What you should be aware of to get the best deal on your

Car Insurance…

O'Callaghan Insurances Ltd trading as QuoteMe.ie is regulated by the Central Bank of Ireland.

There are several things you need to consider in order to ensure you get the best car insurance deal available. Our guide to the basics will assist you.

What’s the best policy for you?

• What level of cover you require?• If you need any additional

benefits added onto the standard policy.

• What is your price range?

When you choose a

policy you must

decide:

Third party coverThis is generally the cheapest car insurance option and will cover you if you injure someone or damage their car or property due to an accident.

Third party, fire and theft• Added to the third party cover this

motor insurance policy also covers you for repair or replacement in the event your car is stolen or damaged/destroyed by fire.

Comprehensive CoverWith comprehensive auto insurance you get all the cover above and you also can claim for damage to your car

Additional CoverThis is an opportunity for you to decide what is important to you in terms of cover and what you are prepared to pay for that extra cover. You may not have to pay extra for some of these; most motor insurance providers in Ireland include some or all of these within a comprehensive policy

Cover Options

AdditionalCover Options

Protection of your No Claims Bonus – full or

partial

Personal accident

insurance for you and your

named drivers

Personal belongings if

stolen from the car

Roadside assistance or breakdown

assistance from home

Cover if driving your car in

Europe

Courtesy car whilst yours is being repaired

due to an accident

Check the small print

• What cover includes & excludes – make sure you have all the cover you expect

• Higher than normal excess for comprehensive claims – you can opt for this to get lower premiums

• Pay by installment costs – the benefit of ability to budget can outweigh interest costs

Check your motor insurance policy including the small print for these items:

To get the best deal for Car InsuranceCheck what discounts are available for you. There can be discounts for:

Adding named drivers

Using same insurer for all policies

Having driving experience as a named driver along with your own No Claims

Bonus

You might also qualify for a low mileage discount on your motor insurance if you drive infrequently or only do short journeys

Compare quotes – price is important but so is the level of cover

O'Callaghan Insurances Ltd trading as QuoteMe.ie is regulated by the Central Bank of Ireland.

Quoteme.ie is an insurance broker in Dundalk, Co.

Louth, Ireland.We specialise in car

insurance, home, insurance, van insurance and travel

insurance.