introduction to programs at the guam sbdc
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Introduction to Programs at the Guam SBDC. At the University of Guam School of Business & Public Administrati on. - PowerPoint PPT PresentationTRANSCRIPT
Introduction to ProgramsIntroduction to Programsat the Guam SBDCat the Guam SBDC
The University of Guam Pacific Islands Small Business Development Center Network is The University of Guam Pacific Islands Small Business Development Center Network is sponsored and partially funded by the U.S. Small Business Administration (SBA) under sponsored and partially funded by the U.S. Small Business Administration (SBA) under
a Cooperative Agreement. SBA’s funding is not an endorsement of any products, a Cooperative Agreement. SBA’s funding is not an endorsement of any products, opinions, or services. All SBA funded programs are extended to the public on a non-opinions, or services. All SBA funded programs are extended to the public on a non-
discriminatory basis.discriminatory basis.Guam SBDCGuam SBDC 11
At the University of Guam School of Business & Public At the University of Guam School of Business & Public AdministratiAdministration
Our MissionOur Mission
• To support the growth and To support the growth and economic economic
development development
• of the of the U.S. affiliated Pacific Islands U.S. affiliated Pacific Islands in the in the
western pacific region western pacific region
• by providing by providing high quality training high quality training and one-to-and one-to-
one one confidential counselingconfidential counseling
• to existing and prospective to existing and prospective small businessessmall businesses..
Guam SBDCGuam SBDC 22
How we got How we got herehere
• Funded by U.S. SBA & Host AgenciesFunded by U.S. SBA & Host Agencies
• PISBDCN (Guam) opened May 1995PISBDCN (Guam) opened May 1995
• National SBDC established July 1980National SBDC established July 1980
• Nationwide 63 Networks, 900+ service Nationwide 63 Networks, 900+ service
centerscenters
Guam SBDCGuam SBDC 33
What we doWhat we do
Business Counseling ServicesBusiness Counseling Services
Small Business Training ProgramsSmall Business Training Programs
Small Business Assistance CenterSmall Business Assistance Center
Community / Village Outreach ProgramsCommunity / Village Outreach Programs
Guam SBDCGuam SBDC 44
Our Training Our Training Programs Programs Include:Include:
HOW TO START A BUSINESSHOW TO START A BUSINESS
HOW TO WRITE A BUSINESS HOW TO WRITE A BUSINESS
PLANPLAN
HOW TO MANAGE A BUSINESSHOW TO MANAGE A BUSINESS
HOW TO MARKET YOUR BUSINESSHOW TO MARKET YOUR BUSINESS
HOW TO PREPARE A MARKETING HOW TO PREPARE A MARKETING
PLANPLAN
INTRODUCTION TO MICRO CREDITINTRODUCTION TO MICRO CREDIT
Guam SBDCGuam SBDC 55
INTRODUCTION TO FINANCIAL INTRODUCTION TO FINANCIAL STATEMENTSSTATEMENTS
HOW TO PREPARE A FINANCIAL PLANHOW TO PREPARE A FINANCIAL PLAN
QUICKBOOKS SOFTWARE TRAININGQUICKBOOKS SOFTWARE TRAINING
CASHFLOW BUDGET & ANALYSISCASHFLOW BUDGET & ANALYSIS
PROFIT MASTERY SERIESPROFIT MASTERY SERIES
SMALL BUSINESS TAX REQUREMENTSSMALL BUSINESS TAX REQUREMENTS
Our Location:Our Location:UOG -Leon Guerrero UOG -Leon Guerrero
SBPA Building SBPA Building Room 148Room 148
Guam SBDCGuam SBDC 66
Our NetworkOur Network
Guam SBDCGuam SBDC 77www.pacificsbdc.com
Our ResourcesOur Resources
Small Business ComputersSmall Business Computers
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Internet provided by:
Our ResourcesOur Resources
Assistive Technology Computer Assistive Technology Computer
StationStation
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Internet provided by:
More More ResourcesResources
Small Business LibrarySmall Business Library
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More Online More Online TrainingTraining
• Go to Go to www.pacificsbdc.com
• Click on Click on
• Select a courseSelect a course
• Complete your registrationComplete your registration
• More than 20 small business courses More than 20 small business courses – ALL FREE– ALL FREE
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PartnersPartners
• U.S. Small Business Administration-Guam BranchU.S. Small Business Administration-Guam Branch– Kenneth Lujan, Branch Manager, 671-472-7277Kenneth Lujan, Branch Manager, 671-472-7277– Email: Email: [email protected] ; Website: ; Website: www.sba.gov
• UOG Guam Procurement Technical Assistance Center (PTAC)UOG Guam Procurement Technical Assistance Center (PTAC)– Vera Topasna, Program Manager, Ph: 671-735-2596Vera Topasna, Program Manager, Ph: 671-735-2596– Email: Email: [email protected] ; Website: ; Website: www.guamptac.com
• Guam Veterans Business Outreach Center (VBOC)Guam Veterans Business Outreach Center (VBOC)– Frank Crisostomo-Kaaihue, Director, Ph: 671-475-4900Frank Crisostomo-Kaaihue, Director, Ph: 671-475-4900– Email: Email: [email protected] ; Website: ; Website: www.guamvboc.com
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PartnersPartners
• Pacific Islands Microcredit Institute (PIMI)Pacific Islands Microcredit Institute (PIMI)– Marie Mesa, President or Denise Hertslet, E.D., Ph: 671-483-7325Marie Mesa, President or Denise Hertslet, E.D., Ph: 671-483-7325– Email: Email: [email protected]
• UOG Pacific Center for Economic Initiatives (PCEI)UOG Pacific Center for Economic Initiatives (PCEI)– Dr. Anita B. Enriquez, Executive Director, Ph: 671-735-2553Dr. Anita B. Enriquez, Executive Director, Ph: 671-735-2553– Email: Email: [email protected]
• Guam Economic Development Authority (GEDA)Guam Economic Development Authority (GEDA)– Greg Sablan, Industry Development Specialist, Ph: 671-647-4332 ext .112Greg Sablan, Industry Development Specialist, Ph: 671-647-4332 ext .112– Email: Email: [email protected] ; Internet: ; Internet: www. investguam.com
• U.S. Department of Agriculture Rural Development (USDA RD)U.S. Department of Agriculture Rural Development (USDA RD)– Joe Diego, Area II Director, Ph: 671-300-8560Joe Diego, Area II Director, Ph: 671-300-8560– Email: Email: [email protected]
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PartnersPartners
• Guam Chamber of CommerceGuam Chamber of Commerce– David Leddy, Executive Director, Ph: 671-472-6311David Leddy, Executive Director, Ph: 671-472-6311– Email: Email: [email protected]
• Department of Chamorro Affairs, Chamorro VillageDepartment of Chamorro Affairs, Chamorro Village– Joseph Cameron, President or Jeffrey San Nicolas, CV General Manager, Joseph Cameron, President or Jeffrey San Nicolas, CV General Manager,
Ph: 475-0378Ph: 475-0378– Email: Email: [email protected]
• UOG Guam CEDDERS: Get Guam Teleworking Loan ProgramUOG Guam CEDDERS: Get Guam Teleworking Loan Program– Carla Torres, Program Coordinator, Ph: 671-735-2491Carla Torres, Program Coordinator, Ph: 671-735-2491– Email: Email: [email protected]
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PartnersPartners
• Guam Contractors Association Guam Contractors Association – James Martinez, President, Ph: 671-647-4840James Martinez, President, Ph: 671-647-4840– Email: www.guamcontractors.org Email: www.guamcontractors.org
• Bank of GuamBank of Guam– Lou Leon Guerrero, President and CEO, 671-472-5300Lou Leon Guerrero, President and CEO, 671-472-5300– www.bankofguam.com www.bankofguam.com
• DISID-Department of Vocational RehabilitationDISID-Department of Vocational Rehabilitation– Ben Servino, Director of DISID, Ph: 671-475-5744Ben Servino, Director of DISID, Ph: 671-475-5744– Email: [email protected] Email: [email protected]
• Oasis Empowerment Center for WomenOasis Empowerment Center for Women– Holly Rustick, Program Manager, Ph: 671-646-4601Holly Rustick, Program Manager, Ph: 671-646-4601– Email: [email protected] Email: [email protected]
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SBA LoanSBA LoanGuarantee Guarantee ProgramsPrograms
SBA works in partnership with local commercial SBA works in partnership with local commercial banks - preferred lending partners – to offer:banks - preferred lending partners – to offer:
• SBA ExpressSBA Express
• SBA Small Loan AdvantageSBA Small Loan Advantage
• SBA Patriot ExpressSBA Patriot Express
• Regular SBA 7(a) Program LoansRegular SBA 7(a) Program Loans
• CDC/504 Loan ProgramCDC/504 Loan Program
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SBA Preferred SBA Preferred Banking PartnersBanking Partners
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ANZANZ Bank of GuamBank of Guam Bank of Hawaii Bank of Hawaii BankPacificBankPacific Coast 360 Federal Credit UnionCoast 360 Federal Credit Union Community First Federal Credit Community First Federal Credit
UnionUnion First Hawaiian BankFirst Hawaiian Bank
Other Loan Other Loan ProgramsPrograms
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PIMIPIMI: : Microcredit Loan ProgramMicrocredit Loan Program
GEDAGEDA: : Microloan Program, Agriculture, Guarantee Microloan Program, Agriculture, Guarantee
Loan ProgramLoan Program
PIDBPIDB: : Development Loan ProgramsDevelopment Loan Programs
USDAUSDA: Guarantee Loan Programs: Guarantee Loan Programs
USDA FSAUSDA FSA: : Agriculture, Aquaculture, Value-Added Agriculture, Aquaculture, Value-Added
Businesses-Operating Capital, Youth, Farm OwnershipBusinesses-Operating Capital, Youth, Farm Ownership
GGTGGT: : Disability Business Loan ProgramDisability Business Loan Program
Funding Funding ProgramsPrograms
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Guam Soup StockGuam Soup Stock: : Grass Roots Community-funded Grass Roots Community-funded
business micro-grantsbusiness micro-grants
DVRDVR: : Federal Funds for small business start-up for Federal Funds for small business start-up for
people with disabilitiespeople with disabilities
U.S. Veterans AffairsU.S. Veterans Affairs: : Federal Funds for small Federal Funds for small
business start-up for Veterans with disabilitiesbusiness start-up for Veterans with disabilities
GOAL-AT Loan ProgramGOAL-AT Loan Program: Assistive Equipment and : Assistive Equipment and
Devices for people with disabilitiesDevices for people with disabilities
Funding Funding ProgramsPrograms
2020
Guam Soup StockGuam Soup Stock: : Grass Roots Community-funded Grass Roots Community-funded
business micro-grantsbusiness micro-grants
DVRDVR: : Federal Funds for small business start-up for Federal Funds for small business start-up for
people with disabilitiespeople with disabilities
U.S. Veterans AffairsU.S. Veterans Affairs: : Federal Funds for small Federal Funds for small
business start-up for Veterans with disabilitiesbusiness start-up for Veterans with disabilities
GOAL-AT Loan ProgramGOAL-AT Loan Program: Assistive Equipment and : Assistive Equipment and
Devices for people with disabilitiesDevices for people with disabilities
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““Get Guam Teleworking” (GGT)Get Guam Teleworking” (GGT)
•Eligible to persons with disabilitiesEligible to persons with disabilities
•Provides low interest loans for self-Provides low interest loans for self-employmentemployment
•Individuals are able to create a new Individuals are able to create a new business or work for an existing one.business or work for an existing one.
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““Get Guam Teleworking” (GGT)Get Guam Teleworking” (GGT)
•Business PlanBusiness Plan
•Loan Application Loan Application
•Loan Review CommitteeLoan Review Committee
•Funding through PIMI and Bank of Funding through PIMI and Bank of GuamGuam
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““Guam Options for Alternative Loans – Guam Options for Alternative Loans – AT” (GOAL-AT)AT” (GOAL-AT)
•Eligible to persons with disabilitiesEligible to persons with disabilities
•Focuses on providing low interest loans to Focuses on providing low interest loans to purchase AT only.purchase AT only.
•Individuals have an alternative means in Individuals have an alternative means in purchasing AT and establish credit history.purchasing AT and establish credit history.
Certified Certified Business Business
CounselorsCounselors• Denise Mendiola Hertslet Denise Mendiola Hertslet
– Certified Senior Business CounselorCertified Senior Business Counselor• Bank of Guam Women In Business Program CoordinatorBank of Guam Women In Business Program Coordinator
• Microcredit Training CoordinatorMicrocredit Training Coordinator
• Fred GranilloFred Granillo– Certified Business CounselorCertified Business Counselor
• Guam SBDC Training CoordinatorGuam SBDC Training Coordinator
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In summaryIn summary
We can help with:We can help with: Start-Up AssistanceStart-Up Assistance
Business PlansBusiness Plans
Financing/CapitalFinancing/Capital
Managing a BusinessManaging a Business
Business ExpansionBusiness Expansion
Buying/Selling a BusinessBuying/Selling a Business2525
Si Yu’os Ma’ase!Si Yu’os Ma’ase!
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Contact us for an appointment TODAY:
PH: 671-735-2590FAX: 671-734-2002
www.pacificsbdc.com
Network Director: Casey JeszenkaPh: 671-735-2593Email: [email protected]
Associate Network Director: Georgette Reyes Administrative Assistant: Laurine SablanPh: 671-735-2591 Ph: 671-735-2590Email: [email protected] Email: [email protected]
Support Small Support Small Businesses!Businesses!
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Toni Tainatongo, Familia Lawn Service
Kurten Orichiro, Great Cleaning
ServiceFrancia Reyes, FR
Laundromat