Ivan Guzman1405 Golden Gate Drive Carrollton, Texas 75007

Ivanguzman20@gmail.com 214-504-4725

SkillsFluent in English and SpanishProficient in Microsoft Office, Vendor Scape, LPS, Citrix, Equifax, Single Source, Mortgage Logic, FHA Connection, Neighborhood Watch, BPO Direct, AS400, Loan Modification Portal, USDA Linc, USDA Cover Letter, Data Verify, Kroll, Flood Services, Lenderlive

ExperienceJPMorgan Chase May 2015 to December 2015Underwriter III

Reviewed loan files to ensure thoroughness, compliance and meet investor specifications for FHA, USDA and VA loans

Assessed and analyzed various credit reports, debt to income ratios and loan to value reports Calculated complex personal and business financials including intricate review of tax returns, balance

analysis sheets and self-employment documentation Exceeded all monthly quota timelines and goals to guarantee productivity and proficiency Conducted detailed technical and analytical reviews of all verification of income related documents Experienced in recognizing non-standard income documentation that could potentially lead to

mortgage fraud

Bank of America March 2012 to May 2015Underwriter & QA

Completed initial reviews of applications for verification of completeness Worked closely with our Customers Relationship Manager to certify the completion of company

guidelines while ensuring investor compliance Conducted detailed technical and analytical reviews of all verification of income related documents Consistent top performer that excelled in the number of files approved per day Assigned all escalation files for a prompt and accurate review

MetLife Home Loans February 2010 to March 2012 Loss Mitigation Support Specialist

Implemented an exceptional customer service experience for all borrowers Gathered financial information and updated the system as well as order the needed services to

complete the loan documentation/modification steps Prepped loans for the processors and assisted loss mitigation underwriters with escrow and title orders Demonstrated the ability to work independently with little supervision

EDUCATION Everest College Dallas, TX 75206

Associate in Applied Science Degree in Business 2007