How to choose a Car Insurance

Look for a licensed provider

Licensed Provider

• Caution: when shopping for car insurance online, ensure they are licensed in your area

Price you pay

Price factor• Get quotes from two or three companies

either from;1. Direct to consumer companies 2.Agents or 3.Internet based

• Direct companies offers the best, but they ask for perfect driving records• Cheap car insurance may be an expensive mistake

• Low price may have less cover

Third party Vs Comprehensive

• Decide what cover you need, third party or comprehensive

• Be aware that third party covers injury/ damage to the third party, not your car/life

Efficient service

Service• Quick and efficient

• Talk to consumers of the company you are paying for

Choosing an Insurance Company

• Reliability of the firm• Ability to pay claim

• Look for agency’s ratings, be prudent to consider more than one agency’s ratings

• Take time to research and get the best one

Get Quotes from two or three

• Contact an agency and tell your needs. It is wise if you consult two or three agencies and ask for quotes

Thank You