help.. i can't retire
TRANSCRIPT
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Help… I Can’t Retire
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Are you one of the many people who are stuck with no retirement solution?
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Some people have done everything they thought
they had to, but somehow society let them down.
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Some people got tricked into thinking that
someone was looking out for them and their
financial future.
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Financial planners, mutual fund dealers, banks, etc are just
glorified sales people who are just selling you to invest your
money with them so they can get paid by making a commission.
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I have never liked the stock market!
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“To me the stock market is a big gambling casino where
there are many ways to gamble your money and many
ways to lose your money.”
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Yet somehow, the stock market is legal because the people you
are giving your money to are licensed.
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Don’t get me wrong, the investments advisors are
not intentionally trying to screw you. Most of them
have good intentions.
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Investment advisors are selling you something that
is very volatile and that you have no control over.
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Just the thought of something happening to
the company could have a negative effect on the stock price and your
investment along with it.
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And here’s the big problem… there’s nothing you can do about it except hope that
the stock rebounds or good news helps drives the stock
price up again.
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With a good Real Estate Investment, there are always a lot of things you can do to offset any bad situation.
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Real estate has outperformed every
other investment year after year.
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“The average house price in Canada has increased
approximately 11.7% per year for the last 15 years”
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Some people have a government or
company pension plan… but most people don’t.
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Companies have stopped providing corporate pension plans and are only
contribution to people’s RRSP program and letting
people manage their own retirement planning themselves.
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People don’t really know how to manage a stock
portfolio or a mutual fund investment.
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Most people have been relying on their
banks to manage their RRSP accounts.
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Most banks have been investing people’s RRSP accounts into the bank’s mutual fund accounts.
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The people handling your investment portfolio are very biased. They are motivated to place your hard earned money into their own mutual funds.
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The stock market is performing at an all time low and, therefore,
the mutual funds are also performing poorly, since a lot of mutual funds have been invested
in the stock market.
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“There is a big problem for a lot of people who have put
their life savings and trust into the hands of banks hoping to
have a retirement fund.”
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Some investment advisors are not very experienced and are only following the
direction they were given in their limited training.
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There is a big problem for most people trying
to retire.
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You can’t retire because if you just live off your nest egg. It will run out
pretty fast.
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Good investments are hard to come by.
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“How are you going to retire when there is no place left to
safely invest your money? And pretty soon you will be forced
to retire.”
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I know you have all heard that you don’t need as much money
when you retire because you don’t have as many expenses,
but this is ridiculous.
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“I don’t know about you, but I didn’t work
all my life to try and get by on $20,000 a year.”
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Many people are continuing to work way past their retirement
age earning their high salary because they haven’t figured
out any alternatives.
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“The retirement situation is bleak for a lot of people.
The system they have trusted and were relying
on is broke.”
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The retirement problem is a major problem for a
lot of Canadians.
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Check out my book for a Step by Step approach on how you can get started in Real
Estate Investing.
Real Estate Investing: The 7 Step Solution to Making Millions in Real Estate
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Jim Pellerin has been investing in real estate for over 25 years. He is the
author of Real Estate Investing: The 7 Step Solution to Making Millions in Real Estate
Check out his blog at jimpellerin.com