is your cv exposing you to identity theft?
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How ID scams can lose you thousands and ways to protect yourselfTRANSCRIPT
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Is your CV exposing you to identity theft?How ID scams can lose you
thousands and ways to protect yourself
www.iprofile.org
On November 16 2008, the Times
reported how Caroline from Gloucestershire
fell victim to an identity theft scam.
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After she applied for a job online, criminals
used her CV to clone her identity and steal
£14,000 of her savings.
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Caroline only became aware of the scam after
she tried to withdraw money from her bank
and the cashier called the police, suspecting
she was one of the crooks.
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She was even arrested before the
fact that she was an innocent victim was
established.
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Could your CV expose you to identity theft?
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ID fraudsters only need 3-5 pieces of
personal info to clone your identity and start setting up things like
loans and credit cards.
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SCHOOLS EDUCATIONAL ESTABLISHMENTS ATTENDED
FULL NAME
MARITAL STATUS
PLACE OF BIRTH
DRIVING LICENCE STATUS NUMBER OF DEPENDENTS AND AGES
DATE OF BIRTHCURRENT ADDRESS
EMAIL ADDRESS
PHONE NUMBERS
EMPLOYMENT HISTORY
PERSONAL INFORMATION SUCH AS HOBBIES AND INTERESTS
REFEREES AND CURRENT EMPLOYER
The average CV contains 8 pieces of info
used in id fraud.
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Beware!
Fraudsters are placing fake job adverts and
asking people to email or post their CVs.
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Reformed ID thief, Bob Turney, said: “Whilst many people
routinely shred bank statements and utility bills, they still seem
happy to send their CV to complete strangers. They must
realise just how easy it is to use the information in a CV to set up
bank accounts or credit cards fraudulently.”
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To prevent this happening to you,
there are some basic precautions
you can take…
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Think about who you share your career information with, make sure they
are a real business by doing web searches or calling up first
Be wary if the email address you’re asked to send your CV to only contains
the name of a service provider, rather than the company itself
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Take extra care when accessing personal information on public
computers or using a laptop in a WiFi hotspot
Shred or destroy old copies of your CV
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…and when posting your information to the web or on a job board database, remember:
Don’t include your date or place of birth
Don't include your marital status
Only give your first and last name
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You may also want to think about using secure online CV services like the
one offered at www.iProfile.org
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The best secure online CVs let you:
Control who can see your CVTrack how they use your CV
Hide personal details until you’re sure its safe to reveal them
Protect your personal numbers through phone masking
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Detective Superintendent Russell Day from the Economic and Specialist
Crime Command, Metropolitan Police: "We are happy to support any campaign
which aims to raise awareness of the growing threat of online identity fraud.
We advise everyone not to post personal details on the internet which could collectively be used to clone your identity. This new campaign is an
excellent method which could help prevent identity fraud and most
importantly, protect you and your CV."
Neil Fisher, Vice President, IAAC: “Identity fraud is a hugely serious issue
and any campaign that raises awareness of the dangers should be
commended. Many people are happy to send their CVs ‘blind’ without thinking
about the consequences if their information fell into the wrong hands.
Hopefully this campaign will help people better understand the risks involved and
better protect the personal information on their CV in the future.”
This presentation was compiled as part of the “Secure your CV” initiative, a campaign run by iProfile.org
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Further reading:
www.iprofile.org/Career-Advice/Secure-Your-CV
Times article on CV ID fraud:http://business.timesonline.co.uk/tol/business/career_and_jobs/article5161151.ece
www.denisatlas.co.uk
CNN video about CV ID fraud: http://edition.cnn.com/video/#/video/living/2008/12/16/vanmarsh.uk.too.much.info.cnn