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184195 Brinker Capital, Inc., a Registered Investment Advisor INVESTMENT STRATEGY RECOMMENDATION A PROPOSAL TO: Valued Client Presented by: Mr. Donald T McNeill, Jr., ChFC June 17, 2013 This presentation is intended for one-on-one presentations with a financial advisor present.

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Page 1: IRA/Investment Advisory/Aggressive Equity Strategy

184195Brinker Capital, Inc., a Registered Investment Advisor

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INVESTMENT STRATEGY RECOMMENDATION

A PROPOSAL TO:Valued Client

Presented by: Mr. Donald T McNeill, Jr., ChFC

June 17, 2013

This presentation is intended for one-on-one presentations with a financial advisor present.

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184195Brinker Capital, Inc., a Registered Investment Advisor 2

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WELCOME

Your investments are so much more than funds and shares, dollars and cents. They’re both plan and protection. Lifestyle and legacy. As an independent investment management firm, Brinker Capital has been serving clients like you since 1987. In that time, we’ve learned one thing that informs everything we do: It’s not just your assets you are investing. It’s your future.

Thank you for the opportunity to provide you with investment recommendations. Based on responses to questions in your confidential Investment Strategy Questionnaire, we have prepared these recommendations specifically for the management of your assets and to meet your investment objectives. Should you have any questions regarding the information in this document, please contact:

Mr. Donald T McNeill, Jr. Phone: (706) [email protected] Box 1839Thomson, GA 30824 Foresters Equity Services, Inc.McNeill Financial Services, LLC

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Your Investment TeamCollaboration is a large part of how we work at Brinker Capital — and has been since we were founded in 1987. Any time you need something, or you have a question or concern, you have access to a dedicated team of professionals, including:

Your financial advisorAfter discussing your personal financial situation, Donald will work with your team of professionals to help you meet your investment goals. Donald will help define your investment objectives and then discuss the appropriate information with Brinker Capital to develop your investment strategy recommendation. Your advisor will meet with you to discuss your investment strategy as well as assist you with meeting your asset and cash flow needs. Your advisor will also be available to communicate with you on an ongoing basis regarding the investment process and your goals. When your investment objectives and personal circumstances change, Donald will coordinate with Brinker Capital to make the necessary adjustments to your investment strategy.

Brinker CapitalBrinker Capital is an investment management firm focused on being the best partner to your advisor, and therefore, to you. Just as your advisor is your trusted source to help you with financial decisions, we are that source for your advisor.

Asset ManagersYour asset managers focus on day-to-day investment decisions and are responsible for selecting a portfolio of securities based on their specific investment discipline. They strive to add value by generating returns appropriate to their style of investing.

Valued Client

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Getting to Know YouTo understand your investment objectives, we need to understand you. Your advisor will describe your goals, risk tolerance, time horizon, tax concerns, and income needs, so we can get a thorough sense of how to help you.

Understanding Your Goals

Analyze Asset Management Firms We investigate the consistency of performance, their investment process, the quality of their associates and their business process.

Your Solution Once we know your objectives, we’ll look at different ways to allocate assets to produce the results you are seeking.

We Allocate Your PortfolioWe don’t give a one-size-fits-all answer. Instead, we invest in a broad mix of asset classes that best serve your needs.

Monitor and ReviewWhen appropriate, we will reallocate your portfolio for changes in the market, asset managers or in your investment objectives.

CommunicationYou and your advisor will always know what’s happening in your portfolio through account updates and monthly and quarterly reports.

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Making Disciplined Decisions

The way we construct portfolios, the asset managers we select, the products we offer—they're all based on four core principles. These approaches comprise our perspective on how to invest successfully in a way that builds both wealth and relationships.

Diversification - Our portfolios span six asset classes, including both traditional strategies—domestic equity, international equity, and fixed income—and alternatives, including absolute return, real assets, and private equity. We ensure our clients have access to products and strategies typically only available to large, institutional investors.

Innovation - We continually look for ways to innovate, drawing on our extensive experience to find better investment strategies for the long term. This combination of curiosity and flexibility means that you have a ready source for new ideas and smart solutions.

Independent Analysis - At Brinker Capital, we form our own independent perspective on everything we recommend. When we’re putting together a portfolio, westart by analyzing strategy options based on expected returns, historic returns, and market volatility. Armed withour in-depth research, we can make informed, strategic decisions about how to allocate assets.

Hands-On Management - We carefully evaluate every asset manager and strategy werecommend to make sure they meet our standardsfor performance and integrity. We also continueto monitor and reallocate portfolios to takeadvantage of market opportunities.

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Domestic Equity Domestic Equity Domestic Equity Domestic Equity Domestic Equity Domestic EquityInternational Equity International Equity International Equity International Equity International Equity

Fixed Income Fixed Income Fixed Income Fixed IncomeAbsolute Return Absolute Return Absolute Return

Real Assets Real AssetsPrivate Equity

We also offer a wide range of portfolios to serve the various needs of different investors, from the most conservative to the most aggressive strategy, from mutual funds to absolute return vehicles.

This broad diversification translates into broader opportunities. It means that investors like you have access to products and strategies that aren’t generally available to individual investors. It means you may see reduced risk and increased returns over the long term. It means that both your money and your confidence are well placed.

Source: Brinker Capital, Inc.

There is more than one way to be successful in investing. In fact, there are at least six.

We help protect and build wealth through a broadly diversified approach, using a strategy typically employed by endowments seeking to grow their investments over the long term.

LESS DIVERSIFICATION MORE DIVERSIFICATION

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DiversificationBecause we understand that different investments perform well at different times, we invest in six asset classes, rather than the traditional three, as well as a number of sub-asset classes. This strategy of broad diversification gives you more opportunities to grow your investments and less exposure to risk — no matter which way the market is moving.

Source: FactSet and Brinker Capital, Inc.

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Source: Factset, Red Rocks CapitalYTD returns as of 12/31/11

The Growth of $1M chart is for illustration purposes only. No representation that the results represent investment performance of actual client accounts is intended. The chart is intended to demonstrate the impact on a traditional portfolio of diversification through the inclusion of additional asset classes over a long-term investment horizon. The table discloses the time periods during which each asset class, as represented by the market index listed, was included or removed from the chart as more representative market indexes became available, as well as the weighting of each asset class, during the period. When index data for certain asset classes was not available, the other asset class weightings were scaled upward. The information depicted in the charts above is derived from this table. For example, the equal weighted portfolio was 50% U.S. Equity and 50% International Equity from January 1971 through March 1973. In April 1973, the equal weighted portfolio was 33.33% U.S. Equity, 33.33% International Equity and 33.33% Fixed Income until January 1978, when the next asset class, Real Assets (real estate) was available, and so on. The S&P 500 Index is a market value weighted index with each stock’s weight in the Index proportionate to its market value. The S&P Index is one of the most widely used benchmarks of U.S. equity performance. Each index is a broad market index representative of its respective asset class which is utilized by Brinker Capital as a benchmark for measuring the performance of such asset class. Unmanaged indices are for illustrative purposes only. An investor cannot invest directly in an index. Index performance does not reflect the deduction of fees and changes and does not reflect the reinvestment of dividends. Past performance is no guarantee of future results.

Source: Brinker Capital, FactSet, Cambridge Associates, NCREIF

Additional Diversification Compounds Wealth

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Finding Balance

Many investors face the dilemma of investing for the needs of today or investing

to meet the needs of tomorrow. If you focus too much on current expenses you

may risk not meeting your future goals.

If too much focus is placed on your future growth it may be difficult to meet your

current expenses. The key is to work closely with your financial advisor to plan

for both current cash flow and growing your assets to meet your goals and

objectives.

Source: Brinker Capital, Inc.

Today Tomorrow

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Our Key Investment Themes Macro Uncertainties Remain and Could Provide Global Growth Headwinds

o Favor investments in U.S. companies versus developed international markets.

o Europe has likely entered recession territory and growth in China has slowed

Emerging Markets Biaso Long-term trend of stronger growth coming from emerging markets compared to developed markets.

o Anticipate the middle class in emerging markets to continue to grow in size and wealth.

Difficult Interest Rate Environment o Real interest rates are kept artificially low and will remain so for the foreseeable future.

o Some risk is necessary to maintain long-term purchasing power within the fixed income asset class.

o Consideration should be given to investments outside of fixed income that possess attractive yields.

Unique Opportunitieso Continue to search for market anomalies and inefficiencies with the potential for attractive risk adjusted returns.

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How We Keep You Informed

Quarterly Reports

o Performance Reports

o Risk/Return Analysis

o Cash Flow Summary

Monthly Outlook

Market Review

Reallocation Summary

Online Account Access

Mobile Account Access

What if Times Change?We understand that with life changes, your time horizon, tolerance for risk, or tax situation may change. At Brinker Capital, we think stability comes in large part from flexibility. With your advisor, we will adjust your portfolio to your changing circumstances, so that it best serves your needs and allows you to sustain your lifestyle.

Yet it’s not just your asset allocation we adapt. We also work hard to develop flexible investment strategies. We continually look for ways to innovate, drawing on our extensive experience to find better strategies for the short and long term. We then incorporate our best ideas into your portfolio, so that it reflects our most up-to-date thinking and current market conditions.

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Your Recommended Investment Solution

We strive to create the most appropriate investment strategy based on your responses to our Investment

Strategy Questionnaire and from the input we received from your financial advisor regarding your

investment goals. If answers indicated differences in time horizon and/or risk tolerance, the investment

objective reflects a blend of those responses. Please advise Donald if you believe that your overall

investment objective differs from that derived by Brinker Capital or if you wish to modify any of your

answers to the Questionnaire. Changes to any of your responses could result in Brinker Capital

recommending a different investment strategy and asset allocation.

Your goals, objectives and risk tolerance may change over time. Your financial advisor will help you plan

for all of life’s events, including the unforeseen ones. When you determine a change is needed, Brinker

Capital will adjust your investment strategy upon your instruction.

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Aggressive Equity QualifiedValued Client IRA

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1 Target weightings and holdings reflect the target allocation policy weightings as of March 31, 2013. These may change prior to investment and are subject to change at any time. Allocations may not add to totals due to rounding of asset class and fund allocation percentages.2 If you are invested in a Destinations Strategy with the Personalized Distribution feature your cash weighting will vary from the illustration provided in the table above.

WeightingsTarget1 Range

Domestic Equity 68.99% 55%-81%Large Cap

Columbia Select 12.40%Columbia Dividend Opportunity 5.04%Touchstone Focused Equity 2.49%T. Rowe Price Growth Stock 11.64%TCW Dividend Focus 9.51%Delaware Value 8.64%Fidelity US Equity Index 8.00%

Mid CapRidgeWorth Mid Cap Value 6.00%

Small CapClearBridge Small Cap Growth 3.18%Aston/River Road Independent Value

2.10%

International Equity 23.94% 19%-43%Developed

MFS International Value 6.82%T. Rowe Price International Stock 5.89%

Emerging MarketsWasatch Emerging Markets Small Cap

3.78%

Aberdeen Emerging Markets 2.08%Micro Cap

Wasatch International Opportunities 3.03%Frontier Markets

Wasatch Frontier EM Small Countries Fund

2.34%

Fixed Income 1.16% 0%-5%Cash2

Cash 1.16%

WeightingsTarget1 Range

Real Assets 3.13% 0%-10%Natural Resources Equity

RS Global Natural Resources 3.13%Absolute Return 1.47% 0%-20%Closed-End Funds

RiverNorth Core Opportunity 1.47%Private Equity 1.30% 0%-10%Listed Private Equity

Red Rocks Listed Private Equity 1.30%

ObjectivesThe Aggressive Equity - Qualified Asset Allocation Strategy seeks to maximize long-term capital appreciation. Typically the majority of the portfolio will be allocated to equity, with a smaller allocation to alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a very high level of volatility.

Portfolio StructureThe portfolio’s allocation will emphasize equity. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A substantial commitment to international equity will be maintained. A small allocation will typically be made to alternative investments such as real assets, absolute return and private equity.

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Historical Performance of Recommended Investment Strategy: DestinationsValued Client IRA

Growth of $100,000

The performance information for the Recommended Investment Strategy presents historical performance of client accounts that were open for the full period and invested according to the Recommended Investment Strategy. Past performance is no guarantee of future results or trends. The returns are calculated gross (before the deduction) of advisory fees payable to Brinker Capital or other expenses for services not covered by the advisory fee. These fees and expenses will reduce your return. The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of broad market indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns. Indices are unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information included in the investment strategy recommendation. The standard deviation shown is for the length of time displayed on the Growth of $100,000 Chart.

Calendar Year Gross PerformanceYTD 2012 2011 2010 2009 2008 2007 2006 2005 2004

Recommended Investment Strategy 12.33% 15.88% -5.07% 16.04% 34.87% -43.42% 11.26% 16.15% 8.90% 12.90%S&P 500 15.37% 16.00% 2.11% 15.06% 26.46% -37.00% 5.49% 15.79% 4.91% 10.88%

Russell 2000 16.45% 16.35% -4.18% 26.86% 27.17% -33.79% -1.57% 18.37% 4.55% 18.33%Citigroup 3-month T-bill 0.03% 0.07% 0.08% 0.13% 0.16% 1.80% 4.74% 4.76% 3.00% 1.24%

Relative Return - Blended Benchmark 12.01% 16.44% -3.36% 15.13% 31.78% -39.00% 7.44% 17.70% 8.19% 13.53%

Gross Annualized Return through May 2013YTD 1 year 3 years 5 years 7 years 10 years Std. Dev.

Recommended Investment Strategy 12.33% 25.71% 13.93% 2.34% 4.43% 7.55% 16.46%S&P 500 15.37% 27.28% 16.87% 5.43% 5.88% 7.58% 15.75%

Russell 2000 16.45% 31.07% 15.72% 7.15% 5.99% 9.78% 20.91%Citigroup 3-month T-bill 0.03% 0.08% 0.09% 0.26% 1.40% 1.64% 0.59%

Relative Return - Blended Benchmark 12.01% 26.89% 14.42% 3.66% 5.06% 8.07% 16.10%

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Historical Performance of Recommended Investment Strategy: DestinationsValued Client IRA

Portfolio vs. Benchmark: Annualized ReturnsThe Portfolio vs. Benchmark: Annualized Return graph plots the annualized returns of the Recommended Investment Strategy, the Absolute Return Benchmark and Relative Return-Blended Benchmark. The graph also includes the following major market indices - S & P 500, Russell 2000, MSCI EAFE, Citigroup 3-Month T-Bill & Barclays Aggregate.Annualized Return

Performance Table

The performance information for the Recommended Investment Strategy presents historical performance of client accounts that were open for the full period and invested according to the Recommended Investment Strategy. Past performance is no guarantee of future results or trends. The returns are calculated gross (before the deduction) of advisory fees payable to Brinker Capital or other expenses for services not covered by the advisory fee. These fees and expenses will reduce your return. The Absolute Return Benchmark is CPI-SA +5. The benchmark return is slightly overstated because the CPI is an annual calculation but the benchmark return reflects monthly compounding.The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of broad market indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns. Indices are unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information included in the investment strategy recommendation.

YTD 1 year 3 years 5 years 7 years 10 years

Recommended Investment Strategy 9.15% 11.90% 10.06% 3.34% 3.71% 8.80%S&P 500 10.61% 13.96% 12.67% 5.81% 5.01% 8.53%Russell 2000 12.39% 16.30% 13.45% 8.24% 4.59% 11.52%MSCI EAFE Index 5.23% 11.79% 5.49% -0.40% 2.10% 10.19%Citigroup 3-month T-bill 0.02% 0.08% 0.09% 0.31% 1.51% 1.66%Barclays U.S. Aggregate -0.12% 3.77% 5.52% 5.47% 5.94% 5.02%Absolute Return Benchmark 1.75% 6.55% 7.35% 6.79% 7.29% 7.47%Relative Return - Blended Benchmark 8.51% 12.64% 10.37% 4.46% 4.35% 9.22%

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Recommended Investment Strategy: DestinationsValued Client IRA

Risk/ReturnThe Risk/Return graph plots the portfolio’s return (annualized %) against the portfolio’s standard deviation. This chart is a characterization of the risk adjusted return of the Recommended Investment Strategy as compared to the Relative Return-Blended Benchmark. The graph also includes the following major market indices - S & P 500, MSCI EAFE & Barclays Aggregate. The ideal location on the graph is the upper left-hand quadrant, which means the portfolio had greater returns than the benchmark with less volatility or risk.

Risk/Return

The performance information for the Recommended Investment Strategy presents historical performance of client accounts that were open for the full period and invested according to the Recommended Investment Strategy. Past performance is no guarantee of future results or trends. The returns are calculated gross (before the deduction) of advisory fees payable to Brinker Capital or other expenses for services not covered by the advisory fee. These fees and expenses will reduce your return. The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of broad market indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns. Indices are unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information included in the investment strategy recommendation.

Return: The change in the value of a portfolio over an evaluation period, including any distributions made from the portfolio during that period.

Standard Deviation: A statistical measure of volatility indicates the “risk” associated with a return series. The lower the number the less volatility.

Sharpe Ratio: The Sharpe Ratio is a measure of reward per unit of risk. It is a portfolio's excess return over the risk-free rate divided by the portfolio's standard deviation. The portfolio's excess return is its geometric mean return minus the geometric mean return of the risk-free instrument (by default, T-bills). The lower the Sharpe Ratio, the less return per unit of total risk the manager has generated.

Beta vs. Blended Benchmark: Beta represents the systematic risk of a portfolio and measures its sensitivity to a benchmark. A portfolio with a beta of one is considered as risky as the benchmark and would therefore provide expected returns equal to those of the market during both up and down periods. A portfolio with a beta of two would move (both up and down) approximately twice as much as the benchmark.

Maximum Drawdown: The maximum loss (compounded, not annualized) that the manager incurred during any sub-period. Drawdowns are calculated on monthly returns.

Return Standard Deviation

Sharpe Ratio

Beta vs. Blended

Maximum Drawdown

Recommended Investment Strategy 4.64% 16.46% 0.15 1.01 -54.01%S&P 500 3.53% 15.75% 0.08 0.96 -50.95%MSCI EAFE Index 4.34% 17.89% 0.12 1.03 -56.40%Barclays U.S. Aggregate 5.78% 3.53% 1.00 -0.02 -3.83%Relative Return - Blended Benchmark 4.23% 16.10% 0.12 1.00 -52.22%

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Hypothetical Total Return for Your Recommended Investment Strategy: DestinationsValued Client IRA

Monte Carlo Simulation

The above projections are forecasted returns and market values for the Recommended Investment Strategy using Brinker Capital’s capital market return assumptions for various major asset classes. Brinker Capital’s capital market return assumptions are based on the long-term (10 years or longer if available) annualized returns, standard deviations and correlation coefficients of various capital market indices. No premium or discount to return based on any active portfolio management in the Recommended Investment Strategy was included in the projections. The resulting investment outcomes are hypothetical and do not reflect actual investment results or the impact of unforeseen events that may affect portfolio returns. No representation that your portfolio will achieve projected performance is intended and future returns are not guaranteed. In certain years your annual withdrawal may exceed the total return on your portfolio resulting in a loss in principal. The Annual Withdrawal shown above includes a 3.00% increase each calendar year in order to account for inflation. The performance information reflects the deduction of a 1.00% annual advisory fee but no other expenses for services not covered by the advisory fee. The advisory fee shown is calculated by applying the proposed annual fee to the 50th percentile projected, inflation-adjusted market value. The actual advisory fee may be more or less than the fee reflected in the above projection. Any additional fees and expenses will reduce the portfolio and your return. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information included in the investment strategy recommendation.

Portfolio Value Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10

10th Percentile $253,371 $291,860 $330,680 $370,576 $410,972 $456,344 $506,557 $561,247 $618,228 $673,614

50th Percentile $215,583 $230,500 $245,901 $263,362 $282,040 $300,692 $320,264 $343,074 $363,199 $388,480

90th Percentile $177,453 $174,895 $176,995 $179,186 $184,327 $189,779 $195,751 $202,428 $209,069 $218,417

Average Flow Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10

Fees ($2,176) ($2,348) ($2,537) ($2,738) ($2,947) ($3,175) ($3,420) ($3,697) ($3,974) ($4,279)

Recommended Portfolio10-Year HorizonInitial Investment $200,000

Average Annualized Return: 8.88%Standard Deviation: 14.81%Inflation Rate: 3%Annual Withdrawal (assumes 3% inflation):

$0

Annual Fee: 1.00%

10% probability of an ending value of at least $673,614

25% probability of an ending value of at least $520,580

50% probability of an ending value of at least $388,480

75% probability of an ending value of at least $288,335

90% probability of an ending value of at least $218,417

Projected Values

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Your Program FeesBased upon this proposal of $200,000.00, the blended fee payable to Brinker Capital for all assets in your Destinations accounts is 1.00% annualized. This blendedfee will vary based upon total account value (resulting from appreciation, depreciation, liquidations or additional contributions) in accordance with Brinker Capital’s fee schedule for the Destinations program.

Account Registration Investment Strategy Assets FeeValued Client IRA Destinations $200,000.00 1.00%

Your fee covers the following costs associated with your investments: Compensation to Foresters Equity Services, Inc. and Mr. Donald T McNeill, Jr. for assisting in the development and ongoing monitoring of your

investment strategy Your investment strategy recommendations Regular rebalancing of mutual funds in your portfolio consistent with your investment strategy Customized quarterly reporting, monthly statements and trade confirmations Access to Brinker Capital Online Services All ongoing mutual fund due diligence provided by Brinker Capital Custody of the mutual fund assets in your portfolio

The total annual fee is exclusive of mutual fund expense ratios, which are set forth in the prospectus for each fund. A fund expense ratio represents the percentage of the fund’s assets that go toward the expense of running the fund. A fund expense ratio reflects the fund’s investment advisory fee, administrative costs, distribution fees and other operating expenses, which are paid by the fund and reduce the fund’s net asset value.

The fee set forth above is calculated using Brinker Capital’s current fee schedule for the Destinations program. Brinker Capital may change the fee schedule for any program on 30 days advance written notice to you.

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Brinker Capital will debit your account at the beginning of each quarter based on the previous quarter’s ending balance. Your initial quarterly fee will be pro-rated based upon the beginning value of your account and Brinker Capital will debit your account the month following your initial investment.

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Disclosure Statement One-on-One Presentation: This report is exclusively for use in one-on-one presentations with sophisticated investors.

Performance Data: All return calculations are in U.S. dollars and are gross of advisory fees payable to Brinker Capital and any other expenses not covered by the advisory fee (see “Fees” section).

Destinations: The performance returns provided for Destinations are composed of accounts that were open for the full period and are invested in mutual funds according to the asset allocation policy for the recommended Investment Strategy. Detailed information regarding the Investment Strategy composite is available upon request. The composite returns are based on actual market values and are weighted accordingly. All calculations reflect the deduction of the respective fund’s internal management fees and expenses but are gross (before deduction) of advisory fees payable to Brinker Capital, which will reduce an investor’s return. Certain funds included in the performance information may no longer be available for purchase and may not be included in the recommended Investment Strategy. Brinker Capital may also determine to replace a fund due to a change in management or based upon Brinker Capital’s evaluation of the fund’s performance. Since Brinker Capital retains full discretion to add or replace mutual funds in which the account is invested and to change the allocation among such funds, the historical performance of the recommended Investment Strategy may reflect the performance of mutual funds which are no longer included in the recommended Investment Strategy. Furthermore, past performance of the funds included in the recommended Investment Strategy is not a guarantee of future results or trends.

Prior to December 2008 the Aggressive Equity Taxable Portfolio and Aggressive Equity Qualified portfolios were managed under the same investment mandate from the initial strategy’s inception in January 1997. In December 2008 the portfolios were separated to provide the ability to better manage their different account tax status and two separate composites were created. The performance shown for the Aggressive Equity Taxable Portfolio prior to December 2008 reflects the performance of the two products managed together under Aggressive Equity Portfolio. Brinker has provided this full performance history for illustrative purposes only.

Mutual Fund Performance: Mutual Fund and Exchange Traded Fund (ETF) performance information is based upon published performance of the mutual funds or ETFs, which must be calculated by the funds in accordance with rules and regulations promulgated by the Securities and Exchange Commission.

Benchmarks: Brinker Capital constructs the benchmark to match, to the best of its ability, the components of the recommended Investment Strategy to the appropriate indices so as to reasonably parallel the asset allocation of the Investment Strategy. However, the benchmarks are not intended to parallel the risk or investment style of any particular manager or mutual fund included in the recommended Investment Strategy or reflect guidelines, restrictions, correlations, concentrations, sector allocations or volatility of the portfolio of any such manager or mutual fund. The benchmarks are provided for comparative purposes only and do not represent actual performance. Figures for the indices reflect the reinvestment of dividends but do not reflect any management fees, transaction costs or expenses, which would reduce returns.

The Destinations Relative Return-Blended Benchmark is a composite of the following indices weighted in accordance with the recommended Investment Strategy: R3000(78.4%), MSCI ACW ex. US(19.6%), T-Bill(2%) for the time period 1/1/89 to 12/31/07 and R3000(68.6%), MSCI ACW ex. US(29.4%), T-Bill(2%) for the time period 1/1/08 to date. Effective 1/1/08, Brinker Capital increased the allocation to international securities for this Investment Strategy and adjusted the Blended Benchmark to more closely parallel this revised asset allocation. Detailed information on the composition of each index included in the Blended Benchmark is available upon request Indices are unmanaged and an investor cannot invest directly in an index.

Fees: The performance information does not reflect the deduction of advisory fees payable to Brinker Capital and any other expenses for services not covered by the advisory fee that an investor may incur, which will reduce a client’s return. Brinker Capital charges one comprehensive fee for investment management services, which includes manager and fund due diligence, asset allocation, manager fees, custody fees and trading expenses and Solicitor fees. Brinker Capital’s fee does not include the internal management fees and operating expenses of mutual funds in which a client’s account is invested, which are reflected in the performance information contained herein.

Brinker Capital’s fees are disclosed in Part II of its Form ADV. The net effect of the deduction of Brinker Capital’s fees on annualized performance, including the compounded effect over time, is determined by the relative size of the fee and the account’s investment performance. The chart below depicts the effect of a 1% management fee on the growth of one dollar over a 10-year period at 10% (9% after fees) and 5% (4% after fees) assumed rates of return.

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Year 1 2 3 4 5 6 7 8 9 1010% 1.10 1.21 1.33 1.46 1.61 1.77 1.95 2.14 2.36 2.59 9% 1.09 1.19 1.30 1.41 1.54 1.68 1.83 1.99 2.17 2.37 5% 1.05 1.10 1.16 1.22 1.28 1.34 1.41 1.48 1.55 1.63 4% 1.04 1.08 1.12 1.17 1.22 1.27 1.32 1.37 1.42 1.48

Portions of the analytical information within this proposal have been powered by Zephyr Web Analytics.

The Hypothetical Total Return chart uses market indices to represent the various major and sub asset classes: The Dow Jones Wilshire 5000 Index represents US Equities, MSCI AC World ex/US Index represents foreign equities, Barclays Aggregate Index represents taxable fixed income, Barclays US Treasury 1-5 Yr represents short US Treasuries, Barclays US Treasury 5-10 Yr represents intermediate US Treasury, Barclays US Treasury Long represents Long US Treasury, Citigroup 3 Month Treasury Bill represents Cash, Merrill Lynch 3-7 Yr Muni represents municipal fixed income, Dow Jones Wilshire REIT represents US REITs, FTSE EPRA NAREIT Global Index represents Global REITs, Dow Jones AIG Commodity represents Commodities, NCREIF Property Index represents private real estate, Credit Suisse/Tremont Hedge Fund Index represents absolute return, Cambridge Associates US Private Equity Index represents private equity and the Red Rocks Listed Private Equity Index represents listed private equity. The Cambridge Associates US Private Equity Index is comprised of limited partnership investments available only to Qualified Purchasers. The Red Rocks Listed Private Equity index reflects actual returns from January 2006 to present; returns prior to January 2006 are provided by Red Rocks Capital, LLC and represent backtested, hypothetical values calculated by reconstructing the index with companies that were included in the index as of inception (or at such time as a company had been public for one full quarter, if later) and re-weighting the index quarterly and do not represent actual index performance.

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184195Brinker Capital, Inc., a Registered Investment Advisor 21

Glossary of Investment Terms 60/40 – 60/40 Portfolio is composed of 60% of the Russell 3000 / 40% Barclays Aggregate.

Absolute Return – The total return that an asset achieves over a certain period of time. Absolute return differs from relative return because it is concerned with the return of a particular asset and does not compare it to any other measure or benchmark.

Absolute Return Strategies – Strategies that seek to generate positive absolute return regardless of the direction of financial markets.

Asset Allocation – The process of deciding how to apportion investment capital between the various possible asset classes: domestic equity, international equity, fixed income, real assets, absolute return strategies, private equity, etc.

Asset Class – Category of assets such as equities and fixed income, and their subcategories, including large cap, small cap, emerging markets, commodities, etc.

Commodities – Basic raw materials and foodstuffs such as metals, petroleum, plantation crops, "softs,” such as coffee and sugar, and grains and agriculture.

Due Diligence – The performance of those actions that are generally regarded as prudent, responsible and necessary to conduct a thorough and objective investigation, review and/or analysis.

Emerging Market – Emerging markets generally do not have the level of market efficiency and strict standards in accounting and securities regulation to be on par with developed economies, but emerging markets will typically have a physical financial infrastructure including banks, a stock exchange and a unified currency.

Expense Ratio – A measure of what it costs an investment company to operate a mutual fund. An expense ratio is determined through an annual calculation, where a fund's operating expenses are divided by the average dollar value of its assets under management.

Global Macro – A strategy that bases its holdings—such as long and short positions in various equity, fixed income, currency, and futures markets—primarily on overall economic and political views of various countries’ macroeconomic principles.

Growth Stocks – Stocks of companies that exhibit growth characteristics and have shown an ability to grow at a faster rate than other firms’.

International Equities – Strategies that target either developed economies (e.g. Western Europe, Japan, Australia, Canada) or emerging economies (e.g. China, Latin America, Eastern Europe).

Large Cap – A company whose market cap typically exceeds $17 billion (using Russell Index methodology).

Manager Tenure – The length of time a portfolio manager has been responsible for managing the specific investment strategy.

Mid Cap – A company whose market cap is typically between $2 billion and $17 billion (using Russell Index methodology).

Real Assets – Real assets consist of ownership interests in investment vehicles that typically invest in physical assets and exhibit a high correlation to inflation and provide high levels of current cash flow. Real assets include real estate, commodities, timber, and oil and gas interests.

Relative Return – The return that an asset achieves over a period of time compared to a benchmark or peer group. The relative return is the difference between the absolute return achieved by the asset and the return achieved by the benchmark or peer group.

Relative Value – Attractiveness measured in terms of risk, liquidity and return of one instrument

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Biographies

The Brinker Capital leadership team is committed to delivering innovative solutions, quality service and value to our clients.

Executive ManagementCharles Widger, Executive Chairman Mr. Widger is the founder of Brinker Capital and has over 30 years of experience working with investors in strategic investment planning, and manager search and monitoring. He is a past chairman of the board of trustees for Gettysburg College and is chair-emeritus of the Money Management Institute, the 2.1 trillion dollar managed account industry’s association. He is also the chairman of the Villanova University School of Law Board of Consultors. He was previously chief executive officer of the Mutual Benefit Capital Companies, first vice president with Van Kampen, Morris Stone and a vice president at CIGNA. Earlier in his career, he practiced law in Pennsylvania in private practice and as an assistant attorney general for the Pennsylvania Department of Justice. Mr. Widger is a frequent market and industry commentator, with his thoughts having appeared in top outlets such as The Wall Street Journal, Barron’s, the Associated Press, Dow Jones, Investment Advisor, Fund Action and many others. Mr. Widger is a graduate of

Gettysburg College and Villanova University School of Law, and holds an L.L.M. in Taxation from Boston University’s School of Law. He also served as a Lieutenant in the U.S. Navy.

John E. Coyne, III, Vice Chairman Mr. Coyne leads Brinker Capital’s initiative to broaden distribution into new marketplaces, a key part of the firm’s strategic plan. He is the firm’s principal spokesperson with the news media and investment advisors. He also oversees the firm’s marketing department, social media group and the Specialty Sales Group. Previously, Mr. Coyne served as president of Brinker Capital and was responsible for policy and oversight for sales, marketing, and key account management. In addition, John served as Chief Compliance Officer and has held a variety of regional and national sales positions at the firm, including that of national sales director. Prior to joining Brinker Capital, John held investment advisory and national sales positions at Butcher & Singer, Van Kampen, Morris Stone, Fidelity Leasing, and Mutual Benefit Capital Companies. John has 30 years of industry experience. John is a board member of the Money Management Institute and the recipient of its 2011 Pioneer Award, chairman emeritus and current board member for the Philadelphia Chapter of Teach for America and a member of the

Philadelphia chapter of the Financial Planning Association. John is a frequent speaker and host at industry conferences and has been quoted extensively in top financial and advisor media. In addition to appearances on Fox Business News and Fox Business’s “Cavuto on Business”, John’s thoughts have appeared in The Wall Street Journal, Newsweek, InvestmentNews, Registered Rep, Fund Fire, Money Management Executive and others. John is a graduate of Mount St. Mary’s University. He also attended Temple University Graduate School. John is a trustee of Mount St. Mary’s University and chairman of its Endowment committee.

Noreen D. Beaman, CPA, Chief Executive OfficerMs. Beaman is the chief executive officer of Brinker Capital, Inc. and Brinker Capital Securities. Ms. Beaman is responsible for developing and executing the firm’s detailed operating plan and for the oversight of the company’s short and long term strategies. Previously, Ms. Beaman served as the firm’s chief operating officer responsible for policy and oversight of operations, administration, performance, reconciliation, technology and human resources. Noreen has more than 20 years of investment experience working with financial advisors and institutional and high net worth investors in strategic planning and investment management. Additionally, she is a member of the firm’s investment management and finance committees. As one of Brinker Capital’s original partners, Noreen previously held a variety of regional and national sales positions at the firm, including new business development and client service in New York and New Jersey; and was also the firm’s chief financial officer. Noreen is a frequent speaker at industry

conferences and has been quoted extensively in top financial and advisor media. Prior to joining Brinker Capital, Noreen was treasurer at Mutual Benefit Capital Companies, a subsidiary of Mutual Benefit Life Insurance Company. She also worked at Ernst and Young. Ms. Beaman is a graduate of Saint Peter’s College and is a member of their Board of Regents.

Brinker Capital, Inc., a Registered Investment Advisor. Brinker_Bios

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Leo J. Dolan, Jr., Principal and National Sales DirectorMr. Dolan is a key senior manager and the national sales director for Brinker Capital as it achieves major growth with an expanded array of products and services. In addition, he is a member of the Investment Committee and a frequent speaker on investment topics. From 1995 to 2001, Mr. Dolan served as senior vice president and operating head of the Investment Advisory Group at SEI Investments. While there, he helped transform a small unit into a highly profitable $25 billion division with the industry's leading mutual fund program. Earlier, he helped start and create a unique business model for SEI's now $500 billion fund administration group. Prior to his 20 years of investment industry experience, Mr. Dolan had an extensive, diversified career including management positions at Scott Paper Company, Beech Nut Foods, the Colonial Penn Group, and United Hospitals. In addition, as owner of a marketing firm, he helped develop business and marketing strategies that led to initial public offerings and strong growth for companies such as U.S. Healthcare, Nutri/System and Baldwin, Inc. Mr. Dolan holds a B.S. from Saint Joseph's University and an M.B.A. from The Wharton School of the University of Pennsylvania. He is also a former naval officer.

Sheila Bonitz, Vice President of Investment ManagementSheila has spent over 18 years focused on developing technology and product solutions to help meet the needs of financial institutions, advisors and investors. In her current roles she is involved with new product launches and enhancements, regulatory items and oversees the administrative aspects of the Investment Department. Sheila started her career at Brinker Capital in 1999 as a marketing coordinator. During her time at Brinker Capital, she also served as director of online services where she was responsible for overseeing the continuous development of the company’s website. Sheila then served as the director of strategic planning, responsible for developing new product solutions and enhancing existing solutions. Prior to Brinker Capital, Sheila worked at SEI as a product planner. She graduated from Millersville University with a B.S. in Computer Science and a minor in Business Administration. She obtained her M.B.A from Saint Joseph’s University. In addition, she holds FINRA 6 and 63 licenses.

Avery Cook, CIMA®, Vice President of Strategic PlanningWith over 15 years of industry experience, Avery is primarily responsible for the evaluation, implementation and maintenance of product offerings at the firm. Prior to his current role at Brinker Capital, Avery served in various positions within the firm’s Performance & Reconciliation, Pricing, Client Services, and Operations departments. Avery is a graduate of Hamilton College, where he majored in Economics and Computer Science with a minor in Government. Avery holds the CIMA® designation and also earned a Lean Six Sigma certificate from Villanova University. In addition, he holds FINRA series 7, 24, 53, 63 and 65, licenses. Outside the office, he enjoys coaching high school lacrosse and playing golf.

Philip F. Green, Jr., Chief Financial OfficerPhil is responsible for all financial operations of the firm. He also oversees the Registered Investment Advisor Services Department, focusing on providing solutions and support to that marketplace, and is also a member of the Key Management Team. Phil has been with Brinker Capital for 11 years in various capacities of operations, finance and accounting. He has 21 years of industry experience which includes prior work at a number of large financial and insurance institutions in the commercial underwriting disciplines including AIG, Liberty Mutual, and Citibank/Travelers. He received his B.S. in Finance and Economics from Pennsylvania State University and his M.B.A. from Villanova University. In addition, Philip holds his FINRA series 7 and 27 licenses. He sits on the technology board at the St. Eleanor School, in Collegeville, PA, and is also a member of the MMI, the managed account industry’s association. Philip enjoys reading, biking, skiing, hiking, basketball, and running.

Brendan McConnell, Vice President, Business AdministrationWith over 13 years of industry experience, Brendan is primarily responsible for the oversight of initiatives in the areas of client experience and technology across the firm. Brendan is a member of Brinker Capital’s Operating, Technology and Custodian Committees, which develop and implement strategies to improve operational and infrastructure efficiencies throughout the company. Brendan also oversees the Client Service, Performance and Reconciliation, and Account Administration departments. He has several years of experience as an operations manager, where he was responsible for all operational aspects of the firm’s relationship with Fidelity IWS and National Financial, LLC. Brendan is a graduate of Saint Joseph’s University. He is also certified through Villanova University as a business analyst and in Lean Six Sigma along with holding FINRA series 7, 63 and 65 licenses. He enjoys spending time with his family, reading, running and playing golf.

Leo J. Dolan, Jr.

Sheila Bonitz

Avery Cook

Philip F. Green, Jr.

Brendan McConnell

Brinker Capital, Inc., a Registered Investment Advisor.

Executive Management, Continued

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William H. Miller, Chief Investment OfficerAs CIO of Brinker Capital, Bill chairs the company’s investment committee and sets the investment philosophy and process for Brinker Capital. He is also responsible for asset allocation, manager selection and review, and alternative investments. Bill’s investment experience of almost 30 years includes the management and launch of Nationwide Insurance’s Investor Destination Series of passive asset allocation funds, and Optimal Funds, which is an active management product. Bill initially joined the Conshohocken-based investment operations, of Nationwide, as interim chief investment officer. Bill also held senior investment positions at Putnam Investments and Delaware Capital Management. He holds a B.A. in Economics from Trinity College.

Amy Magnotta, CFA, Senior Investment ManagerAmy has portfolio management responsibilities for Brinker Capital’s mutual fund program, Destinations, and is involved in both asset allocation and investment manager selection decisions. She also writes periodic market and economic commentary and outlook pieces. She has over 12 years of industry experience and was previously employed as a consultant for Franklin Park Associates, LLC, where she selected private equity investments for institutional clients. Prior to that she served in a fixed income product management and institutional client service role at BlackRock, Inc. Amy graduated from Lehigh University with a B.S. in Finance and is a CFA charter holder. She is a member of CFA Institute and the CFA Society of Philadelphia.

Stuart P. Quint, III, CFA, Senior Investment Manager and International StrategistStuart has over 20 years of experience analyzing and managing investment portfolios in developed and emerging markets. His responsibilities at Brinker Capital entail asset allocation and manager selection for the firm’s Core SMA product. Additionally, he advises the firm in formulating its international investment strategy and communicating with clients. Prior to Brinker Capital, Stuart spent six years at Aberdeen Asset Management (formerly Gartmore Global Investments) as an investment manager, where he was responsible for a global financial fund invested in emerging and developed markets. He also worked in various portfolio management roles involving emerging markets at LF Capital/Friends Ivory Sime and Montgomery Asset Management. His career started as an equity analyst at Sanford C. Bernstein and Company, following the savings and loan industry. Stuart graduated cum laude with a B.S. /B.A. dual degree from the University of Pennsylvania. He also studied abroad in Russia and Mexico and became fluent in Russian and Spanish. In addition, Stuart holds the CFA designation and is a member of the CFA Institute.

Jeff Raupp, CFA, Senior Investment Manager With over 17 years of investment experience, Jeff is primarily responsible for the portfolio management for Brinker Capital’s mutual fund and retirement plan services programs. Jeff is also a member of Brinker Capital’s Operating Committee, which develops and implements strategies to improve operational efficiencies throughout the company. Prior to his current role, Jeff served as the operations manager for Brinker Capital and was in charge of all operational aspects of the firm’s relationship with Fidelity and National Financial Services, LLC. Before joining Brinker Capital, Jeff was employed as an electronic engineer and project manager for a small electronics firm. He also served as an officer in the United States Army. Jeff has a B.S. in Mechanical Engineering from the University of Delaware and a M.B.A in Finance from Villanova University. In addition, he is certified in Lean Six Sigma through VillanovaUniversity and holds FINRA series 7 and 66 licenses. He is a member of the CFA Institute and the CFA Society of Philadelphia, Inc.

Andrew Rosenberger, CFA, Senior Investment ManagerAs a member of Brinker Capital’s Due Diligence team, Andrew serves as the senior portfolio manager on the Personal Portfolios product as well as the co-portfolio manager on the Brinker Capital Crystal Strategy. Additionally, he is responsible for the investment oversight of Brinker Capital’s Personalized Distribution and Dollar Value Averaging Strategies. Andrew’s prior experience at Brinker Capital includes the position of quantitative investment manager, where he was responsible for the quantitative analysis of economic and capital market trends, portfolio risk analysis, asset allocation, and investment strategy selection. Prior to that, he served as a member of the Institutional Investments & Private Client Group, where his responsibilities included asset allocation, client performance and attribution analysis, client account management, and investment policy statement analysis. He earned his B.S. degree in Economics from the Pennsylvania State University. Andrew is a CFA charter holder and a member of the CFA Society of Philadelphia. He also holds his Series 7 and 65 licenses.

William H. Miller

Amy Magnotta

Stuart P. Quint, III

Jeff Raupp

Andrew Rosenberger

Brinker Capital, Inc., a Registered Investment Advisor.

Investment Team

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David A. Ix

Michael F. Frascone

Edward Kelly

David A. Ix, PrincipalDavid is responsible for new business development and client service in Pennsylvania and New Jersey. Previously as director of operations, he oversaw the firm's trading and account administration, as well as the operational development of Brinker Capital’s mutual fund programs. Prior to joining the company, David was with The Boston Safe Deposit & Trust Company, where he played a key role in designing the firm’s foreign currency and custody operations. He has 25 years of industry experience and holds FINRA series 7, 63, and 65 licenses. David is a cum laude graduate of Boston College. He enjoys participating in his children’s activities as well as golfing, skiing, and music.

Michael F. Frascone, CIMA®, Regional DirectorMichael is responsible for new business development and client service in the metro New York area. Prior to covering metro New York, Michael spent 10 years as Regional Director in the Midwest. His previous roles at Brinker Capital include internal investment consultant, covering metro New York and New Jersey, and investment strategy analyst, responsible for designing investment strategies and preparing customized proposals for clients. Michael was previously employed by New England Securities as a registered representative. He holds FINRA series 6, 7, and 66 licenses. In addition, he is a member of the Investment Management Consultants Association and was awarded a Certified Investment Management Analyst (CIMA®) designation in 2004. Michael is a graduate of the Pennsylvania State University, with over 14 years of experience in the investment industry.

Edward Kelly, Regional DirectorEd is responsible for new business development and client service in the Midwest. He has over 20 years of experience in the financial services industry. Prior to joining Brinker Capital, Ed served as senior regional consultant for Genworth Wealth Management, as well as vice president of sales for Atlantic Trust. Ed also held positions at Nationwide and Curian Capital. He holds FINRA series 7, 63 and 66 licenses and is a graduate of Villanova University. He enjoys golfing, basketball and spending time with his wife, Jody, and two children, Sophia and Ed.

Dan McGovern, CIMA®, Regional DirectorDan has been with Brinker Capital for over 15 years and has 18 years of industry experience. Dan is responsible for new business development and client service in Texas, Oklahoma, Arkansas, Louisiana and New Mexico. He also helped pioneer Brinker Capital’s development on the West Coast. Prior to becoming regional director, Dan was an internal investment consultant, covering the Western region of the country. He also worked in Brinker Capital’s advisor services group and operations department. Prior to joining Brinker Capital, Dan was employed by The Vanguard Group as a registered representative. He holds FINRA series 7, 63 and 65 licenses. In addition, he is a member of Investment Management Consultants Association and was awarded the Certified Investment Management Analyst (CIMA) designation in 2006. He is a graduate of Ursinus College with a B.A. in Economics. He enjoys golfing, mountain biking and spending time with his wife, Rose, and their two daughters.

Mitchell J. Mellen, Regional DirectorWith over 25 years of investment experience, Mitch manages new business development and client service in Indiana, Kentucky, Michigan and Ohio. Over his 25 year career, Mitch has held numerous executive positions in the financial services industry including President of Distribution , ING, Director of Sales, Strong Capital Management, and National Sales Manager, Mainstay Funds. Mr. Mellen is a graduate of the University of Wisconsin at Madison with a degree in Psychology with an emphasis in Economics. Mitch holds the 7, 24, 63, 65, 66, and 201 licenses. Mitch has four children ages 11-17 and is an avid sports fan, golfer, skier and outdoorsman.

Brinker Capital, Inc., a Registered Investment Advisor.

Regional Sales Directors

Dan McGovern

Mitchell J. Mellen

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Glenda A. Pemble, CFP®, CIMA®, Regional Director With over 24 years of investment experience, Glenda manages new business development and client service in the Rocky Mountain region and Northwest. Prior to joining Brinker Capital, Glenda was senior vice president at Mount Yale Capital Group, in charge of sales and servicing the firm’s key advisory relationships. She worked several years with Ernst and Young, in charge of the Chicago area investment consulting practice. At Ernst and Young, she was a member of the National Investment Committee. Previously, Glenda held sales and service positions at several financial planning firms, working with corporate clients such as Hewlett Packard, John Deere, State Farm Insurance and McDonalds Corporation. Glenda is a graduate of the University of Wisconsin and holds the CFP®, CIMA® and FINRA series 7 and 66 licenses. She is a member of the Financial Planning Association and Investment Management Consultants Association. Glenda enjoys traveling, golfing, biking, skiing and hiking.

Jason M. Shevland, CIMA®, Regional DirectorJason is responsible for new business development and client service in New England and upstate New York. He has 16 years of industry experience, including a year of service at The Vanguard Group prior to joining Brinker Capital as an investment strategist. Jason became the regional director in Pennsylvania and New Jersey in 2000 and transitioned into the New England territory in 2003. Jason holds FINRA series 6, 7, and 66 licenses. He is a member of the Financial Planning Association of Massachusetts and the Investment Management Consultants Association and was awarded its Certified Investment Management Analyst (CIMA®) designation in 2003. Jason is a cum laude graduate of Boston College and an active member of the BC Club. He enjoys golf, skiing and spending time with his wife, Robin, and daughters, Maggie and Alex.

John Solomon, Southeast Region Manager, Regional DirectorJohn is responsible for the oversight and development of advisor relationships in the Southeast region of the United States. His main role is helping advisors build a profitable business with a focus on acquiring new clients and helping them meet their most important goals. He has over 25 years of experience in the financial services industry. Prior to joining Brinker Capital, John was senior vice president of sales and client service at InvestorForce, Inc. He also spent 11 years at SEI Investments, working with RIAs and large Banking Institutions. John is a graduate of the University of Pittsburgh, with a B.S. in Applied Mathematics, and has also completed courses at The Wharton School of Business as part of its Executive Education program. He holds FINRA series 7 and 66 licenses. John enjoys spending time with his wife, Michelle, son, Brad and daughter, Delaney. In his spare time he umpires NCAA baseball.

George B. Wrightnour, Jr. (Bay), Western Region Manager, Regional DirectorBay has over 10 years of experience with Brinker Capital. He currently resides in Manhattan Beach, CA and is responsible for the oversight and development of sales in the Western region of the United States. Additionally, Bay serves as the regional director for Southern California and the Pacific Southwest and is in charge of new business and client service in that area. Prior to this, Bay was an investment strategy analyst, associate national sales director, and relationship manager on the corporate business development team with Brinker Capital. He holds FINRA series 7 and 66 licenses. Bay is a graduate of Hobart College with a B.S. inEconomics and a minor in English. He enjoys traveling, swimming, skiing and sailing.

Glenda A. Pemble

Jason M. Shevland

John Solomon

Bay Wrightnour

Brinker Capital, Inc., a Registered Investment Advisor.

Regional Sales Directors, Continued

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Jean Lynch, CIMA®, Managing Director, National AccountsWith over 15 years of industry experience, Jean oversees Brinker Capital’s broker/dealer and registered investment advisor relationships. She is also responsible for the management and implementation of the national sales and marketing budgets. At Brinker Capital, Jean previously worked as a sales associate, covering metropolitan New York and New Jersey. Jean was previously employed by Panasonic in the Corporate Communications Department, and a writer for WWOR-TV Channel 9 News in New York and as a writer/producer for ABC affiliate KTNV-TV Channel 13 News. Jean holds FINRA series 7 and 66 licenses and a B.A. from New Jersey City University. She is a member of the Investment Management Consultant Association and was awarded its Certified Investment Management Analyst (CIMA®) designation in 2008. Jean enjoys running, reading, and spending time with her family.

Jeffrey A. Wirosloff, Managing Director, National AccountsJeff oversees Brinker Capital’s broker/dealer and registered investment advisor relationships and is also a member of the Key Management Team. Previously, Jeff managed both Brinker Capital’s advisor services team and Brinker Capital’s team of internal investment consultants. With over 22 years of industry experience, Jeff has held managerial positions with The Killen Group/Berwyn Funds and Rodney Square Management, a subsidiary of Wilmington Trust, where he was responsible for the firm’s client relationship management. He was also employed with The Vanguard Group and PFPC. Jeff holds FINRA series 6 and 63 licenses and a B.S.B.A. from the University of Delaware. He enjoys spending time with his wife, Beth, and son, Mitchell.

Michael Brady, CIMA®, RIA Relationship Manager With over 12 years of industry experience, Mike manages several of the firm’s largest advisory clients. He has held a variety of sales and operations positions at Brinker, most recently he was the Regional Director for the Southeast territory covering NC, SC, AL, MS, & GA. Mike was previously responsible for managing the internal sales desk in Brinker’s home office where he played a key role in developing and maintaining relationships with financial advisors. Prior to working with Brinker Capital, Mike worked with client service team at Plymouth Rock Assurance Corporation in Boston, MA. Mike is a graduate of West Virginia University with a B.A. in Economics. He holds the FINRA Series 7 and 66 licenses. In 2007, he was awarded the Certified Investment Management Analyst (CIMA®) designation and is a member of the Investment Management Consultants Association. In 2010, Mike also received the Lean Six Sigma certification through Villanova University. Outside of the office, he enjoys playing sports, traveling, and spending time with his family.

Thomas K.R. Wilson, CFA, Senior Investment Manager and Managing Director Tom oversees the Core Asset Management Program as well as the institutional and high net worth clients at Brinker Capital. As a member of Brinker Capital’s Investment Committee, he directs the implementation of the firm’s investment philosophy and discipline in client portfolios. Tom began his career at Brinker Capital as the vice president of the Investment Management Group where he supervised the Due Diligence, Performance Measurement, Investment Strategy, Relationship Management, and New Accounts departments. Prior to Brinker Capital, Tom was the vice president of Davidson Capital Management, where he served as a portfolio manager for institutional and high net worth accounts and was also an equity analyst covering the telecommunications and technology sectors. Tom is a frequent investment and asset allocation commentator. His views can be found in various business news media, including The Wall Street Journal, the Associated Press, Bloomberg U.S., Bloomberg Asia, Comcast’s Money Matters, FOXNews, Businessweek, and Foundation & Endowment Money Management. In addition, he is a member of the Financial Analysts of Philadelphia and the CFA Institute. Tom is an honors scholar and summa cum laude graduate of James Madison University with a B.A. in Economics. He enjoys weightlifting, jogging, and coaching youth wrestling.

Jennifer P. Kulp, CIMA®, Principal and Managing Director of Wealth Management ServicesWith 18 years of industry experience, Jen is responsible for the Sales and Marketing Advisor Support for Brinker’s Institutional and Private Client Group with a focus on the $2 million to $10 million market segment. Previously, Jen was responsible for new business development and client service in the metro New York area, and helped pioneer Brinker Capital’s development on the West Coast. She was also a marketing coordinator with Brinker Capital and worked with many of the firm’s primary broker/dealer relationships. Her responsibilities included daily interaction with home office personnel and implementation of the firm’s marketing plan. In Jen’s early years at Brinker Capital, she worked as an investment strategy analyst, where she introduced advisors to Brinker Capital and designed customized asset allocation strategies for their clients. Jen holds FINRA series 7 and 66 licenses. She is also a member of the Investment Management Consultants Association and was awarded its Certified Investment Management Analyst (CIMA®) designation in 2003. She is a graduate of Boston College. She enjoys spending time with her husband and sons, cooking and running.

Jean Lynch

Jeffrey A. Wirosloff

Thomas K.R. Wilson

Jennifer P. Kulp

Brinker Capital, Inc., a Registered Investment Advisor.

National Accounts

Institutional Investments and Wealth Management

Michael Brady

Page 28: IRA/Investment Advisory/Aggressive Equity Strategy

W. Byron McClennen, CIMA®, Director, Institutional Investments and Private Client Group Byron is responsible for consulting and communicating with Brinker Capital’s institutional and high net worth clients. He has over 15 years of experience in the financial services industry. While at Brinker Capital, he has served as regional director, internal investment consultant, investment strategy analyst and corporate trainer working with Brinker Capital’s key broker/dealer and investment advisor relationships. Prior to joining Brinker Capital, Byron was employed by The Vanguard Group in their brokerage division. He holds FINRA series 7 and 66 licenses. Byron is a member of the Investment Management Consultants Association and was awarded its Certified Investment Management Analyst (CIMA®) designation in 2008. He is a graduate of the University of Delaware and enjoys movies, sports, and spending time with his family.

William P. Simon, Jr., Managing Director, Retirement Plan Services and Investment ServicesBill is responsible for the management, guidance and expansion of the Retirement Plan Services team and program. He also serves on the firm’s management and operating committees. Bill has more than 30 years of investment experience working with financial advisors, plan sponsors and institutional and high net worth investors with a specialized focus in sales and distribution. Prior to joining the firm, he served as managing partner at PPB Advisors, LLC. where he was responsible for building an alternative securities start-up. Previously, Mr. Simon spent 22 years at American Funds, where he held a variety of senior positions including division manager – Mid Atlantic, and national sales manager for the Eastern U.S. Bill also held positions at Van Kampen Merritt, and with Federated Investors, where he began his career. Bill graduated from the University of Pittsburgh with a B.A. in Economics and holds Series 7, 65, 63 and 26 licenses. Bill serves as chairman of the board of trustees for the Cornerstone Christian Academy of Philadelphia and is a member of the board for Young Life, Liberty Region. Bill also enjoys golf and squash and spending time with his wife and three children.

Timothy A. Chisholm, Retirement Plan Services Regional Director Tim is responsible for new business development and client service for the retirement plan services division. He has over 10 years of experience in the financial services industry. Prior to joining Brinker Capital, Tim was employed by MFS Investment Management, where he was responsible for institutional business development. He holds FINRA series 6, 7, 63, 65 licenses. Tim is a member of the Investment Management Consultants Association and a graduate of Trinity College. He enjoys basketball, golf and spending time with his family.

Paul J. Cook, Retirement Plan Services Regional Director Paul is responsible for new business development and client service for the retirement plan services division. He has over 17 years of experience in the financial services industry. Prior to joining Brinker Capital, Paul served as the vice president of retirement services for the USI Consulting Group, where he was responsible for developing business strategies for acquiring new clients. Paul has also held wholesale sales positions at Stancorp Equities, Inc. and SEI Investments. He holds FINRA series 7, 63 and 65 licenses. Paul is a graduate of the Pennsylvania State University. He enjoys golfing, biking and spending time with his wife, Stacia, and two sons, Cameron and Gavin.

W. Byron McClennen

William P. Simon, Jr.

Timothy A. Chisholm

Paul J. Cook

Brinker Capital, Inc., a Registered Investment Advisor.

Institutional Investments, Continued

Retirement Plan Services

Gregory Keck

Gregory Keck, Director, Institutional Investments and Private Client GroupAs a member of the Institutional Investments and Private Client Group, Greg is responsible for consulting and communicating with Brinker Capital’s institutional and high net worth clients. Greg works in conjunction with Brinker Capital’s Due Diligence Group to communicate Brinker Capital’s investment philosophy and implement current investment strategies. Additionally, Greg monitors portfolios for adherence to investment strategy guidelines and provides institutional clients with periodic performance reviews. Greg has over 17 years of industry experience, most recently as a senior investment analyst in Brinker Capital’s Due Diligence Group, where his responsibilities included initial and ongoing due diligence for the separately managed account program. Prior to Brinker Capital, Greg held positions with Van Kampen Funds and The Vanguard Group. Greg graduated from Moravian College with a B.A. in Business Management and is FINRA series 7, 63 and 65 licensed.

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William P. Simon, Jr., Managing Director, Retirement Plan Services and Investment ServicesBill is responsible for the management, guidance and expansion of the Retirement Plan Services team and program. He also serves on the firm’s management and operating committees. Bill has more than 30 years of investment experience working with financial advisors, plan sponsors and institutional and high net worth investors with a specialized focus in sales and distribution. Prior to joining the firm, he served as managing partner at PPB Advisors, LLC. where he was responsible for building an alternative securities start-up. Previously, Mr. Simon spent 22 years at American Funds, where he held a variety of senior positions including division manager – Mid Atlantic, and national sales manager for the Eastern U.S. Bill also held positions at Van Kampen Merritt, and with Federated Investors, where he began his career. Bill graduated from the University of Pittsburgh with a B.A. in Economics and holds Series 7, 65, 63 and 26 licenses. Bill serves as chairman of the board of trustees for the Cornerstone Christian Academy of Philadelphia and is a member of the board for Young Life, Liberty Region. Bill also enjoys golf and squash and spending time with his wife and three children.

Gregory G. Vradenburg, CFP®, Principal and Managing Director, Investment ServicesGreg is responsible for the oversight and development of Brinker Investment Services, giving Brinker Capital investment products and sales support broader access to additional platforms. Prior to this role Greg was responsible for new business development and client service in the Midwest.. He has been in the investment business for more than 35 years, specializing in managed money for the last 29 years. Previously, he held sales and management positions at Bache & Co. and J.C. Bradford Co. He also served as first vice president of a national brokerage firm and as vice president of investments for a large Midwestern property and casualty company. He holds FINRA Series 7, 24, 39, 63 and 65 licenses and was awarded the Certified Financial Planner (CFP®) designation in 1982. Greg is a graduate of Franklin University. He enjoys traveling with his family, reading, golf and exercising.

Jean Lynch, CIMA®, Managing Director, National AccountsWith over 15 years of industry experience, Jean oversees Brinker Capital’s broker/dealer and registered investment advisor relationships. She is also responsible for the management and implementation of the national sales and marketing budgets. At Brinker Capital, Jean previously worked as a sales associate, covering metropolitan New York and New Jersey. Jean was previously employed by Panasonic in the Corporate Communications Department, and a writer for WWOR-TV Channel 9 News in New York and as a writer/producer for ABC affiliate KTNV-TV Channel 13 News. Jean holds FINRA series 7 and 66 licenses and a B.A. from New Jersey City University. She is a member of the Investment Management Consultant Association and was awarded its Certified Investment Management Analyst (CIMA®) designation in 2008. Jean enjoys running, reading, and spending time with her family.

Sheila Bonitz, Vice President of Investment ManagementSheila has spent over 18 years focused on developing technology and product solutions to help meet the needs of financial institutions, advisors and investors. In her current roles she is involved with new product launches and enhancements, regulatory items and oversees the administrative aspects of the Investment Department. Sheila started her career at Brinker Capital in 1999 as a marketing coordinator. During her time at Brinker Capital, she also served as director of online services where she was responsible for overseeing the continuous development of the company’s website. Sheila then served as the director of strategic planning, responsible for developing new product solutions and enhancing existing solutions. Prior to Brinker Capital, Sheila worked at SEI as a product planner. She graduated from Millersville University with a B.S. in Computer Science and a minor in Business Administration. She obtained her M.B.A from Saint Joseph’s University. In addition, she holds FINRA 6 and 63 licenses.

Sheila Bonitz

Jean Lynch

William P. Simon, Jr.

Gregory G. Vradenburg

Brinker Capital, Inc., a Registered Investment Advisor.

Investment Services

Jordan Wallens

Retirement Plan Services, ContinuedJordan Wallens, Retirement Plan Services Regional DirectorJordan is responsible for new business development and client service for Brinker Capital’s retirement plan services program. He has over 15 years of sales and marketing experience in the investment management industry with a focus on retirement planning. Prior to joining Brinker Capital, Jordan served as the vice president and regional director of the Investment Consultant Group (ICG) Division at Goldman Sachs Asset Management, as well as Regional Marketing Director at Lincoln Financial Distributors. Jordan also held positions at Capital Group/American Funds Distributors, the Polytechnic School of Pasadena and the Chicago Mercantile and Board of Options Exchange, where he began his career. He holds FINRA series 6, 7, 26 and 63 licenses and is a graduate of Cornell University with a B.A.S. in English Literature and Economics. He is a published author and enjoys travel, sports, behavioral finance and history.