip Arce, MBA Chief Operating Officer Chief Compliance Officer

AS A 30-YEAR VETERAN OF THE FINANCIAL SERVICES

INDUSTRY, David is a member of the WFA Wealth

Managers Investment Committee, and concentrates on

the retention and development of client relationships.

David graduated from the University of Arizona with a Bachelor

of Science degree in Finance with an emphasis in Accounting.

David White Senior Vice President Athlete Wealth Advisory Director

WITH OVER 50 YEARS OF EXPERIENCE IN THE FINANCIAL

SERVICES INDUSTRY, Pete specializes in making clients’

dreams realities. Pete is a Chartered Life Underwriter

(CLU®), a Chartered Financial Consultant (ChFC®), and a

CERTIFIED FINANCIAL PLANNER. Pete graduated from

the University of Arizona with a B.S. in Finance. He is a retired

Navy Commander with three tours in Vietnam and is the

Founder of World Peace Sanctuary for Balboa Park.

Peter Wheeler, CLU®, ChFC®, CFP® Founder & Chief Executive Officer Dream Development Director

SINCE ENTERING THE FINANCIAL INDUSTRY OVER

30 YEARS AGO, Ken has provided clients with excellent

comprehensive investment and wealth management counsel.

Ken is a Chartered Financial Analyst (CFA®) charterholder

and a member of the CFA Society of San Diego.

Ken graduated cum laude from Oregon State University with

a B.S. in Psychology and completed his MBA at OSU.

Kenneth Frost, CFA®, MBA Executive Vice President Chief Investment Officer

Meet Our Partners

We make structuring and strategizing your retirement as easy as possible. By seeking

the best strategies to maximize your retirement savings, we help bring you closer

to the retirement lifestyle of your dreams.

—Joseph P. Arce, Chief Operating Officer

Wealth ManagementGrowing and Preserving Wealth For Generations At WFA Wealth Managers, we are concerned about your total wealth. Wealth Management is the umbrella under which the rest of our services are provided. It is the combination of investment management with the counsel and advice involved in the financial decisions you make every day.

We can help you build your nest egg and keep it growing. If you’re getting married, starting a family, purchasing a home, planning for college, or changing your career, we understand what you’re facing.

In implementing a wealth plan, we collaborate with your insurance agents, attorneys, accountants, and other advisors to make sure that each aspect of your plan is created properly. We are your “wealth coach”. You are the team owner. The various professionals are your team members working to implement a successful strategy for you.

Our advice and guidance provides comprehensive wealth management for whatever your wealth entails, including:

+ Managing diverse investment portfolios

+ Financial planning

+ Investing family inheritances

+ Personal financial management

+ Life planning

WFA Wealth Managers believes that everyone has wealth that needs to be planned and managed so that it survives for the generations that follow. We view our mission as growing and preserving wealth for generations.

We help young and seasoned investors

meet their unique financial challenges.

We’re qualified to help you achieve

financial success.

—David White, Director of Client Services

Introducing Our FirmPutting clients first

Our purpose is to make positive changes in our clients’

financial lives. We’re advisors not brokers. We strive to

put your interests first. There are no commissions or

hidden fees. We’re independently owned and we have

no limitations on our recommendations to you.

We are a privately owned, independent, fee-for-

service wealth manager. Our team has over 150 years

of combined wealth management experience.

WFA Wealth Managers has been a Registered Investment Adviser

(RIA) with the Securities Exchange Commission (SEC) since 1982.

WFA Wealth Managers:

+ Retains strict adherence to the Certified Financial Planner

(CFP®) and Chartered Financial Analyst (CFA®) codes of ethics.

+ Strives to act in your best interest and disclose

all existing and potential conflicts of interest.

+ Maintains full transparency of fees based on assets

under management—not fees based on transactions.

+ Allocates your investments according to a

written investment policy statement (IPS).

Let’s discover how we can work together. Call us at 866-478-8794 or email us at

info@wfawealthmanagers.com.

Business ServicesWe understand business ownersYour business is a key financial asset and part of your personal legacy. You deserve the best advice on how to maximize it and preserve its value.

Our own experience as business owners for over 35 years and long-term track record with clients – makes us a great resource for the many needs you face as a business owner.

Our business services cater to a wide variety of needs, including:

+ Business Transition Planning

+ Employee Benefits Consulting

+ Athlete Wealth Advisory

Investment ManagementOur Investment PhilosophyWe’re a Registered Investment Adviser (RIA). WFA Wealth Managers is dedicated to giving you sound advice, realistic strategies, and trusted results. You can entrust us with the day-to-day management of your assets. We place your interests first when managing your portfolio.

We understand that each client’s investment situation is unique, so we customize our management of your portfolio to fit your needs, from your investment objectives to your orientation to risk tolerance.

Your portfolio is managed in-house with a blend of well researched individual securities, bonds, and Exchange Traded Funds (ETFs). We can include mutual funds and alternative assets as well to build you an individualized and diversified portfolio.

We provide you:

+ Clear communication

+ In-house management

+ Research & analysis

+ Regular portfolio monitoring

+ Long-term strategy

+ Risk reduction

+ Limiting costs

+ Tax efficiency

How We Manage Your MoneyManaging your money is serious business. Our Chief Investment Officer, our Portfolio Managers, and the other members of our Investment Committee are all involved in the process.

At WFA Wealth Managers, we:

+ Work with you to determine your goals and level of risk.

+ Create an investment policy statement (IPS) for investing your assets, then review your holdings for compatibility and adjust your portfolio for alignment with your IPS.

+ Balance a long-term perspective with attention to short-term opportunities and threats.

+ Adjust your portfolio as economic conditions and your life changes.

We are responsible for the research, decision making, and management of our

clients’ wealth. As fiduciaries, we strive to always put our clients first.

—Ken Frost, Chief Investment Officer

Both seasoned and emerging investors are welcome.Thanks to our team’s collective and individual experience, we’re set to help investors of any size. With over 150 years of comprehensive investment management expertise, we collaborate with you to grow and protect your portfolio.

We guide emerging investors to success.We believe that emerging investors deserve quality investment management from experienced professionals. We offer a low-cost, model portfolio investment program designed to help you achieve your long-term objectives. We developed our Model Portfolios to provide you with the opportunity to have your portfolio managed by the the same team that manages multi-million dollar accounts. Trust us to help you grow and preserve your wealth no matter the size of your portfolio.

Estate, Trust & Inheritance PlanningWe help secure your family’s futureKeep your wealth and assets in the hands they’re meant to be in. With our multi-generational planning acumen, you can rest assured that your trust and estate are carefully looked after—for this generation and the next. “Growing and Preserving Wealth for Generations” is our mission statement. Our commitment, first and foremost, is to be here for you and your future generations.

Estate PlanningWe help make sure that your estate plan reflects your personal objectives. We work with you and your other advisors to develop a comprehensive understanding of your objectives, minimize your estate expenses, and maximize the value of your estate. We can help arrange philanthropic giving to your charities. Whether you’re changing careers, buying a business, retiring, or going through any major life event, we’re here to help you.

Trust Planning and ServicesThe implementation of most estate plans requires the use of a trust. Trusts help protect your wealth for generations. From revocable to charitable trusts, we have the knowledge to help you make important trust decisions and administer the trust document’s instructions. We provide a responsive local presence, so you and your beneficiaries can count on us every step of the way.

Inheritance WFA Wealth Managers will help you through the process of determining an effective plan for your inheritance.

Family Legacy PlanningYour legacy goes beyond your will and trustAt WFA Wealth Managers, we know the importance of helping you capture your legacy. Legacy Planning is not Estate Planning. Legacy Planning is family values and traditions, your instructions and wishes, personal possessions of emotional value, financial assets and real estate. These are topics not traditionally addressed in wills and trusts.

Your Family Legacy Plan:

+ Goes beyond traditional Estate Planning to include values, commemorations, and directions.

+ Preserves your guidance for your legacy, from family stories to distribution of heirlooms.

+ Includes Trust, Estate & Inheritance Planning

Create your legacy plan far enough in advance to thoroughly and accurately plan your legacy.

Retirement PlanningProsper during your golden years.If you plan well, retirement can be a time of relaxation and excitement. The opportunities for growth, fun, and freedom are endless when you have the right plan and execute it with commitment and passion. We help you realize your retirement goals through a clear-cut analysis of a variety of strategies.

We help you:

+ Planning your retirement and testing alternative strategies

+ Developing an income stream

+ Evaluate Social Security strategies

+ Determine retirement plan distributions

Wealth planning is not about money. It is about you, your family, your dreams. Money is just a

tool to help get you there.

—Pete Wheeler, Founder & CEO

How can we help you?Let’s discover how we can work together. Call us at 619-491-0225 or toll-free at 866-478-8794.

Email us at info@wfawealthmanagers.com or visit us online at www.wfawealthmanagers.com.

Visit our office.Located near Balboa Park in uptown San Diego, we’re at the corner of 4th Ave and Spruce. Our address is 3170 4th Avenue, San Diego 92103.

Easily exit Interstate 5 or State Route 163, or simply drive five minutes from downtown San Diego.

Contact Us

Growing and Preserving Wealth for Generations