introduction to qualified certificates supporting psd2 · eidas meets psd2 securing access to...

INTRODUCTION TO QUALIFIED CERTIFICATES SUPPORTING PSD2Michał Tabor

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eIDAS meets PSD2Securing Access to Financial Services with Qualified Certificates

CERTIFICATE


TWO CERTIFICATES

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QUALIFIED CERTIFICATE FOR ELECTRONIC SEAL

Issued to: Payment Service ProviderIssued by: Qualified Trust ServiceValid from: 2018/03/20 to: 2020/03/20

QUALIFIED WEBSITE CERTIFICATE

Issued to: Payment Service ProviderIssued by: Qualified Trust ServiceValid from: 2018/03/20 to: 2020/03/20

Qualified Certificates for Seals (QCSEALs)EU 910/2014 (eIDAS)Annex III

Qualified Website Certificates (QWACs):EU 910/2014 (eIDAS)Annex IV

For the purpose of identification PSPs shall rely on


REQUIRED PSD2 DATA (RTS) in CERTIFICATE

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QUALIFIED CERTIFICATE

Issued to: Payment Service Provider Issued by: Qualified Trust ServiceValid from: 2018/03/20 to: 2020/03/20…

Authorisation Number of PSP

PSD2 Role(s) of PSP

Name of Home Competent Authority


REQUIRED PSD2 DATA (RTS) in CERTIFICATE

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PSD2 Role(s) of PSP

Name of National Competent Authority

RTS


THE SOURCE OF REQUIRED DATA IN CERTIFICATE

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PSD2 Role(s) of PSP

Name of National Competent Authority

NATIONAL COMPETENT AUTHORITY

PUBLIC REGISTER


POLICY REQUIREMENTS

CERTIFICATE ISSUANCE


PAYMENT SERVICE PROVIDER

PUBLIC REGISTER

QUALIFIED TSP CERTIFICATION AUTHORITY

1. Certificate application

2. Identity validation

NATIONALCOMPETENT AUTHORITY

AUTHORISATIONPSD2 Specific Attributes

Certificate Issuance


POLICY REQUIREMENTS

CERTIFICATE REVOCATION


PUBLIC REGISTER

RELYING PARTY (eg. PSP, PSU)

QUALIFIED TSP CERTIFICATION AUTHORITY

PSP

NATIONALCOMPETENT AUTHORITY

Certificate Management


CERTIFICATE ATTRIBUTES


Authorisation number

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organizationIdentifier

PSD2 QCStatement

• PSD2 Role(s) of PSP• Name of National Competent Authority

PSDPL-KNF-1130348297


PSD2 ROLES AND NAME OF NCA

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• ROLES:(i) account servicing (PSP_AS);

(ii) payment initiation (PSP_PI);

(iii) account information (PSP_AI);(iv) issuing of card-based payment instruments

(PSP_IC);

• NAME OF NCA

PSD2 QCStatement

PSD2 QCStatement

• PSD2 Role(s) of PSP• Name of National Competent Authority


DRAFT ETSI TS 119 495

Electronic Signatures and Infrastructures (ESI);Sector Specific Requirements;Qualified Certificate Profiles and TSP Policy Requirements under the payment services Directive 2015/2366/EU


The DRAFT and Annexes

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Annex C ‐ Guidance for PSD2 NCAs

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• PSD2 Specific Attributes need to be• readily available for verification by QTSP, • in a form easily related to the Certificate.

• The QTSP needs to be informed by NCA if the PSP’s authorisation is revoked


ETSI TS 119495 TIMELINE

PotentiallyEuropean Standard (EN)


END OF PUBLIC REVIEW23 MARCH 2018

Thank you

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Michal TaborRapporteur of WI TS119495

[email protected]

introduction to qualified certificates supporting psd2 · eidas meets psd2 securing access to...

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