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Welcome to Your 2019 BENEFITS GUIDE HELPING YOU REACH YOUR WELL-BEING POTENTIAL. SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS. the details where to go the perks

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Page 1: HELPING YOU REACH YOUR WELL-BEING POTENTIAL. … · METLAW LEGAL PLAN IDENTITY THEFT INSURANCE EMPLOYEE ASSISTANCE PROGRAM (EAP) GROUP PET INSURANCE EMPLOYEE DISCOUNTS LEAVES OF ABSENCE

Welcome to Your 2019

BENEFITS GUIDE

HELPING YOU REACH YOUR WELL-BEING POTENTIAL.

SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS.

the details where to gothe perks

Page 2: HELPING YOU REACH YOUR WELL-BEING POTENTIAL. … · METLAW LEGAL PLAN IDENTITY THEFT INSURANCE EMPLOYEE ASSISTANCE PROGRAM (EAP) GROUP PET INSURANCE EMPLOYEE DISCOUNTS LEAVES OF ABSENCE

Sunrun wants you and your family to be happy, healthy and secure. That’s why we offer a benefits program that is designed to help you achieve your health, financial and work-life well-being potential. We are committed to providing you with tools and resources to help you maximize your benefits, including this Benefits Guide. Please review it carefully for highlights of our benefits and discuss your options with your family.

WELCOME

Contents WELCOME

3 Your Complete Sunrun

Benefits Program

4 Getting Started

HEALTH

5 Medical

7 Healthcare Resources

8 Dental

9 Vision

9 Tobacco Cessation

FINANCIAL

10 Sunrun 401(k) Plan

11 HSA

13 FSA & Commuter Benefit

14 Life and AD&D

14 Disability

WORK-LIFE

15 Voluntary Benefits

16 EAP & Pet Insurance

16 Employee Discounts

CONTENTS 2CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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BENEFITS SUPPORT

Have questions about our benefits? Reach out to the Benefits Advocate Center at (844) 632-2197 Monday–Friday, 7:00 a.m. to 5:30 p.m. PT or email [email protected].

For more information, log on to sunrun.gobenefits.net.

Your Sunrun benefits program provides a wide array of benefits to help you achieve your physical, financial and work-life well-being potential. In some cases, Sunrun pays the full cost of benefits, in other cases you pay the full cost and in still others Sunrun and you share the cost. Some benefits are paid for on a pre-tax basis, while others are paid for after tax.

Your Complete Sunrun Benefits Program

HealthMEDICAL• Cigna Preferred Provider Organization

(PPO) Plan

• Cigna Consumer Directed Health Plan

(CDHP) Option 1 with Health Savings

Account (HSA)

• Cigna Consumer Directed Health Plan

(CDHP) Option 2 with Health Savings

Account (HSA)

• Kaiser HMO Base Plan (CA Only)

• Kaiser HMO Buy-Up Plan (CA Only)

• Healthcare Resources

» Telehealth

» Tobacco Cessation

» LivingConnected Diabetes Program

DENTAL• Core Plan

• Buy-Up Plan

VISION

WELLNESS PROGRAM » Tobacco Cessation

FinancialSUNRUN 401(k) PLAN

HEALTH SAVINGS ACCOUNTS (HSAs)

FLEXIBLE SPENDING ACCOUNTS (FSAs)• Healthcare FSA

• Limited-Purpose Healthcare FSA

(for CDHP participants only)

• Dependent Care FSA

COMMUTER BENEFIT ACCOUNT

BASIC AND SUPPLEMENTAL LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D)

SHORT-TERM DISABILITY (STD)

LONG-TERM DISABILITY (LTD)

Work-LifeACCIDENT INSURANCE

CRITICAL ILLNESS INSURANCE

AUTO & HOME INSURANCE

METLAW LEGAL PLAN

IDENTITY THEFT INSURANCE

EMPLOYEE ASSISTANCE PROGRAM (EAP)

GROUP PET INSURANCE

EMPLOYEE DISCOUNTS

LEAVES OF ABSENCE

CONTENTS 3CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Eligibility• Full-time employees working 30 hours

or more per week are eligible for

medical coverage.

• Benefits are effective on the first of the

month following date of hire.

Our Benefits WebsiteSunrun.gobenefits.net is your go-to

resource for coverage information, carrier

contact information, including phone

numbers and links to member websites,

and important documents.

EnrollmentYou must enroll within 31 days from

your eligibility date (the first day of

the month following date of hire).

Elections you make when first becoming

eligible or during Open Enrollment will

remain in effect until our next Open

Enrollment period. In addition, if you

decline coverage for yourself and/or

your dependent(s) when first becoming

eligible, you must wait until the next

Open Enrollment period to enroll.

However, if you experience a qualified

life event (see “Qualified Life Events” on

the right of this page) during the year, you

may make changes to your elections at

that time.

HOW TO ENROLL

• Log into Workday at myapps.sunrun.com.

DEPENDENT ELIGIBILITY VERIFICATION

If you want to add/change dependents or

beneficiaries on any of your benefits, be

sure to gather the necessary information

to verify their relationship to you.

QUALIFIED LIFE EVENTS

If you experience a qualified life event during the year, such as marriage, divorce or the birth or adoption of a child, you may make changes to your elections at that time.

It is your responsibility to make changes to your benefit elections by logging in to sunrunbenefits.com within 30 days of the event. If you fail to do so, you will not be able to enroll or make changes until the next Open Enrollment period.

Getting Started

CONTENTS 4CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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HealthMedical Coverage: CignaWe’re proud to offer medical coverage that not only provides coverage for illness and injury, but also enables you and your family to focus on staying well.

Following is a high-level overview of the coverage available. For complete coverage details, please refer to the Summary Plan Description (SPD).

Plan FeatureCigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with HSA

In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-NetworkAnnual Deductible

�� Employee only $500 $1,000 $2,000 $4,000 $3,000 $4,000

�� Family $1,000 $2,000 $4,000 $8,000 $6,000 $8,000

Annual Out-of-Pocket Maximum

�� Employee only $3,000 $6,000 $3,500 $7,000 $5,000 $8,000

�� Family $6,000 $12,000 $7,000* $14,000* $10,000* $16,000*

Company Contribution to the Health Savings Account (HSA)

�� Employee only N/A $500 (prorated throughout the year) N/A

�� Family N/A $1,000 (prorated throughout the year) N/A

Services

�� Preventive CarePlan pays 100%, no deductible

Plan pays 60% after deductible

Plan pays 100%,no deductible

Plan pays 70% after deductible

Plan pays 100%, no deductible

Plan pays 60% after deductible

�� Primary Care Physician Office Visit

$25 copayPlan pays 60%

after deductiblePlan pays 90%

after deductiblePlan pays 70%

after deductiblePlan pays 80%

after deductiblePlan pays 60%

after deductible

�� Specialist Office Visit

$40 copayPlan pays 60%

after deductiblePlan pays 90%

after deductiblePlan pays 70%

after deductiblePlan pays 80%

after deductiblePlan pays 60%

after deductible

�� Emergency Room Visit (copay waived if admitted)

$150 copay and plan pays 100% after deductible Plan pays 90% after deductiblePlan pays 80%

after deductiblePlan pays 60%

after deductible

�� Inpatient Hospital Stay

$250 copay and plan pays 80% after

deductible

$500 copay and plan pays 60% after

deductible

Plan pays 90%after deductible

Plan pays 70% after deductible

Plan pays 80% after deductible

Plan pays 60% after deductible

Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)

�� Preventive Plan pays 100%, no deductible

Plan pays 100%, no deductible

Plan pays 100%, no deductible

Plan pays 100%, no deductible

Plan pays 100%, no deductible

Plan pays 100%, no deductible

�� Retail (up to a 30-day supply)

$15/$25/$40/30% witha maximum of $75

Plan pays 60% after deductible

After deductible, $15/$25/$40/20%

Plan pays 70% after deductible

Plan pays 80% after deductible

Plan pays 60% after deductible

�� Mail Order (up to a 90-day supply)

$30/$50/$80/30% with a maximum of $150

Not coveredAfter deductible,

$30/$50/$80/20%Not covered

Plan pays 80% after deductible

Not covered

Please note: Your pharmacy benefit services with Cigna will be provided by Express Scripts and administered by RxBenefits. RxBenefits can help you navigate through any issues related to purchasing prescription medication.

*This out-of-pocket maximum is embedded. With an embedded out-of-pocket maximum, the annual out-of-pocket maximum can be met on an individual basis. This means that once a family member meets his/her individual out-of-pocket maximum, the plan will begin to pay coinsurance for that family member. The individual embedded out-of-pocket maximum is $3,500 for the CDHP Option 1 and $6,850 for the CDHP Option 2.

CONTENTS 5CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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HealthMedical Coverage: Kaiser Permanente (California Only)Plan Feature

HMO Base Plan HMO Buy-Up Plan

In-Network Only In-Network OnlyAnnual Deductible

�� Employee only $750 $250

�� Family $1,500 $500

Annual Out-of-Pocket Maximum

�� Employee only $3,000 $3,000

�� Family $6,000 $6,000

Services

�� Preventive Care Plan pays 100% Plan pays 100%

�� Primary Care Physician Office Visit

$25 copay $10 copay

�� Specialist Office Visit $25 copay $10 copay

�� Emergency Room Visit Plan pays 80% after deductible Plan pays 90% after deductible

�� Inpatient Hospital Stay Plan pays 80% after deductible Plan pays 90% after deductible

Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)

�� Retail (up to a 30-day supply)$10/$30/$30/20% with a

maximum of $200$10/$30/$30/20% with a

maximum of $200

�� Mail Order (up to a 90-day supply)

$20/$60/$60/20% with a maximum of $200

$20/$60/$60/20% with a maximum of $200

For complete coverage details, please refer to the Summary Plan Description (SPD).

CONTENTS 6CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Maven MaternityIf you or your partner are starting

or growing a family, the confidential

Maven Maternity program is here to

help. When you enroll, you will have

access to:

• An on-demand digital clinic: Speak with more than 1,000

women’s and family health

providers—including OB-GYNs,

maternal mental health providers

and sleep coaches—by text or

video chat.

• 24/7 maternity concierge: Dedicated Care Coordinators can

help you navigate your insurance,

refer you to in-network providers,

coordinate care and access

discounts on child care, cord blood

vendors and more.

• Online community forum: Connect with other parents and

parents-to-be, take quizzes, review

checklists and more at www.mavenclinic.com.

TelehealthAll employees enrolled in a Sunrun

medical plan have access to

licensed, board-certified U.S.-based

doctors via phone, online or video

chat 24/7/365. Costs for these

“virtual visits” vary depending on

your medical plan.

LivingConnected Diabetes ProgramCigna members have access to

CCS Medical’s LivingConnected

diabetes program, which allows

you to manage your condition from

home and comes at no cost as part

of Sunrun’s medical plans. You have

access to:

• Easy-to-use cellular or Bluetooth

glucose meter with 24/7 live

monitoring

• Test strips, lancing devices, lancets

and other diabetes supplies

• Coaching from a registered nurse

when readings are in the critical

range

• Live, personalized health coaching

from Certified Diabetes Educators

• Online portal and smartphone app

Healthcare ResourcesFOR MORE INFORMATION:Maven Maternity

[email protected]• www.mavenclinic.com

Telehealth: MDLIVE (Cigna)

• (888) 726-3171• www.MDLIVEforCigna.com

Telehealth: Kaiser Permanente

• (800) 464-4000• www.kp.org

Tobacco Cessation

• (844) 729-5169• TDD: (800) 697-0353• www.guidanceresources.com

(Web ID: SUNRUN)

LivingConnected Diabetes Program

• (800) 334-8134• [email protected]• www.express-scripts.com

CONTENTS 7CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Dental Coverage: MetLife Regular dental checkups can do more than keep your smile attractive—they can also tell dentists a lot about your overall health, including whether or not you

may be at risk for chronic diseases. Following is a high-level overview of your dental coverage. For complete coverage details, please refer to the Summary Plan

Description (SPD).

Plan FeatureCore Plan Buy-Up Plan

In-Network Out-of-Network In-Network Out-of-Network

Annual Deductible (single/family)

$50/$150 $25/$75 $50/$150

Annual Maximum Benefit $1,750 $3,000 $2,250

Preventive Plan pays 100% Plan pays 100%

Basic Plan pays 90% after deductible Plan pays 80% after deductible* Plan pays 90% after deductible Plan pays 80% after deductible*

Major Plan pays 60% after deductible Plan pays 50% after deductible* Plan pays 70% after deductible Plan pays 50% after deductible*

Orthodontia Plan pays 50% Plan pays 50%

Orthodontia Lifetime Maximum $1,500 $1,500

*Please note that the out-of-pocket dental plan maximum for Texas employees is 90% for basic and 70% for major services.

Health

CONTENTS 8CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Tobacco CessationWhen you enroll in medical coverage, you will be asked to verify your tobacco use status. If you use tobacco, you will be charged a

$28 monthly tobacco surcharge. As an alternative, you may enroll in ComPsych’s GuidanceResources tobacco cessation program and

complete the program by December 31, 2019. Once you complete the five sessions, you will recoup the $28 monthly surcharges paid

to date and will begin paying the non-tobacco rates. Please note that the sessions are at least one week apart. As a reminder, tobacco

cessation drugs are covered at 100 percent under our Cigna medical plans.

HealthVision Coverage: VSPNot only can yearly eye exams protect your eyes, they can help detect signs of serious health conditions like diabetes, brain tumors,

high blood pressure and high cholesterol. Following is a high-level overview of your vision coverage. Please note that you may use

your frame allowance toward non-prescription sunglasses, and enhanced benefits for safety goggles are available for employees who

use them in their position at Sunrun. Please contact VSP for more information.

Plan Feature Frequency* In-Network Out-of-NetworkExamination Every 12 months $10 Up to $50

Basic Lenses (single/bifocal/trifocal) Every 12 months $30 copay $50–$100

Frames Every 24 months $150–$170 allowance plus 20% discount on amounts over

allowance

Up to $70

Contact Lenses (in lieu of glasses) Every 12 months $140 allowance; up to $60 copay for contact lens exam

Up to $105; contact lens exam not covered

LASIK Surgery N/A Savings of up to 15% off regular price at VSP contracted laser

centers, or an additional 5% off center’s

promotional price

Not covered

*Your benefits refresh on a calendar year basis.

FOR COMPLETE COVERAGE DETAILS, PLEASE REFER TO THE SUMMARY PLAN DESCRIPTION (SPD).

CONTENTS 9CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Sunrun 401(k) Plan: Empower Retirement To help you save for the retirement of your dreams, we

offer the Sunrun 401(k) Plan. The Sunrun 401(k) Plan helps

you save for retirement on a tax-deferred basis. To change

your contribution level or opt out of the Sunrun 401(k) Plan,

log into https://participant.empower-retirement.com.

Your contributions are made via convenient, pre-tax payroll

deductions, and your funds are tax-deferred until you withdraw

them in retirement. There are several important advantages to

the Sunrun 401(k) Plan:

• Company match: Sunrun will match your contributions at

100% on the first 1% of your contributions and 50% on any

contributions above 1% up to 6%.

• Rollover assistance: You may roll over funds from a pre-

existing 401(k) to the Sunrun 401(k) Plan. Contact Empower

Retirement to determine the proper rollover process.

• Deferred taxes: Contributions are made before you pay

income taxes. Taxes are deferred on your savings and any

earnings until you begin making withdrawals.

• Investment choices: A variety of investment options are

available, ranging from conservative to aggressive, so you

can choose the investments that best match your goals and

time frame.

• We also offer a Roth 401(k) option if you wish to make

after-tax contributions now and not pay taxes on your account

once you withdraw funds in retirement.

FinancialFor more information and helpful financial tools, visit www.empower-retirement.com/participant or call (800) 338-4015.

$6,000

$18,000

You can defer up to $18,000* in pre-tax contributions to the Sunrun 401(k) Plan per year.

If you are age 50 or over, you may make additional catch-up contributions of up to $6,000 per year.

*The limit may be subject to change. Go to www.irs.gov for the latest information.

CONTENTS 10CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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SUNRUN CONTRIBUTIONS

If you enroll in the CDHP Option 1, Sunrun will contribute $500 for employee-only coverage and $1,000 for family coverage annually. Note: Sunrun contribution amounts will be prorated per paycheck for all employees.

How the Consumer Directed Health Plans (CDHPs) WorkThe Cigna CDHP Option 1 and CDHP Option 2 offer comprehensive healthcare coverage at lower premiums and higher deductibles

than traditional healthcare plans. With lower premiums to pay for coverage, you choose how to spend your healthcare dollars. You can

either pay for eligible services by using funds in your HSA, or you can pay for them out of your own pocket. Note: You can only use HSA

funds as they are deposited in your account. You can always reimburse yourself later once you have accumulated funds in your account.

Financial

Health Savings Accounts (HSAs): HSA BankBoth CDHPs feature a health savings account (HSA) that

enables you to pay for current, qualified healthcare expenses

and save for future expenses on a tax-free basis. You have the

opportunity to set aside funds in your HSA before taxes through

convenient payroll deductions (see “How Your HSA Is Funded”).

How Your HSA Is FundedYOUR CONTRIBUTIONS

There are two ways to contribute money to your HSA:

• Pre-tax contributions through payroll deductions

• After-tax cash contributions that are deductible when you

file your taxes

COMPANY CONTRIBUTIONS

Sunrun contributes $500 for employee-only coverage and

$1,000 for family coverage annually to the HSA tied to the

CDHP Option 1. These contributions are prorated per paycheck.

Sunrun does not make annual contributions to the CDHP

Option 2.

TOTAL ANNUAL CONTRIBUTION LIMIT

It is important to note that your contributions, when combined

with any contributions from the company, may not exceed

the IRS annual maximum of $3,500 for individual coverage

and $7,000 for family coverage in 2019. Note: Individuals 55

and older may make additional “catch-up” contributions up to

$1,000 each year until they enroll in Medicare.

Qualified Healthcare ExpensesHSAs enable you to pay for the following qualified healthcare

expenses on a tax-free basis:

• Qualified medical, dental and vision expenses not covered by

the plans, as defined by the IRS in Publication 502, available

online at http://www.irs.gov/pub/irs-pdf/p502.pdf• COBRA premiums

• Qualified long-term care insurance and expenses

• Health insurance premiums when receiving unemployment

compensation

• Medicare and retiree health insurance premiums (excluding

Medicare Supplement and Medigap insurance premiums)

CONTENTS 11CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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HEALTH SAVINGS ACCOUNTS (HSAs) CONTINUED

Advantages of an HSA

Financial

TRIPLE-TAX ADVANTAGE• You contribute pre-tax funds through

payroll deductions, meaning the money

comes out of your paycheck before

federal income tax is calculated. This,

in turn, reduces the amount of taxable

income, so less tax is withheld from your

paycheck.

• Funds grow tax-free, and unused funds

roll over year to year.

• You can withdraw funds tax-free to pay

for qualified healthcare expenses now

and in the future—even in retirement.

CONTROL

You own and control the money in your

HSA. You decide how or if you want to

spend it. You can use it to pay for doctor’s

visits, prescriptions, braces, glasses—even

laser vision correction surgery.

INVESTMENT OPPORTUNITIES

Once you reach and maintain a minimum

cash balance threshold of $2,000, you

can make investments to help your money

grow tax-free.

SAVINGS POTENTIAL

There is no “use it or lose it” rule. Your

account grows over time as you continue

to roll over unused dollars from year to

year.

PORTABILITY

Your HSA is yours for life. The money is

yours to spend or save, regardless of

whether you change health plans,* retire or

leave the company.

*You must be enrolled in a qualified high-deductible health plan to contribute to an HSA.

FOR MORE INFORMATION, VISIT:

http://www.irs.gov/pub/irs-pdf/p969.pdf

CONTENTS 12CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Flexible Spending Program: Discovery BenefitsFlexible spending accounts (FSAs) allow you

to pay for eligible health and/or dependent

care expenses on a pre-tax basis, meaning

your FSA contributions are deducted from

your pay before your federal and Social

Security taxes are calculated. The result is

that your taxable income is reduced and

you get to keep a greater portion of your

paycheck.

Commuter Benefit Account: Discovery BenefitsYou can also use pre-tax dollars to pay for

parking and transit expenses and can enroll

in the program at any point during the year.

FinancialHealthcare FSAEligible Expenses Qualified medical, dental and vision expenses not

covered by insurance

Maximum Annual Contribution $2,700

Limited-Purpose Healthcare FSA (for CDHP participants)Eligible Expenses Qualified dental and vision expenses not covered by

insurance

Maximum Annual Contribution $2,700

Dependent Care FSAEligible Expenses Qualified dependent care, such as child or eldercare

Maximum Annual Contribution $5,000 (or $2,500 if married and filing separately)

Commuter Benefit AccountEligible Expenses Commuting expenses (e.g., bus, commuter train, van

pool, trolley, subway, ferry, parking, etc.)

Monthly Maximum Parking: $260Transit: $260

For a complete list of qualified healthcare expenses, visit http://www.irs.gov/pub/irs-pdf/p502.pdf. For a complete list of qualified dependent care expenses, visit

http://www.irs.gov/pub/irs-pdf/p503.pdf. For a complete list of parking and transit

expenses, visit www.discoverybenefits.com.

Note: The FSA limits may be subject to change. Go to www.irs.gov for the latest

information.

MORE ON FSAs

• You are required to enroll in the FSA each year to participate.

• The IRS requires that any unused funds you have set aside for eligible expenses that are still in your account on March 15, 2020, be claimed by submitting your eligible expenses no later than March 31, 2020. All claims submitted must be from claims incurred before March 15, 2020. Any unused funds will be forfeited.

CONTENTS 13CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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FinancialLife and Accidental Death and Dismemberment (AD&D) Coverage: PrudentialWe help our eligible employees maintain financial security by providing a group life and

accidental death and dismemberment (AD&D) benefit. This benefit is paid by Sunrun.

BASIC LIFE AND AD&D COVERAGE

Basic Life and AD&DAmount 1x annual base salary up to $250,000

SUPPLEMENTAL LIFE COVERAGE

You also have the opportunity to purchase additional life and AD&D coverage for yourself

and your dependents at group rates. Please note that rates are based on whether or

not you use tobacco. The chart below shows the coverage available. Note: Spouse and

child coverage is only available when the employee elects voluntary coverage for him or

herself.

Amount Guaranteed IssueEmployee $2 million $250,000

Spouse 100% of employee coverage up to $500,000 $100,000

Child(ren) Up to $20,000 $20,000

Employees and dependents who elect coverage when first eligible can elect up to the

Guaranteed Issue amounts without being required to submit Evidence of Insurability (EOI).

If you wish for more than the Guaranteed Issue amount or to waive coverage now and

elect at a later date, you will be required to submit EOI.

Disability Coverage: PrudentialWe offer eligible employees short-term disability (STD) and long-term disability (LTD)

coverage for your financial needs should you need to take a leave from work due to a

serious illness or non-work-related injury. Following is a brief summary of our STD and

LTD coverage. These benefits are paid by Sunrun.

SHORT-TERM DISABILITY (STD) COVERAGE

STD Coverage FeaturesIncome Replacement 66.67%

Weekly Maximum Benefit $2,500

When Benefit Begins After 7 days

Maximum Benefit Period 12 weeks

LONG-TERM DISABILITY (LTD) COVERAGE

LTD Coverage FeaturesIncome Replacement 60%

Monthly Maximum Benefit $10,000

When Benefit Begins 90 days

Maximum Benefit Period Until age 65

CONTENTS 14CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Accident Insurance: MetLifeYou have the option of purchasing voluntary accident insurance

for you, your spouse and/or your dependent children, which

pays you money based on the injury and the treatment you

receive, whether it’s a simple sprain or something more serious,

like an injury from a car accident. Your plan can pay you a

benefit for an emergency room treatment, stitches, crutches,

injury-related surgery and certain other accident-related

expenses.

Critical Illness Insurance: MetLifeYou have the option of purchasing voluntary critical illness

insurance for you and your eligible family members. This plan

provides a lump-sum payment upon diagnosis of certain

covered conditions, such as cancer, heart attack or stroke, to

use any way you want to help cover extra cost of treatment,

childcare, mortgage, car payments, etc.

Auto & Home Insurance: MetLifeYou have the option of purchasing personal lines of auto and

home insurance at discounted rates.

Legal Plan: MetLaw Legal PlanYou have the option of enrolling in the group legal plan at a low

monthly premium. The plan gives you and your family members

access to legal assistance for matters concerning estate

planning, real estate, family law, consumer protection and more.

Note: One-year enrollment is required.

Identity Theft Insurance: LifeLockYou have the option of enrolling in the voluntary identity theft

protection benefit through LifeLock. LifeLock members have

protection services, including proprietary identity monitoring

with technology that scans hundreds of millions of transactions

per second looking for different threats that could lead to

identity theft.

Two levels of coverage are available for purchase, Benefit Elite

and Ultimate Plus. The main differentiator is that the Ultimate

Plus plan includes credit bureau access, tracking and reporting.

Parental LeaveSunrun understands the need to take time off to take care of

your personal needs—and those of your family. That’s why you

are eligible for up to 12 weeks of Family Medical Leave Act

(FMLA) leave after you have worked at Sunrun for one year. In

addition to FMLA and applicable state leaves, both birth and

non-birth parents are eligible for up to 10 weeks of paid leave at

100 percent of pay.

Work-LifeFOR MORE INFORMATION:

Accident Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/

edge/web/public/benefits

Critical Illness Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/

edge/web/public/benefits

Auto & Home Insurance• (800) GET-MET8 (438-6388)• https://online.metlife.com/

edge/web/public/benefits

MetLaw Legal Plan• (800) GET-MET8 (438-6388)• https://online.metlife.com/

edge/web/public/benefits

Identity Theft Insurance• (800) 607-9174• [email protected]• www.lifelock.com

Parental Leave• (800) 524-0542 • www.prudential.com/

mybenefits

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WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

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Employee Assistance Program (EAP): ComPsychWe understand that it can be difficult

to manage family, work-related and

personal issues. That’s why we offer an

EAP at no cost to you. To help guide

you through difficult situations or simply

assist you with day-to-day tasks like

finding a last-minute dog sitter, trained

professionals work with you as you

search for solutions. The program is

completely confidential and can help

you work through issues related (but not

limited) to:

• Emotional well-being

• Family life

• Healthy living

• Legal/financial matters

Voluntary Pet Insurance: NationwideYou have the option of purchasing

voluntary pet insurance at discounted

group rates to help cover the costs

associated with veterinary care.

Employee Discounts: FondAll employees have access to discounts

on automotive, electronic, consumer,

educational assistance, home security,

travel, home and work-life products

and services through Fond. You can

even use the “Request a Perk” function

to receive discounts on some of your

favorite products and services.

Work-LifeFor more information about these benefits, contact the carriers directly (see page 18 for contact information).

CONTENTS 16CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

Page 17: HELPING YOU REACH YOUR WELL-BEING POTENTIAL. … · METLAW LEGAL PLAN IDENTITY THEFT INSURANCE EMPLOYEE ASSISTANCE PROGRAM (EAP) GROUP PET INSURANCE EMPLOYEE DISCOUNTS LEAVES OF ABSENCE

Rates

Medical Coverage

Cigna PPO Plan Cigna CDHP Option 1 with HSA Cigna CDHP Option 2 with HSA

Kaiser HMO Base Plan (California Only)

Kaiser HMO Buy-Up Plan (California Only)

Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco Non-Tobacco Tobacco

Employee Only

Employee + Spouse

Employee + Child(ren)

Family

$67.00

$163.00

$146.00

$231.00

$81.00

$177.00

$160.00

$245.00

$56.00

$141.00

$127.00

$200.00

$70.00

$155.00

$141.00

$214.00

$38.00

$110.00

$99.00

$156.00

$52.00

$124.00

$113.00

$170.00

$45.00

$131.00

$106.00

$176.00

$59.00

$145.00

$120.00

$190.00

$60.00

$168.00

$137.00

$227.00

$74.00

$182.00

$151.00

$241.00

2019 Employee Contributions Per Pay Period

Dental Coverage Core Plan Buy-Up Plan

Employee Only

Employee + Spouse

Employee + Child(ren)

Family

$9.00

$18.00

$20.00

$30.00

$11.00

$23.00

$26.00

$39.00

Vision Coverage

Employee Only

Employee + Spouse

Employee + Child(ren)

Family

$3.00

$4.50

$4.50

$7.50

Supplemental Employee Life (Exclude AD&D)

Non-Tobacco (Per $1,000)

Tobacco(Per $1,000)

00-24 $0.071 $0.084

25-29 $0.071 $0.084

30-34 $0.087 $0.103

35-39 $0.113 $0.140

40-44 $0.166 $0.214

45-49 $0.271 $0.349

50-54 $0.431 $0.556

55-59 $0.750 $0.967

60-64 $1.155 $1.428

65-69 $2.125 $2.514

70+ $4.405 $5.211

Supplemental Employee AD&D: Single (Per $1,000)

$0.025

Supplemental Employee AD&D: Family (Per $1,000)

$0.025

Optional Spouse Life

Non-Tobacco (Per $1,000)

Tobacco(Per $1,000)

00-24 $0.071 $0.084

25-29 $0.071 $0.084

30-34 $0.087 $0.103

35-39 $0.113 $0.140

40-44 $0.166 $0.214

45-49 $0.271 $0.349

50-54 $0.431 $0.556

55-59 $0.750 $0.967

60-64 $1.155 $1.428

65-69 $2.125 $2.514

70+ $4.405 $5.211

Optional Child LifePer $1,000

$0.200

CONTENTS 17CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS

Page 18: HELPING YOU REACH YOUR WELL-BEING POTENTIAL. … · METLAW LEGAL PLAN IDENTITY THEFT INSURANCE EMPLOYEE ASSISTANCE PROGRAM (EAP) GROUP PET INSURANCE EMPLOYEE DISCOUNTS LEAVES OF ABSENCE

Benefits Contact DirectoryTopic Contact Phone & Email Website & Network

General Benefits and/or Enrollment Benefits Advocate Center(844) 632-2197 Monday–Friday, 7 a.m. to 5:30 p.m. [email protected]

sunrun.gobenefits.netmyapps.sunrun.com

Medical Coverage CignaKaiser Permanente

(800) CIGNA24 (800-244-6224)(800) 464-4000

www.mycigna.com www.kp.org

Prescription Drug Coverage RxBenefits Kaiser Permanente

(800) 334-8134 & [email protected](888) 218-6245

www.express-scripts.comwww.kp.org

Health Savings Accounts (HSAs) HSA Bank (800) CIGNA24 (800-244-6224) www.mycigna.com

Maven Maternity Program Maven Maternity [email protected] www.mavenclinic.com

Telehealth Program Cigna: MDLIVEKaiser Permanente

(888) 726-3171(800) 464-4000

www.MDLIVEforCigna.comwww.kp.org

LivingConnected Diabetes Program RxBenefits (800) 334-8134 & [email protected] www.express-scripts.com

Tobacco Cessation Program ComPsych (GuidanceResources)(844) 729-5169TDD: (800) 697-0353

www.guidanceresources.com (Web ID: SUNRUN)

Dental Coverage MetLife(888) 466-8673 [email protected] https://online.metlife.com/edge/web/public/benefits

Vision Coverage VSP (800) 877-7195 www.vsp.com

Sunrun 401(k) Plan Empower Retirement (800) 338-4015 www.empower-retirement.com/participant

Life, Accidental Death and Dismemberment (AD&D) and Disability Coverage Prudential (800) 524-0542 www.prudential.com/mybenefits

Flexible Spending Accounts (FSAs) & Parking and Transit Program Discovery Benefits (866) 451-3399 www.discoverybenefits.com

Voluntary Accident, Critical Illness, Auto & Home Insurance and Group Legal Plan MetLife (800) GET-MET8 (438-6388) https://online.metlife.com/edge/web/public/benefits

Identity Theft Insurance LifeLock (800) [email protected] www.lifelock.com

Leaves of Absence/FMLA Prudential (800) 524-0542 www.prudential.com/mybenefits

Group Pet Insurance Nationwide (877) 738-7874 www.petinsurance.com/affiliates/Sunrun

Employee Assistance Program (EAP) ComPsych (GuidanceResources) (844) 729-5169www.guidanceresources.com (Web ID: SUNRUN)

Employee Discounts Fond (415) 969-6563 www.fond.co

Please note: This guide is intended to provide you with highlights of our benefits program. It is not intended to address all details. Actual benefit coverage is specified in the Plan Documents. In the event of any differences between this guide and the Plan Documents, the Plan Documents will govern.

CONTENTS 18CONTACT LIST

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS