human resource management ()

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]dfs fs kliy jkr ol gmueotfkloi purpksg, Jkr ckrg fljkrcotfkl rgom kur ]grcs * Eklmftfkl ,

EDOX]GR#?

Fltrkmuetfkl tk Ducol Rgskuregs Coloagcglt

Os wg nlkw tdot tdg prflefpoi rgskuregs kj ol kraolfzotfkl fs tdg pgkpig, Qftdkut wdfed lk kraolfzotfkl

eol bkrl olm rul, ]dus pgkpig org tdot rgskuregs kj kraolfzotfkl tdrkuad wdfed oii oetfvftfgs org mklg tk

oedfgvg tdg kraolfzotfkloi kb`getfvgs, Uk tdg prkegss kj coloafla tdg ducol rgskuregs kj ol

kraolfzotfkl fs nlkwl os ducol rgskureg coloagcglt, Ft fs cofliy eklegrlgm wftd pgkpig‖s mfcglsfkl

fl tdg kraolfzotfkl, Ft cgols gcpikyfla pgkpig) mgvgikpfla tdgsg rgskuregs) utfifzfla) cofltoflfla) olm

ekcpglsotfla tdgfr sgrvfegs wftd tdg `kb olm kraolfzotfkloi rgqufrgcglt, Ducol rgskureg fs tdg

prfcory rgskuregs kj tdg kraolfzotfkl) sk tdgy sdkuim bg coloagm gjjgetfvgiy olm gjjfefgltiy tk oedfgvg

kraolfzotfkloi akoi, DRC fs sofm tk bg tdg pdfikskpdy) pkifefgs) prkegmurgs olm proetfegs rgigtgm tk tdg

coloagcglt kj prkmuetfvg ducol rgskuregs fl olm kraolfzotfkl,

Oeekrmfla tk Byors olm Rug0 ’Ducol rgskureg coloagcglt glekcpossgs tdksg oetfvftfgs mgsfalgm tk

prkvfmg jkr olm ekkrmflotg tdg ducol rgskuregs kj ol kraolfzotfkl,

Mgeglzk *ocp> Rkbbfls0 ’DRC fs o prkegss kj jkur juletfkl oequfrfla) mgvgikpcglt) cktfvotfkl olm

cofltgloleg kj ducol rgskuregs,–

Fl sdkrt DRC eol bg mgjflgm os tdg prkegss kj oeekcpifsdfla kraolfzotfkloi akois by oequfrfla)

rgtoflfla) tgrcflotfla) mgvgikpfla olm prkpgriy usfla ducol rgskuregs fl ol kraolfzotfkl,

Edoroetgrfstfes kj DRC0

f& Oetfkl Krfgltgm0 Gjjgetfvg DRC jkeusgs kl oetfkl) rotdgr tdol kl rgekrm nggpfla) wrfttgl prkegmurg kr

ruigs, Ft afvgs gcpdosfs kl tdg skiutfkl tk gcpikycglt prkbigc tk oedfgvg kraolfzotfkloi kb`getfvgs olm

joefiftotg gcpikycglt mgvgikpcglt olm sotfsjoetfkl fl o mylocfe glvfrklcglt,

ff& Ducol Opprkoed0 DRC fs tdg prkegss kj coloafla pgkpig kj ol kraolfzotfkl wftd o ducol opprkoed,

Ft cgols gcpikyfla pgkpig mgvgikpfla tdgsg rgskureg) utfifzfla) cofltoflfla olm ekcpglsotfla tdgfr

sgrvfegs tk tdg `kb olm kraolfzotfkloi rgqufrgcglt, Ft fs eklegrlgm wftd ducol ospgets, Cofliy ft

mgvgikps olm utfifzg ducol pktgltfoi,

fff& Xort kj Coloagcglt0 DRC fs o port kj coloagcglt prflefpigs olm juletfkls,

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Ft flvkivgs coloagrfoi juletfkls sued os piollfla) fcpigcgltfla olm ekltrkiifla kj oequfsftfkl)

mgvgikpcglt) utfifzotfkl olm ,,,,,,,, cofltgloleg kj ducol rgskuregs,

fv& Xgrvosfvg juletfkl0 DRC fs pgrvosfvg juletfkl kj coloagcglt, Oii igvgi kj coloagcglt pgrjkrc ft,

Oitdkuad tdg DR mgportcglt fs ergotgm ulmgr DR coloagr) ft sdkuim lkt bg ossucgm tdot ktdgr

coloagrs org lkt jrgg jrkc fts rgspklsfbfifty,

v& Ekltflukus Xrkegss0 DRC fs o ekltflukus prkegss olm ft cust bg pgrjkrcgm ekltflukusiy tk oedfgvg

kraolfzotfkloi akoi sckktdiy, Ft fs eklegrlgm wftd prgsglt os wgii os juturg,

vf& Oedfgvgcglt kj Akoi0 DRC ofcs tk oedfgvg kraolfzotfkloi akoi by coloafla tdg ducol rgskuregs kj

ol kraolfzotfkl,

vff& DRC juletfkl0 oequfsftfkl) mgvgikpcglt) cktfvotfkl olm cofltgloleg,

Kb`getfvgs kj DRC

Kb`getfvgs org prgmgtgrcflgm akois tk wdfed flmfvfmuoi kr arkup oetfvfty fl ol kraolfzotfkl fs mfrgetgm,

Gjjgetfvg coloagcglt kj ducol rgskuregs fs tdg ngy tk kraolfzotfkloi sueegss, Ekrpkrotg kb`getfvgs

olm flmfvfmuoi os wgii os skefoi akois fljiugleg tdg kb`getfvgs kj ducol rgskureg coloagcglt, ]dg

prfcory kb`getfvgs kj DRC fs tk oequfrg) mgvgikp) cktfvotg) olm utfifzg tdg ducol rgskureg tk oedfgvg

kraolfzotfkloi akois fl o mylocfe glvfrklcglt, ]dg vorfkus purpksg kj DRC fs afvgl bgikw0

o& Oequfsftfkl0 Klg kj tdg cofl purpksg kj DRC fs tk globig tdg kraolfzotfkl tk kbtofl olm rgtofl tdg

snfiigm ekccfttgm olm wgii cktfvotgm wkrnjkreg tk oedfgvg kraolfzotfkloi kb`getfvgs,

b& Oedfgvgcglt kj kraolfzotfkl akoi0 DRC oiwoys ofc tk oedfgvg kraolfzotfkloi akoi by ol gjjgetfvg

utfifzotfkl kj ducol rgskuregs,

e& Mgvgikpcglt kj Xgkpig0 ]dg olktdgr purpksg kj DRC fs tk gldoleg olm mgvgikp tdg fldgrglt

eopoeftfgs kj pgkpig) tdgfr ekltrfbutfkl pktgltfoi olm gcpikyobfifty by prkvfmfla ekltflukus troflfla olm

mgvgikpcglt kppkrtulfty,

m& ]k mgvgikp ol glvfrklcglt fl wdfed tgoc wkrn olm jigxfbfifty eol jikurfsd,

g& ]k glsurg tdot pgkpig org voiugm olm rgwormgm jkr wdot tdgy mk olm oedfgvg olm tk afvg gquoi

kppkrtulftfgs org ovofiobig tk oii,

j& Fcprkvg quoifty kj wkrn ifjg0 Ducol rgskureg coloagcglt cofltofls olm fcprkvg pdysfeoi olm

cgltoi wgii# bgfla kj gcpikygg, DRC oiwoys ofc tk cofltofl tdg quoifty kj wkrn ifjg, Qftdkut tdfs

fcprkvgcglt) ft fs mfjjfeuit tk fcprkvg tdg kraolfzotfkloi pgrjkrcoleg,

Juletfkls+ Ekcpklglts kj DRC

Fl krmgr tk oedfgvg kraolfzotfkloi kb`getfvgs) DRC cust pgrjkrc egrtofl juletfkls, ]dg cofl juletfkl

pgrjkrcgm by DRC eol bg eiossfjfgm fltk jkur eotgakry,



?& Oequfsftfkl0 Oequfsftfkl cgols tk pioeg rfadt lucbgr kj pgkpig ot rfadt tfcg fl tdg kraolfzotfkl, ]dg

jkiikwfla oetfvftfgs org rgiotgm wftd oequfsftfkl0

o& DR Xiollfla0 ]dg DRC prkegss bgafls wftd ducol rgskureg piollfla, Xiollfla glsurgs kraolfzotfkl

tdot ft dos o rfadt lucbgr kj quoifjfgm pgkpig fl tdg rfadt `kb ot rfadt tfcg, ]dfs fleiumgs tdg gstfcotfkl

kj mgcolm olm suppiy kj iobkur,

b& Rgeruftcglt0 rgeruftcglt fs tdg prkegss kj sggnfla olm ottroetfla prkspgetfvg eolmfmotg jkr tdg `kb

voeolefgs, Ft glsurgs ckrg pgkpig tk oppiy jkr tdg `kb,

e& Ugigetfkl0 Ugigetfkl cgols tk edkksg tdg rfadt eolmfmotg jrkc ockla oii tdg prkspgetfvg oppifeotfkl,

Ft flvkivgs rgvfgwfla tdg oppifeotfkl jkrc) psyedkikafeoi tgstfla) fltgrvfgwfla gte,

m& Upgefoifzotfkl0 ]dg oequfsftfkl juletfkls fs ekcpigtgm wdgl tdg sgigetgm oppifeolt dovg bggl pioegm

fl kraolfzotfkl olm dovg omkptgm tk tdg kraolfzotfkl‖s euiturg olm glvfrklcglt,

2& Mgvgikpcglt kj Ducol Rgskureg0 DRC fs fltglmgm tk fcprkvg tdg pgrjkrcoleg kj gcpikyggs, Xiols

sdkuim bg orrolagm jkr mgvgikpfla pgkpig ot oii igvgi bgeousg ekcpgtglt pgkpig wfii lkt rgcofl

ekcpgtglt jkrgvgr, Uk tdot ommftfkloi mgvgikpcglt kj ducol rgskuregs rgqufrgm tfcg tk tfcg, ]dg

mgvgikpcglt kj ducol rgskuregs eol bg vfgwgm fl tdrgg prkegss, ]dg jfrst fs gcpikygg troflfla wdfed

afvgs gcpdosfs kl snfii mgvgikpcglt tk ekpg wftd tdg eurrglt edolags, ]dg sgeklm fs coloagcglt

mgvgikpcglt) wdfed fs eklegrlgm wftd gldolegcglt kj ol gxgeutfvg‖s eklegptuoi obfiftfgs, ]dg tdfrm fs

eorggr mgvgikpcglt wdfed flvkivgs eorrfgr potd kj gcpikygg tk coted ikla tgrc flmfvfmuoi olm

kraolfzotfkl lggms,

5& Cktfvotfkl kj Ducol Rgskureg0 Dfadiy cktfvotgm gcpikygg oiwoys tglm tk bg ckrg prkmuetfvg olm

dovg ikwgr rotgs kj obsgltggfsc) turlkvgr olm iotglgss, ]dus gcpikygg cktfvotfkl fs vftoi tk tdg

sueegss kj oly kraolfzotfkl,

]dg gxtrflsfe joetkr sued os `kb mgsfal, Qkrnfla eklmftfkl) `kb sgeurfty) olm supgrvfsfkl olm fltrflsfe

joetkr sued os oedfgvgcglt) rgekalftfkl org tdg cofl joetkrs wdfed ojjget tdg cktfvotfkl kj tdg

gcpikygg, ]dg gcpikyggs kj oly kraolfzotfkl cktfvotgs tkworms dfs wkrn wdgl dfs lggms org sotfsjfgm

by tdg `kb) fs mkfla, ]dg pgrjkrcoleg opprofsoi prkegss olm fts kutekcg wfii ojjget tdg gcpikygg

cktfvotfkl, Fj tdgy tdfln tdgfr gjjkrts wfii bg uljofriy `umagm) cktfvotfkl wfii mgergosg, ]dg rgworm kr

pulfsdcglt tdot jkiikw tdg opprofsoi olm ekcpglsotfkl olm bglgjft omcflfstrotfkl wfii fljiugleg

cktfvotfkl, O ifln sdkuim bg gstobifsdgm bgtwggl gcpikygg pgrjkrcoleg olm ekcpglsotfkl, ]dg cofl

ofc kj DRC fs tk flergosg tdg prkmuetfvfty olm pgrjkrcoleg kj tdg gcpikygg by cktfvotfla tdgc,

=& Cofltgloleg kj ducol rgskureg0 ]dg jfloi juletfkl kj DRC fs cofltgloleg kj ducol rgskureg, Ft fs

eklegrlgm wftd prkvfmfla tdksg wkrnfla eklmftfkl tdot gcpikygg bgifgvg org lgegssory fl krmgr tk

cofltofl tdgfr ekccftcglt tk tdg kraolfzotfkl, Kraolfzotfkl org rgqufrgm tk prkvfmg sojg wkrn

glvfrklcglt jrgg jrkc pdysfeoi dozorms olm uldgoitdy eklmftfkl, Iobkur rgiotfkl fs eklegrlgm wftd tdg

rgiotfklsdfp bgtwggl tdg kraolfzotfkl olm fts gcpikygg, Fj tdgrg fs akkm rgiotfklsdfp ) tdgrg wfii bg

ekkpgrotfkl olm o dfad igvgi kj ekccftcglt ktdgrwfsg lkt, ]dus tdrkuad tdgsg oetfvftfgs) wg eol gxpget



tk dovg ekcpgtglt ktdgrwfsg lkt, ]dus tdrkuad tdfs oetfvftfgs) wg eol gxpget tk dovg ekcpgtglt

gcpikygg wdk org ekccfttgm tk tdg kraolfzotfkl olm sotfsjfgm wftd tdgfr `kb,

DRC Uystgc

DRC fs tdg prkegss kj coloafla pgkpig fl tdg kraolfzotfkl wftd o ducol opprkoed, ]dus ft fs

eklegrlgm wftd tdg pgkpig mfcglsfkl fl coloagcglt, DRC eol bg vfgwgm jrkc systgc prkspgetfvg, O

systgc fs ol kraolfzgm sgt kj fltgrrgiotgm olm fltgarotgm ports kr kb`gets fl o collgr kj oedfgvfgfla

ekcckl akoi, Uystgc eklsfsts kj ekcpklglts sued os flput) prkegssfla olm kutekcgs wdfed fltgroet

wftd glvfrklcgltoi mylocfes, ]dgsg ekcpklglts org fltgriflngm tdrkuad jggmboen olm ft fs o

ekltflukus prkegss kpgrotgs fl o mylocfes glvfrklcglt, ]dfs systgc prkvfmgs o eklegptuoi strueturg

jkr fltgarotfla tdg vorfkus ekcpklglts wftdfl tdg DRC systgc,

?& Flput0

f& Kraolfzotfkloi Xiol0 ]dg kraolfzotfkl‖s piol olm strotgafgs lggms jkr tdg juturg mgtgrcflg kj ducol

rgskureg , Zorfkus ekcpklglts kj kraolfzotfkloi piol sued os prkmuetfkl piol) corngtfla piol) soigspiol) piol jkr gxpolsfkl olm mfvgrsfjfeotfkl org usgm os tdg bosfs jkr mgvgikpfla ducol rgskuregs

piollfla, ]dfs piol dgip fl gstfcotfla tdg mgcolm kj ducol rgskuregs tdot wfii bg rgqufrgm jkr juturg,

ff& DRC Xkifefgs0 DRC pkifefgs org aglgroi stotgcglt tdot sgrvg tk aufmg mgefsfkl confla, ]dgy mfrget

tdg oetfkl kj DR oetfvftfgs tkworms tdg oedfgvgcglt kj fts akois, DRC pkifefgs org tdgrg tk sgrvg tdrgg

co`kr juletfkl, O& tk rgossurg gcpikyggs tdot tdgy wfii bg trgotgm jofriy olm kb`getfvgiy) b& tk dgip

coloagrs cong qufen olm eklsfstglt mgefsfkl olm e& tk afvg coloagrs tdg ekljfmgleg tk rgskivg

prkbigcs olm tk mgjflg tdgfr mgefsfkl, Kraolfzotfkl eol fcprkvg tdg pgrjkrcoleg kj DR by tdg prkpgr

usg kj ducol rgskuregs pkifefgs,

fff& DR piols0 DR piols dgip tk nggp tdg kraolfzotfkl suppifgm wftd tdg rfadt pgkpig wdgl tdgy org

lggmgm, Ft mgtgrcflgs tdg ducol rgskuregs rgqufrgm by tdg kraolfzotfkl, Ft jkrgeost tdg mgcolm jkr DR

by ekcporfla tdg prgsglt suppiy kj DR wftd kraolfzotfkl‖s prk`getgm mgcolm jkr DR,

fv& @kb Oloiysfs0 @kb oloiysfs fs tdg prkegss kj mgtgrcflfla tdg tosns tdot cong up tdg `kb olm tdg snfii)

obfiftfgs olm rgspklsfbfiftfgs tdot org rgqufrgm kj ol flmfvfmuoi tk sueegssjuiiy oeekcpifsd tdg `kb, ]dfs

spgefjy tdg `kb rgqufrgcglt,

v& Iobkur Corngt0 Ikbkur corngt sgrvgs os tdg gxtgrloi skuregs kj suppiy kj DR tdot org rgqufrgm jkr

kraolfzotfkl,

2& Xrkegssfla0 $ Uocg os tdg juletfkl kj DRC,

5& Kutput kj DRC systgc0

f& _uoifty kj Qkrn ifjg$_QI& 0 _uoifty kj wkrn ifjg rgjgrs tk tdg quoifty kj rgiotfklsdfp bgtwggl gcpikygg

olm tdg tktoi wkrnfla glvfrklcglt kj tdg kraolfzotfkl, _QI eol bg mgjflgm os tdg gxtglt tk wdfed

cgcbgrs kj ol kraolfzotfkl org obig tk sotfsjy pgrskloi lggms tdrkuad kraolfzotfkloi prkegss, Ft



eklegltrotgs kl ergotfla o wkrnfla glvfrklcglt tdot fs eklmuetfvg tk tdg sotfsjoetfkl kj gcpikygg lggs,

_QI fleiumgs outklkcy) rgekalftfkl) bgiklafla olm gxtgrloi rgworms, Ft dgips tk flergosg prkmuetfvfty)

kraolfzotfkloi gjjgetfvglgss olm gcpikygg sotfsjoetfkl,

ff& Xrkmuetfvfty0 Xrkmuetfvfty fs tdg rgiotfklsdfp bgtwggl rgoi flputs olm rgoi kutputs, Ft cgosurg dkw

wgii rgskuregs org ekcbflgm olm utfifzgm tk prkmueg o rgsuit mgsfrgm by coloagcglt, Dfadgrprkmuetfvfty glsurgs igssgr ekst kj prkmuetfkl) dfadgr prkmuetfkl olm ckst gjjgetfvg utfifzotfkl kj

ovofiobig rgskuregs, ]dfs igoms tk tdg sotfsjoetfkl kj gvgry sgetfkl kj skefgty) eklsucgr) gcpikyggs olm

gcpikygrs,

fff& Rgomflgss jkr edolag> Edolag fs tdg port kj kraolfzotfkloi ifjg, Fl joet tdg survfvoi) arkwtd) olm

prkjftobfifty kj ol kraolfzotfkl mgpglms kl fts obfifty tk edolag fts strueturg olm prkegss fl rgspklsg tk

edolafla glvfrklcglt, ]roflfla fs fcpkrtolt tk rgmueg tdg jofr osskefotgm wftd edolag, ]dg

coloagcglt cust ergotgs o wkrn otckspdgrg tdot vfgws edolag os o pksftfvg olm prkargssfvg

glmgovkr,

fv& Ekcpgtftfvg Omvoltoags0 Aikboifzotfkl olm ifbgroifzotfkl kj busflgss org bkulm tk fltglsfjy

ekcpgtftfkl, Fl sued sftuotfkl kraolfzotfkl cust kbtofl ekcpgtftfvg omvoltoag tk survfvg olm

sueegssgm, Ekcpgtftfvg omvoltoags fs kbtoflgm tdrkuad gjjfefglt olm ergotfvg wkrnjkreg, Ekltflukus

fcprkvgcglt olm fllkvotfkl org twk gssgltfoi kb`gets tk oedfgvg olm sustofl ekcpgtftfvg omvoltoags,

Xgrskllgi olm Ducol Rgskureg Coloagcglt $DRC&

DRC fs tdg ckmgrl tgrc jkr wdot dos tromftfkloiiy bggl rgjgrrgm tk os pgrskllgi omcflfstrotfkl kr

pgrskllgi coloagcglt, DRC fs tdg tgrc flergosflaiy usgm tk rgjgr tk tdg pdfikskpdy) pkifefgs)

prkegmurgs) olm proetfegs rgiotgm tk tdg coloagcglt kj pgkpig fl tdg kraolfzotfkl, Ukcg vfgw

pgrskllgi coloagcglt kr pgrdops ckmgrl pgrskllgi coloagcglt cgols tdg socg tdfla, Edolag fl

tgrcflkikay rgjigets tdg flergosgm sfalfjfeoleg osskefotgm wftd tdg coloagcglt kj pgkpig fl

kraolfzotfkl os wgii os bkrmgr prkspgetfvg jrkc wdfed tdg jfgim fs eurrgltiy vfgwgm, Klg sdkuim eigoriy

ulmgrstolm tdot DRC fs lkt kliy pgrskllgi cact, rotdgr ft fs kliy tdg port kj DRC, Fl tdg post

pgrskllgi coloagcglt dom o strkla juletfkloi jkeus) tdot fs pgrskllgi spgefoifsts wgrg prfcorfiy

eklegrlgm wftd tdg omcflfstrotfkl kj spgefjfe gcpikygg rgiotgm juletfkl sued os ifvfla) troflfla) woagsgttfla olm mfsefpiflory oetfkl, DRC fs gcgragm kut kj pgrskllgi juletfkls) olm pgrskllgi cact, eol

lkt bg fskiotgm jrkc DRC,

]dg mfjjgrgleg bgtwggl DRC olm pgrskllgi coloagcglt org os jkiikws0

?, DRC fs prfcorfiy o pdfikskpdy) pkifefgs) prkegmurgs olm proetfegs rgiotgm tk tdg coloagcglt kj

pgkpig wdfig pgrskllgi cact fs o juletfkloi orgo olm juletfkl,



2, DRC cust rgcofl ot tdg egltgr kj coloagcglt, Ft fs eklegrl kj oii coloagrs jrkc tkp tk buttkl fl ol

kraolfzotfkl) wdfig pgrskllgi cact fs cofliy tdg eklegrl kj pgrskllgi coloagrs,

5, DRC congs gjjkrt prfcorfiy tk sotfgty tdg ducol lggms kj tdg pgkpig ot wkrn wdfed cktfvotgs tdg

pgkpig tk cong tdgfr bgst ekltrfbutfkl jkr tdg oedfgvgcglt kj kraolfzotfkl akois olm kb`getfvgs) wdfig

pgrskllgi coloagcglt cofltofls ruigs) prflefpigs olm igaoi prkvfsfkls fl cofltoflfla tdg pgkpig,

=, Ducol voiugs olm flmfvfmuoi lggms org afvgl prfkrfty fl DRC) wdfig pgrskllgi coloagcglt afvgs

gcpdosfs kl gjjfefglt omcflfstrotfkl,

7, DRC fs ol fltgarotgm opprkoed oeekcckmotfla oii tdg ospgets kj oequfsftfkl) mgvgikpcglt)

cktfvotfla olm cofltgloleg kj ducol rgskuregs) wdgrg os pgrskllgi coloagcglt fs prfcorfiy

eklegrlgm wftd rgeruftcglt) sgigetfkl) olm omcflfstrotfkl kj colpkwgr,

Kutekcgs kj DRC

_uoifty kj Qkrn Ifjg$_QI&0

_QI rgjgrs tk tdg quoifty kj rgiotfklsdfp bgtwggl gcpikyggs olm tdg tktoi wkrnfla glvfrklcglt kj tdg

kraolfzotfkl , _QI eol bg mgjflgm os tdg gxtglt tk wdfed cgcbgrs kj ol kraolfzotfkl org obig tk sotfsjy

pgrskloi lggms tdrkuad kraolfzotfkloi prkegss, ]dus _QI eklegltrotgs kl ergotfla o wkrnfla

glvfrklcglt tdot fs eklmuetfvg tk tdg sotfsjoetfkl kj wkrngr lggms, ]dus _QI eklegltrotgs kl ergotfla

kj wkrnfla glvfrklcglt tdot fs suftobig olm afvgs sotfsjoetfkl tk tdg wkrngrs, Borry O, Utgfl prkvfmgs us

wftd jkiikwfla jfvg prkegmurgs kr pkifefgs) tdot congs tdg wkrn igss rkutflg olm ckrg rgwormfla jkr tdg

gcpikygg,

o& Outklkcy+ Jrggmkc0 Ft mgois wftd tdg ockult kj jrggmkc,,,,,, tdot gcpikygg eol gxgrefsg fl tdgfr

`kb,

b& Rgekalftfkl0 Ft flvkivgs bgfla voiugm by ktdgrs fl tdg ekcpoly, Ol gcpikygg!s ekltrfbutfkl tk tdg

kraolfzotfkl fs lktfegm olm opprgefotgm,

e& Bgiklafla0 Ft rgjgrs tk bgfla port kj tdg kraolfzotfkl, Ol flmfvfmuoi wdk bgiklas tk ol kraolfzotfkl fs

klg wdk sdorgs tdg kraolfzotfkl‖s voiugs olm fs rgaormgm os bgfla voiuobig port kj tdg jfrc,

m& Xrkargss olm Mgvgikpcglt0 Xrkargss olm mgvgikpcglt rgjgr tk tdg fltgrloi rgworm ovofiobig jrkc tdg

kraolfzotfkl) edoiiglag) olm oeekcpifsdcglt,

g& Gxtgrloi Rgworm0 Gxtgrloi rgworms org usuoiiy fl tdg jkrc kj soiory olm bglgjfts but oisk fleiumg

prkcktfkl olm stotus,Xgrskllgi olm Ducol Rgskureg Coloagcglt $DRC&











eklegrlgm wftd tdg omcflfstrotfkl kj spgefjfe gcpikygg rgiotgm juletfkl sued os ifvfla) troflfla) woag

sgttfla olm mfsefpiflory oetfkl, DRC fs gcgragm kut kj pgrskllgi juletfkls) olm pgrskllgi cact, eol















Kutekcgs kj DRC






kj wkrnfla glvfrklcglt tdot fs suftobig olm afvgs sotfsjoetfkl tk tdg wkrngrs, Borry O, Utgfl prkvfmgs uswftd jkiikwfla jfvg prkegmurgs kr pkifefgs) tdot congs tdg wkrn igss rkutflg olm ckrg rgwormfla jkr tdg

gcpikygg,

o& Outklkcy+ Jrggmkc0 Ft mgois wftd tdg ockult kj jrggmkc tdot gcpikygg eol gxgrefsg fl tdgfr `kb,







m& Xrkargss olm Mgvgikpcglt0 Xrkargss olm mgvgikpcglt rgjgr tk tdg fltgrloi rgworm ovofiobig jrkc tdg

kraolfzotfkl) edoiiglag) olm oeekcpifsdcglt,


prkcktfkl olm stotus,Xgrskllgi olm Ducol Rgskureg Coloagcglt $DRC&









eklegrlgm wftd tdg omcflfstrotfkl kj spgefjfe gcpikygg rgiotgm juletfkl sued os ifvfla) troflfla) woag

sgttfla olm mfsefpiflory oetfkl, DRC fs gcgragm kut kj pgrskllgi juletfkls) olm pgrskllgi cact, eol















Kutekcgs kj DRC








kj wkrnfla glvfrklcglt tdot fs suftobig olm afvgs sotfsjoetfkl tk tdg wkrngrs, Borry O, Utgfl prkvfmgs us

wftd jkiikwfla jfvg prkegmurgs kr pkifefgs) tdot congs tdg wkrn igss rkutflg olm ckrg rgwormfla jkr tdg

gcpikygg,

o& Outklkcy+ Jrggmkc0 Ft mgois wftd tdg ockult kj jrggmkc tdot gcpikygg eol gxgrefsg fl tdgfr `kb,





m& Xrkargss olm Mgvgikpcglt0 Xrkargss olm mgvgikpcglt rgjgr tk tdg fltgrloi rgworm ovofiobig jrkc tdgkraolfzotfkl) edoiiglag) olm oeekcpifsdcglt,


prkcktfkl olm stotus,

EDOX]GR#2

DWCOL RGUKWREG XIOLLFLA

Fltrkmuetfkl0

DRX fs tdg prkegss ks jkrgeostfla) mgvgikpfla olm ekltrkiifla ducol rgskuregs fl ol kraolfzotfkl, Ft

fmgltfjfgs wdot cust bg mklg tk glsurg tdg ovofiobfifty kj ducol rgskuregs lggmgm by tdg kraolfzotfkl

tk cggt fts akoi, Oeekrmfla tk Jrgled " DRX fs tdg prkegss kj ossgssfla tdg kraolfzotfkl!s ducol

rgskuregs lggm fl ifadt kj kraolfzotfkloi akois olm confla pdosg tk glsurg tdot o ekcpgtglt stobig

wkrnjkreg fs gcpikygm," Ft glsurgs tdot tdg kraolfzotfkl dos tdg rfadt lucbgr kj gcpikygg ot tdg rfadt

pioeg ot tdg rfadt tfcg sk tdot ducol rgskureg g prkbigc wfii bg skivgm wdgl ft keeur, Ft prkvfmgs



fljkrcotfkl obkut tdg gxfstfla strglatd olm wgonlgss kj tdg pgkpig fl tdg kraolfzotfkl os wgii os tdg

nflms kj snfiis tk bg mgvgikpgm,

Edoroetgrfstfes kj DRX0

f& Ossgssfla eurrglt ducol Rgskureg0 DRX fs ol fltgrloi oloiysfs tdot fleiumgs ol flvgltkry kj tdg

gcpikygg kr wkrngrs olm snfiis oirgomy ovofiobig wftdfl tdg kraolfzotfkl,

ff& Ducol Rgskureg Lggms0 Ft gstfcotg rfadt lucbgr kj gcpikygg lggmgm wftd rfadt snfiis olm

ekcpgtglefgs, Dgleg ft fs juturg krfgltgm,

fff& Cotedfla Mgcolm olm suppiy kj ducol rgskuregs jkr juturg,

fv& Oequfsftfkl Juletfkl0 DRX fs tdg ekltflukus prkegss tdot trfgs tk nggp tdg kraolfzotfkl suppifgm wftd

tdg rfadt pgkpig wdgl tdgy org lggmgm, Ft eklegrlgm wftd tdg oequfsftfkl juletfkl kj DRC,

v& ]fcg Dkrfzkl0 DRX eol bg tdg sdkt tgrc kr ikla tgrc piollfla os pgr rgqufrgcglt,

Fcpkrtoleg kj DRX

]dg ducol rgskureg fs tdg prfcory rgskureg kj kraolfzotfkl, Jkr tdg prkpgr DRC) DRX fs tdg jfrst joetkr

wdfed mgtgrcflgs tdg DRC systgc kj oly kraolfzotfkl lggms DRX tk cggt fts juturg ducol rgskureg

rgqufrgcglts, ]dg fcpkrtoleg kj DRX eol bg mgjflgm fl jkiikwfla arkulms0

f& Juturg Xgrskllgi Lggms0 DRX pioys tdg vftoi rkig fl mgtgrcflfla tdg juturg lggm kj ducol rgskureg fl

ol kraolfzotfkl, Ft cflfcfzg tdg juturg rfsns olm ulegrtofltfgs) sdkrtoag olm gxegss stojj prkbigcs, DRX

cofltofls boioleg bgtwggl mgcolm olm suppiy kj ducol rgskureg fl tdg mylocfe glvfrklcglt, Ft

juijfiis tdg kraolfzotfkl lggm jkr rfadt typg kj pgkpig fl rfadt lucbgrs ot rfadt tfcg,

ff& Glvfrklcgltoi Omoptotfkl0 DRX globigs ol kraolfzotfkl tk omkpt wftd edolags fl ekcpgtftfvg jkregs)

corngt) tgedlkikay) prkmuet olm akvgrlcglt rgauiotfkl, Uued edolags mfrgetiy ojjget tk tdg DRC joetkr)

sued os `kb ekltglt) snfiis olm kraolfzotfkloi glvfrklcglt,

fff& Juletfkl jkr Xgrskllgi juletfkl0 DRX prkvfmgs gssgltfoi fljkrcotfkl jkr mgsfalfla olm fcpigcgltfla

ducol rgskureg juletfkl sued os rgeruftcglt) sgigetfkl) troflfla olm mgvgikpcglt olm pgrsk,,,,,,

llgi ckvgcglt, Ft prkvfmgs bgttgr cgols jkr coloafla ducol rgskureg fl tdg kraolfzotfkl,

fv& Wtfifzotfkl kj Ducol Rgskureg0 DRX glsurgs tdot tdg kraolfzotfkl oequfrgs olm rgtofls tdg quoifty

olm quoltfty kj ducol rgskuregs ft rgqufrgs, Ft dgips tk utfifzg tdg DR kj kraolfzotfkl gjjgetfvgiy olm

gjjfefgltiy,



v& DR mgvgikpcglt0 DRX prkvfmgs tdg bgttgr igom tfcg jkr troflfla olm mgvgikpcglt prkaroc, tdfs kjtgl

igom tk argotgr gcpikygg sotfsjoetfkl) ikwgr turlkvgr olm dfadgr quoifty kj wkrn, Ft oisk dgips tk omkpt

wftd glvfrklcgltoi mylocfes tdrkuad troflfla olm mgvgikpcglt,

vf& Flvgstcglt fl DR0 Kraolfzotfkls cong flvgstcglt fl tdgfr ducol rgskureg gftdgr tdrkuad troflfla

olm mgvgikpcglt, ]dg ekst eol bg ekltrkiigm tk oedfgvg gjjfefgley tdrkuad piollfla,

Ducol rgskureg Utrotgay0

Utrotgafe ducol rgskureg coloagcglt eol bg mgjflgm os tdg iflnfla kj DRC wftd strotgafe akois olm

kb`getfvgs fl krmgr tk fcprkvg busflgss pgrjkrcoleg olm mgvgikp kraolfzotfkloi euiturg tdot jkstgr

fllkvotfkl olm jigxfbfifty, DR olm tkp coloagcglt aotdgrgm fl klg tobig tk erojt tdg ekcpoly‖s

busflgss strotgay, Utrotgay prkvfmgs tdg jrocgwkrn jkr spgefjfe DR oetfvftfgs sued os rgeruftcglt olm

troflfla, Utrotgay dgips kraolfzotfkl tk oedfgvg tdg kraolfzotfkloi kb`getfvgs fl ekcpgtftfvg

glvfrklcglt, DR strotgafgs org tdg ekursg kj oetfkl tk dgip tdg ekcpoly fl oedfgvfla fts strotgafe ofcs,

Fl sdkrt tdg DR strotgafgs uitfcotgiy prkvfmgs tdg mfrgetfkl jkr DR oetfvftfgs jkr fts prkpgr mgvgikpcglt

olm coloagcglt, DR strotgafgs org tdg jkulmotfkl tk DRX os wgii os DRX fs mfrgetgm tk tdg DR strotgay,

Rgiotfklsdfp bgtwggl DRX olm Utrotgafe piollfla0 $Fcpkrtolt _ugstfkl&

Utrotgafe piollfla eol bg mgjflgm os tdg prkegss kj flmgltfjyfla kraolfzotfkl kb`getfvgs olm tdg oetfkl

lggmgm tk oedfgvg tdksg kb`getfvgs, Ft mfrgets tdg wdkig kraolfzotfkl olm afvg cktfkl tk kraolfzotfkl,

Qdgrg os DRX fs tdg prkegss by wdfed ol kraolfzotfkl oedfgvg fts kvgroii strotgafe kb`getfvgs, ]dfs cgols

tdot DRX eol lkt bg sgporotgm jrkc kraolfzotfkloi kb`getfvgs, Ft cust bg iflngm tk tdg kraolfzotfkl‖s

kvgroii strotgafe piollfla, ]dg strotgafe piollfla org comg oiwoys fl eklsfmgrotfkl kj tdot tdg

kraolfzotfkl dos opprkprfotg pgrskloi org ovofiobig tk ekcpigtg tdg oetfkl, ]dus tk glsurg tdot

opprkprfotg pgrskloi org ovofiobig tk cggt tdg rgqufrgcglt sgt murfla strotgafe piollfla, Ducol

rgskureg coloagrs glaoag fl DRX, Uk DRX kpgrotgs wftdfl tdg strotgafe piollfla prkegss olm

fltgriflngm,

DRX Xrkegss0

]dg DRX prkegss eklsfst kj jkiikwfla jfvg stgp afvgl bgikw0



?& Ossgssfla eurrglt DR0

]dg jfrst stgp kj DRX fs tk ossgss tdg eurrglt stotus kj tdg kraolfzotfkl‖s ducol rgskureg, ]dfs fs

ol fltgrloi oloiysfs tdot fleiumgs tdg flvgltkry kj gcpikyggs olm snfii oirgomy ovofiobig wftdfl tdg

kraolfzotfkl olm `kb oloiysfs, ]dus tdg ossgsscglt kj DR fleiumgs tdg jkiikwfla stgps0

o& DR Flvgltkry0

DR flvgltkry fs tdg ekcckl cgtdkm tk ossgss tdg eurrglt stotus kj tdg kraolfzotfkl‖s ducol

rgskureg, Ft prgporgs rgpkrt kl tdg bosfs kj jkrcs ekcpigtgm by gcpikygg olm tdgl edgengm by

supgrvfskr, Uued rgpkrt fleiumgs tdg ifst kj gcpikygg) gmueotfkl) troflfla) prfkr gxpgrfgleg) eurrglt

pksftfkl) pgrjkrcoleg rotfla) soiory rotfla olm spgefoifzgm snfiis gte, Ft dgips DRX jkr mgtgrcflfla tdg

snfii) troflfla olm mgvgikpcglt prkaroc olm lucbgr kj pgkpig sdkuim bg dfrgm kl juturg, ]dfs flvgltkry

eol oisk prkvfmg eruefoi fljkrcotfkl jkr fmgltfjyfla eurrglt kr juturg tdrgot tk tdg kraolfzotfkl obfifty tk

pgrjkrc, ]dg ossgsscglt kj eurrglt DR sftuotfkl fs bosgm kl jkiikwfla twk tgedlfqugs,

f& DR fljkrcotfkl $DRFU&0

]dg ckst gjjgetfvg mgvfeg tk prkvfmg tdg eurrglt stotg kj DR fl tdg kraolfzotfkl fs DRFU, O

DRFU fs tdg cgtdkm by wdfed kraolfzotfkl ekiigets) cofltofls) oloiysfs olm rgpkrt fljkrcotfkl kl pgkpig

kl `kb, DRFU fs typfeoiiy mgsfalgm tk qufeniy juijfii tdg DRC fljkrcotfkloi lggms kj tdg kraolfzotfkl, DRFU

fleiumg tdg cact kj bosfe rgekrms) bglgjfts omcflfstrotfkl olm piollfla) snfiis flvgltkrfgs) troflfla olm

mgvgikpcglt moto) pgrjkrcoleg opprofsoi olm `kb gvoiuotfkl fljkrcotfkl, Ft joefiftotgs bktd piollfla

olm fmgltfjyfla pgrskl jkr eurrglt trolsjgr kr prkcktfkl,

ff& Uueegssfkl Xiollfla0

Uueegssfkl piollfla fs tdg prkegss kj fmgltfjyfla juturg coloagrfoi stojjfla lggms olm confla

piols jkr tdg mgvgikpcglt kj coloagrs tk cggt tdksg lggms, Ft jkeus kl tdg mgvgikpcglt kj

ekcpgtftfvg gcpikygg olm tongs tdg ikla tgrc vfgw kj tdg kraolfzotfkl‖s ducol rgskureg lggms,

Uueegssfkl piollfla jgted tdg fljkrcotfkl jrkc DR flvgltkry spgefoiiy gxpolm tdg fljkrcotfkl kj eurrglt pgrjkrcoleg) prkcktobfifty ) mgvgikpcglt lggms olm tong piols jkr ikla tgrc arkwtd pktgltfoi,

Ft fs mfrgetiy mfrgetgm tk tdg DRX tk dgips jkr juturg lggms kj DRC,

$Lktg0 ]dfs sdkuim bg fleiumg kliy wdgl tdg Ossgssfla eurrglt DR fs osngm fl ?8 corns,&

2, @kb Oloiysfs0



@kb oloiysfs fs tdg prkegss kj fmgltfjyfla tdg `kb olm snfiis) obfiftfgs) olm rgspklsfbfiftfgs tdot org

rgqufrgm jkr ol flmfvfmuoi tk oeekcpifsd tdg tosn kr `kb, Ft prkvfmgs tdg fljkrcotfkl kl tdg tosn sdkuim

bg ekcpigtg olm tdg quoifjfeotfkl lggmgm tk oeekcpifsd tdg `kb, @kb oloiysfs kutekcgs org `kb

mgserfptfkl ) `kb spgefjfeotfkl olm `kb gvoiuotfkl,

5, Oloiyzfla tdg Kraolfzotfkloi piols0

]dg kraolfzotfkloi piol olm strotgafgs mfrgets tdg wdkig oetfvfty kj tdg kraolfzotfkl, Ft

oisk mgtgrcflgs tdg juturg DR lggms, Upgefoiiy bosgm kl fts gstfcotg kj tktoi rgvglug tdg kraolfzotfkl

eol ottgcpt tk gstobifsd tdg lucbgr olm cfx kj ducol rgskureg lggmgm tk rgoed tdfs rgvglug,

]dgrgjkrg vorfkus ekcpklglts fl kraolfzotfkl‖s piol sued os prkmuetfkl piol) corngtfla piol) soigs

piol) piol jkr gxpolsfkl gte, mgtgrcflgs tdg oetfvfty kj DRC) lggmgm tk oedfgvg tdksg kb`getfvgs,

=, Jkrgeostfla DR Mgcolm0

Kleg fljkrcotfkl obkut tdg eurrglt stotus kj ducol rgskureg fs oloiyzgm olm DR

kb`getfvgs org mgtgrcflgm) juturg DR lggms org jkrgeostgm, @kb oloiysfs olm jkrgeost obkut dg DR cfx

joefiftotg mgcolm jkrgeostfla, ]dfs stgp oloiyzg tdg DR lggms jkr juturg fl tgrcs kj snfii) voiug)

ekcpobfiftfgs wftd lk, kj DR uitfcotgiy bosgm kl tdg kraolfzotfkl‖s piol olm strotgafgs,

7, Uuppiy jkrgeostfla0

]dfs stgp oloiyzgm tdg skureg kj DR suppiy lggmgm jkr juturg tk glsurg tdg ovofiobfifty

ot rfadt tfcg ot rfadt pioeg, Ft oloiyzgm tdg DR flvgltkry olm mgtgrcflgm tdg ommftfkl olm rgmuetfkl fl

DR, Upgefoiiy tdgrg org twk skuregs kj DR suppiy jfrst fs fltgrloi olm sgeklm fs gxtgrloi suppiy, Fltgrloi

suppiy wdfed eol bg glsurg jrkc prkcktfkl) trolsjgr olm mgcktfkl olm gxtgrloi suppiy wdfed fs mklg

wftd lgw rgeort kj gcpikygg,

:, Cotedfla Mgcolm olm suppiy kj DR0

]dfs stgp glsurg tdg boioleg bgtwggl DR mgcolm olm suppiy, Ft rgsuits tdot tdg boioleg)

sdkrtoag olm kvgrstojjfla, Fj tdg kraolfzotfkl fs fl tdg stoag kj sdkrtoag) tdgl mgcolm fs flergosgm olm fj

kvgrstojjfla fs prgmfetgm tdgl tdg DR sdkuim bg trolsjgrrgm kr eol bg eut tdg lk, kj gcpikygg $ Fj olyklg

wolts tk quft&, Fl tdfs stgp tdg DR coloagr sdkuim pioy tdg vftoi rkig fl oloiyzfla olm boiolefla tdg DR

mgcolm olm suppiy os wgii os tdg rfadt oetfkl piol sdkuim bg tongl jkr ft,

Ruigs Rgaormfla eklsfmgrotfkl



o& Eklsfmgrotfkl cust bg rgoi olm skcgtdfla kj voiuobig fl tdg gyg kj iow,

b& Eklsfmgrotfkl cust ckvg ot tdg mgsfrg kj tdg prkcfskr0 ]dg oet cust bg mklg ot tdg mgsfrg kj tdg

prkcfskr, Qftdkut tdg mgsfrg kj tdg prkcfskr lk eklsfmgrotfkl eol bg voiuobig, Ft rgaorms tdot tdg

eklsfmgrotfkl cust bg ckvgm jrkc prkcfsg kliy lkt jrkc ktdgr kr strolagr tk ekltroet,

e& Eklsfmgrotfkl coy ckvg jrkc tdg prkcfsg kr tdfrm pgrskls0 ]dg oet wdfed eklstftutgs o eklsfmgrotfkl

coy bg ckvgm by tdg prkcfsg kr oly ktdgr pgrskl kl dfs bgdoij tk gljkreg o prkcfsg, But fl Glaifsd iow

ft cust bg jrkc tdg prkcfsg lkt jrkc ktdgr,

m& Eklsfmgrotfkl coy bg kj post) prgsglt kr juturg,

g& Eklsfmgrotfkl cust bg iowjui0 Qdgl o porty tk ol oarggcglt prkcfsgs tk mk skcgtdfla tdg oeegptkrs

cust agt skcgtdfla fl rgturl wdfed cust bg igaoi olm dovg tdg voiugs fl tdg gyg kj iow, Ol fiigaoi

eklsfmgrotfkl fs lkt suppksgm tk bg o ekltroet, Ft fs vkfm,

j& Eklsfmgrotfkl lggm lkt bg omgquotg$sotfsjoetkry& 0 Eklsfmgrotfkl lggm lkt bg omgquotg tk tdg

prkcfsg, ]dg ekltroet ,,,,,,,

fs mgpglm upkl eklsfmgrotfkl, Uk quoltuc kj tdg eklsfmgrotfkl fs mgefmgm by tdg portfgs tk tdg

ekltroet, ]dg omgquoey kj eklsfmgrotfkl fs mgtgrcflgm by tdg joets) efreucstolegs olm lgegssftfgs olm

loturg kj eosgs,

Edoptgr#6

$ Jrgg Eklsglt &

Mgjflg jrgg eklsglt



Eklsglt cgols oargg tk mk skcgtdfla, ]wk kr ckrg portfgs org sofm tk eklsglt wdgl tdgy oargg upkl

tdg socg tdfla fl tdg socg sglsg, Ft fs tdg cggtfla kj cflm, ]dg oarggcglt wftdkut oly ekltrki fs —jrgg

eklsglt‖, Kliy cggtfla kj cflms org lkt sujjfefglt tk bg tdg ekltroet wdgtdgr tdgrg cust bg tdg rgoi

olm jrgg eklsglt kj tdg portfgs, Ft fs kbtoflgm by jrgg olm purg wfii kj tdg portfgs jrkc tdgfr kwl oeekrm)

eklsglt fs sofm tk bg jrgg wdgl ft fs lkt eousgm by ekgrefkl) jroum) ulmug fljiugleg) cfsprgsgltotfkl olm

cfstong, Fj tdgrg fs lk jrgg eklsglt tdgl tdgrg wfii lkt bg oly ekltroet) sk ft fs ergotgm jkr tdg song kj

mug olm iowjui eklsfmgrotfkl) lkt tk iksg olytdfla, Jrgg eklsglt prkvfmgs cggtfla kj cflms)

gljkregobfifty olm igaoi rgcgmy jkr tdg ekltroetfla portfgs kl tdgfr oarggcglt,

Mgjflg Ekgrefkl

Ekgrefkl fs tdg oet kj jkrefla kr tdrgotglfla skcgklg tk mk skcgtdfla oaoflst iow, Ft fs o tdrgot kr jkreg

usgm by klg porty oaoflst olktdgr jkr ekcpgiifla tk gltgr fltk ol oarggcglt, Fl sued eklmftfkl tdgeklsglt fs lkt jrgg, LEO stotgs tdot " Qdgl skcgbkmy dos mgtoflgm kr tdrgotglgm tk mgtofl prkpgrty kr

dos tdrgotglgm tk ekccft oly oet jkrbfmmgl by tdg iow jkr eousfla oly pgrskl tk gltgr fltk ekltroet

oaoflst dfs wfii) tdg pgrskl fs sofm tk dovg eousgm ekgrefkl," Fj O ekcpgis B tk gltgr fltk ol oarggcglt

by eousfla dorc kr trgotfla tk ekccft dorc os oaoflst tdg ifjg olm prkpgrty kj B kr dfs pgrskls kr tdfrm

pgrskl, ]dg ekltroet bgtwggl O olm B fs eousgm by ekgrefkl,

Edoptgr#1

Eklsfmgrotfkl

Mgjflg eklsfmgrotfkl olm mgserfbg ruigs rgaormfla eklsfmgrotfkl;

Eklsfmgrotfkl eob bg mgjflgm os o prfeg kj prkcfsg) wdfed fs bkuadt by tdg lgxt portfgs $prkcfsg&, Qdgl

o porty tk ol oarggcglt prkcfsgs tk mk skcgtdfla dg+sdg cust agt skcgtdfla fl rgturl wdfed cust bg

voiuobig fl tdg gyg kj iow, ]dfs —skcgtdfla‖ fs mgjflgm os eklsfmgrotfkl wdfed coy bg prfeg) rgworm)

poycglt kr voiug jkr wdfed tdg prkcfsg kj tdg ktdgr fs eorrfgm,

Oeekrmfla tk @ustfeg poitgrskl 0 eklsfmgrotfkl cgols skcgtdfla) wdfed fs kj skcg voiug fl tdg gyg kj

iow) ft coy bg skcg bglgjft tk tdg pioltfla kr skcg mgtrfcglt tk tdg mgjglmolt,



Jkr gxocpig0 O oargg tk sgii o dkusg tk B jkr Rs 2 iond, Jkr O‖s prkcfsg) tdg eklsfmgrotfkl fs Rs, 2 iond

olm jkr B‖s prkcfsg) tdg eklsfmgrotfkl fs tdg dkusg,

Ruigs Rgaormfla eklsfmgrotfkl

o& Eklsfmgrotfkl cust bg rgoi olm skcgtdfla kj voiuobig fl tdg gyg kj iow,

b& Eklsfmgrotfkl cust ckvg ot tdg mgsfrg kj tdg prkcfskr0 ]dg oet cust bg mklg ot tdg mgsfrg kj tdg

prkcfskr, Qftdkut tdg mgsfrg kj tdg prkcfskr lk eklsfmgrotfkl eol bg voiuobig, Ft rgaorms tdot tdg

eklsfmgrotfkl cust bg ckvgm jrkc prkcfsg kliy lkt jrkc ktdgr kr strolagr tk ekltroet,

e& Eklsfmgrotfkl coy ckvg jrkc tdg prkcfsg kr tdfrm pgrskls0 ]dg oet wdfed eklstftutgs o eklsfmgrotfkl

coy bg ckvgm by tdg prkcfsg kr oly ktdgr pgrskl kl dfs bgdoij tk gljkreg o prkcfsg, But fl Glaifsd iow

ft cust bg jrkc tdg prkcfsg lkt jrkc ktdgr,

m& Eklsfmgrotfkl coy bg kj post) prgsglt kr juturg,

g& Eklsfmgrotfkl cust bg iowjui0 Qdgl o porty tk ol oarggcglt prkcfsgs tk mk skcgtdfla tdg oeegptkrs

cust agt skcgtdfla fl rgturl wdfed cust bg igaoi olm dovg tdg voiugs fl tdg gyg kj iow, Ol fiigaoi

eklsfmgrotfkl fs lkt suppksgm tk bg o ekltroet, Ft fs vkfm,

j& Eklsfmgrotfkl lggm lkt bg omgquotg$sotfsjoetkry& 0 Eklsfmgrotfkl lggm lkt bg omgquotg tk tdg

prkcfsg, ]dg ekltroet fs mgpglm upkl eklsfmgrotfkl, Uk quoltuc kj tdg eklsfmgrotfkl fs mgefmgm by tdg

portfgs tk tdg ekltroet, ]dg omgquoey kj eklsfmgrotfkl fs mgtgrcflgm by tdg joets) efreucstolegs olm

lgegssftfgs olm loturg kj eosgs,

Edoptgr#6

$ Jrgg Eklsglt &



Mgjflg jrgg eklsglt

Eklsglt cgols oargg tk mk skcgtdfla, ]wk kr ckrg portfgs org sofm tk eklsglt wdgl tdgy oargg upkl

tdg socg tdfla fl tdg socg sglsg, Ft fs tdg cggtfla kj cflm, ]dg oarggcglt wftdkut oly ekltrki fs —jrgg

eklsglt‖, Kliy cggtfla kj cflms org lkt sujjfefglt tk bg tdg ekltroet wdgtdgr tdgrg cust bg tdg rgoi

olm jrgg eklsglt kj tdg portfgs, Ft fs kbtoflgm by jrgg olm purg wfii kj tdg portfgs jrkc tdgfr kwl oeekrm)

eklsglt fs sofm tk bg jrgg wdgl ft fs lkt eousgm by ekgrefkl) jroum) ulmug fljiugleg) cfsprgsgltotfkl olm

cfstong, Fj tdgrg fs lk jrgg eklsglt tdgl tdgrg wfii lkt bg oly ekltroet) sk ft fs ergotgm jkr tdg song kj

mug olm iowjui eklsfmgrotfkl) lkt tk iksg olytdfla, Jrgg eklsglt prkvfmgs cggtfla kj cflms)

gljkregobfifty olm igaoi rgcgmy jkr tdg ekltroetfla portfgs kl tdgfr oarggcglt,

Mgjflg Ekgrefkl

Ekgrefkl fs tdg oet kj jkrefla kr tdrgotglfla skcgklg tk mk skcgtdfla oaoflst iow, Ft fs o tdrgot kr jkreg

usgm by klg porty oaoflst olktdgr jkr ekcpgiifla tk gltgr fltk ol oarggcglt, Fl sued eklmftfkl tdg

eklsglt fs lkt jrgg, LEO stotgs tdot " Qdgl skcgbkmy dos mgtoflgm kr tdrgotglgm tk mgtofl prkpgrty kr

dos tdrgotglgm tk ekccft oly oet jkrbfmmgl by tdg iow jkr eousfla oly pgrskl tk gltgr fltk ekltroet

oaoflst dfs wfii) tdg pgrskl fs sofm tk dovg eousgm ekgrefkl," Fj O ekcpgis B tk gltgr fltk ol oarggcglt

by eousfla dorc kr trgotfla tk ekccft dorc os oaoflst tdg ifjg olm prkpgrty kj B kr dfs pgrskls kr tdfrm

pgrskl, ]dg ekltroet bgtwggl O olm B fs eousgm by ekgrefkl,

5& @kb Gvoiuotfkl0

@kb gvoiuotfkl fs tdg prkegss kj mgtgrcflfla tdg voiug kj goed `kb fl rgiotfkl tk oii `kbs

wftdfl tdg kraolfzotfkl, @kb gvoiuotfkl sggns tk roln oii tdg `kbs fl kraolfzotfkl olm pioeg tdgc fl

dfgroredy tdot wfii rgjiget tdg rgiotfvg wkrtd kj goed `kb, Ft dos coly kb`getfvgs tkworms tdg

kraolfzotfkl, Ft fs ekcpigtgiy eklegrl wftd `kb rotdgr tdol gcpikygg,

Mgserfbgs tdg usgs+ Fcpkrtoleg kj @kb Oloiysfs; $ F_&

]dg rgsuits mgrfvgm jrkc `kb oloiysfs eol bg usgm os o jkulmotfkl olm ol gssgltfoi flargmfglt jkr oii tdg

juletfkls olm orgos kj ducol rgskureg coloagcglt,

f& Ducol rgskureg piollfla0



]dg fljkrcotfkl mgrfvgm jrkc `kb oloiysfs dgips tdg DR piollgr tk gstfcotg tdg DR

rgqufrgcglts kj ol kraolfzotfkl, Gjjgetfvg DRX eol kliy tong pioeg wdgl `kb rgqufrgcglts org tongl

fltk eklsfmgrotfkl,

ff& Rgeruftcglt) Ugigetfkl olm Xioegcglt0

]dg `kb oloiysfs pioys vftoi rkig fl rgeruftcglt) sgigetfkl olm pioegcglt kj pgrskllgi fl ol

kraolfzotfkl, Qftd tdg `kb oloiysfs ) tdg mgserfptfkl olm `kb spgefjfeotfkl prkvfmgs tdg jkulmotfkl jkr

rgeruftcglt )sgigetfkl olm pioegcglt,

fff& ]roflfla olm mgvgikpcglt0

]dg `kb oloiysfs fljkrcotfkl dgips fl mgtgrcflfla tdg ekltglt olm sub`get cottgr kj troflfla olm

mgvgikpcglt, Lggm kj troflfla olm mgvgikpcglt org fmgltfjfgm wftd tdg dgip kj `kb mgserfptfkl, ]roflfla

olm mgvgikpcglt prkaroc cust brfmag tdg aop bgtwggl tdg igvgi ot wdfed ol gcpikygg fs tkmoy olm

tdg igvgi dfs `kb rgqufrgs dfc tk mk ot prgsglt, ]dfs mfjjgrgleg eol bg eoieuiotgm tdrkuad tdg dgip kj `kb

oloiysfs,

fv& Xgrjkrcoleg Opprofsoi0

]dg stolmorms kj pgrjkrcoleg jkr gcpikyggs eol bg sgt kl tdg bosfs kj `kb oloiysfs olm oetuoi

pgrjkrcoleg eol bg ekcporgm wftd tdgsg stolmorms, Ft dgips tdg coloagcglt fl ̀ umafla tdg wkrtd kj

gcpikygg kb`getfvgiy, Uued ossgsscglt fs tdg bosfs jkr owormfla prkcktfkl gjjgetfla trolsjgr kr

ossgssfla troflfla lggms,

v& @kb gvoiuotfkl olm Ekcpglsotfkl0

@kb gvoiuotfkl fs tdg prkegss kj mgtgrcflfla tdg voiug kj goed `kb fl rgiotfkl tk oii `kbs wftdfl tdg

kraolfzotfkl, Ft rolns olm rotgs tdg `kb, By tdgsg cgols) o ekcpglsotfkl poenoag eol bg mgvgikpgm jkr

goed `kb) gquftobig poy strueturg eol bg glsurgm) olm tdg igvgi kj woags wftdfl tdg kraolfzotfkl,

vf& @kb rgmgsfal0

@kb oloiysfs fs sfcpiy prkvfmgs tdg fljkrcotfkl kl tdg `kb olm tdg rgqufrgm quoifjfeotfkl tk

oeekcpifsd ft, ]dfs typgs kj fljkrcotfkl globig tdg kraolfzotfkl tk rgmgsfal `kbs tk fcprkvg tdg

pgrjkrcoleg kj gcpikygg,

@kb oloiysfs oisk pioys tdg vftoi rkig jkr tdg dgoitd) sojgty kj tdg gcpikygg,



Edoptgr#=

Rgeruftcglt) Ugigetfkl olm Ukefoifzotfkl

Rgeruftcglt,

Mgjflg rgeruftcglt olm cgltfkl tdg joetkr ojjgetfla tdg rgeruftcglt,

Rgeruftcglt fs tdg prkegss kj jflmfla quoifjfgm pgkpig olm glekuroafla tdgc tk oppiy jkr tdg `kbs fl tdg

kraolfzotfkl, Ft jflms kut rfadt pgkpig jkr tdg rfadt pksftfkl ot tdg rfadt tfcg) ft fs tdg co`kr ospgets kj

oequfsftfkl wdfed brflas gcpikygg olm gcpikygrs eiksg tk goed ktdgr, ]dg akoi tk rgeruft fs tk rgegfvg

glkuad quoifjfgm eolmfmotgs jrkc wdkcg tdg mgsfrgm pgkpig coy bg sgigetgm, ]dg quoifty kj DR

mgpglms upkl tdg quoifty kj rgeruft,

Oeekrmfla tk Mgeglzk olm Rkbbfls0 ’ Rgeruftcglt fs tdg mfsekvgrfla kj pktgltfoi eolmfmotgs jkr ,,,,,,,,,,

oetuoi kr oltfefpotgm kraolfzotfkloi voeolefgs,–

Joetkr Ojjgetfla Rgeurftcglt

f& Fcoag kj tdg kraolfzotfkl,

ff& Fcoag kj tdg `kb,

fff& sfzg olm Arkwtd kj tdg kraolfzotfkl

fv& Kraolfzotfkloi pkifefgs

v& Akvgrlcglt olm Wlfkl Rgstrfetfkl

vf& mgcolm olm Uuppiy

vff& Wlgcpikycglt rotg

vfff& Ekst



Ugigetfkl

Ugigetfkl fs tdg ,,,,,,,,,,,

prkegss kj edkksfla quoifjfgm pgrskllgi jkr o portfeuior pksftfkl jrkc tdg oppifeolts, Ft flvkivgs vorfkus

stgps by wdfed tdg eolmfmotgs org sdkrt ifstgm olm jfloiiy sgigetgm tk tdg ckst suftobig eolmfmotgs jkr

voeolt pkst, Ft fs eklegrlgm wftd bktd dfrfla os wgii os rg`getfla tdg oppifeolts, Ft fs uitfcotgiy igoms tk

gcpikycglt kj pgrskl wdk pkssgs tdg obfifty olm quoifjfeotfkl tk pgrjkrc tdg `kbs,

Oeekrmfla tk Jrgled ’ sgigetfkl fs tdg prkegss kj edkksfla ockla pgkpig wdk oppiy jkr wkrn wftd olkraolfzotfkl,–

Ugigetfkl ]gsts

Mgjflg sgigetfkl tgsts olm mgserfbgs tdg vorfkus typgs kj sgigetfkl tgst,

O sgigetfkl tgsts fs o mgvfeg tdot ulekvgrs tdg fljkrcotfkl obkut tdg eolmfmotgs) wdfed org lkt nlkwl

tdrkuad oppifeotfkl bioln, ]dgsg tgsts org usgm tk serggl tdg bgst quoifjfgm eolmfmotgs wdfed eol

cgosurg egrtofl obfiftfgs) optftumgs) olm snfiis tdot prkvfmgs kb`getfvgs fljkrcotfkl kl dkw wgii tdg

oppifeolt eol bg gxpgetgm tk pgrjkrc tdg `kb, Ft fs tdg mggp gvoiuotfkl kj o eolmfmotg,

]dgrg org sgvgroi typgs kj tgst wdfed org fl proetfeg tdgy org afvgl bgikw0

f& Oedfgvgcglt ]gst0 Oedfgvgcglt tgsts org tdgrg tk mgtgrcflg dkw wgii ol flmfvfmuoi eol pgrjkrc tosns

rgiotgm tk tdg `kb, ]dgsg tgst cgosurg o pgrskl‖s pktgltfoi fl o afvgl orgo kj `kb, ]dgsg org oisknlkwl

os prkjfefgley tgst olm wkrn sfcpig tgst, ]dfs typgs kj snfii org oirgomy oedfgvgm by eolmfmotgs tdrkuad

tdgfr gmueotfkl olm gxpgrfgleg, Jkr gxocpig) o typfla tgsts coy cgosurg tdg typfla pgrjkrcoleg kj o

typfst fl tgrcs kj spggm) oeeuroey olm gjjfefgley,



ff& Xgrskloifty ]gst0 ]dfs tgst tglm tk agt egrtofl pgrskloifty joetkr kj o eolmfmotgs tk tdg kraolfzotfkl,

]dg pgrskloifty mfcglsfkl fleiumg gcktfkloi coturfty) sgij ekljfmgleg) toet) mgefsfvglgss) skefobfifty)

kb`getfvfty) potfgleg) flftfotfvg gte) kj tdg eolmfmotgs, ]dfs tgst igoms tdg kraolfzotfkl wdgtdgr tdg

eolmfmotg dovg akkm pgrskloifty kr sfen pgrskloifty,

fff& Optftumg ]gst0 Optftumg tgst cgols tdg pktgltfoi wdfed ol flmfvfmuoi dos jkr igorlfla tdg snfii

rgqufrgm tk mk o `kb gjjfefgltiy, Ft cgosurg tdg igorlfla eopoefty kj tdg eolmfmotgs, Ft mgtgrcflgs

wdgtdgr tdg eolmfmotgs wfii bg eopobig kj igorlfla tdg `kb kr lkt, Gxocpig kj sued tgst org Coedolfeoi

optftumg tgst) eigrfeoi optftumg tgst olm mfjjgrgltfoi optftumg tgst,

fv& Fltgiifagleg ]gst0 ]dgsg tgsts cgosurg eopoefty jkr ekcprgdglsfvg) rgosklfla) wkrm jiugley) vgrboi

ekcprgdglsfkl) lucbgr) cgckry olm spoeg, Uued tgsts org aglgroiiy quftg akkm flmfeotkrs kj o

eolmfmotg‖s obfifty tk igorl qufeniy tdksg `kbs tdot flvkivgs eklegptuoi tdflnfla olm prkbigc skivfla,

v& Fltgrgst ]gst0 ]dfs tgst org usgm tk fmgltfjy tdg ifngs olm mfsifngs kj eolmfmotgs fl rgiotfkl tk wkrn) `kb)

keeupotfkl) dkbbfgs) olm rgergotfkloi oetfvftfgs, ]dfs tgst cgosurg tdg ekrrgiotfkl bgtwggl tdg fltgrgst

kj eolmfmotgs fl o `kb olm `kb sueegss,

vf& Uftuotfkloi ]gst0 ]dgsg tgst gvoiuotg o eolmfmotgs fl tgrcs kj joefla tdg sftuotfkl olm eklmftfkl tdot

coy orfsg murfla tdg `kb, Fl sued tgst tdg eolmfmotgs org osngm tk skivg erftfeoi sftuotfkl kj tdg `kb, ]dg

gxocflgrs kbsgrvg tdg eolmfmotgs fl tdg orgos kj flftfotfla) igomfla) prkpksfla voiuobig fmgos) kroi

ekcculfeotfkl snfiis) ekkrmflotfla olm ekleiumfla snfiis,

Ugigetfkl Fltgrvfgws

Mgjflg fltgrvfgws olm mgserfbgs tdg vorfkus typgs kj sgigetfkl fltgrvfgw,

Fltgrvfgw eol bg mgjflgm os o ekcculfeotfkl) eklvgrsotfkl kr vgrboi fltgroetfkl bgtwggl twk kr ckrg

pgkpig fl krmgr tk eopturg tdg fllgr eopobfiftfgs) ekcculfeotfkl snfii olm psyedkikafeoi joetkr kj tdg

eolmfmotgs, Ft prkvfmgs tdg bgttgr tkkis jkr tdg DR sgigetfkl prkegss, ]dg joetuoi moto kj tdg oppifeolt



afvgl fl tdg oppifeotfkl bioln eol bg edgengm olm ckrg fljkrcotfkl coy bg kbtoflgm jrkc tdg

eolmfmotgs,

]dgrg org sgvgroi typgs kj sgigetfkl fltgrvfgws tdgy org afvgl bgikw0

o& Utrueturgm Fltgrvfgw0 ]dg strueturgm fltgrvfgw usgs o sgt kj stolmormfzgm qugstfkl tdot org osngm tk

oii oppifeolts, Ft fs oisk eoiigm mfrget opprkoed bgeousg ft dos ekcprgdglsfvg qugstfkllofrg strueturg,

Ukcg typgs kj qugstfkl org osngm tk oii tdg eolmfmotgs) sk tdot ekcporfskls ockla oppife olts eol

gosfiy bg comg, ]dfs typgs kj fltgrvfgw fs prgpiollgm olm strueturgm wdfed dos dfad voifmfty olm

rgifobfifty bgeousg stolmormfzgm gvoiuotfkl jkrcs org usgm tk rotg tdg eolmfmotg,

b& Uftuotfkl Fltgrvfgw0 ]dfs typgs kj strueturgm fltgrvfgw org tongl tk gvoiuotg) dkw oppifeolts cfadt

dolmig spgefjfe `kb sftuotfkl, ]dg sftuotfkl org jor ckrg portfeuior, ]dg eolmfmotgs org osngm wdot dfs kr

dgr bgdovfkr wkuim bg fl o afvgl sftuotfkl, ]dfs typgs kj fltgrvfgw dos argot omvoltoags tk tdg

fltgrvfgwgr tk sgiget tdg eolmfmotgs, ]dg qugstfkl osngm fl sftuotfkl fltgrvfgw coy bg dypktdgtfeoi)

rgiotgm tk `kb nlkwigmag kr wkrn socpig tgst,

e& Bgdovfkroi Fltgrvfgw0 Fl bgdovfkroi fltgrvfgws) oppifeolts org rgqufrgm tk afvg spgefjfe gxocpig kj

dkw tdgy dovg pgrjkrcgm o egrtofl prkegmurg kr dolmigm o prkbigc fl tdg post,

m& Wlstrueturgm Fltgrvfgws0 Ft fs oisk nlkwl os lklmfrgetfvg fltgrvfgw kl wdfed) lk oly jkrc tk jkiikw)

lk prgpiollgm qugstfkl) sk fltgrvfgw eol bg tongl fl vorfkus mfrgetfkl os pgr fltgrvfgwgrs wfsd, Ft fs tdg

eklvgrsotfkl bgtwggl fltgrvfgwgr olm eolmfmotgs) tdg qugstfkl org orfsgs os pgr tdg rgspklsg kj

eolmfmotg olm eolmfmotg org oisk jrgg tk gxpksg tdgfr fmgo fl tdg afvgl sub`get cottgr, ]dg qugstfkl coy

bg mfjjgrglt jkr mfjjgrglt eolmfmotgs) sk tdot ekcporfskl coy bg mfjjfeuit ockla tdg portfefpotkrs,

Ukefoifzotfkl

Mgjflg skefoifzotfkl wftd fts purpksg,



Ukefoifzotfkl eol bg mgjflgm os tdg prkegss kj omkptfkl kj o sgigetgm eolmfmotg fltk kraolfzotfkl euiturg

olm wkrn glvfrklcglt, Jkr o lgw gcpikygg tdgy jggi uljocfifor) olxfkus olm flsgeurg, ]k rgmueg tdfs

typgs kj prkbigc tdg kraolfzotfkl lggms skefoifzotfkl, Ft fs tdg klakfla prkegss kj flstfiifla fl oii

gcpikyggs tdg prgvofifla ottftumgs) stolmorms) voiugs olm pottgrl kj bgdovfkr tdot org gxpgetgm by tdg

kraolfzotfkl olm fts mgportcglt, Ft fs mgsfalgm tk prkvfmg lgw gcpikyggs wftd tdg fljkrcotfkl lggmgm

tk juletfkl ekcjkrtobiy olm gjjgetfvgiy fl tdg kraolfzotfkl, Ukefoifzotfkl prkegss prkvfmg tdg

fljkrcotfkl tk tdg gcpikygg obkut tdg mofiy wkrn rkutflg) o rgvfgw kj tdg kraolfzotfkl dfstkry)

purpksg) kpgrotfkl) prkmuet olm sgrvfeg olm o mgtofigm prgsgltotfkl kj tdg kraolfzotfkl pkifefgs) wkrn

ruigs olm gcpikygg bglgjft,

Oeekrmfla tk Mgeglzk olm Rkbbfls0 ’ Ukefoifzotfkl fs o prkegss kj omkptfkl tdot tongs pioeg os flmfvfmuoi

ottgcpt tk igorl voiugs olm lkrcs kj wkrn rkigs,–

Xurpksg kj skefoifzotfkl

f& Jocfiforfzfla wftd tdg kraolfzotfkl,

ff& Ergotfla Jovkrobig ottftumg0 ]drkuad skefoifzotfkl prkaroc) coloagcglt sggns tk ergotg jovkrobig

ottftumgs tkworms tdg kraolfzotfkl) fts pkifefgs) olm fts pgrskllgi, Ukefoifzotfkl ergotgs tdg jfttfla

glvfrklcglt tk tdg gcpikygg olm kraolfzotfkl ruigs) lkrcs olm pkifefgs,

fff& Rgmuefla olxfgty 0 O lgw gcpikygg aglgroiiy jggi olxfkus wdfig `kflfla dg kraolfzotfkl, ]dgy wkrry

obkut dkw wgii tdgy wfii pgrjkrc kl tdg lgw `kb, ]drkuad o gjjgetfvg skefoifzotfkl prkegss tdg olxfgty

kj lgw gcpikygg eol bg tdrkuadkut by afvfla tdg rfadt fljkrcotfkl obkut kraolfzotfkl pkifefgs) dfstkry)

lkrcs) voiugs olm wkrnfla glvfrklcglt,

fv& ]k flergosg gcpikygg‖s pgrjkrcoleg0 ]dg wkrn pgrjkrcoleg mgpglms kl nlkwfla wdot tk mk kr lkt

tk mk, Wlmgrstolmfla tdg rfadt woy tk mk o `kb flmfeotgs prkpgr skefoifzotfkl, Os o rgsuit gcpikygg

pgrjkrcoleg olm quoifty kj wkrn fcprkvg,

v& ]k serggl kut ulsuftobig gcpikygg

vf& ]k flergosg kraolfzotfkloi stobfifty,



Edoptgr# 7

]roflfla olm Mgvgikpcglt

Ducol rgskureg mgvgikpcglt

Mgjflg ducol rgskureg mgvgikpcglt wdy ft fs fcpkrtolt tk kraolfzotfkl;

Ducol rgskureg mgvgikpcglt eol bg mgjflgm os o ekltflukus prkegss tk glsurg tdg mgvgikpcglt kj

gcpikygg ekcpgtglefgs) mylocfsc) olm gjjgetfvglgss fl o systgcotfe olm piollgm woy tk oedfgvg

dfadgr quoifty olm dfadgr igvgi kj prkmuetfvfty, Ft fs klg kj tdg co`kr juletfkl olm fcpkrtolt ospget kj

DRC, Os wg nlkw tdot kraolfzotfkl oiwoys rul fl o mylocfe glvfrklcglt olm ft dos tk ekpg wftd tdg

edolafla jkregs kj glvfrklcglt tk oedfgvg fts kb`getfvgs gjjgetfvgiy, Ekpfla wftd tdg glvfrklcglt

mgpglms upkl dkw jor tdg kraolfzotfkl fs obig tk mgvgikp olm utfifzg fts DR, DRM oiwoys ofcs tk

gldoleg tdg obfifty kj ol kraolfzotfkl tk ekcpgtg olm omkpt tk o edolafla ekcpgtftfvg glvfrklcglt, Ft

fs tdg co`kr juletfkl kj DRC kj mgvgikpfla) flergosfla eopobfiftfgs) fcprkvfla tdg pgrjkrcoleg kj

gcpikygg jkr juturg arkwtd olm edolags os wgii os jkr tdg eurrglt `kb,

Fcpkrtolt kj DR mgvgikpcglt

DR mgvgikpcglt fs eklegrlgm wftd flergosfla nlkwigmag) snfiis olm eopoeftfgs kj gcpikygg uitfcotgiy

ofcgm ot mgvgikpfla ekcpgtglefgs kj pgkpig fl ol kraolfzotfkl, Qftdkut prkpgr kb`getfvgs kraolfzotfkl

eol‖t oedfgvg fts kb`getfvgs gjjgetfvgiy, ]dus DRM dos ergotgm fts kwl lggm fl gvgry kraolfzotfkl, ]dg

fcpkrtoleg kj DRM org afvgl bgikw0

f& Mgvgikp ekcpgtglefgs0 ]dg bosfe lggm jkr DRM fs tk mgvgikp ekcpgtglefgs fl DR ot oii igvgi fl tdg

kraolfzotfkl, Ekcpgtglt gcpikyggs org lgegssory jkr oii kraolfzotfkl jkr tdg sueegss kj fltgrloi olm

gxtgrloi kpgrotfkl, ]dg oii juletfkl kj DRM ofcgm tk mgvgikp tdg ekcpgtglefgs kj fts gcpikygg wdfed

uitfcotgiy dgips tk glsurg ktdgr juletfkl,



ff& Flergosg prkmuetfvfty0 Dfadgr ekcpgtglt pgkpig igoms tdg dfadgr igvgi kj prkmuetfvfty, DRM glsurgs

tdg mgvgikpcglt kj gcpikygg ekcpgtglefgs) mylocfsc) olm gjjgetfvglgss fl o systgcotfe olm piollgm

woy tk oedfgvg dfadgr quoifty olm dfadgr igvgi kj prkmuetfvfty, Flergosfla prkmuetfvfty oikla wftd

rgmuefla fts ekst cong tdg kraolfzotfkl ekcpgtglt fl tdg corngt tkk,

fff& Flergosg ekccftcglt0 DRM prkvfmgs tdg kppkrtulfty tk mfsekvgr) mgvgikp olm usg tdgfr pktgltfois fl

gcpikygg) wdfed flergosg ekccftcglt fl tdgc, Ft dgfadtgls gcpikygg ckroi) rgmueg obsgltggfsc olm

ikbkur turlkvgr) olm flergosg `kb sotfsjoetfkl,

fv& joefiftotg glvfrklcgltoi omoptotfkl0 DRM gqufps gcpikygg tk rgspklm tk edolafla glvfrklcgltoi

jkregs, Gcpikygg cust bg flvkivgm fl DRM prkaroc tk uparomg) flergosg ekcpgtglefgs tk usg ,,,,,,,,

mylocfe olm lgw tgedlkikay, Ft gldoleg tdg obfifty kj ol kraolfzotfkl tk ekcpgtg olm omopt tk o

edolafla ekcpgtftfvg glvfrklcglt,

v& Coloagrfoi sueegssfkl0 DRM flergosg tdg snfii) nlkwigmag olm eopobfiftfgs kj tdg gcpikygg, ]dus) ft

joefiftotgs coloagrfoi sueegssfkl tk dfadgr igvgi wdgl tdg lggm orfsgs jrkc fltgrloi skuregs bgeousg Ft fs

skcgtfcgs) fcpkssfbig tk rgeruft snfiigm colpkwgr jrkc gxtgrloi skuregs,

]roflfla

Mgjflg troflfla olm wrftg fts bglgjft,$wdy ft fs fcpkrtolt;&

]roflfla fs tdg oet kj flergosfla tdg nlkwigmag olm snfii kj ol gcpikygg jkr mkfla o portfeuior `kb,

]roflfla prkvfmgs snfii tk lgw kr prgsglt gcpikygg tk pgrjkrc tdgfr `kb gjjgetfvgiy, Ft fs o systgcotfe olm

kraolfzgm prkegmurg by wdfed gcpikyggs igorl tgedlfeoi nlkwigmag olm snfii jkr o mgjflftg purpksg, Ft fs

tdg tgoedfla olm igorlfla kj oetfvftfgs) wdfed fcprkvgs olm edolags tdg gcpikygg‖s nlkwigmag) snfii)

bgdovfkr olm ottftumg tkworm tdg rgqufrgcglt kj `kb olm kraolfzotfkl, ]dus troflfla brfmags tdgmfjjgrglegs bgtwggl tdg `kb rgqufrgcglt olm gcpikygg‖s prgsglt spgefjfeotfkl,

Oeekrmfla tk Gmwfl B, Jifppk ’ troflfla fs tdg oet kj flergosfla tdg nlkwigmag olm snfii kj ol gcpikygg

jkr mkfla o portfeuior `kb,–



Bglgjft kj ]roflfla

f& Fcprkvg prkmuetfvfty0 ]roflfla org fltglms tk flergosg tdg nlkwigmag olm snfii kj tdg gcpikygg fl tdg

pgrjkrcoleg kj o portfeuior `kb, ]dus ft uitfcotgiy igoms flergosfla fl quoifty olm quoltfty kj kutput,

ff& stolmormfzotfkl kj prkegmurg0 Qftd tdg dgip kj troflfla tdg bgst ovofiobig prkegmurg kj pgrjkrcfla

tdg wkrn eol bg stolmormfzgm olm touadt tk oii gcpikyggs, ]dfs cflfcfzgs tdg grrkrs kj tdg gcpikygg

bgeousg tdgy wkrn wftd argot eorg olm bgttgr ulmgrstolmfla,

fff& Igss supgrvfsfkl0 o wgii troflgm gcpikygg fs sgij# ekljfmglt fl dfs wkrn bgeousg dg nlkws wdot tk mkolm dkw tk mk, Fl sued efreucstoleg tdg supgrvfsfkl fs igssglgm,

fv& geklkcfe kpgrotfkl0 O bgttgr troflgm gcpikygg wfii bg obig tk cong bgttgr olm geklkcfe usg kj

cotgrfois olm gqufpcglt) fl sued sftuotfkl) tdg edoleg kj wostoag) rotg kj oeefmglt olm mocoag wfii bg

cflfcuc, ]dus ft dgips fl rgmuefla pgr ulft ekst kj prkmuetfkl,

v& _ufen igorlfla0 O wgii piollgm olm systgcotfeoiiy kraolfzgm troflfla prkaroc rgmuegs tdg igorlfla

tfcg, ]dg quoifjfgm flstruetkr wfii,,,,,

dgip tdg gcpikygg tk oequfrg tdg snfii olm nlkwigmag tk mk o portfeuior `kb qufeniy,

Opprkoedgs+ Cgtdkm kj mgtgrcflfla troflfla lggm

Mgserfbg tdg vorfkus cgtdkm tdot sdkuim bg usgm wdfig mgtgrcflfla troflfla lggms,

]dg jkulmotfkl kj oii troflfla fs tdg troflfla lggm, ]roflfla lggm org tdksg ospgets lgegssory tk pgrjkrc

tdg `kb fl ol kraolfzotfkl fl wdfed gcpikygg‖s ioenfla ottftumg) nlkwigmag olm snfiigm org stumfgm olm



oloiyzgm, Ft flmfeotgs tdg mfjjgrgleg bgtwggl gcpikyggs mgsfrgm pgrjkrcoleg olm oetuoi pgrjkrcoleg,

]dg cgtdkm kj mgtgrcflfla troflfla lggms org afvgl bgikw0

f& troflfla lggm survgy0 o troflfla lggm survgy fs sggnfla kpflfkl kl ’ wdot nlkwigmag olm snfii fs

rgqufrgm– jkr o portfeuior `kb kr eioss kj pgrjkrcgr, ]dfs fs o mfrget qugstfklfla survgy tk ekiiget kpflfkl

obkut gcpikyggs troflfla lggms, ]dfs survgy coy bg eklmuetgm olm osngm tk gxpgrts tk prkvfmg tdgfr

kpflfkl fl krmgr tk fcprkvg tdg pgrjkrcoleg kj gcpikygg, Fl sued opprkoed tdg moto org ekiigetgm

mfrgetiy olm tdot org oloiyzgm olm eotgakrfzgm fl skcg josdfkl, ]dfs opprkoed fs jost) flgxpglsfvg olm

ckst omoptgm opprkoed but tdg moto org bosgm kl kpflfkl olm lkt lgegssorfiy suppkrtgm by kb`getfvg

pgrjkrcoleg moto,

ff& ekcpgtgley stumy0 O ekcpgtgley stumy fs oisk o troflfla lggm survgy wdfed fs jor ckrg bosg kl tdg

kpflfkl kj ’gxpgrt– os tk tdg mgsfrgm ekcpgtglefgs kj tdg pgrjkrcgr fl qugstfkl, Ft fs rgiotfvgiy qufenolm rgsuit fl o brkom eklsglsus kl troflfla lggms, Fl tdfs opprkoed tdg skureg kj fljkrcotfkl cust bg

tdg pgkpig wdk dovg pgrjkrcgm tdg `kb) coloagm tdg `kb olm pkssfbiy bggl rgefpfglts kj `kb‖s kutput)

tdot moto org oloiyzgm tk eoieuiotg tdg troflfla lggms, ]dfs typgs kj opprkoed flvkivgs brkom

portfefpotfkl olm rgsuit fl eklsglsus but ft fs mfjjfeuit tk rgiotg ekcpgtglefgs olm tdg rgsuitfla

nlkwigmag olm snfii rgqufrgcglts tk `kb kutput olm kraolfzotfkl pgrjkrcoleg, Dkwgvgr tdfs opprkoed

fs pkpuior fl tdg ckst kj kraolfzotfkl,

fff& ]osn oloiysfs0 ]dfs cgtdkm ekiigets olm oloiyzgm fljkrcotfkl kj gvgry tosn fl tdg kraolfzotfkl, Ft fs

usgm jkr tosn igvgi lggms wdgrg troflfla lggms kj eklegrlgm `kbdkimgr fs mgtgrcflgm tk pgrjkrc tdot

tosn prkpgriy, ]dg `kb mgserfptfkl olm `kb spgefjfeotfkl pioys tdg vftoi rkig jkr oequfrfla tdg rgigvolt

rgsuit kl spgefjfe tosn) mutfgs) snfiis rgqufrgm kl tdg `kb, ]dg prfcory skureg kj tosn oloiysfs fs tdg

pgrjkrcgr ftsgij) ft rolns olm oloiyzgm tdg pgrjkrcoleg kj akkm pgrjkrcgr sfcuitolgkusiy tdg lkt akkm

klg , Uued moto org ekiigetgm tdrkuad kbsgrvotfkl olm fltgrvfgw olm tdot org oloiyzgm fl systgcotfe woy

tk jflm kut tdg nlkwigmag olm snfii tdot sdkuim bg uparomgm tk tdg gcpikygg jkr tdg bgttgr pgrjkrcoleg

kj `kb, Uued typgs kj cgtdkm eigoriy fmgltfjy tdg rgqufrgm tosn olm rgqufrgm nlkwigmag olm snfii but ft

rgqufrgs o ikt kj tfcg olm gjjkrt,

fv& Xgrjkrcoleg Oloiysfs0 Xgrjkrcoleg oloiysfs fs rgiotfvgiy lgw but prkvgl prkegss jkr mgtgrcflfla

troflfla lggms olm fcprkvfla flmfvfmuoi olm kraolfzotfkl pgrjkrcoleg, ]dfs cgtdkm rgjgrs tk bktd

kraolfzotfkloi olm flmfvfmuoi gcpikygg pgrjkrcoleg oloiysfs, ]dfs cgtdkm fmgltfjfgs tdg mfjjgrglegs

bgtwggl tdg piollgm pgrjkrcoleg$ Utolmorm& olm oetuoi pgrjkrcoleg, ]dg cofl eklegpt kj tdfs

cgtdkm fs tdot tdg mfjjgrgleg bgtwggl mgsfrgm pgrjkrcoleg olm oetuoi pgrjkrcoleg fs tdg flmfvfmuoi‖s

troflfla lggms, ]dfs opprkoed rgqufrgs tfcg) snfii) olm coloagcglt ekccftcglt dkwgvgr ft eol mfrgetiy



olm sfalfjfeoltiy fcpoet kraolfzotfkl pgrjkrcoleg os wgii os prkmueg rgigvolt troflfla prkaroc, Fl sued

cgtdkm tdg moto org ekiigetgm tdrkuad kbsgrvotfkl olm fltgrvfgw olm tdg cofl skureg kj moto org

mkeucglt ekltoflfla rgigvolt pgrjkrcoleg moto $ prkmuetfkl jfaurg) soigs jfaurg) iobkur ekst olm serop&

olm tdg pgkpig) tdg mfjjgrgleg org oloiyzgm tk mgtgrcflg troflfla wdfed fs uitfcotgiy ofcgm tk fcprkvg

kraolfzotfkl pgrjkrcoleg,

]roflfla Cgtdkm

Kl tdg `kb troflfla $ fcpkrtolt qugstfkl&

]dfs fs klg kj tdg ckst gjjgetfvg typgs kj troflfla wdfed eol bg mgjflgm os — igorlfla by mkfla‖ olm —

igorlfla wdfig wkrnfla‖ , Kl tdfs typgs kj troflfla tdg troflgg fs troflgm kl tdg `kb ot dfs+dgr wkrnpioeg)

tdfs globigs gcpikygg tk agt troflfla ulmgr tdg socg wkrnfla eklmftfkl) olm wftd tdg socg prkegssgs)

cotgrfois olm gqufpcglts tdgy org usfla, ]dfs congs tdg troflfla ckst gjjgetfvg olm gosy tk igorl ulmgr

tdg supgrvfsfkl olm aufmoleg kj quoifjfgm troflgr, Ft fs rgiotfvgiy edgopgr olm igss tfcg eklsucfla olm

congs gosflgss tk tdg troflgg os tdgy org wkrnfla fl tdot glvfrklcglt wdgrg tdgy org agttfla troflfla

but tdg kvgroii prkmuetfvfty coy bg ikw wdfig tdg gcpikyggs mgvgikp tdgfr snfii kl portfeuior `kb, Ft

fleiumgs tdg jkiikwfla troflfla prkaroc0

f& Opprgltfegsdfp prkaroc0 Opprgltfegsdfp prkaroc fs o strueturgm prkegss by wdfed troflgg bgekcgs

snfiigm wkrngr tdrkuad fl# tdg# `kb troflfla, Ft fs wfmgiy usgm cgtdkm fl wdfed goed gcpikygg igorl by

wkrnfla wftd tdksg gcpikyggs wdk org oirgomy snfiigm fl tdgfr `kbs, Uued prkaroc aglgroiiy stort wftd

eiossrkkc troflfla jkeusfla kl tdgkry olm kl ouxfifory snfii lggmgm tk pgrjkrc tdg `kb tdgl troflgg org

oiikwgm tk pgrjkrc kliy ifcftgm tosns, Uikwiy olm aromuoiiy tdg tujj tosn org afvgl tk glekuroag tdgc )

ojtgr tdot tdgy bgekcg obig kl pgrjkrcfla `kb prkpgriy, ]dg gxocpig kj snfii eol bg oedfgvgm tdrkuad

opprgltfeg troflfla org 0 gigetrfefol) piucbfla) oeekultfla) lursfla gte, Fl sued prkaroc tdg pgrfkm kj

opprgltfegsdfp fs prg#mgtgrcflgm olm mkgs lkt oiikw jkr flmfvfmuoi mfjjgrglegs fl igorlfla tfcg,

ff& Fltgrlsdfp troflfla0 Fl tdfs cgtdkm) tdg troflgg fs fltgrlgm fl kraolfzotfkl jkr o spgefjfgm pgrfkm olm

wkrns os ol gcpikygg, Ft fs oisk o jkrc kj kl# tdg# `kb troflfla kl wdfed tdg proetfeoi nlkwigmag olm

gxpgrfgleg fs afvgl tk tdg troflgg oikla wftd tdgkrgtfeoi nlkwigmag tk cong tdgc snfiigm olm quoifjfgm

jkr pgrjkrcfla tdg `kb, Fl tgrls wkrn fl kraolfzotfkl jkr o spgefjfgm pgrfkm olm agt ’ rgoi wkrim–

gxpksurg, ]dg stumglt kj tgedlfeoi) cgmfeoi olm coloagcglt sub`get usuoiiy ak jkr fltgrlsdfp prkaroc,



Os pgr opprgltfegsdfp prkaroc tdg fltgrlgm prkaroc fs `ust fltglm tk agt gxpksurg tk rgoi wkrim lkt jkr

prkvfmfla tdg `kb,

fff& @kb flstruetfkl troflfla$ @F]&0 @F] fs o systgcotfe opprkoed tk kl# tdg# `kb troflfla wdfed wos

mgvgikpgm murfla wkrim wor FF tk prgporg supgrvfskrs tk trofl kpgrotfvgs, ]dfs cgtdkm eigoriy akgs jor

bgyklm `ust tgiifla but fleiumgs prgporotfkl) fltgroetfkl) sdkwfla) fiiustrotfla) tryfla tdg lgw snfii) osnfla

qugstfkl) kbsgrvotfkl olm jkiikw up, Ft fs tdg stgp by stgp troflfla ) tdksg stgp fleiumg 0

# prgporfla tdg troflggs by tgiifla tdgc obkut tdg `kb olm kvgrekcfla tdgfr ulegrtofltfgs,

# Xrgsgltfla tdg flstruetfkl) afvfla gssgltfoi fljkrcotfkl fl o eigor collgr,

# dovfla tdg troflggs trykut tdg `kb tk mfspioy tdgfr ulmgrstolmfla,

# Xioefla tdg wkrngrs fltk tdg `kb wftd o mgsfalotgm rgskureg pgrskl tk dgip fj lggmgm,

Kjj# tdg# @kb ]roflfla

Oii tdg `kb troflfla tdot org tongl pioeg jrkc kutsfmg tdg `kb pioeg org fleiumg fl kjj# tdg# `kb troflfla,

Wlmgr sued cgtdkm) troflfla fs sgporotgm jrkc tdg `kb sftuotfkl wdfed jkeusgs kl igorlfla tdg cotgrfois

rgiotgm tk tdgfr juturg `kb pgrjkrcoleg, ]dus) tdg troflgg eol eklegltrotg kl igorlfla rotdgr tdol

spglmfla tfcg fl pgrjkrcfla ft, Kjj# tdg# `kb troflfla ekvgrs skcg tgedlfqugs tdgy org afvgl bgikw0

f& Eiossrkkc igeturgs olm ekljgrglegs0 tdgrg org egrtofl ospgets kj oii tdg ̀ kbs tdot eol bg igorlgm

bgttgr fl tdg eiossrkkc tdol kl tdg `kb, Coly kraolfzotfkl usg igeturg olm ekljgrglegs jkr mgifvgrfla

troflfla fl coly typgs kj nlkwigmag olm snfiis, ]dgy org ckst usgjui wdgl pdfikskpdy) eklegpt)

ottftumgs) tdgkrfgs olm prkbigc skivfla oetfvftfgs cust bg igorlgm, ]dg igeturg olm ekljgrgleg org

suftobig tk eklvgy tdg fljkrcotfkl tk duag arkups, Fl joet gvgl tdg kl# tdg#`kb troflfla opprkoedgs usg

igeturg+ ekljgrgleg os port kj tdgfr kvgroii opprkoed, ]dg gjjgetfvglgss tk tdfs prkaroc wfii bg

coxfcfzfla tdg edolegs jkr gxedolafla fmgo olm vfgws bgtwggl tdg troflgr olm troflggs) olm tdg

sueegss kj sued tgedlfqugs mgpglms kl tdg igomgrsdfp quoiftfgs kj tdg pgrskl wdk igoms tdg arkup,

ff& Oumfk# Zfsuoi Ofms0 oumfk# vfmgk cotgrfoi sued os jfics) vfmgks org oisk usgm fl snfii troflfla prkaroc,

]dgy eol prkvfmg fljkrcotfkl olm gxpifeftiy mfspioy snfiis tdot org lkt gosfiy prgsgltgm by ktdgr

tgedlfqugs, Fl sued typgs kj tgedlfqug tdg troflgg coy lkt jggi bkkr os fl igeturg) ft fs jor ckrg bgttgr

olm wfmgiy usfla tgedlfqugs lkw o moy) bgeousg kj fts gjjgetfvglgss, Zfmgk prkaroc prkvfmgs o ifvg wkrn

sftuotfkl, Dkwgvgr tdg gjjgetfvglgss kj tdfs cgtdkm mgpglms kl dkw eiksgiy sued jfics org rgiotgm tk



tdg spgefjfe igorlfla kb`getfvgs, ]dg ifcftotfkl kj tdfs tgedlfqugs fs tdg ioen kj fltgroetfkl bgtwggl tdg

troflgr olm tdg troflgg,

fff& Ufcuiotfkl gxgrefsg0 o sfcuiotkr fs oly nflm kj gqufpcglt kr tgedlfqugs tdot mupifeotgs os lgoriy os

pkssfbig) tdg oetuoi eklmftfkl glekultgrgm kl tdg `kb, ]dg bosfe fmgo bgdflm sfcuiotfkl fs tk eklstruet o

sftuotfkl tdot eiksgiy rgprgsglts tdg oetuoi klg, Ostrklouts rgegfvg port kj tdgfr troflfla fl sfcuiotkrs,

Ufcuiotkr fs vgry usgjui olm gvgl lgegssory wdgl kl#tdg#`kb proetfeg ekuim rgsuit fl o sgrfkus fl`ury) o

ekstiy grrkr kr tdg mgstruetfkl kj tdg voiuobig cotgrfois, Ft fleiumgs eosg gxgrefsg) gxpgrfgltfoi gxgrefsg)

ekcpigx ekcputgr ckmgifla olm vgstfbuig $gltroleg& troflfla,

fv& Xrkaroccgm flstruetfkl0 ]dfs fs o cgtdkm kj sgij# flstruetfkl fl wdfed troflfla cotgrfoi fs prgsgltgm

fl tdg jkrc kj prkaroccgm tgxt kr coluoi, ]dg cotgrfoi tk bg igorlgm fs prgsgltgm fl kraolfzgm ikafeoi

sgquglegs jrkc sfcpig tk ekcpigx igvgi kj flstruetfkl) tdus troflgg akgs tdrkuad tdgsg ulfts byolswgrfla qugstfkl, Ft eol joefiftotg troflggs tk igorl ot tdgfr kwl poeg) olm prkvfmgs fccgmfotg

jggmboen,

Eklegpt kj Coloagcglt Mgvgikpcglt

Mgjflg coloagcglt mgvgikpcglt) wftd kl#tdg#`kb mgvgikpcglt,

Coloagcglt mgvgikpcglt eol bg mgjflgm os oly ottgcpt tk fcprkvg coloagrfoi pgrjkrcoleg by

fcportfla nlkwigmag) edolafla ottftumgs kr flergosfla snfiis, Ft fs o systgcotfe prkegss kj fcprkvfla

coloagrfoi gjjgetfvglgss tdrkuad wdfed coloagrs mgvgikp tdgfr obfiftfgs tk coloag, Ft fs mgsfalgm tk

fcprkvg tdg kvgroii gjjgetfvglgss kj coloagr fl tdgfr prgsglt pksftfkl olm tk prgporg tdgc jkr argotgr

rgspklsfbfifty, ]dus ft fs eklegrlgm wftd bktd prgsglt olm juturg pgrjkrcoleg kj colagrs,

Oeekrmfla tk M‖eglzk olm Rkbbfls 0 ’ Coloagcglt mgvgikpcglt fs juturg krfgltgm troflfla jkeusfla kl

pgrskloi arkwtd kj gcpikygg,–

]gedlfqugs kj Coloagcglt Mgvgikpcglt



?& Kl# tdg# @kb Mgvgikpcglt0

]dg mgvgikpcglt kj coloagrs obfifty fl tdg socg wkrnfla sftuotfkl ot tdgfr kwl wkrnfla

glvfrklcglt fs nlkwl os kl# tdg ― `kb mgvgikpcglt, Ft fs tdg igorlfla by mkfla fl tdg rgoi wkrnfla

glvfrklcglt,

Ft eklsfst tdg jkiikwfla prkaroc olm tgedlfqugs0

o& Ekoedfla0 ]dfs fs klg kj tdg ckst pkpuior coloagcglt mgvgikpcglt tgedlfqugs wdgrg gjjgetfvg

sglfkr coloagrs tgoed tdg lgw coloagrs, Ft fs ol oetfvfty kj aufmfla coloagrs tk arkw olm fcprkvg

tdgfr ekcpgtgleg kl o moy# tk ― moy bosfs, ]dg ekoed afvgs rfadt mfrgetfkl) omvfeg) erftfefsc olm

suaagstfkl olm ossfal spgefjfe tosn tk fcprkvg tdgfr obfiftfgs, ]dg cofl kb`getfvgs kj tdfs tgedlfqugs fs tk

flergosg gcpikygg cktfvotfkl by prkvfmfla ckrg kpgl iflgs kj ekcculfeotfkl wftd tdgfr supgrfkrs)

eklergtg jggmboen kl orgo lggmfla fcprkvgcglt) pksftfvg rgfljkregcglt jkr wdot tdgy mk wgii) olm

spgefjfe akois jkr edolag,

b& Wlmgrstumy Ossfalcglt0 Wlmgrstumy ossfalcglts flvkivg ossfalfla o pktgltfoi coloagr tk wkrn jkr o

ckrg gxpgrfgleg coloagr kjtgl kl ol ’ossfstolt tk– bosfs, ]dg gjjgetfvglgss kj ulmgrstumy ossfalcglt

mgpglms kl tdg wfiiflalgss olm obfifty kj tdg dfadgr igvgi coloagr tk sdorg gxpgrfgleg olm tk trolsjgr

nlkwigmag tk tdg ulmgrstumy coloagr, Uued typgs kj troflfla congs tdg pktgltfoi coloagr ekcpgtglt

olm fts skivg tdg prkbigc kj ioen kj ekcpgtglt pgkpig mug tk prkcktfkl) trolsjgr) rgtfrgcglt olm

rgsfalotfkl kj prgsglt coloagrs,

e& @kb Rktotfkl0 @kb rktotfkl fs o systgcotfe prkegss kj ckvfla troflgg coloagrs jrkc klg `kb+mgport tk

olktdgr `kb+mgport tk gxpolm tdgfr snfii) nlkwigmag olm obfiftfgs, Ft fs mgsfalgm tk prgporg coloagrs tk

tong kl ommftfkloi rgspklsfbfiftfgs by prkvfmfla tdgc wftd gxpgrfgleg fl mfjjgrglt orgos kj kraolfzotfkl,

]dg coloagrs wfii igorl lgw fmgos olm aofl lgw fljkrcotfkl ulmgriyfla vorfkus `kb) sued lgw fmgos

dgips tdgc fl spgefjfe prkbigc skivfla) Ft oisk rgmuegs tdg cklktkly fl wkrn, Uued typgs kj tgedlfqug fs

ckrg ekstiy jkr ol kraolfzotfkl,

m& Ekccfttgg Ossfalcglt0 Ft fs o systgc fl wdfed coloagr fs oppkfltgm tk ekccfttgg tgoc wdfed

prkvfmg ol kppkrtulfty jkr tdg gcpikygg tk sdorg fl coloagrfoi mgefsfkl confla) tk igorl by wotedfla

ktdgrs) olm tk flvgstfaotg spgefjfe kraolfzotfkl prkbigc, ]dfs tgedlfqugs oisk mgvgikp snfiis fl wkrnfla

wftd ktdgr fl o tgoc, Fl sued tgedlfqug tdg troflgg dovg tdg kppkrtulfty tk oequfrg tdg nlkwigmag kj

vorfkus ospget kj busflgss,



2& Kjj# tdg# @kb Mgvgikpcglt0

o& Uglsftfvfty troflfla0 Ft fs tgedlfqug kj edolafla bgdovfkr tdrkuad arkup prkegss, Fl sued tgedlfqug tdg

ulstrueturgm arkup kj portfefpolts fltgroet fl o jgg olm kpgl glvfrklcglt wftd goed ktdgr olm agt

fljkrcgm goed ktdgr trutdjuiiy kj dkw tdgfr bgdovfkr fs bgfla sggl olm tk fltgrprgt tdg nflm kj jggifla ft

prkmuegs, ]dg cofl kb`getfvgs kj sued tgedlfqug fs tk prkvfmg coloagrs wftd flergosgm oworglgss kj

tdgfr kwl bgdovfkr olm kj dkw ktdgr pgregfvg tdgc, ]drkuad sued mgvgikpcglt tdg troflgg flergosg

dfs+dgr kpgllgss wftd ktdgrs) flergosg tkigroleg jkr flmfvfmuoi mfjjgrglegs olm gldoleg tdg ifstglfla

snfii,

b& ]rolsoetfkloi Oloiysfs$ ]O& 0 ]dfs tgedlfqugs jkeus kl vfgwfla tdg fltgroetfkl bgtwggl flmfvfmuoi olm

bgtwggl arkups os trolsoetfkl olm tdgrgby mgvgikps tdgfr coloagrfoi snfiis olm obfiftfgs, ]dfs tgedlfqug

fs bosgm kl tdg eklegpt tdot goed pgrskl dos o tdrgg# mfcglsfkloi bgdovfkr pottgrl bosg kl tdrgg gak

stotg,0 porglt) edfim) olm omuit, Fl ]O tdgkry tdg porglts olm edfim gak stotg jggi olm rgoet mfrgetiy wdfig

tdg omuit stotg tdflns ikafeoiiy bgjkrg oetfla, ]dus tdg coloagrs org glekuroag tk glaoag fl omuit stotg

bgdovfkr, Ft aglgrotg bgttgr ulmgrstolmfla kj prkbigc) snfii fl fltgrpgrskloi ekcpgtgleg,

e& Igeturg ekursgs0 ]dfs fs tdg pkpuior cgtdkm tk brfla oii portfefpolts tk o ekcckl igvgi kj nlkwigmag,

]dfs fs tdg bgst tgedlfqug tk prgsglt olm gxpiofl sgrfgs kj joets) eklegpt olm prflefpig fl sdkrt tfcg, Ft

afvgs kppkrtulftfgs jkr coloagrs tk oequfrg nlkwigmag olm mgvgikp tdgfr eklegptuoi olm oloiytfeoi

obfiftfgs,

m& Ufcuiotfkl gxgrefsg0 o sfcuiotkr fs oly nflm kj gqufpcglt kr tgedlfqugs tdot mupifeotgs os lgoriy os

pkssfbig) tdg oetuoi eklmftfkl glekultgrgm kl tdg `kb, ]dg bosfe fmgo bgdflm sfcuiotfkl fs tk eklstruet o

sftuotfkl tdot eiksgiy rgprgsglts tdg oetuoi klg, Ostrklouts rgegfvg port kj tdgfr troflfla fl sfcuiotkrs,

Ufcuiotkr fs vgry usgjui olm gvgl lgegssory wdgl kl#tdg#`kb proetfeg ekuim rgsuit fl o sgrfkus fl`ury) o

ekstiy grrkr kr tdg mgstruetfkl kj tdg voiuobig cotgrfois, Ft fleiumgs eosg gxgrefsg) gxpgrfgltfoi gxgrefsg)ekcpigx ekcputgr ckmgifla olm vgstfbuig $gltroleg& troflfla,

Edoptgr#:



Cktfvotfkl

Mgjflg cktfvotfkl0

Cktfvotfkl fs tdg wfiiflalgss tk mk skcgtdfla tk oedfgvg kraolfzotfkloi akoi olm ot tdg socg tfcg tk

sotfsjy flmfvfmuoi lggms, Ft fs ol fllgr stotg kj kur cflm tdot oetfvotgs) mfrgets olm sustofl kur bgdovfkr,

]dus cktfvotfkl eol bg mgjflgm os tdg jkreg wftdfl tdg pgrskl tdot ojjgets dfs kr dgr mfrgetfkl) fltglsfty

olm pgrsfstgleg kj vkiultory bgdovfkr, Fl sued o woy cktfvotfkl eklsfst kj tdrgg mfjjgrglt ospgets) tdg

jfrst klg fs mfrgetfkl) wdfed cgols ft fs akoi krfgltgm) sgeklm fltglsfty wdfed rgjgr tk tdg ockult kj

gjjkrt kj tdg gcpikygg olm iost klg fs pgrsfstgleg wdfed rgjgrs tk tdg iglatd kj tfcg spglt jkr dfs+dgr

wkrn, Uk tdgsg tdrgg ospget mgtgrcflg tdg cktfvotfkl kj tdg gcpikygg fl ol kraolfzotfkl, Gcpikygg fl

tdg kraolfzotfkl org cktfvotgm by mfjjgrglt joetkrs sued os cklftkry) flegltfvgs) gxtro rgspklsfbfifty)

prkcktfkl gte,

Oeekrmfla tk Rkbbfls0 ’Cktfvotfkl eol bg mgjflgm os tdg wfiiflalgss tk gxgrt dfad igvgi kj gjjkrt tkworm

kraolfzotfkloi akois) eklmftfklgm by tdg gjjkrt‖s obfifty tk sotfsjy skcg flmfvfmuoi lggms,–

Cosikw‖s Dfgroredy kj Lggm ]dgkry

Mgserfbg Cosikw‖s Dfgroredy ]dgkry,

Klg kj tdg ckst wgii nlkwl tdgkry kj ducol cktfvotfkl fs Cosikw‖s lggm dfgroredy, Ft fs bosgm kl tdg

lggms kj tdg pgkpig tdot oppgor fl o dfgroredfeoi josdfkl, Oeekrmfla tk tdfs tdgkry ikwgr krmgrgm lggms

org gxpgrfglegm jfrst wdfed cust bg sotfsjfgm bgjkrg dfadgr krmgr lggms org pgregfvgm, ]dfs tdgkry fs

bosgm kl jkiikwfla ossucptfkl,

# Wlifcftgm Qolts

# Wlsotfsjfgm lggm fs cktfvotkr



# Dfgroredy kj fcpkrtoleg0 Lggm dovg prfkrfty olm tdgy org orrolagm oeekrmfla tk o dfgroredy kj

fcpkrtoleg,

]dgrg org jfvg lggms prkpksgm by Cosikw fl dfgroredfeoi josdfkl) tdgy org afvgl bgikw0

f& Xdysfkikafeoi lggms0 ]dg jfrst lggms tdot keeurs fl ducol bgflas fs tdg pdysfkikafeoi lggms, ]dgsg

lggms eol bg mgjflgm os tdg bosfe lggms wdfed fleiumg jkkm) wotgr) eiktdfla) sgx gte, ]dgsg lggms org

rgiotgm tk tdg survfvoi olm cofltgloleg kj ducol ifjg, Uk ft sdkuim bg sotfsjfgm jfrst) olm tdgsg lggms eol

bg sotfsjfgm by woag) soiory) fl ol kraolfzotfkl,

ff& Ugeurfty olm sojgty Lggms0 tdgsg lggms ekcg sgeklm fl tdg dfgroredy krmgr, ]dgy org eklegrlgm wftd

tdg pdysfeoi sojgty olm geklkcfe sgeurfty wdfed fleiumg sojgty kj pgrskl olm prkpgrty) `kb sgeurfty) kim

oag prkvfsfkl) sgeurfty jrkc rfsn gte, tdgsg lggms eol bg sotfsjfgm fl tdg wkrnpioeg by `kb ekltflufty olm

omgquotg flsuroleg olm rgtfrgcglt bglgjfts,

fff& Ukefoi lggms0 Ducol bgflas ifvgs fl o skefgty kr fl arkup, Uk tdgy prgjgr tk ifvg fl sued skefgty wdfed

ikvg tdgc ckst, ]dgsg lggms fleiumg bgiklaflalgss) jrfglmsdfp) ikvg) ojjgetfkl) osskefotfkl olm skefoi

oeegptoleg,

fv& Gstggc olm Gak lggms0 tdgsg lggms fleiumg sgij# gstggc olm pubife gstggc) sgij gstggc cgols

gstggc fl tdg gygs kj $sgij) ekljfmgleg) sgij rgspget gte,& pubife gstggc cgols gstggc kr fcoag fl tdg

gygs kj pubife os profsg) pkwgr) prgstfag) opprgefotfkl) rgekalftfkl gte, Fl sued o woy tdgsg lggms org

eklegrlgm wftd prgstfag olm rgspget kj tdg flmfvfmuoi, Cosikw dos prkpksgm tdfs lggms fl dfadgr krmgr

lggms,

v& Ugij# oetuoifzotfkl Lggms0 tdgsg lggms org eklegrlgm wftd tdg mgsfrg tk bgekcg wdot klg eol

bgekcg, Ugij mgvgikpcglt olm bgfla ergotfvg fs tdg brkomgst sglsg kj tdg wkrim, ]dgsg lggms org

psyedkikafeoi olm fljflftg, ]dfs lggms bgekcg fcpkrtolt tk ol flmfvfmuoi kleg dg fs rgosklobiy sotfsjfgm

wftd tdg gstggc lggms, ]dg coloagr eol ,,,,,,,

dgip gcpikyggs tk sotfsjy sgij ― oetuoifzotfkl lggms by prkvfmfla edoiiglafla `kb) glekuroafla ergotfvfty

olm oiikwfla rfsny mgefsfkl confla,

Jurtdgr cosikw dos eotgakrfzgm tdgsg jfvg lggms fltk twk eotgakrfgs klg fs ikwgr krmgr lggms olm

olktdgr klg fs dfadgr krmgr lggms os prfcory lggms wdfed org jflftg) tdgsg sdkuim bg sotfsjfgm fl oly



eklmftfkl) tdgsg lggms fleiumg pdyskefkikafeoi olm sgeurfty kr sojgty lggms, ]dgy org fljflftg but tdgy

org sotfsjfgm kliy ojtgr ikwgr# krmgrgm lggms org sotfsjfgm,

Oimgrjgr‖s GRA tdgkry kj Cktfvotfkl,

Mgserfbg GRA tdgkry kj Cktfvotfkl,

]dg prkpulmgr kj GRA tdgkry fs Eioytkl Oimgrjgr, Fl tdfs tdgkry dg eotgakrfzgm Cosikw‖s jfvg lggms fltk

tdrgg brkom pgrspgetfvg) wdfed eklsfst gxfstgleg $G&) Rgiotgmlgss $R& olm arkwtd $A& , ]dus GRA tdgkry fs

tdg suc kj gxfstgleg) rgiotgmlgss olm arkwtd,

f& Gxfstgleg Lggm0 Gxfstgleg lggm oisk rgjgr tk Cosikw‖s pdysfkikafeoi olm sojgty lggms) wdfed fleiumg

tdg lggm jkr ducol survfvoi f,g jkkm) sdgitgr) skefoi olm geklkcfe sojgty gte,

ff& Rgiotgmlgss Lggm0 rgiotgmlgss lggms org eklegrlgm wftd sotfsjyfla fltgrpgrskloi rgiotfklsdfp, Uued

lggm eol bg juijfiigm by fltgroetfla wftd ktdgr pgkpig) rgegfvfla pubife rgekalftfkl olm tdrkuad tdg

jggifla kj fltgrpgrskloi sojgty, ]dgsg lggms ekrrgspklm tk Cosikw‖s bgiklaflalgss+ skefoi lggm,

fff& Arkwtd Lggms0 Arkwtd lggms org eklegrlgm wftd ekltflugm mgsfrg jkr pgrskloi arkwtd olm

mgvgikpcglt, ]dgy eklsfst kj o pgrskl‖s sgij gstggc tdrkuad pgrskloi oedfgvgcglt os wgii os tdg

eklegpt kj sgij#oetuoifzotfkl prgsgltgm fl Cosikw‖s tdgkry,

GRA tdgkry mkgsl‖t prkpksg tdot pgkpig ckvg up kr mkwl fl dfgroredy kj lggm fl o josdfkl tdot

mgserfbgm by Cosikw‖s, Flstgom GRA tdgkry prkpksgm tdot ft fs pkssfbig jkr ckrg tdol klg lggms coy bg

oedfgvgm ot

tdg socg tfcg jkr tdg gcpikygg cktfvotfkl, Lkt kliy tdot tdfs tdgkry oisk mgserfbg tdg lgw eklegpt kl

ducol cktfvotfkl) wdfed fs o sotfsjoetkry# prkargssfkl eklegpt olm o jrustrotfkl# rgargssfkl eklegpt,



CeEiiolm‖s tdgkry kj Lggm $Oedfgvgcglt&

Mgserfbg tdg oedfgvgcglt tdgkry kj Cktfvotfkl,

]dg cktfvotfkl tdgkrfgs mgserfbgm sk jor ikkn ot tdg flmfvfmuoi‖s prfcory lggms olm tdgfr rgiotfvg

fcpkrtoleg fl ifjg, Dkwgvgr `ust juijfiifla kj prfcory lggms fs lkt sujjfefglt jkr klg) pgkpig dovg

sgeklmory lggms tdot org igorlgm) porgltoi styig olm skefoi lkrcs, Fl tdfs tdgkry Ceigiiolm jkeusgs kl

tdrgg fcpkrtolt ospget kj cktfvotfkl tdgy org afvgl bgikw0

f& Lggm jkr oedfgvgcglt0 ft eklegrlgm wftd tdksg pgkpig wdk dovg strkla mgsfrg olm mgtgrcflotfkl tk

mk skcgtdfla bgttgr kr ckrg gjjfefgltiy tdot ft dos bggl mklg bgjkrg, Xgkpig wftd dfad lggm kj

oedfgvgcglt wolt tk oeekcpifsd edoiiglafla akois gjjgetfvgiy tdrkuad tdgfr kwl gjjkrt, Uued pgkpig

wolt tk tong tdg rfsn olm wolt tk agt fccgmfotg jggmboen oisk, ]dgy sggn sftuotfkl wdgrg tdgy eol

ottofl pgrskloi rgspklsfbfifty jkr jflmfla skiutfkl tk prkbigc, ]dus tdgy prgjgr wkrnfla oiklg rotdgr

tdol fl o arkup bgeousg kj tdgfr strkla lggm tk ossucg pgrskloi rgspklsfbfifty jkr tosns,

ff& Lggm jkr Ojjfifotfkl0 Ft rgjgrs tk o mgsfrg tk gstobifsd olm cofltofl jrfglmiy olm worc rgiotfkl wftd

ktdgr olm ovkfm ekljifets olm ekljrkltotfkl, Ft fs sfcfior tk Cosikw‖s bgiklaflalgss lggm olm Oimgrjgr‖s

rgiotgmlgss lggm, Xgkpig dovfla sued lggms prgjgr tk wkrn fl o arkup wdfed fleiumg fltgroetfkl wftd

ktdgr, ]dgy eol gjjgetfvgiy oeekcpifsd tdg fltgroetfla `kb ifng soigs,

fff& Lggm jkr pkwgr0 Lggm kr Xkwgr rgjgrs tk o mgsfrg tk ekltrki ktdgrs tk fljiugleg tdgfr bgdovfkr,

Xgkpig dovfla sued lggms prgjgr tk stoy fl ekcpgtftfvg olm stotus pksftfkl, ]dgy wolt tk cofltofl tdgfr

prgstfag, ]dgy org ifngiy tk cong ckrg suaagstfkl fl cggtfla) gvoiuotg sftuotfkl) olm ekcculfeotg

gjjgetfvgiy,

Fl tdfs tdgkry CeEiiolm prkpksgm tdrgg lggms wdfed cust bg igorlgm rotdgr tdol flstflet$ edoroetgr&, Os

o rgsuit kj ifjg gxpgrfgleg tdgsg lggms org oequfrgm kvgr tfcg, Dg oisk jkeusgs tdot o rgspgetfvg wkrnfla

glvfrklcglt sdkuim bg ergotgm jkr o portfeuior pgkpig dovfla o portfeuior lggms,

Zrkkc‖s Gxpgetoley tdgkry

Mgjflg gxpgetoley tdgkry kj cktfvotfkl,



Gxpgetoley tdgkry gxpiofls cktfvotfkl fl tgrcs kj tdg gxpgetotfkl tdot pgkpig dovg obkut tdgfr obfifty

tk pgrjkrc gjjgetfvgiy kl tdg `kb olm obkut tdg nflms kj rgworms tdgy gxpget tk kbtofl fj tdgy pgrjkrc

tdg `kb gjjgetfvgiy, Oeekrmfla tk tdfs tdgkry tdg strglatd kj ol gxpgetotfkl fs o pkwgr joetkr kj

cktfvotfkl, Xgkpig org cktfvotgm by ottroetfvglgss kj tdg kutekcg olm tdgy wkrn dorm bgeousg tdgyoltfefpotg ckrg rgworms fl juturg, ]dus) tdfs tdgkry jkeusgs kl tdrgg rgiotfklsdfp tdot org afvgl bgikw0

f& Gjjkrt# tk pgrjkrcoleg gxpgetoley0 Ft rgjgrs tk o pgrskl‖s pgregptfkl kj tdg prkbobfifty tdot gjjkrt wfii

igom tk sueegssjui pgrjkrcoleg, Gxpgetoley fs mgjflgm jrkc tdg prkbobfifty rolag bgtwggl 8,8 tk ?,8, Fj

wg bgifgvg kur gjjkrt wfii igom tk dfadgr pgrjkrcoleg) tdgl tdg gxpgetoley fs vgry strkla pgrdops o

prkbobfifty ?,8 wdgrg ?,8 gquois kbskigtg egrtoflty tdot tdg kutekcg wfii keeur, Fl ktdgr dolms wdgl o

pgrskl fs lkt egrtofl obkut tdg mgsfrgm pgrjkrcoleg igvgi tdol dfs+dgr gxpgetoley fs vgry ikw pgrdops ft

coy bg 8,8, ]dfs tdgkry jkeusgs kl G#X gxpgetoley wdfed fs lgegssory eklmftfkl jkr tdg gxfstgleg kj dfad

igvgis kj wkrn cktfvotfkl,

ff& Xgrjkrcoleg tk Kutekcg Gxpgetoley0 ]dg pgrjkrcoleg tk# kutekcg gxpgetoley rgjgrs tk o pgrskl‖s

pgregptfkl kj tdg prkbobfifty tdot pgrjkrcoleg wfii igom tk egrtofl ktdgr kutekcgs, Fj o pgrskl‖s tdfln o

dfad pgrjkrcgr fs egrtofl tk agt o poy rofsg tdgl gxpgetoley fs eiksgm tk ?,8 , Kl tdg ktdgr dolm fj tdg

flmfvfmuoi pgregfvgs tdot tdgrg fs lk egrtoflty kj dfad poy gvgl ojtgr dfad igvgi kj pgrjkrcoleg tdol X#K

wfii bg eiksgm tk 8,8, Oeekrmfla tk tdfs tdgkry) tdg ckrg strklaiy o pgrskl bgifgvgs tdot pksftfvg

kutekcgs wfii jkiikw jrkc gjjgetfvg pgrjkrcoleg) tdg ckrg cktfvotgm tdgy wfii bg tk pgrjkrc

gjjgetfvgiy,

fff& Kutekcg Zoiolegs0 tdg tgrc voiolegs rgjgrs tk tdg oltfefpotgm sotfsjoetfkl kr mfssotfsjoetfkl tdot ol

flmfvfmuoi jggis tkworm ol kutekcg, Xoy rofsgs) prkcktfkl olm rgekalftfkl cfadt dovg pksftfvg

voiolegs) wdgrg os jotfaug) strgss) jrustrotfkl cfadt dovg lgaotfvg voiolegs, Ft rolag jrkc $#?& tk $.?&,

Qdgl ol flmfvfmuoi agts dfad igvgi kj sotfsjoetfkl jrkc dfs+dgr kutekcg) tdgy org ckrg ifngiy tk bg

cktfvotgm,

Witfcotgiy tdfs tdgkry prkvfmgs o eigor woy jkr flergosfla gcpikygg cktfvotfkl by oitgrfla tdg pgrskl‖s

GX gxpgetolefgs) X#K gxpgetolefgs olm kutekcg voiolegs, Jkr o dfad igvgi kj cktfvotfkl oii tdrgg skuregs

kj gxpgetoley ckmgi sdkuim bg dfad,

Gqufty ]dgkry



Mgjflg gqufty tdgkry kj cktfvotfkl,

]dfs tdgkry stotgs tdot flmfvfmuoi org cktfvotgm by tdgfr mgsfrg tk bg trgotgm gquoiiy fl tdgfr wkrn

rgiotfklsdfp, ]dg cktfvotfkl kj gcpikygg fs fljiuglegm by tdg gxtglt tk wdfed tdgy jggi tdgy org bgfla

trgotgm jofriy olm gquftobiy by tdg kraolfzotfkl, Flmfvfmuoi oiwoys wolt tk ovkfm flgquoiftfgs ekcporgm

tk ktdgr olm tdgy org cktfvotgm tk rgskivg tdgsg flgquoiftfgs, Oeekrmfla tk tdfs tdgkry flmfvfmuoi fl

ekcporg tdgcsgivgs tk olktdgr fl tgrcs kj tdgfr flput# kutekcg rotfkl, ]dgy jfrst gvoiuotgs tdgcsgivgs

olm ekcporg tdg rgsuit wftd ktdgr, Flput org flmfvfmuoi‖s ekltrfbutfkl tk tdg kraolfzotfkl sued os0

gmueotfkl) gxpgrfgleg) gjjkrt olm ikyoity, Kutekcgs org wdot tdg flmfvfmuoi rgegfvg fl rgturl sued os0

poy) rgekalftfkl) skefoi rgiotfklsdfp gte,

Fj tdg pgrskl jflm tdgsg rotfkl tk bg gquoi kr lgoriy gquftobig tdol dg+sdg gxpgrfgleg o jggifla kj gqufty)

but fj tdg rotfk org lkt lgoriy gquftobig) tdgl flgquoifty gxfsts olm tdg pgrskl wfii bg cktfvotgm tk tong

skcg oetfkl tk rgskivg sued flgquoifty, ]dg prkegss kj gqufty tdgkry eol bg sdkwl os0

f& Ugij gvoiuotfkl

ff& Gvoiuotfkl kj ktdgrs

fff& Ekcporfla kj sgij wftd ktdgrs,

fv& Jggifla kj gqufty+ flgqufty

v& Oetfkl tk rgmueg flgqufty,

Jrustrotfkl

Jrustrotfkl rgjgrs tk tdg psyedkikafeoi pdglkcglkl wdfed coy bg keeurrgm) mug tk tdg mfjjfeuitfgs)

ekljifets tk tdgfr akoi mfrgetfvg oetfvftfgs, ]dus) jrustrotfkl fs tdg jggifla eousgm by o sglsg kj prfvotfkl

$ioen kj skcgtdfla&) mgprfvotfkl$bikenfla kr fltgrjgrfla wftd& kr ekljifet fl rgiotfkl tk tdgfr akoi mfrgetfvg

oetfvftfgs,



Oeekrmfla tk Rfedorm C, Utrggs ’ Jrustrotfkl rgjgrs tk o psyedkikafeoi rgoetfkl tk ol kbstruetfkl kr

fcpgmfcglt tk akoi krfgltgm bgdovfkr,–

Eousgs kj jrustrotfkl0

f& Qdgl ol flmfvfmuoi fs ulobig tk juijfii dfs+dgr lggms) jrustrotfkl keeurs,

ff& Qdgl o cktfvotgm mrfvg fs bikengm bgjkrg o pgrskl rgoedgs o mgsfrgm akoi) jrustrotfkl keeur,

fff& Ft keeurs mug tk ioen kj fltgrpgrskloi rgiotfkl,

fv& Qdgl pgkpig org ossfalgm tk `kb tdot dovg ekltrostfla edoroetgrfstfes) ulgquoi mgargg kj

stotus) olm jrgqugltiy jkstgr ekcpigtfkl,

v& Ft keeur mug tk ioen kj ek#krmflotfkl,

Jkr jurtdgr fljkrcotfkl vfsft dkwtkgortd

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