indianoil retired officers welfare association irowa … news - july - 2018... · 2020. 7. 3. ·...
TRANSCRIPT
IROWA Monthly Meeting of 12-05-2018 was held at Refinery Transit House East of KAILASH, New Delhi.
During the last month 4 colleagues had passed away. The house observed 2 minutes silence for prayers.
The names of the colleagues having their birthdays were read out by Shri B N Sharma, Mr P. N. Thakur was present to receive greeting card personally. He has turned 85 this month. The participants cheered him and wished him to cross 100 years.
Mr J. K. Puri, Generally Secretary shared about important change in medical rules - prescription valid for one year.
He informed the house that Year 2003-04 (attained the age
N E W S L E T T E R O F I N D I A N O I L R E T I R E D O F F I C E R S W E L FA R E A S S O C I AT I O N
NEWSIROWA Issue No.
31
July
2 0 1 8
I N D I A N O I L R E T I R E D O F F I C E R S W E L FA R E A S S O C I AT I O N
I R O WA
thKarnataka Chapter held its 17 AGM on 7.4.2018 at Malleshwaram Ladies Club, Bengaluru. Shri Valerian Lobo, President, welcomed Shri B Ashok, Ex-Chairman IOC, Shri S Vardachari ED (KASO), Shri A R Vijayaraghavan, General Secretary IROWA (SR) and members / invitees
of 60) retirees should check as they might have become eligible for Ex-gratia.
Mr Puri also shared that wife of one of our senior members has voluntarily donated Rs. 5,000/- to IROBF on her successful knee replacement. He also informed the house that the same information was shared during last meeting of Executive Committee. The idea had a snow balling effect when the participants went a step further and expressed their solidarity with retirees of 80s and 90s some of whom are under financial stress and need to be helped by fellow retirees through IROBF. Decision was taken to make voluntary contributions to IROBF on birthdays, anniversaries and other happy occasions.
Mr. S. Chhabra made the ambience lively by volunteering to sing a song.
Contd.. to page 3
News From Units & Chapters
Karnataka Chapter from Bengaluru, Mysuru, Hubli, Mangaluru, Husur and Chennai.
Shri B Ashok handed over Rs. 20,000/- as donation to Anbuillam a charitable home in Bengaluru for orphans and elderly women. He appreciated the Karnataka Chapter for giving such donations for the last 8 years. Shri Ashok, said, he felt at home to meet his old colleagues and lauded the
Cheque Presented For Cancer Society By Irowa Sr Unit
A donation cheque was handed over on behalf of IROWA, SR Unit on 12-06-2018 to Madam V Shanta (92 years old) and a prominent cancer specialist.
Madam V Shanta is the chairperson of Adyar Cancer Institute, Chennai. She has won several awards including the Magasay Award, Padma Shree, Padma Bhushan and Padma Vbhushan - the second highest civilian award by Government of India.
New Delhi Chapter
IROWA NEWS
2 | IROWA NEWS July 2018
Between us.
R D Mathur C-87, Gr. Floor, USHA SADANEditor Panchsheel Enclave, N.Delhi 110017 Ph.: 9818104851 Email : [email protected] Website : www.irowaapex.com
Frankly Speaking
Email :[email protected]
Web : www.irowaapex.com
S K Sinha, Lucknow
A L Kapahi, North West Delhi
P D Bahukhandi, Dehradun
Major B P Mathur, Noida
N M Sethi, Faridabad
Satish Mathur, Gurgaon
S. K. Khare
Strange are the ways of life - beyond any compassion.
I choose to venture on a different path, rather beating around bush on 'pending welfare issues' for retirees. Enough has been said. Let me leave it at that.
Aging is inevitable so is certainty of death. Each one of us has got to pass through this life's rigmarole. A change in scenario of life is a natural phenomenon resulting in physique deterioration, mental capacity erosion, over burdened by past glories and present agonies, vis-a-vis deplorable relationship with younger lot.
It is an irony of faith that those toddlers who were helped with their support to stand and learned to walk, to stand on their feet in life, refuse to land a helping hand to the fragile structure, hungry for a sympathetic look and sincere assistance rather than being left to fan for themselves.
Isolation is a great curse at this age and more so where the husband and wife gets separated by cruel stroke of death of one of the two.
The elderly need qualitative care and not quantitative care. Few moments imbibed with respect and loving care will go a long way. The giggles of the grandchildren, their mischievous antidotes and their boastful achievements in their school and play grounds are great tonic to cheer up the elders. However, this is a rare thing to come by. Everyone seems to be too busy.
Old age home appears to be a new mantra for peaceful living. It is imbedded with number of complications. Falling health, dementia, insomnia, and financial distress are the few things in as much as for those in grip of chronic ailments like Cancer, Kidney Failure, Heart Ailments, Brain Hemorrhage and the list goes on and on. Paid assistance therefore in the old age home being looked after is asking for the moon.
Joint family system appears to be a practicable solution however it is a thing of past. Yet this is also mard by the mental make-up of present generation.
What seniors need in fact is a word of favour, a smile of praise, and allowed to bask in their past glory as they deserve the dividend for the love, care and guidance given to their children.
God bless those who matter.
IROWA NEWS
3 | IROWA NEWS July 2018
family get to gethers and Domestic / Foreign tours conducted by Karnataka Chapter.
Shri K Siddappa, Secretary gave the highlights about 2 Quarterly family get to gethrs in July and October 2017. The October event was exclusively organiszed by ladies who held a RAMP WALK wearing sarees worn in different parts of India to the loud cheers of participants. They also served
thdelicious HOME MADE lunch. The Picnic on 5 Jan. 2018 to Garden Asia Resort brought 42 participants together who
thhad a fun filled outing for a day. The 24 Domestic tour to st rdPuducherry for 4 days from 31 Jan to 3 Feb., 2018
attracted 32 participants, who enjoyed the Lunar eclipse on the Pondy sea front and visited Paradise Island, Auroville and other places of interest. Members of Karnataka Chapter have donated this year Rs. 35,000/- for IROBF.
The announcement that during 2018 / 19, plans have been drawn for Domestic tour to Chitrakoot and Foreign tour to Cambodia / Vietnam received enthusiastic response from members.
The meeting ended with Lunch and a game of Tambola.
North West Chapter OrganizesCancer Awareness Talk During Monthly Meeting Of June, 2018
Indian Cancer Society was founded in Mumbai in 1951 by the renowned oncologist Dr. DJ Jussawal with the stated objective of providing cancer awareness and education as well as offering high quality / low cost cancer screening facilities.
An awareness talk on cancer was given by Mr. R R Mishra, Mrs. Anitha Jain and Dr. Chanda Khurana, dedicated volunteers of ICS. Apart from their awareness talks they also visit Rajiv Gandhi Cancer Research Institute to provide emotional support to the patients.
Mrs. Anitha Jain and Dr. Chanda Khurana spent time with female retirees for providing awareness about problems, early detection and precautions.
Talk was focused on early detection and prevention of cancer as at present 80% cases have been reported at very advanced stage where saving the life of the patient is a challenge. Cancer is a life style decease and can be prevented if we follow a healthy life style. Four leading factors which increase chances of cancer are Tobacco use, Alcohol, Unhealthy diet, obesity and sedentary life style. A regular early check up is the key to detect the cancer at
early stage so that it could be treated timely. Prevention is always better than cure.
Mr Mishra shared words of Dr Diwan - Head Rajeev Gandhi Cancer Institute - Wine in one hand and Tobacco in the other is worse than CYNYDE as the two give slow death whereas CYNYDE kills instantly.
Indian Cancer Society conducts cancer awareness programmes, door to door tests for cancer, rehabilitation of breast cancer patients and child patients through moral support and financial help.
The importance of awareness programmes can be judged from a common scene where the attendant of a mouth cancer patient uses tobacco even after seeing the horrible consequences experienced by the patient he happens to be attending.
Better know cancer rather than fearing.
Malignancy is abnormal growth of cells. New cells get affected by cancerous cells.
Any abnormal growth in the body should be taken seriously and got examined.
Senior Citizens should take 3 whites lesser: Salt, Sugar and Ghee.
Prevention of cancer by avoiding:
1. Transfat - Using same oil again and again - customer comes and samosa vendor heats oil a number of times.
2. Unsafe sex.
Prostate cancer is more common among senior citizens. It grows slowly but it's location is very complicated. Symptoms of cancer are - extended period of conspation, wound, unusual bleeding and discharge, bleeding or discharge from any part of body. Defficulty in swallowing, change in speech, small or big wart (�����)
Treatment of cancer involves removal of Tumour by surgery, radiation, sometimes after cutting off. Chemo Therapy as stand alone treatment or after surgery and Targetted Therapy.
Include seasonal vegetables, Sprouts and fibrous fruits and vegetables in your diet.
Check your mouth in the mirror for patches and consult a cancer specialist if you notice any patches.
Dr. (Prof.) P.K. MishraHead GI Surgical Oncology & Senior Consultant GI Surgery
Max Super Speciality Hospital, Patparganj
Power Point Presentation by Dr (Prof.) P. K. Mishra was very educative. He first talked about World Cancer Day, Oral cavity cancer, Tumour, benign / malignant, Primary Secondary Stage.
4 | IROWA NEWS July 2018
OsteoporosisOsteoporosis is a bone disease that occurs when the body loses too much bone, makes too little bone, or both. As a result, bones become weak and may break from a fall or, in serious cases, from sneezing or minor bumps.
Dr. Harpreet Singh
Osteoporosis means “porous bone.” Viewed under a microscope. Healthy bone looks like a honeycomb. When osteoporosis occurs, the holes and spaces in the honeycomb are much larger than in healthy bone. Osteoporotic bones have lost density or mass and contain abnormal tissue structure. As bones become less dense, they weaken and are more likely to break. If you're 50 or older and have broken a bone, ask your doctor or healthcare provider about a bone density test.
Osteoporosis is Serious
Breaking a bone is a serious complication of osteoporosis, especially with older patients. Osteoporotic bone breaks are most likely to occur in the hip, spine or wrist, but other bones can break too. In addition to causing permanent pain, osteoporosis causes some patients to lose height. When osteoporosis affects vertebrae, or the bones of the spine, it often leads to a stooped or hunched posture.
Osteoporosis may limit mobility, which often leads to feelings of isolation or depression. Additionally, twenty percent of seniors who break a hip die within one year from either complications related to the broken bone itself or the surgery to repair it. Many patients require long-term nursing home care.
Osteoporosis is Costly
Osteoporosis is responsible for two million broken bones and $19 billion in related costs every year. By 2025, experts predict that osteoporosis will be responsible for approximately three million fractures and $25.3 billion in costs annually.
When Should Someone Seek Medical Care for Osteoporosis for Females?
If you are past menopause and have constant pain in areas such as the neck or lower back, consult your doctor for further evaluation. If you are at risk for developing osteoporosis (see risk factors above), also consult your doctor for a medical assessment and bone density screening.
Go to the hospital if you feel severe pain in your muscles or bones that limits your ability to function. Go to the hospital's emergency department if you have sustained trauma or suspect fractures of your spine, hip, or wrist.
IROWA NEWS
Different Ragas and their Effects
1. Raga Poor iyaDhansar i (Hamsanand i -Kamavardini) – evokes sweet, deep, heavy, cloudy and stable state of mind and prevents acidity..
2. Raga Bageshri– arouses a feeling of darkness, stability, depths and calmness. This raga is also used in treatment of diabetes and hypertension.
Helps in attaining Guru's grace
3. Raga Darbari (DarbariKanada) – is considered very effective in easing tension. It is a late night raga
Music TherapyContinued from April 18
During presentation focus was on gastrointestinal cancer - Dr Mishra's field of specialisation.
While giving statistics about the incidence of cancer Dr Mishra shared that among men lung cancer had increased sharply but is now reducing possibly because of reduction in smoking. Among ladies it has come down.
Many tests reveal different dimensions of cancer.
PET SCAN
EUS - Endoscopic Ultra Sound.
Combination of endoscopy & Ultra sound.
With advancing age chances of cancer increase.
Eat more vegetables and fiborous foods.
Liver cancer - mortality rate is high.
Gallbladder cancer more common in Asia.
Participants found the presentation by Dr Mishra very informative partly because he showed precise location of cancer and healthy and cancerous portions with sharp and clear photos during power point presentation.
According to Dr Mishra
● Alcohol, smoking, burnt meat (Tikkas) are a 'definite no'.
● There is a direct correlation between smoking and lung cancer. During studies among smokers lung cancer cases diagnosed were 8 against only 2 among non-smokers.
● Some cancers are hereditary - like colon cancer.
● Cancer is not contagious.
● Getting regular executive check-up is not a good habit. Many tests with positive reports make little difference to normal life.
● One should focus on specific persistent problem rather than going for executive check-ups at short intervals.
The question/answer session gave full opportunity to participants to clear all doubts about the most dreaded disease which has now been tamed with decades of research
composed by Tansen for Akbar to relieve his tension after hectic schedule of the daily court life.
4. Raga Todi– gives treamendous relief to patients suffering from high blood pressure.
Also provides relief from cold and headache.
5. Raga Ahir-Bhairav (Chakravakam) – is supposed to sustain chords which automatically brings down blood pressure.
Gives free relaxed feeling and mitigates dust allergies and skin disease. Good for arthritic conditions
6. Raga Malkauns – helps to cure low blood pressure.
7. Raga Bhairavi– Provides relief from T.B, Cancer, Severe Cold, Phlegm, Sinus, toothache.
Reduces anxiety, pressures, skin, disease, allergies
8. Raga Malhar – Useful in the treatment of asthma and sunstroke.
9. Raga Hindol & Marava – These ragas are useful in blood purification.
10. UshanaVyathiNasini (alleviate diseases related to heat)
11. Ananda Bhairavi
Supresses stomach pain in both men and women. Reduces kidney type problems. Controls blood pressure.
12. Bhupala
To awaken someone out of deep sleep.
13. Charukesi Bhajan: ShantirastuPushtirastu:
26th raga in the melakarta scale (parent) of the south Indian classical music. Rejuvenates the mind helping one to age gracefully. It enlivens the singer and listener.
14. Desh
The suppression of the senses releases a negative force. The process of sublimation needs a spiritual path. Rag Desh can provide that. Its energy gives the listener serenity, peace, inner joy, right valor, universal love and patriotism.
15. Dwijavanti:
Quells paralysis and sicorders of the mind.
16. Ganamurte:
Helpful in diabetes
17. Hansadhwani:
Energy giving. Provides good thinking, chaitanya. Sarvarogaharini (panacea)
18. HemavatiBhajan: Sambho Samba
Good for joint and back pain.
19. Kindolam:
Improves digestive power. Cures stomach related diseases.
5 | IROWA NEWS July 2018
IROWA NEWS
20. KalyaniBhajan:
Jai JaiGanapathi
Gives energy and removes tension and acts as general tonic. Dispels the darkness of fear; Gives motherly comfort and increases confidence. Kalyani means mangalam. Recited with faith and devotion, it is believed to clinch marriage alliances. Many authentic reports exist about the raga's power to destroy fear in many forms: fear of poverty, of love, of power, of ill-health, of death, and so on.
21. Kapi:
Sick patients get over their depression, anxiety. Reduces absent mindedness.
22. Karaharapriya:
Curative for heart disease and nervous irritablility, neurosis, worry and distress.
23 Kedaram:
Gives energy and removes tension.
24. Keervani:
Promotes dhyana (meditation) at mental and physical levels.
25. Kokilam:
Helps to prevent stone formation, burning sensations, sleeplessness and anxiety.
26. Madhuvarshini:
Good for nerves. Cures diseases like slight headache, sleeplessness, and sinus problems.
27. Madhyamavati:
Clears paralysis, giddiness, pain in legs/hands, etc. and nervous complaints.
28. Malaya Maruta:
To awaken someone out of deep sleep.
29. Maya MalavaGowla:
Counters pollution. It can be called the Gateway to Carnatic music. The history of Carnatic music says that the blessed musician Purandaradasar, introduced the system.
30. Bhajan:
Inner Self Mayamalavagowla. This raga has the power to neutralize toxins in the body. Practicing it in the early hours in the midst of nature will enhance the strength of the vocal chords.
31. MohanaBhajan: Ishapathisha
Mohana is present where beauty and love coexist. It filters out the ill-effects of kama (desire for sex), krodha (anger) and moha (lust), bestowing immense benefits on the listener. Also said to cure chronic headaches, indigestion, and depression.
32. Neelambari:
To get rid of insomnia.
33. Ranjani:
Cures kidney disease.
6 | IROWA NEWS July 2018
IROWA NEWS
The telephone rang. It was a call from his mother. He answered it and his mother told him, "Mr. Belser died last night. The funeral is Wednesday."
Memories flashed through his mind like an old newsreel as he sat quietly remembering his childhood days.
"Jack, did you hear me?"
"Oh, sorry, Mom. Yes, I heard you. It's been so long since I thought of him. I'm sorry, but I honestly thought he died years ago," Jack said.
"Well, he didn't forget you. Every time I saw him he'd ask how you were doing. He'd reminisce about the many days you spent over 'his side of the fence' as he put it," Mom told him.
"I loved that old house he lived in," Jack said.
Life Is Measured By The Moments Which Take Away Our Breath
"You know, Jack, after your father died, Mr. Belser stepped in to make sure you had a man's influence in your life," she said.
"He's the one who taught me carpentry," he said. "I wouldn't be in this business if it weren't for him. He spent a lot of time teaching me things he thought were important. Mom, I'll be there for the funeral," Jack said.
As busy as he was, he kept his word. Jack caught the next flight to his hometown. Mr. Belser's funeral was small and uneventful. He had no children of his own, and most of his relatives had passed away.
The night before he had to return home, Jack and his Mom stopped by to see the old house next door one more time. Standing in the doorway, Jack paused for a moment. It was like crossing over into another dimension, a leap through space and time. The house was exactly as he remembered.
Every step held memories. Every picture, every piece of furniture...Jack stopped suddenly...
"What'swrong, Jack?" his Mom asked.
"The box is gone," he said.
"What box?" Mom asked.
"There was a small gold box that he kept locked on top of his desk. I must have asked him a thousand times what was inside. All he'd ever tell me was 'the thing I value most,'" Jack said.
It was gone. Everything about the house was exactly how Jack remembered it, except for the box. He figured someone from the Belser family had taken it.
"Now I'll never know what was so valuable to him," Jack said.
"I better get some sleep. I have an early flight home, Mom."
It had been about two weeks since Mr. Belser died. Returning home from work one day Jack discovered a note in his mailbox. "Signature required on a package. No one at home. Please stop by the main post office within the next three days," the note read.
Early the next day Jack went to the post office and retrieved the package. The small box was old and looked like it had been mailed a hundred years ago. The handwriting was difficult to read, but the return address caught his attention.
"Mr. Harold Belser" it read.
Jack took the box out to his car and ripped open the package. There inside was the gold box and an envelope.Jack's hands shook as he read the note inside."Upon my death, please forward this box and its contents to Jack Bennett. It's the thing I valued most in my life." A small key was taped to the letter. His heart racing, as tears filled his eyes, Jack carefully unlocked the box. There inside he found a beautiful gold pocket watch.Running his fingers slowly over the finely etched casing, he unlatched the cover. Inside he found these
Another feather in the cap ofShri M A Pathan, Ex-Chaiman IOCLand Patron of IROWA, New Delhi
Heartiest congratulations.
7 | IROWA NEWS July 2018
IROWA NEWS
` I Am MoneyThe whole world is mad after me. But the fools don't know that I carry germs and viruses on my body. For me every human being is a target. Anybody not observing hygiene adds to the huge stock of germs and viruses living happily with me.
When you touch me I pass lot of germs on to your fingers hand and atmosphere.
The moment you see me even when you are having your food you forget where you should focus and are quick to grab me.
Whenever you see me your greed leaps up and you forget all hygienic principles. What a fool you are!
When you touch me and resume eating you don't know that your skin and body take my germs.
Also people are ready to pick me up even from the drain.
The more money one has the more he wants there is no end.
Whether I am a high value currency note of rupees 2000 or a one rupee coin in both forms I spread germs and viruses.
My man when are you going to open your eyes!
When are you going to think about yourself!
When you touch me please don't ever cook, eat or serve food without washing your hands.
Keep me and food poles apart.
15 Shocking Facts About Vitamin D.
Vitamin D is perhaps the single most *underrated nutrient* in the world of nutrition.
That's probably because it's free....
Your body makes it when sunlight touches your skin!!
Drug companies can't sell you sunlight, so there's no
promotion of its health benefits.
The truth is, most people don't know the real story on "vitamin D and health."
So here's an overview taken from an interview between Mike Adams and *Dr. Michael Holick*.
1. Vitamin D is *produced by your skin* in response to exposure to ultraviolet radiation*from natural sunlight*.
2. The healing rays of natural sunlight (that generate vitamin D in your skin) *cannot penetrate glass*.
� So you don't generate vitamin D when sitting in your car or home.
3.� It is nearly impossible to get adequate amounts of vitamin D from your diet. *Sunlight exposure is the only reliable way* to generate vitamin D in your own body.
4. � A person would have to drink *ten tall glasses* of vitamin D fortified milk each day just to get minimum levels of vitamin D into their diet.
5.� The further you live from the equator, the longer exposure you need to the sun in order to generate vitamin D. Canada, the UK and most U.S. States are far from the equator.
6. � People with dark skin pigmentation may need 20 - 30 times as much exposure to sunlight as fair-skinned people to generate the same amount of vitamin D.
� That's why prostate cancer is epidemic among black men -- it's a simple, but widespread, sunlight deficiency.
7. � Sufficient levels of vitamin D are *crucial for calcium absorption* in your intestines. Without sufficient vitamin D, your body cannot absorb calcium, rendering calcium supplements useless.
8. Chronic vitamin D *deficiency cannot be reversed overnight*: it takes months of vitamin D supplementation and sunlight exposure to rebuild the body's bones and nervous system.
9. Even weak *sunscreens (SPF=8) block* your body's ability to generate vitamin D by 95%. This is how sunscreen products actually cause disease -by creating a critical vitamin deficiency in the body.
10.� It is impossible to generate too much vitamin D in your body from sunlight exposure: your body will self-regulate and only generate what it needs.
11. If it hurts to press firmly on your sternum (chest / breast bone), you may be suffering from chronic vitamin D deficiency right now.
12. Vitamin D is "activated" in your body by your *kidneys and liver* before it can be used.
13. Having kidney disease or liver damage can
words engraved: "Jack, Thanks for your time! -- Harold Belser.""The thing he valued most was my time!"Jack held the watch for a few minutes, then called his office and cleared his appointments for the next two days.*"Why?" Janet, his assistant asked."I need some time to spend with the people I love and say I care for," he said. "Oh, by the way, Janet, thanks for your time!""Life is not measured by the number of breaths we take but by the moments that take our breath away."Think about this. You may not realize it, but it's 100 percent true.BREATHS WE TAKE AWAY MOMENTS.
Contributed byH L Maingi
8 | IROWA NEWS July 2018
IROWA NEWS
greatly impair your body's ability to activate circulating vitamin D.
14. � The sunscreen industry doesn't want you to know that your body actually needs sunlight exposure because that realization would mean lower sales of sunscreen products.
15. Even though vitamin D is one of the *most powerful healing chemicals in your body*, your body makes it absolutely free. No prescription required.
~ Other powerful *antioxidants* with this ability include the super fruits like Pomegranates (POM Wonderful juice), Acai, Blueberries, etc.
~ Diseases and conditions cause by vitamin D deficiency:
� � Osteoporosis is commonly caused by a lack of vitamin D, which greatly impairs calcium absorption.
�� Sufficient vitamin D prevents:
prostate cancer,
� breast cancer,
ovarian cancer,
depression,
colon cancer and schizophrenia..
� "Rickets" is the name of a bone-wasting disease caused by vitamin D deficiency.
� Vitamin D deficiency may *exacerbate* type 2 diabetes and impair insulin production in the pancreas.
� Obesity impairs vitamin D utilization in the body, meaning obese people *need twice* as much vitamin D.
� Vitamin D is used around the world to treat *Psoriasis*(a chronic skin disease).
� Vitamin D deficiency can cause ~schizophrenia.
�� Seasonal Affective Disorder is caused by a melatonin imbalance initiated by lack of exposure to sunlight.
� Chronic vitamin D deficiency is often misdiagnosed as "fibro myalgia" because its symptoms are so similar: *lmuscle weakness, aches and pains.
�� Your risk of developing serious diseases like diabetes and cancer is *reduced 50% - 80%* through simple, sensible exposure to natural *sunlight 2-3 times each week*.
� Infants who receive vitamin D supplementation (2000 units daily) have an *80% reduced risk* of developing *type 1 diabetes* over the next twenty years.
- Shocking Vitamin D deficiency statistics:
- 32% of doctors and med school students are vitamin D deficient.
- 40% of the U.S. population is vitamin D deficient.
IROBFWe have shared with you in the October, 2017 issue how voluntary contribution of Rs. 1,00,000/- by Mr Bellihal resulted in record inflow of voluntary contributions.
We had another experience of one of our members making a voluntary contribution of Rs. 5,000/- upon successful knee replacement.
The Executive Committee in its meeting on 7.5.2018 appreciated the gesture and concern for retirees of 80s and 90s who need assistance from IROBF where their own resources fall short of their requirement.
During delebrations it was felt that members can make small voluntary contributions of Rs. 500/- or multiples of Rs. 500/- when they celebrate their own or of their loved ones' birthdays, marriage anniversaries, marriage of their sons and daughters or when they undergo successful medical treatments.
The idea of sharing unique gestures is to make IOCian family bonding strong and reach out to more retirees in their silver years when small gestures may have substantial impact on their life and morale.
We will be shortly sending individual communication to those members of IROWA who have not yet joined IROBF to promote this noble cause.
Contributed by
S C Tandon
- 42% of African American women of childbearing age are deficient in vitamin D.
- 48% of young girls (9-11 years old) are vitamin D deficient.
- Up to 60% of all hospital patients are vitamin D deficient.
- 76% of pregnant mothers are severely vitamin D deficient, causing widespread vitamin D deficiencies in their unborn children, which predisposes them to type 1 diabetes, arthritis, multiple sclerosis and schizophrenia later in life. 81% of the children born to these mothers were deficient.
- Up to 80% of nursing home patients are vitamin D deficient
- Up to 90% Indians are vitamin D deficient!!
- Great Information with No cost.
- Overview taken from an interview between Mike Adams and *Dr. Michael Holick*.
We Will Miss Them1. Shri Parvesh Kr. Malhotra� Delhi� 12980
2. Shri Supriya Kumar Guha� Kolkata� 2875
3. Shri M Vishnupad� Bengaluru� 70014
For Ladies WhoUse XXL Dresses
At the entrance of a gym, there was a picture of a very thin and beautiful woman. The caption was "This summer, do you want to be a mermaid or a whale?"
The gym gained popularity and business soared as ladies wanted to be like a mermaid. This continued till a lady (clothing size unknown) saw the pic and caption and wrote her response and pasted it alongside the pic. It read as follows:
"Dear people, whales are always surrounded by friends (dolphins, seals, curious humans), they are sexually active and raise their children with great tenderness.
They entertain like crazy with dolphins and eat lots of prawns. They swim all day and travel to fantastic places like Patagonia, the Barents Sea or the coral reefs of Polynesia.
They sing incredibly well and sometimes even are on cds. They are impressive and dearly loved animals, which everyone defend and admires.
Mermaids do not exist.
But if they existed, they would line up to see a psychologist because of a problem of split personality: woman or fish?
They would have no sex life and could not bear children.
Yes, they would be lovely, but lonely and sad.
And, who wants a girl that smells like fish by his side?
Without a doubt, I'd rather be a whale.
At a time when the media tells us that only thin is beautiful, I prefer to eat ice cream with my kids, to have dinner with my husband, to eat and drink and have fun with my friends.
We women, we gain weight because we accumulate so much wisdom and knowledge that there isn't enough space in our heads, and it spreads all over our bodies.
We are not fat, we are greatly cultivated.
Moral - eat whatever you want to eat, and if someone tries to lecture you, eat them too.
Contributed by:
Ramanathan
9 | IROWA NEWS July 2018
IROWA NEWS
Letter to EditorAs claimed in the Editorial of IROWA News, April 2018 issue, our Association is certainly doing commendable job of following up with IOC Management for improvement in the facilities to the retirees and keeping its members abreast of benefits announced by IOC from time to time. A noteworthy feature of the Issue is a detailed article by Shri J.K. Puri, Genl. Secretary discussing various actions to be taken by the retirees/ their spouses regarding their claims of medical expenses, ex-gratia, LIC etc. In Point 4, it is advised
that request for change of bank particulars be submitted seperately to Medical Section and ER Deptt. However, since the disbursing Deptt. is only Finance, only one intimation should suffice. Point 5 of the Article advises the retirees who retired prior to 01-01-2007 not getting ex-gratia to check with HR Deptt. every for their entitlement of ex- gratia. However, experience is that whenever you enquire, you are told not to follow up and would be advised whenever due. Moreover, while advising Ex- gratia entitlement its working is not furnished. Hence the concerned retiree is not aware as to since when it is due. It is suggested that a worksheet is given. Another feature of the Issue is "Ready Reckoner" showing the scheme, periodicity etc. for submission of Life Certificate. This will become handy for the retirees. However, I would like to suggest that instead of submission of two seperate life certificates to Medical Section and ER Deptt., only one should suffice.- M.V. BAVKAR, MUMBAI.
Contributed byMadhav Bavkar
Letter to EditorI am grieved to learn from your editorial i.e. Frankly Speaking published last October 2017 issue that due to petition on Single point agenda referred to court by the 31.12.2006 retirees has lately made the entire pending issues complicated for due settlement.
Such unhealthy division amongst the retirees is no doubt considered to be unfortunate step as a result of which the basic interest of the majority of retirees would be severely impaired.
It is high time to ponder rationally as to how best this confrontation or feud be suitably resolved to pave the way for having a wholesome scenario.
Dwipesh Ch. Gupta, (Digboi)
Desmond Tutu once said, “When the Missionaries came to Africa, they had the Bible and we had the land. They said, “let us pray”. We closed our eyes. When we opened them, we had the Bible and they had the land.
Likewise, when social networking came, they had the WhatsApp and Facebook, and we had the freedom. They said it's free. We closed our eyes. When we opened them, we had WhatsApp and Facebook, and they had our freedom.
When anything is free, your freedom is the Price.
Contributed byV K Anand
When Anything is Free,Your Freedom is the Price!
IROWA NEWS
10 | IROWA NEWS July 2018
It's time to use the money you saved up. Use it and enjoy it. Don't just keep it for those who may have no notion of the sacrifices you made to get it. Remember there is nothing more dangerous than a son or daughter-in-law with big ideas for your hard-earned capital.
Warning: This is also a bad time for investments, even if it seems wonderful or fool-proof. They only bring problems and worries. This is a time for you to enjoy some peace and quiet.
Stop worrying about the financial situation of your children and grandchildren and don't feel bad spending your money on yourself. You've taken care of them for many years, and you've taught them what you could. You gave them an education, food, shelter and support. The responsibility is now theirs to earn their own money.
Keep a healthy life, without great physical effort. Do moderate exercise (like walking every day), eat well and get your sleep. It's easy to become sick, and it gets harder to remain healthy. That is why you need to keep yourself in good shape and be aware of your medical and physical needs. Keep in touch with your doctor, do tests even when you're feeling well. Stay informed.
Always buy the best, most beautiful items for your significant other. The key goal is to enjoy your money with your partner. One day one of you will miss the other, and the money will not provide any comfort then, enjoy it together.
Don't stress over the little things. You've already overcome so much in your life. You have good memories and bad ones, but the important thing is the present. Don't let the past drag you down and don't let the future frighten you. Feel good in the now. Small issues will soon be forgotten.
Regardless of age, always keep love alive. Love your partner, love life, love your family, love your neighbor and remember: “A man is not old as long as he has intelligence and affection.”
Be proud, both inside and out. Don't stop going to your hair salon or barber, do your nails, go to the dermatologist and the dentist, keep your perfumes and creams well stocked. When you are well-maintained on the outside, it seeps in, making you feel proud and strong.
Don't lose sight of fashion trends for your age, but keep your own sense of style. There's nothing worse than an older person trying to wear the current fashion among youngsters. You've developed your own sense of what looks good on you – keep it and be proud of it. It's part of who you are.
ALWAYS stay up-to-date. Read newspapers, watch the news. Go online and read what people are saying. Make
sure you have an active email account and try to use some of those social networks. You'll be surprised what old friends you'll meet.
Respect the younger generation and their opinions. They may not have the same ideals as you, but they are the future, and will take the world in their direction. Give advice, not criticism, and try to remind them that yesterday's wisdom still applies today.
Never use the phrase: “In my time.” Your time is now. As long as you're alive, you are part of this time.
Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter. Spend your time with positive, cheerful people, it'll rub off on you and your days will seem that much better. Spending your time with bitter people will make you feel older and harder to be around.
Do not surrender to the temptation of living with your children or grandchildren (if you have a financial choice, that is). Sure, being surrounded by family sounds great, but we all need our privacy. They need theirs and you need yours. Even then, do so only if you feel you really need the help or do not want to live by yourself.
Don't abandon your hobbies. If you don't have any, make new ones. You can travel, hike, cook, read, dance. You can adopt a cat or a dog, grow a kitchen garden, play cards, checkers, chess, dominoes, golf.
Try to go. Get out of the house, meet people you haven't seen in a while, experience something new (or something old). The important thing is to leave the house from time to time. Go to museums, go walk through a park. Get out there.
Speak in courteous tones and try not to complain or criticize too much unless you really need to. Try to accept situations as they are.
Pain and discomfort go hand in hand with getting older. Try not to dwell on them but accept them as a part of the life.
If you've been offended by someone – forgive them. If you've offended someone - apologize. Don't drag around resentment with you. It only serves to make you sad and bitter. It doesn't matter who was right. Someone once said: “Holding a grudge is like taking poison and expecting the other person to die.” Don't take that poison. Forgive, forget and move on with your life.
Laugh. Laugh away your worries Remember, you are one of the lucky ones. You managed to have a life, a long one. Many never get to this age, never get to experience a full life. But you did.
God be praised
Now is the time to be at peace and as happy as you can be!
May you live long and prosper in good health.
Between 60 and Death
11 | IROWA NEWS July 2018
IROWA NEWS
After my retirement as a Senior Medical Officer from a Govt. Hospital, I had settled in the city. A doctor friend of mine had invited me for her daughter's wedding reception at Popatwadi Town, near my city. I decided to attend the function as I had worked as a Visiting Medical Officer in the District Jail near Popatwadi, for 2 years, about 40 years back. The very name of Popatwadi took my memory into the past. The flash backs were vivid and clear. I could visualise the picture of Nameeta and her story.
40 years back, the very first day in the jail, I came across a good looking lady of about 24 years age who was brought to the jail, a day before, to undergo nine months imprisonment.
As a routine, I examined her and found her medically fit. On my enquiry she explained to me that she belonged to agriculturist family and got married at the age of 15 and has a daughter of 6 years age and a 2 years old son. Her name was Nameeta. Nameeta's husband was employed as a cooli in Govt. Foodgrain warehouses in Popatwadi Town. All such coolies were provided family quarters near the warehouses. According to Nameeta life was good for about 8 years. But severe drought in the state for 2 years continuously led to unemployment of coolies in Govt. Foodgrain warehouses as the stocks were exhausted and hence no job for coolies. They started facing poverty and hunger. The situation was getting bad to worse.
But Nameeta observed that her neighbour, in the next Quater- Ketki was not affected by the drought even though her husband and Nameeta's husband, like other coolies of the Quarters had resorted to gambling and drinking, as they all were jobless.
One evening, Nameeta dared to ask Ketki, the secret of her leading a comfortable life even though her husband, like other coolies, had lost the job in the warehouse.
Ketki secretly told Nameeta that she makes money by pick-pocketing ladies' purses, during rush hours, on the railway platform of Popatwadi Station. She lured Nameeta to join her in the business for which she assured her necessary training for pick-pocketing. A hesitant Nameeta, ultimately thought it prudent to join
the business rather than facing hunger with 2 children.
After some training, Nameeta also joined Ketki in pick-pocketing ladies' purses on Railway platform of Popatwadi station during morning and evening rush hours. Nameeta has been successful pick-pocketer. But one day, she was caught red-handed and was handed over to the Railway Police. Later, she was taken to the Court and was sentenced 9 months jail for the crime. Accordingly, she was brought to District Jail, a day before I met her, for the first time.
During the period of 9 months neither her husband, nor her children came to see her in the jail, even though children are not allowed to meet inmates in jail. She too was not keen to face her children with the stigma of a pick-pocket.
I remember, after completion of jail term of 9 months, she was released from jail. Before leaving, she came to meet me. She was worried. She told me that she won't go to Popatwadi Quarters to face her children and husband but instead she would go to her native village and stay with parents and work in the fields. The jail superintendent and I wished her good luck, and said goodbye.
After 2 days, Nameeta returned to our District Jail and with folded hands requested me and the Jail Superintendent Mrs. Asha Rani, to take her back in the jail.
She narrated to us that after reaching the native place, her mother embraced her with tears but her father pulled her from her mother's arms and shunted her out of the house saying “Nameeta! You have brought disgrace to your parents, we are ashamed of you that you have been pick-pocketing and have been jailed for the offence, we do not want to see you in our house, Go away!”
Nameeta pleaded before the village folks who had gathered there. But it was of no avail. They all ordered her to leave the village forthwith. Hence, she thought that the jail would give her shelter.
We explained to her that her wish cannot be fulfilled under the Law & Rules of the Jail. However, we arranged for her lunch from outside hotel and asked her to relax for sometime as Asha Rani and myself wanted to find out a workable solution for Nameeta's problem, as she was not ready to go back to her husband and children.
After she had finished her lunch, Asha Rani and myself chalked out a plan for Nameeta. We contributed Rs. 50/- each to make Rs.100/- (Rs.100/- of that time would be Rs.1000/- worth today). We called our Sepoy and asked him to buy a basket made of bamboo sticks and some non-perishable vegetables within Rs.100/-. The Sepoy
Nameeta
NOTE OF CAUTION:
Please check about their health and convenience before visiting friends and relatives in your age group. Sometimes you may plan to give a surprise to an old acquaintance who may be bedridden or in hospital as health issues are common and frequent after 60.
Contributed byR. S. Shukla
12 | IROWA NEWS July 2018
IROWA NEWS
In Pursuit of JoyJust recently I bought two live fishes and I realiaed them in the waters of KalindiKunj. They wagged their tail fins fervently and took a dive in the water.
Such was their joy. The joy we see in nature daily. In the birds chirping in the morning and in a child's laughter. When did we last experience this kind of joy? How long did it last? Is there any way we could experience the same kind of joy at all moments and forever? I wonder.
The human mind is programmed in such a way that it links joy to fulfilment of its wishes. For a student it would
be getting good marks . . . then getting admission in good college . . . then job of his choice . . . ideal partner . . . promotion and the cycle continues. Another example is that joy is also linked to shopping and purchases. Buying a new car, clothes jewellery and so on. There are innumerable examples and the list can go on.
One can summarise and say that the greater the deprivation of something, the greater is the joy of getting it. But unfortunately this joy is always short lived as wish lists are never ending and so joy becomes ellusive.
So what is the key to everlasting joy?
Joy resides within us. So the answer to this question also lies within us, that is in our inner world. It is not what we receive from the outer world but it is what we change inside us that would bring everlasting joy.
Think of a skill you wanted to acquire but are stuck up. What if you are able to crack the code and become say a computer expert or a good cook! Or a photographer! What if you wanted to become more healthy and you conquer you laziness by becoming more disciplined in your exercising routine and food habits! What if you become less angry and more tolerable towards others by loving ourself more! . . . and there can be innumerable examples on this. The list can go on.
In other words, what if you become your own trainer, identify your own weaknesses and work on them step by step. You pat your own back and you approve yourself. Wouldn't this inner joy then reflect in the outer world in your behavior, in your interactions? Wouldn't you then become less critical, less judgemental and less complaining and instead wouldn't you start appreciating, empathizing and creating value in all what you speak and all what you do bringing joy in each moment of your life and of others?
Try it out. It is fun.
Contributed byMs Sunita Agrawal
completed his task, soon. Thereafter, we handed over the basket full of vegetables to Nameeta and asked her to earn her livelihood by selling vegetables and rolling over the money for further sale. Thereafter, she thanked us and left the jail premises. For the Jail Superintendent and for me the story was over.
I was visiting Popatwadi after a gap of 40 years. Things had changed in Popatwadi. Railway Station was humming with lot of activities and was crowded.
While returning from the wedding reception at night, I came across an attractive white-pumpkin being sold near the Popatwadi Railway Bridge, by a vegetable vendor. I liked it. I picked it up and asked the vendor “How much have I to pay for this?”
“Madam! You have not to pay for it. It is free for you” The vendor lady said.
“Are you joking?” I asked her.
“No madam! I am serious”. She said “Probably, you have not recognised me.” She continued, “I am Nameeta! Nameeta of District Jail whom you had helped to start the business of selling vegetables, 40 years back. And, you see, now I own 2 tapries(Kiosks) of my own. I earn good rent and good income from business.” It is all because of you. I always remembered you. I am lucky that I am having your “Darshan” today. When you told me to sell vegetables I sincerely did it while staying under Popatwadi Railway Station Bridge and selling vegetables on the bridge.
I could locate my children and husband. He gave my daughter to me and left with the son somewhere I am not aware. Good news is that I had given education my daughter and got her married to a gentleman I feel proud of my son- in-law and my daughter. They are happy in their village. My granddaughter has just passed her H.S.C....” I could not hear further properly as I became emotional at that moment and tears started rolling from my eyes.
Compiled ByM. Ismail Nerekar
This story is of two true friends who were crossing the desert. On the way, they got into a quarrel leading to one friend slapping the other in a rage. Feeling hurt he wrote with wooden stick on the sand. "Today my best friend slapped me over a trivial issue".
They could not leave each other in the desert, so they continued the journey thinking that they will resolve the dispute when they reach their destination. They did not speak with each other while walking.
On the way they saw an oasis and decided to get refreshed by bathing in it.
There was a very dangerous swamp on the other side of the oasis. The friend who was slapped, swam to the
True Friends
14 | IROWA NEWS July 2017
IROWA NEWS
13 | IROWA NEWS July 2018
IROWA NEWS
Optimum Strategies for Creativity and Longevity
By Sing Lin, Ph.D.
Member of National Council of
Chinese Institute of Engineers – USA/Greater New
York Chapter, and Member of Board of Director of
National Taiwan University Alumni Association –
Greater New York March 2002
1. Most Creative Years in the Life
The Nobel Laureate, Dr. Leo Esaki, delivered the
distinguished lecture entitled "Innovation and
Evolution: Reflections on a Life in Research" in the
University of Texas at Dallas in the afternoon of Feb.
23, 2002 during the 2002 US National Engineering
Week. In this lecture, Dr. Esaki indicated that most
of the great discoveries and innovations by the
Nobel Laureates occurred at the average age of 32
even though the Nobel prizes were awarded 10 or
20 years afterwards. Furthermore, Dr. Esaki
indicated that the peak creativity of most scientists
occurred around the age range of 20 to 30 years. As
one gets older, the experience increases but the
creativity decreases steadily with the age.
It is, therefore, very important to stimulate,
encourage and cultivate many young people to get
interested in science and engineering at their young
age and to provide the optimal R&D environment for
these very powerful young scientists and engineers
to unleash their very strong creativities during their
most precious and creative years around the age of
32.
2. Longevity Vs. Retirement Age
The pension funds in many large corporations (e.g.,
Boeing, Lockheed Martin, AT&T, Lucent
Technologies, etc.) have been "Over Funded"
because many "late retirees" who keep-on working
into their old age and retire late after the age of 65
tend to die within two years after their retirements. In
other words, many of these late retirees do not live
long enough to collect all their fair shares of pension
money such that they leave a lot of extra-unused
money in the pension funds resulting in the over-
funded pension funds.
Dr. Ephrem (Siao Chung) Cheng provided the
important results in the following Table 1 and the
associated chart from an actuarial study of life span
vs. age at retirement. The study was based on the
number of pension checks sent to retirees of Boeing
Aerospace.
Table 1 � Actuarial Study of life span vs. age at retirem ent.
Age at Retirement
Average Age At Death
49.9
86 51.2 85.3 52.5 84.6 53.8 83.9 55.1 83.2 56.4 82.5 57.2 81.4 58.3 80 59.2 78.5 60.1 76.8 61
74.5
62.1
71.8 63.1 69.3 64.1 67.9 65.2 66.8
Table indicate that for people retired at the age of 50, their average life span is 86; whereas for people retired at the age of 65, their average life span is only 66.8. An important conclusion from this study is that for every year one works beyond age 55, one loses 2 years of life span on average.
The Boeing experience is that employees retiring at age of 65 receive pension checks for only 18 months, on average, prior to death. Similarly, the Lockheed experience is that employees retiring at age of 65 receive pension checks for only 17 months, on average, prior to death. Dr. David T. Chai indicated that the Bell Labs experience is similar to those of Boeing and Lockheed based on the casual observation from the Newsletters of Bell Lab retirees. A retiree from Ford Motor told Dr. Paul Tien-Lin Ho that the experience from Ford Motor is also similar to those in Boeing and Lockheed.
The statistics shown in the Pre-Retirement Seminar in Telcordia (Bellcore) indicates that the average age that Telcordia (Bellcore) employees start retirement is 57. Therefore, people who retire at the age of 65 or older are minority as compared to the number of early retirees.
The hard-working late retirees probably put too much stress on their aging body-and-mind such that they are so stressed out to develop various serious health problems that forced them to quit and retire. With such long-term stress-induced serious health problems, they die within two years after they quit and retire.
On the other hand, people who take early retirements at the age of 55 tend to live long and well into their 80s and beyond. These earlier retirees probably are either wealthier or more able to plan and manage their various aspects of their life, health and career well such that they can afford to retire early and comfortably.
These early retirees are not really idling after their early retirements to get old. They still continue doing some
work. But they do the work on the part-time basis at a more leisure pace so that they do not get too stressed out. Furthermore, they have the luxury to pick and chose the types of part-time work of real interest to them so that they can enjoy and love doing that "fun" work at a more leisure pace.
The late retirees are small in number, tend to die quickly after retirement and disappear from the population of old people beyond the age of 70. Late retirees, therefore, have very little weight on the statistical average life expectancy of the population of "old people" dominated by the early retirees.
Several years ago, a Japanese friend of mine told me that most Japanese people retire at the age of 60 or earlier. This may be one of the factors contributing to the long average life span of Japanese people.
3. Changing Trend of US Pension Plans
The traditional pension plans of many major US companies used to place a lot of value on the experience of long-term older employees by increasing the pension money rapidly and nonlinearly for long-term employees as their age + service year increases beyond the threshold of the rule of 75. Most long-term employees cross this critical threshold at about the age of 55. On the other hand, the early retirees incur very heavy penalty in pension and in other associated retiree benefits (e.g., employer paid medical insurance, employer paid life insurance, death benefits for family, etc.) when they retire before they meet the rule of 75.
However, in recent few years, many large US corporations are switching from their traditional retirement pension plans to the new portable Cash Balance Plans. The new portable cash balance plans are much more favorable to the younger employees but are very unfavorable to the long-term older employees. Some older long-term employees found that when their employers switched from the traditional pension plans to the cash balance plan, their pensions were reduced by 30% to 50%.
One of the implications of this trend towards the new cash balance plan is that the US corporations are now placing more value on the higher creativity and adaptability of younger employees and less value on the experience of the older employees. This is consistent with the accelerating pace of innovations and technology advances. The creative and dynamic younger employees are better positioned, than the older employees do, to keep up with the faster pace of technology advances.
4. Conclusion and Recommendations
The most precious, creative and innovative period in your life is the 10-year period around the age of 32. Plan your career path to use this precious 10-year period wisely and effectively to produce your greatest achievements in your life.
The pace of innovations and technology advances is getting faster and faster and is forcing everybody to compete fiercely at the Internet speed on the information super-highways. The highly productive and highly efficient workplace in USA is a pressure-cooker and a high-speed battleground for highly creative and dynamic young people to compete and to flourish.
However, when you get older, you should plan your career path and financial matter so that you can retire comfortably at the age of 55 or earlier to enjoy your long, happy and leisure retirement life into your golden age of 80s and beyond. In retirement, you can still enjoy some fun work of great interest to you and of great values to the society and the community, but at a part-time leisure pace on your own term.
On the other hand, if you are not able to get out of the pressure-cooker or the high-speed battleground at the age of 55 and "have" to keep on working very hard until the age of 65 or older before your retirement, then you probably will die within 18 months of retirement. By working very hard in the pressure cooker for 10 more years beyond the age of 55, you give up at least 20 years of your life span on average.
14 | IROWA NEWS July 2017
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Members' Directory - Corrections
Back in the days when Germany was divided, a huge w a l l s e p a r a t e d E a s t a n d We s t B e r l i n . One day, some people in East Berlin took a truck load of garbage and dumped it on the West Berlin side.The people of West Berlin could have done the same thing, but they didn't. Instead they took a truck load of canned goods, bread, milk and other provisions, and neatly stacked it on the East Berlin side.On top of this stack they placed the sign:*“EACH GIVES WHAT HE HAS"*
How very true! You can only give what you have.
What do you have inside of you? Is it hate or love?
Violence or peace?
Death or life?
Capacity to build or capacity to destroy?
What have you acquired over the years.
*"EACH GIVES WHAT HE HAS"*
Think about it!
Contributed byV.P. Gupta
Each Gives What He Hasother side of the oasis and got trapped in the swamp and started getting drawn inside. When his friend saw this, he came swimming right on that side and risking his own life saved his friend. The friend who was slapped earlier and now rescued from the swamp wrote on a large stone near the oasis "Today my friend saved my life"
The friend who had saved him saw this and asked, "When I slapped you, you wrote on the sand! But when I saved you, you wrote on the stone, why so !!! ?"
The friend replied, "Whenever someone hurts us, we should write it on the sand, where the winds of time will erase it but when someone treats us well, then we should write it on the stone, where no one can erase it”.
Learning---
The worst events in life should not be kept in the heart for a long time. We should spend our life happily with the remembrance of good events.
Often we remember the mistakes of people and forget the goodness which results in cracks in relationships. There is a burden on the mind too. This increases the negativity. But if we remember the good, then the whole problem will end.
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9721Shri Mehra J M
Mrs Meena MehraE - 105, Ground Floor
Masjid Moth, Greater Kailash - IIINew Delhi 110048
29221205, [email protected]
18848Shri Gupta K K
Smt Vinod Kumari GuptaHouse No. 1802, Sector - 16
Faridabad 1210029899000374
56837Shri Chauhan Girvarsinh MSmt Jayshree G Chauhan
E - 10 Raja Nanchhodrai Soc.Opp.Haridwarnagar, Harni Road
Vadodara 3900220265-2489930
92981Shri Vaghela G BSmt S G Vaghela
"Jay Mataji"6Parsana Nagar
Jam Nagar Road, Rajkot 9687177899
75484Shri Narayan Laxmi
Smt Lajja Wati9 / 29 Bahar 'A' Sahara StatesJankipuram, Lucknow 226021
9452267541
21500Shri Chatterjee Ram Prasad
Smt Swati ChatterjeeB-30, Don Bradman SaraniSector - 2V, Bidhan Nagar
Durgapur 713212 9434080488
71755Shri Mandal Ashok E Kr.
Smt Shipra MondalGreenfield City
Block - 14, Flat-3A, E-398, Ward No. 14New Joth, Sibrampur, Kolkata 700141
8900258498
20278Shri Kumar RajendraSmt Mousumi KumarFlat No. 1M, Block - A
Sherwood Estate169 NSC Bose Road
Kolkata 7001039433045968
20203Shri Halder PranabSmt Aprita Halder
111 / 1, P Majumder RoadLuise Garden, A - Block,
Flat No. 3D, HaltuKolkata 700078
9432674234
14852Shri Manimuthu KSmt M Vanitharani38 Santhosh Nagar4th Street, Kolathur
Chennai 6000999884489308
18485Smt Satija Madhu Bala
Shri Surinder Kumar Satija97 Priya Apartments
Sector - 14, Rohini, Delhi 110085 9891735835
225316Shri Nandanwar Rajendra N. Rao
Smt Vanmala NandanwarHouse No. 1670, Sector - 9
Faridabad 121006 9811407179
19610Shri Sharan Ram
Smt Anju LataHouse No. 180, 4th Floor, Block 'D'Sector - 8, Dwarka, Delhi 110077
9560661110, [email protected]
16819Shri Sonawane P N
Smt Sneha P SonawaneD - 301, Ravi ExtatePO Karan Road - 1 Thane (W) 400606
9960390390
343205Shri Ravikumar N
Smt Savitha RavikumarA - 1701, Varuna
Dosti Vihar, Thane (W) 40060625889802
16363Shri Karandikar Milind RSmt Smita M KarandikarMadhu-Milind' Building
Ghanias, Naupada, Thane 4006029820918071
11865Shri Bapat S S
Smt Shubhangi BapatBunglow No. 1, Shubha Shree Shankar
Darshan Society, Dhankawdi, Pune 411043
43125Shri Lokhande DeshrajSmt Sucheta Lokhande
1 B, Regency ParkTower B, Eden Woods
G A Marg, Thane (W) 4006109833072003
10464Smt Dsouza Thelma
W/o Late Trevor DsouzaB / 101, Vintage Pearl
29th Road, Bandra (W)Mumbai 400050
9833565789
18007Smt Bakshi SushillaShri Ashok Bakshi
# 303 GH 35, Sector - 5MDC Panchkula, Panchkula
0172-2555000, [email protected]
20230Shri Chaturvedi Kedar LalSmt Dr Usha Chaturvedi80 / 79, Madhya Marg
Mansarovar, Jaipur 3020200141-4061430, [email protected]
RKBK
With Best Compliments from :
RKBK LIMITEDB-32, Greater Kailash, Part-I,
New Delhi - 110 048Ph: 29233676
E-mail : [email protected]
We cherish 45 years of our association with Indian Oil Corporation Limitedand greatly value the cooperation and guidance extended by the officers
We wish all of you a healthy, happy and meaningful retired life.
Regd. Office : 216 A. J. C. Bose Road, Kolkata - 700 017
Brijendra PoddarDirector
Yash Poddar�����Managing Director
