jaise angoothi main heera toh banta hai€¦ · mutual fund. the entry load is added to the...
TRANSCRIPT
WHY INVEST IN LARGE CAPS?
Consistent Participation in Economic Growth
Represents major sectors and Trends
Reasonably valued with relatively lower volatility
Stable growth potential in long term
India’s GDP has shown a strong growth
Jaise angoothi main heera toh banta hai
Mahindra Pragati Bluechip Yojana
Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks
Vaise aapki pragati ke liye
BANTA HAI!TOH
FACTSHEET MAY 2019
For investment strategy and product labeling, refer back cover page
The debt markets moved with a sense of decisiveness. The benchmark 10-year gilt rates declined by 38 basis points (bps) to close at 7.03. The AAA 5 year corporate bonds rallied by around 70 bps and closed at 7.50. It also looked a global risk off trade; as US 10-year gilt also moved down by around 38 bps. The US China trade bickering led to a global equity and commodity sell off; and globally treasury assets rallied.
In the domestic money markets, there was a sharp downward movement as money market rates with rates moving down by around 70 bps through the month. This is what we had commented last month, “The positive narratives around rates market appear to have stalled and thus the bias towards range bound movement appears likely.” We had not seen this co sharp rally coming. As the spreads between five-year AAA credits have shrunk substantially, non AAA spreads, which are still at historic highs, may start moving down.
As the street consensus has largely shifted to a liquidity surplus situation, debt markets look to be interesting times ahead.
EQUITY MARKET OUTLOOK
FACTSHEETMay 2019
May was another largely weak month for investors around the world, with month-on-month declines in the DOW Jones (-7%), S&P500 (-7%), FTSE (-4%), NIKKEI (-7%) and HANG SENG (-9%). The decline in global equities started after President Donald Trump threatened to hike tariffs on $200bn worth of Chinese goods, as risks of a protracted trade war increased. The stocks sell-off further intensified, after Trump threatened applying a 5% to Mexican imports.
India was a relative outperformer (SENSEX and NIFTY rose ~2% each respectively). Indian markets remained upbeat driven by the re-election of the NDA government and with investors hopeful of strong reforms and stable policies from this government in its second term.
The fourth quarter results for FY 19s of Indian companies were encouraging on the whole. Net profits of the Nifty-50 Index rose 16.5% yoy led by a sharp swing in the net profits of the banking sector. Some of the key observations were - a) corporate banks made a reasonable recovery in profitability, b) auto segment/industry saw weak performance owing to tepid volumes and demand, c) consumer goods segment/industry saw modest volume growth, but performance at EBITDA level was subdued as rural demand was soft. With a challenging macro-economic outlook, investors would expect further policy reforms and monetary stimulus from the government / RBI. As the overall valuation of the key indices (NIFTY/SENSEX) is still above the long-term mean, we continue to believe future direction of the market will be stock specific and earnings specific.
DEBT MARKET OUTLOOK
Mahindra Mutual Fund Kar Bachat Yojana
Mahindra Dhan Sanchay Equity Savings Yojana
Mahindra Mutual Fund Badhat Yojana
Mahindra Liquid Fund
Mahindra Low Duration Bachat Yojana
Mahindra Unnati Emerging Business Yojana
Mahindra Credit Risk Yojana
Mahindra Rural Bharat And Consumption Yojana
Mahindra Pragati Bluechip Yojana
ELSS, Tax saving scheme
Scheme with portfolio mix of equity, debt and arbitrage
Diversified multi-cap multi-sector equity scheme
Liquid Fund
Low duration debt scheme
Mid Cap equity scheme
Debt scheme predominantly investing in AA and below rated corporate bonds
Equity scheme following Rural India theme
Large Cap Equity Scheme
How to Read FactsheetFund Manager: An employee of the asset management company such as a mutual fund of the insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts.Application Amount for fresh Subscription: This is the minimum investment amount for a new investor in mutual fund scheme.Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.SIP: SIP or systematic investment plan works on the principle of making periodic investment of a�xed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measures investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE 200, BSE 500, 10- year GSec.Entry Load: A mutual fund may have a sales charge or load at the time of entry and / or exit to compensate the distributor / agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.Exit load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 per unit.Modi�ed Duration: Modi�ed duration is the price sensitivity and the percentage change in price for unit change in yield.Macaulay Duration: It measures the average time that would be taken to receive the cash �ows from the invested instrument. It is the weighted average term to maturity of the cash �ows from an
instrument. Macaulay Duration is a measure of interest rate sensitivity of a �xed income instrument. Higher the Macaulay Duration, higher would be the interest rate risk. For a detailed understanding of calculations, please refer page no 24 of SID of Mahindra Low Duration Bachat Yojana.Standard Deviation: Standard Deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculating using standard deviation and excess return to determine reward per unit of risk. Beta: Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
AUM: AUM or asset under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment �rm.Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/ Securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating Pro�le: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating pro�le of the fund. Typically, this is a feature of debt funds.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held to maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
Scheme Ready Reference
C No. 005671
Data Sources: Bloomberg, Data as on May 31st , 2019
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
AutomobileBosch LimitedBajaj Auto LimitedMaruti Suzuki India LimitedWABCO India LimitedTVS Motor Company LimitedCement & Cement ProductsACC LimitedThe Ramco Cements LimitedGrasim Industries LimitedConstructionLarsen & Toubro LimitedConsumer GoodsITC LimitedMarico LimitedNestle India LimitedColgate Palmolive (India) LimitedProcter & Gamble Hygiene and Health Care LimitedGlaxoSmithKline Consumer Healthcare LimitedGodrej Consumer Products LimitedFuture Lifestyle Fashions LimitedEnergyReliance Industries LimitedGAIL (India) LimitedIndian Oil Corporation LimitedFertilisers & PesticidesSharda Cropchem LimitedFinancial ServicesHDFC Bank LimitedBajaj Finance Limited
9.552.112.111.981.691.66
5.212.921.650.64
3.603.60
17.453.622.692.162.001.901.731.691.66
8.165.192.090.88
1.021.02
26.877.015.01
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio1
as on May 31, 2019:Load Structure:
Regular Plan: 2.59%Direct Plan: 0.74%
Date of allotment: October 18, 2016
FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian
Total Experience: 38 years
Portfolio Turnover Ratio: 0.65
Option: Dividend (Dividend Option will have onlyDividend Payout facility) and Growth
Experience in managing this fund: 10 months (Managing since 1 August, 2018)
PORTFOLIO STATS
Application Amount: Rs. 500 and in multiples of Rs.500 thereafter
Additional Purchase Amount: Rs. 500 and in multiples of Rs. 500 thereafter
Repurchase Amount: Rs. 500 or 50 units or account balance, whichever is lower
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to generate long term capital appreciation through a diversi�ed portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
Minimum Monthly SIP Amount: Rs 500 and in multiples of Rs 500 thereafter
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs 500 thereafter
Minimum Monthly SIP installments: 6
Minimum Quarterly SIP installments: 4
SCHEME DETAILS
SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALISATION (%) as on May 31, 2019
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 335.08
AUM as on May 31, 2019 (Rs. in Cr.): 346.13
Potential Capital Appreciation: Scheme invests in a diversi�ed equity portfolio thereby o�ering the investor, possibility of growing their investments.
Tax Bene�t: Investments in this scheme are entitled for tax deduction under section 80C. Possibility of saving upto Rs. 51,480/-*.
Lock-in Feature: This feature endeavors to protect your investments from impact of short term market volatility. Lock-in of only 3 years! Other traditional tax savings options may have longer holding periods.
Benchmark: Nifty 200 Index
Issuer % of Net AssetsHousing Development Finance Corporation LimitedKotak Mahindra Bank LimitedICICI Bank LimitedState Bank of IndiaCholamandalam Investment and Finance Company LimitedGruh Finance LimitedCRISIL LimitedIndustrial ManufacturingGrindwell Norton LimitedABB India LimitedHoneywell Automation India LimitedSiemens LimitedSKF India LimitedCummins India LimitedLakshmi Machine Works LimitedITOracle Financial Services Software LimitedTata Consultancy Services LimitedInfosys LimitedMetalsHindalco Industries LimitedPharmaP�zer LimitedGlaxoSmithKline Pharmaceuticals LimitedAurobindo Pharma LimitedServicesBlue Dart Express LimitedCASH & CASH EQUIVALENTSGrand Tota
3.152.862.752.551.770.920.85
14.752.582.272.232.202.051.831.59
4.812.471.271.07
1.141.14
4.111.841.350.92
0.200.20
3.13100
Issuer % of Net Assets
Entry Load: N.A.Exit Load: Nil
1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Investors understand that their principalwill be at moderately high risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Long term capital appreciation
Investment predominantly in equity and equity related securities
Growth
Dividend
11.7750
10.8083
12.4815
11.4535
* Assuming investor uses the entire Rs 1.50 lac limit available under section 80C of the Income Tax Act 1961 for investing in Mahindra Mutual Fund Kar Bachat Yojana. The tax bene�t is calculated on the basis of current applicable tax rate (ignoring marginal relief on surcharge, if any) for net taxable income between Rs 50 lacs and Rs 1 crore. Please consult your �nancial / tax advisor before investing.
DIVIDEND HISTORY
10-Nov-17
10-Nov-17
Regular Dividend
Direct Dividend
1.00
1.00
10
10
12.1838
12.4808
Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.
Record Date Plan(s) / Option(s)Dividend Face Value Cum-Dividend NAV
(Rs. per unit)(Rs. per unit) (Rs. per unit)
(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax bene�t)
C No. 005672
FACTSHEETMay 2019
As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)
21.95-Mid Cap
68.95-Large Cap
9.10-Small Cap
0.201.021.14
3.133.60
4.114.815.21
8.169.55
14.7517.45
26.87
0.00 5.00 10.00 15.00 20.00 25.00 30.00
ServicesFertilisers & Pesticides
MetalsCash & Cash Equivalents
ConstructionPharma
ITCement & Cement Products
EnergyAutomobile
Industrial ManufacturingConsumer Goods
Financial Services
Portfolio Turnover Ratio: 2.85
15-Dec-1715-Dec-1721-Mar-1821-Mar-1826-Mar-1926-Mar-19
Regular DividendDirect DividendRegular DividendDirect DividendRegular DividendDirect Dividend
0.200.200.040.040.060.06
101010101010
11.015911.238410.355710.633710.549411.0455
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
Unhedged EquityAutomobileMaruti Suzuki India LimitedHero MotoCorp LimitedEicher Motors LimitedCement & Cement ProductsGrasim Industries LimitedACC LimitedChemicalsAarti Industries LimitedConstructionLarsen & Toubro LimitedThe Phoenix Mills LimitedConsumer GoodsITC LimitedHindustan Unilever LimitedZydus Wellness LimitedMarico LimitedVoltas LimitedEnergyReliance Industries LimitedNTPC LimitedBharat Petroleum Corporation LimitedOil & Natural Gas Corporation LimitedPetronet LNG LimitedKalpataru Power Transmission LimitedGAIL (India) LimitedFertilisers & PesticidesCoromandel International LimitedFinancial ServicesHDFC Bank LimitedICICI Bank LimitedHousing Development Finance Corporation LimitedAxis Bank LimitedState Bank of IndiaKotak Mahindra Bank LimitedBajaj Finserv LimitedMuthoot Finance LimitedLIC Housing Finance LimitedCholamandalam Financial Holdings LimitedIndusInd Bank LimitedMax Financial Services LimitedIndustrial ManufacturingCarborundum Universal LimitedITInfosys LimitedTata Consultancy Services LimitedLarsen & Toubro Infotech LimitedWipro Limited
2.061.040.540.48
1.210.670.54
0.640.64
3.402.730.67
4.281.880.840.680.470.41
7.434.200.840.660.580.520.370.26
0.640.64
21.485.393.562.932.252.122.100.760.590.560.430.420.37
0.770.77
6.142.632.450.610.45
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio2
as on May 31, 2019:Load Structure:
Regular Plan: 2.66%Direct Plan: 0.86%
Date of allotment: February 1, 2017
FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr. Srinivasan RamamurthyTotal Experience: 11 years
Average Maturity^: 5.73 yearsModi�ed Duration^: 4.38Yield to Maturity1^: 8.18%
Option: Dividend (Dividend Reinvestment, Dividend Payout) and Growth
Experience in managing this fund: 10 months (Managing since 1 August, 2018)Fund Manager (Debt): Mr. Rahul PalTotal Experience: 17 yearsExperience in managing this fund: 2 years 4 months (managing since February 1, 2017)
PORTFOLIO STATS
Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Repurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower
INVESTMENT OBJECTIVE
FUND FEATURES
The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
SCHEME DETAILS
SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALIZATION (% of Equity Holdings) as on May 31, 2019
DIVIDEND HISTORY
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 266.01
AUM as on May 31, 2019 (Rs. in Cr.): 267.55
Potential capital appreciation and wealth accumulation through regular investments in the long term.Balances the risk of equity with investments in debt and derivative securities.Flexible Asset Allocation feature in dynamic market scenarios.
^For debt component
Benchmark: 55% Nifty 50 Index + 30% Crisil Composite Bond Fund Index+15% Crisil Liquid Fund Index
Issuer % of Net AssetsMetalsTata Steel LimitedCoal India LimitedPharmaAurobindo Pharma LimitedSano� India LimitedCadila Healthcare LimitedSun Pharmaceutical Industries LimitedTelecomBharti Airtel LimitedUnhedged Equity TotalReliance Industries LimitedRaymond LimitedPunjab National BankMulti Commodity Exchange of India LimitedTata Global Beverages LimitedNCC LimitedHousing Development Finance Corporation LimitedTata Steel LimitedBank of IndiaIDFC LimitedHedged Equity TotalEquity and Equity Related Total
0.830.550.28
2.210.650.630.590.34
0.650.65
51.742.811.791.711.681.541.371.270.770.620.41
13.9765.71
Issuer % of Net Assets
Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load: An exit load of 1% is payable if Units are redeemed/switched- out on or before completion of 12 months from the date of allotment of Units; Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.
1Yield to maturity should not be construed as minimum return o�ered by the Scheme; 2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.
Record Date Plan(s)/Option(s) Dividend Face Value Cum-Dividend NAV(Rs. per unit)(Rs. per unit) (Rs. per unit)
Investors understand that their principalwill be at moderately high risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Long term capital appreciation and generation of income;
Investment equity and equity related instruments, arbitrage opportunities and debt and money market instruments
Growth
Dividend
11.4343
10.8084
12.0207
11.3544
Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
(An open ended scheme investingin equity, arbitrage and debt)
FACTSHEETMay 2019
C No. 005673
As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)
10.59 - Mid Cap
3.52 - Small Cap
85.89 - Large Cap
CORPORATE BONDCoastal Gujarat Power LimitedREC LimitedNational Bank For Agriculture and Rural DevelopmentTata Housing Development Company LimitedIndian Railway Finance Corporation LimitedMuthoot Finance LimitedPower Finance Corporation LimitedGOVERNMENT BOND7.17% GOI (MD 08/01/2028)7.26% GOI (MD 14/01/2029)6.68% GOI (MD 17/09/2031)Cash & Cash EquivalentsMargin Fixed Deposit TotalHDFC Bank LimitedCash & Net Receivables/(Payables)Grand Total
CARE AA(SO)CRISIL AAACRISIL AAA
ICRA AACRISIL AAA
CRISIL AACRISIL AAA
SOVSOVSOV
16.683.753.641.911.861.851.851.82
9.285.601.901.78
8.333.923.92
4.41100.00
Issuer Rating% of Net Assets
0.640.640.650.770.831.21
2.062.21
3.404.28
6.147.43
21.48
0.00 5.00 10.00 15.00 20.00 25.00
ChemicalsFertilisers & Pesticides
TelecomIndustrial Manufacturing
MetalsCement & Cement Products
AutomobilePharma
ConstructionConsumer Goods
ITEnergy
Financial Services
1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
AutomobileMaruti Suzuki India LimitedBajaj Auto LimitedEicher Motors LimitedExide Industries LimitedWABCO India LimitedSundram Fasteners LimitedCement & Cement ProductsGrasim Industries LimitedHeidelbergCement India LimitedChemicalsNavin Fluorine International LimitedTata Chemicals LimitedConstructionLarsen & Toubro LimitedNBCC (India) LimitedConsumer GoodsITC LimitedGlaxoSmithKline Consumer Healthcare LimitedProcter & Gamble Hygiene and Health Care LimitedJubilant Foodworks LimitedColgate Palmolive (India) LimitedWhirlpool of India LimitedAsian Paints LimitedTrent LimitedEnergyReliance Industries LimitedNTPC LimitedBharat Petroleum Corporation LimitedCastrol India LimitedOil & Natural Gas Corporation LimitedPetronet LNG LimitedKalpataru Power Transmission LimitedFertilisers & PesticidesUPL LimitedFinancial ServicesHDFC Bank LimitedICICI Bank LimitedAxis Bank Limited
5.021.531.080.760.740.470.44
2.121.150.97
1.930.980.95
4.814.140.67
10.703.251.421.401.381.260.910.560.52
11.725.331.601.051.021.010.960.75
0.280.28
34.198.916.044.30
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio1
as on May 31, 2019:
Load Structure:
Regular Plan: 2.66%Direct Plan: 0.86%
Date of allotment: May 11, 2017
FUND MANAGER AND EXPERIENCEFund Manager: Mr. Srinivasan Ramamurthy
Total Experience: 11 years
Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default
Experience in managing this fund: 9 months (managing since September 10, 2018)
Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower
Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Monthly SIP Installments: 6
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversi�cation and taking low risk on business quality. The diversi�ed portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
SCHEME DETAILS
SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALIZATION (%) as on May 31, 2019
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 290.68
AUM as on May 31, 2019 (Rs. in Cr.): 298.76
Prudent portfolio of investments across companies and sectors.
Actively managed by professional fund managers for potential long term capital appreciation.
Opportunity to participate in successful businesses through equity market.
Benchmark: Nifty 200 Index
Issuer % of Net AssetsHousing Development Finance Corporation LimitedState Bank of IndiaKotak Mahindra Bank LimitedHDFC Life Insurance Company LimitedBajaj Finance LimitedCity Union Bank LimitedIndusInd Bank LimitedIndustrial ManufacturingAIA Engineering LimitedCummins India LimitedThermax LimitedSupreme Industries LimitedKEI Industries LimitedITInfosys LimitedTata Consultancy Services LimitedL&T Technology Services LimitedOracle Financial Services Software LimitedMedia & EntertainmentPVR LimitedMetalsCoal India LimitedTata Steel LimitedHindalco Industries LimitedMOIL LimitedPharmaAbbott India LimitedCipla LimitedAurobindo Pharma LimitedTorrent Pharmaceuticals LimitedServicesContainer Corporation of India LimitedBlue Dart Express LimitedTelecomBharti Airtel LimitedTextilesSRF LimitedCASH & CASH EQUIVALENTSGrand Total
3.923.682.741.511.311.240.54
4.711.241.181.030.710.55
8.633.563.240.940.89
0.860.86
3.260.960.930.860.51
4.741.501.381.230.63
1.401.000.40
1.051.05
1.141.14
3.44100
Issuer % of Net Assets
Entry Load: N.A.Exit Load: An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;- Nil if Units are redeemed / switched-out after 1 year from the date of allotment
Investors understand that their principalwill be at moderately high risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Medium to Long term capital appreciation
Investment predominantly in equity and equity related securities including derivatives
Growth
Dividend
11.0758
11.0752
11.6152
11.5748
(Multi Cap Fund- An open ended equity schemeinvesting across large cap, mid cap, small cap stocks)
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
FACTSHEETMay 2019
C No. 005674
Portfolio Turnover Ratio: 1.03
PORTFOLIO STATS
As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)
17.30 - Mid Cap
5.20 - Small Cap
77.50 - Large Cap
0.280.861.051.141.401.932.12
3.263.44
4.714.744.815.02
8.6310.70
11.7234.19
0 5 10 15 20 25 30 35 40
Fertilisers & PesticidesMedia & Entertainment
TelecomTextilesServices
ChemicalsCement & Cement Products
MetalsCash & Cash Equivalents
Industrial ManufacturingPharma
ConstructionAutomobile
ITConsumer Goods
EnergyFinancial Services
The logo used in this image is �ctitious and not intended to resemble with any existing logos. Any resemblance to real oractual logos, if found, shall be completely unintentional and purely coincidental.
Selection of focused sustainablebusinesses from across sectors
Active management of portfoliowith primary investments in mid-caps
Potential to generate higher riskadjusted returns in the long term
For investment strategy and product labeling, refer page no. 5
SECTOR ALLOCATION (%) as on May 31, 2019 MARKET CAPITALISATION (%) as on May 31, 2019
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
Growth
Dividend
9.4522
9.4518
9.7062
9.7120
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
AutomobileEndurance Technologies LimitedBajaj Auto LimitedWABCO India LimitedBosch LimitedExide Industries LimitedSundram Fasteners LimitedMRF LimitedCement & Cement ProductsThe Ramco Cements LimitedACC LimitedChemicalsAtul LimitedTata Chemicals LimitedSolar Industries India LimitedConstructionGodrej Properties LimitedLarsen & Toubro LimitedCera Sanitaryware LimitedNBCC (India) LimitedConsumer GoodsGillette India LimitedJubilant Foodworks LimitedProcter & Gamble Hygiene and Health Care LimitedGlaxoSmithKline Consumer Healthcare LimitedWhirlpool of India LimitedGodrej Industries LimitedTata Global Beverages LimitedColgate Palmolive (India) LimitedBerger Paints (I) LimitedRelaxo Footwears LimitedTrent LimitedAditya Birla Fashion and Retail LimitedAkzo Nobel India LimitedEnergyCastrol India Limited
10.841.981.811.721.691.321.181.14
4.352.272.08
4.052.081.820.15
5.882.471.281.150.98
19.442.3
2.292.041.981.971.631.511.251.241.140.980.650.46
0.790.79
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio1
as on May 31, 2019:
Load Structure:
Regular Plan: 2.67%Direct Plan: 0.92%
Date of allotment: January 30, 2018
FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr V BalasubramanianTotal Experience: 38 years
Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default
Experience in managing this fund: 10 months (managing since 1 August, 2018)
Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Repurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in mid cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.
SCHEME DETAILS
AUM as on May 31, 2019 (Rs. in Cr.): 485.56
Selection of focused sustainable businesses from across sectors
Potential to generate higher risk adjusted returns in the long term
Active management of portfolio with primary investments in mid-caps
Benchmark: S&P BSE Midcap Index
Issuer % of Net AssetsFertilisers & PesticidesBayer Cropscience LimitedCoromandel International LimitedFinancial ServicesBajaj Finance LimitedSundaram Finance LimitedCholamandalam Investment and Finance Company LimitedKotak Mahindra Bank LimitedICICI Bank LimitedIndusInd Bank LimitedSBI Life Insurance Company LimitedGruh Finance LimitedCRISIL LimitedIndustrial ManufacturingHoneywell Automation India LimitedABB India LimitedGrindwell Norton LimitedThermax LimitedSchae�er India LimitedSupreme Industries LimitedCummins India LimitedAIA Engineering LimitedITMphasiS LimitedPharmaDivi's Laboratories LimitedSano� India LimitedAbbott India LimitedAlembic Pharmaceuticals LimitedServices3M India LimitedThe Indian Hotels Company LimitedThomas Cook (India) LimitedBlue Dart Express LimitedCASH & OTHER RECEIVABLESGrand Total
3.141.611.53
18.763.932.632.252.212.181.711.431.371.05
17.862.652.592.452.342.122.081.891.74
1.641.64
4.951.971.540.910.53
5.592.091.620.960.92
2.71100
Issuer % of Net Assets
Entry Load: N.A.
Exit Load: - An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;
Nil if Units are redeemed / switched-out after 1 year from the date of allotment.
1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Investors understand that their principalwill be at moderately high risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Long term capital appreciation;
Investment predominantly in equity and equity related securities including derivatives of mid cap companies.
(Mid Cap Fund – An open ended equity schemepredominantly investing in mid cap stocks)
Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
FACTSHEETMay 2019
C No. 005675
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 468.94
Portfolio Turnover Ratio: 0.57
PORTFOLIO STATS
As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)
65.99-Mid Cap
26.58-Large Cap
7.43-Small Cap
0.791.64
2.713.14
4.054.35
4.955.595.88
10.8417.86
18.7619.44
0 5 10 15 20 25
EnergyIT
Cash & Other ReceivablesFertilisers & Pesticides
ChemicalsCement & Cement Products
PharmaServices
ConstructionAutomobile
Industrial ManufacturingFinancial ServicesConsumer Goods
12.82-Farm
47.10-Consumption
15.05-Financial Services
8.58-Rural Infrastructure
16.45-Auxiliary Rural andConsumption sectors
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
AutomobileHero MotoCorp LimitedMahindra & Mahindra LimitedTVS Motor Company LimitedBajaj Auto LimitedMRF LimitedWABCO India LimitedCement & Cement ProductsShree Cement LimitedChemicalsPidilite Industries LimitedTata Chemicals LimitedConstructionLarsen & Toubro LimitedBOROSIL GLASS WORKS LIMITEDConsumer GoodsITC LimitedBata India LimitedBritannia Industries LimitedGlaxoSmithKline Consumer Healthcare LimitedVST Industries LimitedJohnson Controls – Hitachi Air Conditioning India LimitedUnited Breweries LimitedTTK Prestige LimitedWhirlpool of India LimitedFertilisers & PesticidesBayer Cropscience LimitedFinancial ServicesMahindra & Mahindra Financial Services LimitedState Bank of IndiaGruh Finance LimitedCholamandalam Investment and Finance Company LimitedIndustrial ManufacturingABB India LimitedLakshmi Machine Works LimitedSKF India LimitedSwaraj Engines LimitedCASH & OTHER RECEIVABLESGrand Total
19.944.083.403.313.243.062.85
4.334.33
7.063.573.49
3.933.660.27
29.403.853.663.643.533.493.062.972.962.24
2.652.65
14.024.083.903.072.97
11.813.693.102.622.40
6.86100
This product is suitable for investors who are seeking*
Total Expense Ratio1
as on May 31, 2019:
Load Structure:
Regular Plan: 2.65%Direct Plan: 0.62%
Date of allotment: November 13, 2018
FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian
Total Experience: 38 years
Option: Growth and Dividend (Dividend Reinvestment, Dividend Payout)
Experience in managing this fund: 7 months (managing since November 13, 2018)
Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to bene�t from the growth in rural India. However, there can be no assurance that the investment objective of the Scheme will be achieved.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Monthly SIP installments: 6
Minimum Quarterly SIP installments: 4
Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.
Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.
SCHEME DETAILS
SECTOR ALLOCATION (%) as on May 31, 2019
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 69.79
AUM as on May 31, 2019(Rs. in Cr.): 72.33
Invests in segments with strongest contribution potential to India’s growing GDP
Focuses on segments largely insulated from global volatility
Captures under-penetration opportunities in rural India
Benchmark: Nifty 200 Index
Issuer % of Net Assets
Entry Load: N.A.Exit Load:
1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Long term capital appreciation;
Investment predominantly in equity and equity related securities including derivatives of entities engaged in and/ or expected to bene�t from the growth in rural India.
Growth
Dividend
10.2514
10.2513
10.3664
10.3668
(An open ended equity schemefollowing Rural India theme)
C No. 005676
FACTSHEETMay 2019
Investors understand that their principalwill be at high risk
Riskometer
• An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment; • Nil if Units are redeemed / switched-out after 1 year from the date of allotment
*Investible sector as per SID
THEME BASED SECTOR ALLOCATION* (%) as on May 31, 2019
2.65
3.93
4.33
6.86
7.06
11.81
14.02
19.94
29.40
0.00 5.00 10.00 15.00 20.00 25.00 30.00 35.00
Fertilisers & Pesticides
Construction
Cement & Cement Products
Cash & Other Receivables
Chemicals
Industrial Manufacturing
Financial Services
Automobile
Consumer Goods
Option: Growth and Dividend (Dividend Reinvestment, Dividend Payout)Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter
Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Monthly SIP installments: 6
Minimum Quarterly SIP installments: 4
Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.
Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.
1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
AutomobileBajaj Auto LimitedAshok Leyland LimitedBosch LimitedTata Motors LimitedCement & Cement ProductsUltraTech Cement LimitedAmbuja Cements LimitedConstructionLarsen & Toubro LimitedConsumer GoodsGlaxoSmithKline Consumer Healthcare LimitedITC LimitedGodrej Consumer Products LimitedUnited Breweries LimitedEnergyPetronet LNG LimitedReliance Industries Limited
13.114.023.663.651.78
8.054.253.80
4.504.50
15.384.073.833.783.70
7.744.083.66
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio1
as on May 31, 2019:
Load Structure:
Regular Plan: 2.62%Direct Plan: 0.62%
Date of allotment: March 15, 2019
FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian
Total Experience: 38 years
Experience in managing this fund: 2 months (managing since March 15, 2019)
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to provide long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in large cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
SCHEME DETAILS
SECTOR ALLOCATION (%) as on May 31, 2019
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 69.35
AUM as on May 31, 2019 (Rs. in Cr.): 72.74
Agile quality portfolio from India’s Big 100 Companies*
Exposure to the more stable half of the market
High conviction bottom up stock picking with a focus on alpha generation
Benchmark: Nifty 50 Index
Issuer % of Net AssetsFertilisers & PesticidesBayer Cropscience LimitedFinancial ServicesHousing Development Finance Corporation LimitedHDFC Bank LimitedSBI Life Insurance Company LimitedKotak Mahindra Bank LimitedBajaj Holdings & Investment LimitedIndusInd Bank LimitedIndustrial ManufacturingSiemens LimitedThermax LimitedITTata Consultancy Services LimitedPharmaDr. Reddy's Laboratories LimitedP�zer LimitedCASH & OTHER RECEIVABLESGrand Total
2.942.94
25.044.504.334.294.194.093.64
8.764.554.21
3.933.93
6.373.313.06
4.18100
Issuer % of Net Assets
Entry Load: N.A.Exit Load:
An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment
Nil if Units are redeemed / switched-out after 1 year from the date of allotment.
Investors understand that their principalwill be at moderately high risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Long term capital appreciation
Investment predominantly in equity and equity related securities including derivatives of large cap companies.
Growth
Dividend
10.3343
10.3342
10.3815
10.3774
FACTSHEETMay 2019
C No. 005677
MARKET CAPITALIZATION (%) as on May 31, 2019
As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)
10.66 - Mid Cap
89.34 - Large Cap
*In terms of Full Market Capitalisation.
Mahindra Pragati Bluechip Yojana
Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks
2.94
3.93
4.18
4.50
6.37
7.74
8.05
8.76
13.11
15.38
25.04
0.00 5.00 10.00 15.00 20.00 25.00 30.00
Fertilisers & Pesticides
IT
Cash & Cash Equivalents
Construction
Pharma
Energy
Cement & Cement Products
Industrial Manufacturing
Automobile
Consumer Goods
Financial Services
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
CERTIFICATE OF DEPOSIT
Axis Bank Limited
Bank of Baroda
IndusInd Bank Limited
Small Industries Dev Bank of India
AU Small Finance Bank Limited
Indian Bank
National Bank For Agriculture and Rural Development
COMMERCIAL PAPER
National Bank For Agriculture and Rural Development
Chennai Petroleum Corporation Limited
Indian Oil Corporation Limited
T V Sundram Iyengar & Sons Pvt Ltd
L&T Finance Limited
TVS SRICHAKRA LIMITED
LIC Housing Finance Limited
Reliance Jio Infocomm Limited
IIFL Facilities Services Limited
Reliance Industries Limited
Muthoot HomeFin India Limited
Magma Housing Finance
Motilal Oswal Financial Services Limited
Axis Finance Limited
PNB Housing Finance Limited
Tata Housing Development Company Limited
Muthoot Finance Limited
JSW Steel Limited
ICRA A1+
/CRISIL A1+
FITCH A1+
/CARE A1+
CRISIL A1+
CARE A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
ICRA A1+
CRISIL A1+
/ICRA A1+
ICRA A1+
ICRA A1+
ICRA A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
ICRA A1+
CRISIL A1+
CARE A1+
/ICRA A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
FITCH A1+
CRISIL A1+
CARE A1+
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio2
as on May 31, 2019:
Load Structure:
Regular Plan: 0.23%Direct Plan: 0.12%
Date of allotment: July 4, 2016
FUND MANAGER AND EXPERIENCE
Fund Manager: Mr. Rahul Pal
Total Experience: 17 years
Average Maturity: 22.40 Days
Modi�ed Duration: 0.10
Yield to Maturity1: 7.17%
Option: Dividend (Daily and Weekly - Reinvestment) and Growth
Experience in managing this fund: 2 years, 11 months (managing since July 04, 2016)
PORTFOLIO STATS
Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Repurchase / Redemption Amount: Rs. 1,000/- or 1unit or account balance, whichever is lower
INVESTMENT OBJECTIVE
FUND FEATURES
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
SCHEME DETAILS
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 2,945.42
AUM as on May 31, 2019 (Rs. in Cr.): 2,804.96
Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certi�cate of Deposits, CBLO/ Repos and in short term debt instruments with maturity pro�le of not more than 91 days.
Easy liquidity: Investors can invest in liquid funds even for a day.
Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes.
Benchmark: CRISIL Liquid Fund Index
Issuer Rating
15.99
3.56
3.55
2.67
1.78
1.78
1.76
0.89
82.09
5.16
4.45
3.55
3.01
2.67
2.67
2.67
2.67
2.66
2.49
2.32
2.05
1.78
1.78
1.78
1.78
1.78
1.78
% of Net Assets
ICRA A1+
CRISIL A1+
ICRA A1+
CRISIL A1+
ICRA A1+
CARE A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
CRISIL A1+
ICRA A1+
CRISIL A1+
ICRA A1+
CRISIL A1+
CARE A1+
ICRA A1+
ICRA A1+
CARE A1+
CRISIL A1+
CARE A1+
CARE A1+
CRISIL A1+
CARE A1+
CRISIL A1+
ICRA AAA
SOV
Rating
1.78
1.78
1.78
1.77
1.77
1.77
1.77
1.77
1.76
1.76
1.76
1.76
1.76
1.58
1.42
1.42
1.41
0.89
0.89
0.89
0.89
0.89
0.89
0.88
0.36
0.36
0.18
0.18
1.38
100.00
% of Net Assets
JM Financial Services Limited
NTPC Limited
Network18 Media & Investments Limited
Bharat Petroleum Corporation Limited
Aditya Birla Capital Limited
Magma Fincorp Limited
SBI Cards & Payment Services Pvt Limited
Chambal Fertilizers & Chemicals Limited
Navneet Education Limited
Hinduja Leyland Finance Limited
Birla Carbon India Pvt Limited
Gujarat Fluorochemicals Limited
Aditya Birla Finance Limited
Manappuram Finance Limited
JMC Projects (India) Limited
Godrej Properties Limited
JM Financial Properties and Holdings Limited
Rating Pro�le as on May 31,2019
India Infoline Finance Limited
Shriram Housing Finance Company Limited
Future Lifestyle Fashions Limited
Hero Housing Finance Limited
Blue Star Limited
Aarti Industries Limited
CORPORATE BOND
L&T Finance Limited
TREASURY BILL
91 Days Tbill (MD 01/08/2019)
CASH & OTHER RECEIVABLES
Grand Total
Issuer
Entry Load: N.A.Exit Load: Nil
1Yield to maturity should not be construed as minimum return o�ered by the Scheme2Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
Investors understand that their principalwill be at low risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Regular income over short term
Investment in money market and debt instruments
Growth
Daily Dividend
Weekly Dividend
1,221.2885
1,000.8646
1,009.5752
1,226.1161
1,000.6042
1,003.1589
*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO
FACTSHEETMay 2019
C No. 005678
RATING PROFILE as on May 31, 2019
1.38 - Cash & Cash Equivalents*
98.44 - AAA/A1+
0.18 - Sovereign
ASSET ALLOCATION (%) as on May 31, 2019
1.38 - Cash & Cash Equivalents*
82.09 - Commercial Paper
0.18 - Sovereign
0.36 - Corporate Bond
15.99 - Certi�cate Of Deposit
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
CERTIFICATE OF DEPOSIT
AU Small Finance Bank Limited
COMMERCIAL PAPER
IIFL Facilities Services Limited
Magma Housing Finance
L & T Housing Finance
Future Lifestyle Fashions Limited
JMC Projects (India) Limited
Northern Arc Capital Limited
T V Sundram Iyengar & Sons Pvt Ltd
JM Financial Products Limited
Aarti Industries Limited
JM Financial Properties and Holdings Limited
Muthoot HomeFin India Limited
Manappuram Finance Limited
CRISIL A1+
ICRA A1+
CRISIL A1+
ICRA A1+
CARE A1+
CARE A1+
ICRA A1+
ICRA A1+
CRISIL A1+
CRISIL A1+
ICRA A1+
CARE A1+
CRISIL A1+
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio2
as on May 31, 2019:
Load Structure:
Regular Plan: 1.13%Direct Plan: 0.33%
Date of allotment: February 15, 2017
FUND MANAGER AND EXPERIENCEFund Manager: Mr. Rahul PalTotal Experience: 17 years
Average Maturity: 282 Days
Modi�ed Duration: 0.7
Macualay Duration: 8.64 monthsYield to Maturity1: 8.19%
Option: Dividend Reinvestment (Daily, weekly, Monthly), Dividend Payout (Monthly) and Growth
Experience in managing this fund: 2 years, 4 months (managing since February 15, 2017)
PORTFOLIO STATS
Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter
Redemption / Switch-outs Amount: Rs.1,000/- or 1unit or account balance, whichever is lower
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
SCHEME DETAILS ASSET ALLOCATION (%) as on May 31, 2019 RATING PROFILE as on May 31, 2019
37.63 - Commercial Paper
49.62 - Corporate Bond
9.50 - Cash & Cash Equivalents*
3.25 - Certi�cate Of Deposit
22.17 - AA
68.33 - AAA/A1+
9.50 - Cash & Cash Equivalents*
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 281.11
AUM as on May 31, 2019 (Rs. in Cr.): 293.41
Positioned between liquid funds and short-term funds with respect to the risk-return matrix.Potentially better returns than that of liquid funds through strategic shifts in the maturity pro�le.Lower volatility through relatively lower duration than short term funds.Higher �exibility in asset allocation vis-à-vis liquid funds.
Benchmark: CRISIL Low Duration Debt Index
Issuer Rating
3.25
3.25
37.63
6.81
5.73
4.88
3.40
3.39
3.30
1.70
1.69
1.69
1.68
1.68
1.68
% of Net Assets
CRISIL AAA
CRISIL AAA
ICRA AA
CRISIL AA
CRISIL AAA
CARE AAA
ICRA AA
CRISIL AAA
FITCH AA+
CRISIL AA
CRISIL AAA
ICRA AA
CRISIL AAA
CRISIL AA
CRISIL AAA
Rating
49.62
6.92
5.10
5.08
5.07
3.42
3.42
3.41
3.41
3.38
1.80
1.76
1.72
1.72
1.71
1.70
9.50
100.00
% of Net Assets
CORPORATE BOND
National Bank For Agriculture and Rural Development
Power Finance Corporation Limited
Tata Housing Development Company Limited
Muthoot Finance Limited
Kotak Mahindra Prime Limited
Small Industries Dev Bank of India
Piramal Enterprises Limited
REC Limited
PNB Housing Finance Limited
IIFL Home Finance Limited
Indian Railway Finance Corporation Limited
Dalmia Cement (Bharat) Limited
LIC Housing Finance Limited
Nuvoco Vistas Corporation Limited
Housing Development Finance Corporation Limited
CASH & OTHER RECEIVABLES
Grand Total
Issuer
Entry Load: N.A.Exit Load: Nil
Investors understand that their principalwill be at moderately low risk
•
•
*Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
Regular income over short term
Investment in debt and money market instruments
Growth
Daily Dividend
Monthly Dividend
Weekly Dividend
1161.3190
1004.5848
1113.5511
1054.4319
1186.6163
1053.2112
1133.0377
1032.1322
*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLOMinimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter
Minimum Monthly SIP Installments: 6
Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter
Minimum Quarterly SIP installments: 4
An open ended low duration debt scheme investing in instruments such that the Macaulay
duration of the Portfolio is between 6 months and 12 months (Please refer page 29 of SID)
FACTSHEETMay 2019
C No. 005679
1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
‘Investors may note that the di�erence in dividend per unit for 'Individuals' and 'Others', is due to di�erential rate of applicable Dividend Distribution Tax (DDT). Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.
27-Mar-1927-Mar-1925-Apr-1925-Apr-1929-May-1929-May-19
Monthly Regular DividendMonthly Direct DividendMonthly Regular DividendMonthly Direct DividendMonthly Regular DividendMonthly Direct Dividend
5.86066.48324.40035.00157.40548.1461
100010001000100010001000
1120.93051141.21951118.90331139.16251112.79441132.219
DIVIDEND HISTORY
Record Date Plan(s)/Option(s) Individuals/HUF (Dividend) Face Value Cum-Dividend NAV(Rs. per unit)(Rs. per unit)
5.42696.00354.07474.63146.85747.5433
Others (Dividend)(Rs. per unit) (Rs. per unit)
Average Maturity: 2.05 yearsModi�ed Duration: 1.7
Yield to Maturity1: 9.68%
PORTFOLIO STATS
Macaulay Duration: 1.83
( Top Ten Holdings - Issuer wise) as on May 31, 2019PORTFOLIO
COMMERCIAL PAPERIIFL Facilities Services LimitedJM Financial Properties and Holdings LimitedMuthoot HomeFin India LimitedCORPORATE BONDIIFL Home Finance LimitedJM Financial Asset Reconstruction Company LimitedEdelweiss Rural & Corporate Services LimitedDalmia Cement (Bharat) LimitedCoastal Gujarat Power LimitedNayara Energry LimitedTata Housing Development Company LimitedSikka Ports and Terminals LimitedMuthoot Finance LimitedReliance Jio Infocomm LimitedAsirvad Micro�nance LtdREC LimitedU.P. Power Corporation LimitedPNB Housing Finance LimitedYes Bank LimitedPower Finance Corporation LimitedCASH & OTHER RECEIVABLESGrand Total
8.993.223.202.57
84.226.836.826.666.526.506.506.436.436.426.364.873.223.223.212.991.24
6.79100.00
This product is suitable for investors who are seeking*
Riskometer
Total Expense Ratio2
as on May 31, 2019:Load Structure:
Regular Plan: 1.86%Direct Plan: 0.82%
Date of allotment: August 20, 2018
FUND MANAGER AND EXPERIENCEFund Manager: Mr Rahul PalTotal Experience: 17 years
Minimum Application / Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter.
Experience in managing this fund: 9 months (managing since August 20, 2018)
Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.
Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.
Available Plans: Direct (D) , Regular
INVESTMENT OBJECTIVE
FUND FEATURES
The investment objective of the Scheme is to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)
NAV AS ON May 31, 2019:
Growth
Dividend
Quarterly Dividend
10.5471
10.5472
10.5470
10.6381
10.6379
10.6383
Available Options under each plan: Growth (D), Dividend
Available Facilities under Dividend Option: Dividend Reinvestment (D), Dividend Payout
Available Sub-Options under Dividend Option: Discretionary (D), Quarterly
SCHEME DETAILS
ASSET ALLOCATION (%) as on May 31, 2019
Average AUM for the month ending May 31, 2019 (Rs. in Cr.): 150.99
AUM as on May 31, 2019 (Rs. in Cr.): 154.48
Optimum balance of safety, liquidity and yield Diversi�cation of portfolio for investors with moderate risk appetiteAlternative to traditional investment options and has potential to deliver better risk adjusted returnsIndexation bene�ts for Long Term Capital Gains Taxes#
Benchmark: NIFTY Credit Risk Bond Index
Issuer % of Net Assets
ICRA A1+ICRA A1+ICRA A1+
CRISIL AAICRA AA-ICRA AAICRA AA
CARE AA(SO)CARE AAICRA AA
CRISIL AAACRISIL AA
CRISIL AAACRISIL A+
CRISIL AAACRISIL A+(SO)
FITCH AA+ICRA A
CRISIL AAA
Rating
Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units.Any redemption in excess of the above limit shall be subject to the following exit load:• An exit load of 1% is payable if Units are redeemed / switched-out on or before completion of 12 months from the date of allotment of Units;• Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO)
Investors understand that their principalwill be at moderate risk
•
•
* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.
To generate regular returns and capital appreciation over medium term
Investment predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity
#If the units are held for more than 36 months. Investors are advised to consult their �nancial/tax advisors before investing.
(An open ended debt scheme predominantly investing in AA and below rated corporate bonds
(excluding AA+ rated corporate bonds))
C No. 0056710
FACTSHEETMay 2019
RATING PROFILE as on May 31, 2019
26.24 - AAA/A1+
55.89 - AA
11.08 - A
6.79 - Cash & Cash Equivalents*
84.22 - Corporate Bond
8.99 - Commercial Paper
6.79 - Cash & Cash Equivalents*
1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.
*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO
D- Default
Performance as on May 31, 2019
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.
Mahindra Low Duration Bachat Yojana - Reg - Growth
Mahindra Low Duration Bachat Yojana - Dir - Growth
Crisil Low Duration Debt Index^
Crisil 1 Yr T-Bill Index^^
11,614
11,867
11,822
11,597
1,161.32
1,186.62
5,504.11
5,487.88
10,780
10,876
10,889
10,786
6.76%
7.77%
7.59%
6.69%
7.80%
8.76%
8.89%
7.86%
1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)Scheme Name
CAGR Returns (%) Value of Investment of ₹ 10,000*
Mahindra Low Duration Bachat Yojana - Managed by Rahul Pal
11.78
12.48
7,670.44
16,583.46
11,774
12,481
13,651
14,190
10,186
10,387
10,827
11,243
6.44%
8.84%
12.63%
14.31%
1.86%
3.87%
8.27%
12.43%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana & Mahindra Pragati Bluechip Yojana) have not been provided as the schemes have not completed 1 year.
1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)Scheme Name
CAGR Returns (%) Value of Investment of ₹ 10,000*
Mahindra Mutual Fund Kar Bachat Yojana - Reg - GrowthMahindra Mutual Fund Kar Bachat Yojana - Dir - GrowthNifty 200 Index TRI^
Nifty 50 Index TRI^^
Mahindra Mutual Fund Kar Bachat Yojana - Managed by V. Balasubramanian
Mahindra Liquid Fund - Reg - GrowthMahindra Liquid Fund - Dir - GrowthCrisil Liquid Fund Index^
Crisil 1 Yr T-Bill Index^^
12,213
12,260
12,230
12,094
1,221.29
1,226.12
3,126.13
5,487.88
10,758
10,772
10,773
10,786
7.12%
7.26%
7.17%
6.76%
7.58%
7.72%
7.73%
7.86%
7.15%
7.26%
8.08%
9.12%
7.23%
7.34%
7.97%
11.25%
7.19%
7.30%
7.60%
14.26%
7 Days 15 Days 30 Days 1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 04-Jul-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.
Scheme NameSimple Annualised Returns (%) CAGR Returns (%) Value of Investment of ₹ 10,000*
Mahindra Liquid Fund - Managed by Rahul Pal
C No. 0056711
11.43
12.02
10,562.45
16,583.46
11,434
12,020
13,691
14,103
10,660
10,867
11,205
11,243
5.93%
8.23%
14.46%
15.93%
6.60%
8.67%
12.05%
12.43%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. Srinivasan Ramamurthy is managing the equity portion of the Scheme since August 1, 2018. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.
1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)Scheme Name
CAGR Returns (%) Value of Investment of ₹ 10,000*
9.45
9.71
17,911.57
16,583.46
9,453
9,707
8,686
10,986
9,657
9,846
9,521
11,243
-4.14%
-2.21%
-10.04%
7.32%
-3.43%
-1.54%
-4.79%
12.43%
1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)
CAGR Returns (%) Value of Investment of ₹ 10,000*
Mahindra Dhan Sanchay Equity Savings Yojana - Managed by Srinivasan Ramamurthy (Equity) and Rahul Pal (Debt)
Mahindra Dhan Sanchay Equity SavingsYojana - Reg - Growth
Mahindra Dhan Sanchay Equity SavingsYojana - Dir - Growth
55% Nifty 50 Index TRI+ 30% Crisil Composite BondFund Index+15% Crisil Liquid Fund Index^
Nifty 50 Index TRI^^
11.0811.62
7,670.4416,583.46
11,07611,61512,32813,012
10,32910,53810,82711,243
5.10%7.56%
10.72%13.67%
3.29%5.38%8.27%
12.43%
"^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr Srinivasan Ramamurthy is managing the Scheme since September 10, 2018.
1 Year Since Inception 1 Year (`) Since Inception (`)
NAV / Index Value(as on May 31,
2019)Scheme Name
CAGR Returns (%) Value of Investment of ₹ 10,000*
Mahindra Mutual Fund Badhat Yojana - Managed by Srinivasan Ramamurthy
Mahindra Mutual Fund Badhat Yojana - Reg - GrowthMahindra Mutual Fund Badhat Yojana - Dir - GrowthNifty 200 Index TRI^
Nifty 50 Index TRI^^
"^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana & Mahindra Pragati Bluechip Yojana) have not been provided as the schemes have not completed 1 year.
Scheme Name
Mahindra Unnati Emerging Business Yojana - Managed by V. Balasubramanian
Mahindra Unnati Emerging Business Yojana - Reg - GrowthMahindra Unnati Emerging Business Yojana - Dir - GrowthS&P BSE Mid Cap Index TRI^
Nifty 50 Index TRI^^
TRI - Total Return Index
TRI - Total Return Index
TRI - Total Return Index
TRI - Total Return Index
Performance as on May 31, 2019
C No. 0056712
SIP Performance - If you had invested Rs. 10,000 every month
SIP Investment PeriodTotal AmountInvested (₹)
Market Value (₹) CAGR Returns (%)
Regular Plan
Mahindra Mutual Fund Kar Bachat Yojana
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).
1 Year
Since Inception
1,20,000
3,10,000
1,24,440
3,21,848
6.97%
2.85%
Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)
Nifty 200 Index TRI^ Nifty 50 Index TRI^^
1,27,865
3,58,699
12.44%
11.34%
1,30,339
3,71,904
16.44%
14.27%
Market Value (₹) CAGR Returns (%)
Direct Plan
1,25,699
3,31,154
8.97%
5.04%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).
SIP Investment Period Total AmountInvested (₹)
Market Value (₹) CAGR Returns (%)
Regular Plan
Mahindra Dhan Sanchay Equity Savings Yojana
Since Inception
1,20,000
2,70,000
1,26,426
2,85,081
10.13%
4.75%
Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)
Nifty 50 Index TRI^^55% Nifty 50 Index TRI + 30% Crisil
Composite Bond Fund Index+15% Crisil Liquid Fund Index^
1,29,861
3,10,760
15.66%
12.58%
1,30,339
3,13,504
16.44%
13.40%
Market Value (₹) CAGR Returns (%)
Direct Plan
1,27,668
2,91,957
12.12%
6.88%
Note: Pursuant to SEBI Circular no. SEBI/HO/IMD/DF3/CIR/P/2018/04 dated Jan 4, 2018, the performance of the schemes has been benchmarked to Total Return Index variant (wherever available) of their respective benchmark indices.
SIP Investment Period Total AmountInvested (₹)
Market Value (₹) CAGR Returns (%)
Regular Plan
Mahindra Unnati Emerging Business Yojana
1 Year
Since Inception
1,20,000
1,60,000
1,21,452
1,60,555
2.26%
0.49%
Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)
Nifty 50 Index TRI^^S&P BSE Midcap Index TRI^
1,18,999
1,56,148
-1.55%
-3.42%
1,30,339
1,76,619
16.44%
14.87%
Market Value (₹) CAGR Returns (%)
Direct Plan
1,22,599
1,62,651
4.06%
2.36%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.
Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).
1 Year
Since Inception
1,20,000
2,40,000
1,26,834
2,50,926
10.78%
4.36%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).
SIP Investment Period Total AmountInvested (₹)
Market Value (₹) CAGR Returns (%)
Regular Plan
Mahindra Mutual Fund Badhat Yojana
1,27,865
2,63,942
12.44%
9.46%
1,30,339
2,73,337
16.44%
13.09%
Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)
Nifty 50 Index TRI^^Nifty 200 Index TRI^
1,28,103
2,56,477
12.82%
6.55%
Market Value (₹) CAGR Returns (%)
Direct Plan
SIP Investment PeriodTotal AmountInvested (₹)
Market Value (₹) CAGR Returns (%)
Regular Plan
Mahindra Low Duration Bachat Yojana
1 Year
Since Inception
1,20,000
2,70,000
1,25,293
2,92,913
8.32%
7.17%
Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)
Crisil Low Duration Debt Index^ Crisil 1 Yr T-Bill Index^^
1,25,854
2,95,976
9.22%
8.11%
1,25,293
2,93,181
8.32%
7.25%
Market Value (₹) CAGR Returns (%)
Direct Plan
1,25,863
2,96,112
9.23%
8.15%
^Benchmark ^^Additional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).
1 Year
TRI - Total Return Index
TRI - Total Return Index
TRI - Total Return Index
TRI - Total Return Index
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
INVESTMENT OBJECTIVEThe investment objective of the Scheme is to provide long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in large cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.
High
High
Low to Medium
80-100
0-20
0-20
Medium to High0-10
Asset Allocation Pattern
Equity and Equity related Securities of Large Cap companies^*
Equity and Equity Related instruments of other companies^
Debt and Money Market Securities^ (including CBLO, Reverse Repo)
Units issued by REITs & InvITs
*Definition of Large Cap Companies:1st – 100th company in terms of full Market Capitalization. For the purpose of this definition, the list of stocks prepared by AMFI in this regard will be adopted. ^including derivative instruments to the extent of 50% of the Net Assets of the Scheme. For detailed asset allocation refer SID of the Scheme available at www.mahindramutualfund.com or visit nearest Investor Service Centre.
ASSET ALLOCATION
INVESTMENT STYLEHigh conviction*concentrated portfolio in a staggered fashion with a focus to generate alphaTo follow blended style of investing-Growth and ValueTop down approach to identify sectors with potential across different periods based on emerging macro trendsBottom up stock selection from the Big 100 that have good governance and strong leadershipTactical calls for short to medium investment horizons
*Conviction will be based on internal evaluation and price performance position keeping investor interest in mind
*
Long term capital appreciation;Investment predominantly in equity and equity related securities including derivatives of large cap companies.Investors should consult their financial advisers if in doubt about whether the product is suitable for them.Investors understand that their
principal will be at moderately high risk
RiskometerThis product is suitable for investors who are seeking*:
Indicative Allocation(% of assets)
Risk Profile
Mahindra Pragati Bluechip Yojana
Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks
Mahindra Asset Management Company Private Limited Registered O� ce: “A” Wing, 4th Floor, Mahindra Towers,Dr. G.M. Bhosale Marg, P.K. Kurne Chowk,Worli, Mumbai 400018 India
Corporate O� ce:Sadhana House, 1st Floor, 570, P.B. Marg,Worli, Mumbai - 400018, IndiaEmail: m� [email protected]: + 91 22 66526000 | Fax: +91 22 24984170Website: www.mahindramutualfund.comToll free: 1800 419 6244
CIN: U65900MH2013PTC244758
DisclaimerThe views expressed here in this document are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. No representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The views are not meant to serve as a professional guide / investment advice / intended to be an o�er or solicitation for the purchase or sale of any �nancial product or instrument or mutual fund units for the reader. This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. While utmost care has been exercised while preparing this document, Mahindra Asset Management Company Private Limited (Mahindra AMC) does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and damages arising out of the use of this information. The data/statistics given in the document are to explain general market trends in the securities market, it should not be construed as any research report/research recommendation. Readers of this document should rely on information /data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Neither Mahindra Mutual Fund, Mahindra AMC nor Mahindra Trustee Company Private Limited, its directors or associates shall be liable for any damages that may arise from the use of the information contained herein.
C No. 00567