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www.panamaxil.com

Innovate. Monetize.Deliver.The Technology Unitof Bankai Group

Panamax Inc. is the technology unit of Bankai Group, offering market-proven Business Support System, Network Switching Subsystem, and Mobile Financial Solutions. Established in 2001, Panamax is headquartered in New York with its R&D center in Ahmedabad, India. We deliver �rst-class, turnkey telecom and technology solutions to Telcos, Banking, Financial services and

Insurance companies (BFSIs), carriers, aggregators and service providers across various verticals and geographies. These solutions, offered by our award-winning products – iMax, BillCall, Bridge2Call & MobiFin includes BSS Interconnect, Fraud Management, Payment Gateway, Uni�ed Communications, Next Generation Switching, Content Management System, and more.

Bankai Group is an Information & Communications Technology (ICT) forerunner with interests in wholesale & retail Voice and Telecom Technology business. We offer ultimate Carrier Solutions worldwide with exceptional IP interconnects competence for high-quality international voice termination.

Emancipating the limitations of traditional trading, the Group offers BridgeVoice, an automated platform for online trading and settlement of wholesale interconnect Voice, SMS & United Communications & Collaboration services. We are a prominent contributor in developing �exible and customized solutions for the telecom & VAS industry.

About PanamaxAbout Panamax Inc.

About Bankai Group

Bankai Business Units

300k+ LivePort Capacity

100+ GlobalCustomers

50+ BillionCDR Processed

1+ Million Invoice Processed

TM

TM

Click. Pay. Done.

Innovate. Monetize. Deliver.

Panamax Portfolio

Our Journey

Business Support System (BSS)Convergence of Interconnect Billing &Roaming Solution

Network Switching Subsystem (NSS)Transforming VoIPortunities in Uni�edCommunication

Mobile Financial Solutions (MFS)Next Gen Mobile Finance Solutions for Banks & Telcos

Managed ServicesOperations & Management Services to meet Evolving Customer Requirements

2001Establishment of Panamax

2005-07

Call Center Solutions & Telecom Resource Management Services

2012-13mWallet & Payment Switch Solutions

2015

Panamax wins multiple Awards for MobiFin, iMax & Bridge2Call

2009Research & Development

2010-11

Mobile Finance, Mobile Money & Top-up Solutions

2016Panamax Inc. recognized as the Fastest Growing Company in Asia & Best Company to Watch 2016

2017

Launch of new version of our BSS Solution - BillCall 4.0

Managed Services

Converged Interconnect & Roaming Solution

Convergent Billing

DisputeManagement

Business Support System (BSS)

A Number Billing

Call TestingModule

Dynamic Routing

TAP Validator

Deal Management

RAEX Management

A complete suite of reconciliation and settlement features for mediation, origination, termination, roaming and transit traffic.

ü Convergent charging and billing solution with A Number Billing (EU Rating) for Voice, SMS and Data services.

ü Business Intelligence for Traffic, Rates, Deals, Balance Monitoring, Invoice and Routing through dynamic analytical and business

reports.

ü Intelligent costing & pricing, attractive A-Z rates, zone wise rates and service bundles.

ü Code, Destination & Quality Based Dynamic Routing generation with support for margin, percentage, Top Down and

Round Robin approach.

ü Dispute Settlements with CDR and Rate Reconciliations of Roaming Partners.

ü TAPIN File TD.57 and IOT Validation with corresponding RAP OUT Generation.

ü RAEX Rate and Partner Import for easy and error free con�guration

Key Features

Key Bene�ts

ü Enhances cash �ow through effective procedures of

disputes settlements with roaming & interconnect partners

ü Curtails Data Clearing House costs for the services which

include TAP, RAP & NR Generation and Validations.

ü Maximizes business revenue through the effective

implementation of agreements & settlements with

partners

ü Enhances RAEX Data Exchange with partners.

ü Reduces Total Cost of Ownership with multi-partner

business model support

ü De�nes Costing Policy on Vendors & pricing formula for

customer products.

ü Leverage existing infrastructure to provide new services.

ü Reduces operation efforts and chances of manual errors

through end-to-end auto rate management

2 Million+DisputeSettled

1 Billion+InvoicesSettled

20,000+Monthly Invoicesgenerated

5,000+Carriers businessinformation exchanged

200,000+Destination CodesProcessed

200 BillionCDRs Processedtill date

HPMN ASubscriber A

HPMN BSubscriber B

VPMN ASubscriber A

Roam

Call

Interconnect Roaming

Call

Retail

Product Catalogue & Lifecycle Management

Tax & Discount Management

Business Support System (BSS)

Subscriber Lifecycle Management

Dunning & Credit Control Management

Convergent Billing

Trouble Ticketing

Payment & Revenue Management

Subscriber Provisioning

Carrier-grade billing, customer care and provisioning platform enabling next generation data, voice and video services over wireline and wireless networks.

ü Business Rule driven processes supporting dynamic business needs

ü Time stamped Audit Trails of signi�cant activities

ü Convergent product portfolio comprising different plans, targeting different market needs & segments

ü Real Time Credit Limit Monitoring with Subscriber Blacklisting & Whitelisting based on credit history

ü Payment gateway integration for online Payments & Recharges

ü Work�ow based trouble ticketing with Assignment & Escalation matrix

ü Voucher PIN encryption & decryption using standard algorithms like AES 128/256 , DES, 3DES

Key Features

Key Bene�ts

ü Carrier-grade billing, customer care and provisioning

platform that enable next generation data, voice and video

services over wireline and wireless networks

ü Product bundling through �exible product bundling

architecture; IMS based product models, multiple product

hierarchy, faster product roll-out (Reduced Time-To-Market

ratio) with integration of network elements and servers

ü N Level Hierarchy for Subscriber with Lifecycle

Management & Monitoring

ü Faster integration, implementation & launch of new

services

ü Uni�ed controls for Prepaid & postpaid for seamless

subscriber experience & end- to-end automation and real-

time service activation for rapid customer acquisition.

ü Increased security & detailed insight through audit trails

ü Noti�cations to concerned users for all ongoing activities or

events

Business Aspects Pay As You

Opt Model

ProductCatalog

Subscriber provisioning

Payment &Adjustment

Billing

Build As youGrow Model

AccountFinder

Selfcare (MobileApp & Web)

Voucher & Recharge

SchedulerBatch Jobs

Faster Time To Market

Accountmanagement

Convergent Billing

BusinessDashboard

ReduceOp Ex

Subscriptionmanagement

Dunning & Credit Control

Business Operations

Applications

Fraud Management & Revenue Assurance Solution

Near Real Time Fraud Detection

End-to-End DataMediation

Business Support System (BSS)

Subscriber Profile Management

Sim BoxDetection

Data Reconciliation

Business IntelligenceReports

Testing IVR Tool Integration

DynamicKPIs

Overcome frauds and limits the amount of money lost due to faulty billing systems, redundantly provided services, and scam.

ü Monitor all network & subscriber usage in near to real time including voucher and distributor fraud.

ü Intelligent Warning Con�guration with thoughtful Analysis.

ü Single Dashboard for Summary and Detail for All Network Elements

ü Fraudulent activity identi�cation (based on deviant call patterns, call activity, watch list, and subscriber information)

ü System integrates with the Testing Tool, to further amplify the fraudster data

ü Resolve cases intelligently with options ranging from automated disabling of the number to con�guration changes

ü Distinguish fraud from honest customer usage, based on the signature pro�le.

ü Detection through ETL and Intelligent Warning Systems to generate Alarms

Key Features

Key Bene�ts

ü Early Detection of Fraud enables to the prevention of

further revenue loss.

ü Bird eye view, transforming data into useful information

and delivering in Dashboard

ü Fully Con�gurable, modular and scalable architecture that

is easy to install and operate.

ü Advanced Data Manipulation algorithms for signi�cant

increase of detection frequency.

ü Dynamic Dashboard con�guration with Multiple Reports

and Widgets

ü Compliance with Global Industry standards.

ü Parallel data processing to handle large volume of data.

ü Amplify the identi�ed scenarios with available data to get

maximum result.

ü Networks

ü Services & Tariffs

ü Recharging

ü Subscriber Data

ü Roaming

Data Acquisition

ü Mediation

ü Monitoring

ü Correlation

ü Rating

ü Test Call

Data Processing

ü Alerts

ü Business

Intelligence

ü Dynamic Reports

ü Dashboard

Data Presentation

ü Prepaid Fraud

ü Business Fraud

ü Distribution Fraud

ü Subscription Fraud

ü SIM BOX Fraud

Data Mining

Fraud Management

Revenue Assurance

Analytical Rule Engine & Workflow

ü Traffic Usage

Assurance

ü Subscriber Pro�le

Assurance

ü Con�guration

Reconciliation

ü Rating Compliance

Integrated Carrier Switch & Session Border Controller

Security Profile

Media Agent

Network Switching Subsystem (NSS)

Switch, Trunk & Business Process Management

Call Session Controller

QoS Controller

Real-time Billing and Reporting

Digit Rule and Product Management

Carrier Self-care Portal

A robust solution with enhanced message & packet processing, high loads handling capabilities, and independent scaling of signaling & media.

ü Interconnect Border Control Function (i-BCF) & Transition Gateway (TrGW)

ü Intrusion Detection & Lawful Interception Support

ü IPv4-IPv6 & TDM-IP Interworking

ü Encryption/Authentication

ü Transcoding Support for seamless codec translation

ü Innovative real-time Switching, Rating, Routing and Billing Modules for greater customer satisfaction

ü Business process optimization for hassle-free prepaid/postpaid VoIP business through carrier web self-care portal

ü Supports virtualization & clustering for scalability & disaster recovery

Key Features

Key Bene�ts

ü Call admission control for seamless traffic management

ü Privacy through topology hiding

ü SIP interworking between IMS and non IMS networks

ü SIP headers manipulation for �exible interoperability

ü Integrated real-time Billing with Auto Credit Control

ü Dynamic, Hybrid & Least Cost Routing

ü Dynamic, Quality Based & Least Cost Routing

ü End-to-end security over public or private networks

15+ yearsof rich experience inproviding Switching solution

100,000concurrent callmanagement capability

Service Provider Network

<0.0002 secroute lookup time throughintelligent routing

300,000+live Port Capacityglobally

1,500+ Portof transcoding supporton single box

750+ CallsPer Instancehandling capacity

SBC

VAS Peering

SBC SP Network

ContactCenter

Residential VoIPIP Centrex

SIPTrunking

Enterprise Retail Switch

Hosted PBX

VirtualNumber

Network Switching Subsystem (NSS)

Subscriber and Account Management

UnifiedCommunication

International Number Transfer Service (INTS)

White LabelMobile Dialer

SIPTelephony

Calling Card and Callback

A communication platform for delivering VoBB, Hosted PBX,Uni�ed Communication, Calling Card, Contact Center Solutionsand DID Retail services.

ü Uni�ed Service Support in subscriber accounts

ü Feature rich UC Mobile App

ü Advanced Tariff & Reseller Management

ü Dynamic IVR Management

ü Self-care Portal for IP Office, Calling Card, SIP Trunking

ü 10,000+ Concurrent Call Support

ü Fraud Detection Module

ü SBC: Firewall for DOS protection, SSL

Key Features

Key Bene�ts

ü Uni�ed Communication platform to launch IM, Presence,

Video and Conferencing

ü IP Office delivers advanced PBX functionalities like

voicemails, automated greetings, conference calling, call

logs, etc. to SMEs/Enterprises for zero investment on CAPEX

ü SIP Application Server for retail VoIP calling- Your Gateway

to Uni�ed Communications

ü All-in-one solution for delivering high quality, feature-rich

residential VoIP services to Small /Home Offices (SOHO)

ü Instant launch of International Number Transfer Service

(INTS), prepaid calling cards, call back services, SIP

telephony (VoBB)

ü Web-based customer service platform

ü Economical Roaming services through International

Number Transferring Services – Roaming on IP

ü Saves network infrastructure and communication costs

with SIP Trunking

ü Launch and Manage multi-currency products and plans

4 OSof MobileDialers

100+GlobalDeployments

15+ Yearsin EnterpriseSwitching

N layersof Reseller/AgentManagement

10+ MillionCards Issuedtill date

100+BusinessReports

End User

Communication

Panamax Bridge2CallUni�ed CommunicationCollaboration Platform

Application

Interaction is intelligent adaptable & Personalize

Infrastructure, Protected, Leveraged into new Value

Agility, EnhancedCustomer Service

Productive

Interaction

Collaborative Engagement

Intelligent Automation

Online Charging System (OCS)

Diameter Agent

Package Manager

Network Switching Subsystem (NSS)

Diameter Credit Control Application

Subscriber Profile Repository

Administrative Interface Manager

Rating Engine

Account Balance Manager

Alerts and Notification

A fully converged charging solution equipping communication service providers with convergence in the area of real-time rating and charging.

ü Simple yet comprehensive user interface helps you to create discounts, tariffs, promotions and bonuses Just in Time to deliver what

your customers need

ü Adaptive Rating and Charging Engine allows you to create wide range of services

ü Compete effectively with carrier-grade performance, high availability and low latency

ü Family Plans and Shared Wallet enables operator to allow the subscriber to share services with family members.

ü Reduce revenue leakage: CDR repair component makes it possible to rerate or repair corrupt CDRs

ü Cloud enabled: Can be deployed easily over virtual/cloud platform

ü Support of vendor management system

Key Features

Key Bene�ts

ü Enhance customer experience by personalized

con�guration

ü Accelerate revenue by creating innovative offers

ü Minimize CAPEX and OPEX by all in one convergent

solutions: Prepaid/postpaid, Rating/Charging, SPR

ü Quickly launch new offers by activating real time product

con�guration

ü Scalable as per your needs by modular product architecture

ü Fits into any network by supporting wireline, wireless

2G/3G/4G (LTE, VoLTE), WiMAX networks

ü Increase pro�tability by lowering operational cost

ü Real-time rule and charging decision with the help of

advanced inbuilt analytic component

ü Future ready by using latest technologies

Online Charging System

PLMN PCEF PCRF CSCF

Billing

AIM

ABM CCA DA

RESPR

BI/DWH

for Telcos

Top Up and Bill Payment

Mobile Wallet

G2P payments

Mobile Financial Solutions (MFS)

Micro Credit Micro Savings

P2P Transfer

M health

International Remittance

Voucher & Coupon management

Enterprise Mobile Money& Agro Payments

Enable telcos to roll out and manage mobile money servicesby addressing diversi�ed technology needs inline withthe changing business life cycle

Campaign Manager

ElectronicKYC

ü Trust Account Management

ü Dynamic EKYC

ü Comprehensive Agent and merchant network management module

ü Flexible Wallet user on boarding work �ows

ü Campaign management

ü AML/CFT Compliance

ü Modular architecture

ü Secure, open & easy to integrate APIs

Key Features

Key Bene�ts

POS Options Agent & Merchant

ü Wide range of Use Cases to diversify usage and increase

ARPU

ü Effective marketing Campaigns for driving service adoption

ü Digital Eco system development

ü Faster Customer/agent/merchant on boarding

ü Effective Agent / merchant network management

ü Effective Regulatory compliance and Risk Management

Handheld ConventionalPOS

AndroidPOS

Others

Handheld Pos

NFCPosMpos

Handheld Android

BiometricAndroid

SunporchBluetooth Printer

Android+Printer Nitgen

QR Code ATMBeaconsLow Cost NFC / QR code

for Banks

mWallet

Mobile Financial Solutions (MFS)

MobileBanking

Subsidy Distribution (G2P payments)

Agency Banking

Mtoolkit Host CardEmulation

Merchant payments (NFC/QR Code)

Money Transfer

Help Banks to leverage mobile convergence for offering bankingservices targeted to speci�c customer segments.

ü GUI-based solution catering to a wide spectrum of micro-�nance operations, including diverse lending methodologies & institutional

models.

ü Loan instalments repayments using funds in micro banking account

ü Multiple wallet pro�le with subscriber transfer

ü Self-care via web, mobile app, USSD

ü Business service to be available for web portal, USSD, SMS, mobile apps, POS, IVR

ü Long distance remittances

ü Push noti�cations for all banking services.

Key Features

Key Bene�ts

ü Easy customer and agent on boarding

ü Increased security with reduced cash transactions

ü Flexible, expandable access points by agent Network

ü Reduced theft, fraud and mismanagement

ü Enhanced Customer and Program Insight

ü Secured way for un-banked to save their money

50K+POSTerminals

200+ProductLibraries

150K+AgentsGlobally

500+Business OrientedFeatures

16 LevelAgent/MerchantManagement

SMS & USSD

Smart Watch

Smart Phone

NFC

Web

QR Code

Chip & Pin

Access Channels

Enhancing Business Performance

Managed Services

Backup/DisasterManagement Planning

Trouble Ticket Management Inbound/Outbound

Telephonic Support

Active & Passive – Route Testing & Monitoring

Online Support via Skype

Switch Management

Business Support andMaintenance

Interconnect Management

Managed Hosting & Business Support Services tailored to meet the functional and operational challenges of the customers.

ü Decades of proven experience in the Telecom & Mobile Finance Services industry enables rede�ning of your markets by providing

innovative solutions for becoming more agile, reducing �xed operations costs, and introducing next generation services in your

business

ü Our services are well aligned to the needs of the telecom & Mobile Finance Services industry and helps install, implement,

commission, regulate, and manage communication networks and services with ease while making you drive enhanced ROIs

ü Post implementation support for incidents, service and enhancement requests

ü Regular maintenance updates on periodic basis

ü Speci�c upgrade assurance packages to keep-up with the latest software release

Our Services

Post Implementation Support Services

Professional Services

Project/program management

Managed Services

Custom development

Add-on Services for Telecom

Strategic consulting

Add-on Services for MFS

ü Legal services

ü Accounting & Finance

ü Hosting & IT infrastructure

ü Hardware, Software and

Database services

ü Application maintenance

ü Business support &

consulting

ü Trading desk services

ü Rates and routing

ü Network operations centre

ü Revenue assurance

ü Marketing services

ü Product management

Reporting

Improve

Pro-Active Support

Remote Support

Maintenance

Monitoring

Our Accolades

MobiFin wins Excellence in Branchless Banking Award at Mobile Money & Digital Payments Global-2014

MobiFin wins GESIA Best Innovation by an ICT Company-Gujarat Award-2015

MobiFin wins Fintech Innovation Award for Emerging Markets-2015

Bridge2Call wins Unified Communications Product of the Year Award -2015 from TMCnet

iMax wins 2015 Internet Telephony TMC Labs Innovation Award

iMax wins 2015 Communications Solutions Product of the Year Award

iMax wins 2016 Internet Telephony TMC Labs Innovation Award

BillCall wins Communications Solutions Product of the Year Award 2016

Bridge2Call wins Unified Communications Product of the Year Award -2016 from TMCnet

Bridge2Call win 2017 INTERNET TELEPHONY Product of the Year Award by TMCnet

Bankai Group recognized as one of the Fastest Growing Technology Companies in North America by Deloitte

Our Clients

*Selected Bankai Group Clients

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HeadquartersPanamax Inc.

Contact No. Email Website

R&D CenterPanamax Infotech Ltd.

80 - 02 Kew Gardens Road,Suite 1040,Kew Gardens,New York 11415USA

+1 718 713 8417 info@panamaxil.com www.panamaxil.com

Panamax House, Plot No. 8,Khushman Housing Society,Near Vivekanand Circle,Memnagar, Ahmedabad 380 052India

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