how ccr is using geography throughout the entire organization · portfolio data (confidential-ccr)...

How CCR is using geography throughout the

entire organization

Nathalie ORLHACGIS Project Leader

What is CCR (Caisse Centrale de Réassurance) ?

2

o Public reinsurer owned by the French State

– Established in 1946, CCR is accredited to provide State-guaranteed reinsurance coverage to insurers,

operating in France, against natural disasters and uninsurable risks French Natural Disaster

Compensation Scheme (law of 07/13/1982) ( https://www.ccr.fr/-/indemnisation-des-catastrophes-naturelles-en-france )

– Our mission is to design, implement and manage efficient tools to meet our clients’ needs as well as

serving the general interest

– Is also in charge of accounting and financial management of some public funds on behalf of the French

State

o CCR-Re (CCR affiliate) : Full-service reinsurer company operating on french and

international markets in life, non-life and specialty lines of business

13/03/2018 How CCR is using geography throughout the entire organization - Geo Risk Insurance Seminar

https://www.ccr.fr/-/indemnisation-des-catastrophes-naturelles-en-france

Why having Nat Cat Modeling at CCR ?

3

o For more than 15 years, CCR has been developing natural disaster models to

analyze the exposure of the French territory

o To achieve this work CCR:

– Collects data on hazards, vulnerability and damages

– Develops its own models for the main perils: floods and drought

– Uses and adapts editor models for other perils with potentially extreme losses: earthquake and

windstorm

o These tools allow CCR to estimate:

– The cost of a major event few days after it occurs : this approach is called « deterministic »

– A probabilistic exposure for the insurance market, for CCR and for the French state considering

a large event dataset including non-yet occurred events: this approach is called « probabilistic »


Flood Model Workflow


Land Use

Vulnerability Model

Exposure Model

Insured Risks geolocation

and characterization

River Overflow

Surface Runoff

• Insured Value

• Claim probability

• Destruction ratio in

case of claim

• Nat Cat recognition

probability

Hazard Model

Weather

Elevation

Hydrography

Portfolio Data(Confidential-CCR)

Modeling

Insurance Indicators

Hazard Maps

Cost per community

Maps

Output :Ceres (E-risk)

Event Cost Estimation

Portfolio Exposure

€€

€€€

€€ €€€

€

€

€€

Input Data


Land Use

Vulnerability Model

Exposure Model

Insured Risks geolocation

and characterization

River Overflow

Surface Runoff

• Insured Value

• Claim probability

• Destruction ratio in

case of claim

• Nat Cat recognition

probability

Hazard Model

Weather

Elevation

Hydrography

Portfolio Data(Confidential-CCR)

Modeling

Insurance Indicators

Hazard Maps

Cost per community

Maps

Output :Ceres (E-risk)

Event Cost Estimation

Portfolio Exposure

€€

€€€

€€ €€€

€

€

€€

Input Data

The use of Advanced Desktop GIS


6

o Data visualization, understanding, control and preprocessing for

modeling

– Weather data kriging

– DEM

– Hydrography database preprocessing

– Land use

– Portfolio and claim data geocoding (Roof top when available (BD ARESSE@locator for ArcGIS))


7

o Modeling results validation

– Comparison with real measured hazard areas

– Remote sensing

– Historical claims

– 3D visualization



The use of Web GIS externally

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o Web GIS for Output valorization

– Ceres: Website dedicated to our customers, partners

and public authorities :

• Major Nat Cat event description web pages (more than 200)

• Portfolio / Exposure / Losses dashboards and BI abilities


Event Cost

Estimation

Descriptive

maps

The use of Web GIS externally

9

o Web GIS for Output valorization

– Ceres: Website dedicated to our customers, partners and public authorities

• Interactive map


Hasard Exposure

Calculation tool

Excel spreadsheet

Geocoding toolInsurance

Statistical

Indicators Maps

Hazard Maps :

- From the field

- From models

Customers

Portfolio and

claim maps

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o Web GIS for all at CCR

– ArcGIS enterprise implementation: “We can make GIS easy for all CCR staff”

• Portal for ArcGIS

• ArcGIS Maps for Office (Excel and PowerPoint)


The use of Web GIS internally

better data access and sharing better data understanding better decision making

What is next ?

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o Web GIS for all

– Open our internal Portal to our customers : “We can make GIS easy for all CCR staff”

– Implement GeoBI abilities Insights for ArcGIS is a great candidate !


13/03/2018 How CCR is using geography throughout the entire organization - Geo Risk Insurance Seminar 12

Insights for ArcGIS tests

o Portfolio

exposure

analyses to

drought and

flooding



o Cat Nat

recognition

analyses



o Wind and Drought

damage costs on

harvest

Thank you

Nathalie ORLHAC : [email protected]

This presentation and all the content hereof (including text, publications, images, photographs and graphic or cartographic

elements) are the exclusive property of CCR or of third parties having expressly authorised their use.

Any reproduction, representation or use of all or any part of the presentation is expressly prohibited, unless CCR's prior

written consent has been obtained.

The content of the presentation is strictly for information purposes only and has no contractual value.

CCR accepts no responsibility for any direct or indirect loss or damage, whatever the cause or nature, associated with the

presentation and incurred because of the use or possible inaccuracy of the information contained in the presentation.

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