BANKERS HILL CONDO DEVELOPMENT

Real Estate Investment Opportunity

Confidential

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All materials and concepts herein, or provided in discussion of this presentation, belong to LIV Capital Group, its Principals and/or affiliates; and cannot be used by any other entity for distribution, re-use, marketing, soliciting, or gain without explicit permission from LIV Capital Group .

Contact Information

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Richard Montao

PO Box 880441

San Diego, CA 92168

619.246.3509richard@livcapital.com

LIV CAPITAL GROUP INCLongevity | Integrity | Vision

Creative investment option on your journey to financial freedom

Group Investing

LIV Capital Group Offers investmentopportunities for individuals to own sharesof real estate in San Diego. Using thecrowdfunding method, LIV Capital Groupempowers individuals to pool their moneywith other like-minded individuals andinvest in a local real estate project.

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Real Estate Investors

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The Real Estate Investors Struggle Finding Investments to place their cash for a good return

Trust Deeds

Rentals

Rehabs

Time to think outside-the-box If there is no inventorycreate inventory

Join forces for Real Estate Ownership Reduce Capital Exposure (Diversification)

Lack of Available Financing

Economies of Scale

Shields from Liability

Typically Higher Yields

Project Summary

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Bankers Hill Condos Urban Living at its Finest Building 7 townhomes

With improved plans to start within 6 months 2 Stories over 2-car garage 2-3 Bedroom 1500-2400+ SF

Superb location on Bankers Hill Positioned in a central location of San Diego Panoramic views of San Diego Harbor Minutes from Downtown Walk to Balboa Park Minutes to San Diego Bay

Market timing couldnt be better Low inventory No Brand New Inventory Low interest rates Ready to Build

Site & Location

Bankers Hill

Location: Bankers Hill is a long established uptown San Diego neighborhood near Balboa Park. It is borderedto the north by Hillcrest to the south, past Date Street, by Downtown to the east by Balboa Park, and the west by Interstate 5, Little Italy and the neighborhood known as Midtown.

Attractions:Balboa Park, 1,200-acre urban cultural park in San Diego, California. In addition to open space areas, natural vegetation zones, green belts, gardens and walking paths, it contains museums, several theaters, and the world-famous San Diego ZooMr. As, fine dining with panoramic views of downtown and San Diego HarborExtraordinary Desserts, decadent dessert stop for all to enjoySuperb restaurants with many offering live music and fine dining for eclectic taste budsPanoramic Views of San Diego Bay as well as Balboa Park

Style: Unique, urban, vibrant culture , art-centric, hip and young at heart, Artists lofts, condos, historical Victorian homes and quaint B&Bs, studios, shops scattered throughout Bankers Hill

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Location Map

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Site Location

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Current Site Views

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Site Plan

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Design Concept

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Green Materials Materials: EcoFriendly, Reusable, Renewable

Efficiency: Design, Use, Building, Solar

Contemporary Design Style: Capture the concepts of Green Living

Architecture: simple & elegant

Bankers Hill Investment

Highlights

Return On Investment 50% ROI within 18 months

Ready to Start Building in 3-6 months Sellers Market

BH Inventory - Between 0-3 Months Absorption 2 homes per month Average over $500/sf

Break-Even = 16 months (Dec 2015) Upon first 5 closings

Pre-Sales/Marketing Can close within 30 days of Completion

Aggressive Online marketing SofiaLiving.com

Fit Properties.com

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Investment Ownership

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Ownership Bankers Hill 1, LLC

Real Estate

Funds Needed $1,300,000

Owners Equity Partners (Investors)

Richard Montano

Matthew Gordon

Priority Distributions Equity Paid back 1st

Timeline 16-18 months for Profits

Equity Partner

50%

Gordon 25%

Montano25%

Ownership Structure

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Bankers Hill LLC

Current Owners Retained Ownership Richard Montano 25%

Matthew Gordon 25%

Equity Partner Investors Cash Investors

Provide equity totaling up to $1,300,000

Own 50% of project

LIV Capital Group Managers

Richard Montano

Matthew Gordon

Estimated Proceeds

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1st Distribution 2nd Distribution

Example

Invested

Amount % of Equity Return of Equity Profit

Sep-15 Oct-15

$10,000 0.38% $10,000 $5,002 50%

$20,000 0.77% $20,000 $10,004 50%

$50,000 1.92% $50,000 $25,011 50%

$100,000 3.85% $100,000 $50,021 50%

$200,000 7.69% $200,000 $100,042 50%

ROI

Timeline

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MONTH

1

Raise total Funds of

$1.3 Million

Obtain $5 Million

Construction Loan

Start Pre-Sales

Build-Out

Start Construction

First Closings

Close -Out

First Distributions

Final Distributions

2

18

17

5

9

16

How to Invest

LIV Investment Process

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Investment Doc Review

Review Investment Presentation, FAQ & Financials

Read and Sign

Operating Agreement

Subscription Agreement

Complete for LIV investor approval

Wire Investment Capital

Cash, IRA, Real Estate, etc

Become an Owner

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QUESTIONS

Bankers Hill Condos

Back-Up Slides

Team

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RICHARD MONTAO, CEO, LIV CAPITAL GROUP INC

Richard Montao is a real estate and investment professional and entrepreneur. Over the past decade, he has founded twosuccessful real estate companies; LIV Capital Group Inc, an entrepreneurial real estate investment and advisory firm; as wellas Fit Properties, Inc, a local San Diego Real Estate Brokerage. Richard has an extensive background in identifying prime realestate, structuring capital and executing business plans through all stages of the real estate investment cycle. Richards keensense of asset positioning and investment capital structure has earned him the opportunity to facilitate over $100 million insuccessful real estate transactions. Richard currently manages multiple real estate investments as a General Partner, Manager,Principle, and/or Sponsor. He has created, funded and managed various types of real estate ventures that include: new homedevelopment, trust deed investments, apartment equity investments, and value-add projects. Richard earned two Bachelordegrees in Engineering and Physics, attending Pepperdine University and San Diego State University. He also obtainedhis Masters in Business Administration and is a California Real Estate Broker.

MATTHEW GORDON, DEVELOPER LIV CAPITAL GROUP INC

Matthew Gordon is an entrepreneur in the food industry and a real estate developer with 30 years of experience working withFortune 500 Companies in distribution, manufacturing and sales. He has been a principal in over $100 million of transactionsin business acquisition and development owning over 700 apartment units. As managing partner of these investments he hasdeveloped, rehabbed, repositioned and entitled mixed use, residential and commercial property in Chicago Illinois, TampaFlorida and San Diego California. Matthew Gordon achieved Leadership in Energy and Environmental Design (LEED) Silvercertification for Golden Hill Row Homes project in San Diego. He obtained the highly regarded LEED certification byimplementing a host of environmentally responsible building strategies recommended by the United States Green BuildingCouncil. The eco-friendly row home development, designed by Hawkins & Hawkins Architects, won a Golden Nugget Awardin the Best on the Boards Multi-Family Project category at the 2010 Gold Nugget Awards presented by the Pacific CoastBuilders Conference at the Moscone Center, San Francisco.

Current/On-going Projects

Golden Hill Row Homes

Lucia Apartments

Renew and Re-sell

Value-Add Apartments

Trust Deed

Buy, sell and originate

Non-owner occupied loans

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Current/On-going Projects

Carlsbad Town Homes

Imperial Beach Mixed Use

Mount Alice Resort & Marina

Past Projects

Solomon Fletcher Building

Coast Hotel

Lofts at Moonlight Beach

Jupiter Building

Lofts on 4th & 5th

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Marin Building

Alternative Exit Strategies

Fire Sale Price $6.8M ($509/SF)

Lowest Bankers Hill comparable sale ($500/SF)

Break-Even Values ($488/SF)

Rent & Hold $2.00 - $2.25/sf

4% yield w/out financing

Value $6.7M as rental

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Sensitivity

Appraised Value

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MAI Appraisal for 7-unit parcel (August 2014)

Use of Funds

Total Capital Raise $ 1,300,000

Remaining Equity Required $ 1,172,000

Capital Costs $ 63,000

Legal/Admin $ 10,000

Reserve $ 55,000

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Budget

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PROJECT COSTS

LAND PARTNER BUYOUT 1,600,000$

PERMITS & FEES 295,768$

DEVELOPER FEES 100,000$

INSURANCE 60,000$

PROPERTY TAXES 24,000$

ARCHITECTURE & ENGINEERING 165,000$

CIVIL ENGINEERING 24,000$

TENTATIVE, CONDO & FINAL MAP 16,500$

G&A 72,000$

MARKETING EXPENSE 90,000$

MODEL MAINTENANCE 100,000$

TOTAL LAND AND DEVELOPMENT 2,547,268$

PROJECT COST PER SQ FT 189$

DIRECT CONSTRUCTION COSTS

DEMOLITION & GRADING 309,212$

MAPPING, STAKING & SURVEY WORK 28,000$

FIELD CONSULTANTS 30,000$

PARKING STRUCTURE incl

VERTICAL CONSTRUCTION 2,285,480$

CONTINGENCY 129,735$

TOTAL DIRECT CONSTRUCTION 2,782,427$

DIRECT COST PER SQ FT (BASE COSTS) 207$

FINANCE COSTS 4,800,000$

CONSTRUCTION LOAN INTEREST 9.00% 453,600$

ORIGINATION FEE 1.00% 48,000$

CONSTRUCTION LOAN POINTS 1.50% 72,000$

LOAN CLOSING COSTS -$

COST UNDERWRITTING... Fixed Fee 30,000$

TOTAL VARIABLE COSTS 603,600$

VARIABLE COST PER SQ FT 44.90$

SALES COST BELOW THE LINE

SALES COMMISSION 3.00% 226,525$

CLOSING COSTS 1.00% 75,508$

WARRANTY 0.17% 12,459$

LENDER EXIT FEE 0.00% -$

RECONVEYANCE FEE 2,500$

TOTAL SALES COSTS 316,992$

SALES COSTS PER SQ FT 24$

TOTAL COSTS 6,250,287$

Marketing

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www.sofialiving.com

Available Reports

Appraisal

3rd Party Construction Estimate

Construction Documents

Budget

Approvals/Entitlements

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