house buying vs renting

8/11/2019 House Buying vs Renting

1/14

Input Values

House Cost 200,000.00 Monthly rent 850.00

Deposit 20,000.00 Rent inflation p.a. 2.5%

Upfont buying costs 3,000.00 Returns on investments p.a. 6.0%

Mortgage rate 4.60% Additional costs p.a. 100.00

Annual owner costs 2.0%

House Price Inf lation p.a. 3.0%Repayment term (years) 30

Tax relief modifier 1.00

Calculated values:

Monthly interest rate 0.38% Monthly rent increase 0.21%

Repayments on mortgage 912.65 Monthly Add. Costs 8.33

Monthly HPI 0.25%

Monthly maintenance costs 0.17%

TOTAL BUY COST 539,713 TOTAL RENT COST 457,356

ASSETS (HOUSE) 486,607 ASSETS (INVEST DEPOSI 366,560

NET GAIN / (COST) -53,106 NET GAIN / (COST) -90,796

o

n

t Loan Value Payment

House

Value Maintenance Costs Rent

0 180,000.00 912.65 200,000 330.32 858.33

1 179,763.21 912.65 200,493 331.13 860.102 179,525.54 912.65 200,988 331.95 861.87

3 179,286.97 912.65 201,483 332.77 863.65

4 179,047.51 912.65 201,980 333.59 865.43

5 178,807.15 912.65 202,478 334.41 867.21

6 178,565.89 912.65 202,978 335.23 869.00

7 178,323.72 912.65 203,478 336.06 870.79

8 178,080.64 912.65 203,980 336.89 872.58

9 177,836.65 912.65 204,483 337.72 874.38

# 177,591.74 912.65 204,988 338.55 876.18

# 177,345.91 912.65 205,493 339.39 877.98

# 177,099.16 912.65 206,000 340.23 879.79

# 176,851.48 912.65 206,508 341.06 881.60

# 176,602.87 912.65 207,017 341.91 883.42# 176,353.33 912.65 207,528 342.75 885.24

# 176,102.86 912.65 208,040 343.59 887.06

# 175,851.44 912.65 208,553 344.44 888.89

# 175,599.08 912.65 209,067 345.29 890.72

# 175,345.77 912.65 209,583 346.14 892.56

# 175,091.51 912.65 210,100 347.00 894.39

# 174,836.29 912.65 210,618 347.85 896.24

# 174,580.12 912.65 211,137 348.71 898.08

# 174,322.98 912.65 211,658 349.57 899.93

# 174,064.88 912.65 212,180 350.43 901.79


2/14

# 173,805.81 912.65 212,703 351.30 903.64

# 173,545.77 912.65 213,228 352.16 905.51

# 173,284.75 912.65 213,754 353.03 907.37

# 173,022.75 912.65 214,281 353.90 909.24

# 172,759.76 912.65 214,809 354.78 911.11

# 172,495.79 912.65 215,339 355.65 912.99

# 172,230.83 912.65 215,870 356.53 914.87

# 171,964.87 912.65 216,403 357.41 916.75

# 171,697.92 912.65 216,936 358.29 918.64# 171,429.96 912.65 217,471 359.17 920.53

# 171,161.00 912.65 218,008 360.06 922.43

# 170,891.02 912.65 218,545 360.95 924.33

# 170,620.03 912.65 219,084 361.84 926.24

# 170,348.03 912.65 219,625 362.73 928.14

# 170,075.00 912.65 220,166 363.62 930.05

# 169,800.95 912.65 220,709 364.52 931.97

# 169,525.87 912.65 221,254 365.42 933.89

# 169,249.76 912.65 221,799 366.32 935.81

# 168,972.61 912.65 222,346 367.22 937.74

# 168,694.42 912.65 222,895 368.13 939.67

# 168,415.18 912.65 223,444 369.04 941.61

# 168,134.90 912.65 223,996 369.95 943.55# 167,853.56 912.65 224,548 370.86 945.49

# 167,571.17 912.65 225,102 371.77 947.44

# 167,287.72 912.65 225,657 372.69 949.39

# 167,003.20 912.65 226,213 373.61 951.35

# 166,717.61 912.65 226,771 374.53 953.31

# 166,430.95 912.65 227,331 375.46 955.27

# 166,143.22 912.65 227,891 376.38 957.24

# 165,854.41 912.65 228,453 377.31 959.21

# 165,564.51 912.65 229,017 378.24 961.19

# 165,273.52 912.65 229,582 379.17 963.16

# 164,981.44 912.65 230,148 380.11 965.15

# 164,688.26 912.65 230,715 381.05 967.14

# 164,393.98 912.65 231,284 381.98 969.13

# 164,098.60 912.65 231,855 382.93 971.13

# 163,802.11 912.65 232,427 383.87 973.13

# 163,504.50 912.65 233,000 384.82 975.13

# 163,205.78 912.65 233,574 385.77 977.14

# 162,905.94 912.65 234,151 386.72 979.15

# 162,604.97 912.65 234,728 387.67 981.17

# 162,302.87 912.65 235,307 388.63 983.19

# 161,999.63 912.65 235,887 389.59 985.21

# 161,695.26 912.65 236,469 390.55 987.24

# 161,389.74 912.65 237,052 391.51 989.28

# 161,083.08 912.65 237,637 392.48 991.32

# 160,775.27 912.65 238,223 393.44 993.36

# 160,466.30 912.65 238,810 394.41 995.40

# 160,156.17 912.65 239,399 395.39 997.45# 159,844.87 912.65 239,990 396.36 999.51

# 159,532.41 912.65 240,582 397.34 1,001.57

# 159,218.77 912.65 241,175 398.32 1,003.63

# 158,903.95 912.65 241,770 399.30 1,005.70

# 158,587.96 912.65 242,366 400.29 1,007.77

# 158,270.77 912.65 242,964 401.27 1,009.85

# 157,952.40 912.65 243,563 402.26 1,011.93

# 157,632.83 912.65 244,164 403.26 1,014.01

# 157,312.06 912.65 244,766 404.25 1,016.10


3/14

# 156,990.09 912.65 245,370 405.25 1,018.19

# 156,666.90 912.65 245,975 406.25 1,020.29

# 156,342.51 912.65 246,581 407.25 1,022.39

# 156,016.89 912.65 247,190 408.25 1,024.50

# 155,690.06 912.65 247,799 409.26 1,026.61

# 155,361.99 912.65 248,410 410.27 1,028.72

# 155,032.70 912.65 249,023 411.28 1,030.84

# 154,702.16 912.65 249,637 412.30 1,032.96

# 154,370.39 912.65 250,253 413.31 1,035.09# 154,037.37 912.65 250,870 414.33 1,037.22

# 153,703.10 912.65 251,489 415.35 1,039.36

# 153,367.57 912.65 252,109 416.38 1,041.50

# 153,030.79 912.65 252,731 417.41 1,043.65

# 152,692.74 912.65 253,354 418.43 1,045.80

# 152,353.42 912.65 253,979 419.47 1,047.95

# 152,012.83 912.65 254,605 420.50 1,050.11

# 151,670.96 912.65 255,233 421.54 1,052.27

# 151,327.80 912.65 255,863 422.58 1,054.44

# 150,983.36 912.65 256,494 423.62 1,056.61

# 150,637.62 912.65 257,126 424.66 1,058.79

# 150,290.59 912.65 257,760 425.71 1,060.97

# 149,942.25 912.65 258,396 426.76 1,063.15# 149,592.60 912.65 259,033 427.81 1,065.34

# 149,241.64 912.65 259,672 428.87 1,067.54

# 148,889.37 912.65 260,313 429.93 1,069.74

# 148,535.77 912.65 260,955 430.99 1,071.94

# 148,180.84 912.65 261,598 432.05 1,074.15

# 147,824.58 912.65 262,243 433.12 1,076.36

# 147,466.98 912.65 262,890 434.18 1,078.58

# 147,108.04 912.65 263,539 435.26 1,080.80

# 146,747.75 912.65 264,188 436.33 1,083.03

# 146,386.11 912.65 264,840 437.40 1,085.26

# 146,023.11 912.65 265,493 438.48 1,087.49

# 145,658.75 912.65 266,148 439.57 1,089.73

# 145,293.02 912.65 266,804 440.65 1,091.98

# 144,925.92 912.65 267,462 441.74 1,094.23

# 144,557.43 912.65 268,122 442.83 1,096.48

# 144,187.57 912.65 268,783 443.92 1,098.74

# 143,816.32 912.65 269,446 445.01 1,101.00

# 143,443.67 912.65 270,111 446.11 1,103.27

# 143,069.62 912.65 270,777 447.21 1,105.54

# 142,694.17 912.65 271,445 448.31 1,107.82

# 142,317.31 912.65 272,114 449.42 1,110.10

# 141,939.03 912.65 272,785 450.53 1,112.39

# 141,559.33 912.65 273,458 451.64 1,114.68

# 141,178.21 912.65 274,132 452.75 1,116.98

# 140,795.66 912.65 274,808 453.87 1,119.28

# 140,411.67 912.65 275,486 454.99 1,121.58

# 140,026.24 912.65 276,166 456.11 1,123.89# 139,639.36 912.65 276,847 457.23 1,126.21

# 139,251.03 912.65 277,530 458.36 1,128.53

# 138,861.24 912.65 278,214 459.49 1,130.85

# 138,469.98 912.65 278,900 460.63 1,133.18

# 138,077.26 912.65 279,588 461.76 1,135.52

# 137,683.06 912.65 280,278 462.90 1,137.85

# 137,287.39 912.65 280,969 464.04 1,140.20

# 136,890.22 912.65 281,662 465.19 1,142.55

# 136,491.57 912.65 282,356 466.33 1,144.90


4/14

# 136,091.42 912.65 283,053 467.48 1,147.26

# 135,689.76 912.65 283,751 468.64 1,149.62

# 135,286.60 912.65 284,451 469.79 1,151.99

# 134,881.93 912.65 285,152 470.95 1,154.36

# 134,475.73 912.65 285,855 472.11 1,156.74

# 134,068.01 912.65 286,560 473.28 1,159.12

# 133,658.76 912.65 287,267 474.45 1,161.51

# 133,247.97 912.65 287,976 475.62 1,163.90

# 132,835.64 912.65 288,686 476.79 1,166.30# 132,421.76 912.65 289,398 477.96 1,168.70

# 132,006.33 912.65 290,112 479.14 1,171.11

# 131,589.34 912.65 290,827 480.32 1,173.52

# 131,170.78 912.65 291,544 481.51 1,175.94

# 130,750.65 912.65 292,263 482.70 1,178.36

# 130,328.94 912.65 292,984 483.89 1,180.79

# 129,905.65 912.65 293,707 485.08 1,183.22

# 129,480.77 912.65 294,431 486.28 1,185.66

# 129,054.30 912.65 295,157 487.48 1,188.10

# 128,626.22 912.65 295,885 488.68 1,190.55

# 128,196.54 912.65 296,615 489.88 1,193.00

# 127,765.24 912.65 297,346 491.09 1,195.46

# 127,332.32 912.65 298,080 492.30 1,197.92# 126,897.78 912.65 298,815 493.52 1,200.39

# 126,461.61 912.65 299,552 494.73 1,202.86

# 126,023.80 912.65 300,291 495.95 1,205.34

# 125,584.34 912.65 301,031 497.18 1,207.82

# 125,143.23 912.65 301,774 498.40 1,210.31

# 124,700.47 912.65 302,518 499.63 1,212.80

# 124,256.05 912.65 303,264 500.87 1,215.30

# 123,809.96 912.65 304,012 502.10 1,217.80

# 123,362.19 912.65 304,762 503.34 1,220.31

# 122,912.74 912.65 305,513 504.58 1,222.83

# 122,461.60 912.65 306,267 505.82 1,225.34

# 122,008.77 912.65 307,022 507.07 1,227.87

# 121,554.24 912.65 307,779 508.32 1,230.40

# 121,098.00 912.65 308,538 509.58 1,232.93

# 120,640.05 912.65 309,299 510.83 1,235.47

# 120,180.38 912.65 310,062 512.09 1,238.02

# 119,718.98 912.65 310,827 513.36 1,240.57

# 119,255.85 912.65 311,593 514.62 1,243.12

# 118,790.99 912.65 312,362 515.89 1,245.68

# 118,324.37 912.65 313,132 517.16 1,248.25

# 117,856.01 912.65 313,905 518.44 1,250.82

# 117,385.88 912.65 314,679 519.72 1,253.40

# 116,913.99 912.65 315,455 521.00 1,255.98

# 116,440.33 912.65 316,233 522.28 1,258.57

# 115,964.89 912.65 317,013 523.57 1,261.16

# 115,487.67 912.65 317,795 524.86 1,263.76

# 115,008.65 912.65 318,578 526.16 1,266.36# 114,527.84 912.65 319,364 527.46 1,268.97

# 114,045.21 912.65 320,152 528.76 1,271.58

# 113,560.78 912.65 320,941 530.06 1,274.20

# 113,074.53 912.65 321,733 531.37 1,276.83

# 112,586.45 912.65 322,526 532.68 1,279.46

# 112,096.54 912.65 323,322 533.99 1,282.09

# 111,604.79 912.65 324,119 535.31 1,284.73

# 111,111.20 912.65 324,918 536.63 1,287.38

# 110,615.75 912.65 325,720 537.95 1,290.03


5/14

# 110,118.44 912.65 326,523 539.28 1,292.69

# 109,619.26 912.65 327,328 540.61 1,295.35

# 109,118.21 912.65 328,136 541.94 1,298.02

# 108,615.27 912.65 328,945 543.28 1,300.69

# 108,110.45 912.65 329,756 544.62 1,303.37

# 107,603.74 912.65 330,570 545.96 1,306.06

# 107,095.12 912.65 331,385 547.31 1,308.75

# 106,584.59 912.65 332,202 548.66 1,311.44

# 106,072.14 912.65 333,021 550.01 1,314.14# 105,557.77 912.65 333,843 551.37 1,316.85

# 105,041.47 912.65 334,666 552.73 1,319.56

# 104,523.23 912.65 335,491 554.09 1,322.28

# 104,003.04 912.65 336,319 555.46 1,325.00

# 103,480.90 912.65 337,148 556.83 1,327.73

# 102,956.80 912.65 337,980 558.20 1,330.47

# 102,430.74 912.65 338,813 559.58 1,333.21

# 101,902.69 912.65 339,649 560.96 1,335.96

# 101,372.67 912.65 340,487 562.34 1,338.71

# 100,840.65 912.65 341,326 563.73 1,341.46

# 100,306.64 912.65 342,168 565.12 1,344.23

# 99,770.62 912.65 343,012 566.51 1,347.00

# 99,232.59 912.65 343,858 567.91 1,349.77# 98,692.54 912.65 344,706 569.31 1,352.55

# 98,150.46 912.65 345,556 570.71 1,355.34

# 97,606.34 912.65 346,408 572.12 1,358.13

# 97,060.18 912.65 347,263 573.53 1,360.93

# 96,511.98 912.65 348,119 574.95 1,363.73

# 95,961.71 912.65 348,978 576.37 1,366.54

# 95,409.38 912.65 349,838 577.79 1,369.35

# 94,854.97 912.65 350,701 579.21 1,372.17

# 94,298.48 912.65 351,566 580.64 1,375.00

# 93,739.90 912.65 352,433 582.07 1,377.83

# 93,179.23 912.65 353,302 583.51 1,380.67

# 92,616.45 912.65 354,174 584.95 1,383.52

# 92,051.55 912.65 355,047 586.39 1,386.37

# 91,484.54 912.65 355,923 587.84 1,389.22

# 90,915.39 912.65 356,801 589.29 1,392.08

# 90,344.11 912.65 357,681 590.74 1,394.95

# 89,770.69 912.65 358,563 592.20 1,397.82

# 89,195.11 912.65 359,447 593.66 1,400.70

# 88,617.37 912.65 360,334 595.12 1,403.59

# 88,037.46 912.65 361,222 596.59 1,406.48

# 87,455.37 912.65 362,113 598.06 1,409.38

# 86,871.10 912.65 363,006 599.53 1,412.28

# 86,284.63 912.65 363,901 601.01 1,415.19

# 85,695.96 912.65 364,799 602.50 1,418.10

# 85,105.08 912.65 365,699 603.98 1,421.02

# 84,511.98 912.65 366,601 605.47 1,423.95

# 83,916.66 912.65 367,505 606.96 1,426.88# 83,319.10 912.65 368,411 608.46 1,429.82

# 82,719.30 912.65 369,320 609.96 1,432.77

# 82,117.24 912.65 370,230 611.47 1,435.72

# 81,512.92 912.65 371,144 612.97 1,438.68

# 80,906.34 912.65 372,059 614.49 1,441.64

# 80,297.47 912.65 372,977 616.00 1,444.61

# 79,686.33 912.65 373,896 617.52 1,447.59

# 79,072.88 912.65 374,819 619.04 1,450.57

# 78,457.13 912.65 375,743 620.57 1,453.56


6/14

# 77,839.07 912.65 376,670 622.10 1,456.55

# 77,218.69 912.65 377,599 623.63 1,459.55

# 76,595.98 912.65 378,530 625.17 1,462.56

# 75,970.94 912.65 379,463 626.71 1,465.57

# 75,343.54 912.65 380,399 628.26 1,468.59

# 74,713.79 912.65 381,337 629.81 1,471.61

# 74,081.68 912.65 382,278 631.36 1,474.64

# 73,447.19 912.65 383,221 632.92 1,477.68

# 72,810.32 912.65 384,166 634.48 1,480.73# 72,171.06 912.65 385,113 636.05 1,483.78

# 71,529.39 912.65 386,063 637.61 1,486.83

# 70,885.32 912.65 387,015 639.19 1,489.89

# 70,238.83 912.65 387,970 640.76 1,492.96

# 69,589.91 912.65 388,927 642.34 1,496.04

# 68,938.56 912.65 389,886 643.93 1,499.12

# 68,284.76 912.65 390,847 645.52 1,502.21

# 67,628.50 912.65 391,811 647.11 1,505.30

# 66,969.79 912.65 392,778 648.70 1,508.40

# 66,308.59 912.65 393,746 650.30 1,511.51

# 65,644.92 912.65 394,717 651.91 1,514.62

# 64,978.75 912.65 395,691 653.52 1,517.74

# 64,310.08 912.65 396,667 655.13 1,520.87# 63,638.90 912.65 397,645 656.74 1,524.00

# 62,965.20 912.65 398,626 658.36 1,527.14

# 62,288.98 912.65 399,609 659.99 1,530.29

# 61,610.21 912.65 400,594 661.61 1,533.44

# 60,928.89 912.65 401,582 663.25 1,536.60

# 60,245.02 912.65 402,573 664.88 1,539.76

# 59,558.57 912.65 403,566 666.52 1,542.94

# 58,869.55 912.65 404,561 668.17 1,546.11

# 58,177.95 912.65 405,559 669.81 1,549.30

# 57,483.74 912.65 406,559 671.46 1,552.49

# 56,786.93 912.65 407,562 673.12 1,555.69

# 56,087.51 912.65 408,567 674.78 1,558.89

# 55,385.45 912.65 409,574 676.45 1,562.10

# 54,680.76 912.65 410,584 678.11 1,565.32

# 53,973.43 912.65 411,597 679.79 1,568.55

# 53,263.44 912.65 412,612 681.46 1,571.78

# 52,550.78 912.65 413,630 683.14 1,575.01

# 51,835.45 912.65 414,650 684.83 1,578.26

# 51,117.43 912.65 415,673 686.52 1,581.51

# 50,396.71 912.65 416,698 688.21 1,584.77

# 49,673.29 912.65 417,725 689.91 1,588.03

# 48,947.15 912.65 418,756 691.61 1,591.30

# 48,218.29 912.65 419,788 693.31 1,594.58

# 47,486.69 912.65 420,824 695.02 1,597.86

# 46,752.34 912.65 421,862 696.74 1,601.16

# 46,015.24 912.65 422,902 698.46 1,604.45

# 45,275.36 912.65 423,945 700.18 1,607.76# 44,532.71 912.65 424,991 701.91 1,611.07

# 43,787.27 912.65 426,039 703.64 1,614.39

# 43,039.04 912.65 427,089 705.37 1,617.71

# 42,287.99 912.65 428,143 707.11 1,621.05

# 41,534.12 912.65 429,199 708.86 1,624.39

# 40,777.42 912.65 430,257 710.60 1,627.73

# 40,017.88 912.65 431,318 712.36 1,631.08

# 39,255.49 912.65 432,382 714.11 1,634.44

# 38,490.24 912.65 433,448 715.88 1,637.81


7/14

# 37,722.11 912.65 434,517 717.64 1,641.18

# 36,951.10 912.65 435,589 719.41 1,644.57

# 36,177.19 912.65 436,663 721.18 1,647.95

# 35,400.38 912.65 437,740 722.96 1,651.35

# 34,620.65 912.65 438,820 724.75 1,654.75

# 33,837.99 912.65 439,902 726.53 1,658.16

# 33,052.39 912.65 440,987 728.33 1,661.57

# 32,263.85 912.65 442,075 730.12 1,665.00

# 31,472.34 912.65 443,165 731.92 1,668.43# 30,677.86 912.65 444,258 733.73 1,671.86

# 29,880.40 912.65 445,353 735.54 1,675.31

# 29,079.95 912.65 446,452 737.35 1,678.76

# 28,276.48 912.65 447,553 739.17 1,682.21

# 27,470.01 912.65 448,657 740.99 1,685.68

# 26,660.50 912.65 449,763 742.82 1,689.15

# 25,847.95 912.65 450,872 744.65 1,692.63

# 25,032.36 912.65 451,984 746.49 1,696.12

# 24,213.70 912.65 453,099 748.33 1,699.61

# 23,391.96 912.65 454,217 750.18 1,703.11

# 22,567.14 912.65 455,337 752.03 1,706.62

# 21,739.23 912.65 456,460 753.88 1,710.14

# 20,908.20 912.65 457,586 755.74 1,713.66# 20,074.06 912.65 458,714 757.60 1,717.19

# 19,236.78 912.65 459,845 759.47 1,720.73

# 18,396.36 912.65 460,979 761.35 1,724.27

# 17,552.79 912.65 462,116 763.22 1,727.82

# 16,706.04 912.65 463,256 765.11 1,731.38

# 15,856.12 912.65 464,399 766.99 1,734.95

# 15,003.00 912.65 465,544 768.88 1,738.52

# 14,146.69 912.65 466,692 770.78 1,742.10

# 13,287.15 912.65 467,843 772.68 1,745.69

# 12,424.39 912.65 468,997 774.59 1,749.29

# 11,558.39 912.65 470,154 776.50 1,752.89

# 10,689.14 912.65 471,313 778.41 1,756.50

# 9,816.63 912.65 472,475 780.33 1,760.12

# 8,940.83 912.65 473,641 782.26 1,763.74

# 8,061.75 912.65 474,809 784.19 1,767.38

# 7,179.37 912.65 475,980 786.12 1,771.02

# 6,293.68 912.65 477,154 788.06 1,774.66

# 5,404.66 912.65 478,331 790.00 1,778.32

# 4,512.30 912.65 479,510 791.95 1,781.98

# 3,616.59 912.65 480,693 793.90 1,785.65

# 2,717.52 912.65 481,878 795.86 1,789.33

# 1,815.07 912.65 483,067 797.82 1,793.02

# 909.24 912.65 484,258 799.79 1,796.71

# 0.00 0.00 484,258 0.00 0.00


8/14

Difference

Rent -

Mortgage

Rent -

savings

invested

Mortgage -

savings

invested

-384.63 2,209.14 0.00

-383.68 2,192.99 0.00-382.73 2,176.94 0.00

-381.77 2,160.98 0.00

-380.81 2,145.11 0.00

-379.85 2,129.34 0.00

-378.89 2,113.66 0.00

-377.93 2,098.08 0.00

-376.96 2,082.58 0.00

-375.99 2,067.18 0.00

-375.03 2,051.87 0.00

-374.06 2,036.65 0.00

-373.09 2,021.52 0.00

-372.11 2,006.48 0.00

-371.14 1,991.53 0.00-370.16 1,976.67 0.00

-369.18 1,961.90 0.00

-368.20 1,947.21 0.00

-367.22 1,932.61 0.00

-366.24 1,918.10 0.00

-365.25 1,903.68 0.00

-364.27 1,889.34 0.00

-363.28 1,875.09 0.00

-362.29 1,860.92 0.00

-361.30 1,846.84 0.00


9/14

-360.30 1,832.84 0.00

-359.31 1,818.92 0.00

-358.31 1,805.09 0.00

-357.31 1,791.34 0.00

-356.31 1,777.68 0.00

-355.31 1,764.09 0.00

-354.31 1,750.59 0.00

-353.30 1,737.17 0.00

-352.30 1,723.83 0.00-351.29 1,710.56 0.00

-350.28 1,697.38 0.00

-349.27 1,684.28 0.00

-348.25 1,671.26 0.00

-347.24 1,658.31 0.00

-346.22 1,645.44 0.00

-345.20 1,632.65 0.00

-344.18 1,619.94 0.00

-343.16 1,607.31 0.00

-342.13 1,594.75 0.00

-341.11 1,582.26 0.00

-340.08 1,569.85 0.00

-339.05 1,557.52 0.00-338.02 1,545.26 0.00

-336.99 1,533.08 0.00

-335.95 1,520.97 0.00

-334.91 1,508.93 0.00

-333.88 1,496.97 0.00

-332.84 1,485.07 0.00

-331.79 1,473.25 0.00

-330.75 1,461.51 0.00

-329.71 1,449.83 0.00

-328.66 1,438.23 0.00

-327.61 1,426.69 0.00

-326.56 1,415.23 0.00

-325.51 1,403.83 0.00

-324.45 1,392.51 0.00

-323.40 1,381.25 0.00

-322.34 1,370.07 0.00

-321.28 1,358.95 0.00

-320.22 1,347.90 0.00

-319.16 1,336.92 0.00

-318.09 1,326.00 0.00

-317.02 1,315.15 0.00

-315.95 1,304.37 0.00

-314.88 1,293.66 0.00

-313.81 1,283.01 0.00

-312.74 1,272.42 0.00

-311.66 1,261.90 0.00

-310.59 1,251.45 0.00-309.51 1,241.06 0.00

-308.42 1,230.73 0.00

-307.34 1,220.47 0.00

-306.26 1,210.27 0.00

-305.17 1,200.13 0.00

-304.08 1,190.06 0.00

-302.99 1,180.05 0.00

-301.90 1,170.10 0.00

-300.80 1,160.21 0.00


10/14


11/14

-232.88 674.46 0.00

-231.67 667.71 0.00

-230.45 661.00 0.00

-229.24 654.33 0.00

-228.02 647.71 0.00

-226.81 641.12 0.00

-225.59 634.59 0.00

-224.36 628.09 0.00

-223.14 621.64 0.00-221.91 615.22 0.00

-220.68 608.85 0.00

-219.45 602.53 0.00

-218.22 596.24 0.00

-216.99 589.99 0.00

-215.75 583.79 0.00

-214.51 577.63 0.00

-213.27 571.50 0.00

-212.03 565.42 0.00

-210.78 559.38 0.00

-209.53 553.37 0.00

-208.28 547.41 0.00

-207.03 541.49 0.00-205.78 535.60 0.00

-204.52 529.75 0.00

-203.27 523.95 0.00

-202.01 518.18 0.00

-200.75 512.45 0.00

-199.48 506.75 0.00

-198.22 501.10 0.00

-196.95 495.48 0.00

-195.68 489.90 0.00

-194.41 484.36 0.00

-193.13 478.85 0.00

-191.85 473.38 0.00

-190.58 467.95 0.00

-189.29 462.55 0.00

-188.01 457.19 0.00

-186.73 451.87 0.00

-185.44 446.58 0.00

-184.15 441.33 0.00

-182.86 436.11 0.00

-181.57 430.93 0.00

-180.27 425.78 0.00

-178.97 420.67 0.00

-177.67 415.59 0.00

-176.37 410.54 0.00

-175.07 405.53 0.00

-173.76 400.56 0.00

-172.45 395.61 0.00-171.14 390.71 0.00

-169.83 385.83 0.00

-168.51 380.99 0.00

-167.19 376.18 0.00

-165.87 371.40 0.00

-164.55 366.66 0.00

-163.23 361.95 0.00

-161.90 357.27 0.00

-160.57 352.62 0.00


12/14

-159.24 348.00 0.00

-157.91 343.42 0.00

-156.58 338.87 0.00

-155.24 334.34 0.00

-153.90 329.85 0.00

-152.56 325.40 0.00

-151.21 320.97 0.00

-149.87 316.57 0.00

-148.52 312.20 0.00-147.17 307.86 0.00

-145.82 303.56 0.00

-144.46 299.28 0.00

-143.10 295.03 0.00

-141.75 290.81 0.00

-140.38 286.63 0.00

-139.02 282.47 0.00

-137.65 278.33 0.00

-136.29 274.23 0.00

-134.91 270.16 0.00

-133.54 266.12 0.00

-132.17 262.10 0.00

-130.79 258.11 0.00-129.41 254.15 0.00

-128.03 250.22 0.00

-126.64 246.32 0.00

-125.26 242.44 0.00

-123.87 238.59 0.00

-122.48 234.77 0.00

-121.08 230.97 0.00

-119.69 227.20 0.00

-118.29 223.46 0.00

-116.89 219.75 0.00

-115.49 216.06 0.00

-114.08 212.40 0.00

-112.68 208.76 0.00

-111.27 205.15 0.00

-109.85 201.57 0.00

-108.44 198.01 0.00

-107.02 194.47 0.00

-105.60 190.97 0.00

-104.18 187.48 0.00

-102.76 184.03 0.00

-101.33 180.60 0.00

-99.91 177.19 0.00

-98.48 173.80 0.00

-97.04 170.45 0.00

-95.61 167.11 0.00

-94.17 163.80 0.00

-92.73 160.52 0.00-91.29 157.25 0.00

-89.84 154.02 0.00

-88.40 150.80 0.00

-86.95 147.61 0.00

-85.50 144.44 0.00

-84.04 141.30 0.00

-82.59 138.18 0.00

-81.13 135.08 0.00

-79.67 132.00 0.00


13/14

-78.20 128.95 0.00

-76.74 125.92 0.00

-75.27 122.91 0.00

-73.80 119.93 0.00

-72.32 116.96 0.00

-70.85 114.02 0.00

-69.37 111.10 0.00

-67.89 108.21 0.00

-66.41 105.33 0.00-64.92 102.47 0.00

-63.43 99.64 0.00

-61.94 96.83 0.00

-60.45 94.04 0.00

-58.96 91.27 0.00

-57.46 88.52 0.00

-55.96 85.79 0.00

-54.46 83.08 0.00

-52.95 80.40 0.00

-51.44 77.73 0.00

-49.93 75.08 0.00

-48.42 72.46 0.00

-46.91 69.85 0.00-45.39 67.26 0.00

-43.87 64.70 0.00

-42.35 62.15 0.00

-40.83 59.62 0.00

-39.30 57.12 0.00

-37.77 54.63 0.00

-36.24 52.16 0.00

-34.70 49.71 0.00

-33.17 47.28 0.00

-31.63 44.86 0.00

-30.08 42.47 0.00

-28.54 40.09 0.00

-26.99 37.74 0.00

-25.44 35.40 0.00

-23.89 33.08 0.00

-22.34 30.78 0.00

-20.78 28.49 0.00

-19.22 26.23 0.00

-17.66 23.98 0.00

-16.09 21.75 0.00

-14.53 19.54 0.00

-12.96 17.34 0.00

-11.39 15.16 0.00

-9.81 13.00 0.00

-8.23 10.86 0.00

-6.65 8.73 0.00

-5.07 6.62 0.00-3.49 4.53 0.00

-1.90 2.46 0.00

-0.31 0.40 0.00

1.28 0.00 1.64

2.88 0.00 3.67

4.48 0.00 5.68

6.08 0.00 7.67

7.68 0.00 9.65

9.28 0.00 11.61


14/14

10.89 0.00 13.55

12.50 0.00 15.48

14.12 0.00 17.39

15.73 0.00 19.29

17.35 0.00 21.17

18.97 0.00 23.04

20.60 0.00 24.89

22.22 0.00 26.73

23.85 0.00 28.5525.48 0.00 30.35

27.12 0.00 32.14

28.75 0.00 33.91

30.39 0.00 35.68

32.04 0.00 37.42

33.68 0.00 39.15

35.33 0.00 40.87

36.98 0.00 42.57

38.63 0.00 44.26

40.29 0.00 45.93

41.94 0.00 47.59

43.60 0.00 49.23

45.27 0.00 50.8646.93 0.00 52.48

48.60 0.00 54.08

50.27 0.00 55.67

51.95 0.00 57.25

53.62 0.00 58.81

55.30 0.00 60.35

56.99 0.00 61.89

58.67 0.00 63.41

60.36 0.00 64.92

62.05 0.00 66.41

63.74 0.00 67.89

65.44 0.00 69.36

67.13 0.00 70.82

68.84 0.00 72.26

70.54 0.00 73.69

72.25 0.00 75.11

73.96 0.00 76.51

75.67 0.00 77.90

77.38 0.00 79.28

79.10 0.00 80.65

80.82 0.00 82.01

82.54 0.00 83.35

84.27 0.00 84.68

0.00 0.00 0.00

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