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ImageCenter™ ATM Deposit ManagementATM Deposit Automation Solution

ImageCenter ATM Deposit ManagementATM Deposit Automation Solution

Total Automation for ATM DepositsProfitStars provides a first-of-its-kind solution for automating the historically time-consuming, error-prone manual processing of ATM deposits. The ImageCenter ATM Deposit Management system supports both cash and check deposits, payments and envelope and image-based ATM deposits.

This solution incorporates leading-edge imaging, transaction balancing and fraud detection technology to fully automate the processing and management of ATM deposits through their entire life cycle. The ability to automate virtually every aspect of ATM deposit processing materially increases operating efficiencies and has reduced the related costs by as much as 50 percent.

The system’s end-to-end functionality includes image capture and processing at the ATM, deposit reconciliation, automated balancing, courier management, fraud detection and prevention, the generation of comprehensive reports, audit trails and more.

ImageCenter ATM Deposit Management automatically captures a digital image of each deposited item directly from image-enabled ATMs, nonimage ATMs, check transports and through the ATM network. The system supports all major ATMs, branch and centralized check transports, teller window devices such as MICR swipe readers, and check image capture devices.

The system’s sophisticated character recognition capabilities eliminate manual accounting entries, proof-of-deposit and reconciliation. The ability to automatically balance up to 70 percent of the transactions to the general ledger also decreases deposit balancing time, automates adjustments, customer notification letters, GL posting and enables financial institutions to meet deposit windows without carryovers.

ImageCenter ATM Deposit Management supports an extremely flexible processing environment based on distributed check data capture and centralized processing. A single system installed at a central processing facility supports all branches and sites, and eliminates the need to implement and maintain multiple systems. This approach and centralized data sharing infrastructure dramatically reduces operating costs with the ability to access and view data and check images, and conduct research form any workstation. Operating controls, audit trails and system administration also are efficiently centralized.

The system supports dynamic fraud prevention capabilities that have reduced ATM-related fraud by as much as 80 percent. The system continuously reviews financial transactions and generates immediate alerts of fraudulent and suspicious activities. Dynamic fraud detection tools and sophisticated fraud filters review customer transaction profiles and automate the process required to return and hold funds.

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These fraud detection and prevention capabilities can be augmented with the robust Alert Manager fraud detection system that provides the sophisticated capabilities required to materially reduce check-related fraud. This fully integrated system enables financial institutions to automatically identify deposited transit checks that fail clearance at the payee financial institution, fraudulent payments on line-of-credit loans and suspect ATM transactions.

ImageCenter ATM Deposit Management generates a wide range of online reports and its sophisticated architecture provides inherent disaster recovery capabilities. The system supports fail-safe, fault-tolerant and storage area networks that enable check images and data to be automatically rerouted in the event of a disaster, eliminating the need to physically relocate equipment.

This innovative system supports daily volumes ranging from 500 to 200,000 deposits and has a growing user base that includes many of the leading U.S. banks that have automated ATM deposit processing.

ImageCenter ATM Deposit Management is another innovative imaging solution that reduces labor, postage and operating costs; generates material operating efficiencies; enhances customer service and convenience; expedites research; and streamlines information access and distribution.

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For more information about ProfitStars®, email sales@profitstars.com, call 877-827-7101, or visit www.profitstars.com.© 2015 Jack Henry & Associates, Inc.®

ImageCenter ATM Deposit Management

What It Does

■ Provides a first-of-its-kind solution for automating and managing ATM deposits through their entire life cycle.

■ Supports cash and check deposits, payments, envelope and image-based ATM deposits.

■ Incorporates leading-edge imaging, transaction balancing and fraud detection technology.

■ Provides end-to-end functionality including image capture and processing at the ATM, deposit reconciliation, automated balancing, courier management, fraud detection and prevention, the generation of comprehensive reports, detailed research and audit trails, and more.

■ Captures a digital image of each deposited item directly from image-enabled ATMs, nonimage ATMs, check transports and through the ATM network.

■ Supports all major ATMs, branch and centralized check transports, teller window devices and check image capture devices.

■ Automates adjustments and enables financial institutions to meet deposit windows without carryovers.

■ Supports an extremely flexible processing environment based on distributed check data capture and centralized processing.

■ Enables a single system installed at a central processing facility to support all branches and sites.

■ Supports Web-based sharing of centralized data that provides the ability to access and view data and check images, and conduct research from any workstation.

■ Provides the option to augment fraud detection and prevention with the robust Alert Manager fraud detection system.

■ Supports daily volumes ranging from 500 to 200,000 deposits.

■ Provides a fully automated solution for a historically time-consuming and error-prone manual process.

■ Automates the balancing of every transaction to the general ledger.

■ Increases operating efficiencies and has reduced the related operating expenses by as much as 50 percent.

■ Centralizes operating controls, audit trails and system administration.

■ Automates the production of customer notification letters.

■ Provides sophisticated intelligent character recognition capabilities that eliminate manual accounting entries, proof-of-deposit and reconciliation.

■ Generates a wide range of online reports and detailed research.

■ Provides dynamic fraud prevention capabilities that have reduced ATM- related fraud by as much as 60 percent.

■ Enjoys a growing user base that includes 20 of the leading U.S. and Canadian banks that have automated ATM deposit processing.

What It Does For Me