Harvard Risk Management Corporation™

offers the most comprehensive identity theft

protection plan available today!

You can now offer THE BEST identity theft

protection to your employees.

Specializing in Identity Theft Protection

1. Credit Analysis

A member and their spouse receives a copy of their

Experian credit report including their credit score

and a detailed explanation of the report.

2. Continuous Credit Monitoring

Kroll will monitor the member’s credit file and im-

mediately notify them of suspicious activity, includ-

ing address changes, new accounts, inquiries and

public records. This includes a monthly notification if

“no activity” is reported.

3. Identity Restoration

When a member’s identity has been stolen a team of

investigators with the Fraud Solutions Group, a divi-

sion of Kroll, will assist the member in restoring their

name and credit. This includes restoration services

in ALL five areas of identity theft.

*See membership guide for complete details of coverage

Published by Harvard Risk Management Corporation™ © 2007

Introducing The Perfect

Employee Benefit! • On average 27,000 people EVERY DAY

fall victim to identity theft. • There are FIVE major areas of identity

theft: credit, drivers license, employ-ment, medical, and criminal/character.

• The average identity theft victim spends over 600 hours in the process of identity restoration. Most of these hours are daytime hours while on the job.

• Most identity theft plans offer little or no restoration benefit. A packet of “how to restore your own identity“ is not con-sidered restoration.

• Kroll Fraud Solutions Group™, has a team of over 3700 employees, and over 80 offices world wide. They offer com-plete identity restoration for your em-ployees, keeping them focused on their job.

• The Identity Theft Shield™ is only $12.95 a month which covers both a member and their spouse.

• Payroll deduction is available for quali-fying groups.

• Enrollment fee is waived for all employees.

• Online enrollment is available. • Call a risk management consultant to-

day for a complete benefit proposal!

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