FAMILY SECURITY

CHILD’S EDUCATION

CHILD’S MARRIAGE

RETIREMENT

WHY TERM INSURANCE PLAN?

LIFE EXPECTANCY HAS GONE UP BUT SO HAS DEATHS AMONG YOUNG ADULTS

INCREASED

1.36 TIMES

LIFE EXPECTANCY HAS INCREASED BY 5 YEARS

MALES FEMALES67.3

YEARS

DEATH OF YOUNG ADULTS

69.6YEARS

WHY BUY NOW?

NEEDS

RATES

NEEDS CHANGE THROUGHOUT LIFE

PREMIUM RATES INCREASE WITH AGE, HEALTH & OTHER FACTORS

Source - * Economic Times-2012.

WHAT SHOULD BE YOUR LIFE COVER ?

HAVE YOU BOUGHT A

An insurance policy should cover till the age you intend to work.

Till a few years ago, this was 60 years. However, a person may

continue working beyond the age of 60.

Experts believe a person needs a live cover till at least 65 years.

* COST OF INFLATION

THE VALUE OF RS. 50LAKH WILL ONLY BE RS.28 LAKH (APPROX.) AFTER

10 YEARS ASSUMING AN

INFLATION OF JUST 6%.

RS.50LAKH COVER

AND THINK IT IS SUFFICIENT

FOR YOU?

THINK AGAIN.

WHAT WILL BE THE VALUE OF

RS.50LAKH after 10 Years?

* TILL WHEN DO YOU NEED THE COVER?

Source - * Economic Times-2012. ** CNN Money

** LIFE COVER THUMB RULE

As a thumb rule it’s suggested that you should

have an income cover of around 7 to 10times of your annual income.Younger the age, higher will be the multiple.

`

WHO SHOULD BUY A TERM PLAN ?

LIFE IS EXPENSIVE. BUT DEATH CAN BE EVEN MORE COSTLY FOR THE FAMILY.

DON’T LEAVE YOUR LOVED ONES UNPROTECTED.

LIFE INSURANCE ALLOWS YOUR LOVED ONES TO GRIEVE WITHOUT FINANCIAL WORRY.

Male, 25 – 45 Yrs of Age

Socio Economic Class (SEC)- AB

Income > 6 Lakh PA

Has Loan Liabilities like Housing, Personal etc.

Has Credit Card Liabilities

Is goal oriented and looking for securing his family from future uncertainties..

THE TERM

INSURANCE BUYER

WHY ONLINE TERM PLAN?

x

QUICK AND HASSLE

FREE BUYING

CHEAPER.

NO MIDDLE MAN INFACE

LEADING TO COST BENEFIT

TRANSFER

YOU KNOW WHAT

YOU ARE BUYING

WHAT DOES AN ORDINARY TERM PLAN OFFER YOU?

THIS IS WHAT AN ORDINARY TERM PLAN OFFERS

BUT ARE YOU COMPLETELY PROTECTED?

HIGH COVER AT

A LOW COST

QUICK AND EASY

BUYING PROCESS

LUMP SUM ON

CLAIM SETTLEMENT

`

PRESENTING A TERM PLAN THAT OFFERS ALL THAT

YOUR ORDINARY TERM PLAN OFFERS YOU PLUS

WAIVER OF PREMIUM ON TOTAL & PERMANENT DISABILITY

A Plan that adds EXTRA to the Ordinary.

KEY HIGHLIGHTS

Long term cover for 40 years

Inbuilt Total & Permanent Disability Benefit

KK-Your Online e-Advisor

Affordable Pricing

Convenient Claim Pay-out Options

Anywhere, On any Device

Preferential rates for non-smoker

and female lives.

SAMPLE PREMIUM PRICING*

SUM ASSURED AGE (IN YEARS)

25 30 35 40 45 50

Male - Smoker

40,05028,42520,05014,45011,3259,4501 Cr.

24,67517,65012,5759,1757,3756,4251 Cr.

Male - Non Smoker

Female-Non Smoker

20,70014,80010,6257,8506,4505,6251 Cr.

DISCLAIMER: * The above are annual premium rates for regular premium paying option and for immediate payout. The policy term is 60 years minus entry age. The above

premium rates are exclusive of service tax. Service tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.

UNIQUE FEATURE

TOTAL & PERMANENT DISABILITY BENEFIT

In case of a situation where the Life Insured becomes total

and permanently disabled, all the future premiums payable

will be waived off and the policy will continue, so that the

family remains protected.

CLAIM PAYOUT OPTIONS

Sum Assured paid out as

lumpsum on Death of the Life

Assured

IMMEDIATE PAYOUT RECURRING PAYOUT

10% of sum assured paid on death,

remaining amount paid annually - 6% of S.A

for next 15 years.

Nominee will have the option to draw down

at a monthly frequency as well.

Kotak Life Insurance understands that Income of an earning member may not be easy to replace.

For Claims Pay-out, there are two Plan options to choose from.

RECURRING PAYOUT**

10L

10% in 1st Year Remaining over next 15 yrs as yearly or monthly income payout (INR 49, 320 approx.p.m.)

6L per year or 50K per month for the next 15 years

For example, if the Nominee is eligible to receive 1 Cr. as a Sum Assured, 10 Lakhs will be paid as lump sum

The balance 90 Lakhs will be paid over 15 years as a Monthly or Yearly Income Payout as opted by the nominee

Disclaimer: ** This is merely a representation of recurring payouts and doesn’t correspond to the actual occurrence of incident.

OTHER FEATURES

OTHER FEATURES

Long term protection with a Policy Term up to 40 years of age

Maximum Maturity Age up to 75 years of age

Option to pay premium regularly / limited period / lumpsum once, as per financial suitability

Lower Premiums for Female Lives & Non Tobacco users.

Easy & Hassle free buying through http://insurance.kotak.com/e-Insurance

KOTAK PREFERRED ETERM

PLAN OVERVIEW

PRODUCT FEATURES

18-65Entry Age

75 YearsMaximum Maturity Age

25 LakhsMinimum Basic Sum Assured

10-40 YearsPolicy Term

Regular, Limited and SinglePremium Payment Term

Yearly & MonthlyPremium Payment Mode

For female and non-smoker livesPreferential Rates

Inbuilt Total and Permanent Disability

BenefitInbuilt Benefit

1. Immediate Payout

2. Recurring PayoutPlan Options

CHOOSING THE

RIGHT PARTNER

KOTAK MAHINDRA GROUP

A RENOWNED BRAND WITH MORE THAN 28 YEARS OF EXPERIENCE,

OFFERING A WIDE RANGE OF SOLUTIONS ACROSS THE FINANCIAL SERVICES

SPECTRUM

Kotak Mahindra

Bank Ltd.

Kotak Mahindra

Mutual Life Insurance Ltd.

Kotak

Securities Ltd.

Kotak Mahindra

Capital Company Ltd.

Kotak

Mahindra Prime Ltd.

Kotak Mahindra

Investment Ltd.

Kotak Mahindra Asset

Management Company Ltd.

KOTAK GROUPCOMPRISES OF

Joint venture gives us the

financial expertise of

Kotak Mahindra Group

KOTAK LIFE INSURANCE

International exposure of

more than 160 years of

Old Mutual

&

WIDE PRESENCE

Disclaimer: Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance

Limited’s promoting partners Kotak Mahindra Bank Limited and Old Mutual plc and are used by Kotak

Mahindra Old Mutual Life Insurance Limited under license.

CREDENTIALS OF KOTAK LIFE

1,271Cr.NET WORTH*

15,219Cr.AUM*

7 YearsPROFITABLEIN A ROW**

98.29%CLAIMS RATIO ***

Over 1.42Cr.LIVES COVERED #

Over 5842EMPLOYEES

SOURCE: *As per investor relation earning update FY 14-15.** As per financial disclosure of last 7 Years (FY08-09 to FY 14-15). *** Total Claims (Individual + Group)

paid by the company during the FY 2014-15 as per IRDAI Annual Report. # Lives cover as on Dec 31st 2015. 6- An independent study conducted by Business World

IPSOS as part of “India’s Most Respected Companies Survey 2013. 7. As per the Golden Peacock Awards Secretariat instituted by the Institute of Directors a non-profit

apex body of directors registered in India for the period FY 2014-15.

7

OUR FAMILY

COME LETS PLEDGE TO SECURE

THE ONES WHO MATTER THE MOST…..

DISCLAIMER

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited’s promoting partners Kotak Mahindra Bank Limited and Old Mutual plc and are used by Kotak Mahindra OldMutual Life Insurance Limited under license.

This is a non-participating pure protection online life insurance plan. For sub-standard lives, extra premium may be charged based on KLI’s underwriting policy. For more details on risk factors, terms andconditions please read sales brochure carefully before concluding a sale.

Kotak Mahindra Old Mutual Life Insurance Ltd., CIN: U66030MH2000PLC128503, Regn. No.: 107.

Regd.Office: 4th Floor, Vinay Bhavya Complex, 159A, C.S.T. Rd., Kalina, Santacruz (East), Mumbai - 400098.

Website: http://insurance.kotak.com I Email: clientservicedesk@kotak.com I Toll Free No. - 1800 209 8800.

Kotak Preferred e-Term Plan, UIN : 107N090V01, Form No. - N090, Ref. No: KLI/15-16/E-PPT/370

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI clarifies to public that:• IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.• IRDAI does not announce any bonus. • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number