iot and insurance - insurance breakfast

INTERNET OF THINGSAND INSURANCE

Insurance Breakfast, 18th of September 2015, Brussels

technologies.comarch.comCopyright © 2015 Comarch Technologies 2

What is Internet of ThingsInsurance Breakfast

Growing number of connected devices

(Big) Data gathered by the connected devices enable new services

Automation of daily life

Automation of industrial processes

Environmental impact & Energy optimization


Where does it fit in insurance

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TELEMATICSWhere does IoT fit in insurance


Where does IoT fit in insurance – TELEMATICS

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Premiums calculated on drivingstyle and history

Full insight into vehicleperformance

Dedicated devices or smartphone apps as data source

For business and individuals


Where does IoT fit in insurance – TELEMATICS – Pay as you drive

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Data are gathered by sensors

and apps and shared with

Insurance Company for

calculating or verifying

premiums.

Comarch role in PAYD solution:

- Vendor of apps and

telematics devices

- Integrated Platform to

manage the data

- Integrator

Insurance Company

Central System

Maps and Navigation

System Providers

Tracking System

Providers

3rd party Application

Manufacturers

Nationwide Central

Mileage System

OEM

(Car manufacturer)

SMART HOMEWhere does IoT fit in insurance


Where does IoT fit in insurance – SMART HOME

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Risks management and mitigation

Smarter underwriting

Closer relationship with customers

Tailored offering


Where does IoT fit in insurance – SMART HOME

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More data for claims adjustment

Predictive maintenance scenarios

Informative actions

SMART HEALTHCAREWhere does IoT fit in insurance


Where does IoT fit in insurance – SMART HEALTHCARE

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Dedicated wearables to monitor and search for injured

Wearables to monitor people with special care (location, falldetection)

Sophisticated offers of insurancepolicies



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Integrated data coming from wearables and fit monitoring apps

Insurer application installed on wearables or smartphones to collect health data

Scenarios to calculate or verifypremiums

SMART SECURITYWhere does IoT fit in insurance


Where does IoT fit in insurance – SMART SECURITY

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Insurer role in IoT

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Data Security

Data Privacy

Connectivity

Performance

Integrations


Insurer role in IoT – Unified IoT Platform, Connectivity and Devices

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Insurer role in IoT – Unified IoT Platform integrated with Domain Systems

IoT platform

Connectivity

Use scenarios

Data analysis

Security


Insurer role in IoT – Data Privacy

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COMARCH – Unique partner in building innovative solution for Insurance

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Mobile Apps

Internet of Things

Automotive projects

Insurance domain

products


Having the right partner in IoT world really counts

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Thank You!

Szymon Uczciwek

Consulting Director, Internet of Things

+48 691 464 [email protected]

iot and insurance - insurance breakfast

Technology