i

Bn dch khng chnh thc Ch dng tham kho

Sa i 1/10/2006

!"!"#$%& %

& '()*%+%,,-%.%/%

012345

6789:

0.;"!,;"";

!%! =>?@ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! !% +A2 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% !%B C8#D>E'$F DG%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%, !%H =G1I@ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%, !%! JI+C'KL+L:M%%%%%%%%%%%%%%%%%%%%%%% !%!! FI#1N%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% !%! KOI#?PF IP%%%%%%%%%%%%%%%%%%%%%%%%%%%B !%!, JAQ7'F4%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%B !%! RSDNIT#U)DVE' %%%%%%%%%B !%!B ='(W8('?X %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%" !%!" '8? %%%%%%%%%%%%%%%%%%%%%%%%H !%!H Y)C))Z')Q3%%%%%%%%%%%%%%%%%%%%%%%%%%H !% L7%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! !% 6'1['8\ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! !% K)C='(W8 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!,

!"#$% & %! ]9F4%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! %, YQ)'8^_ a`%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! % *b)#@^(a %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! % )%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! %< *'(WF4 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!< %H +c:Xd$P(e8f2^`ga %%%%%%%%%%%%%%%%%%%!B %! F8f2^J_0a%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!" %!! +hDG)F4^0+a%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!" %! $I#?P %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!" %!, #[?i4?42 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%!H %! RS25Y41FI#@%%%%%%%%%%%%%%%%!H %! Y41FI %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% % Y#@%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! % YQI#41FI#@%%%%%%%%%%%%%%%%%%%, % Y8#QOQI#?P%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%, %" +L:')I#?P%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% %H +44 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% %, :j4?i4?428f21C %%%%%%% %,! )8[ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% "'('

)'*+ ,%! kA2 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%< ,% 9F4Ae(l41FI^ .a%%%%%%%%%%%%%%%%%%< ,% 9F4U)8m(?X%%%%%%%%%%%%%%%%%%%%%%%%%%B,%< 9F4n#@4#4%%%%%%%%%%%%%%%%%%%" ,%B 9Ae(lo1bF4%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%",%H 9F4p8mPD4 %%%%%%%%%%%%%%H ,%! +L1NFe8C %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%, ,%! 9=m(1)CF4?Z:N %%%%%%%%%%%%%%%%%%, ,"'-./0'/1)-2345& %! +1)C$I#?P %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%, %< +?Q)'9%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%,< ,

4'657 899:;4?6@/A

4& !% J[#f':)N9A'F4%%%%%%%%!% RSDNF %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! % RSDN(' %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% 899*:B-

4 "%&C 8995:D=E-

4&F

!% =>?@ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%" % N89F4 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%" ,% q'rE' %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%" % LDX>F4%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%H B% q'rE'F4%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% !% )8[ %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! !!% +id1OE' %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%! !% +44 %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%

v

+. 9Ae(lo1bE'F4

g. 9F4U)8m(+?X

0`* ^ a

0*/ $N#m

0+ L)F4

J+. 9F4U)+#@4#4

J_0 F8f

=_. ))n8W$)C?m

6_ s3+@#E

/* 1Nc8?X*b

/( YC1O='(W8

0* 1NL*b

. 9F4Ae(l+41FI

+. 9F4Ae(l+41FI+#@

`g $P(e=f2

... 9F4p=mP*4

.&/(+#[)

_ ` YQ)'8

- JAN#

-* KD)'JAI#

!

G 9/

!%! =>?@ E'F DG 1 ?i?X@( E > E' )9QOI#?P8( F42)Db?FI I):m)Z8m#2:l Q) ' p ^0`*a@D>)ZNIQL)1Cp$N#$m^0*/a!)ZQ)N I QL ) 1C p )Z t u D) 1O :A >FlbN%

!% $N#?Xq'?X'N##1O7'

A' $F DG#D> ) N 9 A F 4 ) Db ?FI?X)$N#?X?n%1Iv'>E'A',F4?FI?X:l$P(e8f 2> ^`ga D)A'# :lI#?P?FIQO7'A' F43QL# :l $F DG ' $N# ?X q'% KL:A)):A'8')$N#?X'n:4 Qw ] ? $N# ?X q' ' ?r j?FI[pQ)'%

!%, ) QL Qs$F DG [ 7:')P88m [#I#?'DCE' s3LFQLF4##1[LF4Qt[1OiDbL 1O ?C 1O 8' (W8 ?C 1O 8 (A8L Q8)e'E'JAI# ^-a s3?'' Q Fe8C ?2 F Ff?C9 N A 3 e ' @ #E s

!+kA 2E' 0`* 0*/ 1'%)F DG [ 7

1 :') P8 0`* 0*/[7 1:')P8Q) vay 0`*, \FQ)@D>)ZNI QL)1C0*/C83c:X Db ^/(a% :') P8 $N# YX @*> $N#YX I $N#?XqN I$N#?X*b%T[7xFf'y:')P8Ff[8mQ)NIQL)1C0*/%)#C88$N#?Xtu)ZNIQL)1CQL8G 7?Xn]$N#?Xn@4?Xz%,)8m(FfI#A'h?n'r'Db]D)e')Zs3QbN%+'8)$F DG [7A':')P8e's3FAA\FA'#>){)[)'1C{RU8#>1>

3# @#E ^6_a %+A' E' (d D> 7 s 318?|IQoE'A') 1v b )C ?m F F 4 @(} } 1O} DX > Qt [} 8( L}DX>@}DX>8'(W8}A38L Ff i~ m} i ?X c :X bNDb?:s(o1bAq')1vb%

"'H

!% A ' X N8 c :X bNDb:l[A'\(XN89F4QOI#?P('?n1OI#?P%=ZDz1[1NE>>#D>)NA'F4#>m))E'pFf I# > A 2 @(' ? DG ?@(E' ]95

^'a (b2DX>F441FI')

^:a (b2E'@QN

^a (b2#C)'em?4A'F4no1b?FIC'M84#DX>D)I

^Da (b'8E')NQQ@(b# (dD>A' F4 )F lF ?'# 1AE'

^Ua (b2E'@8:CV)]9F4%

!% )M)2FfI# A 2 n ?FI 4L' (b C ' 7' L F 4 ?Eo 1b ) D' ( W ) ?n N 9F4Db' A4 1FIE'?i4?4 2@I#Db'A#@E'DX>(?FI4#%200000E'$F DG8L7#Fe##9F4Q'?FI 4# [ ] ) ?n7 #Fe ## 1 #zI#%q]#Fe ##9Db'A+41FI+#@^+.a1#Fe##?FIQXLD>4#200E'$F DG8LE>+.%A+.QL#1#Fe###zI#4?9F4)89FfI#][#2

RU8?)C,%!;,%51)CF4 ?Z:N%F4?FIA)=>q

,

000 8L #Fe ## 9 Q FfI#Q8#Fe##?n1#zI#e%

!%n?FI#D>)N9F4)8mDb?FI?X )$N#?X '%+I#?P> ?FII)Db?n#Fe##9#zI# 7 ? Q) E' $N# ?X ' #?FI A V )K )C='(W8 F ] :)?)C!%E'$F DG%

8.I '=9>4D=E

!%B% + DX > F 4 8 $F DG #D>#n@4F4@N%$F DGQL#D>)1)CDX>)?nQ@'C[ 4 E' )C ?m 8 F ^@ D> F L i 1W# ( i4 ) [ :)DF88n':XQ)(Q)'o8Dr>#pAQL]NDX>?FIQOI#?PDb'ANbN(#c8[4?2'n?)1Ff?FIa%

L N Q )Z 1I@ A E' L F4% F 4( QL ?FI A ? b N :4 QwLN)nDG?8G v'>F ?)ZN'E'A'F4? QQ)ZLNn?Z9)]QLbNLN8'1C1I@')4 ) A '% KL iS ? C E' @s E' @ ( n A F 4 \ (QL ?FI A ) 7 ] ?FI ADF ?5

^'a =G7')C?mF48'(W8)L])ZDX>^QL# 7 DX > F 4 A )$F DG"a5=mL?~?FIAq'A 4# ) L ] )Z DX >^QL#DX> F4A )$F DGa)8mDb8|E'L (:X) 1QL?EF?('?n 4# DX > F 4 1A ' ?7)L])ZDX>?n%FI 1C 8m L ?FI A 4#DX > F 4 ) N c :X )Z bN8mDb8|E'L('?n(:X)1QL?EF?4#7)L])ZDX>^QL # 7 DX > F 4A )$F DGa 1 Q)Z b # n1A'?DX > F 4 E' L ?~ 4# ) ] c :X )Z bN%

^:a =G7'LNF45KL

F4)^:')P8AF4#>E'9a':4Qw)E'F4?n?FIA?bN8mLNF 48 @ 4 L N ?n n 8G LNQE'F4%q@D>F4?FIAc:XQQt[)8mDbC2(QL?FIA)N??m1[# 8LFf)zDb?n A' F 4|I 8m Q ? F ) (L ( QL ?FI 8' )Z F 4 )Ff 8' 7 ( ?n% Fe b F[F4?FIA?c:XYQ)'8^_ a`)8mLN)(QL?FIAbNLN?FI?[#?n%

"RU8?)C!%BE'$F DG

^a ='N AE'A'5+F4^:')P8AF4#>E'9an'NQD)')Z'?] 8m A E' ?m \ :mA '^)ZAE'e'bNDb)Z E' :A de 1I E' Q) 'a b#)Z#1A'?:4Qw#2)E'5^aNc:X_ `E'I#?P^a]9F4)I#?P?n )Z ^a 8 ( I# ?P ?n n QL?FI')I#?PpQ8G:W P p 8 ' N ?~ ?FI U)?FI 4# [)( ] 9 bNI#?P%

J@C.4KBCB(K!%!% .b L :M 8 :C ) ]9A2F4)ZE'9?' C ' ? 188m L N F 4 > QL ?FI Q' 1I C ' f N ?~4#DX>F41A'?LN?'?FI?[#%Y?C?FI8>?@?nA'( 4# ) 4 F 4 M8 ) D'(Wz P(e8f24L8Q@''nA(8'1C)F41IC'%

'

!%!! YT?cC')#S#?eXp89'?FI)DX>F4)DbD)I%43?QN'8Db)h?FI Cl837?M8:)?8o1bE'F4?n ) I# ?P ?' ?Fe ? [#H% A5

^'a F4n:X1)C^a]1@D)1A'? 1[ ##)Z ?X @ 3'E'A'o48'NFe8C ' E' F 4 ?n ?QN j'8~MN 1)C p F [ QL o p' (bC'nN)NADX>F42})Z^a:MNE8m?XE'$m?P)'JA$I# ?FI ?F' ' U)+Feq00 E'$FeJAI#'E'A

H)#S#L pYJ)'?FI)DX>F4)DbD)I%

E'Ff?C9)Z8A3 m (l 7 E' @ #E ) 'E'A'n@4D4?Z:N(b'8'E'9nOv'?X)NbADbn ?PO N A 7 s 3 ) ) FfI#%+\ Ae(l ) (F Q)' 9 p NA3n?FI#S#QOI#?P)DbI:l%

^Da +L3:mF hn?FIA)I#?PF4)Z F )Z F A )8mn8E'L F49^ahQL1Fe}^aQL?FIA:l@e'9?~18N'F Qh^aNA9(QL'8G1I^iU8?)C!%Ha}

(e) Mt cng ty b Ngn hng tuyn b khng t cch hp l theo on ph (d) ca on 1.22 ca Hng dn ny hoc theo chnh sch Chng Tham nhng ca Nhm Ngn hng Th gii10 s b coi l khng t cch hp l c trao thu mt hp ng do Ngn hng ti tr trong sut khong thi gian m Ngn hng s quyt nh..

! Cho mc ch ca on ny, cc chnh sch Chng Tham ca

Nhm Ngn hng Th gii c lin quan c nu trong Hng dn v Phng chng v u tranh vi Gian ln v Tham nhng trong Cc D n Ti tr b i Vn vay IBRD Loans v Tn dng IDA v Vn Vin tr Khng hon li, v trong Hng dn Chng Tham nhng cho IFC, MIGA, v Cc Giao dch Bo lnh ca Ngn hng Th gii.

B

LM/00A

!%! )8m( FfI# F??c' ?m b N Db A ' n (b 4#[E' 8bN 9F4F Q$N#?X'n1A'?FIQOQ% ]?FI9 1QOI#?P F %) 7 Ff I# ?n E > 9:') P8 )( # U)$F DG (iSDN]8

A'(dD>%A'# bXE )Q QO I# ?P F F [ :4 Qw xQL#?y)E' 1A'? E > P(e )Z ? X ') I# ?P F F[?QLnv'M #'8Q)'? Db?n%I#?P?FIQOQN)p ):4QwQ))8A'bNU)I#?PF QOQ)'?FI91 IPh?FI#S#)QLQs C?FIA)$N#?Xq'%

J)@N4'

!%!, F4n1AQ 'DF ]31AD)')Z8m)[F4#>?:s()1vbA8LFe3E'8]oFfQo?#3A2Qt[E'P(e2E'9C)?FIn8A'1 e?F' ' #Fe ## # [ e )8m(FfI#)4#e%.b1AQF[n1DC^?m1[# :4QwLN > )a)Z )8m LN > %Aq'A8mF41AQDF DC8m1AD)']F41AQ#d'8m)(LA18?CDN1AD)'}4A E' 1A D)'( # QO I# ?P ( z' A X N8 b N ) :mLN%=mQD'(W?~?FIi?X$P(e8f2^`ga?FI#]:43(b1AQ)DF DC1AD)')ZF4#>7'LmD'(W(h?FI#S#Qn(b4# [E'A'%A'(QLA2 2 F 4 1A Q :4 Qw L 'n8L > )FnQQ@91AQ L)F ?Eo1b%

;4?6

!%!% iSDNNAA'F4 E'A'? b?8:) M ] 9?FIbN#zI# ?Q)E'

"

$F DG % + E > iS DN ?FI 8L )>1>!%!%!% )8m( Ff I# ?Z :N ? 1f8m?X:Mo:E'A'n 4# ) A ' D'( W!! )ZD'(D! L 8 ) 1 nQobNLN%qN4#D'(QLnv'1(bi[A'F4)D'(?n%A'ni)?:4QwF4 ) )Z :s ( A8 7 F 4 Q 88]8} A D'( W z(#]) ?#ADNF QA'#$P(e8f2%!%! (l@E'F4:mE'n?o8o#r?niU8iSLNE'F4Co#r?n (b4#[E'A'%

G 4QI 43

/R

!%!B (QL I) A)DX>F4F4QL?FI9)Z DX > F 4QL QOI# ?P #zI# 7?Q)?~?FI4)$N#?X' K )C='(W8!, ?~ ?FI #ADN% ) 7 Ff I# ?n (A:18'(W8('?XU)@(E'#2'#:s)DX>8'(W8(' ?X( :X E :j%) ' r n b N :N ## ? hQU)$N#?X'%'QI#?P?FI')2('Q?~[?FI(b{QL#?{p#@'Gn A:8'

!!*'(W18mD'(P8p,?

H

(W8('?XQ 1[MN{QL#?{?~?FI?F''Ae(lLQL?2?EQL @ i )Z(' 1N D) A ' 4#)Z?Q)?QNE'I#?P?~:X(d'?s8QLn(b#ADNE'%

4I @/@?6@

!%!" A'((dD>L7('?!Q?[# ? ) $P (e 8f 2^`gao:I#?P5

{,#-&,?~[?FI.#/0 8m Q)' p ^ a8mQ)Fe?Fe-.*?),#-1$Db?XDz8m#2 Q) ' ? ' ) #@ I# 1N U) $I# ?P % + Q)' ) E' ( h?FIbNU)A2E',#-&,.#2/3##4/ (b#ADN E' ( # E A89#FeDN?Q)?QNE'$N#?Xq'%$N#?Xq'48T p Q) q q' ? ' )):4Qw)Zs3)'?[# Qc :4 Qw ) ) N'))Z[#Qc?nU)[:E' :X 48 :l 8m ?X E' $m ?P :) ' JA N#U)+Feq00E'$FeJAN#%KL:A))Cp,#-&,?FIFl:4QwC)p$N#?X q')Zn A2 T:43Q))pQ)'%{

S-.--T

4-)@U

!%!H LNF4:')P88m4#2'9)?)C))Z')Q3) A E'A' )Z F 4 ) F YQ) '8 ^_ a` ( # A 8> A @48L8>?@E'Fe]?)C)Q A9AQto(?FI ') Q f ' #Fe3 U) DV ? % + #@ ) Fe ]?)C)#?FI?FI?F')I#?PE'A'F4DbQ()LN%

!+2?FI?h#zI# ) FfI# 18mQ) @D>0*/)Z8mQ)NIQL)1C)Z8mtu%

!

?BN

!% $P(e8f 2 `g ? i4 Db 2 (?FI 1[# :M / )Z # )Z ''wU)1b'9E'A'%$I#?PQO F 4 W 2(?FI :ML7?FI9)$P(e8f2L7(1L7#'NI#?P7'A'F4?FI9%

!%!% ) N # ?FI ()C ) :M / # )Z ' ' F A)?)C!% E'$F DG$P(e8f 2^`ga n z U) 1b' 9 E' A ' ?FI()C ):ML7' E'F A'^)ZL7?FI(dD>A#C8)E'F A' )')DX Fe8Ca!%`gP(e8f 2?FI()C ):M'L7F4#?FI#S#m#?i4Db2E' 8] :M 8m ) ' L 7 % )FfI#F[I#?PQOQ F4?FI9(?FI:ML7E'P(eDb2?~?N])FfI#L7?n(1L7#'NI#?P7'A' F 4 W 2%I#?P?FIQOQ:M8mL7Q / #)Z ' ' I# ?P m #C8 iSDNF E'A'#4#)8m:DXE'I#?P('8mL7?FI(dD>8:ML7?n`g?~ ?FI()C )%F4QL ?FIA 2)Z\FQL?FI#S#QOQI#?P:M'L7%

4V4I W

!%% Chnh sch ca Ngn hng yu cu Bn Vay (bao gm c ngi th h ng vn vay Ngn hng Th gii), cng nh t vn v t vn ph ca h! trong cc hp ng do Ngn hng ti tr phi tun th nh"ng tiu chu#n o c cao nht trong qu trnh tuyn ch!n v thc hin nh"ng hp ng .16. Theo chnh sch ny, Ngn hng:

!#j'8~ L7?FI(dD>!

!!

(a) nh ngh%a nh"ng thut ng" di y cho mc ch ca iu khon ny: (i) hnh ng tham nhng17 l s cho

mi, cho, nhn hoc hoc g gm, trc tip hoc trc tip hoc gin tip, bt c mt th g c gi tr nh$m lm nh h ng mt cch sai tri ti hnh ng ca mt bn khc;

(ii) hnh ng gian ln18 l bt c vic lm hay vic b& st no, bao gm trnh by sai s tht, m mt cch ch hoc bt chp hu qu lm lc hng, hoc mu toan lm lc hng, mt bn t c li ch ti chnh hoc li ch khc hoc trnh mt ngh%a v;

(iii) hnh ng cu kt thng ng 19 l mt s s'p t gi"a hai hoc nhiu h(n hai bn vi t c mt mc ch khng chnh ng, bao gm vic gy nh h ng mt cch sai tri ti hnh ng ca mt bn khc;

(iv) hnh ng p buc 20 l vic lm h hi hoc gy thit hi, hoc e d!a lm h hi hoc e d!a gy thit hi, trc tip hoc gin tip, mt bn no hoc ti sn ca h! gy nh h ng mt cch sai tri ti hnh ng bn ;

(v) hnh ng cn tr l (aa) c tnh ph hoi, lm sai lch, thay

i hoc che y ti liu chng c ang c iu tra hoc a ra cc li khai gi mo cho cc nhn vin

!BCho mc ch ca Hng dn ny, mt bn khc tham chiu

n mt nhn vin cng v c nhim v lin quan n qu trnh tuyn ch!n hoc thc hin hp ng. Trong phm vi ny, nhn vin cng v bao gm nhn vin Ngn hng Th gii v nhn vin ca cc t chc khc ra quyt nh hoc xem xt cc quyt nh lin quan n vic tuyn ch!n.

18 Cho mc ch ca Hng dn ny, bn tham chiu n mt nhn vin cng v; thut ng" li ch v ngh%a v lin quan n qu trnh tuyn ch!n hoc thc hin hp ng; v thut ng" vic lm hay vic b& st l c nh gy nh h ng qu trnh tuyn ch!n hoc thc hin hp ng.

19 Cho mc ch ca Hng dn ny, cc bn tham chiu n nh"ng ngi tham gia vo qu trnh tuyn ch!n (bao gm cc nhn vin cng v) toan tnh thit lp gi hp ng mc gi to khng c tnh cnh tranh.

20 Cho mc ch ca Hng dn ny, bn tham chiu n mt ngi tham gia vo qu trnh tuyn ch!n hoc thc hin hp ng.

!

iu tra ct gy tr ngi vic iu tra ca Ngn hng i vi nh"ng nghi vn v mt hnh ng tham nhng, gian ln, p buc hay cu kt thng ng; v/hoc h)m do, quy ri, hoc e d!a mt bn no ng)n cn bn tit l thng tin v nh"ng vn lin quan n vic iu tra hoc thng tin t* vic theo ui thc hin iu tra ; hoc

(bb) cc hnh ng vi dng ct cn tr vic thc hin cc quyn kim ton v iu tra ca Ngn hng quy nh trong on 1.22(e) di y.

(b) s bc b& mt xut trao hp ng nu Ngn hng xc nh r$ng t vn c ngh trao thu , trc tip hoc thng qua mt i l, thc hin cc hnh ng tham nhng, gian ln, cu kt thng ng, p buc, hoc cn tr trong khi cnh tranh ginh hp ng ;

(c) s hy b& phn vn trong khon vay phn b cho mt hp ng nu Ngn hng xc nh ti bt c thi im no r$ng i din ca Bn Vay hoc ca mt ngi th h ng ca khon vay, dnh lu n cc hnh ng tham nhng, gian ln, cu kt thng ng hoc p buc trong qu trnh tuyn ch!n hoc thc hin hp ng , m Bn Vay khng c hnh ng kp thi, ph hp v th&a ng i vi Ngn hng x l cc hnh ng nh vy khi chng xy ra;

(d) s tr*ng pht mt t vn, bao gm c vic tuyn b khng t cch hp l, hoc v thi hn hoc trong mt khong thi gian c tuyn b, c trao thu mt hp ng do Ngn hng Th gii nu ti bt c thi im no Ngn hng xc nh r$ng t vn , trc tip hoc thng qua mt i l, thc hin thc hin cc hnh ng tham nhng, gian ln, cu kt thng ng, p buc, hoc cn tr trong khi cnh tranh, hoc trong khi thc hin mt hp ng do Ngn hng ti tr; v

(e) s c quyn yu cu a vo trong cc hp ng ti tr b i mt khon vay ca Ngn hng, mt iu khon yu cu t vn cho php Ngn hng thanh tra cc ti khon, h s( chng t* v cc ti liu khc lin quan n vic np xut

!,

v thc hin hp ng v c quyn a cc kim ton vin do Ngn hng ch nh kim ton cc ti khon v h s( ti liu .

!%, q (b?PO>E'A'n?F')P(e8f2)I#?P1 D)I8mA21F4#:')P8)?i4Db 28m'8Q( E )]CCbNI#?P1['1['8\^P81maE'F A' F A ) P (e 8f 2% (4#[N?F')A2?nQF A'?X ?QN74??FI(W#i##'8Q1? %

L@-.G 4QI

!%% J8m#2E'Lc:X)Db

A'#c:X F Q Fe)'4#)?#ADN8mK)C='(W8,8n4#[?FI)?nA'5^'aI#?P)DX>F42?bN'?)C:' ?2 E' Db )@ 4 1 !" } ^:a #Fe##9F4?X^aE>iSDN1A'E'%A'#[#[K)C='(W8o8)ZU)2)(f'E'Db%A'# bNK)C='(W8U)8?~#ADN%

q@D>8m'8QF[n?FIF('5{+TL'8QM)]C'^TL?FI')2)QbNaI#?PATL(E7? 1[ ' 1[ '8\N )F E'KF71[?~?FIKA')P(e8f2)I#?P%,*b:')P8N8'(W8)L])ZDX>QL# F4K)C='(W8\#:')P8#Fe##8'(W8) L ]DX >QL# F 4 U)$F DG5 !67 8 %&'( )*%(+%(L:K)C='(W8:'?2)LT('QQ)'n1A'?~?FI#ADN}[# [ :s ( ( ?FI L :(' Q #A DNT%RU8>1>!

!

!"#$%&'()*+

!

X

%! +.#D>8m]C'7' L ?~ ) D' ( W n iS ? 41FI E' ? i4 ) 2 #@ E' DX >)Q1b'9LT2%+#@F18m ? 9(?FI(dD>8m((%u 9 Fe ? 7' 4 1FI #@(?FIi?X)pFfI#wU)@4E'LN%

% ] 9( :') P8 :F ('5

^'a c:XYQ)'8^_ a`}

^:a c:XDb)#@(}

^a )}

^Da c:XD'(WF4}

^Ua c:X#$P(e8f2^`ga$P(e8f 22:')P85F8f 2^J_0a} L ) F 4} _ ` Db)I#?P}

^a #[?i4Db2}

^a ??i4Qt[5iU8iS41FI}

^a 8l2LQ'?i4@

^a ??i4@}

^a ?sI#41FI#@}

^a ?8 # ') I# ?P ) 2 F4T2%

S1)-24I @ YZ%

%, Aq'( X N8 c :X _ `)LN%_ `(D)^a)Z8mLnA8L)1vbE'LNA2()C)%C8LNE'DX>8L)_ `# Fe3 ((n%_ `#i?XV8>A8>?@#C88LE'LN4#Le(l^Q8mD'(A31A'Nn(1N e:a ? C)? QN ) F 4 c :X ?i4?42%')Q3)Z?)C)18m8>A]n#?FI?'>z (1FIA(?FI?)C)%? F

!

4nF @P1b2%_ `#1NQADX>Q)(2?bNLN(#c8?2'8)8^@D>F1:))(1N:?P1NQ)(a%A_ `QLA 1)C? C)?QN ) 2 F 4 n ? i4 #Fe## 1[ #Fe 3 : @ (b A E'8]%+2?FIQQ@:]1[n#OQ)_ `)?i4?42E'8]%N8Fe3E'A'F42#?FIi?XV)_ %`

[\-' 6'%

% qNc:X8mDb )#@?FI @)Qt1F14'9?i?XP ( b 2 ( ?FI D '%*b)#@#Db')?E'A'P 1b 2 ? b L N5 f ''8')LNE'A'|I8Z[2[4?2)^@D>iUm:X@N8a%+#@(?FI#U)' Q)8> 1 5 ^'a #@ )Z L ^z U)1)CI#?Pa^:aQ)n?FI:P)?FI#U)A8U)#@mN)CN%+#@)f'E'A'(?FIF @Ae(lb? A')F A')F %

!2'-

% Y 4 Db A ' ?FI A2c:Xm#)8mDb)L:)='(W8+%((W#i#??oL:)A4#c8KD)'E'JAN#b^-*)1UaA'D='QU E' +s ^*UU1)#8U6'U'( D='QUa% Y n ?FI (b : j '8 A '( ?F' )L :)8'(W8 8mD'(LNF4DbQ

!?@1[#D'(WXE'8mL1XE''8C?nL?~?oQO)Z 1[#%n?PO)A'o)Z8(1FIL)D'(W} A 8m Q ?~ n O Q{QL#?{)8mD'(W]A'QL?FI?A8'i)?AE'L)D'(WQL?FI4#[%+L ?~: j' 8\F:4QwL)A28m>(?FI4#:D'(Wz%

%B *'(Wn:')P8)2F4)F ^L?oQO)Z1[#) F a L N n X 4# e ^a832i?X)Q)C8'(W8?FI4#[Bn8m(1FI?E2no 1b? 1[# D'( W #@C ' Q N n 2 F ) )

B+832:M?L1'#?FIi?X))FfI#iS?@483?m#3C#E'D>83?m#3C#E' L N F 4% =3 2 ^)Z 83 2a ) :4 3FfI#)QL?FIFIs(i?X)))Y='(W8'^+/ a`)'Aq'% +832?L1')8|''(?FI?oAU:(UE'%

!B

C'V1QL?C?FI)Z2F4F )QL'8%7832F[(?FI(dD> )')DX)'E' | I :M + # [ ) ^.&/#(a" ^)?n E'+@#E)Z I?FI [#I# 1Ca F8m83 284#e83?nD'(W(hP8LF4)F ?FI9U)E>?FI4#[%ALF ):j(b'8]9#?FIiU8iS%

%"% *' ( W 4 1 :') P8 LF4z1)Cno1b8>AQD)' Fe b%*)?nD'(W L Ff2:')P8LnQN8Feb)Zs3#1I[^6_(Ff?C9e'E'JA$N#%%%%%%a)C?m )z 1v b A 8L% (d D> D' (W|I#N 92U)#Fe## 9 A e (l 4 1FI ^.a )Z 9 A e(lo 1b E'F 4 ^+.a ) LNjaH%*'(WQL?FI:')P8F4%

"](R8'D0I ^H Z_8%

%H% $P(e8f2(:')P8^'a8mF8f2 ^:aL )F4 ^aYQ) '8^DaDb)I#?P%Aq'#(dD>$P(e8f 2+c @ I# E' 8m('?s?FI4#[2 ?7?QN?Z z AE'Db%4Qw8m '?s)F[h?FI?F')L':D71NE'P(e8f2%Aq'#1NQA4P(e:')P8)P(e8f2%Aq'n(dD>8mN?Nd?##P(e8f2 ?QNj'8~ @@I#E'NF[%P(e8f2?FI##'?Ff?NdN?Nd#?FI?8:)?89(d'?sP(e8f 2QL?FIC N [#)`gE'LF4)D'('W%

".&/#(18m#[E'e'#?|IFe]D)'18E?C)88L1 e8mDb?m1[#%=m?]n:')P8):m)Z#21 8m%H =3 2 YL1' i ?X {j{ # ?FI ?X ) 8|Ff9#> iS?: 4?m#3 C# E' LNFQL?FIFI-.

%

!"

I ^H JY%

%! F8f2(AVDb?XE'A'NQO8mI#?P)N4#DX>F4PQf?X'h)Nm#?i4?42%

" `=E- "%

%!! 0+(3'?b89 L 2 nT#A'F4c:X?i4 @3#8'1C?m8:C')4n)E > 9 :M 4# L ]iS2:MAVA@iS2u9Fe3E'T?841FI#?C%0+():DbQ83?m?2)E'A'E2)LN^N:Mf'E'A'a)Zs(FQL#A'L%A2F4?FIbD)c:XF @AE'8]f'E'A')NbNLN#@Fe3 )?i4E'8]% 0+(hVfCN 1b E'?i4 ?4 2 f ' 2#?E)N??i4Db 2?X')2iSDNE')?8#I#?P%*'8> L 2?FI?F')0+nA)>1>%

D/0

%! 20qE'$F DG)1[(e1FI1)CI#?PLD>4%A'#(dD>=GI#?P+c @I#E' 7'?sl838n4#[?FI2?4?E'Db'>%%7'?sF[#?FI?F')L'D71NE'I#?P)Z L'YQNYZ:NE'I#?P QL ?FI b N L' ' ?s p7E'#2+?QN+E'$I#?PM8) =G I# ?P +c E' % 78GI#?PDz?FI)#21 DX>F 4% ) Ff I# 7 8G I# ?P QL @ I# ^@D> FI# ?P )Q8?XF QDX>8'(W8?)C)(A)Ff?C9)C?m))NF))Zj'[Qv'aA'#(dD>8GI#?PQ?FI4#[%

!H

@V/1a/H

%!, A'() 2 F4?E f'?c:X?i4Db 2E'8]%f')#S# # w m ) L N F LFf1QL@e2)ZQLe,^@D>F)7LN?rj#1[#8m#Fe##1[#3C#c:X8m)Cs?'a%)Q)f' L n A 2 18 V L 4# )$P(e8f 2%A'(n 1f18V:Mo:d)4L ?~) D' ( W ^7 L n O ?X m#2a%2A'('CfCm#2%Yi4Qt[@#?FIm#z1T%.'QCm#2QL(d'?s))?i4Qt[)Z@?FI4#[%M8?8:)@bE']?i4Qt[ ? i4 @ # ?FI m# ) #):]ADQ@%.'QCm#2#):]Qt[#?FI8l'1[#3:l8m:' :') P8 A 3 14 p :m #[ 1A'^Qt[ @## 1O @I#a%Yi4 @ # ?FI 7 A A8 #) ?FI d )8m L Q8 ) L n @)Z8me'?m 1[#)?Q?FI8lLQ'%4Qw?i4)[?FI('QCm#2(QL?FI8l#d1C%A'n(dD>N?Nd)#S#F4m#??4 2'#Fe N?N d ?QN 1 )8~ (b @ I# E' N:')P8QLQ73QN?n?FI:)?8'D]@:)8[ibE'?i4?42?FIm#(dD>N7QO?Nd)ZNFe?Fe?:mF4 ?i4?42E'8]h)#S#??42?FI8lQn(buN8:M?N d?P fE' F4A'%)FfI#F4##>?FI#S#1b' 9 m# ? ?4 2 E'8] A :3%

;

S''

%! A'(?p?i4Qt[^(dD>8m:'iS2:')P8,)ZAeA')1vb1A'aniS?8m(A@5^'aQN8E'F41A'?LN^:a41FIE'#Fe##?i4^ao1b ]?mE'A'EDbQ ^Da')Q3?FIA2)_ `^Ua83?m'8'E'A')F )( A ' E ) b N L N%=|A@(?FI)?8U)'?8p?!

%.'?n?8(?FI?sU)u9??8z%+u9('?18' @F DG%+( h 1N b ?FI(dD># #zI# LN > # M8)#C8ADF ?pQ?FI(b#ADNE'%+u9DbQ#?FIAV)$P(e8f2%KN8>E'F45

p?!?8

Fe##5

p??8

+A'E5

p,?