is medi-cal only for the poor?

IS MEDI-CAL ONLY FOR THE POOR?

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"Many people who were never poor ultimately rely on Medi-Cal to help with their long-term care costs. Learn how it is possible to position your assets with future Medi-Cal eligibility in mind in this presentation".

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IS MEDI-CAL ONLY FOR THE POOR?

HEALTH INSURANCE SAFETY NET

Medi-Cal is a health insurance program that is jointly run by the

federal government and the California state government

It is theoretically a safety net that is only available to people with significant financial need

MEDICARE

MEDICARE is a health insurance program

for seniors

It is not need-based

You earn coverage as you pay taxes over the years

Most elders don't need Medi-Cal coverage at first because they have

Medicare

LONG-TERM CARE

The majority of Americans will eventually

need help with theirday-to-day needs

UNFORTUNATELY, Medicare does not pay for long-term care

A stay in a nursing home or assisted living community

is very expensive

INHERITANCES LOST

The average stay in a nursing home in Northern

California could cost around $200,000

Depending on the extent of your resources, you could spend

everything that you have saved paying for long-term care

There would be nothing left to leave to your loved ones

MEDI-CAL PAYS FOR LONG-TERM CARE

Though Medicare will not pay for long-term care, MEDI-CAL WILL

ASSIST WITH THESE EXPENSES

Many people who were never poor ultimately rely on Medi-Cal to help

with their long-term care costs

HOW CAN THIS BE?

It is possible to position your assets with future Medi-Cal eligibility in mind

If you plan ahead effectively, you may be able to qualify for the program while retaining a maximum store of resources

San Jose California Medi-Cal Planning

Consultation

http://www.attorneyoffice.com/

If you would like to discuss Medi-Cal planning with an elder care specialist, contact our firm to

schedule a free consultation

http://www.attorneyoffice.com/estate_planning/index.php/elder-law/

Click to visit: www.attorneyoffice.com

http://www.attorneyoffice.com/

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is medi-cal only for the poor?

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longterm care costs20how

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health insurance program

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