investment avenues
DESCRIPTION
Investment AvenuesTRANSCRIPT
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INVESTMENT AVENUES
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Options for Retail InvestorEquityDebtMutual FundsFixed Deposits with BanksPost office schemesGoldReal EstateInsurance
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Equity Shares
It commonly referred to as ordinary share represents the form of fractional ownership in a business venture.
Equity shareholders have the right to get dividends as declared.
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DEBT
This instrument represents contract whereby one party lend money to another on pre-determined terms with regards to rate and periodicity of interest, repayment of principle amount by the borrower to the lender.
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Classification of DEBT
BONDS: Issued by Govt.(Central and State),Public Sector Organisation
DEBENTURES: Issued by Private Corporate Sector.
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Mutual Fund
A Mutual fund is a collective investment vehicle that pools together investor money. This collective pool of money is invested in accordance to stated objective.
Mutual Funds are :A large pool of resources Managed by professionals Diversified investment for lower risk & better return
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Fixed Deposits with Banks
It allows an investor to deposit a lump sum of money for a fixed period ranging from a few weeks to a few year and earn a pre-determined rate of interest.Guaranteed Returns depends upon term.Safe and Secured Investments
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Post Office SchemesOffered by Govt. of IndiaSafe, secure and risk-free InvestmentNo Tax deduction at source (TDS)Transferable to any post office in IndiaAttractive Rate of InterestPost office monthly income schemeKisan Vikas PatraNational Savings certificatePublic Provident Fund
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GOLD
Physical Gold in the form of bars and coins
Gold accounts in banks where units in the gold a/c in the banks are backed up by physical gold held in the bank and bank gives assurance that the investor can convert the gold back to cash anytime.
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Real Estate Investment Financial instrument that invests primarily in the real estate such as offices, apartments, shopping centres, hotels etc.
Tend to pay high returns( often as high as 10%)
Attractive investment opportunity when the stock market is falling.
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InsuranceA promise of compensation for specific potential future losses in exchange for a periodic payment. Now it is considered as a investment tool also:
ULIPs
Traditional Plans
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Conclusion
Investors looks at superior returns and measured risk therefore he has to select a dynamically balanced asset allocation mix consisting of the different investment options available in the Financial Market.
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THANK YOU
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