[k.m & 19 vad 11 flrecj] 2018 ;szpo, 2018 editorial · state bank of india madam/ dear sir, sbi...

[k.M & 19 vad 11flrEcj] 2018

yzv 19, nze L 11yzv 19, nze L 11yzv 19, nze L 11yzv 19, nze L 11yzv 19, nze L 11;szpo, ;szpo, ;szpo, ;szpo, ;szpo, 2018

Vol.-19, Issue : 11

September, 2018

11111Visit us on www.sbipensionerschd.com

Editorial Board1. Sh. T.R. Gupta Editor

2. Sh. K.K. Trikha Sub-Editor3. Sh. S.K. Sharma Member

Names of the office-bearers for correspondence:1. Sh. J.R. Gupta (President)

# 5952, Modern Housing Complex, Manimajra,Chandigarh. Mobile : 9356381981

2. Sh. T.R. Gupta (General Secretary)

H.No. 3020, SBI Society, Sector 49-D,

Chandigarh. Mobile : 9872113608

3. Sh. S.K. Sharma (Treasurer)

H.No. 1025, Sector 38-B, Chandigarh.

Mobile : 9872021025

Editorial ....

SBI RETIRED EMPLOYEES MEDICAL BENEFIT SCHEME (REMBS)

RE-INTRODUCTION OF THE SCHEME

With the persistent efforts of our Federation, the Bank

has reintroduced Retired Employes of Medical Benefit

Scheme (REMBS) w.e.f. 1.1.16. Although terms &

conditions of the above scheme are the same as in

the case of retirees before 1.1.16, but our Federation

has conveyed their concern for the enhancement of

the premium to the Corporate Centre and would

continue to fight for the betterment of the same.

We reproduce herewith Bank's Circular No. CDO/

P&HRD-PPFG/34/2018-19 Dated 6.8.2018, the

contents of which are self explicit, for the information

of the SBI Pensioners.

All branches and offices of

State Bank of India

Madam/ Dear Sir,

SBI RETIRED EMPLOYEES’ MEDICAL BENEFIT

SCHEME (REMBS) - REINTRODUCTION OF THE

SCHEME

Please refer to our ecircular No. CDO/P&HRDPPFG/

78/201516 dated December 28, 2015 advising inter

alia the adoption of Group Mediclaim Policies and

discontinuation of membership to REMBS for

employees retiring after 31.12.2015.

2. It has now been decided by the Bank to

reintroduce the ‘Retired Employees Medical Benefit

Scheme’ and offer membership under new plans to

the eligible retirees from the date of discontinuation of

the earlier scheme i.e. those who retired on or after

01.01.2016. The revised medical benefit limits under

the new plans and proposed subscription fee would

be as under (given on Page 2) :

3. Beneficiaries under the scheme:

The eligibility for membership under the scheme

would continue to be guided by the extant instructions

under the REMBS rules. For extant instructions on

categories of employees / retirees who would be eligible

to join the scheme as per the existing REMBS rules

and also the categories of employees who would not

be entitled to join, kindly refer to ecircular no. CDO/

P&HRDPM/46/2006 – 07 dated 16.11.2006.

4. Other Terms & Conditions :

The other terms & conditions for membership

to the scheme would be as under:

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(i) Membership to REMBS would be permitted only

under the new plans i.e. Plan– I, Plan – J, Plan

– K, and Plan – L. Membership to the old plans

i.e. Plans–A to H will not be available.

(ii) Membership would be permitted to all employees

of SBI who have retired on or after 01.01.2016,

if otherwise eligible for membership under REMBS

rules. Employees of erstwhile Associate Banks,

who have retired after 31.03.2017, would also be

eligible to join.

(iii) For new retirees, i.e. employees retiring hereafter,

membership would be permitted within three

months of the date of receipt of first pension.

(iv) For old retirees i.e. retired on or after 01.01.2016,

if not covered in Policy ‘B’, one time window of 3

months (from the date of availability of registration

portal) would be given for obtaining membership.

(v) For old retirees i.e. retired on or after 01.01.2016,

if covered under Policy ‘B’, but willing to join

REMBS, one time window for obtaining

membership would be given upto 15.01.2019.

(vi) Eligible retirees would be permitted to opt for

either the plan as per their grade wise eligibility

or a plan one step lower than their gradewise

eligibility (Not applicable for Plan – I). The option

would be irrevocable and no change in plan would

be permitted later on.

All other terms & conditions of the erstwhile

REMBS would continue to be applicable to

the new plans.

5. Procedure for Acquiring Membership:

The procedure for availing membership under the

REMBS would be as under:

(i) An eligible employee/retiree can apply for

membership of the scheme through REMBS

Portal (presently under development) from any

Branch / Department / Administrative Office within

three months of date of receipt of first pension.

Membership can also be availed 15 days prior to

the date of retirement as per the existing

provisions (for old retirees i.e. retired on or after

01.01.2016 till date, a onetime window for joining

the scheme would be permitted; details as in

Para – 4 above).

(ii) On acceptance of membership, pensioners’

account will be debited and the subscription

amount will be transferred to ‘SBI Retired Employee

Medical Benefit Trust’ account maintained at State

Bank of India, Madame Cama Road Branch (Code

– 8586).

The REMBS portal is presently under development

and is likely to be available by 31.08.2018. The

operational guidelines on membership process would

be issued after development of the REMBS portal and

its availability to the branches.

6. Benefits available under the Scheme:

Benefits available under the scheme with regard

to coverage, diseases / ailments covered, extent of

domiciliary treatment reimbursement etc. would

continue to be guided by the extant instructions under

the REMBS rules (kindly refer to the relevant circulars

for details). However, the aggregate of reimbursement

of medical expenses for life would be limited to the

ceiling prescribed under the plan opted by the member/

beneficiary as in Para2 above.

Existing members of REMBS are covered under

Policy ‘A’ and will continue to derive medical benefits

from the policy till its validity i.e. 31.05.2019 and as

per the extant instructions.

In respect of new members, till their migration to

Policy ‘A’ or any other mediclaim policy, their medical

Plan Target Group Lifetime Lifetime Annual Subscription

Medical Limit Domiciliary Domiciliary Fee

Limit Limit*

Plan – I All upto MMGSIII 7,00,000 70,000 7,000 87,500

Plan – J SMGSIV & V 10,00,000 1,00,000 10,000 1,25,000

Plan – K DGM / GM 15,00,000 1,50,000 15,000 1,87,500

Plan – L CGM 20,00,000 2,00,000 20,000 2,50,000

*The annual domiciliary treatment reimbursement limit would be restricted to yearly ceiling of 1/10th of the

lifetime limit i.e. maximum 1% of the medical limit per annum.

3



expenses would be met from the REMBS Trust Fund

as per the existing REMBS rules. However, the Bank

or Board of Trustees of REMBS Trust will not be

responsible for any tax liability devolving on a member

arising out of reimbursement of medical expenses

under the scheme. For detailed guidelines on claim

settlement and claim forms to be used, kindly refer to

ecircular no. CDO/P&HRDPM/46/2006 – 07 dated

16.11.2006.

7. Availability of Group Mediclaim Policy:

Policy ‘B’ would also continue to be available

for membership. New retirees, i.e. employees retiring

hereafter, would have the option of either joining

REMBS, or joining Policy ‘B’ or both, subject to payment

of subscription fee / premium within the stipulated

timeline i.e. within 60 days of retirement for Policy ‘B’

and within three months from the date of receipt of

first pension for REMBS. However, Membership of

The State Bank of India Management realizing that

not all pension issues or problems can be resolved at

the Pension Paying Branch or at the PPG Dept, of the

respective Circles for want of relevant information has

introduced “Sanjeevani” Help Line that would facilitate

any Pensioner to help resolve an issue or any problem

or to seek a clarification related to his or her Pension.

All that one needs to do is call 022 - 22858130 on

any working day between 10.30 AM and 06.00 PM and

Officers in the Senior Management Grade would be on

tap to furnish or help the Pensioner resolve his Pension

issue, grievance or related matters.

In case a query or problem cannot be resolved on

call, a ticket number is issued for further follow up.

The Pensioner may have problems for which he may

not get a suitable reply or the required information at

the local level. The problems may be regarding the

Arrears of Pension paid about which no details have

been furnished, the revised fixation of Basic Pension or

regarding income tax recovered or the frequent changes

in HRMS site, without proper information to the user

etc. The introduction of the “Helpline” raises the hopes

of the Pensioner that at last somebody has been

thoughtful about him and that he might get an answer

to many of his doubts or his continuing lack of clarity on

many of the pension perspectives.

Policy ‘B’ would be purely voluntary and on payment

of premium from own sources. No subsidy would be

paid by the Bank under Policy ‘B’ from next policy term

i.e. after 15.01.2019.

8. Please bring the contents of the circular to the

knowledge of all concerned.

Yours faithfully,

(Prashant Kumar)

Deputy Managing Director (HR)&

Corporate Development Officer

Previous Circular References:

Ecircular nos.

CDO/P&HRDPM/46/2006–07 dated 16.11.2006

CDO/P&HRDPM/60/2007–08 dated 17.01.2008

CDO/P&HRDPM/45/200910 dated 14.10.2009

CDO/P&HRDPM/28/2010–11 dated 18.08.2010

CDO/P&HRDPM/83/2010–11 dated 08.03.2011

SBI INTRODUCES “SANJEEVANI” HELP LINE TO HELP RESOLVE PENSION RELATED ISSUES

A detailed chart of “Sanjeevani” the new Helpline is

furnished as follows

Name of the office Sanjeevani- SBI HR Helpline

Purpose Pension related queries/grievances

Who can contact All SBI Pensioners

How to contact:

Pensioners can reach to SANJEEVANI- HR

HELPLINE through any of the modes written below

(i) Voice Call (at 022-22858130) on any working

day between 10:30 hrs. 18:00 hrs. For voice

calls. Please follow the Interactive Voice

Response System (IVRS)

(ii) e-mail (Using Pensioner’s registered e-mail-ID

with HRMS domain) to:

[email protected]

(Please register your mobile and e-mail ID in

HRMS, if not done so far. Calls/ Mails received from

registered numbers will only be entertained.) Pensioners

should mention her/his PF ID in the subject line. The

other details viz. contact number, nature of query/

grievance etc. can be given in the body of the mail.

(iii) SMS “HELPHR followed by space and PF ID of

Pensioner concerned) (HELPHR XXXXXXX) to 567676

The SMS will be responded on the next working day by

a call from SANJEEVANI Team on the registered mobile.

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Corporate Centre Circular No.: CDO/P&HRD-PM/33/2018 - 19 Dated: 06-08-2018

ANNEXURE - 1

TABLE - 1 DEARNESS RELIEF PAYABLE TO PENSIONERS WHO

RETIRED (A)PRIOR TO 01-11-87 AND (B) BETWEEN 31-10-92 / 30-06-93

Sr. Basic Pension Dearness Relief for the months ofNo. +F.D.R. as Applicable August 2018 to January 2019

(1501 SLABS) Average Index : 6,604

(i) Up to Rs. 1,250 1005.67% of aggregate of Basic Pension & F.D.R.

(ii) Rs. 1,251 to Rs. 2,000 Rs. 12,570.87 Plus 825.55% of aggregate of

Basic Pension & F.D.R. in excess of Rs. 1,250.00

(iii) Rs. 2,001 to Rs. 2,130 Rs. 18,762.49 Plus 495.33% of aggregate of


(iv) Above Rs. 2,130 Rs. 19,406.41 Plus 255.17% of aggregate of


TABLE - 2 DEARNESS RELIEF PAYABLE TO PENSIONERS WHORETIRED ON OR AFTER 01-11-1992 / 01-07-93 AND UPTO 31-10-97 / 31-03-1998

Sr. Basic Pension Dearness Relief for the months ofNo. August 2018 to January 2019


(i) Up to Rs. 2,400 477.40% of Basic Pension

(ii) Rs. 2,401 to Rs. 3,850 Rs. 11,457.60 Plus 395.56% of

Basic Pension in excess of Rs. 2,400.00

(iii) Rs. 3,851 to Rs. 4,100 Rs. 17,193.22 Plus 231.88% of


(iv) Above Rs. 4,100 Rs. 17,772.92 Plus 122.76% of


TABLE - 3 DEARNESS RELIEF PAYABLE TO PENSIONERSWHO RETIRED ON OR AFTER 01-11-1997 / 01-04-98 AND UPTO 31-10-2002

Sr. Basic Pension Dearness Relief for the months ofNo. August 2018 to January 2019


(i) Up to Rs. 3,550 295.20% of Basic Pension

(ii) Rs. 3,511 to Rs. 5,650 Rs. 10,479.60 Plus 246.00% of


(iii) Rs. 5,651 to Rs. 6,010 Rs. 15,645.60 Plus 147.60% of


(iv) Above Rs. 6,010 Rs. 16,176.96 Plus 73.80% of


TABLE - 4 DEARNESS RELIEF PAYABLE TO PENSIONERS WHO RETIRED ON OR AFTER01-11-2002 BUT BEFORE 31-10-2007 FOR THE PERIOD AUGUST 2018 TO JANUARY 2019

Average Index (CPI) for the quarter ended June 2018 : 6,604

No. of Slabs : 1079

Rate of dearness relief : 194.22% of Basic Pension

(1079 x 0.18 = 194.22%)

TABLE - 5 DEARNESS RELIEF PAYABLE TO PENSIONERS WHO RETIRED

ON OR AFTER 01-11-2007 TO 31-10-2012 FOR THE PERIOD AUGUST 2018 TO JANUARY 2019


No. of Slabs : 942


(942 x 0.15 = 141.30%)

TABLE - 6 DEARNESS RELIEF PAYABLE TO PENSIONERS WHO RETIRED

ON OR AFTER 01-11-2012 - FOR THE PERIOD AUGUST 2018 TO JANUARY 2019


No. of Slabs : 541


(541 x 0.10 = 54.10%)

ANNEXURE - 2

DEARNESS RELIEF PAYABLE ON FAMILY PENSION

FOR THE MONTHS AUGUST 2018 TO JANUARY 2019

DEARNESS RELIEF FOR FAMILY PENSIONERS IN RESPECT OF PENSIONERS WHO DIED OR RETIRED

(A) BEFORE 1.11.1992 / 1.7.1993

(B) ON OR AFTER 1.11.1992 / 1.7.1993 BUT BEFORE 1.11.1997 / 1.4.1998

(C) ON OR AFTER 1.11.1997 / 1.4.1998 BUT BEFORE 01.11.2002

(D) ON OR BEFORE 1.11.2002 BUT BEFORE 1.11.2007 AND

(E) ON OR AFTER 1.11.2007 BUT BEFORE 1.11.2012

(F) ON OR AFTER 1.11.2012

WILL BE PAID AS PER THE TABLETS GIVEN FOR THE PENSIONERS IN ANNEXURE I.

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NEW ENROLLMENTS AUGUST- 2018

Name Address D.O.B. Contact No.

Girdhari Lal Garg # 2182-D, Sector 63 (2 BHK), Chandigarh. 07.06.58 9803977443, 7906953801

Karnail Singh # 3286, Sector 15-D, Chandigarh. 25.07.58 9815982815

Mahesh Lal # 81, Gate No. 3, Kharak Mongoli, Old Panchkula, 25.07.58 9815858610

Distt. Panchkula, Hry.

Karnail Singh Vill. Alipur Town, P.O. Barwala, Distt. Panchkula, Hry. 06.06.58 9416737745

Neelam Gupta # 458, Phase 9, Mohali, Pb. 19.06.58 9815788225

Surinderjit Kaur # 511, Phase-2, Mohali, Pb. 31.07.58 9914703787

Pyare Lal # 139, Vill. Palampur, P.O. Manakpur Shrif, 25.02.58 9780556047

Teh. Kharar, Distt. Mohali, Pb.

Arvind Sharma # 145/5, Palace Colony, Mandi, H.P. 11.03.57 9418012098

Prem Singh Shashni # 57, Near LPS Office, Ward No. 6, Manali, H.P. 08.02.57 9805807766, 9418118845

Karam Singh Dadwal Vipina Printing Press, Bhuntar, Distt. Kullu, H.P. 09.07.41 9816588330

Bishveshwar Singh # 130/12, Ram Nagar, Mandi, H.P. 03.09.40 7018171598

Sher Singh Sharma Vill. Tapon, P.O. Gahar, Teh. Sarkaghat, Distt. Mandi, HP 29.07.58 9418915072

Puran Chand Chauhan Vill. Punghru, P.O. Sundernagar-1, Teh. Sundernagar, 21.07.58 9418057115, 9459057115

Distt. Mandi, H.P.

Sarwan Kumar Vill. Kallar, P.O. Alhar, Teh. Jhandutta, Distt. Bilaspur,HP 25.01.48 9736664565

Sudarshan Kumar Jarial Vill. Jhagrial, P.O. Bara, Teh. Nadaun, Hamirpur, H.P. 20.04.57 01972-238888, 9816219888

Veena Miglani A-285, Shri Ganesh Ji Bhawan, New Sukhdev Nagar, 28.06.58 8395919069

Panipat, Hry.

Parmod Kumar Narula # 2585, Sector 9-11, Hissar, Hry. 26.01.58 9416261855

Vijay Kumar Prabhakar # 2202, New Punjab Mata Nagar, Pakhowal Road, 22.11.57 9876622011

Ludhiana, Pb.

Jeet Raj Mamoon Simble Chowk, Mamoon, 10.04.58 01862-347493, 9888267377

Teh. & Distt. Pathankot, Pb.

Arun Gupta # 10119, Choti Baradari, Jalandhar, Pb. 25.07.58 9888221259

Sampuran Singh # 152, New Mehar Singh Colony, Teg Villa, 03.09.47 0175-2351157, 6280928912

Near M.C. Park, Tripri, Patiala, Pb.

Balbir Singh Kakar # 525, Harinder Nagar, Patiala, Pb. 22.03.51 9779585368

Chander Shekhar Thapar # 83, Jaswant Nagar, Jalandhar, Pb. 15.07.58 9779080383

Chander Mohan Kapil V.P.O. Lambra, Nakodar, Distt. Jalandhar, Pb. 10.07.58 9463946202

Pushpinder Kumar Mahajan Flat No. 102, Ashirwad Tower, Kapurthala Road, 21.07.58 8968800316

Jalandhar, Pb.

Nirmala Devi Moh. Arjanpura, Qadian, Distt. Gurdaspur, Pb. 13.07.58 8558045166

Suresh Kumar # 9, Nihal Ashiana, Arjun Nagar, Old Rajpura, 30.06.58 7009005421, 9569514466

Distt. Patiala, Pb.

Balbir Singh H.No. 1946, Ward No. 8, Adampur, Jalandhar, Pb. 01.08.58 9815020716

Ashok Kumar Sethi # 228, Urban Estate, Phase-II, Dugri, 21.06.58 0161-4621228, 9815217697

Near Greenland Convent School, Ludhiana, Pb.

Mohinder Pal Kumar C/o Ravi Boot House, Zira, Distt. Ferozepur, Pb. 11.02.58 9815342412, 9876152412

Mohinder Kumar Gupta # 228, New Kalgidhar Avenue, 66' Road, 15.09.43 9876184836, 7355690388

Opp. Curo Mall, P.O. Mithapur, Jalandhar, Pb.

Rani Bala Kansal # 888, Gali No. 4, Opp. Headgewar School, 11.07.58 01636-233306, 9478650680

New Geeta Colony, Moga, Pb.

Manohar Lal Bharat Nagar, Near Usha Model School, 04.07.62 7340927388

Bhandariwali Gali No.2, Ferozepur City, Pb.

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DONATION ON ACCOUNT OF ARREARS

OF 5TH-7TH B.P.S.

1. Sh. Ashok Kumar Bedi Solan 700.00

2. Sh. Sudesh Kumar Pathankot 700.00

DONATIONS

Sh. V.K. Jain Bahadurgarh 500/-In the memory of his uncle Sh. S.P. Jain.

We are thankful to Sh. V.K. Jain, as Bahadurgarh is not a

part of our Circle, but he is fully associated with Chandigarh

Circle Association and contr ibuting everything viz.

membership, donations etc.

Sh. Ashok Kumar Bedi Solan 500/-

Thanks Bedi Ji.

Sh. Sudesh Kumar Pathankot 500/-

Thanks Sudesh Ji.

Sh. A.S. Narang Fazilka 1100/-

Thanks Narang Ji.

Sh. K.K. Kapoor Batala 500/-

Thanks Kapoor Ji.

Sh. Ravi Singh Mandi, H.P. 1100/-Thanks Ravi Ji.

Sh. Hansa Upadhya Shimla, H.P. 1100/-Thanks Upadhaya Ji.

Sh. Hansa Upadhya Shimla, H.P. 200/-Towards Legal Fund, Thanks.

Please share your remembernces and happy

occasions with the Association.

OBITUARY AND BEREAVEMENTS

1. Sh. Jai Krishan Sharma Mandi, H.P.

Father of Sh. K.K. Sharma

Expired in August, 2018 at the age of 104 years

2. Smt. Karan Kaur Moga

W/o Late Sh. Ujjagar Singh (SBI Pensioner) &

Mother of S/Sh. Sukhdev Singh & Jagtar Singh

(Both SBI Pensioners)

Expired in August, 2018 at the age of 105 years.

3. Sh. Tarsem Lal Sharma Ambala City

Expired in July, 2018.

4. Sh. L.P. Sharma Ambala City


5. Smt. Veena Sharma Patiala

W/o Sh. Mahesh Sharma (Ex SBP Retiree)

Expired on 29.07.2018.

6. Sh. Surinder Kumar Nijhawan Panchkula

(Ex SBP Retiree)

Expired on 29.07.2018

7. Mother of Sh. K.K. Guglani Ludhiana


8. Father of Sh. V.K. Sharma Ludhaina


9. Sh. N.P.S. Passi Ludhiana


We pray to the Almighty to grant peace to the

departed souls.

Views expressed by the authors in the various Articles need not necessarily be the views of the Association.

Monthly Magazine Registered with The Registrar for Newspapers in India under No. CHAMUL/2001/5941 dated 13.2.2002

BOOK POST(Printed Material)

DUE DATE OF POSTING ATMBU CHANDIGARH : 07.09.18

To,

Mr./Mrs./Ms.

RONPFI Regd. No.CHAMUL/2001/5941 Dt.13.2.2002

If undelivered,

please return to :

Sh. K.K. Trikha

Flat No. 8-C, Sector 44-A,

Chandigarh.

Information Under Section 3 of Newspaper Act, 1867Editor & Published by T.R. Gupta, General Secretary, H.No. 3020, SBI Society, Sector 49-D, Chandigarh. Mobile : 9872113608

on behalf of State Bank of India Pensioners’ Association, Chandigarh Circle, Chandigarh.Printed by : RGS Enterprises at RP Press, Gurudwara Road, Badheri, Sector 41-D, Chandigarh. E-mail : [email protected]

Postal Registration No.G/CHD/0098

VALID for 1.1.2018 to 31.12.2020

[k.m & 19 vad 11 flrecj] 2018 ;szpo, 2018 editorial · state bank of india madam/ dear sir, sbi...

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