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IntroBlaine , MNCampus
Brooklyn Center, MN. Campus
Moorhead, MNCampus
Plymouth, MN Campus
Richfield, MNCampus
Rochester, MNCampus
Shakopee, MNCampus
St. Cloud, MNCampus
Woodbury, MNCampus
Eau Claire , WICampus
Minneapolis MN Campus
Sioux Falls, SDCampus
Elk River, MNCampus
La Crosse, WICampus
Lakeville, MNCampus
Middleton, WICampus
go forwardTO A GREAT CAREER
The Price of IndependenceYour family has been providing for you and supporting you
your whole life. Soon you will be independent and supporting yourself…
Surviving your first year in the
“Real World”
• Some landlords cover the cost of water, garbage, and heat
• Electric bill
Utilities
1BR: $252 BR: $40
Xcelenergy.com
• Cell Phone ($50-$75)
• Text/Pic ($5-$10)
• Data Plan ($30)
• Internet ($30-$45)
• Landline ($25 Basic) * Other charges may include long distance and overages
Communications
$50 - $150Verizon.comQuest.com
• Rates can vary depending on…• Where you live• Type of car• Age• Gender• Driving record
Car Insurance
Good $141 / $178Not Good $183 / $217
Gasoline costs will vary based on• What you drive• How far you travel• Where you live
Gasoline
$100 - $250
• What do you like to do for fun?• Music, movies, books, magazines• Memberships, licenses• Vacations
Entertainment
$100 - $250DirectTV.com
Will you receive health insurance through your employer?
Medical Expenses
Employer Medical - $120Employer Dental - $34
Individual - $125
• They can work for you or against you!
• Credit cards can be useful…– Credit Rating– Emergencies– Internet Purchases/Security– Travel
Credit Cards
1. Add your monthly expenses
2. Multiply your total monthly expenses by 12
3. Multiply your yearly expenses by 1.25
4. Divide your gross income by 2,000
Dollars per Hours Formula
• Do you have the skills RIGHT NOW to be paid the hourly wage you calculated?
• Is that the kind of job you want?
The Price of Independencee is not always cheap