itf group jsc - amazon s3 · instant targeted financing. ... with its payday loan smilecredit brand...
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![Page 1: ITF Group JSC - Amazon S3 · Instant Targeted Financing. ... with its payday loan SmileCredit brand was launched 2012 December 2012 ITF Group JSC was established Company registration](https://reader034.vdocuments.net/reader034/viewer/2022050123/5f5305b27f81a25b10681afc/html5/thumbnails/1.jpg)
ITF Group JSCInstant Targeted Financing
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Our HistoryITF Group JSC is an innovative non –banking financial institution thatprovides large portfolio of financialservices to borrowers.
2015With the fast growth ITF Group JSC launched its offline brand GetCash
Steady Growth and Expansion
2014 As the brand grew SmileCredit launched its installment loan in the middle of the year
New products introduction
2013 In 2013 our first entirely online based brand was launched with its payday loan
SmileCredit brand was launched
2012 December 2012 ITF Group JSC was established
Company registration
2
2016
GetCash brand was launched
ITF Group JSC has gained considerable market share in both online and offline markets and has served more than 35 000 customers EoY
2017
Innovation and process automation
Automated multi-factor credit matrix implementation
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Vision
Using the opportunities on thelocal market, our companystrives to become one of thesystematically important non–banking financial institutions inBulgaria, which helps to securebetter access to financialresources for ordinary people.
Mission
Our mission is to be a modernnon-bank financial institutionwith the purpose to use fully itspositions on the local non-banking market with its mainfocus on the local activepopulation and/or pensioners.
Values
• Long – term perspective – aclear and working long – termprogram for the Company’sdevelopment
• Skills and experience• Good standing• Responsible relationships• Partnership – it stimulates
interconnection, mutualrespect and support
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Key Facts
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Profitable since launch
More than 96% customer
satisfaction
Presented online and offline
Six offices in major cities
Licensed and regulated by the Bulgarian National Bank
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Key Figures
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109
Number of
employees
4 500+
Credit applications
every month
77%
Avarage growth
per year
30%
New clients per
monthNarrow
Target
60 000
Number of loans
granted
40%
Approval rate
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Core Competencies
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CORE
COMPETENCIES
Internal IT department integrates technologies needed to achieve maximum
automation and effectiveness
AUTOMATION
Gathering knowledge with experience to
achieve more
TEAMWORK
Company platform and all supporting tools are internally developed with deep business
know-how and technology craftsmanship
PROPRIATERY TECHNOLOGY
Credit risk balanced management resulted in revenue from first year on
BORROWING CONSERVATISM
Being an online loan provider and at the
same time having a network of offices
and consultants gives us the unique
advantage of studying digital behavior of
our customers while being next to them
SINERGY
Experience and expertise in online acquisition and provision of services
DIGITAL EXPERTISE
Automation
Borrowing
conservatism
Sinergy
Teamwork
Propriatery
Technology
Digital
Expertise
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Our Products by Brands
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Payday Loan – up to 30 days
Installment Loan – up to 12 months
Weekly Installment Loan – weekly
repayment loans up to 43
installments
Credit Advance – 15 day
repayment loans up to 20
installments
Monthly Loan – monthly repayment
loans with up to 12 installments
Retirement Loan – monthly
repayment loans for retired people
with up to 12 installments
01
02
04
01
02
03
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Loan Originatinations*
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ITF Group JSC averages 77% growth in
sales annually
Yearly average growth
77%
200 000
2 200 000
4 200 000
6 200 000
8 200 000
Year 2013 Year 2014 Year 2015 Year 2016 Year 2017(estimate)
*Amounts are in EUR
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Revenues*
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ITF Group JSC averages 103% growth
in annual revenues
Yearly average growth
103%
0
500 000
1 000 000
1 500 000
2 000 000
2 500 000
3 000 000
3 500 000
Year 2013 Year 2014 Year 2015 Year 2016 Year 2017(estimated)
*Amounts are in EUR
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Customer Profile
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CUSTOMER BY GENDER
48% 52 %
AVERAGE CUSTOMER AGE
18-25
26-40
41-55
56+
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Why Us?
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We in ITF Group believe that the future of lending and investing isbased on the prospective of non – boundaries approach to customersneeding financial help and investors seeking higher returns. We thinkthat anyone should be allowed access to financial help irrespective ofhis/hers employment status and credit record. Our mission is to standagainst financial exclusion of certain social groups and by doing thatwe bring you closer to your needs. On the other hand, by usinginnovation and technology, our company aims to provide investorswith a portfolio of loans that secures low risk and higher yields.
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Address: “Alexander
Stamboliyski” blvd. 84-86,
Sofia, Bulgaria
Email: [email protected]
Phone: (359) 2 9042424
Contact Us
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ITF Group JSC is a private company registered in EU.