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• No Exit Load • Easy Liquidity

Don’t confine your money.Invest with HDFC Cash Management Fund - Treasury Advantage Planand Savings Plan.

CASH MANAGEMENT FUND - TREASURY ADVANTAGE PLAN CASH MANAGEMENT FUND - SAVINGS PLAN

(An Open-Ended High Liquidity Income Scheme)(An Open-Ended Income Scheme)

HDFC Cash Management Fund - Savings Plan is an Open-Ended High Liquidity Income Scheme with the objective to generate optimal returns while maintaining safety and high liquidity.

The scheme is positioned at the lowest end of the risk-return scale. It provides returns commensurate with low risk while providing a high level of liquidity. It is a product offering with a low level of interest rate risk.

HDFC Cash Management Fund - Savings Plan (HCMF-SP)

HDFC Cash Management Fund - Treasury Advantage Plan is an Open-Ended income scheme with the objective to generate regular income through investments in debt securities and money market instruments.

The scheme aims to maintain a portfolio with short-term maturities with high credit quality. It will leverage on the pricing inefficiencies between different credits and different tenors. It shall maintain higher current yields with focus on risk-adjusted returns.

The scheme is positioned between liquid funds and short-term plans with respect to the risk-return matrix. The focus would be to optimize portfolio yield through a judicious mix of short duration and mark-to-market assets.

HDFC Cash Management Fund - Treasury Advantage Plan (HCMF-TAP)

HDFC Cash Management Fund - Treasury Advantage Plan

HDFC Cash Management Fund - Savings Plan

Common Features for HCMF-TAP and HCMF-SP

Convenience

∙ Alternative to Short-Term Needs and High Liquidity

∙ No Exit Load

∙ Ease of Transacting: Purchase/Redemption requests are accepted on all business days (Monday to Friday except holidays). A purchase/redemption can be made both in online (www.hdfcfund.com) as well as offline mode at the AMC/CAMS office

Transparency & Liquidity

∙ Portfolios are disclosed on a monthly basis. Visit www.hdfcfund.com or the AMC office for details

∙ Redemption requests received within the cut-off time (3.00 p.m) are processed on a T basis and the proceeds are normally paid within 3/4 business days for HCMF-TAP and within 1 business day for HCMF-SP

∙ Electronic credit of funds through RTGS, NEFT and Direct Credit are available for redemption proceeds to avoid delay in transit

∙ Large Corpus mitigates Liquidity Risk

Suitability

∙ Investors desiring a product with emphasis on low levels of interest rate risk

∙ Returns are tax-efficient

∙ Investors having a short-term investment horizon, typically up to 3 months

∙ Investors seeking high level of liquidity for their investments

∙ As an alternative to a traditional savings/current bank account for parking of short-term surpluses

∙ Using it as a conduit to transfer funds systematically to other schemes such as diversified equity funds

Distinction between HCMF-TAP and HCMF-SP

HDFC Cash Management Fund

HCMF-SPHCMF-TAP

∙ Purchases made within the cut-off time (2.00 p.m) are eligible for the closing NAV of the day immediately preceding the day of receipt of application (subject to realization of funds amount within cut-off time)

∙ NAV declared all year round

∙ Purchases made within the cut-off time (3.00 p.m)

are eligible for same-day NAV (for ` 2 lakh and

above - subject to realisation of funds within the cut-off time)

∙ NAV declared only on business days

HDFC Cash Management Fund - Treasury Advantage Plan

HDFC Cash Management Fund - Savings Plan

∙ Income distributed by debt schemes will be exempt in the hands of the investors. On income distribution if any made by the Scheme, additional income tax is payable under Section 115 R of the Income Tax Act, 1961, at the following rates:

$ Including applicable surcharge, education cess and secondary and higher education cess.

Further, units held for a period of more than twelve months will qualify for long-term capital gains, if any.

Investors should be aware that the fiscal rules/tax laws may change and there can be no guarantee that the current tax position may continue indefinitely.For further details, please refer to the section titled “Taxation” in the Statement of Additional Information of the Fund. In view of the individual nature of tax consequences, each investor is advised to consult his/her professional tax advisor.

HDFC Cash Management Fund - Treasury Advantage Plan (Retail Option)

HDFC Cash Management Fund - Savings Plan

13.519

32.445

27.038

32.445

Category of InvestorsDividend Distribution Tax $(%)

Individuals/HUF

Others

HCMF-TAP HCMF-SP

Features

Taxation in the Scheme

HDFC Cash Management Fund

Investment Plan/Options Growth Option, Daily Dividend Option (Reinvestment facility only) and Weekly Dividend Option (with Payout and Reinvestment facility).

Minimum Application Amount

Benchmark Index

Load Structure Entry Load: Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors, including the service rendered by the ARN Holder.

Exit Load: Nil

Growth/Daily Dividend/Weekly Dividend Option - Purchase - ` 10,000 and any amount thereafter; Additional Purchase - ` 5,000 and any amount thereafter.

Crisil Liquid Fund Index

Investment Plan/Options Growth and Dividend Option. Dividend Option offers Daily Dividend Option with Reinvestment facility only and Weekly and Monthly Dividend option with Payout and Reinvestment facility.

Minimum Application Amount

Benchmark Index Crisil Liquid Fund Index

Load Structure Entry Load: Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors, including the service rendered by the ARN Holder.

Exit Load: Nil

Growth, Weekly and Monthly Dividend Option - Purchase: ` 5,000 and any amount thereafter; Additional Purchase: ̀ 1,000 and any amount thereafter. Daily Dividend Option - Purchase: ` 10,000 and any amount thereafter; Additional Purchase: ` 5,000 and any amount thereafter.

M U T U A L F U N D I N V E S T M E N T S A R E S U B J E C T TO M A R K E T R I S K S, R E A D A L L S C H E M E R E L AT E D D O C U M E N T S C A R E F U L LY.

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