january 7th homes & real estate
DESCRIPTION
Mohawk Valley and surrounding area homes for sale.TRANSCRIPT
UTICA • ROME • ADIRONDACK • VALLEY JANUARY 7, 2011UTICA • ROME • ADIRONDACK • VALLEY
H O M E S D I R E C T O R Y • C O M M E R C I A L S E C T I O N • M A N U F A C T U R E D H O M E S
FREE
M A G A Z I N E
This Is TheTime To Buy A Home ...
Gas Heat: The Clean,Green Choice
Inside This Issue
OCTOBER HOMES COVERS_Layout 1 1/3/11 11:08 AM Page 1
Realtors - Have Your Homes Published In The Homes & Real Estate Magazine
Call Steffen Publishing (315) 865-4100/Pam Kulig ext. 223
M A G A Z I N E
Be sure your real estate agent listsyour property in the Mohawk Valley’s
LARGEST HOME DIRECTORY ...
Are you ready to buy or sell your home?
CIRCULATIONAlder Creek,
Barneveld, BeaverFalls, Boonville,
Camden, Carthage,Castorland, Clark
Mills, Clinton,Croghan, Deerfield,
Floyd, Frankfort,Herkimer, HollandPatent, Ilion, Inlet,
Little Falls, Lowville,Lyons Falls, Marcy,
Middleville,Mohawk, NewBremen, New
Hartford, New YorkMills, Newport,
North Utica, OldForge, Oneida,Oriskany, Otter
Lake, Poland,Prospect, Remsen,
Rome, Sherrill,Stittville, SylvanBeach, Taberg,
Talcottville, Town ofLee, Trenton, Utica,
Vernon, Verona,Washington Mills,
Westmoreland,Whitesboro and
Yorkville.
homeS & real eState
a Bi-monthly puBlication
By Steffen print & DeSign
hollanD patent, ny
for aDvertiSing call
Steffen print & DeSign
315-865-4100
Neither the advertiser
nor the publisher are
responsible or liable for misinfor-
mation, misprints,
typographical errors, etc. which
may appear in advertisements
REPRODUCTION IN WHOLE OR
IN PART IS PROHIBITED.
ADVERTISERS
A.M. Blask Realty . . . . . . . . .2, 3
Best Choice Realty of NY . . . .12
Century 21, Gentry . . . . . . . . .13
Clemens-Beckley Real Estate, Inc. . . . . .20, 21
1st Rome Realty . . . . . . . .14, 15
Guillaume Realty . . . . . . . . . . . . .7
M&D Dailey Realty . . . . . . . . .17R.A. Wilkes Real Estate . . . . .8, 9
RE/MAX All-Pro Realty . . .22, 23United Country/
HBE Group Inc. . . . . . . . . . . . .5
Van Billings
Real Estate, LLC . . . . . . . .19
FINANCIAL INSTITUTIONS
AmeriCU Credit Union . . . . . . . . . . . . . . . . . .11
Rome Savings Bank . . . . . . . . . . . .Back Page
INSIDECamelot Homes . . . . . . . . . . . . .4New Homes Modular . . . . . . . .5Pond View . . . . . . . . . . . . . . . . . .5
CONTENTS
Realtors - Have Your Homes
Published In
The Homes & Real Estate Magazine
Call Steffen Print and Design
(315) 865-4100/Pam Kulig ext. 223
2
654 e. Main st., little Falls www.amblaskrealty.com
A.M. BlAsk ReAlty
H o m e s & R e a l E s t a t e
~ Sales Agents ~ Darryl Harrington 985-5540
Teddi Noonan 823-0940Dan Reardon 823-1071
Peggy Scarano 717-1948Judy Shepardson 219-6679
Ann M.CArlisto, Broker CAll AnytiMe
(315) 823-0549 or (315) 868-1549
• Serving The Mohawk Valley • Specializing in SERVICE
LITTLE FALLS - C.1891 FOUR STORY STONE OFFICEBUILDING $139,900 PRICE REDUCED $109,000
1002931-c. 1891 4 Story Stone Office Building on a lotapprox. 62X89 w/9460 sq. ft. in a Nice Location.Pocket Doors, Original Stain Glass Windows,
Hardwood Floors. A Must See!
LITTLE FALLS- WATERFRONT BRICK 4 STORY INDUSTRIALWAREHOUSE $195,000 PRICE REDUCED $95,000
913087-Nice Waterfront Brick Four StoryIndustrial Warehouse on 1.60 Acres. Approx.
70,712 Sq. Ft. with Wood Floors, Two OverheadDoors, Dry Sprinkler System, Loading Dock.
Rubber Roof is Approx. 2-5 Years Old.
LITTLE FALLS - C.1880 4 BDRM, 2 BATH HOME NICELOCATION $109,900 PRICE REDUCED $99,500
1001672- Lovely c.1880 4 Bdrm, 2 Bath Home in aNice Location. Walking Distance to Parks, Library,Hospital. Living Room, Dining Room w/Fireplace,Kitchen w/Pantry, Hardwood Floors. 3 Story-2 CarGarage/Barn. Seller Will Pay $3,000.00 Towards
Buyers Prepds and Closing Costs.
LITTLE FALLS - 4 BDRM, 1.5 BATH ON CORNER LOT$79,900
1003269-Lovely 4 Bdrm,1.5 Bath Home on aCorner Lot in a QuietNeighborhood. LRw/Built-In Bookcase,DR, LG Eat-In Kit, New
Stove, Refirg,Dishwasher, Washer, &Dryer. Laundry on 1stFlr. Plenty of Shelving& Storage Areas. FullWalk-Up Attic, Front,
Side and Encl Back Porch. 1Car Det Gar. Move-In Ready.
LITTLE FALLS-LOVELY 4 BDRM, 1.5 BATH HOME ON ADOUBLE LOT $75,000
1002929-Lovely 4 Bdrm, 1.5 Bath Home on a DoubleLot approx. 83X200 in a Nice Residential Area. Kit, DR,LR, FR, Hdwd Flrs, Vinyl Replacement Windows, Patio,
One Stall Detached Garage.
LITTLE FALLS-LOVELY 3 BEDROOM HOME – MOVE IN CONDITION $98,500
1003761- Lovely 3 Bedroom, 1 Full and 2 HalfBath Home on a lot approx. 50X120 – Movein Condition. Kitchen, Dining Room, LivingRoom, Family Room, Double Deck, Nice
Yard, & Attached 1 Stall Garage.
LITTLE FALLS - IMMACULATE COZY 2 BDRM RANCH $114,900
1002254 -Immaculate Cozy 2 Bdrm Ranch in a CountrySetting in the City. Great Starter or Retirement Home.1 1/2 Stall Att. Garage, Deck Overlooking Lg BackYard. New Windows, Some Curtains, Blinds & Rods.
Basement Would Make Ideal Rec. Room. NewFurnace and Hot Water Heater.
LITTLE FALLS-NICE 3 BEDROOM HOME $79,900
1003679 – Nice 3 Bedroom, 1 Full Bath Home on a lotapprox. 50X148 with Detached 1 Stall Garage. Natural
Woodwork, Hardwood Floors.
LITTLE FALLS- RANCH ON 1+ ACRE W/POOL $117,500
200802189 -Lovely 3 Bdrm, 1.5 Bath Ranch on1.54 Acres with 357 ft. Rd Frontage in a NiceCountry Setting. Kit w/ Bkfst Bar, LR w/Gas Fp
Inground Pool. 2 Car Att Garage.
ILION - TOTALLY RENOVATED 3 BEDROOM HOME $59,900
1003814- Totally Renovated 3 Bedroom, 1 ½Bath Home in a Quiet Neighborhood.
Municipal Electric, Kitchen, Dining Room,Living Room, Family Room, Vinyl Windows.
Move in Condition.
LITTLE FALLS-SPACIOUS BRICK 2 FAMILY HOME $69,900
1002928-Spacious Brick Two Family Home in a Nice ResidentialArea Close to Downtown. Apt. 1 is a 2 Bdrm, 2 Bath w/Kit, DR,LR, Family Rm, Entry Hall, Utility Rm, & Laundry. Apt. 2 is a 2
Bdrm, 1 Bath w/Kit, DR, LR, Family Rm, Den, Office, & Laundry.Fireplaces in Each Apt. Tenants Pay the Heat.
MOHAWK – 4 BDRM RANCH ON 1.8 ACRES $99,900
912972- Nice 4 Bdrm, 1 Bath Ranch Home on1.8 Acres in a Private Setting w/Great Views.Wood Mode Kit, Lg LR, Shed. There are 2
wells on the Property.
3
654 e. Main st., little Falls www.amblaskrealty.com
A.M. BlAsk ReAlty
H o m e s & R e a l E s t a t e
~ Sales Agents ~ Darryl Harrington 985-5540
Teddi Noonan 823-0940Dan Reardon 823-1071
Peggy Scarano 717-1948Judy Shepardson 219-6679
Ann M.CArlisto, BrokerCAll AnytiMe
(315) 823-0549 or (315) 868-1549
• Serving The Mohawk Valley • Specializing in SERVICE
DOLGEVILLE- 3 BDRM, 2 BATH ON CORNER LOT $89,900
913174-Nice 3 Bdrm, 2 Bath Home on aCorner Lot 66X132 in the Village of
Dolgeville. LR, DR, Kit, New 16X16 Den/Office& New Bath. New Gas Furnace, New Pellet
Stove, Lg Yard. Move in Condition.
LITTLE FALLS- 4 BDRM, CAPE COD ON 50 ACRES $119,000
1000066- Nice 4 Bdrm, 1 Bath Cape Cod on50 Acres, Just Outside Little Falls. Kitchen w/Bfkst Bar, LR w/FP, Mstr Bdrm, Den & Laundryon 1st Flr. 10 Acres Wooded, 2 Acres Useable
Around House.
LITTLE FALLS - 3 BDRM 1.5 BATH IN NICE AREA $68,000
911639 -Lovely 3Bdrm, 1.5Bath Homeon a lot
33X84 in aNice ResArea. Kit,
DR, LR, NewFull Bath & 1/2Bath. 1st Flr Den or 3rd Bdrm. Hdwd Flrs, NatWdwk, Deck, Storage Shed. Seller will Pay$3,000 Towards Buyers Prepds and Closing
Costs.
1000947- Unique Property, Former Slovenian Hall, nowConverted to Three Spacious Apartments, w/ Dance Hall &Stage Intact Incl. Tin Ceiling, Wood Wainscoting, Balcony.
Plus Potential to Develop Additional Space.
LITTLE FALLS - UNIQUE 3 UNIT PROPERTY $69,900 PRICE REDUCED $59,900
NEWPORT-RANCH ON 3.3 ACRES OVERLOOKING WEST CANADA CREEK $210,000
1001351-Lovely Ranch Home on 3.3 AcresOverlooking West Canada Creek. 2 Bedrooms,1 Full and 2 Half Baths. Approx. 1500 sq. ft.
Living Space with Approx. 2000 Add’l Space forExpansion or In-Home Business. Family RoomOverlooks Blue Ribbon Trout Stream. Seller will
Owner Finance to Qualified Buyer.
LITTLE FALLS - 4 BDRM, 2 BATH RAISED RANCH ON 1 ACRE - $169,900
1002823-Lovely 4 Bdrm, 2 Bath Raised Ranch Homeon Approx. 1 Acre Located Just Outside the City ofLittle Falls, Eat-In Kit, Dining Room, Living Room,
Master Bdrm w/ Master Bath. 2 Car Attached Garage,Deck, Nice Yard, with Great Views.
LITTLE FALLS - SUCCESSFUL FULLY EQUIPPEDRESTAURANT $215,000
1003255- Successful 16 Years Plus Established LittleFalls Restaurant. Fully Equipped 3692 Sq. Ft. TurnKey Operation. Great Location in Canal Place. A
Great Place for any type of Business.
LITTLE FALLS - NICE 3 FAMILY IN NICE AREA $35,500
1002815-Nice Investment Property in a Quiet Area.This Three Family Home is a 3 Bdrm Duplex with a 2Bdrm Basement Apartment. Separate Utilities and
Driveway.
LITTLE FALLS – GREAT 2 FAMILY HOME IN ACONVENIENT LOCATION $69,900
1001931- Great 2Family Home in
a NiceResidential Area,Close to School& Shopping. Kit,DR, LR, 3 Bdrms,and Laundry inEach Unit. LargeBrick AttachedGarage, Former
Bus Garage,Perfect for Storage for Extra Income or
Business. Being Sold in "AS IS" Condition.
Little Falls -75 Acres, Views $99,000 Price Reduced $75,000Little Falls - 18.8 Acres, Great Views,
Paines Hallow Rd.’$108,000Little Falls -5.3 Acres, Town of Danube,
Fort Plain Schools.$21,000Salisbury -5.07 Acres w/ 502 ft. Frontage $14,250
Dolgeville -25.7 Acres, Village Utilities Avail $200,000Dolgeville -Building Lots, Village Utilities Avail. $27,500
Salisbury -6.18 Acres w/376 ft. Frontage Spruce Lake Area $29,900
Middleville -2 Lots, 5.25 & 5.3 Acres, Views $19,900 Mohawk -5 Lots w/Water, Elec, Views $35,000 Ea.
LAND LISTINGS
912751—Elegant Victorian Home c.1880. It isCurrently used as a 7 Unit- 6 Offices/1 Apt.Could Easily be a Private Residence, B&B orRestaurant/Inn. Lots of Character, Orig. PocketDoors, Stained Glass, & Architectural Detail, Fire
Alarm System. Large Parking Area.
HERKIMER- ELEGANT VICTORIAN HOME C.1880 $199,900
910146-Lovely 6624 Sq. Ft.Church on a Lot Approx.59X120. Large ParkingLot, Beautiful StainedGlass Windows, ChoirLoft, Great Views of theCanal District. Gas HotWater Two Zone Heat,Slate Roof, Tin Ceilings.
LITTLE FALLS - 6624 SQ. FT. CHURCH $150,000
NEW CAPE CODCome see this 3BR 2 bath home,1500 ft down-stairs, 800 ftunfinished up.Drywall construc-tion all appli-ances, land-scaped, paveddriveway. REDUCED$79,900
NEW HOMEJust Arrived! 3 BD Room, 2 Bath Ranch, fireplace, all kitchenappliances, drywall throughout. Awesome kitchen, financing
available. NEW PRICE $72,500.
NEW LISTINGLarge 3 Bedroom 2 Bath Ranch. Backs up to the woods, cen-tral air, new roof, fireplace, large deck and patio, storage
shed. $40,000.
Gracious community LivinG• meticulously maintained • rome Water • secure
• Financing available• no closing costsstop at our office for a list and a map.
open mon., tues., Wed., Fri. - sat by appointment
WESTMORELAND SCHOOLS6733 State Rt. 233, Rome, N.Y. 315-336-7323WE NOW HAVE NEW HOMES ON DISPLAY
4 H o m e s & R e a l E s t a t e
VERY NICENewer 3 bedroom, 2 bath Ranch with central air, open
floor plan, nice lot. Available immediately. $59,900. REDUCED $54,900
NEW LISTINGVery nice 2 bedroom, 2 bath ranch, central air, woods in back,range, fridge & dishwasher. Washer & Dryer negotiable.
New roof and deck.MUST SELL, MAKE OFFER $41,900
GREAT FLOOR PLANSpacious 3 bedroom 2 bath, Ranch with 1 1/2 car garage, centralair, all appliances including washer/dryer/dishwasher, large deck,many new items, roof, A/C, Blinds & More REDUCED $52,000
NEAR NEWMagnificent large ranch, 3 bedroom, living room, familyroom with fireplace, beautiful corner lot. $79,000
OUR BEST BUYNewly Remodeled, 3 bedroom 2 bath ranch, central air, all newcarpeting, new entry doors, carport, storage shed and workshop, new water heater, excellent lot. REDUCED $32,900.
H o m e s & R e a l E s t a t e
BRING US YOUR BEST DEAL
- WE WILL BEAT IT -
NEW HOMESMODULAR
We can give you better specifications, moreupgraded features, a higher quality home
HAnd we can do all this for less moneyH
Ph: 315-891-3254
Stick Built Quality Modular Homes
“IT’S SIMPLE”
LAND STEAL50% OFF
Direct Snowmobile & ATV TrailsOut Your Door To The Ridge Runners Clubhouse
Middleville, Herkimer County, NYPh. (315) 891-3254
All Remaining Lots To Be Sold At 1/2 Price
Beautiful & Affordable Home SitesFROM 5 ACRES TO 40 ACRES • PRICES FROM $14,900
Special Onsite Financing Available
“Buy Now - Build Later”
THIS IS THE BEST DEAL AROUND!!
315-891-3254 • Middleville, New York
H Private family community for fun & investment HH 35 Exceptional homesites set on 235 acres H
H Riding trails, stocked fish ponds, sunset views H
ColonialNew
Construction
Home Features:3 or 4 bedrooms,
2 1/2 baths, full basement,
2 car garage underOpen Floor Plan • Upgraded Kitchen
• Breakfast NookFormal Dining Room
• Oversized Master SuiteMaster Bath with Whirlpool Tub • Rear Sundeck • Great Views Great Schools • Easy Commute
• Low Taxes • Snowmobile & ATV Friendly
Located Pond View Estates on5 beautiful acresPrice at $189,900
5
PRICE REDUCED! $12,000
#1982- Town of Norway- also great for snowmobiling.83.6 Acres open and wooded with year around creek,lots of road frontage on plowed road (Ryan Rd)- Price
reduced! $69,000.00
#2079- Town of Norway -2 Acre building lot withstorage shed and drilled well, electric and septic.
Very private and scenic- wooded setting with view ofthe Adirondacks. Only $12,000.00
DAIRY HILL ROAD $85,000#3019- Dairy Hill Road- Modern Hunting cabin on10.5acres, has drilled well, electric CB, all wood interiorand exterior, nice setting, year around access. Great
for snowmobiling also. Asking $85,000.
DOLGEVILLE#3021- 143 N. Main St- Large 2 family investment
property..many updates, all separate utilities, new metalroof, 48’ x207’ lot, plenty of parking. Nice for first timebuyer or investor….Owner financing for qualified buyer.
NEW LISTING
NEW LISTING
6 Slawson St., Dolgeville, N.Y. 13329 • 410 Folts St., Herkimer, N.Y. 13365
HBE Group, Inc. BrokerPhone: (315) 429-9754 • Fax: (315) 429-9363
Web site: www.unitedcountry.com E-mail: [email protected]
Sharon Baisley, Broker - 315-429-7016 • John R. Carlin, Broker 315-429-3395 Lenore Gabriel, Broker 315-429-3351 • Terry Marrone, Associate Broker 315-823-2838
Sarah Scanlon, Sales Associate 315-717-3003 • Tom Vennard, Sales Associate 315-429-3290Shelly Hatch, Sales Associate 315-826-5144 • Nancy Hugick, Associate Broker 315-866-7909
HUNTING LAND $69,000
Realtors - Have Your Homes Published In
The Homes & Real Estate Magazine
Call Steffen Publishing -
(315) 865-4100/Pam Kulig ext. 223
M A G A Z I N E
Be sure your real estate agent lists your property in the Mohawk Valley’s
LARGEST HOME DIRECTORY ...
Are you ready to buy or sell your home?
(NAPSI)-There’s a vast array of en-ergy-saving “to dos.” These helpful tipscan guide you: Start with the RightCaulk-Silicone: The Long-LastingWeatherization Solution. According tothe U.S. Department of Energy, you cansave 10 percent or more on your energybill by air sealing. However, not all caulkprovides energy savings over time. Onehundred percent silicone caulk does.Leaks frequently occur in and aroundhomes in places where extreme tempera-ture fluctuations, moisture, humidity anddamaging UV rays take their toll. Unlikeacrylic caulk, which is vulnerable tothese elements and can break down overtime, silicone remains permanently flexible, shrinkproof,crack-proof and waterproof. In fact, 100 percent silicone re-mains unaffected by all weather and temperature conditions,so it helps prevent gaps and cracks, through which energy dol-lars can pass, from reforming. Look for GE Silicone II Win-dow & Door or GE Silicone II W/D Supreme. If you need topaint the area, try new Groov by GE, which performs and
lasts like a silicone and is easy to applyand paint like an acrylic.Install Programmable Thermostats in
the Proper Location. According to ener-gystar.gov, you can save about $180 a yearby properly setting and maintaining pro-grammable thermostat units. But be surethe unit is mounted on an interior wallaway from heating or cooling vents orother sources of heat or drafts. A falsereading as a result of cool drafts or exces-sive warm air can lead to unnecessary en-ergy consumption.CFLs: Today’s New Styles Are Brighter.
The average CFL lightbulb will save youabout $30 over its lifetime and pay for it-
self in about six months, according to energystar.gov. Want tobe more energy efficient but find that the light is too dim? Trya brighter bulb-CFL equivalencies are based on the overalllight output of the bulbs. Because CFL light appears diffuse,however, the same output isn’t always enough.For more information on how to weatherize your home,
visit www.caulkandsave.com.
Get A Big Bang For Your Energy-Efficient Dollar
(NAPS)—If you’re thinking aboutbuying a home, now might be the righttime. Mortgage rates remain at histori-cally low levels, and housing prices haveyet to rebound from their recent de-clines. As those conditions aren’t ex-pected to last, smart homebuyers needto consider their options, especially ifthey are making low down payments.There are
two mainoptions forfirst-timebuyers andothers put-ting lessthan 20 per-cent down:loans in-sured by theFederalHousingAdministra-tion (FHA)and loans in-sured by pri-vate mortgage insurance (PMI).Premiums are tax deductible, and the in-surance may be cancelable when equity
in the home reaches 20 percent. Bothprograms have changed in the past year,and more changes may be ahead. WhileFHA pricing has often been more favor-able compared to PMI, rates are goingup. Earlier this year, the up-front pre-mium required on FHA loans jumpedfrom 1.75 percent to 2.25 percent of thebase loan amount, adding $1,000 to a
$200,000 mortgage.Now the FHA wantsto raise its maximummortgage insurancepremium, a changethat could take themonthly premium ona $200,000 mortgagefrom $92 to $125.PMI offers many
premium plan struc-tures that now makepricing very competi-tive. In general, PMIpricing is more afford-able than FHA’s forborrowers putting
down 10–15 percent and can matchFHA on loans with 5 percent down.The minimum required FHA down
payment is 3.5 percent, but new creditguidelines require a credit score of 580to qualify for the 3.5 percent program.Borrowers with less than a 580 creditscore must put at least 10 percent down. PMI mortgages with 5 percent down
are available nationwide, with 3 percentdown for some loans that meet Afford-able Housing Guidelines. PMI can also offer extra benefits at no
extra cost to the borrower. GenworthFinancial, for example, purchases jobloss protection that helps make a bor-rower’s mortgage payment (principal,interest, taxes and insurance) in theevent of involuntary unemployment upto $2,000 a month for up to six monthsduring the benefit period, with a maxi-mum of three monthly payments per jobloss occurrence.Genworth also provides free home-
owner assistance to borrowers in finan-cial difficulty as long as they havemortgage insurance with the company.In 2009, it completed nearly 20,000mortgage workouts, saving over $2.6billion of mortgages from foreclosure.More information is available at
www.SmarterMI.com/MI-vs-FHA.aspx.
IT IS The Right Time To Buy A Home ...
Understanding your mortgage financingoptions can save you money and could
even save your home.
H o m e s & R e a l E s t a t e 6
PO Box 365, Brantingham, NY [email protected]
Marian E. Guillaume Broker
Mark ScheidelmanJim Gillen Jr. Sales Associates
Brantingham - 348-4206 Floyd - 865-5257 Guillaume Realty
SPACE - SPACE - 10 Room Home with 3.5 baths - all on6 acres with barn that features 5 box stalls. Call for your
showing.800 CROTON ST, ROME
$78,900
Attractive 4 bedroom, 2 story on corner lot. Fenced yard, 2car detached garage. Formal dining room, central air.
Asking $78,900. May we show you?
BARNEVELD $259,000
Sleepy Hollow Rd! This comfortable 2 bedroom, 1 bath ranchwith full basement and attached garage features an eat-in
kitchen plus formal dining room. Desirable 112x155 corner lot.Brand new on the market. May we show you?
BRANTINGHAM LAKE $340,000Available Now! 4bedroom, 2 bathhome with eat-in
kitchen, livingroomwith stone fire-place, spaciousrooms with fin-
ished basement.Wonderful view & afternoon sun. 180’ waterfront withboat house, deck & dock. LARGE lot. Call for yourappointment & Jim will be happy to show you.
KAYUTA LAKE $250,000
Luxurious waterfront home, great waterfront. MasterBR suite w/ whirlpool. $379,000
KAYUTA RENTAL - 1 bdr. apart-ment, completely furnished &
includes utilities. Available Sept. NO Pets, NO Smokers. Julie at 831-5007 - $1,200 Per Month SALE PENDING
TOWN OF LEE $85,000
H o m e s & R e a l E s t a t e 7
(NAPS)—The lilac print wallpaper inyour bedroom may not be your style.And if your house is on the market,that lilac print wallpaper is probablynot your prospective buyer’s style either.Removing wallpaper is easier than youmay think and has a big impact on ahome’s appearance. In fact, removingaging, sagging wallpaper is one of theleast expensive ways to improve ahome’s resale value and shorten its timeon the market, according to a survey ofreal estate appraisers. Follow this advice for “painless”
wallpaper removal in three easy steps:Step 1—Most wallpaper has a water-
proof surface, so it’s necessary to scoreit so the wallpaper stripper can pene-trate and loosen the glue underneath.Use a wallpaper scoring tool likeZinsser PaperTiger®, a palm-held toolthat perforates the wallpaper withoutdamaging the wall. Move PaperTiger ina circular motion to make as many
holes as possible, using light pressure.The more holes you make, the fasterand easier it will be to remove the wall-paper.
Step 2—Next, apply a wallpaperstripper like Zinsser DIF® QuickWallpaper Stripper, an environmentallyfriendly wallpaper stripper that removeswallpaper in just two minutes. DIF
Quick loosens the glue underneath thewallpaper to make wallpaper removalquick and easy. Simply spray the ready-to-use solution on the scored paperstarting at the top and working yourway down, making sure the wallpaperis thoroughly wet. DIF® is also avail-able in a concentrated liquid, UltraConcentrate and Gel for tough wallpa-per removal projects. Step 3—Use a tool like the Paper
Scraper™ to remove the loose wallpa-per without surface damage or hardwork. If any glue remains after thepaper has been removed, spray the areawith more stripping solution, wait afew minutes and remove the glue withthe scraping tool or a sponge and rinsewith clean water. It really is that easy!Before you know it, you will haveremoved all the wallpaper, and yourroom will be ready for redecorating. For more project ideas and product
information, visit www.zinsser.com.
Selling your home? Remove that old wallpaper.
Getting rid of old wallpaper may be easier than you think.
H o m e s & R e a l E s t a t e 8
9899 COAL HILL ROAD, TABERG $169,900Recreational Farm on 90+- Acres! Offers a pleasant 2 story farmhousehaving 2-3 bdrms, full bath, lg family rm w/ great views from the opendeck & picturesque pond. There’s a 2 story Circa 1800’s barn w/ walkout basement, 2 car garage & large treed yard. The acreage is mostlywooded w/ trails through the property for gathering firewood, hunting
and hiking. Ask for Adv.#I14 www.camdenny.com/wilkes
59 MINER AVE, CAMDEN $149,900
Adorable Getaway Cottage in the Woods! Live year round in this com-fortable cottage or just use it on the weekends for recreational fun! Offers2 bdrms, full bath, laundry hookups, eat in kitchen w/ new maple cabi-nets& knotty pine living rm w/ vaulted ceiling & woodstove. You will lovethe 3 season encl. porch & 2 open decks for entertaining. Enjoy the priva-cy of the state land next door & the T.C. Riders Snowmobile trail just down
the road. Ask for Adv.# H34 www.camdenny.com/wilkes
3266 SHEEHAN ROAD, CAMDEN $59,900 8847 PRESTON HILL ROAD, CAMDEN $159,900
Secluded TughillHunting Lodge on140 Acres that sleepsTen! Fish the scenic“Mill Stream” just outside of the lodge forgreat “Native BrookTrout”! Hike on the140 acres of woods,several roads for greatfour wheeling, white taildeer hunting along w/ wild turkey too. Adj. to the Line Brook StateForest for additional 680 acres of hunting & privacy. This location offerssome of the highest snowfalls in the northeast for an extended snow-
mobile season with easy access to the groomed trails. Ask for Adv.#H28 www.camdenny.com/wilkes
24 WALL STREET, PANTHER LAKE $59,900Cute as can be!Year RoundCottage w/Lake Rights toPanther Lake!Offers a knottypine kitchen w/appliances, for-mal dining rm, 2bdrms, full bath& cozy living rmw/ knotty pinecathedral ceilings& stonewall el. fire-place. There’s a front & back deck, storage shed & 100’ of lake
rights to Panther Lake! Ask for Adv.#I23 www.camdenny.com/wilkes
Affordable Camden Village Home! Ideal for a single or couplethat wants large rms but only needs 1 bdrm. There’s an eat inkitchen w/ plenty of birch cabinets & appliances, dining rm,large living rm w/ pellet stove, sliding glass doors onto anopen deck, full bath & main fl. laundry. You will love the largecorner lot and att. garage for great storage & parking.
Ask for Adv.# I09. www.camdenny.com/wilkes
4 ELDEN STREET, CAMDEN $59,900Super Spacious 1,600. sq. ft. Ranch on 3 acres! Offers 3 bdms, 2baths, oak kitchen w/ plenty of cabinets, appliances & center islandbreakfast bar, lg living rm w/ fireplace, family rm & dining area.There’s a poured concrete basement w/ high ceiling, laundry area,alternative wood furnace & plenty of space for a future rm. There’s aback deck w/ views of the pool, det, storage shed & new 3 cargarage! Ask for Adv. #I49 www.camdenny.com/wilkes
2553 ECKEL ROAD, VIENNA $179,900
Camden Country Ranch on 3.1 acres! Located just S. ofCamden, offering 3 bdrms, 2 baths, lg living rm & family rm onthe main floor. There’s an oak kitchen w/ plenty of cabinets, din-ing area & 1st flr laundry. You will love the 32’ x 32’ att. garageplus more storage in the full concrete bsmt. The lot is cleared &landscaped but a woodsy feel w/ great views from the 2 decks.
Ask for Adv.#I60 www.camdenny.com/wilkes
Visit our web site: www.camdenny.com/wilkesE-mail: [email protected]
23 Mexico St., Camden, N.Y. 13316
(315) 245-2263 “Happy New Years”
7 SCHOOL ROAD, REDFIELD $77,000
Beautiful “Circa 1885 Mansard Style” 4 bedroom, 2 bath Home!Offers an entry foyer w/ open staircase, 27’ living rm, dining rm w/built-ins, cozy den w/ gas & brick fireplace, main level laundry rm &kitchen w/ cherry cabinets. There are 2 original covered porches, plusa private back covered patio, 2 att. garages incls. insul. workshop w/
separate heat. Ask for Adv.# I63
7,200. Sq Ft. Two Story Brick Building, formerly the “RedfieldUnion School” now having 6 apartments, U.S. Post Office & for-mer Town Clerks office area. Use your imagination…PriceReduced to Sell! Call for all the details! Ask for Adv.#I17
www.camdenny.com/wilkes
R.A. Wilkes R e a l E s t a t e
PEEKY ROAD, REDFIELD $134,900
8 TERRACE DRIVE, CAMDEN $139,900
Camden Village Ranchoffers over 1,200. sq. ft.of living space on themain level plus a fin-ished walk out base-ment for lots of extrarm! There’s a livingrm, 3 bdrms , 1 ½baths, oak customkitchen w/ built-inappl. & dining area.The extra space in thebsmt level is a family rmw/ sliding glass drs, den, laundry area, utility rm & anotherbath. There’s an att. garage, deck & screened-in porch on
a nearly ¾ acre lot. Ask For Adv.#I59 www.camdenny.com/wilkes
Spacious & Charming “Camden Greek Revival”! Well cared forcenter hall “Greek Revival” w/ original features: ornate woodwork,wide plank flrs, plus many modern amenities including kitchen &baths! Offering lots of spacious rms for entertaining along w/ 4bdrms & 1 1/2 baths. There’s a picket fenced yard, carriagebarn/garage & is centrally located in a great neighborhood.
Ask for Adv. #I50 www.camdenny.com/wilkes
59 SECOND STREET, CAMDEN $84,900
44 MINER AVE, CAMDEN $149,900Circa 1860’s Village “Painted Lady Italianate”! So many original fea-tures including: oak & maple floors, natural oak columns betweenrms, ornate tin kitchen ceiling, leaded glass windows, wrap aroundporch, cupola & unique center foyer w/ extra wide stairway. There are3 bdrms plus 3 additional rms used as a “Teenage Dorm” & 2 nicebaths. There’s a det. 2 story carriage barn & paved drive too! Ask
for Adv. # I08 www.camdenny.com/wilkes
H o m e s & R e a l E s t a t e 9
10320 RIVER ROAD, CAMDEN $239,000Beautiful & Private Energy Efficient Home on Mad River! Offers 4 bdrms& 2 baths including a master bath equipped w/ a full size Jacuzzi. Thegreat rm features cathedral ceilings & the upstairs balcony spans theentire length of the 2nd story where you’ll find the master bdrm w/ sit-ting area. The det. 4 stall garage is insul. & heated along w/ the 27’above ground pool w/ deck that’s heated through the whole housewood boiler system. .Ask for Adv.# I67 www.camdenny.com/wilkes
928 NORTH HILLSBORO ROAD, CAMDEN $51,900
91 KRIGBAUM DRIVE, KASOAG LAKE $129,900
Kasoag LakeWaterfront YearRound Home!Offers 2 bdrms,bath w/ shower,lg laundry/stor-age rm, diningarea, living rmw/ fireplace &sliding gl. drsleading to themassive cov-ered wraparound porch &beautiful views of Kasoag Lake. There’s a nice det. insul. garage w/additional carport, shed & dog kennel. Located on a “no thru traf-fic street” that’s town maintained w/ approximately 450’ of shore-
line. Ask for Adv.#I54 www.camdenny.com/wilkes
8263 HERDER ROAD, BLOSSVALE $79,900
229 HARRY BRYANT ROAD, AMBOY $149,900
Nearly New Contemporary Home on over 8 acres! Offers 3 levelsof living including the family rm w/ woodstove in the bsmt, 3bdrms, which includes a lg master suite on the main level & 2double entry baths. The oak kitchen, dining area & living rm w/gas firepl. offers an open airy feel w/ vaulted ceilings. There’s anatt. garage, dog kennel fence & lg landscaped yard, lots of road
frontage & a nice views of the back yard pond. Ask for Adv. #I61 www.camdenny.com/wilkes
130 DRIVE #16, CLEVELAND $71,900
Year Round 2 bdrm Cottage w/ Oneida Lake Access! Well kept2 bdrm w/ great access to the north shore of Oneida Lake! Justdown the street from the “Rogers Park Association” for a con-venient & reasonable place to dock your boat for the wholesummer. Offers eat in kitchen w/ appliances, living rm, bath w/shower & stackable laundry hookups. There’s a spacious encl.front porch, public water, plus det. garage w/ built-in coveredpatio. Ask for Adv.#I40 www.camdenny.com/wilkes
1191 MILLER ROAD, WESTDALE $59,900
277 MELLON ROAD, AMBOY $62,900
This Charming Waterfront Cottage offers 3 bdrms and nice bath!There’s a living rm, family rm with dry bar, new open deck, new dock& nicely fenced yard for kids and pets! Ask for Adv.# I41
www.camdenny.com/wilkes
1415 COUNTRY ROUTE #17, PANTHER LAKE $105,000
Modest 3 bdrm home on 30 acres in the Town of Florence! Offers alarge enclosed porch for entertaining, kitchen with appliances, diningarea, living room, full bath and 3 modest size bedrooms. There’s room
to roam on the 30 acres with small barn in fair condition. Ask for Adv.#I64 www.camdenny.com/wilkes
22 CHAS ROSA DRIVE, ORWELL $29,900
Country Double Wide on 5.27 Mostly Wooded Acres! Thisnicely set up double wide offers three bedrooms & two fullbaths. There’s a living room w/ wood burning fireplace,laundry/mud room, dining area & kitchen with plenty of oakcabinets & appliances. There’s an open pressure treateddeck, nicely landscaped yard and 3 great storage sheds!
Ask for Adv.# I07 www.camdenny.com/wilkes
Opportunity Is Knocking w/this MainStreet Business Row Building inGreat Condition! Offers a main levelretail storefront w/ front & rearentrances, full dry basement forextra storage & ample public park-ing. There’s a 2nd level spaciousoccupied 3 bdrm apt. for addedincome! Ask for Adv.#I30 www.camdenny.com/wilkes
2833 N. OSCEOLA RD, OSCEOLA $149,900
A Little Cabin on 2+ Acres in are area called “Little America”!Offers a bdrm w/ half bath area, living rm open to a kitchenettew/ wood burning fireplace. There’s a well, septic, power & sev-eral out buildings for storage. The 2+ acres are mostly wooded
w/ a small clearing & frontage on two drives. Ask for Adv.# I55 ww.camdenny.com/wilkes
Visit our web site: www.camdenny.com/wilkesE-mail: [email protected]
23 Mexico St., Camden, N.Y. 13316
(315) 245-2263 “Happy New Years”R.A. Wilkes
R e a l E s t a t e
This move-in condition Doublewide is in a great countrylocation! Offers a great floorplan having 3 bedrooms & 2full baths, dining area, kitchen with plenty of oak cabinets &appl. The living rm has a nice woodstove area & slidingglass doors that overlook back pressure treated deck &above ground pool. There’s a det. 2 car garage, paved
driveway & lg level yard that’s nearly an acre! Ask for Adv.#I68 www.camdenny.com/wilkes
Private Chalet Home on36.6 Mostly WoodedAcres! Offers 3 spa-cious bdrms, 2 fullbaths, lg living rm &dining rm w/ slidingglass drs & hardwoodflrs. The maple kitchenhas plenty of cabinets,appliances & breakfastbar. There’s a full
poured bsmt w/ alter-native wood boiler heat-ing system, lg deck & spacious pole barn. There’s no powerworries w/ the 14kw propane automatic generator all set up.
Ask for Adv. #I53 www.camdenny.com/wilkes
Camden Country Single Wide w/Large Garage for GreatStorage! What a nice Starter or Retirement Home at anaffordable price! This 1992 14’ x 80’ mobile home offers 3bdrms, 2 baths, new furnace, many new kitchen cabinets &appliances, 2 porches & a super size 30’ x 30’ garage plus ashed for all of your country toys! Ask for Adv.#I62
www.camdenny.com/wilkes
80 MAIN STREET, CAMDEN $84,900
(NAPS)— Economy, style and safety. These are three reasonsa growing number of homeowners are turning to clean, green,vent-free gas-heating products, which include heaters, logs,stoves, inserts and fireplaces. They provide sensible green heatto supplement the central HVAC system, saving money and en-ergy while keeping homes warm and comfortable. All modelsoperate on natural gas or propane and require no electricity—aspecial bonus during electrical power outages. Economy Because they operate at 99 percent efficiency, vent-free gas-
heating products are extraordinarily economical, delivering 99¢worth of heat for every energy dollar spent. Vent-free gas appli-ances promote zone heating, focusing warmth where neededand saving more than 20 percent on energy costs, according tothe U.S. Department of Energy.StyleEnvironmentally friendly, vent-free gas-heating products
come in a wide variety of types, styles and colors, ranging fromtraditional to contemporary. Whatever your home’s decor,there’s one that’s perfect—at a surprisingly affordable price topurchase and install: as little as $400 for a heater, $500 for alog, $1,400 for a stove, $1,400 for an insert and $1,500 for afireplace with a mantel. Plus, many homeowners find thatadding a vent-free gas unit increases their home’s resale value.Safety Designed to operate with your home’s natural ventilation
system, energy-effi-cient, vent-free gas-heating products don’tneed a chimney andcan be placed practi-cally anywhere. Be-cause these productshave been sold in theU.S. for more than 30years, they have an ex-tensive, stellar safetyrecord. All models aresafety tested and as-sured by an independ-ent certificationagency.With a clean, green,
vent-free gas appli-ance, you can enjoythe added comfort and security of knowing that you’ve made asafe, green choice for your family!Over 20 million American homes have vent-free gas heaters,
logs, fireplaces, stoves or inserts. These savvy homeowners ap-preciate the economy, style and safety of sensible green heat. Tolearn more or to download a free copy of a consumer guide tovent-free products, visit www.ventfree.org.
Vent-Free Gas Heat: The Clean, Green Choice
Vent-free gas fireplaces or heat -ers are designed to provide an eco-nomical zone-heating solution.
H o m e s & R e a l E s t a t e 1 0
Did You KnowYou Can UpgradeYour Current Ad To
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For More InformationCall Pam at
Steffen Print & Design315.865.4100 • Ext 223
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Equal Housing LenderEqual Opportunity LenderMembership restrictions apply.Federally insured by NCUA.
OUR EXPERTS ARE READY TO HELP YOU!
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Call 1.800.388.2000 or visit www.americu.org.
Trudy Hurd315.624.0900
ext. 2202
Cindy Servatius315.356.3386
Myles Nashton315.762.2102
Ryan D’Amico315.292.4809
1 2 H o m e s & R e a l E s t a t e
Best Choice Realty of NY8790 Woodgate Drive, Boonville, NY • 315-942-5586
SERVING (5) COUNTIES IN UPSTATE NYCindy Booth - Owner/Broker • www.bestchoicerealtyny.com • email [email protected]
Each Side Consist Of: 2 Bdrms. - Dining Rm. - Large Living Rm.- LaundryArea - 1 Car Garage - 1/2 Of Basement With Private Entrance, South SideApt. Has 1.5 Bath, Separate Electric Meters- Oil Heat With Separate Oil
Tanks Vinyl Siding- Storms - Fully Insulated - Covered Back Porch Shown ByAppointment Call Toby 315 - 486 - 6424 $72,500
3 BEDRM - 2 BATHDOUBLEWIDE HOME.
Fully Insulated With StormsThroughout. 2 Sliders, One
With Deck In BackSituated On 4.6 Acres. Close
To All Outdoor Sports.$112,000
SELLING TO SETTLE ESTATE3-4 Bedrms 1 Bath, New Roof, New Well, VinylSiding, Storm Windows, Wrap-Around Porch.Interior Needs Some Work. Selling To Settle
Estate - Great Value! Owner Is Anxious Call Cindy 315 -942 -5586 $139,000
1, 2 And 3 Bdrm Apts - Large Living Rooms - Kitchen, BoonvilleElectric- Separate Hot Water Heaters, Fully Insulated- Storms- VinylSiding - Metal Roof - Front And Back Entrances Fully Rented For A
Steady Income Shown By Appointment Call Cindy 315 - 942 - 5586$94,500
AVAILABLE INCOME PROPERTIES
LOTS AND LAND
RESIDENTIAL PROPERTIES
Number 4 Rd Lowville 25.4 Acres Ready to Build - Offers Accepted . . . . . . . . . . . . . . . . . . . . . . . . . . . .$56,000 Murphy Rd Ava 16 Acres - Borders Fish Creek . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$67,500Carpenter Rd Turin 41+/- Acres . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$105,000275 Cty Rt 13 Boylston Pvt. Pond with Owner will finance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$129,000 Brennon Rd Turin Secluded 88+/- Acres - Has 2 ponds & Garage W/Lvng Space Above -
Seasonal Rd. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$125,000Brenon Rd. 30 Acres . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$103,000Route 177 Tug Hill Region, 5 Acres . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$20,000
Located On 2.6 Acres With 2 Large Buildings, One Is With 5 Bays To Store LargeBoats, Motor Homes Etc. Other Building Was Once A RR Depot. Most Recently It'sBasement Was A Veterinarian Office, Top Floor Consisted Of Office Space And TheLarge Rear Section Was a Feed Store. Marketable For Multiple Uses. Second Floor
Held Stock And Merchandise. Great Business Opportunities.Owner Anxious. Call Linda 315 – 335 -5532 • $350,000
4 BEDRM - 2 BATH WITH PRIVATE 3 ROOM APARTMENT.Wrap-Around Porch, and Deck in Back. Detached 3 StallGarage, Well landscaped and Move-In Ready. Close to
Village, Snowmobile Trail, Ski Trails and More! Schedule ATour Today. Call Linda 315 – 335 -5532 $183,000
NEW LISTING - 2 Story 5 Bedrm.- 2 Bath - Formal Dining Rm.With Fireplace-Double Living Rm. Family Rm. Enclosed HeatedPorch - 2,100 Sq. Ft. living space. Great starter or seasonal home.
Shown by Appointment . Call Cindy 315 - 952 - 5586 $83,000
WATERFRONT CABIN ON BLACK RIVER2 Bedrm.- 1 Bath - open Kitchen, Dining, and Living area with large
room above for additional space. Franklin stove for heat, Boonville elec-tric, well and septic. Call Cindy 315 -942 -5586 $80,000
A - Frame Cabinwith River View. 2Bedrm. Eat - inKitchen, LivingRm. with woodburning stove,
Outdoor Gazeboand Pavillion. On
C7BSnowmobile Trailleading to Old
Forge, Boonvilleand Tug Hill
region. $78,00014 ACRES WITH 2 STORY HOUSE
Boonville Electric Low Taxes, $67,500
Dutch Colonial 4+ bedrms. 2 Full Baths, Family Rm with fire-place,Detached Heated Garage, with bonus Rm.
above.Move-in Ready. $168,000
Gentry RealtyH o m e s & R e a l E s t a t e
MY PLACE BY THE RIVER AND IN THE WOODS$237,500
Just imagine a place of your own by Black River and the atmos-phere of being in the wood, next to the snowmobile and ATV trail,main road. A newly built home with 3 bedrooms and 2 full baths.A open layout on the main floor, large furnish basement. 2 stall
attached garage. Come visit us for the real feel of the place.
COUNTRY LIVING $159,000
Enjoy your winter nights beside the grand cobblestone fireplace.With 3 bedrooms and 2 full baths. Dining room has Glass doorsleading to large deck. Year around sun-room and den give extra
living space. Large yard and 2 stall garage and paved driveway onBoonville power and Adirondack schools.
OUTSIDE WEST LEYDEN ON THE TRAILS$205,000
Newer 4 bedroom, 3 bath ranch. Kitchen with bar, dining area,living room and den. GeneratorSituated on 5+/- acres of land
Former Turin Inn is back on the market. Property has beencleaned out. 3 Bedroom apartment upstairs for owner to live in or
rent. Great location for several different options
1 3
LISTEN TO THE MOOSE RIVER $175,000
Cute manufactured home with 118’ +/- on the Black River. Takeyour canoe or small boat to the dam in Hawkinsville for some
fishing. Three bedrooms, two baths. Two car detachedgarage. All on Boonville Power.
BEGIN THE NEW YEAR ON THE BLACK RIVER $109,900
LOOKING FOR LAND?
Town of AvaState Rt 294, 5 +/- Acres ...........$18,000Pohl Rd., 5+/- Acres.....................$17,500East Ava Rd./ Webster Hill Rd.
3.69 +/- Acres ............................$18,0003.00 +/- Acres ............................$15,000
Both buildable lots, Boonville power accessState Rt. 294 ,
48.56+/- acres...........................$70,000.Drilled well, power pole on property.Boonville Power
Town of LewisWeiler Rd., 78+/- Acres ..............$77,700Camp 4 Rd. 5 +/- Acres .............$16,00010 +/- Acres.....................................$15,000Great for camping and snowmobiling
Town of OhioRt 8, 20+/- Acres.............................$28,900Nellis Rd., 105+/- Acres .............$84,900Harvey Bridge Rd.
10 +/- Acres ................................$21,900Figert Rd. 10 +/- Acres ..............$21,900
Town of BoonvilleLewis Rd. 21 +/- Acres .............. $39,500
View of the Century
A nice quiet get away four seasons of the year. This log cabinhas an open floor plan with master bedroom and bath on first
floor. Loft bedroom on second level. Four acres of privacybordering the Moose River.
117 Main Street, Boonville, New York 13309
(315) 942-4408www.century21gentryrealty.com
LIZ MILLER, BROKER/OWNERClaire O'Rourke, Assoc. Broker
Phyllis Chase, Assoc. BrokerJanette Vander Baan, Assoc. Broker
Liz Clair, Sales Assoc.Roberta Ryan, Sales Assoc.Vivian Okusko, Sales Assoc.
Kathy Iles, Sales Assoc.
GREAT INVESTMENT OPPORTUNITY $89,900
3 BEDROOM 2½ BATH RANCH $369,000
You have been dreaming of a home like this, custom 3 bed-room 2½ bath ranch with plenty of windows overlooking theBlack River privately tucked away on 48+ acres $369,000.
COZY CABIN IN LYONSDALE $64,900
ATTENTION ENTREPRENEURS $159,900
Very Well Maintained downtown Boonville building, two store frontsand second floor all currently rented. Good numbers and endless
potential for investment or new business. $159,900.
Situated on 8.30+/- acres of land next to state land. Cabin haslarge kitchen, dining area, living room with wood stove. One bed-room, loft which could be used as addition bedroom or storage,out house, small camping trailer for guests. All furnishings stay.
Has Gas Lights with generator
1ST ROME REALTY1006 Black River Blvd., Rome
REALTOR®
Multiple Listing Service
337-4390Fred F. Macchia, CCIM, Owner/Broker
www.firstromerealty.com Jim CilenteAssociate Broker
VERY WELL CARED FOR HOME. GREAT LOCATION, HARDWOODUNDER CARPET, NEWER WINDOWS, ROOF, AND FURNACE,
BASEMENT FAMILY ROOM AND NICE PRIVATE YARD. WHITES-BORO SCHOOL DISTRICT. www.firstromerealty.com
5869 MORRIS ROAD, MARCYSPACIOUS CAPE COD HOME. FOUR BEDROOMS, 1.5 BATHS,
FORMAL DINING ROOM AND SUN ROOM. BREEZEWAY COULDBE MADE INTO A NICE FAMILY ROOM. NEWER WINDOWS,
ROOF, AND FURNACE. LARGE PRIVATE 95' X 230' YARD. LOW LEETAXES. www.firstromerealty.com
6330 PILLMORE DRIVE
BEAUTIFUL EXECUTIVE HOME WITH ALL THE AMENITIES ON 18 ACRES.QUALITY BUILT WITH FOUR BEDROOMS, THREE FULL BATHS, AND ONEPARTIAL BATH. COMMERCIAL GRADE APPLIANCES, MATER BEDROOMAND BATH SUITE WITH BALCONY, CENTRAL AIR AND VAC, BEAUTIFULVIEWS OF THE COUNTRY SIDE, LOVELY LANDSCAPING AND PATIO.
THREE STALL HEATED GARAGE, FULL CELLAR, GENERATOR, NINE ZONEHEATING, LOW TAXES, CLOSE TO SCHOOLS AND VILLAGE. THIS IS JUST
A SHORT LIST OF ALL THIS HOME HAS TO OFFER. $595,000www.firstromerealty.com
1085 LOVERS LANE, CAMDEN $595,000
GORGEOUS VICTORIAN HOME WITH LOTS OF HISTORY ANDORIGINALITY. FIVE BEDROOMS, LIVING, FAMILY, AND FORMALDINING ROOMS. OVER 4,000' SQ FT OF LIVING AREA, CORNER
LOT, TWO STALL GARAGE. www.firstromerealty.com
501 N. JAMES STREET
EXCELLENT COUNTRY RANCH JUST OUTSIDE THECITY. UPDATES INCLUDE A NEWER ROOF, SIDING,WINDOWS, AND SEPTIC. THE BATHROOM HAS AJACUZZI TUB. THE PROPERTY NEEDS SOME SMALL
FINISH WORK LIKE MOLDING AND INTERIOR DOORS.THERE ARE FOUR BEDROOMS, 2 BATHS, LARGE LIVING
ROOM, INSULATED GARAGE, AND A MUD ROOM.$104,500 www.firstromerealty.com
8563 THOMAS ROAD $96,500
A CLASSIC FOUR BEDROOM, TWO BATH COLONIAL HOME.NEWER LENOX GAS FURNACE, ROOF, KITCHEN, VINYL SIDING.OVERSIZE LIVING AND DINING ROOMS. COUNTRY KITCHEN.
ATTIC COULD BE DEN, OFFICE OR BEDROOM. FIREPLACE IN THELIVING ROOM, PATIO OUTBACK, AND TWO STALL GARAGE HAS A2ND FLOOR FOR STORAGE, ETC. $149,000 www.firstromerealty.com
606 N MADISON STREET $149,000
A FOUR BEDROOM, TWO FULL BATH RANCH WITH ALMOST2,000 SQ FT OF LIVING AREA DOES NOT COME ALONG TOO
OFTEN . THIS SPACIOUS HOME HAS A NEW KITCHEN,DOORS, MOLDING, AND DRIVEWAY. THE BATHS ARE UPDAT-
ED, THE ENTRY FOYER IS BEAUTIFUL. THERE IS A SPIRALSTAIRCASE LEADING DOWN TO THE FAMILY ROOM. THIS
PROPERTY ALSO HAS INSULATED WINDOWS, A DEEP PRIVATELOT, TWO STALL GARAGE, AND A COUPLE OF OUTBUILD-
INGS FOR STORAGE. $159,000 www.firstromerealty.com
7929 TURIN ROAD
36 GREATACRES TOTEND!
COUNTRYFARMHOUSEWITH
THREE BED-ROOMS,
GORGEOUSENTRY
HALL, SPA-CIOUS ROOMS- OVER 2000 SQ. FT., 1ST FLOOR LAUNDRY, THREE CARGARAGE, VVS SCHOOL DISTRICT, CITY WATER. CALL
TODAY $175,000www.firstromerealty.com
4203 SENN ROAD HOBBY/HORSE FARM
VERY CHARMING, TOTALLY UPDATED THREE BED,TWO BATH HOME WITH MAPLE KITCHEN, LG LIVINGROOM WITH BAY WINDOW, FORMAL DINING, SUN-ROOM, REC ROOM, NATURAL WOODWORK, NEWFURNACE, BEAUTIFUL YARD AND A TWO STALL
GARAGE. JUST DOWN THE ROAD FROM RFA STADI-UM! MOVE RIGHT IN. $115,000
www.firstromerealty.com
900 TURIN STREET $115,000
COUNTRYCHARM ONTHE OUTSIDEAND WOWINSIDE. ASTUNNING
MASTER BED-ROOM WITHFIREPLACE,SPIRAL STAIR-CASE TO ALOFT, AND
MASTER BATHWITH WHIRLPOOL
TUB. MANY UPDATES THROUGHOUT THE HOME.PROPERTY LOCATED ON A L-SHAPE DOUBLE LOT
NEAR LAKE DELTA. LOW LEE TAXES.www.firstromerealty.com
6559 ELMER HILL ROAD
H o m e s & R e a l E s t a t e 1 4
Fred Macchia, CCIMBroker/Owner
FOR ALL YOUR COMMERCIAL NEEDS
Call Fred F. Macchia, CCIM(CERTIFIED COMMERCIAL
INVESTMENT MEMBER)
LOVELY SPLIT LEVEL HOME IN EXCELLENT CONDITION.FOUR BEDROOMS, TWO FULL BATHS, FORMAL DININGROOM, FAMILY ROOM, CENTRAL AIR CONDITIONING,
DECK, AND INSULATED WINDOWS. OVER 2,000 SQ FT OFLIVING AREA AND A LARGE LOT. CALL FOR AN APPOINT-
MENT. $159,000 www.firstromerealty.com
2002 HOLLY STREET $159,000
6619 SEVILLE DRIVECall today for pri-vate appoint-
ment to see thisbeautiful threebedroom, twofull and one halfbath split levelhome. Brandnew Opper'sSolid Maple cabi-nets with Corian tops. New windows and bath. Heated in ground pool set
in a landscaping oasis ,four season room, pool house with half bath.Central air and much, much more.
www.firstromerealty.com
H o m e s & R e a l E s t a t e 1 5
THIS PROPERTY IS A TWO STORY STONE BARN CONSISTING OF15,000 SQ.FT. THE BARN IS NOW BEING USED FOR STORAGE, BUTCAN BE SO MUCH MORE. LOCATED ON 5.5 ACRES VERY CLOSE TOTURIN ROAD (RT. 26). CALL TODAY TO SEE THIS PROPERTY THATHAS SO MUCH POTENTIAL. $129,500 www.firstromerealty.com
ELMER HILL ROAD TOWN OF LEE $129,500
1ST ROME REALTY
1006 Black River Blvd., Rome
337-4390Fred F. Macchia, CCIM,
Owner/BrokerJoAnn Mooney
Sales AgentMike MinerSales Agent
Ben Saenger, CEASales Agent
Tracy WintertonSales Agent
Bonnie SieffertSales Agent
THE POTENTIAL FOR THIS WELL CARED FOR COMMERCIAL PROP-ERTY IS UNLIMITED. CURRENTLY USED AS A RESTAURANT/ BAN-QUET/CLAMBAKE FACILITY IT COULD ALSO BE REALIZED AS A
DREAM COME TRUE FOR A NON-PROFIT OR PRIVATE GROUP ORCLUB. TWENTY BEAUTIFUL ACRES FOR RECREATION AND POTEN-TIAL CABIN SITES. IN THE COUNTRY BUT SUPPLIED WITH PUBLICWATER. ALL EQUIPMENT INCLUDED ALONG WITH A FULL LINE OFHOLIDAY DECORATIONS THAT HAVE DRAWN VISITORS FOR MANYSEASONS. THIS PROPERTY IS A CENTRAL NY LANDMARK ANDENJOYED BY THOUSANDS OVER THE YEARS. PLEASE CALL FOR
MORE INFORMATION. $300,000 www.firstromerealty.com
01
PROPERTY IS FULLY OCCUPIED. GREAT RENTALINCOME. 10 ACRES. HOSPITAL QUALITY COMMERCIAL
BUILDING (61000 SQFT) PLUS 3 SINGLE FAMILYRENTALS AT EDGE OF COMPLEX. 2ND STORY CAPA-BILITY, FINISHED BASEMENT. HIGH TRAFFIC AREA.
www.firstromerealty.com
801 CYPRESS STREET • ROSE CYPRESS COMPLEX
MULTI-LEVEL RESTAURANT, FURNISHED ANDEQUIPPED. TWO BARS, TWO DINING LEVELS, UPSTAIRS
BANQUET, LIVING QUARTERS, GAS FIREPLACE,ENCLOSED PATIO, OUTSIDE BASEMENT ENTRY,
NEWER PITCHED ROOF, TWO WALK-IN COOLERS.THREE PHASE ELECTRIC, GREAT VISIBILITY AND HIGH
TRAFFIC FLOW. $275,000www.firstromerealty.com
Susan StefanikSecretary
7371 RIVER ROAD - COMMERCIAL $275,000
GREAT CORNER LOCATION FOR A RETAIL BUSINESS. CUR-RENT HOME TO A GIFT BOUTIQUE. THERE IS AN UPSTAIRSAPARTMENT. SAVE MONEY BY WORKING AND LIVING ATTHE SAME LOCATION. $139,000 www.firstromerealty.com
217 N. GEORGE STREET $139,000
BECK'S GROVE, 4286 OSWEGO ROAD $300,000
1600 feet on Lake Delta. Beach area, threebedroom house, fifty full service campsites,fifty dock spaces, five cabins, general store,50X100 cover-all pavilion w/electric andwater, full service boat house. Located on
eleven acres. Call Fred Macchia for complete package.
www.firstromerealty.com
7106 STOKES-WESTERNVILLE ROAD RARE OPPORTUNITY
TWO COMMERCIAL PROPERTIES FOR THE PRICE OF ONE.GREAT LOCATION, AMPLE PARKING, ZONED COMMER-CIAL AND MULTI-FAMILY - SEPARATE HEAT AND METERS.A WONDERFUL OPPORTUNITY IN A HIGH TRAFFIC AREA.
www.firstromerealty.com
714 - 716 ERIE BLVD.
GREAT COMMERCIAL LOCATION AT A TRAFFIC LIGHT. LARGEWAREHOUSE STORAGE AREA WITH TWO OVERHEAD DOORSAND A COMMERCIAL STORE FRONT READY TO GO. PROPERTYALSO COMES WITH BUILDINGS AT 1303 AND 1307 ERIE BLVD. W(TWO MULTI-FAMILY HOMES - 2 AND 3 UNITS) CALL TODAY FOR
DETAILS. www.firstromerealty.com
1309 ERIE BLVD WEST
DELTA LAKE SUB-DIVISION. LARGE
LOTS. GOR-GEOUS EXECU-TIVE HOMES.
UNDERGROUNDUTILITIES,LOWTAXES, ONE
BLOCK FROM DELTALAKE. LOTS AS LARGE AS TEN ACRES AVAILABLE. CALLFOR MAP AND MORE INFORMATION. OWNER FINANC-
ING AVAILABLE. www.firstromerealty.com
DELTA LAKE ESTATES BUILDINGLOTS - EMERALD CIRCLE
OPPORTUNITY, OPPORTUNITY, OPPORTUNITYTHIS THREE STORY BRICK BUILDING IS ZONED C-2 WITH27,000 SQ. FT. OF RENTABLE SPACE ON A 1.4 ACRE CITYLOT. HERE IS A GREAT OPPORTUNITY FOR AN INVESTORWITH FORESIGHT. CALL TODAY FOR MORE INFORMATION
www.firstromerealty.com
112 E. THOMAS STREET
GREAT LOCATION AND GREAT POTENTIAL IN THIS NEWLYREMODELED COMMERCIAL PROPERTY WITH 6,863 OF SQUARE
FEET. OFFICE AND RETAIL SPACE ON FIRST FLOOR AND ATHREE BEDROOM APARMTMENT ON THE SECOND. 3 PHASE
ELECTRIC, CARPET, FIBER CEMENT EXTERIOR. CALL FORDETAILS. www.firstromerealty.com
505 N. JAMES STREET
(NAPSI)-Cooler weather canmean more days spent indoorsand signal the need to spruce upyour home for seasonal get-to-gethers. When getting ready forthe cozy days ahead, don’t for-get to clean your home’s air ductsystem.
Air ducts and ventilation systems canbecome clogged with dust, pet hair andother contaminants, making them abreeding ground for mold and bacteria.When firing up the furnace this win-
ter, you may notice a burning smellcoming from your air ducts. This is anindication of dust buildup in yourhome’s ventilation system.An easy way to tell if your system
should be cleaned is to remove the ventwith a screwdriver. If you see a collec-tion of dust or mold, consider calling aprofessional heating and cooling sys-tem cleaning contractor.Check that the company is a certified
member of the National Air DuctCleaners Association (NADCA), an or-ganization that tests the knowledge ofcontractors for safe and effective heat-ing and cooling cleaning. For more in-formation and to find a certified AirSystems Cleaning Specialist near you,visit www.nadca.com.
(NAPS)—The holiday seasonwith all its indulgences can makeit difficult to stay focused on fit-ness, but a few expert tips shouldhelp you stay on target and in theright spirit. Here are some suggestions
from Lisa Dorfman, RD, the“Running Nutritionist™”: • Find the time. Although it
may be tempting to skip your ex-ercise routine when you have somany holiday events to attend,try to stay true to your normalschedule. Exercising on a regular basis can help give you the stamina youneed to survive the holiday season in good health. Get your calendar out andpencil in regular exercise sessions. • Find opportunities to exercise within holiday activities. Going to the
mall? Park a few rows farther away so you have to walk. Planning a familyget-together? Schedule one with skating or sledding so you can burn off somecalories. • Make sure you’re getting the proper nutrients. If you’re ramping up your
activity to keep from gaining weight during the holidays, remember, regular,intense physical activity can deplete your body of essential vitamins and min-erals, such as magnesium.i Research by the USDA shows that seven out of 10 people have a magne-
sium-deficient diet.ii Magnesium is an essential mineral for your health, and if you’re not eating
enough magnesium-rich foods, such as beans, nuts and vegetables, you maywant to consider a dietary supplement like Slow-Mag® Tablets, which com-bine magnesium and calcium, giving you two important nutrients your bodyneeds. Magnesium is one of the minerals that serve as a catalyst for the enzyme
involved in energy production.i• Don’t over-exercise. Some people are tempted to over-exercise to com-
pensate for the season’s fattening foods, but this can backfire. “Shifting intohigh gear can cause some unwanted side effects, such as muscle weaknessand fatigue,” says Dorfman. “Make sure your exercise regimen matchesyour nutrition, especially if you ramp up your exertion during the holidayseason, when you’re not eating the proper foods.” Don’t discount the temperature. Exercising in cold weather can be more
draining, burn more calories and deplete the body of electrolytes faster thanexercising in warm weather. To be sure you’re getting enough magnesium, check out the Magnesium
Calculator tool at www.slowmag.com. Make sure your nutrition matches your exertion, or you may find yourself
feeling tired, weaker and lethargic during the busy holiday season.
[i] Lukaski, Henry C., Magnesium, zinc, and chromium nutriture and physical ac-tivity. American Journal of Clinical Nutrition. 2000; 72 (2): 585s-593s. Websitehttp://ajcn.org/cgi/content/full/72/2/585S#SEC6).
[ii] USDA Agricultural Research Service reports 32% of all US individuals aremeeting the Dietary Reference Intake for magnesium. Available at:http://www.ars.usda.gov/services/docs.htm?docid=11046
Cool Weather;Healthy Air
Focusing On FitnessIn The Festive Season
H o m e s & R e a l E s t a t e 1 6
H o m e s & R e a l E s t a t e 1 7
Maria E. Dailey, Licensed BrokerCRB/GRI/ABR
“Imagine FlowerBoxes on windowsand think New YorkCity brownstones. “
Row styleTownhouse with 3-4bedrooms, living
and dining areas, 2full baths and walkup attic for storage.
Large Deck withyard that goes to
River’s edge. Pricedto sell at $69,000
Five units to earn extra income, each unit has kitchen, livingroom and bath, 1 bedroom each and one has 2 bedrooms.Plenty of private parking and located in a nice residentialcorner. $119,900
503 N. WASHINGTON ST. $119,000
LuxuryTownhouseon Oneidalake. MBRSuite, plus 3bedrooms.Formal liv-ing and din-ing room.
Elevator 1st to3rd level. 2 car garage and boat dock. Upgrades
through out. Call for details - Price Reduced: $858,000
NATIONAL M&D DAILEY REALTY
WATERFRONT LUXURY HOME 100 HARBOR SHORE RD. REDUCED $858,000
1303 N. JAMES ST. $122,900
421 PARK ST. $44,000 Excellent starter home with lots of room. 3 bedrooms, for-
mal living and dining rooms. Spacious lot for parking.Convenient to shopping and stores. $48,000
406 W. OAK ST. PRICE REDUCED TO $305,000
”Outstanding” 4 bedroom, 3.5 bathroom Tri-level homeon a great corner location with apx. 5100 SF. First floorfamily room, formal living and dining rooms, appliancedKitchen and breakfast room; Master Suite plus two addi-tional bedrooms on 2nd floor, lower level has recreationroom, finished guest quarters with full bath, plus base-
ment and finished attic for storage.
Cape style home with enclosed porch entryway.Kitchen, formal dining room and living rooms, full bath,one bedroom down and two up. Home needs some tlcbut would dress up nicely! Situated on 5 acres adjacent
to Griffiss Park. Priced to sell quickly - $45,000
7213 RIVER RD. $45,000
Large starter home with 3 bedrooms, living and din-ing rooms. Exterior Porch, Convenient to shopping
area.Priced to sell at $47,000
Wonderful home located in one of Rome’s mostdesirable areas. Close to Franklyn Park for recreation,3 bedrooms, 2 baths, den, formal living and diningrooms; central air, gas heat, spacious fenced in yard
and detached 3 car garage. Priced to sell fast at $122,900
219 E. WHITESBORO ST. $64,900
Victor DiPernaSales Representative
Wishing everyonea Happy and
Prosperous New Year!!
6062 LOWER LAWRENCE ST. $225,0003 Bedroom Cape with Den - home has been renovated"like new". Tastefully decorated through -out. Opper
Kitchen cabinets, breakfast nook, porcelain kitchen floors,hardwood through-out. Living room with fireplace, Recroom and office. B-Dry basement, attached garage.
Well-landscaped lawn and gardens with stocked pond.View interior photos on line.
401 W. DOMINICK STREET, ROME $122,000Be your Own Boss! Picture your business relocatedon this high visibility and high traffic corner lot withparking. The exposure will bring in new business in
the doors thereby increasing your bottom line.Large open interior with two front offices and a
reception area. Ideal location for a potential bookstore, beauty shop, dance studio, retail etc., Zoned
C2 and affordably priced to sell $124,500
REDUCED
REDUCED
REDUCED REDUCED
423 PARK ST. $45,000
29 DEVEREAUX ST. $119,750 ”Captive Clientel” for whatever business you
choose (with proper zoning authorization) or relo-cate to this site. Formerly bank, has Mosler safe,depository, and drive-through, but could make anexcellent Food drive through for all those busy
office workers in area who need a place to run tofor lunch, coffee, etc. Situated on 3 city lots so lots
of potential here and priced right at $124,500
PRICE REDUCED
SOLD
310 E. CHESTNUT ST. 336-0433MARIA E. DAILEY, BROKER
Members of the Utica-Rome Board of Realtors and MLS
View Interior photos at:
www.uticaromerealtor.com
SALE PENDING
(NAPS)—Even when your family is rushing off to school,practice, meetings or what have you, you can still enjoy whole-some meals and snacks. Here are some suggestions fromcelebrity chef and spokesperson George Duran, the author of“Take This Dish And Twist It” and the host of “The UltimateCake Off” on TLC and “Ham on the Street” and “Secret Lifeof…” on Food Network.• Quick Morning Pancakes: Make the batter the night before
and put it in an empty, cleaned Hunt’s plastic ketchup bottle. Inthe morning, shake the bottle (add more liquid if needed) andsqueeze onto a hot skillet. Cook until done, turning only once.• Unsmushable Sandwiches: Put a sandwich in a resealable
plastic bag, zip it until near the very end, blow it up like a bal-loon and then seal it. The extra air cushions the sandwich soother items in the lunch box won’t crush it.• For a quick and tasty treat or a surprisingly original
dessert, make these Peanut Butter and Jelly Banana Pops in ad-vance.
Peanut Butter and Jelly Banana Pops4 bananas, slightly firm and not overripe, peeled8 popsicle sticks 1 cup Creamy Peter Pan peanut butter1 cup jelly of your choicePam nonstick sprayToppings such as mini- chocolate chips, crushed granola cereal/or crushed peanuts, optional
Cut each banana in half and gently insert a popsicle stickinto the center. Put the bananas on a cookie sheet lined withparchment paper and freeze. Heat peanut butter on low in asmall saucepan. Mix with a rubber spatula until smooth. Re-move from heat. Generously brush each frozen banana withpeanut butter. Roll in topping and cover with plastic wrap, ifdesired. Spray a parchment-lined cookie sheet with Pam non-stick spray and place banana pops on sheet. Freeze for at least2 hours. Gently heat jelly in a small saucepan and mix untilsmooth. Serve frozen pops with warm jelly or chocolate saucein small shot glasses or ramekins. Makes 8.Ingredients are important. Peter Pan peanut butter is avail-
able in eight flavors that the whole family can enjoy. Pam non-stick spray can make everything from stovetop cooking tobaking and grilling just plain easier. It even works on spatulasand mixing bowls. Visit www.conagrafoods.com for more recipe ideas.
Feeding Your FamilyGood Food Fast
NAPS)—If you have a warm spot for portable spaceheaters, you’re not alone. According to the Association ofHome Appliance Manufacturers, they’re used by more than53 percent of Americans to supplement heating in theirhomes. One reason may be that, as the Alliance to Save Energy
points out, lowering your thermostat by just 1 degree in theheating season can save you 5 percent in heating costs. Youcan save hundreds of dollars in heating bills annually—anentire oil or gas bill, for many homeowners—if you simplyturn down your central heating and turn on a portableheater in the room you’re in the most. Home Heaters TodayPortable heaters are as safe to use as any kitchen appliance
if used properly. They use the same amount of electricity as acoffee-maker, electric griddle or toaster oven. Numeroussafety features includecool-touch handles andcasings, devices to pre-vent overheating, andtip-over switches that au-tomatically shut theheater off when tippedover. A few Honeywellheaters also offer anAuto-Off Safety Sensorthat senses when an object gets too close and shuts theheater off until the object is removed—a great feature for ac-tive households with children or pets.The digital controls, programmable thermostats and En-
ergy-Smart controls on some Honeywell heaters helpportable heaters use energy more efficiently while maintain-ing room comfort. There are many designs—sleek towers, compact units or
baseboard styles that fit into any home decor. They comewith new features such as oscillation and 36- degree heatingor with special finishes in many shades. For the nostalgic, thetraditional radiator style is still available.What Else You Can DoOther ways to save on energy costs, the U.S. Department
of Energy suggests, include:• Caulk and weather-strip windows and exterior doors.• Carefully select, install and use window treatments or
coverings.• Properly insulate and air-seal your home.• Plant windbreaks—trees and shrubs—around your
home.See How You Can SaveFor more information, including how much money
portable heaters could save you, see www.honeywellheatsav-ings.com or call (800) 332-1110. You can increase your comfort and decrease your home
heating costs with the help of a portable heater.
A Hot Topic: The Next GenerationOf Portable Heaters
H o m e s & R e a l E s t a t e 1 8
19H o m e s & R e a l E s t a t e
Van Billings
EYEBROW COLONIAL - LITTLE FALLS - $149,900
TWO FAMILY - DOLGEVILLE - $43,000
PRIVATE RETREAT - ST JOHNSVILLE - $149,900
TOTALLY RENOVATED RANCH - DOLGEVILLE - $58,500
GORGEAOUS SETTING - OPPENHEIM - $179,900
14 South Main Street, Dolgeville315-429-0300
www.vanbillingsrealestate.com.Van Billings, Broker/Owner
PICTURE PERFECT - SALISBURY - $139,500
FANTASTIC MONNEY MAKER - FRANKFORT - $1,000,000
Fantastic moneymakingopportunity topurchase wellestablishedrestuarant.Includes realestate and allequipment,warehouse andtwo multifamily incomeproducing homes, fully rented. Warehouse can be used asadditional retail space for additional income. Investorsyou need to take a look at this one.
A wonderfulprivate retreatset on 4 acres,yet close to thecenter of town.This lovely capeoffers 2 propanestoves, 4bedrooms, 1bath and roomfor a secondbath in the basement. 2nd floor bedroom has a balconyoverlooking the yard. Walkout basement. Shed onproperty. Lots of natural wood trim give the feel of theAdirondacks. Hunt in your backyard!
INCREDIBLE OPPURTUNITY - DANNUBE - $235,000
Incredibleopportunityfor theperson whoneedsextensivespace for abusinessclose to home. 11000 sq. ft. of quality commercialbuildings could hold an auto repair shop, machine shop,antique car collection, etc. This very large 4 bedroom, 21/2 bath home set on 2.30 axcres is in excellentcondition with unique features which include 2fireplaces, a sunken front room and an 1150 sq. ft.master bedroom suite with a huge bath. This wonderfulproperty is a must see!
Wonderfulsmall farm seton 49.3 acres.Gorgeoussetting with anexcellent barnandoutbuildings. 5bedrooms, 2bathfarmhousewith beautifulpastoral views.Two great hayfields, wood, and a fenced area foranimals. Dont miss out on this great oppurtunity!
Nice twofamily homein the centerof town. Theproperty islocatedacross thestreet from apark, closeto the schoolandamenities. 1 bedroom apartment downstairs and a threebedroom apartment upstairs.
150 year oldEyebrow Colonialset on 61 acres ofbeautiful fields andnice mature woods.This propertyprovides lots ofroad frontage ontwo roads. Twomobile homes(private owners) seton 1 acre of landprovides rental income (land lease).This 4 bedroom, 1.5bath home features large rooms, fireplace, large open kitchenand a small built in bar.
Picture perfectcape set on 4 parklike acres withwonderful views.This home offersa great floor planwhich includes alarge countrykitchen, spaciousrooms, 1st floor bedroom, full bath and laundry. Takethe elegant spiral staircase to the 2nd floor bedroomswith another full bath with whirlpool tub. 2 stalldetached garage and a great deck where you can enjoythe country living. Located close to snowmobile/4wheeler trails.
Totally renovatedcountry home set on1 acre. Newwindows, sheetrock,wiring, plumbing,and baths. Move inand enjoy! Bonus -Store your cars,trucks, tractors andtoys in the 40X30steel garage! Beautifullarge rear yard isprivate. Plenty ofroom for expansionof the house.
GREAT BUY - SALISBURY - $89,900
Beautiful 2bedroomranch,totallyremodeledwith a nicegourmetkitchenwhichincludes marble countertops, 5 burner range, new ovenand tile flooring. This amazing home also offers a highefficiency furnace, new wiring, insulation, oak laminatefloors, 1 year old roof and a 1 stall detached garage.Come take a look at the best of one level living!
VINTAGE BRICK FARMHOUSE - MANHEIM - $440,000
PRIVATE CAMP SETTING - SALISBURY - $29,900
Private campsetting on 10acres witha small brook.Existing campcan be repairedor torn down, itmay not behabitable. Thereis electricity tocamp, plusa drilled well. Metal septic tank rusted, so it needs anew tank. Beautiful site with access to snowmobiletrails. Being sold "As Is".
GREAT BUY - OPPENHEIM - $68,500
Nice 2/3 bedroom ranch set on 2 acres close to the school withhookup for a generator. Neat, clean and move in ready. Modernbath with shower and jacuzzi whirlpool tub. 2 stall attachedgarage, PLUS a 2 stall detached garage gives you plenty ofstorage space. Great property, great buy, don't miss out!
Vintage brick farmhousefully restored withbeautiful floors and trim,keeping the original look,yet with a modernkitchen and baths. Themain house has 3200 sqft including 3 bedrooms and 3.5 baths. There is a 1 bedroom,1800 sq ft apartment with a huge great room, amazing fireplaceand wonderful views. Could be used as a 2 family or in lawapartment. Set on 83 magnificent acres of useable farmland thisproperty is ideal for horses or a small sustainable farmingoperation. There is an old barn and two modern steel barns. TheMorton pole barn, 40X80 has water and electricity.
H o m e s & R e a l E s t a t e20
6851 ROME ORISKANY RD., STANWIX HEIGHTS $98,000
1003161 - Beautifully remodeled Turn Key Salon with GREATpotential for income. There are currently 6 booths, nail room & 2additional rooms with separate entrances. Located in a High
Visibility area. Call for more details!!
8105 PINEBROOK LANE, ROME $266,900
400 W. LIBERTY ST., ROME $57,500 1004091 - Large older 2-Story home located on corner lot. Currentlyset up as 2 family but doorway & stairs in place to turn back to singlevery easily. All new windows on 1st floor, new furnace and recentlyblown-in insulation. Great open front porch, fenced in side yard and
large storage bldg.
719 N. JAY ST., ROME $64,000
1004059 - WHAT A GREAT INVESTMENT PROPERTY.ALL 4 APARTMENTS HAVE WASHER/DRYER HOOKUPS,ALL NEW BARRIER WINDOWS THROUGH OUT, NEWBOILER, ALL SEPARATE UTILITIES. WELL ESTABLISHED
TENNANTS.
7834 LEWIS RD.VIENNA $97,0001003791 - 2005 Manufactured home in excellent condition on over8 acres. Large master bedroom with bath & walk in closet. Spaciousrooms with large windows-open floor plan. New front porch. Great
country Living!!
8098 BUENA VISTA DR., ROME $97,500
1003291 - This ranch home has 2 bedrooms, formal dining room(could be 3rd bedroom), eat-in kitchen w/ cherry cabinets, beauti-ful 3 season sunroom & a great yard. There's a full basement with
family room & office. A Must See!!!!
1608 CARROLL ST., ROME $109,000.
Make the “Wise” Choice
Clemens-Beckley Real Estate, inc.420 N. Washington St., Rome, NY 13440Telephone: 315-334-1046Fax: 315-334-1049www.uticaromerealtor.com
Associate Brokers: Edward Beer, Jill Shafer,
John McMahon, Wendy Palinski, Sharron Puglio
Sales Agents:Karen Scuderi,
Sue Thomas, Diane Dainotto,
Gladys Winterton, Julie Sestito
Barbara Clemens & Kim BeckleyBroker/Owners
112 E. SYCAMORE ST., ROME $118,500
1003712 - Wonderful 3 bedroom, 2 story city home in move incondition. Cherry woodmode kitchen, formal dining, 1 1/2 baths& family room w/ fireplace. Main floor laundry room & nice deck.
Don't miss this one!!
6611 MARTIN ST., ROME $135,000
1003534 - A piece of Rome History...El Chico's Restaurant!!!Property has bar and dining areas plus all equipment and furni-ture is included in the sale. The property also has an outside din-ing deck. For more information or private showing, call us!!
1003492 - Expanded 4 bedroom Cape with 2 bedrooms onthe main floor.Opper's kitchen, sunroom, high efficiency fur-nace, newer roof, hardwood floors and nice private backyard.The home also has 3 cedar closets & ample storage space.SOme interior walls and trim have just recently been painted.
612 FLOYD AVE., ROME $49,900
6556 BANKERT RD., AVA $199,500
1003806 - Custom built 6 yr old ranch home with 3 bedrooms, 2 fullbaths, 1st floor laundry and beautiful finished basement family room.Additionally there is a partially finished bonus room over the entirehome & 3 car attached heated garage, walk out basement to a 3
tiered deck and Boonville Power to top it all off!!!!
1001166 - Large 2-family apt. building with 3-stall garage/barn,on deep lot. Close to shopping. Fireplace in downstairs apt.
Separate heat&utilities, fenced play yard, and 4+parking spaces
1000376 - Contemporary ranch nestled on 2.6 wooded acres.High end kitchen, cathedral ceilings, HDWD floors, skylites,FAM Rm with Fireplace, Master bath with whirlpool tub, mainfloor laundry, full basement, rear deck & 2-stall Att. garage.
Private drive with view of golf course.
NEW LI
STING
805 VALENTINE AVE., ROME $104,700
913028 - Pride of ownership shows throughout this beautiful home.Open kit/dining area with newer counters, and some custom cabi-netry. Fireplaces in living rm, and fam. room. Can easily be changedto a 3-bedroom. Cent.air,cent. vac,intercom system,large cedar clos-
et,fenced private yard,vented B-B-Q and more!
NEW LI
STING
H o m e s & R e a l E s t a t e 21
903 VANBUREN AVE.,ROME $154,500
1003162 - Nice Cape Cod home in the City!! Great kitchen withOak cabinets, large family room, formal dining, hardwood floors,full basement & newer roof. There's a nice deck to a large back-
yard.
6387 REID LANE, ORISKANY $194,900 1004058 - PRICED TO SELL THIS 4 TO 5 BEDROOM CAPE CODWITH INGROUND SWIMMING POOL AND PRIVATE LAND-
SCAPE. INSIDE, COZY UP TO A WARM FIREPLACE OR ENJOYYOUR COMPANY AT THE BAR/SPORTS ROOM IN THE FIN-
ISHED BASEMENT. COMFY IN-LAW APARTMENT WITH HANDI-CAPPED ACCESSABILITY
6370 WAGER DR., LEE $106,900
1003829 - Nice 3 bedroom ranch with walk out basement. Kitchen,formal dining room and hardwood floors. Family room in the lower
level walks out to a screened sur room & fenced backyard.
Make the “Wise” Choice
Clemens-Beckley Real Estate, inc.420 N. Washington St., Rome, NY 13440Telephone: 315-334-1046Fax: 315-334-1049www.uticaromerealtor.com
Associate Brokers: Edward Beer, Jill Shafer,
John McMahon, Wendy Palinski, Sharron Puglio
Sales Agents:Karen Scuderi,
Sue Thomas, Diane Dainotto,
Gladys Winterton, Julie Sestito
Barbara Clemens & Kim BeckleyBroker/Owners
7615 OAKVIEW TERRACE, FLOYD $285,500 1002501 - Contemporary style living in a spacious 3 bed-room, 2 1/2 bath home on a quiet 1 acre lot. Granite
countertops, oak cabinets, formal dining, inground pool& 2 1/2 stall garage
8825 WALNUT DR., LEE $124,900 912955 - 4 bedroom ranch with gleaming hardwood
floors,family room w/ fireplace, attached garage, deck &new furnace.
5337 STREUN RD., LEE CENTER $79,900
1001643 - Looking for a beautiful country setting, look no further.This two bedroom ranch with large oversized garage and fullbasement is priced to sell. A little interior TLC will make this a
great bargain.
1104 CLINTON ST., ROME $72,500 1002910 - Nice vinyl sided 3 bedroom ranch w/ eat-in kitchen,family room addition and 2 car tandem garage with additionalheated workshop off back. There are new windows, roof, furnace
and insulation
6763 BUTTS RD., WESTMORELAND $115,000 1002718 - 3 bedroom, 1 1/2 bath Country home with full basement, 2 stall
garage and many updates. Located on a quiet country road in theOriskany School District. Home is in move-in condition. Call for an
appointment today.
4177 STATE RT. 69, ROME $295,000
1002239 - Well maintained Commercial property with turnkeyPizza Parlor with ovens & equipment. 2 spacious 2 bedroomapartments, 40x28 Barn (1999) with RV door, 60x60 Auto Shop,
nice office and water & septic for possible trailer.
6309 STATE RT 26S, WESTMORELAND $159,500
1001079 - Great 4 bedroom, 2 bath Country home. Fireplace in familyroom, 2 stall attached garage, beautiful stream in backyard with 4 footwaterfall. Must see to appreciate this park like setting. 15+more acres
also available
7707 SANDY CIRCLE, FLOYD $115,000 1002465 - Move in condition! Updates..NEW furnace, central air, tank-
less hot water heater, windows, doors, kitchen w/granitecounter,remodeled bath. Dining area, living room, family room w/bar.Hardwood floors, At. 2 stall garage, full basement, new fence, private
yard. Nice landscaping. Minutes to Rome/Utica
5612 STATE RT 31, VERONA $89,5001003302 - Don't miss out on this one! 2005 Doublewide with a greatlot! Kitchen has a breakfast bar and dining area for a table, 3 bed-rooms, 2 full baths. Large one stall garage and nice patio. Close to
Rome, Oneida, Casino and Thruway.
NEW PR
ICE
NEW LI
STING
Out In Front
REALTOR®
Multiple Listing Service
RE/MAXAll-Pro Realty
7763 Turin Road, Rome, NY 13440 339-2222 • Fax • 339-1668 • E-Mail: [email protected]
Each Office Independently Owned And Operated
- Tony Abone, Broker -
Nice Ranch In Town Of Lee; 3 Bedrooms; Eat-In Kitchen WithCustom Hickory Cabinets; Formal Dining; Hardwood,
Ceramic Floors; Solid Wood Doors, Molding, Trim; VaultedCeilings; Living Room With Fireplace; Newer Roof, Windows;
Semi-Finished Basement; Rec Room; Large Deckwww.allprorealtyabone.com
6436 WAGER DR. $124,9007755 TURIN RD. $106,000
1400 FRANKLYN ST. $92,500Not Your Typical Cape Cod; Think Outside The Box With This Home; 2Bedrooms; Beautiful Expanded New Kitchen; Fabulous Ceramic Bath
With Jacuzzi Tub; Hardwood Floors; New Furnace With Central Air; FullBasement; Wide Open Floor Plan; New Windows, Roof, More!
www.allprorealtyabone.com
6420 EMERALD CIRCLE N. $295,000
A Rare Find; 3-Bedroom Ranch In North Rome; Eat-In Kitchen;Formal Dining; Hardwood Floors; Ceramic Bath; Baseboard Heat;Full Basement; Vinyl Siding; Private Yard; Ideal Downsize Or Trade-
Up Home www.allprorealtyabone.com
1504 BEDFORD ST. $83,900
1200 FLOYD AVE. $99,900Spacious Large Cape Style; 4 Bedrooms; 2 Baths; Hardwood,Ceramic Floors; New Windows; Hotwater Heat; Main FloorMaster; Fireplace; Eat-In Kitchen; Formal Dining; Main Floor
Laundry; Fenced Yard; Large 2-Stall Garage; Corner Lot;Residential Or Possible Commercial Use www.allprorealtyabone.com
402 RIDGE RD., ORISKANY $119,900Feels More Like A 2-Story; 4 Bedrooms; 2 Baths; Walk-Out First
Floor; Family Room; Den; Sunroom With Hot Tub, Ceramic Floor;Spacious Rooms; Newer Roof; 1-Stall Attached Garage; Quiet
Family Neighborhood Near Town Park & Schoolswww.allprorealtyabone.com
Large Corner Lot With Great Exposure; 4 Bedrooms; 1 ½ Baths;Eat-In Kitchen; Hardwood, Ceramic Floors; New Windows; New
Furnace With Central Air; Fireplace In Family Room; 1-StallAttached Garage; Flexible Floor Plan; May Have Commercial
Potential www.allprorealtyabone.com
706 W. BLOOMFIELD ST. $64,500
211 E. LINDEN ST. $109,900Great Location; Exceptionally Clean & Neat; 3 Bedrooms; 1 ½Baths; Pristine White Eat-In Kitchen; Formal Dining; HardwoodFloors; Fireplace; Newer Roof, Siding, Windows, Furnace WithCentral Air; Enclosed Front Porch; Patio; Fenced Yard; 1-Stall
Garage; Near Franklyn Field www.allprorealtyabone.com
8388 TURIN RD. $106,000
H o m e s & R e a l E s t a t e2 2
Outstanding Agents –Outstanding Results
Over 50 Years Experience
8597 RANNEY RD., TABERG $89,000
6319 MEADOW DR. $118,500
New, New Is The Word On This Doublewide; 3 Bedrooms; 2Baths; Eat-In Kitchen; Family Room; Laundry; New Appliances;
Vinyl Siding; Deck; Porch; Over 2 Acres In Beautiful CountrySetting; 10 Minutes To Rome www.allprorealtyabone.com
Very Clean & Neat; 4 Bedrooms; Eat-In Kitchen; Formal Dining;New Windows; Newer Roof, Heating System With Central Air,
Septic, Driveway; Hardwood Floors; Main Floor Laundry; PrivateDeep Lot; No Back Neighbors; Fenced Yard; 2-Stall Garage
www.allprorealtyabone.com
Very Nice 2-Story In Desirable Location; 4 Bedrooms; 2 ½ Baths;Eat-In Kitchen; Formal Dining; Ceramic, Hardwood Floors;
Beautiful Finished Basement With 5th Bedroom, Office, Den;Master Bedroom, Bath; First Floor Laundry; Inground Sprinkler
System; 2-Stall Garage www.allprorealtyabone.com
Quiet Subdivision In Town Of Lee Across From StokesElementary; 3 Bedrooms; 2 Baths; New Roof; New LaminateFloors; Full Bath On Both Floors; Eat-In Kitchen; Large Deck;
Patio; Aboveground Pool; 2-Stall Garage; Private Backyard; NearLake, Snowmobile Trails www.allprorealtyabone.com
Nice Starter Or Retirement Home; Larger Than It Appears; 2Bedrooms; Large Living Room; Formal Dining; Newer Windows;New Full Bath; New Roof; Central Air; Hardwood Floors; Large
2-Stall Garage; Fenced Yard; Close To Schools, Parkswww.allprorealtyabone.com
PRICE REDUCED
Out In Front
REALTOR®
Multiple Listing Service
RE/MAXAll-Pro Realty
7763 Turin Road, Rome, NY 13440 339-2222 • Fax • 339-1668 • E-Mail: [email protected]
Each Office Independently Owned And Operated
- Tony Abone, Broker -
2 3H o m e s & R e a l E s t a t e
611-613 CHATHAM ST. $109,000Custom-Built, Expansive Ranch; 3 Bedrooms; 2 Baths;Oppers Kitchen; Large Open Dining Room; Vaulted
Ceilings; Huge Master Bedroom, Bath; Main Floor Laundry;Gas Fireplace; Hardwood Floors; Central Air, Vacuum;
Enclosed Front Porch; Steel Beam Constructionwww.allprorealtyabone.com
Charming & Cozy; 3 Bedrooms; 1 ½ Baths; Eat-In Kitchen;Formal Dining; All Hardwood Floors; Finished Woodwork; Deck;Beautiful Fenced Yard; 1-Stall Garage; Front Porch; Extra Lot In
Back; Move-In Condition www.allprorealtyabone.com
811 ELM ST. $89,500
711 BROADWAY $49,900Very Clean & Neat; 3 Bedrooms; Newer Roof, Siding, Furnace
With Central Air; Updated Full Bath; Hardwood Floors;Formal Dining; 1-Stall Garage With Opener, Extended
Attached Shed; Double Entry To Basement; Open FrontPorch; Close To Griffiss, Schools, Park
www.allprorealtyabone.com
719 W. LIBERTY ST. $69,900
106 D’ANGELO AVE. $64,900
Outstanding Agents –Outstanding Results
Over 50 Years Experience
313 MAPLE ST. $76,500
604 Chatham . . . . . . . . . $49,900746 W. Liberty St. . . . . . .$51,500901 W. Liberty St. . . . . . . $49,900719 W. Liberty St. . . . . . .$69,900125 Riverview Pkwy S. . . . . . . . . . . . .$71,500
108 Colonel Dr. . . . . . . .$63,500312 N. Charles St. . . . . .$52,500119 W. Embargo St. . . .$34,900
AFFORDABLES606 Parry St. . . . . . . . . . $57,500
609 ½ N. Madison . . . $37,500
121-123 W. Embargo .$69,000
608 Croton St. . . . . . . .$79,000
504 Floyd Ave. . . . . . . . $52,500
MULTI-FAMILIESTony Abone & Staff At
RE/MAX All-Pro Realty
Wishes Everyone A Safe,
Healthy & Prosperous
New Year!
Well-Maintained Home; 3 Bedrooms; 2 Baths; NewerRoof, Siding, Windows, Furnace With Central Air; JacuzziTub; Fireplace With Pellet Stove Insert; Formal Dining;
Semi-Finished Attic; Hardwood Floors; Open FrontPorch; Low Utilities www.allprorealtyabone.com
Turnkey Opportunity For An Ambitious Person; LocalTavern With Many Options; Plenty Of Parking;
Expansion Opportunity; All Ready To Operate; JustTake Over & Start Making Money
www.allprorealtyabone.com
Spacious Family Home; 4 Bedrooms; 1 ½ Baths; FormalDining; New Windows In Lower Level & Basement;
Ceramic, Hardwood Floors; Large 2-Stall Garage; OpenFront Porch; Nice Yard; Close To Schools, Parks
www.allprorealtyabone.com
PRICE REDUCEDCOMMERCIAL
2009–2010 Federal Energy TaxCredit Program Ends Dec. 31, 2010
(NAPS)—Even though the heat is on for
homeowners wanting to
cash in and make energy-
related home improve-
ments before the end of
the year, there’s still time
to take advantage of the
2009–2010 Federal En-
ergy Tax Credit.
Passed as part of the EconomicStimulus Bill and set to expire atthe end of the year, the 2009-2010 Energy Tax Credit allowshomeowners to claim tax creditsequal to 30 percent of productand installation costs—up to$1,500—for qualified energy-re-lated home improvements. The taxcredit applies as a direct reductionof taxes owed.As the deadline approaches, now is the perfect time to
conduct an energy audit of your home to determine whichenergy upgrades will provide the most bang for the buck. Anenergy audit looks at the efficiency of a home’s heating andcooling system, ways to conserve hot water and electricity,and helps determine exactly where a house may be wastingenergy. These energy assessments can be done by an individ-ual homeowner or a professional energy auditor. The average household will pay $2,200 this year on en-
ergy costs, with heating and cooling accounting for nearlyhalf that amount (source: Alliance to Save Energy). Thesecosts are projected to keep rising for the foreseeable future.The good news: There’s plenty that consumers can do tomake a lasting difference when it comes to home energymanagement and do something positive for the environmentat the same time. Installing an energy-efficient heating, ventilation and air-
conditioning (HVAC) system can provide homeowners withmuch-needed relief from rising utility bills and energy costs.Top-quality HVAC companies like Trane offer a variety ofhigh-performing and high-quality systems for the home.
An additional benefit to making improvements can beseen in a home’s value. According to the Appraisal Institute,for every dollar saved in annual utility costs, homeownerscan expect to add $20 to their home’s market value.When looking at more efficient HVAC systems for your
home, it is important to remember two useful performancerating systems: the Seasonal Energy Efficiency Ratio (SEER)
and the Annual Fuel UtilizationEfficiency (AFUE). They comparesystems on different scales, and ahigher number or percentage in-dicates a more efficient system. Sofor homeowners looking to staycool before the end of the year,the Trane XL20i air conditioner,for example, has a SEER of up to20.0, making this product one ofthe most efficient on the market. When it comes to heating, the
AFUE rating is key to helpingfind the most efficient product foryour home. According to the U.S.Energy Information Administra-tion, natural gas prices will jump8.2 percent, followed by homeheating oil at 6.6 percent, in2011, leaving homeowners withhigh-priced home heating costsfor the coming winter months. Ifupgrading your home’s heating
system fits the bill, consider installing an efficient furnacewith an AFUE rating of 95, which uses significantly less en-ergy.If you are thinking of making home energy improvements
this year and using the tax credit, it’s important to getstarted as soon as possible.Here are a few key points to keep in mind as you contem-
plate making the best energy upgrades to your home:• Not every product qualifies for the credit;• Products must be for the taxpayer’s primary residence;• Check with a Trane Comfort Specialist dealer and tax
pro so you know what systems qualify and to ensure thatyou have the proper documents and tax forms;• Products must be placed in service from Jan. 1, 2009
through Dec. 31, 2010;• Products must have a manufacturer’s Certification State-
ment to qualify;• Save all receipts and paperwork.For more information on energy-related savings and tax
credit information, please visit trane.com/Residential/Trane-Owners/Energy-Tax-Credit-Summary.
1,500 Reasons To Make Your Home More Energy Efficient
A new home heating and cooling system may in-crease your comfort and decrease your taxes.
H o m e s & R e a l E s t a t e 2 4
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