leverage.ph deck
TRANSCRIPT
Leverage.ph“Bridging you to financial Success”
ˈlev(ə)rij,ˈlēv(ə)rij/noun
1. FINANCE2. the ratio of a company's loan capital (debt) to the value of its common stock
(equity).verb1. 1.
2. use borrowed capital for (an investment), expecting the profits made to be greater than the interest payable.
3. "a leveraged takeover bid"4. 2.
5. use (something) to maximum advantage.6. "the organization needs to leverage its key resources"
lev - er - age
SMEs (borrowers) in the Philippines cannot obtain a loan unless they can present a 3-year history of profits and a mountain of paperwork.
Loans take 45-60 days to approve plus 1-2 weeks to disburse the said funds.
The result: SMEs have very few to no options in financing their business.
Investors have no or limited network in funding or lending to SMEs.
The Problem
At Leverage we offer loans to the start-ups and SME market by understanding their financial needs and by connecting them to right investors and lenders.
Since we are processing loans online we can now disburse faster and more efficiently compared to the traditional banks and other financial institutions.
The Solution
Our aim is to address the market inefficiencies for both lenders and creditors in the Philippines
Leverage.ph
Our goal is to secure the highest ROI to our creditors whilst offering SMEs and start-ups, who have no access to traditional credit, a means of funding cheaper than the current market average
Business Model
Borrowers
As a borrower you have accesses to hundreds of lenders and VCs that can fund your business
Creditors
As an investor you have access to hundreds of SMEs looking for partners and funds to grow their business
We will monetize the website and app by
Interest on business loans
Late fees and Collection fees
Processing Fee for Loans and Credits
Admin Fee for transactions made via Leverage.ph
Premium Membership for creditors and borrowers
Sponsored Listings for borrowers
Selling of Data credit to corporations and credit bureaus
300+ %Leverage.ph had a tremendous growth over
the last 12 months and still counting
Market Size
The initial strategy is offer Leverage.ph database B2B and thus acquire a reliable sustainable clientele, and following target the C2B market.
LeverageFinancing
portal
Start Ups
Traditionsl Businss
Cash Management
SMEsBills And Payments
Remittances
B2B
Personal Loans &Salary Loans
Increasing Numbers of SMEs in the Philippines
Industry Players and Competitive Advantage
Informal Lenders
Banks Leverage.ph DoctorCash.phLoanSolutions.
ph
Comission on Agents Yes Yes No No No
Approval times 1 day 45 days 1 day 1 day 1 day
Processing Fees No Yes Yes Yes Yes
Cash management No Yes Yes No No
Security No No Yes N/A N/A
Membership Invite Invite Free and online No No
Hidden Fees Yes Yes No Yes Yes
Industry Players and Competitive Advantage
Leverage.ph DoctorCash Fuselending Asia Link Esquire
Online Account
Appointment Setting
Cash Management
Risk Management
Processing Time 1 Day 3 days 2 Days 7 days 7 days
Fund ManagementSpecialized in
Loan DisbursementCash Management
Industry players and Competitive Advantage
2017
Raise seed capital
Close round
Relaunch and new site
Q3
Q4
Q1
Q2
Q3
Q4
Q1
Q2
2016
Grow team
Raise Series A capital
Close round
Cont. Site development(Calendar)
New product offering: TIckets
Close first deals with festivals
Scale locally:Cebu, C.D.O and Davao
First international
expansion
2018
Cont. Site development(Ticketing)
Raise awareness
Monetize on artist booking
PHASE 1Awareness & traction
PHASE 2Monetization & expansion
First Milestones
4Full time
employees
Francis A. DelojanManaging Director
Financier, Entrepreneur, InvestorPassion for SMEs
Duds PenefloridaOperations and HR Manager
[ INSERT SHORT DESCRIPTION ]
John San PedroIT Director
Technologist and mentor. Background in Fortune 500. and
Academia. Passion for ideas
5Part time
employees
Meet the Team
Increase staff
Build up of operations: Finance Manager; Secretary & Bookkeeper
Build up of front office: Collection Officer
Content Marketing / Digital Marketing Head
Allocation of Funds
Expansion of Loans
Capital Injection for Business Loans
20% Reserve Requirements by BSP
CONFIDENTIAL for investor use only
Questions | Comments
Francis Angelo DolojanManaging Director