housing as a usiness presentation
TRANSCRIPT
![Page 1: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/1.jpg)
HOUSING AS A BUSINESSPRESENTATION
HaaBHaaB
![Page 2: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/2.jpg)
HOUSING AS A BUSINESSPRESENTATION
A Community Business Based EntityBy Ken Jacobs
HaaB
![Page 3: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/3.jpg)
3
Five Objectives of this Presentation
1. Review “the Business of Housing”.2. Examine the Demand for Housing on First
Nations.3. Review a Plan to Build More Houses on Each
First Nation.4. Identify the Major Components of a “4 Phase”
Approach to HaaB5. Outline a Strategic Business Plan to Build,
Renovate and Sell more Houses for Your Community.
![Page 4: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/4.jpg)
4
What is a Business?
Very Simply Stated:
The Production of Goods or Services For Profit.
![Page 5: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/5.jpg)
5
What is a Business? – What you Need.
Seller:HonestEstablishedReputable
Buyer:ReadyWillingAble
Product:QualityDemandFair Price
![Page 6: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/6.jpg)
6
Successful Business Characteristics
Profitable Self Sustaining Job Creation Skill Development Growing Market Revenue Sources Practical Debt to Equity Ratios.
![Page 7: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/7.jpg)
7
Revenue Sources From Housing
Financing (Mortgages)Materials InfrastructureConstructionMaintenanceHousing InspectionHouse FurnishingsHouse RepairsHost of Other Areas.
![Page 8: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/8.jpg)
8
How much direct money is generated from the
construction of a $200,000 house?
![Page 9: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/9.jpg)
9
Finance - Interest(25 Year Amortization 4% interest spread - $180,000)
$1,040,500
Labour Component(Ratios Labour is 50% of the House Cost)
Materials (37 % - 45%)
Developer Profit(10% of Cost - Stats Canada - Performance Plus)
Professional (3%)
TOTAL
$ Per House X 10 Houses
$104,050
$1,000,000$100,000
$740,000$74,000
$200,000$20,000
$ 60,000$ 6,000
$3,040,500$304,050
Based on a $200,000 House
![Page 10: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/10.jpg)
10
Secondary Revenue / Business Opportunitiesfrom Housing (HaaB)
Landscaping Snow Removal Deck Building Additions Renovations Furniture Interior
Decorating Appliances
Insurance Maintenance Repair Bulk Purchases Refinancing Foreclosure Commissions Utilities (Fuel) Other
![Page 11: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/11.jpg)
11
The Demand For
On-Reserve Housing___________________________________
Government Estimates
![Page 12: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/12.jpg)
12
First Nations in Canada
Newfoundland 3 Nova Scotia 13 Prince Edward
Island 2 New Brunswick 15 Quebec 39 Ontario 126
Manitoba 62 Saskatchewan 70 Alberta 44 British Columbia 198 Yukon 16 Northwest
Territories 26
Total First Nations in Canada.....614
![Page 13: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/13.jpg)
13
Demand for Housing (Data Source... AFN)
May 31, 2005... First Nation Housing Action Plan ... “the current First Nation housing shortage is 80,000 units”.
Approximately 130 homes per First Nation (average).
![Page 14: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/14.jpg)
14
Demand for Housing (Data Source... AANDC)
“Overcrowding and inadequate housing are of particular concern on-reserve, where there is a current housing shortage of between 20,000 and 35,000 units”
“The shortfall is growing by an estimated 2,200 - 4,500 units a year”.
![Page 15: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/15.jpg)
15
Demand for Housing (Data Source... AANDC
As of March 2004, INAC (AANDC) reported a total of 95,479 dwelling units on reserve, of which 16,878 required major repairs and 5,199 needed replacement.
![Page 16: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/16.jpg)
16
Potential Market for Backlog Only
Housing backlog estimate.............................60,000Cost per house estimate............................$200,000
$200,000 x 60,000 units = $12,000,000,000
![Page 17: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/17.jpg)
17
Potential Market for Backlog in Ontario (20%)
Ontario Backlog Housing Market
$2,400,000,000
(Average of $19,000,000 per Community)
![Page 18: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/18.jpg)
18
How to Build More Houses
___________________________________
THE PRINCIPLES
![Page 19: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/19.jpg)
19
Principles
Community decision making and control will be maintained
Quality and fair price (including a reasonable profit) are required
Needs based and Affordability based housing are both required, ie: larger, more expensive homes should be available to members that qualify for large mortgages.
![Page 20: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/20.jpg)
20
Principles Continued...
The legal title to land and home ownership must be clear, i.e.: Certificate of Possession, First Nation Allocation, etc...
Traditional housing construction and financing methods will be practiced and modified where appropriate; however, new and innovative practices will be promoted.
![Page 21: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/21.jpg)
21
How to Build More Houses
___________________________________
THE ASSUMPTIONS / REALITIES OF THE DAY
![Page 22: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/22.jpg)
22
Assumptions/Realities
First Nation members knowledge of housing concepts and mortgage concepts is limited
Housing on-reserve is sometimes viewed as a social/political right
The climate to access financing for housing on-reserve is improving.
![Page 23: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/23.jpg)
23
Assumptions / Realities
The market for residential on-reserve housing is vast and increasing. The young population and members returning from off-reserve add to this market
Brain Drain (Bring the Talent Home to Stay).
![Page 24: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/24.jpg)
24
There is an untapped market of gainfully employed middle to upper class that require suitable housing
Existing housing policies favour high need low income community members
Existing policies have restrictive limits on loan ceilings and conditions.
Assumptions / Realities
![Page 25: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/25.jpg)
25
Determining Community Readiness
First Nation Characteristics Reasonable Employment Levels Willingness to take on Debt Lands Department Land Base (Infrastructure) Serviced Land Security of Land Tenure Willingness to separate politics from
business.
![Page 26: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/26.jpg)
26
How to Build More Houses
The Four Major Phases
A Four-phased Approach to Establish Housing as a
Business (HaaB)
![Page 27: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/27.jpg)
27
Research& Training
Resource Establishment
BusinessModel
ImplementationDelivery of Housing
1 2
34
The FourPhases
![Page 28: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/28.jpg)
28
Phase One – Research & Training
Collect data on the housing needs, types of homes required, client profiles and existing housing programs
A series of information sessions will then be conducted to familiarize stakeholders with the concept of mortgages and the economic opportunities with housing
Policies, best practices, procedures, agreement documentation will be developed.
![Page 29: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/29.jpg)
29
Phase Two – Business Model
A five year business projection and business plan will be developed
Mandate will be required from Chief & Council to establish the structure of the separate housing entity to operate housing as a business.
![Page 30: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/30.jpg)
30
Phase Three – Establishing The Housing Business
The entity will be resourced with proper staff, equipment and facilities to deliver on the five year business plan
Agreements will be negotiated with various agencies, such as: financial institutions, contractors, technical service groups, government agencies, suppliers, etc...
![Page 31: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/31.jpg)
31
Phase Four - Implementation
The Delivery of Housing Construction. The Selling of the Houses The Management of the Business.
![Page 32: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/32.jpg)
32
Summary Overview of The Strategic Plan for a
“Housing Business Entity”___________________________________
Major Tasks
![Page 33: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/33.jpg)
33
Contractingand Purchasing
LandIssues
ApplicantInventory Data
Base
QualityControl
InspectionUnit
FinancialManagement
(Sources & Uses of
Funding)
Policy/ProgramManagement
GovernmentRelations
7
2
1
6
5
4
3
HousingBusinessEntity
HaaBHaaB
![Page 34: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/34.jpg)
34
“Summary Overview of The Strategic Business Plan for a
Housing Business Entity”
___________________________________
Details of Major Tasks
![Page 35: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/35.jpg)
35
Policy/Program Management
Client criteria for eligibility Selection process methodology and criteria Special subsidy eligibility, incentives, bonuses Housing options “Landlord Tenant Act” equivalent (guarantee,
warranties and appeal rights) Enforcement and Collections.
1
![Page 36: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/36.jpg)
36
Government Relations
Between First Nation communities Federal Government: AANDC, CMHC,
Environment Canada, Revenue Canada, etc... Provincial Government Neighboring Municipalities.
2
![Page 37: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/37.jpg)
37
Financial Management
CMHC Section 10 and Section 95 housing, Direct lending programs
Community Mortgage Funds (Revolving Loan) First Nation guarantees with Banks Client Equity Provincial Subsidies Federal Government Capital funds Major Capital Plan AANDC “First Nation Market Housing Fund” Other sources.
3
![Page 38: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/38.jpg)
38
Applicant Inventory & Database
Detailed community profiles of Existing Housing
Developing client profiles and applicant inventory for new Housing requirements
Linking client purchasing power with Existing Housing Resources.
4
![Page 39: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/39.jpg)
39
Land Issues
Community Property (Band Owned) Certificate of Possession (Private) Other First Nation Land
Management Systems Environmental Management Zoning or bylaw considerations.
5
![Page 40: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/40.jpg)
40
Quality Control - Inspection
Building Code Standards Health and Safety Standards Inspection Services.
6
![Page 41: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/41.jpg)
41
Contracting & Purchasing
Issuing tender documents Negotiating purchase agreements Contracting documents Mortgage documents.
7
![Page 42: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/42.jpg)
42
Why Today?
![Page 43: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/43.jpg)
43
Large and growing market
Low interest rates
Proven profitable business
Proof of low loan delinquency in housing in First Nation communities
Bank & institution eagerness to finance housing deals
Profitable venture based on Non-social housing concepts.
![Page 44: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/44.jpg)
44
Proven Best Practises Business Models... For Example: First Nation Revolving Loan Funds:
• Six Nations: $17 million portfolio• MBQ: $13 million• Wendake: $22.8 million• Kahnawake: $15 million• Piikani: New• Nipissing: $421.6 K• Namgis: $3.5 millionPlus others ** Data Source Michael Rice.
Why Today.... Continued...
![Page 45: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/45.jpg)
45
Profits can be allocated to social housing or other Community needs
Step towards having control of our own housing
Government housing initiatives
First Nation readiness
Many factors are finally in place to support on-Reserve Housing
H.O.M.E. Team.
Why Today.... Continued...
![Page 46: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/46.jpg)
46
Two Short Videos
THE ONTARIO AANDCHOUSING AS A BUSINESS
HaaB
![Page 47: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/47.jpg)
47
Kitigan Zibi First NationHousing as a Business
HaaBHaaB
![Page 48: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/48.jpg)
48
THE ONTARIO AANDCHOUSING AS A BUSINESS
HaaB
![Page 49: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/49.jpg)
49
The Home Team
THE ONTARIO AANDCHOUSING AS A BUSINESS
HaaB
![Page 50: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/50.jpg)
50
Who is HOME Advisory Team?
The Housing as a Business initiative is guided by a volunteer advisory board made up of professionals from the private and public sector. The advisory board is called the “Housing Opportunity Management Expertise” Advisory Team (H.O.M.E. Advisory Team or the H.O.M.E. Team).
![Page 51: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/51.jpg)
51
Who is the HaaB H.O.M.E. Team ?
Ken Jacobs - Chair - AANDC -Ontario Region. Ken has promoted HaaB since 1980's and works with INAC Economic Development Programs.
Michael Rice - Housing - AANDC HQMike has worked with his community in Kahnawake and is an expert on Housing Revolving Loan Funds.
![Page 52: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/52.jpg)
52
Who is the HaaB H.O.M.E. Team ?
Chris Maracle - Special Advisor –AANDC HQ. Chris worked with his community in Mohawks of the Bay of Quinte and is an expert in on-Reserve Housing Construction and Management.
Kathy Campbell (KC) – Centre Manager, Ontario Aboriginal Housing Aboriginal CMHC.
![Page 53: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/53.jpg)
53
Who is the HaaB H.O.M.E. Team ?
Gerry Huebner – AANDC National Policy Analyst. Jerry is an proactive expert on partnerships, funding and finance.
Chris Hamden - AANDC– ABDP -ABC Ontario Manager. Chris is an expert in government programs that support private business
![Page 54: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/54.jpg)
54
Who is the HaaB H.O.M.E. Team ?
Grace Martineau – OFNTSC
Housing Advisor
Diane Levola - Lands Officer -AANDC Ontario. Diane is an expert on land management systems.
![Page 55: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/55.jpg)
55
Who is the HaaB H.O.M.E. Team ?
Wayne Staats-Six Nations Housing-Finance. Wayne is an expert in program management in housing with practical day to day operations.
Lisa Alphonse - Ministry of Aboriginal Affairs.Contact for other provincial Ministries and services
![Page 56: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/56.jpg)
56
Who is the HaaB H.O.M.E. Team ?
Jeffrey Toulouse Wikwemikong First Nation – Housing Manager.Expert in construction, housing management and landlord/tenant arrangements
Mr. E. Commanda (Serpent River FN) serving as manager the FNMHF. Prior to that, Earl was the Director of the Housing and Infrastructure at the AFN.
![Page 57: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/57.jpg)
57
The Home Team Commitment
THE ONTARIO AANDHOUSING AS A BUSINESS
HaaB
![Page 58: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/58.jpg)
58
HOME Team Commitment
1) Help advance the Housing as a Business (HaaB) concept on Pilot First Nations as determined by the First Nation
2) Recommend and guide strategic HaaB plans and priorities for the First Nation
3) Recommend specific actions and best practices to develop HaaB on Pilot First Nation
4) Foster communication among First Nations practitioners that wish to develop Housing as a Business on their First Nation
5) Work with First Nation Professionals and Advisors.
![Page 59: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/59.jpg)
59
HOME Team Commitment
6) Evaluate, monitor and make recommendations to stakeholders and practitioners on the demonstration projects to enhance the success of the businesses
7) Develop specific tools and templates for HaaB practitioners.
![Page 60: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/60.jpg)
60
First Nation Participants
THE ONTARIO HOUSING AS ABUSINESS WORKSHOP
March 22-24, 2011
HaaB
![Page 61: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/61.jpg)
61
James Bay
Hudsons Bay
Timmins
Thunder Bay
KenoraVermilion
Bay
Sault Ste. Marie
Sarnia London Toronto
Curve Lake
Ottawa
OntarioHaaB
Housing as a Business1st Nation Participants
Aamjiwnaang
Algonquins of PikwakanaganAtikameksheng Anishnawbek
BatchewanaFort WilliamM'Chigeeng
Mississauga New Credit
Moose CreeNipissing
First Nation
OneidaRamaSagamokWikwemikong
![Page 62: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/62.jpg)
62
March 22-24, 2011Sponsored by:
Aboriginal Affairs and Northern Development Canada
HOUSING AS A BUSINESSWORKSHOP REPORTHaaB
Workshop Goals and Objectives
![Page 63: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/63.jpg)
63
1) Change attitudes of all participants to consider "Housing as a Business" rather than a social or capital program
2) Outline the various business opportunities that housing presents
3) Provide First Nation examples (speakers) of different successful business in housing
4) Help stakeholders to develop an action plan on how best to develop these concepts in their territories
5) Identify potential First Nation HaaB pilot projects.
Workshop Goals & Objectives
![Page 64: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/64.jpg)
64
March 22-24, 2011Sponsored by:
Aboriginal Affairs and Northern Development Canada
HOUSING AS A BUSINESSWORKSHOP REPORTHaaB
Final Recommendations
![Page 65: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/65.jpg)
65
Top 10 Recommendations1. Experts on HOME
Team2. Website – All
information updated3. Follow up
Workshop4. HaaB Position
Paper5. More Land Tenure
Info (Website)
6. Horizontality – Need National & Regional
7. Communication & Marketing Plan
8. Funding & Financing Plan
9. Find a Housing Host for HaaB
10.HOME Team Marketing Planning.
![Page 66: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/66.jpg)
66
First Nation Pilot ParticipantsFrom Workshop One
THE ONTARIO AANDCHOUSING AS A BUSINESS
HaaB
![Page 67: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/67.jpg)
67
Housing as a BusinessPotential FirstNation PilotProjects James Bay
Hudsons Bay
Timmins
Thunder Bay
KenoraVermilion
Bay
Sault Ste. Marie
Sarnia London
Curve Lake
Ottawa
Ontario
Pic River
Wikwemikong
Nipissing
Mississaugas of the New Credit
First Nations
HaaB
Toronto
![Page 68: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/68.jpg)
68
Benefits to First Nations
THE ONTARIO AANDCHOUSING AS A BUSINESS
HaaB
![Page 69: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/69.jpg)
69
Benefits of HaaB To First Nations1) New Service to a Previously un-serviced Market2) More Housing on First Nations3) Profits can be allocated to social housing or other
community needs4) Step towards having control of your own housing.5) Additional Government housing initiatives6) First Nation controls interest rates (protection)7) Proven Profitable Business Entity (Examples)8) Proof of low loan delinquency in Housing on First
Nation communities9) Quality Housing (First Nation Standards)10) Investing into the Community Membership.
![Page 70: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/70.jpg)
70
OCTOBER 4-6, 2011
HOUSING AS A BUSINESS WORKSHOP II
HaaB
![Page 71: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/71.jpg)
71
Conclusions
Summarywww.haab.ca
![Page 72: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/72.jpg)
72
Five Objectives of this Presentation
ChiMiigwech !
Thank You
HaaB
![Page 73: HOUSING AS A USINESS PRESENTATION](https://reader031.vdocuments.net/reader031/viewer/2022020620/61e379739f58b64be0266375/html5/thumbnails/73.jpg)
73
Information Evaluation
HaaB