lebanon county 50plus senior news july 2014

Registered horticultural therapist Paula Swearingen, seated, often treats seniorsand people with mobility issues using a ground garden or raised garden table,

such as these offered by certified square-foot gardening instructor Joe Manotti, standing.

By Megan Joyce

In horticulture therapy, a very tangible activity is used to create intangiblehealing.

Much more than simply planting flowers, horticulture therapy is theengagement of a participant in horticultural activities facilitated by a trainedtherapist to achieve specific and documented treatment goals, according tothe American Horticultural Therapy Association.

Increasingly, this type of therapy is a highly effective practice for bothseniors and adults with mobility challenges.

Physically, the therapy strengthens muscles and boosts coordination,balance, and endurance. And when it comes to those improved intangibles,horticultural therapy has been shown to increase memory, cognitive abilities,task initiation, language skills, and socialization.

Paula Swearingen, M.Ed. and owner of Floral Touch HorticulturalTherapy and Floral Design, is a registered horticultural therapist who hasseen the evidence firsthand.

Like most horticultural therapists, I came into this vocation as asecondary career path, she said.

Swearingen spent 17 years as a mental health and special educationprofessional, working with children, youth, and adults with variousdisabilities.

please see GREEN-THUMB page 12

Horticultural Therapy Helps SeniorsGrow Well-Being

Green-ThumbTherapy

Lebanon County Edition July 2014 Vol. 9 No. 7

How Reverse MortgagesWork in 2014page 6

Lebanon CountySenior Gamespage 11

Inside:

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The Beauty in Nature

Clyde McMillan-Gamber

Several kinds of adaptable creaturesget much of their food from short-grass lawns in southeasternPennsylvania, as elsewhere.

Those animals have added banquettables that bolster their populations andadd to our enjoyment of lawns, which arenew, human-made habitats.

American robins, purple grackles, andstarlings are medium-sized birds that moveacross lawns in search of invertebrates,particularly earthworms. These species alsorear young in trees and on buildings onlawns.

Canada geese, cottontail rabbits, andwoodchucks eat grass and white cloverleaves. Geese and chucks consume thoseplants by day while the rabbits do somostly during evenings and into the night.

Northern flickers are a type ofwoodpecker that eats ants in the soil.Unlike their black-and-white relatives,flickers are mostly brown, which

camouflages them on the ground. They run their long, sticky tongues

into the tunnels of anthills in the soil tosnare ants and their eggs and larvae, pull

them out of their labyrinths, and swallowthem.

A few kinds of attractive, seed-eatingbirds eat dandelion seeds in May, a timewhen few other seeds are available.Permanent resident northern cardinals,song sparrows, American goldfinches andhouse finches, nesting chipping sparrows,and migrant indigo buntings makedandelion fluff float on the wind withouttheir seed cargoes.

Several kinds of insects sip sugary

nectar from white clover flowers from lateMay through summer. Honeybees,bumblebees, and a few kinds of smallbutterflies, including cabbage whites, visitthe blooms of white clovers.

White clover plants respond to mowingby producing new blossoms after eachcutting. The result is fresh nectar for theseinsects all summer.

The act of mowing grass is like adinner bell for a couple of species of birds.I have seen gray catbirds watching themowing from the security of bushes andflipping out to catch small moths stirredout of hiding in the grass by the mower.

Barn swallows swoop over lawns tocatch froghoppers in mid-air. Those littleinsects were stirred into flight by themower.

Watch lawns a little closer to see someof these critters feeding on them. Theymake the lawns more interesting andenjoyable.

Northern flicker

Cabbage white butterfly

Creatures Feeding on Lawns

www.50plusSeniorNewsPA.com 50plus SeniorNews S July 2014 3

Poison Control Center(800) 222-1222

Food Stamps(800) 692-7462

Lebanon County Christian Ministries(717) 272-4400

Lebanon County Area Agency on AgingMeals on Wheels(717) 273-9262

Salvation Army(717) 273-2655

Alzheimers Association(717) 651-5020

American Cancer Society(717) 231-4582

American Diabetes Association(717) 657-4310

American Heart Association/American Stroke Association(717) 207-4265

American Lung Association(717) 541-5864

Arthritis Foundation(717) 274-0754

Bureau of Blindness and Visual Services(717) 787-7500

CONTACT Helpline(717) 652-4400

Kidney Foundation(717) 652-8123

The Leukemia & Lymphoma Society(717) 652-6520

Lupus Foundation(888) 215-8787

Melnick, Moffitt, and Mesaros927 Russell Drive, Lebanon(717) 274-9775

Pennsylvania Office for the Deaf and Hardof Hearing(800) 233-3008 V/TTY

Good Samaritan Hospital252 S. Fourth St., Lebanon(717) 270-7500

Medical Society of Lebanon County(717) 270-7500

Energy Assistance(800) 692-7462

Environmental Protection AgencyEmergency Hotline(800) 541-2050

IRS Income Tax Assistance(800) 829-1040

Medicaid(800) 692-7462

Medicare(800) 382-1274

PA Crime Stoppers(800) 472-8477

PennDOT(800) 932-4600

Recycling(800) 346-4242

Social Security Information(800) 772-1213

U.S. Department of Veterans Affairs(800) 827-1000

Housing Assistance & ResourcesProgram (HARP)(717) 273-9328

Lebanon County Housing &Redevelopment Authorities(717) 274-1401

Lebanon HOPES(717) 274-7528, Ext. 3201

Medicare Hotline(800) 638-6833

Pennsylvania Bar Association(717) 238-6715

Lebanon County Area Agency on Aging(717) 273-9262

CVS/pharmacywww.cvs.com

StoneRidge Retirement Living(717) 866-3204

Annville Senior Community Center(717) 867-1796

Maple Street Senior Community Center(717) 273-1048

Myerstown Senior Community Center(717) 866-6786

Northern Lebanon County SeniorCommunity Center(717) 865-0944

Palmyra Senior Community Center(717) 838-8237

Senior Center of Lebanon Valley(717) 274-3451

Governors Veterans Outreach(717) 234-1681

Lebanon VA Medical Center1700 S. Lincoln Ave., Lebanon(717) 228-6000 or (800) 409-8771

RSVP of Capital Region, Inc.(717) 847-1539

RSVP Lancaster County(717) 847-1539

RSVP Lebanon County(717) 454-8956

RSVP York County(443) 619-3842

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Luke Wise grew up in a familyof six boys and six girls. Allthe boys but Wise went in theArmy.

His oldest brother served in theartillery in World War II, and at FortSill he trained under Marine artilleryofficers.

So he gave his kid brother somesage advice that Luke never forgot:If you ever go into the military,choose the Marines. So when Wisewas 21, thats exactly what he did.

The Korean War was on, so afterhis basic training at Parris Island,S.C., he shipped out to Korea.There, he was to have an experiencethat every Marine might havedreamed about. He was to hear,Wise, the general wants to talk toyou.

The general was the legendaryMarine Chesty Puller, who hadearned an unheard-of five NavyCrosses for valor in combatalthough he was best known for hiscomment, Weve been looking forthe enemy for some time now. Wevefinally found him. Were surrounded.That simplifies things.

Now, Chesty wanted to see Sgt.Luke Wise.

The only thing that came tomind, Wise says, is, What couldhe possibly want to talk to meabout?

He was about to find out. Sergeant, the general said, they

tell me your IQ is off the charts and that you have a photographicmemory. I have a hazardousassignment that I wont order youtake, but Im sure hoping youllvolunteer for it.

He then explained that theyneeded someone to make repeatedforays behind enemy lines and reportdetails of ammunition dumps theenemy had spread out over severalmiles (and one even across the YaluRiver in Manchuria).

What did Wise say? What do you think I said? You

think I could stand in front of a manlike Chesty Puller, who hadspecifically asked for me, and tellhim, No, General, I think I would

really rather not?So then, how many missions did

he run, and what were they like? Well, there were 15 of them in

all, and they were all pretty hairy.They always meant moving only atnight, because the North Koreantroops were everywhere. I wasforbidden to make notes everything had to be memorized. I

was to zero-in on the ammunitiondumps that our air observers couldsee but could not come close enoughto target on.

When I got back from missions,the general had me use my codename, Sgt. Dutch, and send theexact coordinates for best bombing tothe carrier, USS Oriskany (TheMighty O). Her aircraft would thenfly the missions to flatten thoseammo dumps. We could often see thedumps erupt in terrific blasts.

Wise had to extend his tour tofinish the job, and he says, When itwas over, Gen. Puller asked me whatkind of assignment Id like next,saying, You name it, and youve gotit. I figured I ought to go for it, so Isaid, Sir, Id like to chauffeur for anadmiral.

And the next thing I knew, I wasassigned to the USS Pocono, theflagship for the Commander,Amphibious Force, Atlantic Fleet.Sure enough, I was the admiralschauffeur and in charge of the shipsorderlies.

One more thing about Gen.Puller: Wise later got a personal letterfrom the general, thanking andcommending him for the work hedid in his clandestine missions.

Aboard the Pocono, Wise touredthe Caribbean, with stops at manyexotic ports, from Jamaica toTrinidad. And yes, he was theadmirals chauffeur whenever theadmiral was ashore.

Wise left active duty in July 1954but stayed in the Reserve until 1959as a staff sergeant. He then returnedto Central Pennsylvania and workedin construction and cabinetry beforeretiring in 1999.

In retirement, he had one almostunbelievable small worldexperience. He was shopping one dayat a local farmers market, wearing hisMarine Corps cap.

A man stopped him and said, Wesure needed you Marines in Korea.When Wise asked him how he knewabout that, the guy said, I was flyingoff the Oriskany, bombing the ammodumps that you guys pinpointed forus.

When Wise asked him if he couldremember the code name of thespotter who gave him the info, theguy said, Ill never forget it. Hiscode name was Sgt. Dutch.

To which Wise said, Well ImSgt. Dutch.

Wise laughs and says, You shouldhave seen that guys jaw drop. Hecouldnt believe he would everactually run into Sgt. Dutch. And atthe [farmers market], of all places.Turned out he was from Florida, justpassing through. What were thechances of that? Maybe one in abillion.

Wise now lives in retirement withhis wife, Collette, in a comfortableretirement community in CentralPennsylvania. But he keeps acollection of Marine Corps caps thathe wears always glad for thechance to meet other vets with whomhe swaps stories of those terriblebut wonderfuldays in the Marines.

Colonel Wilcox flew a B-17 bomber inEurope in World War II.

Marine General Chesty Puller MadeHim an Offer He Couldnt Refuse

Robert D. Wilcox

Salute to a Veteran

Sgt. Luke Wise uponhis return to the U.S.

in 1953.


Veterans expoand Job Fair

H

H

They served us now let us serve them!

Reserve your space today!

To become a sponsor or exhibitor,please contact your account representative,

call (717) 285-1350, or email [email protected]

November 14, 20149 a.m. 2 p.m.

Eden Resort 222 Eden Road, Lancaster

The Expo brings federal, state, and local agencies togetherwith area businesses to provide information and resources toveterans and their families.The Job Fair brings veterans and spouses who need jobstogether with employers who can benefit from this richsource of talent to aid their organizations.

At the ExpoVeterans Benefits & ServicesCommunity ServicesThank-a-Vet ParticipantsMedical/Nonmedical ResourcesProducts and Services AvailableSupport/Assistance Programs

At the Job FairEmployersJob CounselingWorkshops/SeminarsResume Writing AssistanceEducation/Training Services

Sponsor & Exhibitor Opportunities Available

www.veteransexpo.com

2 events 1 location

Farmers MarketProgram Returns

The Lebanon County Area Agencyon Aging will again be the distributingagency for the Farmers MarketNutrition Program (FMNP) checks in2014.

The purpose of the FMNP,administered by the PennsylvaniaDepartment of Agriculture, is to provideto seniors resources in the form of fresh,nutritious, unprepared fruits andvegetables from farmers markets and toexpand the awareness and use of farmersmarkets and increase sales at suchmarkets.

Program highlights for 2014 are asfollows:

Eligibility Eligible personsmust beLebanon Countyresidents andmust be 60 yearsof age or olderduring 2014.Incomeguidelines are$21,590 for oneperson; $29,101for two people;$36,612 for three people; $44,123 forfour people; $51,634 for five people;and $59,145 for six people.

When picking up checks, personsmust show proof of residence and age.Proof of income need not be shown; itis a self-declaration.

Proxy Forms If an eligible senior isunable to pick up their own checks,they may have an authorized person, aproxy, pick up checks for them,provided the senior completes and signsthe official proxy form. The proxysigning the proxy form must be thesame person picking up the checks andsigning the check register for the senior.

Completed proxy forms, limited tofour per person, must be brought to thedistribution site by the proxy in order toreceive checks for the eligible senior.

Blank proxy forms will be available at alldistribution sites in advance.

Benefits Eligible persons receivefour $5 checks for a total benefit of $20one time during the program year.

Timeframes FMNP checks can beused June 1 through Nov. 30, 2014.

Eligible Food FMNP checks mayonly be used to purchase produce grownor produce that is able to grow inPennsylvania. FMNP checks may not beused at grocery stores.

Distribution Schedule

July 2, 10 a.m. tonoon NorthernLebanon SeniorCommunity Center,135 N. LancasterSt., Jonestown

July 8, 10 a.m. to 1p.m. WillowTerrace Apartments,Eighth and Willowstreets, Lebanon

July 9, 10 a.m. to noon WashingtonArms Apartments, 303 Chestnut St.,Lebanon

July 10, 10 a.m. to noon PoplarTerrace Apartments, 605 S. Eighth St.,Lebanon

Lebanon County Area Agency onAging cannot guarantee checks toeligible seniors at each distribution site.Checks are handed out on a first-come,first-served basis.

Eligible seniors are welcome to attendany distribution site to receive checks. Ifan eligible senior resides in one high-rise, for example, he/she may go to anyother high-rise or any senior center toreceive checks.

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Dear Savvy Senior,What can you tell me about reverse

mortgages? I was considering one last year,but now I hear they are more difficult toget. Ready to Reverse

Dear Ready,Thats correct. Tighter rules on

reverse mortgages that have recentlygone into effect have made them harderto get, especially for seniors with heavydebt problems.

The reason the Federal HousingAdministration (FHA) made thesechanges was to strengthen the product,which has suffered from a strugglinghousing market and a growing numberof defaults by borrowers.

Heres a rundown of how reverse

mortgages nowwork in 2014.

Overview:The basics arestill the same. Areverse mortgageis a loan thatallows seniorhomeowners toborrow moneyagainst the equityin their house.

The loandoesnt have to berepaid until thehomeowner dies,sells the house, ormoves out for atleast 12 months.

Its alsoimportant toknow thatwith a reversemortgage,you, not thebank, ownthe house, soyoure stillresponsiblefor propertytaxes,insurance,and repairs.

Eligibility:To be eligiblefor a reversemortgage,you must beat least 62

years old, own your own home (or oweonly a small balance), and currently beliving there.

You will also need to undergo afinancial assessment to determinewhether you can afford to make all thenecessary tax and insurance paymentsover the projected life of the loan.

Lenders will look at your sources ofincome, your assets, and your credithistory. Depending on your financialsituation, you may be required to putpart of your loan into an escrow accountto pay future bills.

If the financial assessment finds thatyou cannot pay your insurance and taxesand have enough cash left to live on,you will be denied.

Loans: Nearly all reverse mortgagesoffered today are home equityconversion mortgages (HECM), whichare FHA insured and offered throughprivate mortgage lenders and banks.

HECMs also have home-value limitsthat vary by county but cannot exceed$625,500. See the U.S. Department ofHousing and Urban Developmentonline (hud.gov/ll/code/llslcrit.cfm) for alist of HUD-approved lenders.

Loan amounts: The amount you getthrough a reverse mortgage depends onyour age, your homes value, and theprevailing interest rates.

Generally, the older you are, the moreyour house is worth, and the lower theinterest rates are, the more you canborrow. A 70-year-old, for example,with a home worth $300,000 couldborrow around $170,000 with a fixed-rate HECM.

To calculate how much you canborrow, visit the National ReverseMortgage Lenders Associations website(www.reversemortgage.org).

Loan costs: Reverse mortgages have anumber of upfront fees, including a 2percent lender origination fee for thefirst $200,000 of the homes value and 1percent of the remaining value, with acap of $6,000.

There is also a 0.5 percent initialmortgage insurance premium fee, alongwith an appraisal fee, closing costs, andother miscellaneous expenses. Most feescan be deducted for the loan amount toreduce your out-of-pocket cost atclosing.

In addition, youll also have to pay anannual mortgage insurance premium of1.25 percent of the loan amount.

Payment options: You can receivethe money in a lump sum, a line ofcredit, regular monthly checks, or acombination of these.

But in most cases, you cannotwithdraw more than 60 percent of theloan during the first year. If you do,youll pay a 2.5 percent upfrontinsurance premium fee.

Counseling: All borrowers arerequired to get face-to-face or telephonecounseling through a HUD-approvedindependent counseling agency beforetaking out a reverse mortgage. Someagencies are awarded grants that enablethem to offer counseling for free, butmost charge around $125 to $250.

To locate a counseling agency nearyou, visit HUDs Home EquityConversion Mortgages for Seniorswebpage (hud.gov/offices/hsg/sfh/hecm/hecmhome.cfm) or call (800) 569-4287.

Jim Miller is a regular contributor to theNBC Today show and author of The SavvySenior Book. www.savvysenior.org

How Reverse Mortgages Work in 2014

Savvy Senior

Jim Miller


On-Line Publishers, Inc. has an opening for a highly motivated person with aprofessional attitude to sell print and online advertising as well as niche events. The successful candidate should: Enjoy building and maintaining your own long-term business relationships. Be highly motivated, detail oriented, and able to multitask. Have good communication skills. Show a willingness to learn and grow in a fast-paced environment.We offer a competitive compensation plan with a benefits package that includeshealth insurance and a 401(k) plan. If you have sales experience and are interested in joining our growing sales team, please send your resume and compensation history/requirements [email protected].

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Lebanon County

Calendar of EventsSenior Center Activities

Annville Senior Community Center (717) 867-1796200 S. White Oak St., AnnvilleJuly 14, 4 p.m. Mini Golf and Supper Club at Kauffmans ChickenJuly 16, 11:30 a.m. Reflections: A Photography SeriesJuly 30, 10:30 a.m. Hawaiian Luau Party and Ice Cream Social

Maple Street Community Center (717) 273-1048710 Maple St., LebanonJuly 711, 8 a.m. to 2 p.m. Senior Day Camp WeekJuly 9, 8 a.m. to 5 p.m. Bus Trip: American Treasures Tour and SugartownJuly 25, 10 a.m. Pickle Ball, Hotdogs, and Ice Cream

Myerstown Senior Community Center (717) 866-6786Myerstown Baptist Church, 59 Ramona Road, MyerstownJuly 1, noon Fourth of July Celebration and Veterans RecognitionJuly 8, 4 p.m. Dinner and Miniature GolfJuly 28, 4:45 to 11:30 p.m. Bus Trip: Lancaster Barnstormers Game and

Buffet

Northern Lebanon Senior Community Center (717) 865-0944335 N. Lancaster St., Jonestown www.jonestownpa.org/senior.htmlJuly 2, 10 a.m. to noon Farmers Market Check DistributionJuly 8, 10:30 a.m. Show and Talk: Mystery AntiquesJuly 23, 11 a.m. Dinner and Show at the Timbers

Palmyra Senior Community Center (717) 838-8237101 S. Railroad St., PalmyraJuly 14, 10 a.m. Center Picnic and EntertainmentJuly 23, noon Ice Cream SocialJuly 30, 1:45 p.m. Biography of Nelson Mandela

Please contact your local center for scheduled activities.

Give Us the Scoop!Please send us your press releases so we can let our readers know about

free events occurring in Lebanon County!Email preferred to: [email protected]

(717) 285-1350Let help you get the word out!

Whats Happening?

Programs and Support Groups Free and open to the public

Lebanon County Department of Parks and Recreation

All events held at the Park at Governor Dick unless noted.

July 6, 1 to 4 p.m. Music on the Porch: Bluegrass and Country Music JamJuly 20, 2:30 p.m. Butterflies through Binoculars July 25, 6 p.m. Senior Walk-About

July 23, 6 to 7 p.m.Personal Care Family Support GroupLinden Village100 Tuck Court, Lebanon(717) 274-7400

By John Johnston

My name is John Johnston and I am apublic affairs specialist for the SocialSecurity Administration.

Every month I get questions frompeople all over Pennsylvania on allaspects of the Social Security program. Ioffer this column to share some of thosequestions and answers with the readersand to strengthen their understanding ofSocial Security.

To contact Social Security by phone,call (800) 772-1213 or visit our website(www.socialsecurity.gov).

Question: What is a Social Securitycredit?

Answer: During your working years,

earnings covered by Social Security areposted to your record. You earn SocialSecurity credits based on those earnings.

The amount of earnings needed forone credit rises as average earnings levelsrise. In 2014, you receive one credit foreach $1,200 of earnings.

You can earn up to a maximum offour credits a year. Most people will need40 credits (or 10 years of work) to beeligible for retirement benefits.

Learn more by reading the onlinepublication How You Earn Credits atwww.socialsecurity.gov/pubs.

Question: Ive heard you can applyonline for retirement benefits. But isntit easier just to go into an office?

Answer: Retiring online is the easierway to go. Theres no need to fight trafficto travel to a local Social Security officeand wait for an appointment with aSocial Security representative.

You can apply in as little as 15minutes. Just visit www.socialsecurity.gov.Once you submit your electronicapplication, youre done. In most casesthere are no forms to sign or documentsto mail.

Question: I pay my monthlypremium directly to my Medicareprescription drug plan provider. Whycant I also pay my income-relatedmonthly adjustment amount directlyto my Medicare prescription drug planprovider?

Answer: By law, we must deduct yourincome-related monthly adjustmentamount from your Social Securitypayments.

If the amount you owe is more thanthe amount of your payment, or youdont get monthly payments, you will geta separate bill from another federalagency, such as the Centers for Medicare& Medicaid Services or the RailroadRetirement Board.

Read our publication, MedicarePremiums: Rules for Higher-IncomeBeneficiaries, for an idea of what you canexpect to pay. Youll find it atwww.socialsecurity.gov/pubs.

Q&As for July

Social Security News

please see Q&AS page 10

The U.S. Department of Laborrecently announced a one-timedemonstration grant award of$3,224,509 to 14 community serviceorganizations to improve services tolow-income older workers through theSenior Community ServiceEmployment Program.

Older workers are essential to the

fabric of our nation, but it can bedifficult for many of these Americansto access good jobs, said Portia Wu,assistant secretary of labor foremployment and training.

The federal grants wereannouncing will help theseindividuals overcome challenges in re-

entering the workforce andattaining economic stability.

The grantees awarded willdevelop programs focused on thefollowing three priorities: improvingunsubsidized job placementsthrough increased employerengagement, enhancing services toSCSEP participants throughdevelopment or improvement ofpartnerships, and expandingtraining options for SCSEPparticipants.

Grant recipients included AARPInc., Experience Works, GoodwillIndustries, National Able Network,and the National Caucus andCenter on Black Aged, amongothers.

The SCSEP (http://www.doleta.gov/seniors) provides part-time,community service-based jobtraining for low-income,unemployed individuals 55 andolder.

SCSEP participants gain workexperience in a variety ofcommunity service activities atnonprofit and public facilities,including schools, hospitals, daycarecenters, and senior centers.

Participants also have access toemployment assistance throughAmerican Job Centers(http://jobcenter.usa.gov).


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October 4, 20149 a.m. 3 p.m.

Lebanon Expo Center80 Rocherty Road

Lebanon

There is no bu$ine$$ ... like your bu$ine$$!Please join us as a sponsor or exhibitor for the

second annual womens expo this fall. Women of all ageshave enjoyed these annual events, finding helpful information

for all the hats they wear in their everyday lives, including:

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FREE advance guest registration online.($5 at the door.)

Talk to usabout sponsorand exhibitoropportunities.

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REGISTRATIONUNTIL JUNE 30, 2014!

Labor Dept. Awards $3.2Min Grants to Improve

Services for Older Workers


Celebrating LL ii ff ee

Provider and leader of qualityhealthcare in Central PA for more than147 years. 50 renovated Personal Care Suites. Applications being accepted for a

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A Continuing Care Retirement Community. A Community Outreach of Homeland Center.

By Lori M. Myers

Hospice has become a way to die withdignity and receive appropriate care inthe last phase of life. It has become partof the care continuum for patients, andmedical interns and residents are beingmade aware of this option and thenecessary empathy needed toward notonly the patient, but also the family.

Hospice is not a place. It is a specialkind of healthcare focused on keeping thepatient comfortable once the patient andphysician have decided that theunderlying disease, despite all efforts, canno longer be treated or cured. It helps thepatient, their families, and othercaregivers during a most stressful time; itis care that could take place in a varietyof settings and is focused on the beliefthat quality of life is as important aslength of life.

But its more than reassuring familymembers or providing emotional andspiritual support. Hospice staff members

also help manage pain and symptomsand can make those last months, weeks,or days more comfortable. The patient isrelieved of discomfort, yet still alertenough to enjoy the people aroundthem.

According to the American CancerSociety, all hospices must provide certainservices, but they have differentapproaches and types of support offered.Along with pain and symptom control,the hospice can arrange for inpatient careand will stay involved in your care andyour family.

Spiritual care can be arranged to meetthe patients specific needs and/orrequests. It might include helping youlook at what death means to you, helpingyou say goodbye, or helping with acertain religious ceremony or ritual.

A hospice nurse or social worker alsosets up regularly scheduled familyconferences to keep family membersinformed about your condition and whatto expect. These conferences give

everyone the opportunity to sharefeelings, find support, and realize stressrelief.

Hospice is a seven-days-a-week, 24-hours-a-day service that may also includeother community professionals such asthe pharmacist, clergy, and doctors. Thisteam can be contacted at any time someone is always on call to help oranswer any questions, assuring you andyour family that you are not alone duringthis time.

If a doctor has certified the prognosisas not longer than six months, anindividual is eligible for hospice. Thisapplies to anyone of any age, with anytype of illness, including Alzheimersdisease. It generally costs less thaninpatient care in a hospital, nursinghome, or other facility because withhome hospice, you pay only for thespecific care that you need. In addition,volunteers may be able to provide manyservices at little or no cost.

Medicare, Medicaid, and most private

insurance plans cover hospice services.Medicare regulations require that yourhospice care be provided at home, withonly short stays in an inpatient facility.

In order to qualify for the Medicarehospice benefit, your physician must re-certify you at the beginning of eachbenefit period, and you must sign anelective statement indicating that youunderstand the nature of your illness orcondition and of hospice care.

By signing the statement, yousurrender your right to other Medicarebenefits related to your illness. If you areunable to sign the document, a familymember may sign the election statementfor you.

While patients usually pay out ofpocket for any services not covered byinsurance, hospice services are generallyprovided without charge if you havelimited or nonexistent financial resources.

Dont think of hospice as simplydying. Think of it as dying with dignity,grace, and support.

Help Through Hospice

Venus is more than a celestialbody. Venus is one of the mostpopular Classical figures in thehistory of art. The goddess of love andgardens, Venus gets a lot of press thistime of year.

In Renaissance art, Venus imageadorned the headboards of the bedsbelonging to the famous Medici familyof Florence. By the Victorian period,sculptures of the classical beauty were allthe rage.

At more than 150 antiques appraisalevents all over the world every year, I tellpeople what theyve got and what it isreally worth. Venus was ushered into arecent appraisal event by two other lovelyladiesthe sculptures owners.

At the Evansville Home Show, Iappraised a Belleek sculpture of aCrouching Venus for 13-year-old Jess andher mom, Holly. Jess keeps the sculpturein her closet so her pets dont get at it,

and her momsays that it is agood place tokeep thesculpture safe.They were rightsince the piece,dating from thelate 1800s,didnt have ascratch on it. Itwas in finecondition.

The blackmark on theunderside of thesculpture wasused by Belleekstarting in 1891, and it indicated the ageand origin of the piece. In 1891, theMcKinley Act became law in America,stating that any goods imported into theUnited States had to specify their

country oforigin. So,Belleekcomplied with anew black markthat included aribbon bannerand the wordsCo FermanaghIreland.

As Dadlooked on, Jessand her momwere shocked tolearn that hersculpture wasworth $10,000to $15,000 on

the retail market. Some similar pieces infair condition have sold at wholesaleauctions for $5,000.

Some of the other notable antiquesand collectibles that I appraised recentlyduring my Antiques Appraisal ComedyTour included:

Pittsburgh, Pa. A $50,000 baseballsigned by Honus Wagner from the early1900s when the Pittsburgh Pirates werethe baseball team to beat

Evansville, Ind. An Art Deco diamondbrooch that belonged to 12-year-oldMadison (she had just received it fromher grandmother) worth $1,500

Deal, N.J. A model ship that had beenexhibited at the Exposition Universalle inParis in 1900, complete with documentsfrom the famous Worlds Fair, worth$3,000

Charlotte, N.C. A European miniaturepainting worth $8,000

Rochester, N.Y. A Dutch still lifepainting worth $100,000

Akron, Ohio A World War II Nazidagger worth $800

Indianapolis, Ind. A souvenir coinfrom the Worlds Columbian Expositionof 1893 (a.k.a., Chicago Worlds Fair)worth $250

Suffice it to say, my shows are ahistorical circus of sorts starring me, theaudience members, and the storiesgleaned from their antiques. At myevents, held worldwide, we laugh, welearn, and we make some new friendsboth human and manmade.

Celebrity Ph.D. antiques appraiser, author,and award-winning TV personality, Dr. Lorihosts antiques appraisal events worldwide. Dr.Lori is the star appraiser on Discoverychannels hit TV show Auction Kings. Visitwww.DrLoriV.com/Events, www.Facebook.com/DoctorLori, or call (888) 431-1010.

Dr. Lori Discovers Venus

Art and Antiques by Dr. Lori

Lori Verderame

Photo courtesy of staff of www.DrLoriV.com

Dr. Lori with Holly, left, and Jess, right, holdingher Belleek Venus sculpture at

Dr. Loris Antiques Appraisal Comedy Tour.


For more than 18 years, 50plus LIVING hasbeen the guide to living and care options.

Will they find your services there?

Call about Early Bird Savings!Must reserve by Aug. 29, 2014

Your guide to choosing the right livingand care options for you or a loved one:

Active adult and residential living

Independent and retirement livingcommunities

Assisted living residences and personalcare homes

Nursing and healthcare services

Home care, companions, and hospicecare providers

Ancillary services

To include your community or service in the 2015 editionor for a free copy of the 2014 edition, call your representative or

(717) 285-1350 or email [email protected]

Online &In Print.

onlinepub.com

Question: What is the earliest agethat I can receive Social Securitydisability benefits?

Answer: There is no minimum ageas long as you meet the Social Securitydefinition of disabled and you havesufficient work to qualify for benefits.

To qualify for disability benefits, youmust have worked under SocialSecurity long enough to earn therequired number of work credits, andsome of the work must be recent.

You can earn up to a maximum offour work credits each year. Theamount of earnings required for acredit increases each year as generalwage levels go up, and currently, the

amount is $1,200. The number of work credits you need

for disability benefits depends on the ageyou become disabled. For example, ifyou are under age 24, you may qualifywith as few as six credits of coverage.

But people disabled at age 31 or oldergenerally need between 20 and 40 creditsto qualify, and some of the work musthave been recent.

For example, you may need to haveworked five out of the past 10 years.Learn more at www.socialsecurity.gov/disability.

John Johnston is a Social Security publicaffairs specialist.

Q&As from page 7


Games Promote Healthy Lifestyle and Sense of CommunityBy Rebecca Mills

As the weather started heating up, so did thecompetition at the 29th annual Lebanon CountySenior Games.

Anyone aged 50 or older was invited to attend,and after a long winter, the games were a much-needed piece of summer. They were held May 28to June 4 all across Lebanon County in a six-daycompetition of local senior athletes.

There were many different kinds of games tochoose from this year, including outdoor sports,indoor sports, swimming, and even strategy gameslike billiards and pinochle.

According to Brian Wolfe, director of LebanonYMCA at the VA, there were three sports that drewin more people than the rest.

Our most popular games this year werebowling, held at Cedar Lanes; mini-golf, held atthe Homestead at Coleman Park; and surprisinglythis year, pickle ball, said Wolfe.

With 18 different activities offered, attendeeswere encouraged to participate in as many activitiesas they wished.

Players were divided up according to their agegroup and gender, and after the games werefinished, awards were given out for first, second,and third places.

The photo at top right shows the winners forthe womens bocce ball tournament: ShirleyLarson, bronze; June Edwards, silver; and MarySwirsky, gold.

Several different locations in Lebanon Countyhosted events, including: the main YMCA,Lebanon VA YMCA, Lions Lake, Cedar Lanes,Blue Mountain View Golf Course, Coleman Park,the senior center building, and the Lebanon VApicnic grove.

The abundance of participating locationsdemonstrated to seniors just how many places intheir area are eager to help them create a healthylifestyle.

The games 85 athletes were a part of theLebanon YMCAs efforts to help foster a sense ofcommunity among seniors in the area.

Our goal every year for the Senior Games is toprovide a friendly atmosphere for seniors tocompete in competitive and non-competitivegames that are challenging and fun, Wolfe said.

Although the games are now over, there are stillplenty of activities for seniors to enjoy this summerand the rest of the year.

Our biggest draw at the YMCA is the VApool, Wolfe said. It is a warm therapy pool andthe locals love it.

Warm-water therapeutic pools are low impactand have been known to ease pain, reduce swelling,and improve circulation.

For more information on the 2014 LebanonCounty Senior Games or what the local YMCA hasto offer, please visit www.lebanonymca.org orwww.facebook.com/lebanonymca or call (717) 273-2691.

Winner of $50 Giant Food Stores Gift Card:Sharon Gettel

Congratulations!

Who Has the Best Bites inCentral PA?

50plus Senior News readers have spoken!Here are the Lebanon County dining favorites for 2014!

Breakfast:Country Fare Restaurant

Lunch:Country Cupboard

Dinner:Heiseys Diner

Ethnic Cuisine:Chens House

Celebrating:Tonys Mining Company Restaurant

Bakery:Giant Food Stores

Coffeehouse:Timeless Caf

Fast Food:Wendys

Seafood:Red Lobster

Steak:Texas Roadhouse

Outdoor Dining:Mt. Gretna Hideaway

Romantic Setting:Trattoria Fratelli

Smorgasbord/Buffet:Golden Corral

Caterer:Elaines Catering

VolunteerSpotlight!VolunteerSpotlight!

Time is aPriceless Gift

Submissions should be 200 words or fewer andphotos are encouraged. Email preferred [email protected] or mail nominations to50plus Senior News, Volunteer Spotlight,3912 Abel Drive, Columbia, PA 17512.

Do you know a 50+ volunteer who gives selflessly toothers? Tell us what makes him or her so special

and we will consider them for 50plus Senior News

Submissions should be 200 words or fewer andphotos are encouraged. Email preferred [email protected] or mail nominations to50plus Senior News, Volunteer Spotlight,3912 Abel Drive, Columbia, PA 17512.

As the new millennium approached,it became more important to me tocreate a more balanced lifeone where Icould experience joy and pleasure whilestill serving others.

More than a decade ago, Swearingenresigned her job as an assistant directorof special education in a public schooldistrict, sold her house, and started fromscratch working as a landscape gardenerat a local retirement community.

After completing coursework andinterning under the direction of ahorticultural therapist, Swearingenearned a certificate in horticulturaltherapy from Temple University,effectively combining her background inhuman services with her love of plantsand flowers.

The therapeutic benefits of gardensand gardening have been documentedfor centuries, but it was Dr. BenjaminRush, the father of Americanpsychiatry and a signer of theDeclaration of Independence, who firstrecorded the positive effects the therapyhad on patients with mental illness in the1800s.

In the mid-20th century, horticulturaltherapy was used to aid the rehabilitationof hospitalized war veterans, expanding

the practice beyond the confines ofmental-illness treatment.

Seniors often find themselves facingloss of all types, Swearingen said. Theymay often findthat they areoffered feweropportunities tocontribute tothe happeningswithin theirfamily, theirchurches, ortheircommunities.

Swearingencited theexample of apastors wifenamed Janewho hadcreated theflowerarrangementsfor her church for 40 years. After herhusband died, she moved to a skillednursing care community and her healthdeteriorated.

She also became withdrawn andclinically depressed, refusing to leave herroom for months until she gradually

began participating in flower-arrangingprograms.

Eventually, she proudly found herdesigns on display in the main lobby. She

becamerecognized bythe entirecommunity forher beautifulcreations,Swearingenrecalled. Sheimprovedemotionallyand physicallyto the pointthat she wasable to leave theskilled carecommunity andmove in withher family.

Swearingenalso recounted

her experience with three men whoregularly grew and harvested vegetablesfor the local food bank, raising manypounds of food for their communitydespite having ailments such ascongestive heart failure, dementia, andlimited mobility, she said.

They grew all of their vegetables inraised garden beds, harvesting from thecomfort and stability of their chairs.

Raised garden beds are the specialtyand passion of Joe Manotti, certifiedsquare-foot gardening instructor for YourGarden Solution. These gardens consistof soil enclosed by a square frame,usually made of wood, which is raisedabove the surrounding soil.

Raised garden beds are available intwo types: a ground garden is raisedabout 8 inches off the ground, and agarden table stands on legs 3 feet high, aperfect height for those unable to bendover to garden.

Manotti was inspired to offer raisedgarden beds after his aging father, alifelong gardener, had not gardened in 15years due health issues and limitedmobility.

Two years ago, we built him a gardentable, and this has enabled him to dowhat he had done almost all of his life,and that was to grow his ownvegetables, Manotti said. We thought,if he needed this, so did a lot of otherpeople.

Your Garden Solutions garden tablesare created by local Amish craftsmen outof Douglas fir, sassafras, and cedarwoods. Manotti recommends atechnique called square-foot gardening,where the 4-foot by 4-foot garden bed is

filled with 6 inches of soil andsubdivided into 16 square-foot sections.

Each square foot grows differentvegetables or flowers, enabling a gardenerto grow a lot of plants in a small space. Asquare-foot garden bed typically yieldsmany more vegetables than traditionalrow gardening and with fewer weeds.

The average person quits gardeningafter 2.5 years. Why? Because of themaintenance involved, such as weeding,Manotti said. Raised beds eliminatemuch of the maintenance since the soil[we offer] is formulated to provide plantswith the optimal growing environment.

Manotti said that garden tables cangrow most vegetables, with the exceptionof some deep-rooted plants like potatoesor garlic, which need more than 6 inchesof soil.

Raised garden bedsboth groundgardens and garden tableshave becomeimportant elements of horticulturaltherapy, enabling horticultural therapiststo bring the practice to patients withphysical limitations.

Seniors and those with limitedmobility love the garden tables! It enablesthem to enjoy gardening again, Manottisaid.

Manotti shared the story of a CentralPennsylvania woman with severe arthritisin one knee that prohibited her fromkneeling to tend to a vegetable garden.

As a result, she had not had a gardenfor many years and missed it greatlyuntil her son told her about square-footgardening and purchased her a gardentable, which quickly yielded so manyvegetables she was able to share themwith others.

Swearingen noted that horticulturetherapy is often used as a complement totraditional therapeutic treatments.Therapists, she said, are trained tosupport participants who have physicallimitations through the use of adaptivetools and proper body mechanics.

Horticultural therapy is unique inthat it involves tangible outcomes thatare valued by the participant and thecommunity. The activities provideopportunities for decision making,creative expression, and contribution toothers, she said.

Avid gardeners as well as those whohave never tended a garden in their livescan benefit from horticulture both inand out of a therapeutic setting.

Plants are not influenced by povertyor wealth, by age or ability, saidSwearingen. Nurture them, and theywill grow. The same is true for usif wenurture ourselves, we will grow. It isnever too late.

GREEN-THUMB from page 1

Seniors gardening in raised garden beds.


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When NASA honored JuneLockhart last October, itwould have been quite fittingto borrow the above lyrics from apopular Simon and Garfunkel song tosalute the 89-year-old actress.

Best remembered by sci-fi fans for herrole of TV space mom MaureenRobinson in the 60s series Lost in Space,Lockhart told me recently that theNASA recognition was a highlight of herlong career, which includes a TonyAward, an Emmy nomination, and acouple of stars on the Hollywood Walkof Fame.

I was presented with the ExceptionalPublic Achievement Medal for my workwith the space agency, she explained.Ive been to two space shuttle launchesand worked with NASA since the 1970s,addressing their employees and travelingon NASAs behalf to promote the agency.

So Im absolutely thrilled by thisrecognition, she said. No other actresshas received this honor.

One of her memorable experiencesoccurred during a space shuttle missionin 1992.

I called NASA one day and spokewith astronaut Ken Reightler and toldhim I had a good wake-up song for themto use, recalled Lockhart.

She was referring to The World isWaiting for the Sunrise, a catchy 50shit by Les Paul and Mary Ford. The songheld special significance because thelyrics were written by her father, belovedcharacter actor Gene Lockhart.

So I went to mission control inHouston, and at around 2 a.m. they

played the song for the crew of theColumbia mission, she explained.Then a voice from space came over thespeaker: Some of us up here want toknow what Lassies mother is doing inmission control at 2 oclock in themorning!

Lassie, one of TVs longest-runningshows (1954-1973), was Lockharts otherbig hit in which she dispensed maternalwisdom, this time for six seasons as afarm mom. Later, she morphed frommatriarch to medic as Dr. Janet Craig forthree seasons on Petticoat Junction.

Petticoat Junction was a delight to do

with wonderful scripts, said Lockhart.It was great playing comedy after Lost inSpace, which was more dramatic, andLassie, which didnt have many laughs.

On the big screen, 12-year-oldLockhart made her debut in the 1938holiday classic A Christmas Carol,alongside both her parents, Gene andKathleen Lockhart, who played theCratchits.

While she went on to costar withgreats such as Gary Cooper in SergeantYork and Judy Garland in Meet Me in St.Louis, A Christmas Carol is special since itwas the only time she appeared with herparents in a motion picture.

But it was memorable for otherreasons, too.

My daughter, Junie, andgranddaughter, Christianna, have neverlet me forget that the first words I everspoke in movies were: I know, I knowsausages! said Lockhart, referring to heron-screen guess for the contents of a foodpackage Mr. Cratchit brings home. Weall shriek with laugher when we watch itnow.

In addition to being an advocate forNASA and many other causes, Lockhartcontinues to work and co-starred in thecomedy spoof Zombie Hamlet, which hadits world premiere at the 2012 PalmBeach International Film Festival and wasreleased on DVD in December 2013.

In 2013, she appeared in theinteractive movie series Tex Murphy, agaming platform that combinesanimation with full-motion video of realactors.

That was a new experience, and Ireally enjoyed it. And in December, I alsocelebrated my 80th year as a paidperformer in the business! I made mydebut at the age of 8 in Peter Ibbetson atthe Metropolitan Opera House.

While actors are used to receivingaccolades for career milestones, Lockhartadmits to still being quite overwhelmedby the NASA recognition and is, she says,over the moon about it!

Congratulations, Mrs. Robinson!

Thomas features and columns have appearedin more than 300 magazines and newspapers,and he is the author of Raised by the Stars,published by McFarland. He can be reachedat his blog: http://getnickt.blogspot.com

Heres to You, Mrs. Robinson

Tinseltown Talks

Nick Thomas

Publicity photo of Guy Williams andJune Lockhart promoting their roles on

the television series Lost in Space.

National Symphony Orchestra ConductorEmil de Cou, right, listens to Lockhartintroduce a set of space-themed musicduring the Salute to Apollo ceremony atthe Kennedy Center for the Performing Arts.

The1960 cast of Lassie. Pictured areJune Lockhart, Hugh Reilly, Jon Provost,

and Lassie.


Did This Player Deserveto Be Tossed

from the Casino?

Deal Me InBy Mark Pilarski

Dear Mark: I was asked to leave acasino by security for, if you canbelieve this, playing someone elsesleftover $12 worth of credits that theyhad left on a slot machine and didntcash out.

Although not banned for life, I wasrudely told it was against the law, madeto return the $12, and told not to comeback for 30 days.

You have got to be kidding me!Whatever happened to finderskeepers, losers weepers? Matt N.

For starters, Matt,the casino made yougive back the moneysimply because itdidnt belong to you.

Finders keepers,losers weepers is nota defense for takingcredits discovered ona slot machine. Youare basing yournewly found booty on the premise thatwhen something is abandoned, whoeverfinds it can claim it.

Unfortunately, within the casino walls,this raises ethical and legal challenges.

On the casino floor, credits left onmachines do not belong to the personwho finds them, but it doesnt necessarilymean that they belong to the casinoeither. Casinos, as well as some gamingjurisdictions, have specific policies onhow to handle abandoned credits.

The childrens rhyme, finderskeepers, losers weepers may apply inchildrens games but doesnt pass musterin gambling establishments.

Like a pair of sunglasses left at ablackjack game, in the joints where Iworked, we regarded credits left on a slotmachine specifically as lost propertyand did our best to find their rightfulowner. Today, especially if one uses his orher Players card, it is relatively easy totrack the previous player.

Nevertheless, a tip to you and otherslot-playing patrons: before you walkaway from any slot machine, dont forgetto press the cash-out button.

As for you being 86d from the casino,well, that might have been a bit over thetop. I have never heard of any leftover-

credits-playing player being given theheave-ho.

That said, that doesnt mean there arenot swindlers who make a livingscavenging the millions lost each year bygamblers who forget their stored credits(winnings).

The pretender who purposively circlesthe casino floor looking for orphancredits on a slot machine, or even changeon the floor for that matter, can warrantthe dreaded permanent 86 for making afull-time occupation of cruising thecasino eyeing easy pickings.

I will buy,however, that youwerent a creditconniver looking foran easy score.

So, playing slotmanager for just amoment, my casino-management stylewould not have evenwarranted a wristslap. I was one to

operate more in the spirit of the law, notthe letter of, although, I mustacknowledge that every gamingsupervisor will handle your scenario theirown way.

All I would have told you was that thenext time you find credits remaining onthe machine, you should inform someslot-floor personnel, and then I wouldhave gone on my merry way. Had wefound the previous player, I just wouldhave credited him or her $12.

Now lets look at the positive here,Matt, of which there is one. For the next30 days, you wont be playing on amachine that has a house edge of up to20 percent.

Gambling Wisdom of the Week: Ihave seen a pregnant woman stand at a21 game, oblivious to labor pains, untilwe thought we were going to becomemidwives, and leave only when wesummoned an ambulance. Harold S.Smith Sr., I Want to Quit Winners (1961)

Mark Pilarski is a recognized authority oncasino gambling, having survived 18 years inthe casino trenches. Pilarski is the creator ofthe bestselling, award-winning audio bookseries on casino gambling, Hooked onWinning. www.markpilarski.com

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lebanon county 50plus senior news july 2014

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