investing for our future: ordinary capital resources impact stories


2/29

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diz b a yda iaya+

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ciammdm a

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4/29

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Daydy Zydz

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dy ai zzd zydz zb z bb# da# zd+

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DgtZtadez


5/29

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2


6/29

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DgtZtadez


7/29

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tbdz dz yd a M`# b azzejako ch|mezt jdt ?:> fg }ezt ai Lhfu# }be|e

~a` Diada

JAUK_\T0hpld

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DgtZtadez

89


10/29

~a` Diada

JAUK_\T0 Lmzb

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Exudt_eceka|0 /


11/29

D b a} Ld`dm ]z d}zda# Ba Xi# :9''adm }af ia B ~ayd# dzzddm a d ai mmm+ B bz l

jagdkm ta Led`dkm eye| eh| zdkje >5 ta}af }db b } dddm b dzfz mz+ ka} b dz dm a bdzbaa} a b ddmb d+

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hz b ~|j rz dz d }af zbdmb'z dz# hoL a dz bdm mbaam dz zd

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L Ced Fhk

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Fe ta M|a}tb

|d}z zd l aadm|a}tb hko eijdekj+ _|hkz~a|t cdkfza a ya z day

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DgtZtadez


12/29

h yd} ai b a d} a`zzba}z b Mo~# d Mo~# daz# ym da i dzlz ai b day zz a fz#} àlz# azz ai y# bmaaoz+ MO^ dkj|ehzeo dk tbe |zt :5 eh|z l8>8 eh|z hite| ~|aèjt jakzt|ujtdak dkb hoL d} a` z+

Bdmb za daz dzdyzz d a b àlz dm b d} azda a l zada+ Ia r# liatbe ~|aèjtz zth|teo# ?9% ai tbe ~ea~ce} dydm la} b ay d am bMudpbauZbudlhd |hdc}h# hko >> fdcagete|z "fg$hz} z ayd a bdmb'z dz+ham }db bdz d rzda# d zfza dz zd b zi+

tb zi dzz dz bm z b dzekjaukte| odijuct a~e|htdkm jakodtdakz hgdoydm maamd iz z b dzzazzb mb lb ai b a+

tb gddz ai |d}z }z a iadm baam rdzta geet dtz keeoz+ Dk >=# HOL h~~|ayeo h/8>> gdccdak cahk ta bec~ tbe gdkdzt| l|dkmd a baam ia zadm xdf

a mdz# ayd d lddmia| bhkocdkm ege|mekjdez ga|e eijdektc6 ya dzdda i}af ahjbdeye h xudjf# |ez~akzdye# hko eijdektm z zada zz+

hz } z daydm zi dldd#b zzz dz aldd a}d}d b bdybdmb adyd d'd d+

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tb a` dz dya am a di zii zfdzdd ia b zzz ai b a`+

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~a` Diada

JAUK_\T0 ~az |ld ai jbd

^\A@EJ_ KHGE0 |d} Zi eb ~a`H^^\AYEO0 Kayegle| >=IDKHKJDKM0

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tb aym ai b z zda }d ler~hkoeo i|ag h >'fg ta h 'fg |hoduz

h zmb zi m zz}d d iidy z mz z b ldd a dzdldi d a+ D dz daz ayad aam dzdaz ai b }af+

] Pbd# }ba bz }af d b d}zejta| ia|


13/29

jbd

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hz z 8448# b dz maydoektdeo dg~|ayeo }hte| zu~~c hko xuhcdtd gdbfa z a dad+ tb ddpz} i }db } b }z z ia zdm# zd d zdmd+

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14/29

Hz h jaukte|gehzu|e# HOLz @dcdk U|lhkeyda Day ~a` dzza rdm b dx }z} z}m zz a dzd d ai jbmb+ tb a` }dzdmkdjhktc |eouje ~accutdak dk tbe Tdtakmhko Takmjbuk |dye|z tbht a} dkta tbeZakmbuh \dye|# }bdce bec~dkm jakt|ac aaozia b amb |dy+

I l hoLz a# }z} bz l zldzb er~hkoeo dk Jbhkmjbuk ta bhkoce :4>#>>>az ai l }z} b +

hi zldzbdm rdm b ka+8]z} t ~ d abzll ai jbmb# } atbhk 2>% ai tbe }hzte}hte| ~|aoujeol tbe jdt leia|e odzjbh|me# zhz Ouhk

Mamm# m ai b odmja b jbmb ]hiidz Ma+

Ai tbe :4>#>>> takz ai t|ehteo }hzte}hte|ehjb oh# #>>> takz dz o|hdkeo dktadam |dy# }bdb dz a dl a bZamb |dy# b z da |zzd+ tb|ezt ai tbe 8>>#>>> takz }dcc le iu|tbe| z dd } ia ba} z aadm }+

tb } d dam |dy }z za f iauc tbht ka zb jauco cdye dk dt dk |ejekteh|z oue ta }hzte}hte| ~accutdak# zhzXda Bd# i''}af# }ba }zlz dzdm xd b }z} +

ozd Day

] xd d b dam |dy bzday zd i b }z} }z da ada ab 8 ma+

Dk tbe ~hzt# tbe ~hoo eco }hz jbhkmeo

dkta h ja|k eco oue ta tbe }hte|dada z l b dm ai}hzte}hte| i|ag tbe u|lhk h|eh# zhz Zukabm# ab i''}af#}ba dyz d z ydm am b dam|dy+

Be zhz be bho ghoe h cdydkm ak h ='gu">+5 bejth|e$ |dje eco# d||dmhteo l tbekeh|l |dye| }hte|+ ]e hcza |hdzeo zb# lutb } zz# } a z b

tb } xd d dam |dy bzday zd i b }z} }z da ada

Bdmb Xd t ]

Hcc :? dkoerez ai tbe th~ }hte| ~|ajezz bhyeb da zz# ddpz dgdbfa zz ai `adm zi# #hko xuhcdt th~ }hte| > ai dtz955 jdtdez+ Ht tbe zhge tdge# }hzteo }hte| }z} ddm b~|jz } zaz d ddz+

~a` DiadaJAUK_\T0 ~az |ld ai jbd

^\A@EJ_ KHGE0 @dcdk U|lhk Ekyd|akgekthc Dg~|ayegekt ^|a`ejtH^^\AYEO0 Ajtale| >=IDKHKJDKM0

CahkHOL a|odkh| jh~dthc |ezau|jez0 /8>> gdccdak Jaukte|~h|t khkjdkm_be ^\J Maye|kgekt0 / meeze# jbdjfekz# hko oujfz ht bage+ k

>#>>> takzai }

tb jbmb ka+8 Z}m t ~ zaye| 2>% ai tbe jdtz }hzte}hte| leia|e odzjbh|me


15/29

k}'caaf

~az

Zautb hjdjz

Dt dz 90:> ak h Zhtu|oh ga|kdkm hko tbejdd tz# a }db maai dl a# dz la a yZuyhz Fdkmz ]bh|i# tbe Id`d Dzchkoz

lzdz dda a+ hz b zbd mdzazz b mzz a a dz yam a k}Pehchko# dt ~hzzez tbe hjdj Dzchkoe| DD# hjh|'jh||dkm yezzec h||dydkm i|ag @h~hk+

tb zdda l} a ma zbdadm ydm# ab yzzdydm adm z zzz# ltbe eijdekt tu|kh|auko dz ch|mec oue ta tbeId`d ~az oya ~a`# i lhoL b Id`d ~az jaada+

tb Id`d ~az oya ~a` bzzdmkdjhktc dg~hjteo Id`dz ejakag dk h~azdtdye }h# zhz Zhyekhjh Kh|ule# maye|ka|ai b |zy Lf ai Id`d+ tb a`kdzbeo ak tdge# dk luomet# hko }hz h maaoerhg~ce ai ekmdkee|dkm lezt ~|hjtdjez+

tb a` bz Id`dz }a daz# VZy cafW# b lz d bmda# al }db hzd k}

L Z |+ Zb'tlb

um idddz by day a d Zy caf aii l adamdz bxfz zdz

Id`dDzz

Pehchko# zhz ]hxh Lhucefh# beho ai tbmddm b Id`d ~azjaada# b rdm m ia ba`+

|bldd ]bi

Latb Fdkmz ]bh|i dk Zuyh hko Xueekz ]bhd caf a a Ydd cy# b ai b Id`d dzz+ Lab az } ld tbhk ?> eh|z hma# hko hlaut 8#>>> yezzeczle|tb ht tbe ~a|tz ehjb eh|+ Lhjf dk tbe 8Id`d Dzz az } a a iabxfz a ab dzzz#

}z a ay d adz# by a} b ai+ Lia b a`# Zyaz f }z r aa# d}dtb jakj|ete jhkje|6 cdmbtdkm }hz ~aa|6 hkb fz ldd a }dbz by maaz }z za d al+

tb Xz ]bi dz b az ldmmra }bi+ ]fdm am b }bizbldd r f# b zbzgecc ai ~dke ccz tbe hd| hz }aao jbd~z h

tb a` bz Id`dz }a d az#Zy caf# b lz d b mda#jag~h|hlce }dtb Huzt|hcdh hko Ke} Pehchko

]x LfB# emddm o

Id`d ~az jaada


16/29

cahoeo akta h zbd~ lauko ia| @h~hk+ Akjeb b bd zdda# b }d l~uc~eo hko t|hkzia|geo dkta ~h~e|+ @uztz ia }b b }aa bdz ldma# b j Za dz zdm l a bydtz bucc cceo }dtb zumh| tbht }dcc zaak lela ia ea+

Gaoec ai Eijdekj

cafz a z a aieijdekj ka}# lut dt }hz kat hc}hz cdfebdz+ tb a }z admd ld }db aa lb# }bdb b di dz zbd d }bd ma yzz }z adm#b ma zbd b a la dz zf maa a z a f } ia b dz zbd#}bdb b dad ai lb+

Zyz a dz b mz m ma ad b Id`d Dzz+ Madz# b}# z#l# }b# aa ad aa a aii yzzz b+ caf ~a dz }db zm# azzz# }aa bdz# la }+

_be od|ejta| ai HOLz ^hjdj A~e|htdakzOdydzdak# Zd|~h @h|yek~hh# }hz tbe ~|aèjtaije| hko gdzzdak cehoe| ak tbe ~a|tz ~|aèjt

}bek dt }hz h~~|ayeo lhjf dk > a| 5> hrcez+ Dt taaf: ohz ia| uz ta oecdye| dt ta tbe Fdkah a}e|zthtdak# 85 fdcagete|z h}h# t|hyecdkm gaztcht kdmbt+ _be meke|hta| ka} zu~~a|tz Zuyhza} zdz+

tza diz dz à iaz aiHOLz }a|f dk tbe ^hjdj+ Meam|h~b ~azez hzdmkdjhkt jbhccekme ia| oeyeca~gekt dk tbe|emdak# hko ^hjdj dzchko jaukt|dez |ec akdda adyd azzdl ldda ydda zbddm zydz+_be yhzt ghà|dt ai t|hoe dk tbe hjdjdz d l dda zbddm }dbadz azd ai b mda+ Zy caf az idd ala zz adda fz ia md

~a` Diada

JAUK_\T0 Id d Dzz

^\A@EJ_ KHGE0 Id d ~az oya ~a`H^^\AYEO0 Gh|jb >2^\A@EJ_ \H_DKM0 Zzzi

Zy ~az r }bi lzzbdz a y b a iz

]afz adyd bz dz z zai a diz dayz

a} zi z z ai bz zdzd ada azzz

]e }hkt ta ghdkzt|ehg jcdghte'~|aakma d bm'da iz ddki|hzt|ujtu|e hj|azz tbe ^hjdj

Zd|~h @h|yek~hhOd|ejta|# hjdj A~e|htdakz Odydzdak# HOL

d az# ldm aza r bd lzdzzz ayd aàlz+ tb ad ya ai b^hjdj |emdak oe~ekoz ak eijdekt t|hkz~a|t

zydz b }d a l ddmzz ia raz daz# dayaddaz ia dy za dyz#a alz# ay da+

~zb jb# a} zai tbe dkte|dg ^|dge Gdkdzte|z Aije# }hztbe jbdei erejutdye aije| ai tbe ulcdjedzz gddz dm b a`+ Bzz hoL bz am bdza ai }afdm aa diz d b Id`d Dzz# db i b }a df a z a dyza mm d a adaz#d d b ai adm adm ma+

tb Id`d ~az oya ~a`}hz jag~ceteo dk chte >9+ Zuyh hkocaf az a} } azdda aaa i ma}b d m mdz dzzz+k

DgtZtadez

:>


17/29

Laazdm Ddz]d ~a}

L D Md

hoL dz bdm t ~a} la `a d b dzdm da za

ai # }l m

]dtb tbed| =:'gete| zthcfz hko


18/29

dz a dz dz }d'a} d zlzdl 8=+ _bdz dz ~h|t ai _hth â}e|z zt|htem taazdl di dz ay a} dd dz dy d b ba a}+

_baumb kat |g# }dko dz h |eke}hlce hko jcehkza b }d la dzdm daz adz zdy a a} la dzzdaz agdtdmhte jcdghte jbhkme hko geet Fata ^|atajacadz+

eamdm Lzdzz

L }d baam dz zd dy az dz ai ali da a za addzz+ Dd dz amdm lzdzz aya l }l m zazza#ldazz z ba# z } z }dz ai dtz mahc ta ~|aydoe ~a}e| ia| hcc l 8+ Ihdcdkm ta oaza z zdii + A b ab b# dz } ia }d'ayd dd+

D za ai bdz m am# hoLayd zd 8:' a ai\z:+5< ldccdak "hlaut /=: gdccdak$# a| =>% ai tbea` az# a b t ~a} z }dih|gz ht t}a cajhtdakz# Fbhkofe dk Hbgeokhmh|dzd Ly d obd dzd+ ]~|aydoe cakm'te|g# reo dkte|ezt |hte khkjdkmtbht dz ~|aydoeo l h ie} dkztdtutdakz dk Dkodh#zhz _hfea Fadfe# HOLz tehg cehoe| ia| tbea`+ Zd b dii dz z dia lb z ia }d'a} a`z }dba|eejtdkm ~|aèjt'z~ejdj jazt ihjta|z# _hth

â}e| }hkteo ta r hcc tbe khkjdkm jaztz ia|b am a yad dzf ai bdmb dzz+ tbdz bad bz l ay dmb d bju||ekt mcalhc gh|fet ekyd|akgekt+

tbamb dz la f ddddy#h khkjdkm zjbege tbht zu~~a|tz tbeya ai m# meijdekj# hko m|eekbauze mhz hlhtegekt#HOL dz bec~dkm tbe Fbhkofe ~|aèjt xuhcdi hz ya bdz a` tbe Fata |atajac }dtb tbe Ukdteo KhtdakzI}af jayda a jd jbm+

_a zt|ekmtbek tbe ~|aèjtz khkjdhc ydhldcdt#hoL dz za a ayd iakhkjdkm l ~u|jbhzdkm u~ ta 5>% ai _hthzhktdjd~hteo je|tdeo egdzzdak |eoujtdakz# zhzkdzb Lb}`# hoL yabdz az+ A ay# ter~ejtz je|tdeo egdzzdak |eoujtdak ~hgektzta ia|g h zdmkdjhkt hgaukt |echtdye tatbe |eyekue ai \z:+5> "/>+>=$ ~e| fdca}htt'ba b d z d zz agbzbz dd la+

~adm jazz

ta am ya aazz mdz dzdm dd bmz#Ghbh|hzbt|h bhz zet h jedcdkm ai 8?% ak |etu|kzia a} ya adz+ h bz d# ad lfz }ddmta khkje |eke}hlce eke|m ~|aèjtz }dtb h|etu|k ai cezz tbhk 89%# katez HOLz Fadfe#

ukoe|zja|dkm tbe |ace ai HOLz khkjdkm+

tb mal aad ddz ddm Ddz aa# l zz a dza} za+ h bm m rdzz l}z # idm dzb z ai Ddz alz+

_hth â}e| er~ejtz ta leket dk tdge i|ag latbzzaz a} azz zdm ia}d baam yz+

t ~a} dz a dz dz }d'a}jh~hjdt zulzthktdhcc l 8=

a Ddz m ada }a zaay bm }db a zz a dd

~a` Diada

JAUK_\T0 Dd

^\A@EJ_ KHGE0 t ~a} ]d em Iddm IddH^^\AYEO0 Gh|jb >=IDKHKJDKM0

CahkHOL a|odkh| jh~dthc |ezau|jez0 \z:+5< ldccdak "/=:+:5 gdccdak$ "ai }bdjb \z


19/29

|lddmZb

cdyz

Ak 8# Dkodhz gazt zeye|ebxf d zf DdzM` z+ tbazz d < gdccdak ~ea~ce cazt tbed| bagez+

ta# zy l m a}z by l az}db zi baz l dyd ddz+

tb di adz d# zd zzdz by ld bd baz a b zchko+ Dk Lbhjbhu# ia| erhg~ce# }be|e 2#>>>a ldy a by d# LbdMaz}d dz zd adm a z }db azdmay az z } z bdz ba+ D z 8 #au| cdyez lejhge h zbhglce# be zhz+ Be hkobdz id dy d fzbdi i bbxf+

L A kd hd oz

Hite| hk eh|tbxuhfe httekeo ~h|tz ai DkodhzM` ayd# m zzdz iahoL b ld a}z }db zi baz l dyd ddz

hbamb z ai Lbb ab a}zdf Lb`# h`# |zd zba} zdmz aim# ab zz ai b ld a}z#zb z }d az l } zidddz# by day dyz ia zdz+_be zu||aukodkm ydcchmez# taa# bhye leketeoia b azda iia d z aiday az dd z+

ta zzdz b iia# hoL ay /:5> gdccdak Mu`h|ht Ege|mekj \ebhldcdthtdak |azda ~a` zaa i bxf+ tb a` za b zmaye|kgekt dk khkjdkm bauzdkm# |eludcodkml diz# zadma} z dydbaaz# zd d bodzt|djtz ai Futjb# @hgkhmh|# Zu|eko|hkhmh|# hko

A d bm ai azda }z a

zy b baz ai b a}z+Ia b az# z } dzzz }dbzfbaz a f b a}z iabdzdz# d bdzad zdz+

:9

DgtZtadez


20/29

|`fa+ ta z a` dda#hoL z er gdzzda d Mbdm+

A d bm ai azda }z azy b baz ai b a}z+Ia b az# z } dzzz }dbzfbaz a f b a}z iabdzdz# d bdzad zdz+~a } az a b z aib z# ddm b ada ai ldddz# ad z# dmdazlddmz# a dmz admbdzad zdz+ ~bz z z ai bdzab# b bz l a ddmda mdzb a} z# }bdb dz z ia Dd+

jd Lddmai b ~a

tb a` za z d ddma a ba} a daa zdzd ziiz d lddm zz ba} am xd azda dz d bza adaz+ tb z lf a bm d'lddm rdz b dzekodkm =5> tehgz}dtb cajhc ekmdkee|dkmzz d l rza aa zdzd a zi iz+ tbdziia }z lf l rzdy dmbamb d# z z# azdazzdm az# zldzbdm xd'zdmlaadz# ddm ald d'zdmdz a f z lddm dz bta z~ejdeo zthkoh|oz+

Keh|c ?>> aut ai tbe 8=>> bagea}ke|z}ba |ejedyeo khkjdhc hdo i|ag tbemay a ld bazz a dydmd baz }db bxf'zdz iz+kaz amay amdpdaz "kMAz$ a ya amdpdaz by lz d b lddm+

Day Diz

] z zzz } za day b a`+ odfdm }# }bdb bydaz l a''iadmb r iatbe ~ea~ce ai Futjb# dz ka} ledkm odzt|dluteoa m zzz d a laddz d zbd }db kMAz+ hz z# }a bd }ba z at|ef ia| zeye|hc bau|z eye| < ohz ta ietjb

dfdm } a} by a d ia da'mdm dyddz zbaa+ g# aa#z i zz d b d b z zbdm ia}hte| ia| tbed| jhttce+ Keh|c 2>% ai bauzebacozby zz a d } z# a a:>% leia|e tbe eh|tbxuhfe+ Atbe|z o|h} }hte|ia ld iadz+

Dk hcc# 4> fdcagete|z ai hcc'}b az } zldzb# dfdmxf'ii ydmz a z a dabdmb}+ Dz zz a fz bz adz' dyzz# }bdb# d # bzm àlz+

tb day diz# }bdb dzz}m zdda idddz ldlddmz z } z al } a}#bz y b } ia a aaddz ia

aad ya+

ga Aaddzia ]a

@uzt hz dg~a|thktc# tbe ~|aèjt ihjdcdthteozad aad dyddz ia }a#

tb a` za b z maydk khkjdkm bauzdkm# |eludcodkm u|lhk hko diz# zadm a}z dydbaaz

ai }ba dzz# }ydm a fdmbdiz ia z+ hz b bxf i ai bz }a }db d a a zzz#b a` ayd b iz a b zabd dzz+ Zb zz b ay89#>:> }agek dk ye eh|tbxuhfe'hiiejteodzdz+ hz z# b y ai ahgakm }agek |aze i|ag 5?% zaak hite| tbeeh|tbxuhfe ta 4:% taoh+ Dkjagez bhye hczadz# adm a az zaz dh leket hko gakdta|dkm zu|ye+

a ai m bz m abdmdl# l# ia0 lddmad zdd# yd d aziida ia a ab }ddmzza b b ab a+ ~a by faaddz dzdm a ai zab af l di+ k

~a` Diada

JAUK_\T0 Dd

^\A@EJ_ KHGE0 M` ebxf |blddda |azdaH^^\AYEO0 Gh|jb >8IDKHKJDKM0HOL a|odkh| jh~dthc |ezau|jez0 /:5> gdccdakÂYE\_T JCHZZDIDJH_DAK0 ~ay dydaZEJ_A\0 gdza_BEGE0 eaad ma}bEKYD\AKGEK_HC JCHZZDIDJH_DAK0 jma L

^\A@EJ_ JAG^CE_DAK \EÂ\_0 Ze~tegle| >2^\A@EJ_ \H_DKM0 Zzzi

Ga|e tbhk 89#>>> }agek dk ye eh|tbxuhfe'ii dzdz } ayd }db iza b za bd dzz

Keh|c ?>> aut ai tbe 8=>> bagea}ke|z }ba |ejedyeokhkjdhc hdo i|ag tbe maye|kgekt ta |eludco bauzez h|ea dydm d baz }db bxf'zdz iz

:2

DgtZtadez


21/29

odzdzLdmdm

Ia zy z# }b iz z ia b md dzd aiFucak |ama bho ta l|dkm tbed| ~|aouje tab f d b d# b b a za

l zd ai za b iaa ai ldm

b azzz b ~ama |dy# }bdb dydz bz }z zdz ai amf ayd#dk zautb'jekt|hc @hyh# Dkoakezdh+

tb# b b a }d z bd a }zza# lb l lb# l }a'}bzada# z b ldm a a bdm m+

~a }a d bdfz# mmz# aazakta ldfez a| gata|ldfez# |ejaukteo tbe behoai Zf ydm+ Lz ai bdz# dz}e|e jaggak+

_baumb tbe l|dome# }bdjb }hz ludct dk 84:# dt mhye} b }dmb ai dz m+ tbamb }aadz } d# d }z b bldm b ady dz az+

L @et Ohghpa

^h|t ai h / gdccdak |aho |ebhldcdthtdaka` d Dazd# } ldmdz laazdm bdm zy

zad adaz

t}a

DgtZtadez

?>


22/29

D bdf d }z lzzdm d dzmdz b bl|dome khcc mhye }h# zhz Lhuohkh# hkmd ia b ~aydd ~ld ]afz iaZf Ldm+

_buz# dk >9# }a|f lemhk ak tbe ke}Z|hkohfhk L|domeh 99# ba}eye|# t|hmeo zt|ujf+h 9+:'md bxf afTamhfh|th# cehydkm ga|e tbhk 5#>>> oehohko :9#>>> dk`u|eo+ Buko|eoz ai tbauzhkoza } i bazz az ldmzddm b a Zf ldm} m+

tb zf b l y a m+Ia la }f i b bxf# b

a ldm }z a zl |ezdoektz bho ta thfe h


23/29

L Icao ]bhce# Eoyh|o Lhh|ozek# hko Zagfdha Fdkmzhoh

_be /8+z# ie} gh`a| dkyezta|z }e|e }dccdkm ta lhjfm bad a`z+

tb ]a jadzzda a oz }b l a zb ma`z ladm b b l f da`da }db rzdy ld azdazak ekyd|akgekthc hko zajdhc dg~hjtz+ K_>> tak yezzecz

HOL ~cheo h j|dtdjhc |ace# kat akc dk khkjdkm tbea` l }db idddm b dam l}dkyeztgekt ~h|tke|z

Zd hllzZ# IAtjA La ai odaz

5>

DgtZtadez


27/29

Zz ta jzz

ozd

odzzL |d Izdh bzbd'a ayd d b ~bdddza fdmz d da za zbaarz bamb daydy d dy abz

Ia| tbe 84? ztuoektz ai \dphc KhtdakhcBdmb Zbaa# madm a zbaa y a dzz dyayz dbzbd z b m bamb

mm bdz+

Zage ztuoektz cdye hz ih| hz 5 fdcagete|z h}h z ba }fdm a zbaa+ Adzd# b rbm bd ll zd'az ia a zbaz# }bdb b a a } ad d b azd+

hz b bd ai aa iz#adzb dz }dz+ tb zbaalaazz bamb d idmam }b z f z ldmdm zd b ia b d zbaa+ tbdz }#zz }d a by a y zbaa bd a a a lz ai bm+

tbd d md dz a b l dydm d aai tbe 8> gazt odzhzte|'~|ake ~|aydkjez dk tbe~bdddzZab c+ h zd dzztbht bdt tbe ~|aydkje dk Iel|uh| >9 }hztbe }a|zt dk h oejhoe# fdccdkm ga|e tbhk 8#>>>zdz# zdm b ada ai la5#=>> ihgdcdez hko ohghme eztdghteo ht ga|etbhk /: gdccdak# dkjcuodkm hlhkoakgekt ai5< zjbaac ludcodkmz+

# zd bz bzbdz z 8 }fi b zd dzz# bdz zbaa a bm d b kda hbdy tz "kht$+tb ayd }z za ba a b a bkdzbez ht i|ezbghk ceyec dk tbe KH_# }bdce edmbt aidtz khtdakhc bdmb zjbaacz }e|e dk tbe ta~ :>+

tadm b erz

|dp kda Bdmb Zbaa b'd'bmgmd La zz zb ddd bamb d}z zbaa d ga gd }db b z b a b r+ D }z zbaf+D odo kat er~ejt dt# Lhoea zhz# ieecdkm bh~~ bd bdy l ay}b l bzazdldd ai a} fdm }db azbdmb rdaz+

Bdm zb zzz bz l b

dda b }af ai b zz# zii# da zldzb d b ayd+D dda# hoL a` ay d 8442 bzl }afdm d b ayd a laaz zz a xd ai da+

tb Za eda oya Day ~a` "ZeoD~$# lf l hoLcahk ai /5: gdccdak# bhz bec~eo h gdccdak bdmb

_be ~|aèjt ~cheo h ye| zdmkdjhkt |acedk dkuekjdkm ceh|kdkm+ Dt bhz |eydthcdpeoceh|kdkm dk tbe jchzz|aag

Yda hadòdydzda Zd# Zab c zbaaz

5 ta 5> ztuoektz dk zz d bdz ayd# bz

~a` Diada

jAukt|0 ~bdddz

^\A@EJ_ KHGE0 Zejakoh| Eoujhtdak Oeyeca~gekt hko Dg~|ayegekt ^|h~~|AYeo0 ol 8442IDKHKJDKM0 HOL a|odkh| jh~dthc |ezau|jez0 /5: gdccdak# Aye|zehz EjakaJaa~e|htdak Iuko0 /5?+: gdccdak# Maye|kgekt ai tbe ^bdcd~~dkez0 /59+8 gjchZZDIDjhtDAk0 B ya# ay daekYD|Akgekthc hZZeZZgekt0 jma j

Zbaa zd Yda had` b gmd La0 tb a`yddp dm d b zzaa

l aii b d z ai b ~bdddz#}b zz zdp l al b l+

Bz'A Zydzda

h i} z ma# b Zab c zbaazf za a z d b mda+ L }dbd ai had`z ad a Zab cdk >:# tbe h|eh jcdgleo u~ tbe cdzt ai ZEODzbaaz a l : d b }ba mda+ L>5# dt hc|eho |hkfeo 8 hgakm ZEOD odydzdakzd b ez Ydzz mda+

tb zbaa bz dl bd zbaazia a b bz'a zydzda aibd dydzda zd+ B }az ye| ~a}e|iuc# Lhoea zhz ai Hcajdc`h }ba#zd aydm ia d zafz#bz da ia ldm zd+ Z

za dz b zdz md adyda+ Zb dz }z dm z ayd}# yd}# f zmdz a zzdhko ghdkthdk tbht |hkf+

L ia b # had dz xdf a mdy da b bz zbaa bz+ D matbe lezt ai tbeg hcc# zbe zhz+

tb zd bzdpz b iazz a ya maa adda zfdz+Di a }f d emdzb# a }f d zulèjtz# zbe zhz+ Tau jhkt jag~ete dk tbe}a di a a }'ma d emdzb dm+ D az }ba }a aihoyektu|e# ludcodkm tbe jakoekje ai jbdco|ekta ihje tbe }a|co hko geet dtz jbhccekmez+ k


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Hlaut tbdz ~ulcdjhtdak

Zd 8492# b hzd oya Lf "hoL$# bamb dz ad dzaz "Aj|$# bz za a`z b by l d z aiadz ld b dmb diz b a ydaia ya+

Ay b z# hoL# bamb Aj|# bz adp l

zada zzz# lamb dd a aa bazbaz# ayd aaa zz a } zdda idddz# dz zdzzda dzdlda dz# b ddm yda mda# day b xd ai da a ld ddzda b dzddpz y +

D bdz ldda# } zadz ai ba} Aj| a`z by ldm mz#a dyz# zzzi dyzz ia b i+

HlauttbeHzdhkOeyeca~gektLhkf

HOLz ydzdak dz hk Hzdh hko ^hjdj |emdak i|ee ai ~aye|t+ Dtz gdzzdak dz ta bec~dz yadm l adz zlzd ay dayb xd ai di ai bd a+ ozd b mdaz zzzz# d

|eghdkz bage ta t}a tbd|oz ai tbe }a|coz ~aa|+ Keh|c 2== gdccdak ~ea~ce dktbe |emdak cdye ak /8+2# dt h~~|ayeo /2+= ldccdak ai cahkz# /288 gdccdak ai m|hkt~|a`ejtz# hko tejbkdjhc hzzdzthkje hgauktdkm ta / Get|a Ghkdch# bdcd~~dkez_ec &9: < 9:< ????Ihr &9: < 9:9

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