increasing resilience through hospitalization coverage: case studies from the middle east and africa...
TRANSCRIPT
Increasing Resilience through Hospitalization Coverage: Case Studies from the Middle East and Africa
SEEP Conference 2015
Washington DC
10 years
Working in 7 markets
Over 400,000 clients covered and growing
Why did Women's World Banking get involved in
health?
► Important for women
► Equally relevant in different contexts
Mexico Jordan
Universal health coverage
Morocco Peru
Limited public coverage
Uganda
No public coverage
HIDDEN COSTS: NON-MEDICAL
COSTS
MEDICAL COSTS
• Admission • Medication• Hospital materials• Scans• Treatment and surgery, if applicable• Bribes
• Lost income for patient and caregiver(s)
• Transportation• Food for patient and
caregiver(s)• Accommodation• Incidentals
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Hospital cash = peace of mind& resilience
► Simple and easy to implement
► Relevant: significant and meaningful coverage
► Access for all, especially women
► Affordable premium
Our journey in Jordan
Research
Credit life insurance for client
Life cover for
spouses
Health cover for clients & families
EXPANSION
Latin America
Mexico &
Peru MENA
Morocco & Egypt
SSA
Uganda
Sneak peek: Morocco
► More beneficiaries: Women, men and families from inception
► More benefits: ‘hospital cash plus’ including coverage for hospitalization, childbirth and death
► Larger scale: 300,000 client base with mandatory coverage
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TAYSSIR AL AMANA
Premium: $1-3 per month
Benefits:Hospitalization: $50-520 per stay
Childbirth: $30 giftDeath: $200
Disability: $100Diagnosis of Critical Illness: $100
