ibps rrb gk power capsule 2014

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GK CAPSULE FOR IBPS RRBs 2014 EXAM

Current RBI Policy & Reserve Rates:

Repo Rate 8% (Unchanged)

Reverse Repo 7% (Unchanged)

CRR 4% (Unchanged)

SLR 22% (Changed)

MSF 9% (Unchanged)

Bank Rate 9% (Unchanged) Note: As on 5 Aug 2014, RBI (Reserve Bank of India) in its Third bimonthly monetary policy statement kept the key policy rate (repo) unchanged. SLR was cut by 50 basis point from 22.5% to 22%.

Important Banking Terminology: 1. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Often these loans are very short in

duration. Managing the bank rate is a preferred method by which central banks can regulate the level of economic activity. Lower bank rates can help to expand the economy, when unemployment is high, by lowering the cost of funds for borrowers. Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.

2. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money through repurchase agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of repo and reverse repo operations.

3. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is the rate at which commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at cheaper rate. When the repo rate increases borrowing form RBI becomes more expensive.

4. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial banks. Banks are always happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which encourages an organisation to enter into reverse repo is that it earns some extra income on its otherwise idle cash.

5. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, the available amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive money from the banks.

6. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI in order to control the expansion of the bank credit. Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds. Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can be controlled effectively.

7. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.

8. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note. Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP. Maturity period: between

This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power). This

document consists of all important news and events of last few months which can come in SBI Clerk Exam.


a minimum of 7 days and a maximum of up to one year from the date of issue. CP can be issued in denominations of Rs.5 lakh or multiples thereof. Only a scheduled bank can act as an IPA (Issuing and Paying Agent) for issuance of CP.

9. Treasury Bills: Treasury bills (T-bills) offer short-term investment opportunities, generally up to one year. They are thus useful in managing short-term liquidity. At present, the Government of India issues three types of treasury bills through auctions, namely, 91-day, 182-day and 364-day. There are no treasury bills issued by State Governments. Treasury bills are available for a minimum amount of Rs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a discount and are redeemed at par. Treasury bills are also issued under the Market Stabilization Scheme (MSS).

10. Certificates of Deposit (CD): Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form or as a Usance Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period. Note: CDs can be issued by (i) scheduled commercial banks {excluding Regional Rural Banks and Local Area Banks}; and (ii) select All-India Financial Institutions (FIs) that have been permitted by RBI Minimum amount of a CD should be Rs.1 lakh, and in multiples of Rs. 1 lakh thereafter. The maturity period of CDs issued by banks should not be less than 7 days and not more than one year, from the date of issue.

11. Fiscal Deficit: A deficit in the government budget of a country and represents the excess of expenditure over income. So this is the amount of borrowed funds require by the government to meet its expenditures completely.

12. Direct Tax: A direct tax is that which is paid directly by someone to taxing authority. Income tax and property tax are an examples of direct tax. They are not shifted to somebody else.

13. Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to the other in the form of increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat, Entertainment tax are indirect taxes.

14. NOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries. 15. VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their corresponding bank. 16. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the International Monetary Fund

in 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as accounting entries and not as hard currency or physical assets like Gold.

17. Cheque: Cheque is a negotiable (which can be transferred to another person in exchange of money) instrument drawn on a specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another person. Cheque is always payable on demand. Types of Cheque: i. Ante Dated Cheque: A cheque bearing a date prior to actual date of signing the cheque or opening of an account is called an ante dated cheque which is valid and can be paid till it become stale. ii. Stale Cheque: If the validity of the cheque has already expired it is called stale cheque which cannot be paid. The normal maximum validity of cheque is 3 months earlier it was 6 months. iii. Post Dated Cheque: The cheque which bears a date subsequent to the date on which it is drawn. For ex. A cheque drawn on 10th January, 2013 bears the date of 12th January, 2013.

18. Crossing of Cheque: Crossings refers to drawing two parallel lines across the face of the cheque. A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by transfer, collection or clearing. A general crossing means that cheque can be paid through any bank and a special crossing means where the name of the Bank is indicated on the cheque can be paid only through the named bank. Dishonour of Cheque: Non – payment of cheque by the paying banker with a return memo giving reasons for the non – payment.

19. Demand Draft: Demand draft is defined as an order to pay money drawn by one office of a bank upon another office of the same bank for a sum of money payable to order on demand.

Cheque and Demand draft both are used for transfer of money. Difference b/w Cheque & DD: A cheque can be bounce but D.D cannot be bounce as it is already paid.

20. Current account: Current account with a bank can be opened generally for business purpose. There are no restrictions on withdrawals in this type of account. No interest is paid in this type of account.


21. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit differently than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer the money from one account to another. You can transfer any amount through NEFT, even a rupee.

22. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.

23. BOND: Publicly traded ling term debt securities issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal maturity.

24. Call Money: Call Money’ is the borrowing or lending of funds for 1day. 25. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as ‘Notice Money’ 26. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days 27. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at by dividing the capital of the

bank with aggregated risk weighted assets for credit risk, market risk and operational risk. 28. Non Performing Assets (NPA): An asset, including a leased asset, becomes non performing when it ceases to generate income

for the bank. 29. INFLATION: inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When the

general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy.

News related to RBI:

1. Reserve Bank of India reduced free usage of other bank automated teller machines (ATMs) to 3 per month from 5: Frequent withdrawal of money from ATMs will become expensive from November, with the RBI imposing a limit of 3 transactions per month from ATMs of other banks and 5 from the same bank in six metropolitan cities. Note: A customer will be required to pay a fee of up to Rs 20 for using Automated Teller Machines (ATMs) beyond the permitted numbers of transactions in Delhi, Mumbai, Chennai, Bangalore, Kolkata and Hyderabad.

2. RBI issues guidelines for NBFCs on lending against shares. Note: According to the guidelines applicable to NBFCs with asset size of Rs. 100 crore and above, the NBFCs have to maintain a loan-to-value (of shares pledged) of 50 per cent and accept only Group 1 securities as collateral for loans of a value more than Rs. 5 lakh.

3. RBI projects 5.5 % GDP growth during current fiscal. 4. RBI has notified the increase in deposit money under Public

Provident Fund, PPF to 1.5 lakh rupees from 1 lakh rupees. 5. The Reserve Bank of India (RBI) issued draft guidelines for

implementation of Bharat Bill Payment System (BPPS), an 'anytime anywhere' bill payment system: The G. Padmanabhan Committee was formed by RBI to study the Feasibility of Implementation of GIRO-based Payment Systems anticipated that around 30800 million bills amounting to more than 600000 crore rupees are paid each year in 20 Indian cities. Note: i. Bharat Bill Payment System is intended for the implementation of a unified bill payment system across the country. This integrated bill payment system will comprise of two entities: i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the standards related to payments, clearance and settlement process ii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will be carrying out the operations in adherence to the standards fixed by BBPS. iii. Authorised entities such as agents, banks, service providers, payment gateways would be the participants at the Bharat Bill Payment System.

6. Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of banks—small and payments and states that these can improve financial inclusion. Note: i. The idea of payments banks was first proposed by the Nachiket Mor committee on financial inclusion. ii. The minimum paid-up capital requirement of both payments banks and small banks is Rs. 100 crore. The payments bank will have to invest in government securities with a maturity of up to one year. Important Points: i. Small banks will offer both deposits as well as loan products. ii. Payments banks will be used only for transaction purposes and for deposits. Unlike small banks, payments banks can’t lend money to people.


iii. Payments Banks cannot set up subsidiaries to undertake NBFC business. iv. Hence, payments banks will offer only a limited range of products such as acceptance of demand deposits and remittance of funds. v. Those eligible to set up a small bank include resident individuals with 10 years of experience in banking and finance, companies and societies, NBFCs, microfinance institutions and local area banks. v. Of the minimum capital, the guidelines said, the promoters' initial minimum contribution will be at least 40 per cent, to be locked in for a period of five years.

7. RBI tightened the Norms for asset reconstruction companies (ARC) to improve discipline and bring about transparency in the sale and purchase of bad loans. Note: Now, asset reconstruction companies (ARCs) will have to pay upfront 15 per cent of the bid value of non-performing loans, against five per cent earlier. ii. RBI said ARCs would get up to six months to plan recoveries from the non-performing assets acquired. Currently, ARCs get about a year for this.

8. GDP growth expected to go up to 5.5% this fiscal: RBI 9. RBI canceled the Licence of The Vasavi Co-operative Urban Bank Ltd., Hyderabad 10. The Reserve Bank of India has inked a memorandum of understanding (MoU) with the Monetary Authority of Hong Kong

for exchange of supervisory information. 11. RBI permits NBFCs to work as Business Correspondents of banks: With a view to achieve financial inclusion, the

Reserve Bank of India has allowed Non-Banking Finance Companies to operate as Business Correspondents (BCs) of banks, permitting them to offer limited services. Banks will be allowed to work with non-deposit taking NBFCs as BCs. Note: The RBI took into account recommendations of Nachiket Mor Committee while reviewing the existing guidelines on the appointment of BCs

12. The Reserve Bank of India said banks should make all new ATMs installed from July 1, 2014 as “talking ATMs” with Braille keypads.

13. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI) announced that plastic currency notes will be launched in 2015 after field trials.

14. RBI panel headed by ex-Chairman of Axis Bank, P. J. Nayak recommend for diluting govt stake in public sector banks to below 50 %. The government should cut its holding in public sector banks to under 50 per cent, a Reserve Bank of India (RBI) panel report on Tuesday said, criticising the way in which the lenders are now being governed.

15. Reserve Bank of India granted banking licences to infrastructure financing firm IDFC and microfinance institution Bandhan from among 25 applicants that included corporate heavyweights ADAG Group, Aditya Birla Group and Bajaj Group. Note: The in-principle approval granted (to the two entities) will be valid for a period of 18 months during which the applicants have to comply with the requirements under the guidelines and fulfil the other conditions as may be stipulated by the RBI. Chandra Shekhar Ghosh: CMD of Bandhan financial services Dr. Rajiv B. Lall: Chairman of IDFC – Infrastructure Finance Company.

16. Reserve Bank of India (RBI) issued the guidelines to allow the minors of age above 10 years to independently open and operate savings bank accounts and use other facilities like ATM and cheque books.

17. RBI extended the timeline for full implementation of Basel III norms 31 March 2019 instead of 31 March 2018. 18. RBI extends date of exchanging pre-2005 notes to Jan 1, 2015

Highlights of Union Budget 2014: 1. Fiscal deficit target for 2014-15 at 4.1% of GDP and 3.6 for 2015-16 and 3% for 2016-17 2. Revenue Deficit seen at 2.9% for FY15 3. Aim to achieve 7-8 per cent economic growth rate in next 3-4 years: FM 4. Committed for growth of agriculture at the rate of 4 per cent. 5. Defence FDI cap raised to 49% from 26% at present 6. Exemption limits on income tax from Rs. 2 lakh to Rs. 2.5 lakh. 7. For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum. 8. Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh. 9. No change in Income tax rates and slab . 10. Annual PPF ceiling to be enhanced to Rs 1.5 lakh, from Rs 1 lakh 11. Women Safety:

i. Outlay of Rs. 50 crores for a pilot scheme on road safety ii. Another 150 crores to be spent by MHA on safety on women in larger cities iii. 'Beti Bachao, Beti Padhao Yojana' - 100 crores


12. Rs 3600 cr set aside for National Rural Drinking Water: FM 13. Rural housing: Rs 8000 crore for national housing banking programme 14. Metro rails in PPP mode; Rs. 100 cr set aside for metro scheme in

Ahmadabad and Lucknow 15. Each year government will be adding AIIMS to ensure there is an AIIMS in

every state: Jaitley 16. Rs 100 crores to set up virtual classrooms. 17. Rs 500 crores for setting up 5 more IIMs and IITs 18. FM Proposes to enhance the scope of income tax settlement commission 19. Rs 7,060 crore allocated for building new cities 20. Rs 200 crores credit scheme for start-ups by those from scheduled castes

and tribes 21. 15 Braille press to come up. 22. Currency note with Braille-like signs 23. Minimum pension of Rs.1000 per month to all PP schemes. 24. Rs 50,548 cr proposed for SC development 25. Bharat Swach Yojna proposed for hygiene and cleanliness. 26. Rs. 200 crore for Statue of Unity, a statue of Sardar Patel in Gujarat. 27. Rs. 1000 cr for irrigation plan named Pradhan mantri krishi sichayin

yojana. 28. e-visa for nine cities. 29. Rs. 7060 cr for creating smart cities. 30. Assam and Jharkhand to get Centre of Excellence on farming 31. Rs. 100 crores for modernization of Madrasas 32. Jaitley announces Skill India, a programme to train youth for jobs 33. Rural housing: Rs 8000 crores for national housing banking programme 34. Senior Citizens Pension Plan Extended Till August 2015 35. Rs. 500 crore for price stabilization fund. 36. 100 soil testing laboratories across the country. 37. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs. 200 cr set aside 38. An AIIMS will be created in every state. 39. All six new AIIMS are functional. Four more AIIMS under consideration. 12 more medical colleges will be added. Rs. 500

crore allocated for this. 40. Govt allocates Rs 500 cr for Internet connectivity in villages 41. Crisis Management Center for women at Delhi 42. Start up village at Rs 100 crore to promote entrepreneurship among rural youth. 43. Rs. 14,389 crores for PM Sadak Yojana 44. Rs 200 crore allocated to set up six textiles clusters

FDI Limits…

List of Limits in Various Sectors (In %) 1. Defence Raised to 49% from

26%

2. Pension 49 3. Insurance Raised to 49% from

26%

4. Print Media 26

5. Civil Aviation 49 6. Public Sec. Banks 20

7. Private Sec. Banks 74

8. Multi Brand 51

9. Single Brand 100 10. Tourism 100


India’s GDP Forecast: � RBI pegged 2014-15 GDP growth at a central estimate of 5.5 % � World Bank lowers India’s GDP growth forecast for 2014-15 at 5.5 % from the earlier forecast of 5.7 per cent. � ADB pegs India GDP growth rate for 2014-15 at 5.5 % � IMF projected GDP growth for India in 2014-15 at - 5.4 % India ranking in different Indexes: 1. Human Development Index 2014 – 135 2. Global Environment Performance Index 2014 – 155 3. Intellectual property (IP) environment 2014 – 25 (US ranked on the top followed by UK and France) 4. World Press Freedom Index 2014 - 140 in the list of 180 countries 5. World's best countries for doing business 2014 – 134 6. Global Peace Index 2014 – 143 7. Global Innovation Index 2014 - 76 8. World Prosperity Index 2013 – 106. 9. Global Corruption Index 2013 – 94 10. Global Competitiveness Index 2013 -60 for 2013 (Switzerland

top in this report)

News Related to Banking & Finance 1. Govt. launch Jan Dhan scheme to promote financial inclusion: Prime Minister Narendra Modi launched 'Pradhan

Mantri Jan Dhan Yojana' to help the poor open bank accounts which will come with the facility of a debit card and an insurance cover of Rs 1 lakh. Note: i. The main features of the scheme include Rs 5,000 overdraft facility for Aadhar-linked accounts, Ru Pay Debit Card with inbuilt Rs 1 lakh accident insurance cover and minimum monthly remuneration of Rs 5,000 to business correspondents who will provide the last link between the account holders and the bank.

2. Bangladesh to join BRICS Bank: Bangladesh has decided to join the newly formed BRICS Bank, an initiative of the world's five emerging economies - Brazil, Russia, India, China and South Africa.

3. Import duty of sugar hiked from 15 to 25 per cent 4. ICICI Bank offers EMI on debit cards: ICICI Bank, the country’s largest private sector bank, has launched EMI (equated

monthly installments) facility on debit cards to enable its customers to convert their high value transactions into easy installments. Note: ICICI bank is the first in the country to introduce this facility,

5. Inflation at 5-month low of 5.19 per cent in July 6. HDFC Bank has opened a branch in Dubai to provide wealth management services to large Indian diaspora in the Gulf city. 7. According to a UN report Indian economy expected to grow by 5.5% in current fiscal. 8. The Securities and Exchange Board of India, SEBI has imposed a penalty of 13 crore rupees on Reliance Industries

Limited for alleged irregularities in issuance of warrants by the company to its promoters. 9. ICICI Bank launches travel card for students : ICICI Bank, has announced the launch of the ‘ICICI Bank Student Travel

Card’, which enables students going abroad for higher studies to take care of their expenses. Note: ICICI Bank Student Travel Card is available in the dollar, pound, euro, Australian dollar and Canadian dollar. It is valid for three years and can be applied for from any foreign exchange-enabled ICICI Bank branch. Anyone, including non-customers, can apply for this card.

10. India Ratings & Research revised its FY15 gross domestic product (GDP) growth forecast to 5.7 per cent from its April 2014 forecast of 5.6 per cent.

11. The Supreme Court (SC) ruled that a complaint about a bounced cheque must only be filed at the place where the bank dishonoured it, settling doubts raised by its own earlier conflicting judgments on the jurisdiction of a magistrate.

12. Asian Development Bank (ADB) has upgraded India's economic growth forecast to 6.3 per cent in 2015-16 13. The World Bank has committed 15 to 18 billion dollars to India by 2017 to help the country return to a higher growth path

which is critical for boosting jobs and reducing poverty. 14. HDFC Bank Ltd has opened its branch in Dubai. After Bahrain and Hong Kong, this is HDFC Bank’s third overseas branch. 15. World Bank to give $153 mn loan for Odisha project: India has inked a loan agreement with World Bank for assistance

of $153 million (about Rs 920 crore) for the Odisha Disaster Recovery Project. 16. A panel headed by former Economic Advisor to Prime Minister, C Rangarajan sets poverty line at Rupees 32 per day in

rural areas and Rupees 47 in Urban areas. He also said that the number of poor in India was much higher in 2011-12 at 29.5 per cent of the population, which means that three out of 10 persons are poor.


The Rangarajan Committee was set up last year to review the Tendulkar Committee methodology for estimating poverty and clear the ambiguity over the number of poor in the country.

14. Exim Bank has extended USD 46 million line of credit to Mauritius for financing goods and defence related vehicles purchases.

15. World Bank has signed an agreement with the government to provide a loan assistance of USD 1,006.20 million for Sarva Shiksha Abhiyan III, which is the largest ongoing "Education for All" programme in the world.

16. FICCI and IDBI signed an MoU for easy access to organised finance facility at competitive interest rates for micro, small and medium enterprise (MSME).

17. India recently launched its own payment gateway 'RuPay', equivalent of Visa and Mastercard, which will work on ATMs and merchant outlets and help in reducing cash transactions. Note: i. RuPay, which works on three channels -- ATMs, Point of Sales (POS) and online sales, is the seventh such payment gateway in the world. ii. The RuPay platform -- developed by National Payments Corporation of India (NPCI)-- is being used by certain banks like ICICI, State Bank of India, Punjab National Bank, among others, for clearing and settlement.

18. India became third-largest economy in 2011 from 10th in 2005: World Bank. 19. World Bank will provide $500 million loan for water supply and sanitation projects in the rural areas of Assam, Bihar,

Jharkhand and Uttar Pradesh. 20. World Bank will provide 50 million dollar assistance to Afghanistan to support the government's efforts to improve

access to credit for micro, small and medium enterprises.

ABOUT : NABARD – National Bank for Agricultural and Rural Development Headquarters Mumbai, Maharashtra, India Established 12 July 1982 Chairman Dr. Harsh Kumar Bhanwala ORIGIN: The Committee to Review the Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD) set up by Reserve Bank of India in 1979 recommended formation of “NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (NABARD)” as a “new organisational device for providing undivided attention, forceful direction and pointed focus to the credit problems arising out of integrated rural development”. National Bank for Agriculture and Rural Development (NABARD) was established on 12 July 1982 by an Act of the Parliament MANDATE: NABARD was set up as a Development Bank with a mandate for providing and regulating credit and other facilities for the promotion and development of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts and other allied economic activities in rural areas with a view to promoting integrated rural development and securing prosperity of rural areas, and for matters connected therewith or incidental thereto. CORPORATE MISSION: Promote sustainable and equitable agriculture and rural prosperity through effective credit support, related services, institution development and other innovative initiatives. CAPITAL STRUCTURE: The paid up capital of NABARD is Rs.2,000 crore with Government of India (GoI) holding Rs.1,980 crore and the remaining by Reserve Bank of India (RBI). ORGANISATIONAL SETUP: NABARD, with its Head Office at Mumbai, has 30 Regional Offices located in States and a Union Territory.

Important Committees in News:

1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS) 2. Nachiket Mor committee: for small and payments bank 3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks. 4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India 5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant. 6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under the chairmanship of P.

J. Nayak. He is a former Chairman and CEO of Axis Bank. 7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of people from North East.


8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that customers should not be required to visit the bank branch for mobile number registration.

9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road map to make India self-sufficient in oil and natural gas by 2030.

10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence. 11. Urjit Patel Committee - to examine the current monetary policy framework 12. Mukul Mudgal member panel to probe IPL spot-fixing 13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income households. 14. Justice A.P. Shah committee : to head panel on road safety 15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of Spectrum. 16. Bimal Jalan panel : to scrutinize applications for new bank licenses. 17. Parthasarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to enforce better tax

compliance 18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 1-1.50 a litre every month

as against the 45-50 paise monthly hike followed currently. 19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India 20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL) 21. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional

Investment (FII) 22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

Important News (India & World): 1. The year 2014 has been declared by the United Nations as the International Year of Family Farming. 2. 2015-16 to be observed as Water Conservation Year. 3. Textiles Ministry, Flipkart join hands for handloom weavers an initiative to boost the handloom sector, empower the

weavers and uplift manufacturing in the country. 4. Prime Minister Narendra Modi dedicated to the nation the Ranchi-Dharamjaygarh-Sipat 765kv inter-regional power

transmission line in Jharkhand. Note: This line is the first inter-regional link between eastern region and western region. 5. Afghanistan celebrated its 95th Independence Day on 19 August 2014. 6. Bangladesh has decided to set up an Exclusive Economic Zone for Japan to attract investors and entrepreneurs. 7. 20th edition of annual Delhi Book Fair begins in New Delhi. Theme of the nine- day event is 'Literature in Cinema'. 8. Tata Consultancy Services (TCS) and Bharti Foundation announce to spend 200 crore rupees for Clean India Campaign. 9. HDFC Bank accorded most valued brand: HDFC Bank with a brand value of $ 9.4bn is India’s most valuable brand

according to the first edition of the BrandZ Top 50 Most Valuable Indian Brands ranking. Note: Airtel occupy 2nd post. SBI at number 3rd and ICICI at number 4th position.

10. IDBI Bank has donated Rs 9 crore towards the building of 300 gender-segragated toilets in schools close to the bank’s branches in rural and semi-urban areas.

11. According to Global Peace Index, 2014 Bhutan, Nepal two most peaceful countries in South Asian region. Note: i. Bhutan stands at 16th position and Nepal at 76th position. ii. Bangladesh is ahead of India, Pakistan and Afghanistan in terms of 'state of peace'. iii. While Bangladesh occupied 98th position, India was rated at 143, Pakistan 154, and Afghanistan at 161. iv. Iceland, Denmark and Austria were ranked first, second and third respectively.

12. TATA-SIA Airlines brand name to be called Vistara: Tata-Singapore Airlines (SIA) named its upcoming joint venture airline as Vistara and will start its operation from October 2014. Vistara is an inspiration from Sanskrit word, Vistaar that means limitless expanse. It has drawn inspiration from the brand’s domain – the limitless sky.

13. Union Minister for Roads, Highways and Shipping Nitin Gadkari announced Rs 15,000 crore road projects in Uttar Pradesh and Haryana.

14. Maryam Mirzakhani, an Iranian born mathematician, became the first woman to win coveted Fields Medal in Seoul, South Korea.

15. India ranked 5th amongst top 10 wind power producers: Report. Note: China was the leading wind power producer by adding 16,100 MW capacity in 2013, followed by USA, Germany and Spain,” Renewables 2014 Global Status Report said.

16. Australia and Japan to assist India in civilian nuclear deal. Note: i. Japan is the leading producer of turbine required for 1,000 MW capacity. ii. Australia holds about a third of the world's recoverable uranium resources.

17. A Hindu temple, claiming to be the world's first 'eco-temple' featuring solar panels and a rainwater harvesting system, has been opened in northwest London in the UK.


18. Chhattisgarh government had proposed to set up a marine Fossil Park in Manendragarh area of Koriya district. 19. Google confirmed that it has bought the startup behind a Jetpac mobile application that creates insightful travel guides by

analyzing pictures from social networks such as Instagram. 20. WHO declares Ebola epidemic a global emergency: The World Health Organisation declared the killer Ebola epidemic

ravaging parts of West Africa an international health emergency and appealed for global aid to help afflicted countries. 21. Union Cabinet approved the Juvenile Justice Bill, 2014 to amend the

Juvenile Justice Act, 2000 Note: Age of a Juvenile in the JJ Bill, 2014: The bill will treat minors above the age of 16 as adults, who are accused of heinous crimes like rape and murder. The JJ Act, 2000 treats any person below the age of 18 as juvenile. Note: The Provision for Children in conflict zones and Corporal punishment in the JJ Bill, 2014: The Bill proposes up to seven year rigorous imprisonment, 5 lakh rupees fine or both for militant groups who recruit child soldiers or use children for any purpose. Note: If the Bill is passed in Parliament, India will join 40 other countries where corporal punishment is a penal offence.

22. Russian President Vladimir Putin signed a declaration that bans imports of agricultural products from all countries that have imposed sanctions on Russia over the crisis in Ukraine. Major sanctions were made by the US and EU.

23. Lok Sabha passes Securities Laws (Amendment) Bill: A Bill to enhance the powers of market regulator SEBI to curb the menace of Ponzi schemes and protect investors from fraudulent diversion of monies raised from them was passed by Lok Sabha

24. Doordarshan signs pact with German channel: In an effort to distribute its content to international markets, DD India has signed an agreement with German public service broadcaster Deutsche Welle (DW). This agreement will help India’s public broadcaster get a global footprint with its programmes becoming part of the Free-to-Air basic pack on a DTH platform.

25. A poem from Nobel laureate Rabindranath Tagore’s masterpiece The Gitanjaliwas recited by Indian Ambassador to the U.N. Asoke Kumar Mukerji as part of a commemorative ceremony held here marking 100 years of the outbreak of the World War I.

26. As per the provisional results of the Sixth Economic Census released by the Union Ministry of Statistics and Programme Implementation (MoSPI) on July 30 - Manipur at 83.29 per cent tops the list of percentage of growth in employment followed by Assam, Sikkim, Uttar Pradesh, Andaman and Nicobar Islands, Himachal Pradesh, Jammu and Kashmir, Uttarakhand, Gujarat and Rajasthan.

27. The World Bank has pledged USD 200 million in emergency funding to Guinea, Liberia and Sierra Leone to help the West African countries contain spread of deadly Ebola infections and improve public health systems.

28. Prime Minister Narendra Modi who is on an official visit to Nepal offered a line of $1 billion credit to Nepal 29. CBI arrested six persons including chairman-cum-managing director of Syndicate Bank SK Jain for allegedly taking bribe

of Rs. 50 lakh for increasing credit limit of some companies in violation of banking rules. 30. Flipkart announced it has raised $1 billion (Rs 6,000 crore), the largest ever fund-raising by an Indian internet company. 31. India’s largest telecom firm Bharti Airtel said it has crossed 300 million customers mark across its mobile, fixed line, DSL

and DTH services. 32. Australian government has approved billionaire Gautam Adani promoted Adani Goup's proposed $16.5 billion (US $ 15.5

billion) Carmichael Coal Mine and Rail project. 33. Amitabh Bachchan named as Maharashtra's horticulture ambassador 34. A recent study report prepared by Assocham’s Economic Research Bureau has showed that Gujarat topped in new

investments attracted by the power sector during the period 2004-05 and 2012-13. Three states have recorded highest growth rate in terms of per capita income during 2004-13 are: Gujarat, Maharashtra and Haryana

35. Prime Minister of India, Narendra Modi launched a web platform –MyGov.nic.in. The platform has been created to facilitate Citizen Engagement in Good Governance.

36. Footwear maker Woodland has tied up with UNICEF to promote a water, sanitation and hygiene campaign (WASH) in Assam.

37. Bollywood star Salman Khan has been appointed brand ambassador for plumbing pipe major Astral Poly Technik Ltd.


38. Indian projects figure among the highest foreign investment in Britain in the last financial year. 39. Tata Consultancy Services has become the first Indian company with a market capitalisation of Rs 5 lakh crore. 40. Former President of the United States of America Bill Clinton visited Jabrouli village, near Lucknow, on an awareness

mission on diarrhoea.

41. India is ranked 135 in Human Development Index, 42. Global Innovation Index : Switzerland has claimed the top spot on the Global Innovation Index for the fourth-straight

year. India slipped 10 places compared to last year, placing 76th. 43. Rio Tinto, the world’s largest merchant miner with more than two-third share of the globe’s iron ore business, and

having a significant presence in other minerals and commodities. Rio Tinto’s plan to mine iron ore in Odisha, for which it has a joint venture agreement with the Odisha Mining Corporation

44. India has the third-highest number of people living with HIV in the world with 2.1 million Indians accounting for about four out of 10 people infected with the deadly virus in the Asia—Pacific region, according to a UN report. The first—ever UNAIDS ‘Gap Report’ said after sub—Saharan Africa, the region with the largest number of people living with HIV is Asia and the Pacific.

45. India has emerged as the world's largest consumer of antibiotics followed by China and the US, according to a new study which quantifies the growing alarm surrounding antibiotic-resistance.

46. The government has slapped an additional penalty of USD 579 million on Reliance Industries for producing less than targeted natural gas from its KG-D6 block.

47. State-owned National Aluminium Co Ltd has signed a memorandum of understanding with Indian Rare Earths Ltd (IREL), another public sector organisation under the Department of Atomic Energy, for jointly establishing a 1 lakh tonne titanium slag plant at Chatrapur in Odisha.

48. India has entered into long-term agreements with foreign suppliers to obtain uranium to ensure uninterrupted power supply for its nuclear power plants. Russia and Kazhakhstan are the main suppliers.

49. In terms of GDP, India's economy is 10th biggest: World Bank - After growing at an average annual rate of just over 6 per cent from 1980 to 2010, India’s economy is now the 10th biggest in the world in terms of gross domestic product, according to the World Bank.

50. FIFA suspended Nigeria from all international football competitions with immediate effect. Nigeria was suspended on account of government interference in running Nigeria Football Federation (NFF).

51. Bor Wildlife Sanctuary: India’s 47th Tiger Reserve: As per the notification of Environment Ministry, Maharashtra’s Bor Wildlife Sanctuary will become the country’s 47th Tiger Reserve with an aim to bolster the conservation efforts of the national animal.

52. Ancient Pyu Cities became the first site from Myanmar inscribed on the UNESCO’s World Heritage Site List. The Ancient Pyu Cities include three cities Halin, Beikthano and Sri Ksetra.

53. India ranked 143rd in Global Peace Index out of 162 countries. Note: Iceland tops the list as the world's most peaceful place and Syria is the most violent place in the world.

54. India’s first One Stop Crisis Centre (OSCC) named Gauravi launched in Bhopal, Madhya Pradesh. 55. Militants captured Iraq's largest oil refinery Baiji refinery. The Baiji refinery is located in Salaheddin province, north of

Baghdad in Iraq. 56. Britain's premium luxury goods brand East India Company has issued an exclusive legal tender gold coin worth 12,000

pound sterling in honour of Indian cricket legend Sachin Tendulkar. 57. Lithuania to become 19th country to adopt Euro as currency from 1 January 2015. It will become the 19th member of the

euro zone out of 28 countries in the European Union, and the last of the Baltic states to join. Note: Estonia was the first Baltic state to become a member of the eurozone in 2011, followed by Latvia on 1 January 2014. Lithuania Capital: Vilnius, President: Dalia Grybauskaitė, Prime Minister: Algirdas Butkevičius

58. Former India captain Sourav Ganguly joined the Supreme Court-appointed Mudgal committee, which is probing the IPL betting and spot-fixing scandal, as an expert on cricketing affairs.

59. Telangana came into existence as the 29th state of India and TRS supremeo K Chandrasekhar Rao (KCR) was sworn in as its first Chief Minister. ESL Narasimhan was sworn in as the first Governor of Telangana.

60. Madhya Pradesh government has appointed actor Madhuri Dixit as the brand ambassador for its Mamta Abhiyaan (maternal and child health) campaign.

61. India became the second largest exporter of textiles in the world. This was revealed by the recent data released by UN Comtrade in Global Textiles as well as Apparel Exports.

62. Sachin Tendulkar to be goodwill ambassador for national games. The 35 National Games to be held in seven cities in the State early next year will have cricket legend Sachin Tendulkar as its goodwill ambassador.


New Appointment in India New governors appointed 1. Kalyan Singh – new Governor of Rajasthan 2. Vajubhai Rudabhai Vala - new Governor of Karnataka 3. Chennamaneni Vidyasagar Rao - new Governor of Maharashtra

4. Mridula Sinha - new Governor of Goa 5. Ram Naik: new Governor of Uttar Pradesh. He replaces B.L. Joshi 6. Balramji Dass Tandon: new Governor of Chhattisgarh. 7. Keshari Nath Tripathi: new Governor of West Bengal. 8. Om Prakash Kohli: new Governor of Gujarat. 9. Padmanabha Balakrishna Acharya: new Governor of Nagaland. 10. Kaptan Singh Solanki: new Governor Haryana. He replaces Jagannath Pahadia

1. T M Bhasin: New Chairman of Indian Banks Association. He replaces KR Kamath. 2. K V Thomas: new Chairman of Parliament’s Public Accounts Committee. 3. Ravi Shastri appointed as the Director of Indian Cricket Team 4. Rajni Razdan takes over as new UPSC chief. She replaced Prof. D P Agrawal 5. Adille Sumariwala Chef-de-Mission for Asian Games 6. K.V. Chowdary appointed as new Chairman of Central Board of Direct

Taxes (CBDT). He succeed R K Tewari 7. S. S. Mundra: New RBI deputy Governor. He replaces KC Chakrabarty 8. Arvind Gupta appointed Deputy National Security Advisor 9. Aditya Vardhan Agarwal, new Vice-President of Indian Chamber of

Commerce 10. Lt Gen Philip Campose takes over as Army Vice Chief 11. Justice Dr. Chellur sworn in as Chief Justice of Calcutta High Court 12. Former India cricket captain Kapil Dev will head the Arjuna Awards selection committee for choosing this year's

outstanding sportspersons of the country 13. Former Hockey Captain Ajitpal Singh to head Dronacharya Award Selection Committee 14. Ravi Shankar joined infrastructure finance company IDFC as the head of Bharat Banking.

Note: IDFC, which recently bagged a commercial banking licence, plans to start bank operations by October next year. 15. Sania Mirza: Brand Ambassador of Telangana 16. IFS officer Sanjeev Kumar Singla appointed as Private Secretary to Prime Minister Narendra Modi.

Note: Prime Minister has 2 private secretaries one should be from IAS and one from IFS. 17. Shankar Aggarwal: new Urban Development Secretary 18. Y Sudharshan Rao appointed as Chairman of Indian Council of Historical Research (ICHR) 19. Satish Upadhyay : takes charge as Delhi BJP chief 20. Shaktikanta Das: appointed as New Revenue Secretary. He replace Rajiv Takru. 21. Rajeev Topno: appointed as Private Secretary to Prime Minister Narendra Modi 22. Vishal Sikka: appointed New CEO of Infosys. 23. B Ashok: appointed New IOC Chairman. He replaces R S Butola. 24. A.K. Dubey: appointed as Chairman of Coal India Limited 25. Sirikonda Madhusudhana : First speaker of Telangana Legislative Assembly. 26. S L Bhojegowda: elected Vice-Chairman of Bar Council of India. 27. Narendra Damodardass Modi sworn in as the 15th Prime Minister of the country.

The list of Cabinet Ministers includes: 28. Rajnath Singh: Home Minster 29. Sushma Swaraj: External Affairs & Overseas Indian Affairs 30. Arun Jaitley: Finance Corporate Affairs & Defence 31. M. Venkaiah Naidu: Urban Development Housing and Urban Poverty Alleviation & Parliamentary Affairs 32. Nitin Jairam Gadkari: Road Transport and Highways Shipping + Rural Development, Panchayati Raj & Drinking Water

and Sanitation Note: Nitin Jairam Gadkari given additional charge of Rural Development, Panchayati Raj & Drinking Water and Sanitation as Gopinath Munde died in Road accident.

33. D.V. Sadananda Gowda: Railways 34. Uma Bharati: Water Resources, River Development and Ganga Rejuvenation 35. Dr. Najma A. Heptulla: Minority Affairs


36. Ramvilas Paswan: Consumer Affairs, Food and Public Distribution 37. Kalraj Mishra: Micro, Small and Medium Enterprises 38. Maneka Gandhi: Women and Child Development 39. Ananthkumar: Chemicals and Fertilizers 40. Ravi Shankar Prasad: Communications and Information Technology & Law and Justice 41. Ashok Gajapathi Raju: Civil Aviation 42. Anant Geete: Heavy Industries and Public Enterprises 43. Harsimrat Kaur Badal: Food Processing Industries 44. Narendra Singh Tomar: Mines & Steel Labour and Employment 45. Jual Oram: Tribal Affairs 46. Radha Mohan Singh: Agriculture 47. Thaawar Chand Gehlot: Social Justice and Empowerment 48. Smriti Zubin Irani: Human Resource Development 49. Dr. Harsh Vardhan: Health and Family Welfare 50. Sumitra Mahajan: new Lok Sabha Speaker 51. Chandrababu Naidu sworn-in as First Chief Minister of Andhra Pradesh. 52. K Chandrasekhar Rao (KCR) was sworn in as its first Chief Minister of Telangana 53. Finance Minister Arun Jaitley has been appointed on the Board of Governors of Philippines-based Asian Development

Bank (ADB). 54. Mallikarjun Kharge elected leader of Congress in Lok Sabha. 55. Nripendra Mishra appointed Principal Secretary to PM 56. Mukul Rohatgi appointed 14th New Attorney-General of India. He replace G.E. Vahanvati 57. Ajit Kumar Doval appointed as new National Security Advisor 58. Rajiv Mathur takes over as New CIC (Chief Information Commissioner).

He succeeds Sushma Singh, 59. Anandiben Patel: new CM of Gujarat 60. Naveen Patnaik sworn in as Odisha chief minister 61. Pawan Chamling sworn as Sikkim CM for record 5th time 62. Jitan Ram Manjhi: new Bihar CM 63. T R Zeliang appointed new CM of Nagaland. He succeed Neiphiu Rio 64. Nabam Tuki sworn-in as CM of Arunachal Pradesh for second term. 65. R.M.Lodha: New Chief Justice of India. He is the 41st Chief Justice of India. He succeeds Justice P. Sathasivam. 66. Lt Gen Dalbir Singh Suhag: appointed new Army Chief. He succeed Gen Bikram Singh

New Appointment in World

1. Haider al-Abadi : New Iraqi Prime Minister 2. Chief Prayuth Chan-ocha elected new PM of Thailand 3. Joko Widodo: new Indonesia President 4. (CAG) Comptroller & Auditor General of India, Shashi Kant Sharma took charge as member of UN Board Of Auditors 5. Emma Watson, the British Actress appointed as the Goodwill Ambassador for UN Women. 6. Michelle Howard became the first female four-star admiral in US Navy. She is the first women admiral in 236 year old

history of US Navy. 7. Jean-Claude Juncker: named as next European Commission president 8. Chung Hung Won retained as Prime Minister of South Korea. 9. Mustafa Kamal: appointed New President of International Cricket Council (ICC).

Note: Mustafa Kamal has become the first from Bangladesh to be president of International Cricket Council (ICC). 10. N Srinivasan: appointed first chairman of International Cricket Council (ICC). 11. Juan Manuel Santos re-elected Colombia president. 12. Uganda’s Foreign Affairs Minister, Sam Kahamba Kutesa elected President for the 69th Session of United Nations

General Assembly (UNGA). He replaced John William Ashe. Note: United Nations General Assembly (UNGA) comprises 193 member nations.

13. Reuven Ruby Rivlin elected as 10th president of Israel. He succeed Shimon Peres. 14. Prince Zeid al Hussein (Jordan’s ambassador) nominated as U.N. High Commissioner for Human Rights 15. Bashar al-Assad: elected Syria President for third time 16. Dalia Grybauskaite: new President of Lithuania 17. Peter Mutharika is new Malawi president 18. Abdel Fattah Al Sissi – new President of Egypt


19. Jacob Zuma sworn in as South Africa's President for second term 20. Petro Poroshenko: New President of Ukraine 21. Hiroshi Naka appointed as Vice President and Auditor General of World Bank. 22. Kathleen Stephens Named Interim US Ambassador to India. 23. Maj. Gen. Kristin Lund appointed first woman to lead UN force. She replace Chinese Maj. Gen. Chao Liu. 24. Abdul Al -Thani : New PM of Libya 25. Juan Carlos: New President of Panama

SUMMIT

1. BRICS summit Country: Brazil, Russia, India, China, South-Africa.

- 6th BRICS Summit 2014: Fortaleza, Brazil - Next 7th BRICS Summit to be held in Ufa, Russia Note: Ufa is the capital city of the Republic of Bashkortostan, Russia, and the industrial, economic, scientific and cultural centre of the republic. - The theme chosen for our discussions was "Inclusive Growth: Sustainable Solutions”.

New BRICS Bank: The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is a proposed multilateral development bank operated by the BRICS states (Brazil, Russia, India, China and South Africa) as an alternative to the existing World Bank and International Monetary Fund. � The New Development Bank headquarter will be in Shanghai, China. � The Bank will have a rotating chair and its first President will come from India for the first six years. � The first chair of the Board of Governors shall be from Russia. � The first chair of the Board of Directors shall be from Brazil. � The Bank will also have a regional office in Johannesburg, South Africa. Participant leaders of the five nations are • Brazil - Dilma Rousseff • Russian - Vladimir Putin • Indian - Narendra Modi • China - Xi Jinping • South Africa - Jacob Zuma Development Capital: The member countries will also set up a $100 billion currency reserves pool to help countries forestall short-term liquidity pressures. Note: The bank will begin with a subscribed capital of $50 billion divided equally between its five founders. 2. IBSA Summit: India will host the next summit of IBSA (India, Brazil, South Africa) in New Delhi in 2015. 3. Nuclear security summit

• 2nd Summit 2012 – Seoul, South Korea.

• 3rd Summit 2014 : Hague, Netherland

• 4th Summit 2016: United States

4. G 8 Summit:

• G-8 Countries: Canada, France, Germany, Italy, Japan, Russia, Britain and the US

• 40th G-7 summit 2014 held at Brussels. Note: It was the first time that the EU hosted a G7 summit. The summit is jointly represented by the European Council President Herman van Rompuy and the European Commission President.

5. G 20 Summit:

• G-20 meeting (2014) of Finance ministers and central bank governors held in Sydney (Australia).

• G20 Leaders Summit (2014) will be held in Brisbane, Queensland (Australia, in November 2014.

6. SAARC Summit:

• 18th SAARC Summit 2014- Kathmandu (Nepal)


7. NATO Summit- NATO Summit 2014 will be held in Britain. (Britain last hosted the summit in 1990, when Margret Thatcher was Prime Minister).

8. BIMSTEC Summit

• 3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar)

• 4th BIMSTEC summit will be held in Nepal. Note: BIMSTEC (Bay of Bangal Initiative for Multisectoral Technical and Economic Cooperation) BIMSTEC includes 7 countries: Bangladesh, India, Myanmar, Sri Lanka, Thailand, Bhutan and Nepal and aims to create cooperation in multiple sectors including trade, investment and energy. New Member � United Nation – South Sudan new member country . Total– 193

members � WTO –Tajikistan new member country. Total – 159 members. � World Bank & IMF – South Sudan new member country. Total–

188 members � European Union – Croatia new member country. Total– 28

OTHERS SUMMIT 1. 18th BASIC Ministerial Meeting held in New Delhi.

BASIC - (Brazil, South Africa, India and China) Note: 17th BASIC Ministerial Meeting on Climate Change was held in Hanzghou, China

2. ASEAN foreign-minister-meeting held in Myanmar 3. Fifth Indo-US Strategic Dialogue held in New Delhi during which

the two sides discussed “transformative initiatives” in key areas of security and energy.

4. 3rd India-Africa Summit will be held in New Delhi 5. 6th International Nuclear Energy Forum ATOMEXPO-2014 held

in Moscow 6. World Economic Forum 2014: held in Abuja (Nigeria). Bharti Enterprises founder and Chairman Sunil Bharti Mittal co

– chair this year’s edition of the World Economic Forum on Africa.

Points To Remember:

MOUs-Deal between India & Other Countries 1. India and Czech Republic signed MoU on technical cooperation in Railway. 2. India to give grant of $1 million for construction of cricket stadium in Afghanistan. The stadium is set to come up in

Aino Mina, a northern suburb of Kandahar city on land donated to the Afghanistan Cricket Board in 2012. 3. India and Nepal have agreed to build a pipeline for supply of petroleum products to the Himalayan nation.

Note: The project for construction of the pipeline will start from Raxual in Bihar to Amlekhganj in Nepal in the first phase and extend it to Kathmandu in the next phase.

4. India and Nepal ink 3 pacts including one on the 5,600 MW Pancheshwar dam on the Mahakali river. Note: The project falls under the integrated treaty on Mahakali River, bordering both Nepal and India, which was signed in 1996.

5. India & Nepal to boost cooperation in defence, security, trade & investment 6. India and Brazil signed three agreements to strengthen the bilateral relation

The three agreements signed between the two countries are: (i) MoU on Cooperation in the Field of Environment (ii) Agreement on Space (iii) MoU on Cooperation in the Establishment of a consultation mechanism on mobility and consular issues.

7. India signed a MOUs with Sri Lanka for setting up of a Faculty of Agriculture and a Faculty of Engineering for the University of Jaffna at Kilinochchi.


Scheme & Plan Launched by Union & State Government: 1. Pradhan Mantri Krishi Seenchayi Yojana: Pradhan Mantri Krishi Seenchayi Yojana was announced by Prime Minister

Narendra Modi . The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of 1000 crore rupees has been allocated for implementation of the scheme.

2. Karnataka, Kerala sign MoU for rural livelihood mission: As per the MoU, Kerala Governement’s Kudumbashree and Karnataka State Rural Livelihood Mission are to help train and hand-hold rural Self Help Groups (SHGs) in Karnataka.

3. Govt re-launches Varishtha Pension Bima Yojana: The government has re-launched the Varishtha Pension Bima Yojana, for the benefit of citizens aged 60 years and above. Note: It will provide monthly pension ranging from 500 to 5,000 rupees per month to senior citizens of the country. ii. The Scheme will be administrated by the Life Insurance Corporation, LIC.

4. National rural scheme on PPP model launched: Rural Development Minister Nitin Gadkari launched the Shyama Prasad Mukherjee National Rural Mission on PPP model with an allocation of 100 crore rupees. Note: The scheme will be initially available in three districts of the country on pilot basis. The districts are Warangal in Andhra Pradesh and two districts in Maharashtra. ii. The scheme is intended to stop migration from rural areas to cities. The government wants to create infrastructure in villages so that people can get employment there and do not migrate to cities.

5. Padho Pardesh scheme for minority community: Government has launched a scheme titled, Padho Pardesh, for providing interest subsidy on educational loans for overseas studies for students belonging to the notified minority communities like Muslims, Christians, Sikhs, Buddhists, Jains and Parsis. Note: The objective of the scheme is to award interest subsidy to meritorious students belonging to economically weaker sections of the notified minority communities so as to provide opportunities for higher education abroad and enhance their employability.

6. Government has launched the Rashtriya Gokul Mission to promote conservation and development of indigenous breeds in a focused and scientific manner. The mission aims at enhancing milk production, upgrading non-descript cattle using elite indigenous breeds and distribute disease free high genetic bulls.

7. National Mission of Food Processing: scheme to minimize wastage of fruits, vegetable 8. Chief Minister's Social Assistance (CMSA) : launched in Meghalaya for

widows and pensioners

Other Important Government Schemes BHARAT NIRMAN:

• It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)

• It is centrally sponsored scheme for the rural development of India started in September 2005.

• There are 6 objectives in this scheme: 1. Road connectivity to the village. 2. Irrigation: To Provide irrigation facility. 3. Water Supply: To provide clean drinking water to all villages 4. Electrification: To provide Electricity to all villages 5. Housing: To construct Pakka houses for BPL households under Indira Awas Yojana 6. Telecommunication: To provide telephone connectivity to all villages

JNNURM: Jawaharlal Nehru National Urban Renewal Mission i. It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014) ii. Started in the year 2005 to make million plus cities squatter (Slam area) free. There are 2 components

a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana. b) To make transportation system faster and greener.

NRHM: National Rural Health Mission

• It was started on 12th April 2005 to enhance the health facilities in rural areas.

• The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide basic information on health and hygiene conditions as well as to guide people regarding conservation of water.

MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act

• It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously its is 100 days) of employment to BPL house hold.

• This scheme is both for Urban and Rural areas.

• The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009.


• The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural Labourers) which is calculated by the state government on the basis of their Per capita Income.

UIDAI: Unique Identification Authority of India.

• It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every citizen aged above 5 years.

• Its name has been changed to Aadhar.

• Its model state was Karnataka (started)

• The retinal identification is taken from the age group of 14 and above.

• Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit number.

• Chairman: Nandan Nilkani NFSM: National Food Security Mission

• This scheme is to reduce the poverty in India under national social assistance programme.

• Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to the BPL households.

IGNOAPS: Indira Gandhi National Old age Pension Scheme

• This Scheme is for the people who aged above 65 years.

• The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central government and State government who aged between 65 – 80 years.

• Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80 years. IGNWPS: Indira Gandhi National Widow Pension Scheme

• The beneficiary is in between age group of 40-64 years in this scheme.

• Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular person.

Awards & Honours

1. Guru Hanuman Akhara, a Delhi-based wrestling academy was chosen for the 2014 Rashtritya Khel Protsahan Puraskar (RKPP) . Note: The Akhara was chosen in the category of establishment and management of sports academies of excellence.

2. Rajiv Gandhi National Sadbhavana Award: Muzaffar Ali, a noted filmmaker of India was selected for Rajiv Gandhi National Sadbhavana Award. His name was selected for his outstanding contribution towards the promotion of Communal harmony, peace and goodwill. Note: i. This will be the 22nd edition of the Sadbhawna award. ii. Sarod maestro Ustad Amjad Ali Khan was recipient of the 21st Rajiv Gandhi National Sadhbhavna Award. iii. Rajiv Gandhi National Sadbhavana Award given on 20 August, the birth anniversary of former Prime Minister late Rajiv Gandhi, which is also celebrated as the Sadbhavna Diwas (Harmony Day)

3. Ramon Magsaysay Award 2014 The list of awardees included six winners among five individuals and one organization from Pakistan. i. Hu Shuli: She is a Chinese investigative journalist. ii. Saur Marlina Manurung: She is being recognized for her ennobling passion to protect and improve the lives of Indonesia’s forest people, and her energizing leadership of volunteers in SOKOLA’s customized education program. iii. Omara Khan Masoudi from Afghanistan: He is being recognized for his courage, labor, and leadership in protecting Afghan cultural heritage.

4. Bachendri Pal, the first Indian woman mountaineer to scale Mount Everest was conferred with Bharat Gaurav, the highest honour of merit of East Bengal Club.

5. Environmentalist and social activist Chandi Prasad Bhatt has been awarded the prestigious Gandhi Peace prize for 2013. 6. AIMA ( All India Management Association) Awards: Chandra Shekhar Ghosh, CMD of Bandhan won ‘Entrepreneur of the

Year’ award M G George Muthoot, Chairman, Muthoot Group (Emerging Business Leader of the Year), N Chandrasekaren, CEO & Managing Director, TCS (Indian MNC of the Year), Rakeysh Omprakash Mehra, Film Producer, Director of Bhaag, Milkha Bhaag (Director of the Year) and S. S. Badrinath, Founder and Chairman, Emeritus of Sankara Nethralaya (Outstanding Institution Builder).

7. Jnanpith Award 2013: Noted Hindi poet Kedarnath Singh has been chosen for the prestigious Jnanpith award for 2013. He will be the recipient of the 49th Jnanpith award.

8. Pen Pinter prize 2014: Salman Rushdie wins Pen Pinter prize for his outstanding literary output and support for freedom of expression.


9. World Food Prize 2014: India-born plant scientist Sanjaya Rajaram has been named the winner of the World Food Prize for his breakthrough achievement in increasing global wheat production by more than 200 million tonnes following the Green Revolution.

10. Moortidevi Award 2013: C Radhakrishnan selected for Moortidevi Award 2013. He has been selected for his novel Theekkadal Katanhu Thirumadhuram. Note: i. Radhakrishnan is the second Malayalam writer to be awarded with the Moortidevi award. The first Malayalam author to win the award was Akkitham Achuthan Namboothiri in 2009 for his selected poems. ii. Haraprasad Das was conferred the Moortidevi Award for 2012 for 'Vamsha, a poetic recreation of the Mahabharata

11. Sudarsan Pattnaik won prize at World Cup of Sand Sculpting-2014. He won prize for his work Save Tree, Save the Future.

12. Malala Yousafzai wins Liberty Medal from the National Constitution Centre in Philadelphia. 13. France honour Shahrukh Khan with Legion of Honour

Note: The award of Officier de la Legion d'Honneur (Officer of the Legion of Honour) is the highest honour among Civilians and Military bestowed by France on French citizen as well as foreigners.

14. Gro Harlem Brundtland awarded with the first Tang Prize in sustainable development. 15. Former TATA Group Chairman Ratan Tata received an honorary doctor of laws degree from York University in

Toronto, Canada. 16. Indian origin physicist Tejinder Virdee was honoured knighthood Bachelor by Queen Elizabeth II. He was awarded for

his work on the Higgs Boson theory. 17. GMR wins arbitration award against Maldivian govt: Indian infrastructure giant GMR has won the arbitration award

against Maldivian government for wrongful termination of Airport project contract. 18. Lifetime Achievement Award’: Leading NRI industrialist Lord Swraj Paul has been honoured with the ‘Lifetime

Achievement Award’ by a UK-based business association for his outstanding contribution to the industry, education and philanthropy.

19. Irish author Eimear McBride won the 2014 Bailey's Women's Prize for Fiction for her first novel A Girl is a Half-Formed Thing.

20. Project Mobile Seva under DeitY won the 2014 United Nations Public Service Award Note: The project Mobile Seva under Department of Electronics and Information Technology (DeitY) won second rank in the 2014 United Nations Public Service Award. Department of Electronics and Information Technology comes under Ministry of Information and Technology.

21. Goldman Prize for environmental activist Ramesh Agrawal. He received the prize for helping villagers fight coal mining in Chhattisgarh.

22. Caparo Group founded by leading NRI industrialist Lord Swraj Paul has won the International Business of the Year award 2014

23. Golden Peacock Awards 2014: Technopark Technology Business Incubator (T-TBI) was chosen for the Special Commendation at the Golden Peacock National Training Awards 2014.

24. Bharat Ratna Award: Sachin Tendulkar and CN Rao conferred Bharat Ratna Award 2013. Note: Tendulkar is the first sportsman and the youngest recipient of the the Bharat Ratna ii. Prof Rao is a well recognized international authority on solid state and materials chemistry is the third scientist to received award after CV Raman and former President A.P.J Abdul Kalam. iii. The Bharat Ratna was announced after a gap of four years with Hindustani music doyen Bhimsen Joshi being the last recipient in 2009.

25. Dadasaheb Phalke Award 2013: Veteran poet and film lyricist Gulzar has been chosen for the coveted Dadasaheb Phalke Award for 2013. He is the 45th winner of the Dadasaheb Phalke Award.

26. Pulitzer Prize 2014: India-born poet Vijay Seshadri has won the prestigious 2014 Pulitzer Prize in the poetry category for his work '3 Sections'.

27. Donna Tartt wins fiction Pulitzer Prize 2014 for novel 'Goldfinch' 28. Miss India 2014: Koyal Rana new Miss India. 29. Gandhi Peace Prize for 2013: Eminent Gandhian and environmentalist Chandi Prasad Bhat selected for the award.

Note: A pioneer of the Chipko Movement for which he was also awarded the Magsaysay Award in 1982, Mr. Bhatt was given the Padma Bhushan by UPA-I in 2005.

30. Saraswati Samman 2013: Govind Mishra selected for for his book Dhool Paudho Par. 31. Pritzker Prize 2014: Japanese architect Shigeru Ban won the Pritzker Architecture Prize 2014. He won the award for his

creative and inexpensive designs for disaster relief shelters. 32. Abel Prize 2014: Russian mathematician Yakov Grigorevich Sinai won the award. 33. Laxmi, an acid attack victim gets International Women of Courage Award (US honour). 34. Vyas Samman 2013: Vishwanath Tripathi been selected for the prestigious Vyas Samman for the year 2013.

Note: Tripathi has been chosen for the coveted annual literary award instituted in 1991 by the K K Birla Foundation for his memoir 'Vyomkesh Darvesh', a biolgraphy of noted Hindi scholar Acharya Hazari Prasad Dwivedi.


35. G D Birla Award 2013: Rajesh Gopakumar was selected for the 23rd G D Birla Award for scientific research for the year 2013.

Person in News:

1. Sheila Dikshit: Kerala governor resigned 2. K Sankaranarayanan: Maharashtra governor resigned 3. Life sentence to Sher Singh Rana for killing Phoolan Devi 4. Kamla Beniwal: Mizoram Governor removed 5. Sayeeda Warsi, the Foreign Office minister of Britain resigned

from the government in protest of Britain’s policy on Gaza. 6. Dipa Karmakar became first Indian woman gymnast to win medal

in Commonwealth Games 7. Nehchal Sandhu: Deputy National Security Adviser resigned 8. Ukraine’s Prime Minister Arseniy Yatsenyuk resigned 9. Dunga tipped to return as Brazil coach 10. Luiz Felipe Scolari : Brazil coach resigns 11. Nikesh Arora: Google’s Chief Business Officer resign and join

Japan’s SoftBank Corp as vice chairman.

Books & Their Authors 1. “One Life is Not Enough” : written by Kunwar Natwar Singh

Note: The book is an autobiography of the former External Affairs Minister and senior Congress Party leader Natwar Singh.

2. A book entitled Munger through the Ages authored by late Devendra Prasad Yadav

3. The Lives of Others” a novel written by: Neel Mukherjee Note: Novel is short listed for the prestigious Man Booker Prize 2014.

4. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist. Note: The Substance and the Shadow, the biography of 91-year-old actor Dilip Kumar.

5. Warrior State written by T V Paul 6. Blood Feud written by Edward Klein 7. A Bad Character: authored by Deepti Kapoor. 8. The Good, the Bad and the Ridiculous - Khuswant Singh 9. Train To Pakistan - Khuswant Singh 10. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen. 11. A Brush with Life- Satish Gujral 12. A Bend in the river- V.S. Naipaul 13. God of Small things- Arundhati Rai 14. Inheritance of Loss- Kiran Desai. 15. Joseph Anton- Sulman Rushdie (Autobiography) 16. “Khushwantnama-The Lessons of My Life “ –Khushwant singh 17. Lajja- Taslima Nasrim. 18. My Unforgettable Memories-Mamata Banerjee 19. My Years with Rajiv and Sonia written by R.D.Pradhan 20. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar. 21. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh 22. The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by Dr. Sanjaya Baru

LEADER”S VISITED INIDIA

1. Chuck Hagel: US Defence Secretary visited India 2. Jim Yong Kim: World Bank President visited India. 3. Bill Clinton: Former US President visited in Lucknow 4. William Hague: UK Foreign Minister visited India


5. Laurent Fabius: French Foreign Minister to visited India. 6. G L Peiris: Foreign Minister of Sri Lanka visited India 7. Wang Yi: Chinese Foreign Minister visited India 8. Yousuf bin Alawi bin Abdullah: Oman Foreign Minister visited India 9. King of Bahrain Hamad bin Isa Al Khalifa visited India on February . 10. German President Joachim Guack visited India

OBITUARY 1. Richard Attenborough: Gandhi' filmmaker dies at 90 2. UR Anantha Murthy: Eminent Kannada writer passes away. Anantha Murthy, a writer and critic, was considered one of

the pioneers of the Navya movement in Kannada literature. 3. BKS Iyengar: World-renowned yoga guru and founder of the Iyengar School of Yoga BKS Iyengar passed away 4. Robin Williams: Oscar Winning Actor died 5. Lauren Bacall: Hollywood icon dead at 89 6. Hashim Khan: Squash Legend of Pakistan died 7. Amitava Nandy: Veteran CPI-M leader died 8. Cartoonist Pran Kumar Sharma, creator of iconic Chacha Chowdhury,

dead 9. Robert Drew: Pioneer of Cinema documentarian dies at 90 10. Sundaram Sankaran: Veteran journalist died at 87 11. Sushilarani Patel, the renowned classical singer of India died 12. Madhukar Singh, an eminent Hindi litterateur died 13. J. Sasikumar: Malayalam filmmaker passes away. 14. Nadine Gordimer: South Africa’s Nobel-winning novelist dies 15. Zohra Sehgal: Veteran Bollywood actress Zohra Sehgal known for her jovial roles in films like Dil Se, Kal Ho Naa Ho, Veer-

Zaara, Cheeni Kum and Saawariya passed away. She was 102. 16. Granville Austin, the eminent scholar of the Indian Constitution died in Washington DC. 17. Ramanarayanan, Tamil film director and producer, died at 65.

Sports News 2014 Commonwealth Games: The 2014 Commonwealth Games (officially the XX Commonwealth Games) were held in Glasgow, Scotland, from 23 July to 3 August 2014. This is the 20th edition of the Commonwealth Games. Scotland has previously hosted the event twice, in 1970 and 1986, both in Edinburgh. Note: The first was hosted by Hamilton, Canada, in 1930 and known as the British Empire Games. England finished top of the medal table for the first time since the 1986 Commonwealth Games, also held in Scotland. Kiribati also won its first ever medal at a Commonwealth Games, a gold in the 105 kg men's weightlifting competition. There are 71 participating nations at the 2014 Commonwealth Games with approximately 4,950 competing athletes, making it one of the largest Commonwealth Games staged to date. Mascot: Clyde, an anthropomorphic thistle named after the river which flows through the centre of Glasgow, was the official mascot of the 2014 Commonwealth Games. The mascot was designed by Beth Gilmour, who won a competition run by Glasgow 2014 for children to design the Mascot.

Medal Tally:

Rank Nation Gold Silver Bronze Total

1 England 58 59 57 174

2 Australia 49 42 46 137

3 Canada 32 16 34 82

4 Scotland 19 15 19 53

5 India 15 30 19 64


India in the 2014 Commonwealth Games, Glasgow, Scotland India who had finished second in the 2010 Commonwealth Games with an overall tally of 101 medals (38 gold, 27 silver & 36 bronze medals), managed only 64 medals at the 2014 Commonwealth Games – with the medals tally comprising 15 gold, 30 silver and 19 bronze. India kept occupying fifth spot on the medals table. On closing ceremony, the Indian contingent’s flag bearer was Seema Punia, who won Silver in women's discus throw. While, the torch bearer in the opening ceremony was ace shooter Vijay Kumar, the 2012 London Olympics Silver medalist. Here is the list medal winners WEIGHTLIFTING Gold Medalist Winners - Weightlifting 1. K Sanjita Chanu: In Women’s weightlifting 48 kg category K Sanjita Chanu with a total lift of 173 kg won the prized gold medal. Note: Sanjita Chanu wins India’s first Gold medal at 2014 Commonwealth Games. 2. Sukhen Dey: Sukhen Dey in Men’s weightlifting 56 kg category claimed gold medal by lifting a total of 248 kg. 3. Satish Sivalingam: 77 kg Satish Sivalingam created a games record with a total lift of 328 kg to claim gold medal while Ravi Katulu lifted total of 317 kg to win silver medal. Silver Medal Winners - Weightlifting 1. S Mirabai Chanu – won Silver medal in Women's weightlifting 48 kg category (Total lift - 170 kg, 75+95) 2. Santoshi Matsa - Women's 53 kg category in weightlifting 3. Ravi Katulu - Men's weightlifting, 77 kg 4. Vikas Thakur - Men's weightlifting, 85 kg 5. Rajinder Rahelu - Men's heavy powerlifting Bronze Medal Winner- Weightlifting 1. Ganesh Mali - Men's weightlifting 56 kg (Total lift 244 kg, 111+133) 2. Swati Singh - Women's 53 kg category in weightlifting 3. Omkar Otari - Men's 69 kg Weightlifting 4. Punam Yadav - Women's weightlifting, 63 kg 5. Chandrakant Mali - Men's weightlifting, 94 kg 6. Sakina Khatun - Women's lightweight power lifting WRESTLING Gold Medal winner Wrestling 1. Sushil Kumar: In Men’s wrestling, 75kg freestyle Sushil Kumar defeated Qamar Abbas of Pakistan what turned out to be a lopsided event. In just 107 minutes Sushil trounced his opponent to take home gold. 2. Yogeshwar Dutt: In Men’s wrestling, 65 kg freestyle Yogeshwar Dutt brought laurels to the country by clinching gold medal after defeating Canada’s Jevon Balfour in the final. 3. Amit Kumar: Nigerian Ebikweminomo Welson was Amit Kumar’s opponent in the final of Men’s wrestling, 57kg freestyle. Amit defeated Welson 3-1 to claim the gold medal. 4. Babita Kumari: In Women’s wrestling; 55 kg freestyle Babita Kumari completely dominated the proceedings over Canada’s Brittanee Laverdure and defeated her 9-2 in the finals for the coveted gold medal. 5. Vinesh Phogat: In Women’s wrestling, 48kg freestyle youngster Vinesh Phogat who is just 19 years old defeated Yana Rattigan of England by 11-8 to be part of the glorious 15. Silver Medal winner - Wrestling 1. Rajeev Tomar - Men's wrestling, 125 kg 2. Satyawart Kadian - Men's wrestling, 97 kg freestyle 3. Bajrang - Men's wrestling, 61 kg 4. Lalita Sehrawat - Women's wrestling, 53 kg 5. Sakshi Malik - Women's wrestling, 58 kg 6. Geetika Jhakar - Women's wrestling, 63 kg freestyle


Bronze Medal winner - Wrestling 1. Navjot Kaur - Women's wrestling, 69 kg 2. Pawan Kumar - Men's wrestling, 86 kg freestyle SHOOTING Gold Medal Winner In Shooting 1. Abhinav Bindra: In Men’s 10m Air Rifleformer Olympic gold medallist Abhinav Bindra claimed his first individual gold at the commonwealth Games when he finished witha final games record score of 205.3. 2. Jitu Rai: In Men’s shooting, 50 m Pistol Jitu Rai who set finals games record gathering a total of 194.1 points won gold for his country. Gurpal Singh with 187.2 points settled with silver in this category. 3. Rahi Sarnobat: It was an all-Indian affair in the final of Women’s shooting 25 m Pistol event as Rahi Sarnobat defeated Anisa Sayyed to clinch the gold medal. 4. Apurvi Chandela: In Women’s shooting, 10 m Air Rifle rising star Apurvi Chandela claimed her first international medal. Apurvi triumphed over her compatriot Ayonika Paul to win the gold medal. Silver Medal Winner In Shooting 1. Malaika Goel - Women's 10m Air Pistol shooting 2. Prakash Nanjappa - Men's shooting, 10m Air Pistol 3. Ayonika Paul - Women's shooting, 10m Air Rifle 4. Anisa Sayeed - Women's shooting, 25m Pistol 5. Shreyasi Singh - Women's shooting, double trap 6. Gurpal Singh - Men's shooting, 50m Pistol 7. Gagan Narang - Men's shooting, 50m Rifle Prone 8. Sanjeev Rajput - Men's shooting, 50m Rifle 3 Positions 9. Harpreet Singh - Men's shooting, 25m Rapid Fire Pistol Bronze Medal Winner In Shooting 1. Mohammed Asab - Men's shooting, double trap 2. Gagan Narang - Men's shooting, 50m Rifle 3 Positions 3. Manavjit Singh Sandhu - Men's shooting, Trap 4. Lajja Gauswami - Women's shooting, 50m Rifle 3 Positions Athletics Gold Medal Winner in Athletics 1. Vikas Gowda: After winning the gold medal In Men’s discus throw Vikas Gowda became the first Indian man to win a field event gold medal at the Commonwealth Games. Gowda threw the discus to 63.64m to clinch the gold medal Note: Vikas Gowda became the first Indian man to win a field event gold medal at the Commonwealth Games Silver Medal Winner in Athletics 1. Seema Punia - Women's discus throw Bronze Medal Winner in Athletics 2. Dipa Karmakar - Women's artistic gymnastics Squash 1. Dipika Pallikal and Joshana Chinappa: In Women’s doubles finals the pair of Dipika Pallikal and Joshana Chinappa defeated England’s Jenny Duncalf and Laura Massaro 11-6, 11-8 in straight sets. Note: The pair gave India their first squash medal in the Commonwealth Games. BADMINTON Gold Medal in Badminton 1. Parupalli Kashyap: On last day of the Commonwealth Games Parupalli Kashyap in Men’s Badminton final defeated Singapore’s Derek Wong 21-14, 11-21, 21-19 to clinch the gold. Note: Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the Games.


Silver Medal in Badminton 1. Jwala Gutta and Ashwini Ponnappa - Women's badminton doubles Bronze Medal in Badminton 1. PV Sindhu - Women's badminton 2. RMV Gurusaidutt - Men's badminton BOXING Silver Medal in Boxing 1. Laishram Sarita Devi - Women's boxing, 57-60 kg 3. Laishram Devendro Singh - Men's boxing, 46-49 kg 3. Vijender Singh - Men's boxing, 75 kg 4. Mandeep Jangra - Men's boxing, 69 kg Bronze Medal in Boxing 1. Pinki Jangra - Women's boxing, 51 kg TABLE TENNIS Silver Medal in Table Tennis 1. Achanta Sharath Kamal and Antony Amalraj - Men's Table Tennis JUDO Silver Medal in Judo 1. Navjot Chana - Men's judo 60 kg (lost to Ashley McKenzie of England on penalty points (shido) in the final) 2. Shushila Likmabam - Women's judo 48 kg (lost to Kimberly Renicks of Scotland in the final) Bronze Medal in Judo 1. Kalpana Thoudam - Women's judo 52 kg (beat Christianne Legentil of Mauritius. Bronze for Thoudam for conceding lesser penalty points) 2. Rajwinder Kaur - Women's +78 kg judo

Important Points: 1. Vijay Kumar is the flag bearer for Indian contingent at the opening ceremony of the Commonwealth Games 2. Sanjita Chanu wins India’s first Gold medal at 2014 Commonwealth Games. 3. Vikas Gowda became India's only second male athlete to win a gold at the Commonwealth Games after the legendary Milkha Singh won the 440 yard gold way back in 1958 at Cardiff. 4. Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the Games. 5. Dipa Karmakar scripts history, wins first gymnastic medal for India at Commonwealth Games. She bagged a bronze in the vault event. 6. Pinki Rani bags first medal in Boxing. She won bronze medal. 7. England finished top of the medal table at Commonwealth Games for the first time in 28 years. 8. The first Commonwealth Games was hosted by Hamilton, Canada, in 1930 and known as the British Empire Games. 9. The 21st Commonwealth Games will be held in Gold Coast in Australia in 2018. 10. Australia has hosted the Commonwealth Games on a record four occasions, and will make it five when Gold Coast hosts the event in 2018. 11. India men's hockey team won silver medal.

2014 FIFA World Cup:

� Germany defeat Argentina by 1-0 to lift 2014 FIFA World Cup title. 1. Golden Ball Award: Lionel Messi was declared as the Player of the tournament and awarded Golden Ball. 2. Golden Boot Award: James Rodriguez of Colombia wins the Golden Boot award for finishing top scorer at the 2014 World Cup in Brazil. He scores 6 goals in the tournament.


3. Golden Glove Award: Manuel Neuer (Germany) wins Golden Glove at 2014 World Cup. � Hat-Rick Goal: Thomas Muller (Germany) score first hattrick and Xherdan Shaqiri (Switzerland) claim second hattrick

of the tournament.

Note: i. Mario Götze kicks in second half of extra time to help Germany to win the final by 1-0 against Argentina. ii. Germany won their fourth World Cup after a 24-year (1954, 1974 and 1990) wait. iii. Netherland stood 3rd and Brazil stood 4th in the tournament. iv. Brazuca is the name of the new ball unveiled in the 2014 FIFA World Cup FIFA rankings: 1. Germany 2. Argentina 3. Netherland 4. Colombia 5. Belgium 6. Uruguay 7. Brazil 8. Spain FIFA (Football) World Cup venue: - RQ

1. 2018 : Russia 2. 2022: Qatar

Tennis: � Wimbledon 2014:

1. Men’s Title: Novak Djokovic defeated Roger Federer to win his second Men's Wimbledon title and seventh career Grand Slam. 2. Women’s Title: Petro Kvitova defeated Eugenie Bouchard to win Wimbledon title

� French Open 2014: 1. Men’s Title: Rafael Nadal clinches record ninth French Open title. He defeated Novak Djokovic in the final. Note: Rafal Nadal now won 14 Grand Slam singles titles till now. 2. Women’s Title: Maria Sharapova defeat Simona Halep to win French Open Title second time. Note: Maria Sharapova now won 5th Grand Slam title.

� Australian Open 2014: 1. Men’s Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by defeating Rafael Nadal 2. Women’s Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese woman to clinch title. 3. Women’s Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena Vesnina

Hockey World Cup 2014: 1. Men’s Title: Australia defeated Netherland in the final. Note: Australia won the title for the second time, 2. Women’s Title: Netherland defeated Australia in the final. Note: Netherland won the title for the seventh time, Note: Indian men's hockey team rank 9th in latest word hockey rankings.

Hockey World Cup 2018 Venue:

1. Men’s Hockey World Cup – India 2. Women’s Hockey World Cup - England

ICC World Cup Cricket Venue:

ODI: (One day International): 1. Australia & New Zealand: 2015. 2. England - 2019 3. India - 2023

� T20: 1. Bangladesh -2014. – Sri Lanka defeat India to win the maiden title. 2. India -2016. 3. Australia - 2020.


� Test: 1. England– 2017 (for first time). 2. India - 2021.

� U-19 World Cup 1. UAE – 2014 - . South Africa defeated Pakistan to win the maiden title. 2. Bangladesh – 2016 3. New Zealand – 2018 4. South Africa – 2020 5. West Indies - 2022 Note: ICC Women’s World Cup 2013 - Australia defeated West Indies at Brabourne Stadium in Mumbai.

� Commonwealth Games venues:

1. 2014 – Glasgow (Scotland). 2. 2018 – Gold Coast (Australia).

� Olympics Games venues:

1. 2014 winter: Sochi (Russia) – Russia tops in the medal tally in 2014 winter Olympic games. 2. 2016 Summer: Rio de Janeiro (Brazil) 3. 2018 winter: Pyeongchang (South Korea)s 4. 2020 summer: Tokyo (Japan)

� Asian Games venue: 1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in Guangzhou, China).

OTHERS SPORTS NEWS: 1. 2nd Summer Youth Olympics Games held in Nanjing, China 2. Weightlifter Ragala Venkat Rahul bagged India's first medal of the second Youth Olympic Games in Nanjing, China. 3. Hockey India inducts Madhya Pradesh as new 23rd Associate Member.

Note: i. Prior to being the associate member of Hockey India, Hockey Madhya Pradesh was known as Madhya Pradesh Hockey Association ii. Hockey India currently has 25 permanent, 23 associate, 2 members through State Olympic Associations, 6 Academy members and 1 Hoc-Key Member. iii. Nitin Dhimole is the President and Lok Bahadur is the General Secretary of the Hockey Madhya Pradesh.

4. Kush Kumar became first Indian player to reach semi final of World Junior Squash Championship. 5. Ravichandran Ashwin nominated for 2014 Arjuna Award 6. Roger Federer Wins Milestone 300th Masters Match: Roger Federer became the first man to win 300 matches at the

ATP Masters 1000 level, beating Vasek Pospisil in Cincinnati. 7. Real Madrid won UEFA Football Super Cup in Cardiff 8. Paragliding World Cup Association selected Himachal Pradesh as a venue to host the 2015 para-gliding World Cup.

Note: This will be the first para-gliding World Cup to be hosted in India. The tournament will be organised under the aegis of Para-gliding World Cup Association, France.

9. Jammu and Kashmir to host Football Federation Cup in August 2015 10. Dutch teenager Max Verstappen to become youngest Formula One driver 11. India’s Ravichandran Ashwin was ranked number one Test all-rounder in ICC Test team rankings 12. Jo-Wilfried Tsonga won the Rogers Cup, beating second-seeded Roger Federer in the final. The 13th-seeded Frenchman

won his first ATP Tour title of the season and 11th overall. 13. South African all-rounder cricketer Jacques Kallis, announced his retirement from all formats of international cricket. 14. German Sabine Lisicki created a record of fastest serve at 131 miles per in the women’s tennis. 15. Miihier Singh, who won the Mr India title this year, will represent the country in the 48th Asian Bodybuilding and

Physique Sports Championship. 16. Leonardo Mayer defeat David Federer to win maiden ATP title 17. Hero MotoCorp named title sponsor of ISL. Indian Super League -- the first-of-its-kind franchise-based football league in

the country. 18. Philipp Lahm, the captain of Germany’s football team announced his retirement from international game . 19. Italy’s Vincenzo Nibali wins 101st edition of Tour de France


20. English all-rounder Moeen Ali has been banned from wearing “Save Gaza” and “Free Palestine” wristbands till the remainder of the third Test match against India in Southampton

21. South African Tim Clark clinched his second PGA Tour title . 22. Ex-Indian cricketer Rahul Dravid elected as member of Laureus

World Sports Academy 23. Irishman Rory McIlroy won the British Golf Open Championship

2014 24. Former Sri Lanka Skipper Mahela Jayawardene has announced

his retirement from Test Cricket 25. Durand Cup football tournament 2014: The third oldest

football tournament in the world, Durand Cup, will be held in Goa between October 28 and November 9 this year.

26. Nico Rosberg wins Austrian Grand Prix Title 2014. 27. 35th National Games to be held in Kerala next year.

Note: Sachin Tendulkar is the brand ambassador of 35th National Games.

28. China defeated Japan to won Uber Cup 2014 of badminton 29. Japan defeated Malaysia to lift maiden Thomas Cup Badminton

trophy 2014. 30. Japan beat Australia in Women's Asian Cup Football final. 31. Asia Cup Title 2014: Sri Lanka defeat Pakistan to win the title. 32. Ranji Trophy 2014. Karnataka beat Maharashtra to lift the title.

Karnataka have won the trophy for seventh time. 33. Irani Trophy 2014: Karnataka won by defeating Rest of India. 34. India claim U-19 Asia Cup title by defeating Pakistan in final 35. Vijay Hazare Trophy 2014: Karnataka won the title by defeating

Railways 36. Deodhar Trophy 2014: West Zone lifted the trophy after

defeating North Zone in the final 37. 68th Santosh Trophy : Mizoram defeat Railways to win the title.

News Related To Defence & Technology Missiles in use of Indian Army: � Prithvi I - 150km � Prithvi II - 350km � Prithvi III - 350km - 600km � Agni I - 700km -1250km � Agni II - 2000km -3500km � Agni III - 3500km -5000km � Agni IV - 3000km -4000km � Agni V - 5500km -5800km � Agni VI - 8000km -3500km � Akash- 30 km 1. INS Kolkata : Prime Minister Narendra Modi commissioned INS Kolkata at the Naval base in Mumbai. INS Kolkata is

biggest and most powerful guided missile-destroyer. 2. INS Kamorta: India's first indigenously built Anti-submarine warship inducted into the Navy. 3. PM dedicates two hydro power projects in Leh and Kargil: (i) 44 MW Chutak hydro-electric project in Kargil district

and (ii) 45 MW Nimoo Bazgo project in Leh district. Note: i. The Chutak Hydroelectric Plant is a run-of-the-river power project on the Suru River ii. The Nimoo Bazgo power station is located on river Indus.

4. China unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng – 41 (DF-41). Note: DF-41 with its long range has similar abilities to the US rocket Minuteman, which has a range of 13000 km or Russian RS-24M Yars.

5. The Indian Air Force received its sixth C-17 Globemaster heavy lift transport aircraft which also carried a World War II vintage 'Harvard' aircraft in its belly.


6. Indo-Russia pact planned to develop a sleeker and faster 'mini' version of BrahMos missile 7. Malabar Naval exercise 2014 held in the Pacific Ocean. The Exercise Malabar is a joint naval exercise first conducted as a

bilateral one between the US and Indian navies in 1992. Japan participates in the Malabar exercises for the third time since it first participated in 2007.

8. Indo-Russian joint venture firm BrahMos Aerospace is developing a smaller version of the 290-km supersonic cruise missile for enabling its deployment on submarines and smaller fighter aircraft such as MiG 29K.

Revolutions in the field of agriculture in India: • Black Revolution - Petroleum Production

• Blue Revolution - Fish Production

• Brown Revolution - Leather/non-conventional(India)/Cocoa production

• Golden Fiber Revolution - Jute Production

• Golden Revolution - Fruits/Overall Horticulture development/Honey Production

• Green Revolution - Food grains

• Grey Revolution - Fertilizer

• Pink Revolution - Onion production/Pharmaceutical (India)/Prawn production

• Red Revolution - Meat & Tomato Production

• Round Revolution - Potato

• Silver Fiber Revolution - Cotton

• Silver Revolution - Egg/Poultry Production

• White Revolution (In India: Operation Flood) - Milk/Dairy production

• Yellow Revolution - Oil Seeds production

• Evergreen Revolution - Overall development of Agriculture .

Crop Seasons:

• Rabi Crop:The term Rabi means "spring" in Arabic, and the rabi crops are grown between the months mid November to April. Sowing season: October - December Harvesting season: February - April Important Crops: Wheat, Barley, Gram, Linseed, Mustard, Masoor, Pea and Potatos

• Kharif crop refers to the planting, cultivation and harvesting of any domesticated plant sown in the rainy (monsoon) season and it starts in June and to end in October Sowing season: May - July Harvesting season: September to October Important Crops: Jower, Bajra, Rice, Maize, Cotton, Groundnut, Jute, Hemp, Sugarcane, Tobacco etc

• Zaid crops On the Indian sub-continent, the crops grown on irrigated lands which do not have to wait for monsoons, in the short duration between Rabi and Kharif crop season, mainly from March to June, are called Zaid crops (also written as Zayad crops). The main produce are seasonal fruits and vegetables. Sowing season: August - September Harvesting season: December - January Important Crops: Rice, Jowar, Rapeseed, Cotton, Oilseeds

• Zaid rabi crops:Zaid Rabi crops are sown in February - March Harvesting is in April - may Important Crops: Water melon, Toris, Cucumber, leafy and Other vegetables

ORGANISATIONS & THEIR HEAD

Sn. Organisation Heads

1. RBI Raghuram Govinda Rajan

2. SEBI U.K. Sinha 3. NABARD Harsh Kumar Bhanwala

4. FICCI Sidharth Birla

5. IBPS T.M. Bhasin

6. RAW Alok Joshi 7. IB Saiyad Ashif Ibrahim

8. CBI Ranjeet Sinha

9. UPSC Rajni Razdan

10. SSC Amitava Bhattacharyya 11. UGC Ved Prakash

12. Indian Army Lt. Gen. Dalbir Singh Suhag


13. Indian Airforce Arup Raha

14. Indian Navy Admiral Robin K Dhowan

15. BSF D.k. Pathak 16. ISRO Dr. K. Radhakrishnan

17. NASSCOM R Chandrasekaran

18. ASSOCHAM Rana Kapoor

19. DRDO Avinash Chander 20. SBI Arundhati Bhattacharya

21. IRDA T.S.Vijayan

22. TRAI Rahul Khullar

23. CCI (Competition Commission of India)

Ashok Chawla

24. World Bank Jim Yong Kim

25. IMF Christane Legarde

26. WHO Margrate Chan 27. WTO Roberto Azevedo

Important Dams in India: � Tehri Dam: on Bhagirathi River, Uttarakhand � Bhakra nangal Dam: on Sutlej River, Punjab and Himachal

Pradesh. � Hirakud Dam: on Mahanadi River, Orissa

� Nagarjuna sagar Dam: on Krishna River, Andhra Pradesh � Sardar Sarovar Dam: on Narmada River, Gujarat

Nuclear power plants in India:

• Narora atomic power plant - Narora, UP

• Rajasthan atomic power plant: Rawatbhatta, Rajasthan

• Tarapur atomic power plant - Maharashtra

• Kakarpar atomic power plant - Gujarat

• Madras atomic power plant - Tamilnadu

• Kaiga atomic power plant - Karnataka

• Kundankullam : Tamil Nadu

Folk dances in India � Bhangra: Punjab. � Changu: Odissa and Andhra Pradesh � Gair: Rajasthan. � Garba: Gujarat. � Ghoomar: Rajasthan. � Karagam: Tamil Nadu. � Dumhal: Kashmir. � Lavani: Maharashtra � Odissi: Orissa

Classical dances in India � Kathak: Uttar Pradesh. � Bihu: Assam � Bharat Natyam: Tamil Nadu.. � Kuchipudi: Andhra Pradesh. � Kathakali: Kerala. � Chhau: Orissa, Bihar and West Bengal � Rauf – Jammu & Kashmir

Important Wildlife Sanctuary in India: � Kaziranga Wildlife Sanctuary - Assam � Manas Wildlife Sanctuary - Assam � Gir National Park & Wildlife Sanctuary- Gujarat � Sundarbans National Park - West Bengal � Periyar National Park and Wildlife Sanctuary – Kerala � Kanha National Park - Madhya Pradesh � Bandhavgarh National Park - Madhya Pradesh

� Ranthambore National Park & Wildlife Sanctuary - Rajasthan

� Bharatpur Bird Sanctuary - Rajasthan � Tal Chappar Wildlife Sanctuary - Rajasthan � Sariska Wildlife Sanctuary - Rajasthan � Chilka Lake Bird Sanctuary – Odissa � Nandankanan Zoo – Odissa � Corbett National Park - Uttrakhand


Information based on Agriculture :

Top 3 production states and countries:

Wheat – State - 1. Uttar Pradesh 2. Punjab 3. Haryana

Country - 1. China 2. India 3. USA

Rice –

State 1. West Bengal 2. Andhra Pradesh 3. Uttar Pradesh

Country - 1. China 2. India 3. Indonesia

Sugarcane –

States - 1. Uttar Pradesh 2. Tamil Nadu 3.Maharashtra

Country - 1. Brazil 2. India 3. China Jute –

State - 1. West Bengal 2. Bihar 3. Assam

Country - 1. India 2.Bangladesh 3. China

Milk – State - 1. Uttar Pradesh 2. Rajasthan 3. Andhra Pradesh

Country - 1. India 2. United States 3. China

Cups & Trophies:

International Azlan Shah Cup - Hockey Asia Cup – Cricket, Hockey Ashes : Cricket Australian Open – Lawn Tennis Champions Trophy : Hockey/Cricket Corbitton Cup : Table Tennis (Women) Davis Cup : Lawn Tennis Derby : Horse Race French Open – Lawn Tennis FIFA World Cup : Football Johar Cup – Hockey Merdeka Cup : Football Ryder Cup : Golf Uber Cup : Badminton (Women) Thomas Cup : Badminton (Men) Sharjah Cup - Cricket National Agha Khan Cup : Hockey C. K. Naydu Trophy : Cricket

Deodhar Trophy : Cricket Dilip Trophy : Cricket D. C. M. Cup : Football Durand Cup : Football Dhyan Chand Trophy : Hockey Gavaskar –Border Trophy - Cricket lrani Trophy : Cricket Lal Bahadul Shastri Cup – Hockey MCC Trophy : Hockey Nehru Trophy : Hockey Ranji Trophy : Cricket Rohinton Baria Trophy : Cricket Rovers Cup : Football Santosh Trophy : Football Singer Cup - Cricket Sahara Cup - Cricket Subroto Cup : Football Vijay Merchant Trophy : Cricket Wellington Trophy : Rowing Wills Trophy : Cricket

Headquarter of International Organisation

� UNO - New York � UNICEF - New York � UNESCO – Paris � WHO – Geneva � UNFPA - New York � SAARC – Kathmandu � World Bank - Washington D.C � ADB - Manila � IMF -Washington DC

� WTO – Geneva (Switzerland) � Organization of the Petroleum Exporting Countries –

(OPEC) Vienna (Austria) � Association of South East Nations (ASEAN) – Jakarta

(Indonesia) � NATO (North Atlantic Treaty Org)–Brussels

(Belgium) � Asia-Pacific Economic Cooperation (APEC) –

Singapore


� United Nations Conference on Trade and Development (UNCTAD) – Geneva

� United Nations Industrial Development Organization (UNIDO ) – Vienna

� International Court Of Justice - The Hague (Netherland)

� International Atomic Energy Agency – Vienna

� International Committee of the Red Cross – Geneva � International Maritime Organisation– London � Food and Agricultural Organisation – Rome (France) � World Meteorological Organisation - Geneva � Amnesty International – London � Commonwealth of Nations – London

Important Days

Sr. no. DATE DAY

1. 12th January National Youth day (Birthday of Vivekananda). 2. 15th January Army day.

3. 24th Jan National Girl Child Day.

4. 25th January National tourism day/ Voters day

5. 30th January National Martyrs day & World anti Leprosy Day 6. 4th Feb World Cancer Day.

7. 28th Feb National science day

8. 8th March International women day

9. 9th March World Kidney day

10. 15th March World Consumer rights day ,

11. 20th March World Sparrow Day & International Happiness Day.

12. 21st March World Forestry day

13. 22nd March World water day 14. 23rd March World Meteorological day

15. 24th March World T.B. day

16. 2 April World Autism Awareness Day

17. 7th April World Health day 18. 21st April Civil service day

19. 22nd April World Earth day

20. 24th April Panchayat Divas

21. 1st May International Labour day 22. 3rd May World Press Freedom Day

23. 11th May National Technology day

24. 21st May Anti Terrorism day (Death day of Rajiv Gandhi)

25. 31st May Anti Tobacco day (No smoking day) 26. 5th June World Environment day

27. 1st July Doctors day

28. 11th July World population day

30 6th August Hiroshima day 31. 9th August Nagasaki day

32. 12th August International youth day

33. 29th August National Sports day (Birthday of Dhyan Chand)

34. 5th Sept Teachers day 35. 8th Sept World Literacy day

36. 14th Sept Hindi Divas

37. 15th Sept Engineers day

38. 16th Sept Ozone day 39. 2nd Oct International Non-violence day

40. 8th Oct Air force day

41. 9th Oct World post day

42. 24th Oct United nation day

43. 17th Nov Students day

44. 18th Nov Adults day

45. 19th Nov Citizens day

46. 27th Nov National law day 47. 1st Dec AIDS day

48. 4thDec Navy day


49. 10thDec Human Rights day 50. 14th Dec National Energy Conservation Day.

51 24 Dec National Consumers Rights Day

LIST OF WORLD COUNTRIES & THEIR CAPITAL

A Afghanistan - Kabul Albania - Tirana Algeria - Algiers Andorra - Andorra la Vella Angola - Luanda Antigua & Barbuda - Saint John's Argentina - Buenos Aires Armenia - Yerevan Australia - Canberra Austria - Vienna Azerbaijan - Baku B Bahamas - Nassau Bahrain - Al-Manamah Bangladesh - Dhaka Barbados - Bridgetown Belarus - Minsk Belgium - Brussels Belize - Belmopan Bhutan - Thimphu Bosnia & Herzegovina - Sarajevo Botswana - Gaborone Brazil - Brasilia Brunei - Bandar Seri Begawan Bulgaria - Sofia Burkina Faso - Ouagadougou Burundi – Bujumbura C Cambodia - Phnom Penh Cameroon - Yaounde Canada - Ottawa Cape Verde - Praia Central African Republic -Bangui Chad - N'Djamena Chile - Santiago China - Beijing Colombia - Bogota Comoros - Moroni Congo - Brazzaville Congo Democratic Republic of the - Kinshasa Costa Rica - San Jose Cote d'Ivoire - Abidjan Croatia - Zagreb Cuba - Havana Cyprus - Nicosia Czech Republic - Prague

D Denmark - Copenhagen Djibouti - Djibouti City Dominica - Roseau Dominican Republic - Santo Domingo E East Timor - Dili Ecuador - Quito Egypt - Cairo El Salvador - San Salvador Equatorial Guinea - Malabo Eritrea - Asmara Estonia - Tallinn Ethiopia - Addis Ababa

F Fiji - Suva Finland - Helsinki France - Paris G Gabon - Libreville Gambia - Banjul Georgia - Tbilisi Germany - Berlin Ghana - Accra Greece - Athens Grenada - Saint George's Guatemala - Guatemala City Guinea - Conakry Guyana - Georgetown H Haiti - Port-au-Prince Honduras - Tegucigalpa Hungary - Budapest I Iceland - Reykjavik India - New Delhi Indonesia - Jakarta Iran - Tehran Iraq - Baghdad Ireland - Dublin Israel - Jerusalem

Italy - Rome J Jamaica - Kingston Japan - Tokyo Jordan - Amman K Kazakhstan - Astana Kenya - Nairobi Kiribati - Tarawa Atoll Korea North - Pyongyang Korea South - Seoul Kosovo - Pristina Kuwait - Kuwait City Kyrgyzstan - Bishkek L Laos - Vientiane Latvia - Riga Lebanon - Beirut Lesotho - Maseru Liberia - Monrovia Libya - Tripoli Liechtenstein - Vaduz Lithuania - Vilnius Luxembourg - Luxembourg M Macedonia - Skopje Madagascar - Antananarivo Malawi - Lilongwe Malaysia - Kuala Lumpur Maldives - Male Mali - Bamako Malta - Valletta Marshall Islands - Majuro Mauritania - Nouakchott Mauritius - Port Louis Mexico - Mexico City Micronesia - Palikir Moldova - Chisinau Monaco - Monaco Mongolia - Ulaanbaatar Montenegro - Podgorica Morocco - Rabat Mozambique - Maputo Myanmar (Burma) - Rangoon (Yangon); Nay Pyi Taw (administrative)


N Namibia - Windhoek Nauru - no official capital; government offices in Yaren District Nepal - Kathmandu Netherlands - Amsterdam New Zealand - Wellington Nicaragua - Managua Niger - Niamey Nigeria - Abuja Norway - Oslo O Oman - Muscat P Pakistan - Islamabad Palau - Melekeok Palestinian State* Panama - Panama City Papua New Guinea - Port Moresby Paraguay - Asuncion Peru - Lima Philippines - Manila Poland - Warsaw Portugal - Lisbon Q Qatar - Doha R Romania - Bucharest

Russia - Moscow Rwanda - Kigali S Saint Lucia - Castries Saudi Arabia - Riyadh Senegal - Dakar Serbia - Belgrade Seychelles - Victoria Sierra Leone - Freetown Singapore - Singapore Slovakia - Bratislava Slovenia - Ljubljana Solomon Islands - Honiara Somalia - Mogadishu South Africa –Cape Town South Sudan - Juba Spain - Madrid Sri Lanka - Colombo; Sri Jayewardenepura Kotte (legislative) Sudan - Khartoum Sweden - Stockholm Switzerland - Bern Syria - Damascus T Taiwan - Taipei Tajikistan – Dushanbe Tanzania - Dar es Salaam Thailand - Bangkok Trinidad and Tobago - Port-of-Spain Tunisia - Tunis

Turkey - Ankara Turkmenistan - Ashgabat U Uganda - Kampala Ukraine - Kyiv United Arab Emirates - Abu Dhabi United Kingdom - London United States of America - Washington D.C. Uruguay - Montevideo Uzbekistan - Tashkent V Vanuatu - Port-Vila Vatican City (Holy See) - Vatican City Venezuela - Caracas Vietnam - Hanoi Y Yemen - Sanaa Z Zambia - Lusaka Zimbabwe – Harare

Important Currencies Country Currency Country Currency Country CurrencyA Afghanistan -- Afghan Afghani Argentina -- Peso Australia --- Dollar Austria ---European euro B Bangladesh--- Taka Bhutan ---- Ngultrum Brazil --- Real C Canada ---- Dollar Chile ---- Peso China --- Yuan Cuba --- Peso D Denmark --- Krone E

Egypt --- Pound F France --- Euro G Germany --- Euro H Hong Kong --- Dollar I India --- Rupee Indonesia --- Rupiah IMF --- Special Drawing Rights Iran --- Rial Iraq --- Dinar J

Japan --- Yen L Lithuania --- Euro M Malaysia --- Ringgit Maldives --- Rufiyaa Mexico --- Peso N Nepal --- Rupee Netherlands -- Euro Norway -- Krone North Korea -- Won P Pakistan -- Rupee Philippines --- Peso Portugal ---- Euro


Q Qatar ---- Riyal R Russia ---- Ruble S Saudi Arabia -- Riyal Singapore -- Dollar South Africa -- Rand

South Korea -- Won Sri Lanka -- Rupee Switzerland - Franc Syria --- Pound T Thailand --- Baht Turkey --- Lira U Ukraine --- Hryvnia

UAE -- Dirham UK -- Pound USA --- Dollar V Vatican --- Euro Z Zimbabwe -- Dollar

ABBREVIATION IN NEWS

1. ALM- Asset Liability Management 2. AML – Anti Money Laundering 3. KYC – know Your Customer 4. ASBA: Application Supported by Blocked Amount

BSBDA - Basic Savings Bank Deposit Account 5. IFSC – Indian Financial System Code 6. CBS: Core Banking Solution 7. RTGS - Real Time Gross Settlement 8. SLR-Statutory Liquidity Ratio 9. CAR – Cash Adequacy Ratio 10. MSF-Marginal Standing Facility 11. NBFC-Non Banking Finance Companies 12. PIN: Personal Identification Number 13. CCEA – Cabinet Committee on Economic Affairs 14. CECA - Comprehensive Economic Cooperation

Agreement 15. CEPA – Comprehensive Economic Partnership

Agreement 16. DTAA – Double Taxation Avoidance Agreement 17. ECBs - External Commercial Borrowings 18. EEFC - Exchange Earner's Foreign Currency 19. EFSF – European Financial Stability Facility 20. FEMA- Foreign Exchange Management Act 21. FII – Foreign Institutional Investor. 22. FINO- Financial Inclusion Network Operation 23. FIPB – Foreign Investment Promotion board 24. FSLRC – Financial Sector Legislative Reforms

Commission 25. CRAR: Capital to Risk-weighted Assets Ratio 26. SWIFT: Society for Worldwide Interbank Financial

Telecommunication 27. DEAF: Depositor Education and Awareness Fund 28. NEFT - National Electronic Funds Transfer 29. DICGC : Deposit insurance and credit guarantee

corporation. 30. FCNR(B) - Foreign Currency Non-Resident Bank 31. LCR: Liquidity Coverage Ratio 32. IMPS: Interbank Mobile Payment Service 33. TARC - Tax Administration Reform Commission 34. LRMT: Liquidity risk monitoring tools 35. ECB - External Commercial Borrowings

36. MIBOR: Mumbai Inter-Bank Offer Rate 37. LIBOR: London Inter-Bank Offer Rate 38. LAF – Liquidity Adjustment Facility 39. GIRO - Government Internal Revenue Order 40. FRBMA: Fiscal Responsibility and Budget

Management Act 41. AMFI- Association of Mutual Fund in India. 42. TIEA – Tax Information exchange Agreement 43. FTA- Free trade agreement 44. GAAR - General anti avoidance rule 45. GSLV - Geo-Synchronous Launch Vehicle 46. NCTC - National Counter-Terrorism Centre 47. NSG – Nuclear Suppliers Group 48. PPP – Public Private Partnership & Purchasing

Power parity 49. PSLV – Polar Satellite Launch vehicle 50. TAPI - Turkmenistan-Afghanistan-Pakistan-India. 51. QFI -Qualified Foreign Investors 52. REER: Real Effective Exchange Rate

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Documents

reverse repo rate

commercial banks

unchanged bank rate

repo rate increases

msf rate

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