May ３ , 2013Yutaka Seki,

President of Federation of Non-Life Insurance Workers’ Unions of Japan

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President of Federation of Non-Life Insurance Workers’ Unions of Japan (FNIU) 　

　 ・ Federation member organizations ： 21 unions　　　　 Non-Life insurance companies, Life insurance

companies, Claim research companies and IT system companies 　　　　　　　　　　　　

　　　　　　　　　　　　 ・ Members ： about 88,000 　　Vice-President, UNI Finance Global Union

President, UNI-Apro Finance

1965: the ratio of those of working age(20-64years old) to that of non – working age (65 years and above) was 9.1

2012: the ratio is currently 2.4

2050: the ratio will be 1.2

number of new born babies

1965:1.82million 2012:1.02million 2050: 560thousand

(10 thousands)

year

Estimated figure

Actual figure

Population aging rate*

*Population aging rate: ratio of people 65 years old or above against the whole population

Total population

Under 19 years old

20-64 years old

65-74 years old

Over 75 years old

Managed by employees’ pension

fund

National Pension

Government administere

d

Employee pension

Defined Benefit Corporate Pension Defined

Contribution corporate PensionEmployees’

pension fund

Public pension

Corporate pension

Management company Trust Bank

Bond market etc.

Employees’ pension fund company

Employee recipients

Pension and lump-sum payment

premiums premiums

Discretionary investment contract

Trust funds

Investment gains

Investment gains

Instruction on investment

investment