ThanksgivingWord Search

don’t know if anyone can say they are really ready for the Big One, but the Opera� ng Engineers Trust Fund offi ces are

preparing and prac� cing for it. Last month the Trust Fund Offi ces par� cipated in the “Great Shake Out” to prac� ce employee safety in the event of an earthquake as well as execu� ng our Disaster Recovery Plan.

For the past two years, the Trust Fund Offi ce has been developing a Disaster Recovery Plan on how cri� cal services could be con� nued to members in the event the Pasadena or Las Vegas Fund Offi ces were hit by a disaster that prevented staff from occupying their offi ces. The Trust Fund Offi ce has iden� ed three cri� cal services that must be resumed within hours of a disaster:

• Restore telephone service to the Member Services Department to provide eligibility approvals for medical care. Typically, medical providers con rm eligibility for bene ts before providing medical care. If a major earthquake hits that results in injuries to our members or their dependents, we need to be available to provide the eligibility and bene ts veri ca� on so they can receive necessary care.

Fund Offi ce Member Services: Call in Hours: M – F 7:00 am – 4:30 pm at (626) 356-1000 or toll free (866) 400-5200Walk-in Hours: M – F 8:30 am – 4:30 pm • Visit our website: www.oefi .org

OPERATING ENGINEERS TRUST FUNDS – PENSION, HEALTH & WELFARE AND VACATION/HOLIDAY FUNDSI.U.O.E. LOCAL 12

FALL 2016

Page 4 The Scoop I.U.O.E. LOCAL 12

Can you nd the words listed below? They may be horizontal, ver� cal, diagonal, forwards, or backwards.

I • Provide Vaca� on Holiday Fund distribu� ons. Members may need extra cash for home repairs or temporary housing in the event of the Big One.

• Con� nue monthly Pension checks to our pensioners. Just because a disaster hits the Pasadena or Las Vegas Trust Fund Offi ces, our nearly 17,000 pensioners depend on � mely receipt of their monthly pension.

We got a chance to prac� ce our Disaster Recovery Plan during the earthquake drill for the “Great Shake Out” and are pleased to report that everything went according to plan. We were able to restore our computer and telephone systems within minutes from backup computers and were able to eld calls from members remotely on laptop computers. We even simulated doing a pension check run and Vaca� on Holiday checks from printers in the Las Vegas Offi ce. All went off without a hitch!

Let’s hope we never have to implement these procedures for real, but it is good to know that we can con� nue cri� cal services to our members if a disaster hits.

e� ng rou� ne vaccines is the best defense against common illnesses like the u, pneumonia and shingles.

As a convenience to our members, the Health & Welfare Fund has arranged for several vaccines to be provided at CVS pharmacies. This service allows you to walk into your local CVS pharmacy and receive vaccines and immuniza� ons directly from the immunizing pharmacist on duty, at no cost to you.

The following list shows the free vaccines available through this program:

• Seasonal In uenza Vaccine (available thru April 30, 2017)

• Zoster (shingles)• Tetanus, Diphtheria Toxoids,

Pertussis• Hepa� � s A & B

We recommend calling your local CVS pharmacy prior to your arrival to ensure availability of the par� cular vaccine you need and to check if the immunizing pharmacist is on duty.

If you should have any ques� ons about this program you can call the Fund Offi ce Member Services Department

Monday – Friday 7:00 am – 4:30 pm at (866) 400-5200.

G

• Measles, Mumps, Rubella, Varicella

• Pneumococcal (pneumonia)

• Human Papillomavirus• Meningococcal

DON’T FORGET YOUR FLU SHOT...

~ Lets Give Thanks ~

Gratitude unlocks the fullness of life. It turns what we have into enough, and more.

It turns denial into acceptance, chaos to order, confusion to clarity.

It can turn a meal into a feast, a house into a home,

a stranger into a friend. Gratitude makes sense of our past,

brings peace for today, and creates a vision for tomorrow.

CRANBERRIES, DESSERT, DINNER, FALL, FAMILY, FEAST, GOBBLE, GRANDPARENTS,

GRATITUDE, HARVEST, HOLIDAY, INDIANS, NOVEMBER, MAYFLOWER, PIE,

PILGRIMS, PLYMOUTH, PRAYER, PUMPKIN, PURITANS, SAIL, SNOW, STUFFING,

THANKFUL, THANKSGIVING, THURSDAY, TRADITION, TURKEY, VEGETABLES,

VOYAGE

e regret to inform you that due to Federal Law the Trustees are s� ll unable to provide a 13th check this

year and may not for several years.

Although the Pension Plan has done well in recent years, it is s� ll recovering from market and job losses during the Great Recession from 2007 - 2010. As a result, it is opera� ng under a Funding Improvement Plan pursuant to the Pension Protec� on Act which bars the Trustees from adding any new bene ts, including 13th checks, un� l the Plan is cer� ed as being properly funded to do so.

If you have any ques� ons, please call or write the Fund Offi ce.

WNO 13TH CHECK THIS YEAR

Member Services TOLL FREE number:

(866) 400-5200The Member Services Call Center hours are from

7:00 am to 4:30 pm M – F, Walk-in Hours: 8:30 – 4:30 pmVisit our website at www.oe .org

Earthquake Preparedness: Ready for “the Big One”?

Apple Cider Vinegar has many uses; everything from cleaning the home to remedying what ails you internally and externally. Below are some ni� y sugges� ons.

1. REMOVE FOOD ODOR FROM HANDS If the odor from garlic or sh remains on your hands, pour a

tablespoon or two over your hands as you wash them.

2. DO AWAY WITH DANDRUFF Reduce dandruff by dilu� ng two parts water to one part

apple cider vinegar and rinse your hair and scalp. Your hair will come out shiny and ake free!

3. GET YOUR PEARLY WHITES To help whiten teeth, gargle with apple cider vinegar a� er

brushing. The vinegar also helps break up plaque and kill bacteria that causes bad breath.

4. STOP HICCUPS For a bad case of the hiccups, drink a tablespoon of apple

cider vinegar.

5. EASE HEARTBURN To neutralize stomach acid or heartburn, add two tablespoons

of apple cider vinegar to a glass of water or juice.

6. CLEAR YOUR SINUSES Add a small amount of apple cider vinegar to a humidi er to

help clear clogged or infected sinuses. It is best to breathe through your nose if you can.

7. REBOOT YOUR LIVER To reboot or reset your liver a� er too many margaritas or

beers, mix a tablespoon of apple cider vinegar in a cup of warm water or tea the next morning to unleash the vinegar’s liver cleansing eff ects.

8. FLEA REPELLANT To ward off eas, add a tablespoon of apple cider vinegar

to your pet’s food or water or rub it directly onto your pet’s skin. To repel eas from furniture or rugs, combine a 50/50 mix of vinegar and water in a spray bo� le and lightly spray the aff ected areas.

9. CLEAN AND DEODORIZE THE TOILET Pour 2 cups of apple cider vinegar in your toilet, put the lid

down and let it sit overnight. Scrub and ush the next day for sparkling, odor-free results.

10. ALL�AROUND CLEANER Apple cider vinegar has an� bacterial proper� es which make

it a great natural disinfectant. Mix 1/2 cup apple cider vinegar with 1 cup of water in a spray bo� le. Use it to clean countertops, oors, stoves, refrigerators, sinks, bathtubs and much more.

Preven on Magazine suggests that, if you are inges� ng apple cider vinegar, it is best to use raw, organic, unpasteurized apple cider vinegar called “the mother.” A popular brand found in most major grocery stores is Braggs.

10 AMAZING WAYS TO USE APPLE CIDER VINEGAR

Page 2 The Scoop I.U.O.E. LOCAL 12 I.U.O.E. LOCAL 12 The Scoop Page 3

“The Blues” can strike from me to me, but long-term depression can be a serious health problem leading to damaged rela onships, physical illness and even suicide. With treatment, depression can be managed but many people don’t recognize that they have a problem.

To prevent tragedy, be on the lookout for these symptoms in yourself and your loved ones:

• Persistent feelings of sadness, hopelessness or guilt

• Diffi culty concentra� ng, making decisions, or remembering details

• Changes in sleep pa� erns-insomnia or excessive sleeping

• Restlessness-an inability to remain s� ll

• Signi cant weight gain or weight loss due to changes in appe� te

If you or someone close to you is experiencing these symptoms, seek help promptly. Medica on and psychotherapy can usually help as long as the situa on is addressed before it’s too late.

MOUTH PROBLEMS COULD SIGNAL DIABETES

ack pain is a common complaint. Most people in the United States will experience low back pain at least once during

their lives. Back pain is one of the most common reasons people go to the doctor or miss work.

On the bright side, you can take measures to prevent or lessen most back pain episodes. If preven� on fails, simple home treatment and proper body mechanics will o� en heal your back within a few weeks and keep it func� onal for the long haul. Surgery is rarely needed to treat back pain.

SYMPTOMS Symptoms of back pain may include:

• Muscle ache• Shoo� ng or stabbing pain• Pain that radiates down your leg• Limited exibility or range of mo� on of the back• Inability to stand up straight

When to see a doctor

Most back pain gradually improves with home treatment and self-care. Although the pain may take several weeks to disappear completely, you should no� ce some improvement within the rst 72 hours of self-care. If not, see your doctor.

In rare cases, back pain can signal a serious medical problem. Seek immediate care if your back pain:

• Causes new bowel or bladder problems• Is associated with pain or throbbing (pulsa� on) in the

abdomen, or fever• Follows a fall, blow to your back or other injury.

Contact a doctor if your back pain:

• Is constant or intense, especially at night or when you lie down

• Spreads down one or both legs, especially if the pain extends below the knee

• Causes weakness, numbness or � ngling in one or both legs• Is accompanied by unexplained weight loss• Occurs with swelling or redness on your back

Also, see your doctor if you start having back pain for the rst � me a� er age 50, or if you have a history of cancer, osteoporosis, steroid use, or drug or alcohol abuse.

CAUSES Back pain o� en develops without a speci c cause that your doctor can iden� fy with a test or imaging study. Condi� ons commonly linked to back pain include:

• MUSCLE OR LIGAMENT STRAIN. Repeated heavy li� ing or a sudden awkward movement may strain back muscles and spinal ligaments. If you’re in poor physical condi� on, constant strain on your back may cause painful muscle spasms.

• BULGING OR RUPTURED DISKS. Disks act as cushions between the individual bones (vertebrae) in your spine. Some� mes, the so� material inside a disk may bulge out of place or rupture and press on a nerve. The presence of a bulging or ruptured disk on an X-ray doesn’t automa� cally equal back pain, though. Disk disease is o� en found incidentally; many people who don’t have back pain turn out to have bulging or ruptured disks when they undergo spine X-rays for some other reason.

• ARTHRITIS. Osteoarthri� s can aff ect the lower back. In some cases, arthri� s in the spine can lead to a narrowing of the space around the spinal cord, a condi� on called spinal stenosis.

• SKELETAL IRREGULARITIES. Back pain can occur if your spine curves in an abnormal way. Scoliosis, a condi� on in which your spine curves to the side, also may lead to back pain, but generally only if the scoliosis is quite severe.

• OSTEOPOROSIS. Compression fractures of your spine’s vertebrae can occur if your bones become porous and bri� le.

RISK FACTORS Anyone can develop back pain, even children and teens.

Although excess weight, lack of exercise and improper li� ing are o� en blamed for back pain, research looking at these

possible risk factors hasn’t yet provided any clear-cut answers.

One group that does appear to have a greater risk of back pain are people with certain psychological issues, such as depression and anxiety, though the reasons why there’s an increased risk aren’t known.

PREPARING FOR YOUR APPOINTMENT If you have back pain that’s lasted for at least a few days and isn’t improving, make an appointment with your family doctor or primary care provider.

Here’s some informa� on to help you prepare for your appointment and what to expect from your doctor.

What you can do

• Write down key personal informa� on, including any mental or emo� onal stressors in your life.

• Make a list of your key medical informa� on, including any other condi� ons for which you’re being treated and the names of any medica� ons, vitamins or supplements you’re taking.

• Note any recent injuries that may have damaged your back.• Take a family member or friend along, if possible. Someone

who accompanies you may remember something that you missed or forgot.

• Write down ques� ons to ask your doctor. Crea� ng your list of ques� ons in advance can help you make the most of your � me with your doctor.

For back pain, some basic ques� ons to ask your doctor include:

• What is the most likely cause of my back pain?• Do I need any diagnos� c tests?• What treatment approach do you recommend?• If you’re recommending medica� ons, what are the possible

side eff ects?• I have other medical condi� ons. How can I best manage

these condi� ons together?• How long will I need treatment?• What self-care measures should I be taking?• Is there anything else I can do to help prevent a recurrence

of back pain?Adapted from The Mayo Clinic website

B A C K P A I N

B

Delta Dental

ne in three people with diabetes don’t even know they have it. But untreated, high blood sugar can

threaten your heart, blood vessels, eyes, and kidneys. High blood sugar also aff ects your mouth.

Three oral symptoms could be the rst signs that you need to be screened for diabetes:

• BAD BREATH. Diabetes is one of several diseases that can cause bad breath. A person with diabetes also may develop fruit-smelling breath. This means the body is struggling to throw off excess chemicals, which could be very dangerous.

• DRY MOUTH. People with undiagnosed diabetes may feel especially thirsty. Dry mouth can also contribute to bad breath and tooth decay.

• SORE GUMS OR TEETH. Sore, swollen, or bleeding gums could signal the start of gum disease. Gum disease happens more o� en in people with diabetes. The gums and the bone that holds teeth in place can become infected. If gum disease worsens, the gums could pull away from the teeth. Teeth might look longer or feel sensi� ve.

If you’re having oral problems, put your money where your mouth is. Make an appointment with your den� st or doctor, and ask whether you could have diabetes.

• Loss of interest in formerly pleasurable ac� vi� es

• Irritability

• Long term fa� gue

• Unexplained headaches, cramps, or stomach problems

• Unexpected crying spells

• Thoughts of death or suicide

BE ALERT FOR SYMPTOMS OF DEPRESSION

O

PLEASE LOGON TO OUR WEBSITE REGULARLY AT

WWW.OEFI.ORGFOR THE LATEST UPDATES!

Do you have a new address?A Change of Address Form can be downloaded from our website!

From our homepage under Health & Welfare Plan, click on the ‘Documents and Forms’ bullet.

Page 2 The Scoop I.U.O.E. LOCAL 12 I.U.O.E. LOCAL 12 The Scoop Page 3

“The Blues” can strike from me to me, but long-term depression can be a serious health problem leading to damaged rela onships, physical illness and even suicide. With treatment, depression can be managed but many people don’t recognize that they have a problem.

To prevent tragedy, be on the lookout for these symptoms in yourself and your loved ones:

• Persistent feelings of sadness, hopelessness or guilt

• Diffi culty concentra� ng, making decisions, or remembering details

• Changes in sleep pa� erns-insomnia or excessive sleeping

• Restlessness-an inability to remain s� ll

• Signi cant weight gain or weight loss due to changes in appe� te

If you or someone close to you is experiencing these symptoms, seek help promptly. Medica on and psychotherapy can usually help as long as the situa on is addressed before it’s too late.

MOUTH PROBLEMS COULD SIGNAL DIABETES

ack pain is a common complaint. Most people in the United States will experience low back pain at least once during

their lives. Back pain is one of the most common reasons people go to the doctor or miss work.

On the bright side, you can take measures to prevent or lessen most back pain episodes. If preven� on fails, simple home treatment and proper body mechanics will o� en heal your back within a few weeks and keep it func� onal for the long haul. Surgery is rarely needed to treat back pain.

SYMPTOMS Symptoms of back pain may include:

• Muscle ache• Shoo� ng or stabbing pain• Pain that radiates down your leg• Limited exibility or range of mo� on of the back• Inability to stand up straight

When to see a doctor

Most back pain gradually improves with home treatment and self-care. Although the pain may take several weeks to disappear completely, you should no� ce some improvement within the rst 72 hours of self-care. If not, see your doctor.

In rare cases, back pain can signal a serious medical problem. Seek immediate care if your back pain:

• Causes new bowel or bladder problems• Is associated with pain or throbbing (pulsa� on) in the

abdomen, or fever• Follows a fall, blow to your back or other injury.

Contact a doctor if your back pain:

• Is constant or intense, especially at night or when you lie down

• Spreads down one or both legs, especially if the pain extends below the knee

• Causes weakness, numbness or � ngling in one or both legs• Is accompanied by unexplained weight loss• Occurs with swelling or redness on your back

Also, see your doctor if you start having back pain for the rst � me a� er age 50, or if you have a history of cancer, osteoporosis, steroid use, or drug or alcohol abuse.

CAUSES Back pain o� en develops without a speci c cause that your doctor can iden� fy with a test or imaging study. Condi� ons commonly linked to back pain include:

• MUSCLE OR LIGAMENT STRAIN. Repeated heavy li� ing or a sudden awkward movement may strain back muscles and spinal ligaments. If you’re in poor physical condi� on, constant strain on your back may cause painful muscle spasms.

• BULGING OR RUPTURED DISKS. Disks act as cushions between the individual bones (vertebrae) in your spine. Some� mes, the so� material inside a disk may bulge out of place or rupture and press on a nerve. The presence of a bulging or ruptured disk on an X-ray doesn’t automa� cally equal back pain, though. Disk disease is o� en found incidentally; many people who don’t have back pain turn out to have bulging or ruptured disks when they undergo spine X-rays for some other reason.

• ARTHRITIS. Osteoarthri� s can aff ect the lower back. In some cases, arthri� s in the spine can lead to a narrowing of the space around the spinal cord, a condi� on called spinal stenosis.

• SKELETAL IRREGULARITIES. Back pain can occur if your spine curves in an abnormal way. Scoliosis, a condi� on in which your spine curves to the side, also may lead to back pain, but generally only if the scoliosis is quite severe.

• OSTEOPOROSIS. Compression fractures of your spine’s vertebrae can occur if your bones become porous and bri� le.

RISK FACTORS Anyone can develop back pain, even children and teens.

Although excess weight, lack of exercise and improper li� ing are o� en blamed for back pain, research looking at these

possible risk factors hasn’t yet provided any clear-cut answers.

One group that does appear to have a greater risk of back pain are people with certain psychological issues, such as depression and anxiety, though the reasons why there’s an increased risk aren’t known.

PREPARING FOR YOUR APPOINTMENT If you have back pain that’s lasted for at least a few days and isn’t improving, make an appointment with your family doctor or primary care provider.

Here’s some informa� on to help you prepare for your appointment and what to expect from your doctor.

What you can do

• Write down key personal informa� on, including any mental or emo� onal stressors in your life.

• Make a list of your key medical informa� on, including any other condi� ons for which you’re being treated and the names of any medica� ons, vitamins or supplements you’re taking.

• Note any recent injuries that may have damaged your back.• Take a family member or friend along, if possible. Someone

who accompanies you may remember something that you missed or forgot.

• Write down ques� ons to ask your doctor. Crea� ng your list of ques� ons in advance can help you make the most of your � me with your doctor.

For back pain, some basic ques� ons to ask your doctor include:

• What is the most likely cause of my back pain?• Do I need any diagnos� c tests?• What treatment approach do you recommend?• If you’re recommending medica� ons, what are the possible

side eff ects?• I have other medical condi� ons. How can I best manage

these condi� ons together?• How long will I need treatment?• What self-care measures should I be taking?• Is there anything else I can do to help prevent a recurrence

of back pain?Adapted from The Mayo Clinic website

B A C K P A I N

B

Delta Dental

ne in three people with diabetes don’t even know they have it. But untreated, high blood sugar can

threaten your heart, blood vessels, eyes, and kidneys. High blood sugar also aff ects your mouth.

Three oral symptoms could be the rst signs that you need to be screened for diabetes:

• BAD BREATH. Diabetes is one of several diseases that can cause bad breath. A person with diabetes also may develop fruit-smelling breath. This means the body is struggling to throw off excess chemicals, which could be very dangerous.

• DRY MOUTH. People with undiagnosed diabetes may feel especially thirsty. Dry mouth can also contribute to bad breath and tooth decay.

• SORE GUMS OR TEETH. Sore, swollen, or bleeding gums could signal the start of gum disease. Gum disease happens more o� en in people with diabetes. The gums and the bone that holds teeth in place can become infected. If gum disease worsens, the gums could pull away from the teeth. Teeth might look longer or feel sensi� ve.

If you’re having oral problems, put your money where your mouth is. Make an appointment with your den� st or doctor, and ask whether you could have diabetes.

• Loss of interest in formerly pleasurable ac� vi� es

• Irritability

• Long term fa� gue

• Unexplained headaches, cramps, or stomach problems

• Unexpected crying spells

• Thoughts of death or suicide

BE ALERT FOR SYMPTOMS OF DEPRESSION

O

PLEASE LOGON TO OUR WEBSITE REGULARLY AT

WWW.OEFI.ORGFOR THE LATEST UPDATES!

Do you have a new address?A Change of Address Form can be downloaded from our website!

From our homepage under Health & Welfare Plan, click on the ‘Documents and Forms’ bullet.

ThanksgivingWord Search

don’t know if anyone can say they are really ready for the Big One, but the Opera� ng Engineers Trust Fund offi ces are

preparing and prac� cing for it. Last month the Trust Fund Offi ces par� cipated in the “Great Shake Out” to prac� ce employee safety in the event of an earthquake as well as execu� ng our Disaster Recovery Plan.

For the past two years, the Trust Fund Offi ce has been developing a Disaster Recovery Plan on how cri� cal services could be con� nued to members in the event the Pasadena or Las Vegas Fund Offi ces were hit by a disaster that prevented staff from occupying their offi ces. The Trust Fund Offi ce has iden� ed three cri� cal services that must be resumed within hours of a disaster:

• Restore telephone service to the Member Services Department to provide eligibility approvals for medical care. Typically, medical providers con rm eligibility for bene ts before providing medical care. If a major earthquake hits that results in injuries to our members or their dependents, we need to be available to provide the eligibility and bene ts veri ca� on so they can receive necessary care.

Fund Offi ce Member Services: Call in Hours: M – F 7:00 am – 4:30 pm at (626) 356-1000 or toll free (866) 400-5200Walk-in Hours: M – F 8:30 am – 4:30 pm • Visit our website: www.oefi .org

OPERATING ENGINEERS TRUST FUNDS – PENSION, HEALTH & WELFARE AND VACATION/HOLIDAY FUNDSI.U.O.E. LOCAL 12

FALL 2016

Page 4 The Scoop I.U.O.E. LOCAL 12

Can you nd the words listed below? They may be horizontal, ver� cal, diagonal, forwards, or backwards.

I • Provide Vaca� on Holiday Fund distribu� ons. Members may need extra cash for home repairs or temporary housing in the event of the Big One.

• Con� nue monthly Pension checks to our pensioners. Just because a disaster hits the Pasadena or Las Vegas Trust Fund Offi ces, our nearly 17,000 pensioners depend on � mely receipt of their monthly pension.

We got a chance to prac� ce our Disaster Recovery Plan during the earthquake drill for the “Great Shake Out” and are pleased to report that everything went according to plan. We were able to restore our computer and telephone systems within minutes from backup computers and were able to eld calls from members remotely on laptop computers. We even simulated doing a pension check run and Vaca� on Holiday checks from printers in the Las Vegas Offi ce. All went off without a hitch!

Let’s hope we never have to implement these procedures for real, but it is good to know that we can con� nue cri� cal services to our members if a disaster hits.

e� ng rou� ne vaccines is the best defense against common illnesses like the u, pneumonia and shingles.

As a convenience to our members, the Health & Welfare Fund has arranged for several vaccines to be provided at CVS pharmacies. This service allows you to walk into your local CVS pharmacy and receive vaccines and immuniza� ons directly from the immunizing pharmacist on duty, at no cost to you.

The following list shows the free vaccines available through this program:

• Seasonal In uenza Vaccine (available thru April 30, 2017)

• Zoster (shingles)• Tetanus, Diphtheria Toxoids,

Pertussis• Hepa� � s A & B

We recommend calling your local CVS pharmacy prior to your arrival to ensure availability of the par� cular vaccine you need and to check if the immunizing pharmacist is on duty.

If you should have any ques� ons about this program you can call the Fund Offi ce Member Services Department

Monday – Friday 7:00 am – 4:30 pm at (866) 400-5200.

G

• Measles, Mumps, Rubella, Varicella

• Pneumococcal (pneumonia)

• Human Papillomavirus• Meningococcal

DON’T FORGET YOUR FLU SHOT...

~ Lets Give Thanks ~

Gratitude unlocks the fullness of life. It turns what we have into enough, and more.

It turns denial into acceptance, chaos to order, confusion to clarity.

It can turn a meal into a feast, a house into a home,

a stranger into a friend. Gratitude makes sense of our past,

brings peace for today, and creates a vision for tomorrow.

CRANBERRIES, DESSERT, DINNER, FALL, FAMILY, FEAST, GOBBLE, GRANDPARENTS,

GRATITUDE, HARVEST, HOLIDAY, INDIANS, NOVEMBER, MAYFLOWER, PIE,

PILGRIMS, PLYMOUTH, PRAYER, PUMPKIN, PURITANS, SAIL, SNOW, STUFFING,

THANKFUL, THANKSGIVING, THURSDAY, TRADITION, TURKEY, VEGETABLES,

VOYAGE

e regret to inform you that due to Federal Law the Trustees are s� ll unable to provide a 13th check this

year and may not for several years.

Although the Pension Plan has done well in recent years, it is s� ll recovering from market and job losses during the Great Recession from 2007 - 2010. As a result, it is opera� ng under a Funding Improvement Plan pursuant to the Pension Protec� on Act which bars the Trustees from adding any new bene ts, including 13th checks, un� l the Plan is cer� ed as being properly funded to do so.

If you have any ques� ons, please call or write the Fund Offi ce.

WNO 13TH CHECK THIS YEAR

Member Services TOLL FREE number:

(866) 400-5200The Member Services Call Center hours are from

7:00 am to 4:30 pm M – F, Walk-in Hours: 8:30 – 4:30 pmVisit our website at www.oe .org

Earthquake Preparedness: Ready for “the Big One”?

Apple Cider Vinegar has many uses; everything from cleaning the home to remedying what ails you internally and externally. Below are some ni� y sugges� ons.

1. REMOVE FOOD ODOR FROM HANDS If the odor from garlic or sh remains on your hands, pour a

tablespoon or two over your hands as you wash them.

2. DO AWAY WITH DANDRUFF Reduce dandruff by dilu� ng two parts water to one part

apple cider vinegar and rinse your hair and scalp. Your hair will come out shiny and ake free!

3. GET YOUR PEARLY WHITES To help whiten teeth, gargle with apple cider vinegar a� er

brushing. The vinegar also helps break up plaque and kill bacteria that causes bad breath.

4. STOP HICCUPS For a bad case of the hiccups, drink a tablespoon of apple

cider vinegar.

5. EASE HEARTBURN To neutralize stomach acid or heartburn, add two tablespoons

of apple cider vinegar to a glass of water or juice.

6. CLEAR YOUR SINUSES Add a small amount of apple cider vinegar to a humidi er to

help clear clogged or infected sinuses. It is best to breathe through your nose if you can.

7. REBOOT YOUR LIVER To reboot or reset your liver a� er too many margaritas or

beers, mix a tablespoon of apple cider vinegar in a cup of warm water or tea the next morning to unleash the vinegar’s liver cleansing eff ects.

8. FLEA REPELLANT To ward off eas, add a tablespoon of apple cider vinegar

to your pet’s food or water or rub it directly onto your pet’s skin. To repel eas from furniture or rugs, combine a 50/50 mix of vinegar and water in a spray bo� le and lightly spray the aff ected areas.

9. CLEAN AND DEODORIZE THE TOILET Pour 2 cups of apple cider vinegar in your toilet, put the lid

down and let it sit overnight. Scrub and ush the next day for sparkling, odor-free results.

10. ALL�AROUND CLEANER Apple cider vinegar has an� bacterial proper� es which make

it a great natural disinfectant. Mix 1/2 cup apple cider vinegar with 1 cup of water in a spray bo� le. Use it to clean countertops, oors, stoves, refrigerators, sinks, bathtubs and much more.

Preven on Magazine suggests that, if you are inges� ng apple cider vinegar, it is best to use raw, organic, unpasteurized apple cider vinegar called “the mother.” A popular brand found in most major grocery stores is Braggs.

10 AMAZING WAYS TO USE APPLE CIDER VINEGAR