industrial credit and investment corporation of india bank

8/8/2019 Industrial Credit and Investment Corporation of India Bank

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Industrial Credit and Investment Corporation of India Bank ICICI

iCICI Bank is India's second-largest bank with total assets of Rs. 3,634.00 billion (US$ 81 billion) at March 31, 2010 and

profit after tax Rs. 40.25 billion (US$ 896 million) for the year ended March 31, 2010. The Bank has a network of 2,044

branches and about 5,546 ATMs in India and presence in 18 countries. ICICI Bank offers a wide range of banking products

and financial services to corporate and retail customers through a variety of delivery channels and through its specialised

subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The

Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain,

Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates,

China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in

Belgium and Germany.

ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited

and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE).

Board Members

Mr. K. V. Kamath, Chairman....................................................

Mr. Sridar Iyengar....................................................

Mr. Homi R. Khusrokhan....................................................

Dr. Anup K. Pujari.................................................

Mr. M.S. Ramachandran..................................................

Dr. Tushaar Shah..................................................

Mr. M.K. Sharma..................................................

Mr. V. Sridar

Mr. V. Prem Watsa..................................................

Ms. Chanda D. Kochhar,

Managing Director & CEO.........................................................

Mr. N. S. Kannan,

Executive Director & CFO.........................................................


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Mr. K. Ramkumar,

Executive Director.........................................................

Mr. Rajiv Sabharwal,

Executive Director

director's Profiles

Chanda KochharManaging Director and Chief Executive Officer

N.S. Kannan K. Ramkumar Rajiv SabharwalExecutive Director & CFO Executive Director Executive Director

PRODUCTS

ICICI Group has always been at the forefront of developing innovative financial products, which caters to various needs of

people from all walks of life. Over the years, it has launched several financial products that offer financial support, security

and more to not just individuals, but to big and small organisations too.

BankingPERSONAL BANKING

DepositsICICI Bank offers wide variety ofDeposit Products to suit your requirements. Convenience of networked branches/ ATMsand facility of E-channels like Internet and Mobile Banking, Select any of our deposit products and provide your details

online and our representative will contact you.More >>

LoansICICI Bank offers wide variety ofLoans Products to suit your requirements. Coupled with convenience of networked

branches/ ATMs and facility of E-channels like Internet and Mobile Banking, ICICI Bank brings banking at your doorstep.

Select any of our loan product and provide your details online and our representative will contact you for getting loans. More

>>


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CardsICICI Bank offers a variety ofcards to suit your different transactional needs. Our range includesCredit Cards, Debit Cards

and Prepaid cards. These cards offer you convenience for your financial transactions like cash withdrawal, shopping and

travel. These cards are widely accepted both in India and abroad. Read on for details and features of each. More >>

Wealth ManagementWealth is the result of a recognised opportunity. We understand this and we work with you to plan and manage your

financial opportunities prudently. Not just that, we also extend a host of services so you can remain focused on immediateobjectives while we take care of all your wealth management requirements. More >>ICICI Group Companies

CORPORATE BANKING

Transaction BankingICICI Bank's transaction banking solutions are designed to facilitate efficient cash flow management, comprehensive and

customised MIS and simplify the workload of the accounts team. More >>

Treasury BankingICICI Bank has a client-centric treasury. We aim to deliver the widest range of services customised to our client requirement.

Our focus is to be the risk solution provider of choice and the premier market maker in the country. More >>

Investment BankingICICI Bank can guide you through the universe of strategic alternatives - from identifying potential merger or acquisition

targets to realigning your business' capital structure. More >>

Capital MarketsICICI Bank is one of the promoters of many leading institutions in the country like National Stock Exchange Of India Limited

(NSE), National Commodities & Derivatives Exchange Limited (NCDEX), Central Depository Services (India) Limited

(CDSL), etc. More >>

Custodial ServicesICICI Bank is a one-stop-shop offering end-to-end custody solution for equities and fixed income instruments, exchange

traded derivatives, GDR/ADR/Euro issues and arbitrage, government securities and treasury bills, and fund

accounting. More >>

International Banking

ICICI Bank's primary objective is to offer to its customers a complete value proposition that is globally competitive. More >>

Rural & Agri Banking

ICICI Bank does more than just banking for the farm sector by looking beyond the conventional, and by providing innovative

solutions that work in the rural area. More >>

Structured Finance

ICICI Bank has harnessed new technologies and thought processes to introduce numerous products and services in the

area of Corporate Finance to suit various clientele. More >>

Technology Finance

The Technology Finance Group (TFG) of ICICI Bank implements various programmes for international agencies like WorldBank and USAID.More >>

BUSINESS BANKING

Current AccountGet the most powerful Current Account to work for your business. More >>


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Business LoansNothing should limit a growing business. As an entrepreneur, we know how valuable is time and money for you. Which is

why we offer our support to your company through Business Loans.

More >>

ForexFluctuations in interest and exchange rates and the price of essential materials can rapidly turn a profitable deal into a loss.

To be prepared, you need a partner with proven expertise in international trade and finance. More >>

TradeLetter of Credit, Bank Guarantee, Export Bill Negotiation, Export Finance, Import Finance and Escrow Account. There's a lot

you can gain from ICICI Bank. More >>

Cash Management ServicesICICI Bank's Cash Management Services helps you make optimum use of your working capital, leveraging the float betweenfaster collections and just-in-time payments. More >>

NRI BANKING

Money TransferSend money to India through ICICI Bank's complete range of international money transfer services. More >>

Bank AccountsA perfect solution for the global Indian, ICICI Bank's power-packed and feature-rich bank account for NRIs meets all your

banking needs. More >>

InvestmentsBe it international or domestic mutual funds, online share trading, structured deposits, private equity or commercial real

estate, ICICI Bank offers a range of investment products specially designed for the global Indians. More >>

Property SolutionsAvail expert advice when you buy a new home. More >>

InsuranceThinking about securing your family's needs back home? ICICI Bank's insurance products can help you do just that. More

>>

Loans

Avail loan facility against your deposits. More >>

Insurance & Investment

LIFE INSURANCE

Life Insurance

Life insurance is a guarantee that your family will receive financial support should something happen to you. It thus

permanently protects your family from financial crises. More >>

Retirement SolutionsA retirement plan is an assurance that you will continue to earn a satisfying income and enjoy a comfortable lifestyle, even

when you are no longer working. More >>


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Health SolutionsA health cover insures you against several illnesses and guarantees you stay financially secure should you ever require

treatment. The cover ensures peace of mind, eliminates all worries about treatment expenses, and allows you to focus your

energy on more important things, like healing.More >>

Education SolutionsOne of your most important responsibilities as a parent is to ensure that your child gets the best possible education that can

be provided. Education insurance plans are designed to provide peace of mind to you, as a parent, that your child'seducation will be secure. More >>

ENERAL INSURANCE

Health InsuranceHealth Insurance takes care of medical, hospitalisation and other costs incurred in an unexpected medical emergency. ICICI

Lombard offers comprehensive plans ranging from covering the entire family under one policy to plans that cover OPD

expenses, critical illnesses cover, etc. More >>

Overseas Travel InsuranceTraveling Abroad in a hurry? ICICI Lombard 24x7 brings to you travel insurance plans that can be bought instantly & are

best suited to your needs. And what's more? You pay only for the exact number of days of travel rather than the usual slab

rate. More >>

Student MedicalInsuranceICICI Lombard's Student Travel Insurance plans are tailor made to suit your university requirements abroad. Medical

expenses up to USD 500,000 and 8 other non medical benefits all covered at approx. 1/3rd of cost of buying in dollars.

Secure your study abroad with university-complaint 2 year cover. More >>

Home InsuranceOur Home Insurance Plan ensures you peace of mind by protecting the structure and the contents of your home in case if

eventualities like fire, floods, earthquake, short circuits, burglary etc. More >>

MotorInsuranceNow save money on your Car and Two-Wheeler Insurance with ICICI Lombards comprehensive motor insurance plans.

Cashless cover across 1500+ network garages and 0% EMI option on premium payments with your ICICI Bank creditcard. Mor

Securities

Corporate FinanceICICI Securities is a SEBI registered Category I Merchant Banker and a pioneer of numerous innovative practices in IndianInvestment banking space. It takes immense pride for having played an instrumental role of facilitating explosive growth ofthe Indian economy. More >>Institutional EquitiesICICI Securities assists global institutional investors to make the right decisions through insightful research coverage and aclient focused Sales and Dealing team. A 30-member strong dedicated and specialized research team ensures flow of wellthought-out and well-researched stock ideas and portfolio strategies. More >>Institutional ResearchThe Institutional research team has 30 analysts, with coverage of ~150 stocks. `India Unlimited', an annual investors'conference held in Singapore and New York, witnesses excellent responses from investors every year. The team also holdsa number of theme based conferences in India that draw good responses from the clientele. More >>Retail EquitiesICICIdirect.com - ICICIdirect.com offers a convenient and easy to use platform to invest in equity and various other financialproducts. Buying and selling shares are just a click away. The primary objective of ICICIdirect.com is to empower the


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individual to take complete control of his investments and offer the entire basket of investment options by giving him ademocratic medium of investment with a seamless structure that integrates his bank account; his demat account and thetrading account. More >>ICICIdirect Financial SuperstoreICICIdirect recently launched the concept of 'financial superstores' across the country. These stores offer a variety offinancial products and services under one roof. It is a one-stop shop that facilitates existing and potential customers to be

able to talk to us and help us understand their financial plans and goals. More >>Retail ResearchICICIDirect research, a 30-member strong team, is a leader in independent equity research on over 170 companies,specialising in large, small and mid cap companies. Our research team makes over 300 company visits per year, meetingwith management from the smallest to the largest cap companies. More >>Active Trader ServicesThe Active Trader Service is an innovative offering from ICICI Securities which is ideal for those who are truly 'born traders'.As a customer of the Active Trader Service, we assure you truly personalised service with a dedicated relationship managerassigned to your account. More >>

MUTUAL FUND

Our FundsEvery individual is different, and so are his investment requirements. We at ICICI Bank understand this and, therefore, offera range of solutions that enable every individual to create a portfolio of the tenor, return and risk that he desires. More >>Performance AnalyserWant to track NAV movements of various ICICI Prudential Mutual Fund Schemes? Check out the PerformanceAnalyser. More >>Systematic InvestingToday you have a range of options when it comes to making investments. One of the simplest and most sensible ways ofinvesting, especially when you are just starting off on your investment journey is to use the Systematic Investing. More >>Compare SchemesCheck out this helpful tool that lets you compare the investment objectives, horizons and other factors of various ICICIPrudential Mutual Fund Schemes. More >>

Private Equity Practice

PortfolioICICI Venture has over the years built an enviable portfolio covering a range of sectors spread across private equity,buyouts and real estate investments. More >>Investment StrategyICICI Venture plays a holistic role in fueling growth for partners and facilitates financial discipline by offering strategic inputs

and insights gained from investing across sectors. More >>

ICICI Group

http://www.icicigroupcompanies.com

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Prudential Life Insurance Company

http://www.iciciprulife.com/public/default.htm


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- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Securities

http://www.icicisecurities.com/

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Lombard General Insurance Company

http://www.icicilombard.com/

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Prudential AMC & Trust

http://www.icicipruamc.com/

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Venture

http://www.iciciventure.com/

ICICI Venture is one of the largest and most successful private equity firms in India with funds under management to the

tune of USD 2 billion.

ICICI Venture, over the years has built an enviable portfolio of companies across sectors including pharmaceuticals,

Information Technology, media, manufacturing, logistics, textiles, real estate etc thereby building sustainable value.

It has several firsts to its credit in the Indian Private Equity industry. Amongst them are Indias first leveraged buyout

(Infomedia), the first real estate investment (Cyber Gateway), the first mezzanine financing for a acquisition (Arch

Pharmalabs) and the first royalty-based structured deal in Pharma Research & Development (Dr Reddys).

ICICI Venture is a subsidiary of ICICI Bank, the largest private sector financial services group in India. (www.icicibank.com)

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Direct

http://www.icicidirect.com

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -ICICI Foundation

http://www.icicifoundation.org

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Disha Financial Counselling

http://www.icicifoundation.org

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ICICI Bank also has banking subsidiaries in UK, Canada and Russia


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Awards

ICICI Bank has won Gold in the Readers Digest Trusted Brands 2010 Consumer award in the Finance category for a) BestBank and b) Best Credit Card Issuing Bank.

ICICI Prudential Life Insurance awarded India's Most Customer Responsive Insurance Company. AGC Networks -Economic Times, Customer Responsiveness Awards, 2010.

ICICI Lombard awarded 'Most Preferred General Insurance Brand' at CNBC Awaaz Consumer Awards 2010.

ICICI Bank amongst the top 3 to receive the FE- EVI Green Business Leaders Award, in the banking industry. >>

Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and

advances that it extends to commercial banks and other financial intermediaries.

Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from

banks.

Repo rate


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Whenever the banks have any shortage of funds they can borrow it from RBI. Repo rate is the rate at which

our banks borrow rupees from RBI. A reduction in the repo rate will help banks to get money at a cheaper

rate. When the repo rate increases borrowing from RBI becomes more expensive.

industrial credit and investment corporation of india bank

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