:24=;@8����M]Q�ReRahcVW]U�RZbR�h^d�]RRQ�c^�URc�bcMacRQ�fWcV�

KMV^^�?^OWZR�5ReRZ^_Ra�EdWcR

EMdaMOV�EMV]W�KMV^^�5ReRZ^_Ra�@Rcf^aY

FRa\�VMPYW]U�VMb�M�Z^c�^S�QWSSRaR]c�\RM]W]Ub

+$&.('

I:2F�;E�2�:24=

2]�W]]^eMcWeR�b^ZdcW^]�c^�M�aRMZ�f^aZQ�_a^OZR\�`dWPY�M]Q�QWach�f^aYMa^d]Q�hRc�RSSRPcWeR

:MPYW]U�Wb�]^cVW]U�]Rf

I^^QR]�OMcVW]U�bdWcb�IMbVW]Uc^]����

:MPYW]U�W]�M�V^bcRZ�a^^\

>WSR�:MPYb

:^fReRa�c^QMh�fR�MaR�Z^^YW]U�S^a�b^ScfMaR�

VMPYb

:24=2F:A@�E;?B>6�DG>6E

΄ FMYR�b^\RcVW]U�Sa^\�WQRM�c^�_a^c^ch_R�W]�M�QMh�h^d�VMeR�^]Zh���V^dab�

΄ 5R\^�Wc�Mc�cVR�R]Q�^S�QMh�W]�cf^�\W]dcRb�^a�ZRbb

΄ EV^dZQ�OR�M�\^OWZR�M__�Ma^d]Q�^]R�^S�^da�S^Pdb�MaRMb

KMV^^�2__�BdOZWbVW]U

KMV^^�ERMaPV�W]�2__b

Fd\OZa�2B;

3dWZQ�]Rf�R]UMUW]U�MQ�Rg_RaWR]PRb�

6]VM]PR�h^da�\^OWZR�M__b�fWcV�KMV^^�bRMaPV�

7W]Q�Sd]�M]Q�W]]^eMcWeR�fMh�c^�W]cRUaMcR�Fd\OZa�W]c^�h^da�M__b

7A4GE�2D62E

��K2:AA�2BB�BG3>;E:;@8

KMV^^�2__�BdOZWbVW]U�R]MOZRb��h^d�c^�\MgW\WjR�h^da�\^OWZR�MQ�aReR]dR

YV

@McWeR�MQb�Z^^Y�SRRZ�M]Q�f^aY�ZWYR�MZZ�cVR�^cVRa�P^]cR]c�

KMV^^�@McWeR�2Qb�W]�2PcW^]

@McWeR�2Qb�W]�8M\Rb

2bbR\OZR�2Q

7RcPV�2Q

;]WcWMZWjR�2Q

FaMPY�2Q

ºDHKJMO�¯GPMMT�?�<ODQ@�C¯ºDHKJMO�¯GPMMT�?�<ODQ@�@G@B<O@�C¯°DIO@MA<>@��<HKG@�<=G@�D@R�JIOMJGG@M�� �ÔGPMMT�?�<ODQ@�@G@B<O@Õ°DHKG@H@IO<ODJI��<HKG@�<=G@�D@R�JIOMJGG@M���QJD? QD@R�D?�J<?�£���¡NPK@M�QD@R�D?�J<?¢����GPMMT�?�<ODQ@�¥I<ODQ@�?�Ó�¡¡GPMMT�?�<ODQ@�<GGJ>¢�DIDO�DOC�K<>@�°¯D���<ODQ@�?¯¢�¤

ºDHKJMO�¯GPMMT�?�<ODQ@�C¯ºDHKJMO�¯GPMMT�?�<ODQ@�@G@B<O@�C¯���QJD? QD@R�D?�J<?�£��I<ODQ@�?�<?�@G@B<O@�Ó�N@GA���I<ODQ@�?�QD@R�JIOMJGG@MJM�M@N@IO<ODJI�Ó�N@GA���¡I<ODQ@�?�A@O>C�?¢�¤

AJM�DIO�DSÓ»��DSÔ<?�<ODQ@�<NN@O�DNO�>JPIO��ÏÏDS �£��DA��¡<NN@O�I<H@�DN�LP<G�J�OMDIB�°¯C@<?GDI@¯¢ �£�����N@GA�NOM@<H�DOG@�<=@G�O@SO�Ó�<NN@O�Q<GP@������¤������<MN@�M@NO�JA�<?�<NN@ON�¤

���QJD? N@OPK�DOCGPMMT�<ODQ@�?��GPMMT�?�<ODQ@¥ �<?�<ODQ@�<O�JNDODJI�����IO@B@M KJNDODJI��£����¡N@GA�<?�M@HJQ@�M<>FDIB�D@R¢����N@GA�<?�Ó�<?�<ODQ@����N@GA�<?�OM<>FDIB�D@R�Ó�N@GA�¤

@2F;H6�25E�;@F68D2F;A@�

�KMV^^�ERMaPV�W]�2__b

IWcV�KMV^^�ERMaPV�W]�2__b�h^da�dbRab�PM]�bRMaPV�URc�Mdc^�bdUURbcW^]b�M]Q�Oa^fbR�fWcV^dc�ZRMeW]U�h^da�M__�

F^dPVBMZ�7ZRgh�=RhO^MaQb�dbW]U�KMV^^�ERMaPV�

ERMaPV�6]VM]PRb�4^]cR]c��KMV^^�@Rfb�5WURbc

K^d�PM]�ReR]�\MYR�\^]Rh�fWcV�\^OWZR�bRMaPV�MQb

@RRQ�QWaRPc�2B;�MPPRbb�GbR�KMV^^�ERMaPV�2B;�M]Q�bRMaPV�fRO�]Rfb�M]Q�W\MURb

GHYHORSHU�\DKRR�FRP�VHDUFK7D66�2B;�YRh�Mc�OWcZhΧO^bbYRh

�Fd\OZa�2B;�

Fd\OZa�2B;�R]MOZRb�h^d�c^�PaRMcR�d]W`dR�_^bcb�M]Q�bRMaPV�W]cRaRbcW]U�P^]cR]c�Sa^\�cVR�]Rcf^aY

M_Wcd\OZaP^\

KWWS���DSL�WXPEOU�FRP�Y��WDJJHG"WDJ JLIDSLBNH\ �!

>^PZ�Fd\OZa�\RRcb�7^dab`dMaR�

Vcc_ΧΧOWcZhΧcd\OZa`dWPYbcMac

A]R�\^aR�cVW]U

8Rc�QRR_�W]bWUVcb�W]c^�h^da�M__�dbMUR�fWcV�7Zdaah�2]MZhcWPb

ºDHKJMO�¯GPMMT�C¯������� <KKGD><ODJI�����KKGD><ODJI�¥ <KKGD><ODJI�?D?DIDNC�<PI>CDIB�DOC�KODJIN�����D>ODJI<MT�¥ G<PI>C�KODJIN�£���¡GPMMT�NO<MO�@NNDJI�°¯����­���­���¯¢�¤

Vcc_ΧΧQReRZ^_RahMV^^P^\ΧM]MZhcWPb

<RX�FDQ�GR�PXFK�PRUH�ZLWK�KMV^^�?^OWZR�5ReRZ^_Ra�EdWcR

QReRZ^_RahMV^^P^\

3UHVHQWLQJ�\RXU�KDFN

5A�@AF�E:AI�GE�E>;56E�23AGF�KAGD�:24=

B^fRa_^W]c��7MWZ

;]bcRMQ�bV^f�db�fVMc�h^d�VMeR�Q^]R

FRPV]WPMZ�UZWcPVRb�VM__R]

:MeR�M�BZM]3�EPaRR]PMbc�@^�W]cRa]Rc

2@5�A@46�KAG�2D6�5A@6

FMYR�h^da�VMPY�ZWeREV^f�^cVRa�VMPYRab�fVMc�h^d�VMeR�Q^]REcMh�W]�c^dPV�fWcV�hQ]�7Zdaah?^OWZR

:6D6�FA�:6>B�4:62F�E:66FE

OWcZhΧhMV^^PVRMcbVRRcb

:6D6�FA�:6>B�K2:AAE

CG6EF;A@E�Χ�4A??6@FE�FI66F�GE

�\PGFQ\F

:24=�D6EAGD46E

KWWSV���GHYHORSHU�\DKRR�FRPVcc_bΧΧUWcVdOP^\ΧSZdaahVcc_bΧΧUWbcUWcVdOP^\ΧhQ]Vcc_ΧΧhMV^^QReRZ^_Rabcd\OZaP^\ΧVcc_bΧΧM_Wcd\OZaP^\Vcc_ΧΧOWcZhΧcd\OZa`dWPYbcMacKWWS���ELW�O\�\DKRR�FKHDWVKHHWV

Vcc_ΧΧcfWccRaP^\ΧbMdaMOVbMV]W

Vcc_ΧΧUWcVdOP^\ΧbMdaMOVbMV]W

Vcc_ΧΧbZWQRbVMaR]RcΧbMdaMOVbMV]W

Vcc_ΧΧfffbMdaMOVbMV]WP^\�

F:2@=E