job advert - credit officer

8/12/2019 Job Advert - Credit Officer

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CREDIT OFFICER GROUP LENDING (13 POSITIONS)

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highlyorganized Credit Officer Group Lending (13 positions) to join Credit Group lendingteam.

JOB SUMMARYThe Credit Officer Group Lending will be responsible for the recruitment and trainingof clients in TPBs Group Lending Credit Policies and Procedures. He/ She willimplement the TPBs procedures during registration, loan application, appraisal, loandisbursement and loan recovery.

To ensure good customer service, improved performance and profitability as well aseffective risk control and management in the Group lending section in line withTPBs objectives

Reporting Line: Regional Supervisor/Branch ManagerLoc tions: Dar es Salaam, Mbeya, Songea, Mwanza, Musoma, Morogoro, Iringa,Tanga, Tabora, Dodoma, Kigoma, Mtwara and ArushaWork Schedule: As per TPB Staff regulationsS l ry: Commensurate to the Job AdvertisedEssent i l Dut ies nd Responsib il i ties:- Active mobilization, sensitization, formation and recruitment of economically

active members into the groups as well as promoting a saving culture andsavings mobilization in the groups.

Participate in the recovery of written off loans in accordance with TPBs loanrecovery guidelines.

Ensure timely loan repayments and security deposit collections in all groups. Ensure that all clients loan repayments are accurately posted in the loan

tracking system.

Ensure weekly/biweekly/monthly attendance of meetings by all group membersthrough training and maintenance of attendance registers.

Ensure accurate and timely filing of all Group Loan documentation.

Ensure effective monitoring of loans through regular visits to clients and managedelinquency alarm signals by following up on problem clients.

Generate and instill solidarity group pressure in each group as the basis of Co-guarantorship.

Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 asamended by Act No. 11 of 1992. TPB is a Bank that provides competitivefinancial services to our customers and creates value for our stakeholdersthrough innovative products.

TPB is a Bank, whose vision is to be the leading bank in Tanzania in theprovision of affordable, accessible and convenient financial services. As partof effective organizational development and management of its human capitalin an effective way, TPB commits itself towards attaining, retaining anddeveloping the highly capable and qualified workforce for TPB betterment andthe Nation at large.


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Liaise with the Credit Supervisor to ensure speedy payment of claims in event ofdeath calamities.

Ensure that all the loan repayment collections are deposited to TPBs bankaccount by the group officials within 12hours.

Ensure that all groups are constantly full through continuous mobilization andtimely replacement of exited clients.

Cross sell other TPBs products and services.

Attend any other duties as may be assigned by the Credit Supervisor.

Key resul ts Are : Monthly disbursement of at least 4 new Group loans.

Maintain at least 340 active clients on a monthly basis Maintain at least TZsh. 100 million in outstanding portfolio on a monthly basis PAR (above 1 day) of 2% and below

Client retention rate of 95%

KEY RELA IONSHIPS Internal: Senior Manager - Group lending, Credit Supervisor, Accountant,

Cashier, Branch Manager External: Regulators, Customers,Consultants

AU HORI Y LEVELSAs set down in TPBs policy and procedures for a position at a Credit Officer

E XP ER I EN C E AND KNOWLEDG E R EQUI R ED Educ tion : Bachelors degree in Economics, Commerce, Business

Administration, Accounting, Finance, banking or other related discipline

Good knowledge of microfinance with significant experience in group loan

lending and at least 2 years experience at a Loan Officer level

Experience : Experience of at least 2 years at Group Loan Lending levelSki ll s / A tt ributes: High level of integrity.

Must be keen on details.

Excellent communication and report writing skills.

Ability to work under pressure and minimal supervision.

Personable and able to relate to people at all levels.


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The positions will attract a competitive salary package, which include benefits.Applicants are invited to submit their resume (in dic t in g t he p os it io n t it le in t hes ub je ct h e d in g) via e-mail to:recruitment@post lb nk.co.tz . Applicationsvia other methods will not be considered.

A pp lic n ts n ee d to su bm i t o nly th e C urr icu lu m V it e (C V) n d th e L et te r o fA pp l ic tions in dic tin g th e Job d vert ised nd the reg ion o f p re fe rence .O ther c reden t i ls w il l h ve to be subm it ted du r ing th e in terv iew fo ru then tic ch eck nd o the r d m in is t r t ive m e su res nd sh ou ld n ot in n yw y b e t t ch ed d ur in g p pl ic tio n. nz n i P ost l B nk is n Equ l Oppo rtun i ty Em p loyer nd is veryc omm i tt ed t o e nv iro nm e nt l, h e lt h n d s fe ty M n g eme n t.Tanzania Postal Bank has a strong commitment to environmental, health and safetymanagement. If you are not contacted by Tanzania Postal Bank, you shouldconsider your application as unsuccessful. Late applications will not be considered.Short listed candidates may be subjected to any of the following: a securityclearance; a competency assessment; physical capability assessment and referencechecking.

P le se forw rd your ppl ic tions before 5 th June 2014
http://mailto/[email protected]://mailto/[email protected]

job advert - credit officer

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