intro to the community rating system (crs) · intro to the community rating system (crs) crs for...

22
Intro to the Community Rating System (CRS) CRS for Community Resilience

Upload: others

Post on 10-Jul-2020

6 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 1CRS Green Guide, 2017

Intro to the Community Rating System (CRS)

CRS for Community Resilience

Page 2: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 2CRS Green Guide, 2017

About the NFIP

Image Credit: AlexiusHoratius, via the Wikimedia Commons.

Page 3: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 3CRS Green Guide, 2017

What is the CRS?Community Rating System (CRS): “a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements” (FEMA, 2016).

Page 4: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 4CRS Green Guide, 2017

CRS Participants in Numbers

Source: (FEMA, 2012)

Page 5: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 5CRS Green Guide, 2017 Source: (FEMA, 2012)

CRS Participants in Numbers

Page 6: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 6CRS Green Guide, 2017

229

480

376

218

1284 2 6 1

9 8 7 6 5 4 3 2 1

1444 CRS Communitiesas of May 1, 2017

CRS Class

CRS Class Breakdown

Page 7: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 7CRS Green Guide, 2017

Community Rating System Basics

Gene Kohls, ISO

Page 8: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 8CRS Green Guide, 2017

CRS Basics FEMA program NFIP program Voluntary program Provides reduced flood insurance

premiums in areas of enhanced floodplain management

(above and beyond the minimum requirements of the NFIP)

Administered by the Insurance Services Office ISO/CRS Specialist

Page 9: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 9CRS Green Guide, 2017

Goals

1. Reduce and avoid flood damage to insurable property

2. Strengthen and support the insurance aspects of the NFIP

3. Foster comprehensive floodplain management

Page 10: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 10CRS Green Guide, 2017

Class Points SFHA Non-SFHA PRP1 4,500 45% 10% 02 4,000 40% 10% 03 3,500 35% 10% 04 3,000 30% 10% 05 2,500 25% 10% 06 2,000 20% 10% 07 1,500 15% 5% 08 1,000 10% 5% 09 500 5% 5% 0

10 < 500 0 0 0

CRS Class Breakdown

Page 11: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 11CRS Green Guide, 2017

Class PrerequisitesClass 9

• Community in regular phase of NFIP 1 year• Full compliance minimum NFIP requirements• Maintain elevation certificates new/substantially

improved structures• If more than one repetitive loss property must take action

(Section 501)• The community must maintain flood insurance policies

for community-owned buildings (Section 210-1)

* If a coastal community receives a LIMWA must agree to show on final FIRM*

Page 12: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 12CRS Green Guide, 2017

4 Series of Activities300 Public Information400 Mapping and Regulations500 Flood Damage Reduction600 Warning and Response

19 Activities94 Elements

Page 13: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 13CRS Green Guide, 2017

The Process (CRS)

Page 14: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 14CRS Green Guide, 2017

Operation

ApplicationVerification VisitRecertificationModificationCycle Verification

Page 15: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 15CRS Green Guide, 2017

Page 16: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 16CRS Green Guide, 2017

Page 17: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 17CRS Green Guide, 2017

Region 1 Status

State Class 9 Class 8 Class 7 TotalMassachusetts 9 10 1 20Maine 4 9 4 17Connecticut 3 6 2 11Rhode Island 2 4 4 10Vermont 5 2 7New Hampshire 3 2 5Total 26 33 11 70

Page 18: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 18CRS Green Guide, 2017

RI CRS CommunitiesCommunity Name Policies CRS Class

Narragansett, Town 1,490 7Warwick, City 1,360 9Barrington, Town 1,193 --Newport, City 1,192 --Westerly, Town 1,040 8South Kingston, Town 916 --North Kingston, Town 838 9Charlestown, Town 732 7Portsmouth, Town 686 --Providence, City 5907 --

Page 19: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 19CRS Green Guide, 2017

Benefits of the Program• Money stays in the community• Organized programs• Technical assistance• Public information builds constituency• Incentive to keep implementing activities• Community Pride

Page 20: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 20CRS Green Guide, 2017

“HELP”• ISO/CRS Field Representative• State• FEMA• CRS Website: crsresources.org• Publications• Other CRS Communities• CRS users groups

Page 21: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 21CRS Green Guide, 2017

www.CRSResources.org

Introduction to the CRS

Page 22: Intro to the Community Rating System (CRS) · Intro to the Community Rating System (CRS) CRS for Community Resilience. CRS Green Guide, 2017 Slide 2 About the NFIP ... flood damage

Slide 22CRS Green Guide, 2017

Questions?Eugene Kohls, CFMPhone: 305-202-1780Email: [email protected]