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LOCATIONS

▪ Established 2011 in Stuttgart, Germany with now more than 550,000 affiliates worldwide

▪ KaratCoin Bank, fully licenced crypto bank in Miami FL, USA

▪ KaratCoin Bank office in Hong Kong

▪ KaratPay payment system office in Singapore

▪ Customer support in Germany, Dubai, Slovenia and Romania

▪ Credit card service support in Mallorca, Spain

▪ IT offices in Germany, Bangladesh and Romania

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HARALD SEIZ FOUNDER & VISIONARY

▪ CEO and founder of KaratbarsInternational

▪ Senator Global Economic Network e.V. (Bundesverbandfür Wirtschaftsförderung & Außenwirtschaft, BWA)

▪ Member of the Economic Council (WirtschaftsratDeutschland)

I promise you that Karatbars and Gold Standard Bank will continue promoting and defending the financial freedom and security of every human being independently and in a decentralised manner.

Our future is unlimitedly digital.

It rests on a solid foundation of pure gold at the same time.

Dr. h.c. Harald Seiz

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KB UNIVERSE

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GOLD MEGA MARKET

GOLD MEGA MARKET:Gold has a history of over 5,000 years. Since ancient times, gold was an important raw material.

For the last 2,800 years, gold has been a recurring base of currency and trade

In 1971 Richard Nixon cancelled the direct convertibility of the US Dollar to gold.

Gold became more valuable, however,

now currencies lose more and more of their value every year.

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PROBLEM TODAY: DO YOU KNOW WHAT INFLATION IS?

$20 $20 $20

INFLATION:The prices of goods and services go up, and value of the money decreases.

1998 2005 2014

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DO YOU KNOW WHAT PRICE STABILITY (VALUE PRESERVATION) IS?

Price stability in an economy means that the general price level in an economy does not change much over time.

1920 2019

$645 1kg 1kg$40,000

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WHAT DOES KARATBARS OFFER YOU?

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WHAT DOES KARATBARS OFFER YOU?

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CashGold – POWERED BY FUTURE

KARATGOLD COOPERATION:

Was founded in Singapore in 2015 and is primarily responsible for the creation and distribution of CashGold, which was developed incollaboration with KaratbarsInternational.

Transaction potential of more than $ 3 trillion daily!

I M A G I N E T H E F U T U R E

Take a look at established major

credit card and payment providers.Now imagine your limitless opportunities

within our payment system based on gold.

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CashGold – EVOLUTION OF GOLD

PAPER MONEY WITHREAL GOLD, what else?

Sending real gold via online services!

▪ KaratPAY is an online platform developed by KaratGold and Karatbars International for the purpose of CashGold transaction.

▪ Here you can buy, transfer and pay with CashGold.

▪ Simply open a KaratPAY account for free. And send real gold through the network.

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CashGold

New ERA of payments in a complete ecosystem.

The only payment solution that is based on gold and

maintains its value.

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WHAT IS BLOCKCHAIN?

Each transaction is released only by consensus of the

network.

▪ Blockchain projects are based on a decentralized structure

▪ Complete and immutable book of accounts (ledger)

▪ No central authority can manipulate the "system"

▪ The network is controlled by the users

▪ Each transaction is verified for accuracy, completeness and "uniqueness"

▪ Decentralized acceptance of orders up to transaction

▪ Low-cost and fast transactions

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CRYPTO

KBC:▪ KBC is more than a cryptocurrency.

It stands for a complete paradigm shift!

▪ KaratGold Coin has raised over $100 million to become one of the largest ICO’s in history.

▪ Starting from July 4th, 2019, KBC coins can be exchanged for pure physical gold.

▪ KBC is based on gold of Fort Dauphin, a gold mine in Madagascar having gold reserves of $1.2 billion and the biggest mine in the world with 200 tons deposit of gold (additional 500 tons in access) in Guinea.

▪ The growth outlook for the KBC is guaranteed by Gold Standard's global mining network.

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KARATCOIN BANK

Gold Standard’s vision and mission is to establish the KARATCOIN BANK

WORLD ecosystem catering the needs of a fully blockchain-based

and cryptocurrency-oriented banking & finance system

▪ The first blockchain-based payment system centered around real assets

▪ Owns Karatbit Exchange, its own cryptocurrency exchange

▪ Develops efficient improvements for our gold mine

▪ Develops our blockchain-based KaratBank Business

▪ Price of gold (CashGold) is lower compared to our competitors

▪ Transaction fees are lower compared to our competitors

▪ Annual fees for bank accounts and credit cards is lower compared to our competitors

▪ $100 Million base capital with KaratCoin Bank

▪ Assets worth $2 Billion will be audited by a designated external auditing soon

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CRYPTO

KCB:▪ KCB is the coin of KaratCoin Bank, the world’s first Crypto Bank.

▪ With blockchain everyone can see where and how goldis stored and to which value KCB is based on gold.

▪ KCB is represented by a real bank office in Miami, USA.

▪ After the MAINNET release on 20th September 2019, both KBC and KCB coins will have their own blockchain with market value protection.

▪ The single coin will be based on gold and exchangeable for gold.

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CRYPTO

▪ DSG, K-Phone, KaratBit, Kexchange, KaratPay are products that will generate transaction fees from its users.

▪ All fees represent sources of income for the future growth of KCB coins.

▪ Imagine the potential and the prospect of the KCB!

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MILESTONES

KaratbarsInternational Milestones2019

March 20, 2019 – K-Phone presale launch/ Fully featured Voice-over-blockchain Smartphone

July 4, 2019 – Gold Independence Day/ KBC will be exchangable for physical gold

September 4, 2019 – KaratCoin Bank Presale finish/ full-featured KCB circulation started

September 20, 2019 – MAINNET release/ Karatbars International starts operation on its own blockchain

October 1, 2019 – Hardfork KBC and KCB/ Creation of a single coin based on gold

January 1, 2020 – Gold New Year!/ Mainnet coin can be exchanged for the optimal value against

physical gold

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EXCHANGE

KARATBIT:Since 1st November 2018, KaratBit is established as a subsidiary of KARATCOIN BANK.It will facilitate the exchange of CashGoldfor FIAT currencies, KaratGold Coin, KARATCOINBANK COIN and other cryptocurrencies.

www.karatbit.com

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START TODAY!

▪ Contact your referring affiliate immediately.

▪ Register your free account now.

▪ Take advantage of our systems and use your

own landing page immediately.

▪ Visit our webinars, live meetings, conferences

and team pages to use our affiliate tools.

▪ Contact our support team – you are

independent but not alone.

goldstandardbank.group

karatbars.com

karatgold.io

karatcoinbank.io

karatbit.com

© 2011-2019 Karatbars International GmbH, all rights reserved. Karatbars is an international Trademark

No liability will be incurred for misprints or incomplete specifications - subject to alterations, errorsexcepted. The decision of Karatbars International GmbH and Karat Gold Cooperation PTE. LTD. management is final, with no recourse; participation in the Affiliate Program is your acknowledgement and acceptance of theseterms. Karatbars may at its sole discretion substitute or replace features of the compensation plan. Affiliates are responsible for any taxes due to the commissions earned.