Keeping a Roof Overhead

Nancy M. Porter, Ph.D.Deborah J. Thomason,

Ed.D.

Review• Focusing on financial situation in 2009

• Tracking spending

• Determining net worth

• Controlling spending

• Prioritizing debts

• Making PowerPayments

Keeping a Roof Overhead• Top priority to pay rent– Negotiate with landlord– Temporary postponement– Pay lower amount– Offer services in lieu of rent

• Top priority to pay mortgage– Contact mortgage company– Refinance– Deed in lieu of foreclosure– Short sale

• Down size• Reverse mortgage• Bankruptcy

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Meeting Insurance Needs

Nancy M. Porter, Ph.D.Deborah J. Thomason,

Ed.D.