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See things in HDTM

HD Vest for financial advisors

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You’ve built a practice from the ground up. Seeing all your hard work come to fruition is what you care about most. Partnering with the right firm can be pivotal to optimizing your wealth management practice to its fullest potential. At HD Vest Financial Services®, our client-centric focus is built around helping you attain this important goal, and our model proves it.

Building your own brand

Technology

Technology is one factor that differentiates you from the competition. And it’s also one that differentiates us as a

firm. One of the best ways to ensure efficiency and accuracy in your business is to empower you to manage your

entire practice with the click of a mouse. That’s why ensuring you have cutting-edge tools is just one of our

commitments to you. Take a look at some of the ways we can enhance your business:

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Vest360TM

Full-service hub for managing client assets

• Offers a three-tier, real-time view of your entire book of business from one location

• Generates client lists, performance reports and documentation with a mouse click

• Adds new clients automatically and prompts you to update existing client information or resolve errors

VestVision®

Best-in-class investment and retirement planning tool

• Helps you easily identify client priorities and develop investment plans

• Offers flexibility to make updates as the market or client’s lifestyle changes

• Provides status updates based on personal benchmarks

1040 Analyst®

Automated tool to help tax professionals capture financial services opportunities

• Integrates your clients’ tax data from the four most popular tax software programs

• Provides a professionally-branded, customized report of your clients’ investment planning opportunities

• Uploads tax data and generates reports for one or all clients at once

Trade Management ToolModeling, rebalancing andmutual fund trading tool

• Streamlines building the model or rebalancing account in one simple step

• Provides sample models to use as a starting point

• Sends notifications when an account is out of sync

• Sets up auto rebalancing

• Submit mutual fund trades directly to the tools

• Save time when it comes to rebalancing accounts

VestWizardTM

Brokerage account tool

• Supports the ability to establish accounts 24 hours a day, seven days a week

• Administers intuitive navigation that results in ease of brokerage and advisory account opening and maintenance

• Allows access to print account documents before final submission

• Provides immediate access to embedded training tools

HDVLink®

Comprehensive portal to support Advisor productivity

• Allows you to manage all your financial services tasks through a single, secure portal

• Provides access to training modules for practice and professional development

• Delivers updates on industry news, compliance policies and corporate events

• Displays important information and action items sorted by priority

• Offers practice management, security, sales and marketing tips and materials

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When it comes to products, we offer more than just cutting-edge dual-discretion fee-based solutions. You will have access to a vast product line comprised of more than 13,000 mutual funds, 1,800 annuity products, 730 separately managed accounts, 1031 Exchange Strategies, and additional alternatives. We believe in providing a diversified, holistic approach to investing, and we believe we have ample options to position clients to help address their goals.

Investment solutions

“HD Vest provides better support, training opportunities and all the bells and whistles you’d expect. You aren’t left on your own. HD Vest gave me an opportunity to learn how to sell and increase my product knowledge.”

LENNY MILLERHD VEST ADVISOR

It’s no secret fee-based solutions are a great way to build your business. Since 1988, we’ve been helping Advisors build their practice through this personalized service. In fact, we offer several asset management products. We recognize the positive impact that fee-based advisory business can bring to your practice and have built a model that provides you access to an exclusive advisory platform that sets you apart from the competition.

Fee-based platforms

VestAdvisor®

Advisor Managed

VestAdvisor Select®

HD Vest Advisory ServicesSM

• Flexibility to hold multiple investments in a single account – stocks, bonds, exchange-traded

funds (ETFs) and mutual funds

• Over 3,000 mutual funds and 1,200 ETFs available from major exchanges

• Ongoing portfolio monitoring and performance reporting

• Discretionary model that enables you to delegate investment management to the home office

• Automatic reallocation ensuring portfolio is invested according to objectives

• Prevention of over-concentration using a variety of asset classes and mutual funds

• Revolutionary dual-discretion platform

Fee-based accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. . Please carefully review the H.D. Vest Advisory ServicesSM Advisory Program Services Disclosure Document for a full description of our services. Additional licensing requirements are required to o�er insurance products. Please consult with HD Vest to discuss your speci�c situation.

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Commission-based

AnnuitiesProviding Tax-Deferred Growth

Life InsuranceProtecting Against the Unknown

Long-term CarePlanning for Future Needs

Disability InsurancePreparing for the Unexpected

• Fixed-rate deferred and immediate

• Variable deferred and immediate

• Index annuities – nearly 10 different carriers

• Term, whole, universal, and variable universal life

• Second-to-die fixed and variable universal life

• Single premium variable universal life

• Comprehensive policies

• Nursing home policies

• Home and community-care policies

• Shared-benefit policies

• Personal income protection

• Disability overhead

• Disability buyout

From conservative income to aggressive growth, we continually evaluate traditional and non-traditional investment solutions to ensure you have a product shelf full of appropriate options for you and your clients.

A product toprotect you

HD Vest offers one of the most competitive errors and omissions (E&O) insurance packages in the industry through Continental Casualty Company – a CNA company. Rated A (Excellent) by A.M. Best, CNA is one of the leading providers of E&O insurance to Registered Representatives.

Traditional Brokerage

• Fully open architecture

• Full access to all US exchanges

• Mutual Funds, Unit Investment Trusts,

and Exchange Traded Funds

• Fixed income trading through Advisor

Asset Management

Additional licensing requirements are required to o�er advisory products. Please consult with HD Vest to discuss your speci�c situation.

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“I know I have a Wealth Management Support Consultant to quarterback me throughout the process. Plus, I can make one call and actually talk to someone who will steer me in the right direction. This support has helped build my confidence.”

GREG VITALEHD VEST ADVISOR

Who is my Wealth Management Support Consultant?

Your dedicated Wealth Management Consultant is your experienced guide who will assist you in getting up to speed with all that you need to know in order to holistically serve your clients and grow your business. As your business partner and coach, your consultant will support you with answers to questions pertaining to client situations, portfolio reviews, product support, investment recommendations, insurance analysis, retirement reviews, business-planning issues, legacy concerns, and financial planning needs.

Support model

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Retirement planning

• Offers support concerning technical retirement issues

• Helps grow your client base with retirement solutions

• Delivers training on retirement plans

Estate planning

• Identifies your clients’ five basic estate planning needs

• Supports setting up trusts

• Offers profiling tools for client assessments

Insurance

• Extends full underwriting support

• Delivers insurance illustrations within 24 hours

• Provides full case design assistance

Practice management

• VestSuccess coaching program

• Offers Kolbe CertifiedTM assessments

• Supports succession planning

Advisory services

• Open architecture, non-proprietary investment platform

• Multiple advisory programs including discretionary asset management

• Dedicated Advisory Specialists and Portfolio Management Team2

Annuity marketing

• Provides support for annuity case design

• Support finding the right annuity solution

• Offers guidance on retirement income planning process

2VestAdvisor Select® Advisory platform offers portfolio management services through HD Vest Advisory ServicesSM

Additional licensing requirements are required to offer advisory products. Please consult with HD Vest to discuss your specific situation.

Specialized support and services

Over 30 years of experience has taught us the best way to grow your practice is by learning from your peers, not fitting under the latest one-size-fits-all training programs. As a result, we have tailored our programs to foster an environment where seasoned Advisors help you hone your skills to ensure you obtain the success you originally sought out to achieve.

CONNECTTM Conference

The CONNECT Conference is more than a series of workshops. Each three-day convention, held across the country, features more than 120 courses and attracts as many as 1,200 Advisors nationwide. These courses are game changers in helping you increase efficiency, identify ways to increase revenue and more importantly, obtain professional growth! Workshops are designed to meet all Advisor needs regardless of experience and include subjects such as:

Support and events

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• Retirement planning• Sales techniques• Economic analysis

• Fee-based solutions• Business-building tools • Marketing platforms

• Estate-planning techniques • Social media

What makes the CONNECT Conference most unique is the significant networking opportunities to meet staff, other Advisors and investment sponsors and learn from nationally-recognized guest speakers. The connections made at the CONNECT Conference are invaluable as you are able to talk with Advisors and learn their best practices.

Advisors who have attended our CONNECT Conference, identify more opportunities to generate revenue. That’s why we send all new Advisors to their first conference for free!

We offer 100 different Chapter meetings across the U.S. – with nearly 20 years of best practices experience!

Advisors attending our signature Advisory and Insurance Summits gain a competitive advantage in offering these solutions.

We offer one of the most successful networking programs in the industry! We offer approximately 750 different training events each year!

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Top four proven training benefits

“HD Vest provides a great deal of support without interfering with my business. Everything is centralized (processes included), which makes doing business with HD Vest much easier and streamlined. At the end of the day, I feel like HD Vest is out to help me succeed versus using me to push a specific product set.”

KATHERINE SCHNEIDERHD VEST ADVISOR

Top five advantages of the strategic partnerships program:

1. You define the terms of your partnership, not HD Vest. HD Vest assists with the administration of the partnership.

2. A trusted source sends a stream of qualified referrals to you.

3. Dedicated support – you always have a Consultant to glean advice.

4. Partnering with a tax professional can provide you with valuable insight regarding potential tax advantages.

5. All accounting for the program is administered by the home office. You don’t have to track compensation.

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A Referral Growth Model

At HD Vest, we can proudly state that we offer the only truly successful referral growth model in the industry. While many have attempted to build referral models, we’ve been the only firm to actually get it right. The reason? Our open partnering culture between tax professionals and financial advisors. We invented an innovative model that partners tax professionals with you.

By partnering a tax professional with you, another HD Vest Advisor, they have someone they can trust – giving them every incentive to refer their clients. With expert tax knowledge a phone call away, your clients benefit, too. Depending on their involvement, your tax partner can work with you to provide a truly holistic planning approach that harvests both your tax and investment knowledge. It’s a win-win situation for everyone involved – especially the clients being served.

Strategic partnerships program

RecruitedPartnerships

SuccessionPartnerships

Business Continuation

Partnerships

TraditionalPartnerships

Advisory-FocusedPartnerships

A Referring HD Vest Advisor refers their tax clients to a Planning HD Vest Advisor for financial services

A Referring HD Vest Advisor refers their clients to a Planning Advisor for fee-based asset management

Retention • Asset Growth • Engagement • Practice Efficiency

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Five ways to partner within HD Vest

“The Strategic Partnerships Program has allowed me to provide a better service to my clients and capture assets that I probably would not have captured.”GARY JOHNSONHD VEST ADVISOR

A Planning HD Vest Advisor recruits a tax professional to become a Referring HD Vest Advisor and participate in a Traditional partnership

An HD Vest Advisor arranges with another HD Vest Advisor to transfer ownership of their practice over a DEFINED time period > 36, 48, or 60 months

Two HD Vest Advisors prearrange with one another to manage or transfer clients in the event of short, long-term, or permanent disability

Chapter meetings

Another great way to grow your practice is networking. That’s why we offer monthly half-day seminars in more than 100 cities across the country. Chapter meetings give you an easy way to connect with the HD Vest community and develop a support network for your career. Plus, you also learn valuable insight and can receive continuing professional education (CPE) credits. Each meeting provides training in current economic events, specific investment services, solutions, technical information, and marketing ideas, as well as a chance to hear about the latest corporate developments. Through the connections made and newly attained knowledge, Chapter meetings perfectly position you to grow your practice!

Professional development

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Benefits of attending chapter meetings

1. Connect with the HD Vest community, including other Advisors and assistants in your area, Educational Partners and the HD Vest leadership team.

2. Develop a support network for your investment-planning career where you can learn best practices and hear first hand what’s working for your peers.

3. Our Chapter Directors are dedicated to helping others succeed. Choose one in your area and get to know them as a resource.

4. Increase your knowledge of the business with timely modules that you can discuss with clients.

HD Vest offers robust marketing platforms to assist you in retaining your clients and growing your practice.

Practice management

WEBSITE AND SOCIAL MEDIA PLATFORM

Hearsay

Hearsay helps you nurture and maintain client relationships by providing you with a consolidated platform so you can maximize efficiency with your marketing efforts. They offer one portal to manage your website, social and email marketing activities – all in one place.

Hearsay makes it easy to create mobile-friendly, visually appealing websites. They give you four customizable templates to choose from, so you can modify your website to make it your own. And, as a bonus, you can send email campaigns through Hearsay's complimentary 1:1 email platform to drive clients directly to your new site.

Hearsay Social is cost-effective and efficient, providing:

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• Library of pre-approved business, industry and lifestyle content to publish to your site(s) with just one click

• Calendar tool that saves time with an auto- publishing schedule

• “Social Signals” tool that alerts when connections present buying signals like a new job, wedding, having a baby or buying a home

• Metrics to show how you are performing on social media compared to your peers,

• Home page “dashboard” with follow up reminders

• Vehicle to ensure you stay compliant in an ever-changing regulatory environment.

Advisor Transition Team

We understand when transitioning your practice to a new broker-dealer, you need a partner focused on your success. Having successfully helped thousands of Advisors make the move, we have developed a dedicated team and approach to help you along the way.

Our Advisor Transition Team will be focused on your “Day One” activities, account paperwork and introducing you to your new broker-dealer platform. They are supported by a team of skilled specialists across a variety of products, back-office processes and can provide general paperwork information.

Our goal is to ensure you have confidence and the knowledge to be able to focus on your clients and growing your practice with your HD Vest partnership.

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Transferring with ease

Is it time for a change? HD Vest is a different kind of broker-dealer. And we’ve worked hard to be just that. We’ve built a model focused on you, offering support, products, networking opportunities, training, and more. And that commitment doesn’t just end at our offerings; it carries over to our payout structure.

Unlike our competitors, your payout percentage won’t reset at the beginning of each calendar year. Instead, we use a 12 month Rolling Gross Dealer Concession (GDC) payout structure, with payouts up to 90%. Plus, at HD Vest you don’t have to worry about hidden fees cutting into your income. We don’t nickel and dime you. Instead, we diligently manage our fees to ensure you keep more money in your pocket. We have one of the lowest cost affiliations on an ongoing basis as compared to our competition. If a firm can’t provide you with exemplary services and technology without puncturing your income, what value are they really providing?

“I knew this move would be a positive one for me, but I didn’t understand just how e�cient HD Vest would be. Everyone I’ve talked to has been exceedingly helpful, honest and professional throughout this process. The thing that has set HD Vest apart from my previous firm is that when someone doesn’t know an answer they don’t guess; they go out of their way to find the correct answer. When I need a question answered I make one phone call and I get the correct answer even if we need to bring a specialist into the conversation.”

AARON ROESSLERHD VEST ADVISOR

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Partnerships evaluation of their licensing requirements to ensure compliance with firm policies and industry regulations.

2Think Advisor 2016 Broker-Dealer Reference Guide, which measured/ranked the top 25 independent broker-dealers by annual revenue.

VestVision is based upon the software, patents, copyrights and some of the trademarks owned, developed by or exclusively licensed to Wealthcare Capital Management LLC. (“Wealthcare”). All Wealthcare content within VestVision supports the use of Wealthcare’s method and system for financial advising, its method, system and computer program for auditing financial plans, the system and method for incorporating mortality risk in an investment planning model, and the related terminology specific to its patents are used under license from Wealthcare. (U.S. Patents numbers 6,947,904/7,562,040/7,650,303/7,865,138/7,991,675). HD Vest Advisors are responsible for developing individualized investment recommendations or financial and investment plans for their clients.

Investments in individual sectors may be more volatile than investments that diversify across many industry sectors and companies. Certain sectors of the market may expose an investor to more risk than others.� Investments are subject to market risks including the potential loss of principal invested.

The HD Vest affiliated companies exclusively provide financial products and services, and do not provide or supervise tax or accounting services.

HD Vest Financial Services® is the holding company for the group of companies providing financial services under the HD Vest name. Securities offered through HD Vest Investment ServicesSM, Member SIPC, Advisory services offered through HD Vest Advisory ServicesSM 6333 N. State Highway 161, Fourth Floor, Irving, TX 75038, (972) 870-6000

For over 30 years, HD Vest Financial Services has provided tax-smart investing and holistic financial services. Now, we continue to build that community made up of thousands of independent Financial Advisors nationwide.

We’re also ranked as one of the top 20 independent broker-dealer firms in America, (Think Advisor 2016 Broker-Dealer Reference Guide), so we know what it takes to make your practice really flourish.

About HD Vest

Connect with HD Vest today

DISCOVER THE DIFFERENCE

For more information about HD Vest, visit hdvest.com/join or call a Business Development Consultant at (800) 742-7950.