lic nomura mf factsheet december 2012 · january will see third quarter results by india inc. the...

MUTUAL INTERESTJanuary, 2013 Investment Managers: LIC Nomura Mutual Fund Asset Management Company Ltd.

lWorld-c lass asset management Access to g loba l research Enhanced of fer ings of serv ices & products l

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

When knowledge andpractice come together

Performance

Presenting

2 MUTUAL INTEREST January, 2013

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

Open-ended Debt scheme providing liquidity and attractive returns.

Growth, Dividend - Reinvestment and Dividend payout option.

T + 1 Redemption facility.

Daily, Weekly, Monthly Dividend.

LIC Nomura MF Income Plus Fundupgraded by ICRA

An open-ended Debt Scheme

A1+mfs

Applicable Criteria is available on ICRA’s website at www.icra.in. All ICRA Credit Ratings are subject to certain Limitations and Disclaimers. Please read these

Limitations and Disclaimers. For Complete rating scale and definitions please refer to ICRA Website or other ICRA rating publications.

MARKET REVIEW

3

Shri V. ChandrasekaranCIO - Debt

DEBT MARKET REVIEW

The month saw muted performance from the benchmark

indices but for CY12 Indian markets outperformed most of

other global peers. In December, Nifty and Sensex were up

0.4% each after seeing a run up of 5% in November. While

Indian macro data points in terms of growth and inflation both

saw a notable improvement in December, the RBI continued

to keep rates unchanged - a trend that should change in 2013.

Winter session of Parliament and the progress on the reforms

front was also fruitful but the US Fiscal Cliff still acting as an

overhang globally.

Among the sectors metal was the biggest outperformer in

December with the successful $1.1bn government

divestment of NMDC renewing interest in the sector. Autos

outperformed, led by Tata Motors, which was buoyed by JLR

reporting strong monthly sales numbers. BSE metal index

rose 7% followed by BSE auto & realty index up 6%, and

Bankex each up over 3%.

Capital flows:

The FIIs were net buyers during December to the tune of Rs 25087.80 crore. FII have invested to the tune of INR

74314.30 crore in equity market while selling stocks worth Rs 49226.30 crore. (Source: SEBI)

Outlook:

January will see third quarter results by India Inc. The market is expecting early signs of economic revival

reflected in the numbers. Result season starts from IT giant Infosys, which will declare results on January 11.

Industrial production (IIP) data, due in the first week of January, will also impact market sentiment. With the

economic growth data points remaining subdued, the market is expecting a rate cut in January-March quarter.

Another key event would be the next Union Budget, wherein tackling the rising fiscal deficit while addressing

political demands of populism need to be balanced. There is also an expectation that diesel prices will be raised.

The market will watch carefully on the government's seriousness in reducing subsidies in order to tackle the

fiscal deficit.

Shri Nobutaka KitajimaCIO - Equity

EQUITY MARKET REVIEWAbsolute

Index Price as on 31/12/2012 1MonthAbsolute Return

3MonthsAbsolute Return

6MonthsAbsolute Return

CNX Nifty Junior 12340.05

4.66

11.75 22.18

S&P CNX Nifty 5905.10

0.43

3.54 11.86

BSE SENSEX 19426.71

0.45

3.54 11.46

BSE SMALLCAP 7379.94

1.43

5.16 12.78

BSE MIDCAP 7112.89

3.06

7.65 15.59

BSE-100 5975.74 1.13 4.81 13.19

BSE-200 2424.38 1.45 5.06 13.39

BSE-500 7581.57 1.46 5.20 13.45

Index Price as on 31/12/2012

1 Month Absolute Return

3 Months Absolute Returns

6 Months Absolute Returns

BSE AUTO 11426.21 5.66 9.73 20.81

BSE BANKEX 14344.99 2.82 9.18 20.46

BSE Capital Goods

10868.11

-1.91

-0.82 8.41

BSE Consumer Durables

7719.10

-3.89

11.23 24.32

BSE FMCG 5916.22

-2.02

7.42 18.51

BSE Health Care 8132.35 2.34 8.02 18.14

BSE IT 5684.08

-3.47

-4.03 -1.41

BSE METAL 11070.63

6.91

5.15 2.64

BSE OIL & GAS 8518.58

3.23

-1.65 5.48

BSE Power 1990.91 0.53 -2.83 0.17

BSE PSU 7334.71 2.19 -1.09 1.05

BSE Realty 2110.80 5.63 14.28 26.56

BSE SENSEX 19426.71 0.45 3.54 11.46

The year 2012 culminated with the markets looking up to a slew of positive news flows. In the first days of the

new year a deal reached in the US on deferring the spending cuts and tax increases i.e. avoiding Fiscal Cliff for

now generated a lot of relief driven bullishness.

The Indian government's continued communications on containing the fiscal deficit at targeted 5.3% of GDP and

better than expected trend in inflation is a big positive. The WPI for the month November'12 came in at 7.24% y-

o-y which was a positive surprise. The IIP for October'12 came in at 8.2%.

Though the talks of increasing fuel prices (reducing subsidy burden) and the consequent higher inflation are

abound, the markets are expected to look at the larger picture of easy monetary policy and increased focus of

economic growth. We expect the bond markets to remain bullish in the coming month.

LIC NOMURA MF LIQUID FUND

* For Dividend History refer to page no. 26

INVESTMENT OBJECTIVE

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type: Debt - Liquid

Launch Date: March 11, 2002

AUM as on 31/12/2012: INR 3740.45 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Liquid Fund Index

Minimum Investment: Rs. 25000/-

Name: Shri Y D Prasanna

For all the plans and options

NAV as on December 31, 2012 Per Unit

Growth Option 20.8486

Dividend Option 10.9800

0.26%

Average Maturity 24 days

Duration 0.06 yrs

4 MUTUAL INTEREST January, 2013

DISCRETE 12 MONTHS RETURNS

ANNUALISED PERFORMANCE

As on 31December 2012


POINT TO POINT RETURNS


Lumpsum investment of 10,000 invested

Period Fund C Fund~LX 1 year T-bill

Last 1 Year ,

Last 2 Years 11,848 11,739 11,505

Last 3 Years 12,485 12,340 11,829

Since Inception 20,849 19,077 17,691

10,930 10,852 10 811

Since Inception(CAGR)

7.03 6.18 5.42%


Jan 01, 2012 To Dec 31, 2012 9.27 8.50 8.01

Jan 01, 2011 To Dec 31, 2011 8.38 8.15 6.40

Jan 01, 2010 To Dec 31, 2010 5.36 5.11 2.80

Period Fund C Fund~LX 1 yr T-bill

Last 7 Days 8.19 7.68

Last 15 Days 8.22 7.67 5.40

Last 30 Days 8.25 7.65 8.36

9.80

ASSET ALLOCATION

PORTFOLIO

Company Industry/Rating % to NavMONEY MARKET INSTRUMENTSCertificate of DepositKOTAK MAHINDRA BANK LTD CRISIL A1+ 4.67%BANK OF MAHARASHTRA CRISIL A1+ 3.99%AXIS BANK LTD CRISIL A1+ 3.33%ORIENTAL BANK OF COMMERCE CRISIL A1+ 3.33%SOUTH INDIAN BANK LTD CARE A1+ 3.33%STATE BANK OF PATIALA ICRA A1+ 3.32%ALLAHABAD BANK ICRA A1+ 2.74%UCO BANK CARE A1+ 2.67%CANARA BANK CRISIL A1+ 2.67%ICICI BANK LTD ICRA A1+ 2.64%BANK OF MAHARASHTRA CARE A1+ 2.01%INDIAN BANK FITCH A1+ 1.99%YES BANK LTD CRISIL A1+ 1.74%CORPORATION BANK CRISIL A1+ 1.60%CENTRAL BANK OF INDIA ICRA A1+ 1.45%YES BANK LTD ICRA A1+ 1.33%IDBI BANK LTD CRISIL A1+ 1.33%SYNDICATE BANK CARE A1+ 1.33%INDIAN OVERSEAS BANK ICRA A1+ 1.33%THE FEDERAL BANK LTD CRISIL A1+ 1.33%STATE BANK OF BIKANER AND JAIPUR CRISIL A1+ 0.67%ING VYSYA BANK LTD CRISIL A1+ 0.67%ANDHRA BANK CARE A1+ 0.67%VIJAYA BANK CARE A1+ 0.67%PUNJAB & SIND BANK ICRA A1+ 0.67%ALLAHABAD BANK CRISIL A1+ 0.66%STATE BANK OF PATIALA CRISIL A1+ 0.58%Certificate of Deposit Total 52.72%Commercial PaperINDIAN OIL CORPORATION LTD ICRA A1+ 7.03%SUNDARAM FINANCE LTD CRISIL A1+ 3.96%INDIAN OIL CORPORATION LTD CRISIL A1+ 2.67%L AND T FINCORP LIMITED CARE A1+ 2.66%RELIANCE CAPITAL LTD CRISIL A1+ 2.66%HOUSING DEVELOPMENT FINANCE CORPORATION LTD ICRA A1+ 2.66%TATA MOTORS FINANCE LTD CRISIL A1+ 2.64%L & T INFRASTRUCTURE FINANCE CO LTD CARE A1+ 2.64%NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CARE A1+ 1.99%L&T FINANCE LTD CARE A1+ 1.99%CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD ICRA A1+ 1.34%ADITYA BIRLA FINANCE LTD ICRA A1+ 1.33%ADITYA BIRLA NUVO LTD ICRA A1+ 1.33%ASHOK LEYLAND LTD ICRA A1+ 1.33%MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD CRISIL A1+ 1.33%TATA CAPITAL FINANCIAL SERVICES LTD ICRA A1+ 1.33%DEWAN HOUSING FINANCE CORPORATION LTD CRISIL A1+ 1.33%SHRIRAM CITY UNION FINANCE LTD CRISIL A1+ 1.32%BLUE STAR LTD CARE A1+ 1.06%KOTAK MAHINDRA PRIME LTD CRISIL A1+ 0.79%GRUH FINANCE LTD CRISIL A1+ 0.66%GODREJ INDUSTRIES LTD ICRA A1+ 0.66%IDFC PRIMARY DEALERSHIP LTD ICRA A1+ 0.66%Commercial Paper Total 45.37%MONEY MARKET INSTRUMENTS Total 98.09%Cash & Other ReceivablesCBLO / REPO 6.54%NET RECEIVALBES/(PAYABLES) -4.64%Cash & Other Receivables 1.91%Grand Total 100.00%

MATURITY PROFILE FOR THE PORTFOLIO RATING PROFILE FOR THE PORTFOLIO

LIC NOMURA MF SAVINGS PLUS FUND



The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 29, 2003

AUM as on 31/12/2012: INR 260.64 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil







Dividend Option - Daily 10.0500

Dividend Option - Weekly 10.0604

Dividend Option - Monthly 10.0584

0.75%


Duration 0.04 yrs

Debt - Short Term

5


As on 31 December 2012





Last 1 Year ,

Last 2 Years 11,716 11,739 11,505

Last 3 Years 12,367 12,340 11,829

Since Inception 17,882 17,967 16,370

10,866 10,852 10 811

Since Inception6.25 6.18 5.27%

(CAGR)


Jan 01, 2012 To Dec 31, 2012 8.66 8.50 8.01

Jan 01, 2011 To Dec 31, 2011 7.82 8.15 6.40

Jan 01, 2010 To Dec 31, 2010 5.55 5.11 2.80

PORTFOLIO

Company Industry/Rating % to Nav

MONEY MARKET INSTRUMENTS

Certificate of Deposit

YES BANK LTD CRISIL A1+ 11.50%

BANK OF MAHARASHTRA CARE A1+ 9.59%

VIJAYA BANK CARE A1+ 9.55%

CENTRAL BANK OF INDIA CRISIL A1+ 9.53%

PUNJAB & SIND BANK ICRA A1+ 9.53%

THE JAMMU & KASHMIR BANK LTD CRISIL A1+ 9.52%

STATE BANK OF PATIALA CRISIL A1+ 7.67%

CORPORATION BANK CRISIL A1+ 5.73%

STATE BANK OF PATIALA ICRA A1+ 5.20%

Certificate of Deposit Total 77.83%

Commercial Paper

INDIAN OIL CORPORATION LTD ICRA A1+ 9.58%

TATA CAPITAL FINANCIAL SERVICES LTD ICRA A1+ 9.55%

Commercial Paper Total 19.12%

MONEY MARKET INSTRUMENTS Total 96.95%

Cash & Other Receivables

CBLO / REPO 4.16%

NET RECEIVALBES/(PAYABLES) -1.11%

Cash & Other Receivables 3.05%

Grand Total 100.00%


ASSET ALLOCATION

LIC NOMURA MF FLOATING RATE FUND



The investment objective of the Scheme is to generate consistent return by investing mainly in a floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk for the investor.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:


AUM as on 31/12/2012: INR 40.04 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil









0.62%


Duration 0.00 yrs

Debt - Floating

PORTFOLIO

6 MUTUAL INTEREST 2013January,







Last 1 Year ,

Last 2 Years 11,669 11,739 11,505

Last 3 Years 12,292 12,340 11,829

Since Inception 18,360 17,241 15,758

10,836 10,852 10 811


(CAGR)

Period Fund 1 year T-bill

Jan 01, 2012 To Dec 31, 2012 8.36 8.50 8.01

Jan 01, 2011 To Dec 31, 2011 7.69 8.15 6.40

Jan 01, 2010 To Dec 31, 2010 5.32 5.11 2.80

C Fund~LX


Mutual Fund Units

LICMF LIQUID FUND-GROWTH 25.19%

Mutual Fund Units Total 25.19%


CBLO / REPO 74.56%

NET RECEIVALBES/(PAYABLES) 0.25%


Grand Total 100.00%

ASSET ALLOCATION


Mutual Fund Units

Cash &Other Receivables

LIC NOMURA MF INCOME PLUS FUND



An open ended debt scheme which seeks to provide reasonable possible current income - consistent with preservation of capital and providing liquidity - from investing in a diversified portfolio of short-term money market and debt securities.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: May 28, 2007

AUM as on 31/12/2012: INR 183.42 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil










0.59%


Duration 0.06 yrs

Debt

7







Last 1 Year

Last 2 Years 11,770 11,739 11505

Last 3 Years 12,414 12,340 11829

Since Inception 15,162 19,077 13683

10,873 10,852 10811


(CAGR)

Period Fund 1 year T-bill

Jan 01, 2012 To Dec 31, 2012 8.73 8.50 8.01

Jan 01, 2011 To Dec 31, 2011 8.25 8.15 6.40

Jan 01, 2010 To Dec 31, 2010 5.45 5.11 2.80

C Fund~LX

PORTFOLIO




STATE BANK OF PATIALA CRISIL A1+ 15.13%

CORPORATION BANK CRISIL A1+ 13.58%

PUNJAB & SIND BANK ICRA A1+ 13.55%

ALLAHABAD BANK ICRA A1+ 10.86%

SYNDICATE BANK CARE A1+ 8.12%

YES BANK LTD ICRA A1+ 8.11%

SOUTH INDIAN BANK LTD CARE A1+ 5.39%

YES BANK LTD CRISIL A1+ 2.72%

CANARA BANK CRISIL A1+ 2.67%


Commercial Paper

RURAL ELECTRIFICATION CORPORATION LTD CRISIL A1+ 0.81%




CBLO / REPO 19.39%



Grand Total 100.00%

ASSET ALLOCATION


CARE A1+, CRISIL A1+,ICRA A1+


83.87%

LIC NOMURA MF BOND FUND



LIC Nomura MF Bond Fund an open-ended Debt Scheme, will endeavor to generate an attractive return for its investors by investing in a portfolio of quality debt securities and money market instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:


AUM as on 31/12/2012: INR 144.81 Cr

Load Structure:

Entry Load: Nil

Exit Load: 0.5% if exit within 6 months from the date of allotment of units

Benchmark: Crisil Composite Bond Fund Index







1.54%

Average Maturity 1,441 days

Duration 2.16 years

Debt







Period Fund C CompBex 10 Year GOI

Last 1 Year

Last 2 Years 11,896 11,693 11279

Last 3 Years 12,586 12,273 11629

Since Inception 30,777 19,226 NA

10,892 10,936 11067

Since Inception8.82 6.26 N.A.

(CAGR)

Period Fund 10 year GOI

Jan 01, 2012 To Dec 31, 2012 8.92 9.34 9.38

Jan 01, 2011 To Dec 31, 2011 9.22 6.90 1.89

Jan 01, 2010 To Dec 31, 2010 5.68 4.88 2.99

C CompBex

PORTFOLIO


CORPORATE DEBT

Non-convertible Debentures

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CRISIL AAA 10.53%

RURAL ELECTRIFICATION CORPORATION LTD CRISIL AAA 7.83%

INDIAN RAILWAY FINANCE CORP LTD CRISIL AAA 7.17%

INFRASTRUCTURE DEVELOPMENT FINANCE COMPANY LTD ICRA AAA 6.97%

HOUSING DEVELOPMENT FINANCE CORPORATION LTD CRISIL AAA 6.84%

INDIAN OIL CORPORATION LTD CRISIL AAA 3.96%

POWER FINANCE CORPORATION LTD CRISIL AAA 3.49%

PUNJ LLOYD LTD CARE A+ 1.43%

SHRIRAM TRANSPORT FINANCE COMPANY LTD FITCH AA 0.04%

Non-convertible Debentures Total 48.26%

Floating Rate Note

MAGMA FINCORP LTD CARE AA+ 6.94%

Floating Rate Note Total 6.94%

CORPORATE DEBT Total 55.20%



CENTRAL BANK OF INDIA ICRA A1+ 0.67%



GOVERNMENT BOND

Government Bond

8.15% GOI (MD 11/06/2022) SOV 24.32%

9.15% GOI (MD 14/11/2024) SOV 3.68%

Government Bond Total 28.01%

GOVERNMENT BOND Total 28.01%


CBLO / REPO 13.59%



Grand Total 100.00%

ASSET ALLOCATION


CARE A+, CARE AA+,CRISIL FITCH AA,ICRA A1+,ICRA AAA, SOV


LIC NOMURA MF G-SEC FUND


The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

PORTFOLIO METRICS

Scheme Type:

Launch Date: November 15, 1999

AUM as on 31/12/2012: INR 52.12 Cr

Load Structure:

Entry Load: Nil

Exit Load: 1% if exit within 1 year from the date of allotment of units

Benchmark: I-Sec Composite Gilt Index





Growth Option - Regular 26.0912

Growth Option - PF 15.0395

Dividend Option - Regular 10.5394

Dividend Option - PF 11.0083

1.18%

Average Maturity 1,519 days

Duration 2.27 years

Debt - Gilt

PORTFOLIO


CORPORATE DEBT

Non-convertible Debentures

NATIONAL HOUSING BANK CRISIL AAA 26.72%

INDIAN OIL CORPORATION LTD CRISIL AAA 7.85%

Non-convertible Debentures Total 34.58%

CORPORATE DEBT Total 34.58%

GOVERNMENT BOND

Government Bond

9.15% GOI (MD 14/11/2024) SOV 10.24%

8.15% GOI (MD 11/06/2022) SOV 9.66%

8.08% GOI (MD 02/08/2022) SOV 9.56%

7.8% GOI (MD 11/04/2021) SOV 9.39%

Government Bond Total 38.84%

GOVERNMENT BOND Total 38.84%


CBLO / REPO 25.31%



Grand Total 100.00%

9






Period Fund 1O Year GOI

Last 1 Year

Last 2 Years 11,661 11,836 11279

Last 3 Years 11,958 12,550 11629

Since Inception 26,091 N.A. N.A.

10,881 11,109 11067

Since Inception7.60 N.A. N.A.

(CAGR)

Period Fund 10 year GOI

Jan 01, 2012 To Dec 31, 2012 8.81 11.06 9.38

Jan 01, 2011 To Dec 31, 2011 7.17 6.52 1.89

Jan 01, 2010 To Dec 31, 2010 2.33 5.96 2.99

I SecComposite Gilt

I SecComposite Gilt

ASSET ALLOCATION


CRISIL AAA, SOV


Petroleum Products 5.51%RELIANCE INDUSTRIES LTD 5.11%HINDUSTAN PETROLEUM CORPORATION LTD 0.41%Pharmaceuticals 3.32%CIPLA LTD 1.62%LUPIN LTD 1.30%SUN PHARMACEUTICALS INDUSTRIES LTD 0.39%RANBAXY LABORATORIES LTD 0.00%Power 1.24%POWER GRID CORPORATION OF INDIA LTD 0.49%TATA POWER COMPANY LTD 0.49%PTC INDIA LTD 0.26%Software 7.60%INFOSYS LTD 3.64%TATA CONSULTANCY SERVICES LTD 2.04%HCL TECHNOLOGIES LTD 1.31%WIPRO LTD 0.47%TECH MAHINDRA LTD 0.13%Telecom - Services 0.02%BHARTI AIRTEL LTD 0.02%Equity Holdings Total 67.33%

DISCRETE 12 MONTHS RETRUNS





Period Fund C BalanceEx S&P CNXNifty

Last 1 Year

Last 2 Years 10,061 10,382 9,626

Last 3 Years 10,901 11,792 11,354


11,821 12,127 12,770


(CAGR)

Period Fund S&P CNX Nifty

Jan 01, 2012 To Dec 31, 2012 18.21 21.26 27.70

Jan 01, 2011 To Dec 31, 2011 -14.89 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 8.36 13.55 17.95

C BalanceEx

LIC NOMURA MF UNIT LINKED INSURANCE SCHEME


An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO :

PORTFOLIO METRICS

RISK MEASURES

Scheme Type: Insurance Linked Tax Saving

Launch Date: June 19,1989

AUM as on 31/12/2012: INR 141.43 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil

Benchmark: Crisil Balanced Fund Index

Minimum Investment:

Rs.10000/- under Single Premium Option

Rs.1000/- under Regular Premium - Yearly Option

Rs.100/- under Regular Premium - Monthly Option

Name: Mr. Surendra Jalani



Dividend Reinvestment 10.4841

1.96%

1.13 times

Quantitative Indicators - Debt Component


Duration 0.12 years

Standard Deviation 1.12%

Sharpe Ratio 0.03

Portfolio Beta 1.01

R squared 0.10


PORTFOLIO

Company % of NavEQUITY HOLDINGSAuto 7.59%TATA MOTORS LTD 3.36%MAHINDRA & MAHINDRA LTD 2.98%MARUTI SUZUKI INDIA LTD 0.77%BAJAJ AUTO LTD 0.46%HERO MOTOCORP LTD 0.01%Banks 12.82%HDFC BANK LTD 5.63%ICICI BANK LTD 3.43%STATE BANK OF INDIA 1.71%BANK OF BARODA 0.61%PUNJAB NATIONAL BANK 0.50%AXIS BANK LTD 0.49%KOTAK MAHINDRA BANK LTD 0.44%Cement 1.74%ULTRATECH CEMENT LTD 0.81%AMBUJA CEMENTS LTD 0.50%GRASIM INDUSTRIES LTD 0.31%ACC LTD 0.12%Chemicals 0.87%TATA CHEMICALS LTD 0.87%Construction Project 3.98%LARSEN & TOUBRO LTD 3.98%Consumer Non Durables 9.28%ITC LTD 5.23%HINDUSTAN UNILEVER LTD 1.90%TATA GLOBAL BEVERAGES LTD 1.26%ASIAN PAINTS LTD 0.89%Ferrous Metals 1.79%TATA STEEL LTD 1.22%JINDAL STEEL & POWER LTD 0.56%Finance 5.41%HOUSING DEVELOPMENT FINANCE CORPORATION 4.79%INFRASTRUCTURE DEVELOPMENT FINANCE 0.62%Gas 1.18%GAIL (INDIA) LTD 1.18%Hotels 0.21%THE INDIAN HOTELS COMPANY LTD 0.21%Industrial Capital Goods 0.60%BHARAT HEAVY ELECTRICALS LTD 0.57%SIEMENS LTD 0.02%Minerals/Mining 1.13%COAL INDIA LTD 1.13%Non - Ferrous Metals 0.98%STERLITE INDUSTRIES ( INDIA ) LTD 0.50%HINDALCO INDUSTRIES LTD 0.48%Oil 2.08%OIL & NATURAL GAS CORPORATION LTD 2.08%CAIRN INDIA LTD 0.00%

Company Rating % of NavCORPORATE BOND SECURITYCorporate BondRURAL ELECTRIFICATION CORPORATION LTD CRISIL AAA 3.53%DR. REDDY'S LABORATORIES LTD ICRA AA+ 0.01%Corporate Bond Total 3.54%Floating Rate NoteMAGMA FINCORP LTD CARE AA+ 12.91%Floating Rate Note Total 12.91%CORPORATE BOND SECURITY Total 16.46%MUTUAL FUNDMutual Fund UnitsLICMF LIQUID FUND-GROWTH 3.81%Mutual Fund Units Total 3.81%MUTUAL FUND Total 3.81%MONEY MARKET INSTRUMENTSCertificate of DepositICICI BANK LTD CARE A1+ 6.66%Certificate of Deposit Total 6.66%Commercial PaperRURAL ELECTRIFICATION CORPORATION LTD CRISIL A1+ 6.32%Commercial Paper Total 6.32%MONEY MARKET INSTRUMENTS Total 12.98%Cash & Other ReceivablesCBLO / REPO 0.59%NET RECEIVALBES/(PAYABLES) -1.16%Cash & Other Receivables -0.57%Grand Total 100.00%

PORTFOLIO ANALYSIS : SECTOR WISE

ASSET ALLOCATION MATURITY PROFILE FOR THE PORTFOLIO

LIC NOMURA MF BALANCED FUND


An open ended Income and Growth scheme which seeks to provide regular returns and capital appreciation according to the selection of plan by investing in equities and debt instruments.

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: January 1, 1991

AUM as on 31/12/2012: INR 19.45 Cr

Load Structure:

Entry Load: Nil



Minimum Investment: Rs.1000/-






2.14%

0.64 times



Duration 0.09 years


Sharpe Ratio 0.03

Portfolio Beta 0.96

R squared 0.09

Balanced

11

PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 4.64%

TATA MOTORS LTD 2.09%

MAHINDRA & MAHINDRA LTD 1.68%

BAJAJ AUTO LTD 0.88%

Banks 12.99%

HDFC BANK LTD 5.94%

ICICI BANK LTD 3.04%

YES BANK LTD 2.18%

KOTAK MAHINDRA BANK LTD 1.27%

AXIS BANK LTD 0.56%

Cement 3.47%

AMBUJA CEMENTS LTD 2.06%

ULTRATECH CEMENT LTD 0.77%

GRASIM INDUSTRIES LTD 0.49%

ACC LTD 0.15%

Construction Project 4.11%

LARSEN & TOUBRO LTD 4.11%

Consumer Non Durables 8.48%

ITC LTD 4.28%

HINDUSTAN UNILEVER LTD 4.04%

ASIAN PAINTS LTD 0.17%

Ferrous Metals 1.10%

TATA STEEL LTD 1.10%

Finance 6.35%

HOUSING DEVELOPMENT FINANCE CORPORATION 3.62%

INFRASTRUCTURE DEVELOPMENT FINANCE 2.73%

Gas 2.00%

GAIL (INDIA) LTD 2.00%

Non - Ferrous Metals 1.67%

HINDALCO INDUSTRIES LTD 1.67%

Oil 1.37%

OIL & NATURAL GAS CORPORATION LTD 1.37%

Petroleum Products 3.26%

RELIANCE INDUSTRIES LTD 3.26%






Period Fund C BalanceEx Nifty

Last 1 Year

Last 2 Years 9,966 10,382 9,626

Last 3 Years 10,928 11,792 11,354


S&P CNX

12,430 12,127 12,770


(CAGR)

Period Fund C BalanceEx S&P CNX Nifty

Jan 01, 2012 To Dec 31, 2012 24.30 21.26 27.70

Jan 01, 2011 To Dec 31, 2011 -19.83 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 9.66 13.55 17.95

Pharmaceuticals 7.13%

LUPIN LTD 2.21%

SUN PHARMACEUTICALS INDUSTRIES LTD 1.33%

RANBAXY LABORATORIES LTD 1.29%

CIPLA LTD 1.17%

DR. REDDY'S LABORATORIES LTD 1.13%

Power 2.15%

POWER GRID CORPORATION OF INDIA LTD 1.18%

PTC INDIA LTD 0.97%

Services 0.76%

ADITYA BIRLA NUVO LTD 0.76%

Software 8.69%

INFOSYS LTD 3.70%

HCL TECHNOLOGIES LTD 2.86%

TATA CONSULTANCY SERVICES LTD 1.94%

WIPRO LTD 0.10%

TECH MAHINDRA LTD 0.10%

Equity Holdings Total 68.18%


Company Rating % of Nav

CORPORATE BOND SECURITY

Floating Rate Note



CORPORATE BOND SECURITY Total 18.16%

MUTUAL FUND

Mutual Fund Units



MUTUAL FUND Total 11.45%


CBLO / REPO 2.56%



Grand Total 100.00%


Software 2.06%


INFOSYS LTD 0.87%


LIC NOMURA MF MONTHLY INCOME PLAN



The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

PORTFOLIO

Company % Of Nav

EQUITY HOLDINGS

Auto 1.91%




Banks 2.02%


UNION BANK OF INDIA 0.54%


HDFC BANK LTD 0.15%

Cement 0.39%



ITC LTD 0.51%




Finance 0.78%


Gas 0.49%



HINDUSTAN PETROLEUM CORPORATION LTD 1.43%




CIPLA LTD 0.61%

LUPIN LTD 0.21%

Power 0.16%




Corporate Bond


Corporate Bond Total 3.94%

Floating Rate Note






ICICI BANK LTD CARE A1+ 27.84%

VIJAYA BANK CARE A1+ 9.66%

BANK OF MAHARASHTRA CRISIL A1+ 9.26%


Commercial Paper

RURAL ELECTRIFICATION CRISIL A1+ 8.80%

CORPORATION LTD




CBLO / REPO 0.64%



Grand Total 100.00%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: June 1, 2003

AUM as on 31/12/2012: INR 50.76 Cr

Load Structure:

Entry Load: Nil


Benchmark: Crisil MIP Blended Index







Dividend Option - Quarterly 10.4987

Dividend Option - Yearly 10.9991

1.71%

1.65 times



Duration 0.41 years


Sharpe Ratio 0.02

Portfolio Beta 0.38

R squared 0.02

Hybrid







Period Fund C MIPex 10 Years GOI

Last 1 Year 11,067

Last 2 Years 10,748 11,405 11,279

Last 3 Years 11,300 12,203 11,620

Since Inception 35,242 23,408 16,138

11,016 11,210


(CAGR)

Period Fund 10 Yrs GOI

Jan 01, 2012 To Dec 31, 2012 10.16 12.08 9.38

Jan 01, 2011 To Dec 31, 2011 -2.44 1.72 1.89

Jan 01, 2010 To Dec 31, 2010 5.14 6.93 2.99

C MIPex



PORTFOLIO

LIC NOMURA MF CHILDREN'S FUND


An open ended scheme which seeks to generate long term capital growth through a judicious mix of investment in quality debt securities and equities with relatively low risk levels through research based investments.

Company % of Nav

EQUITY HOLDINGS

Auto 10.95%




Banks 11.13%

HDFC BANK LTD 6.90%

AXIS BANK LTD 2.76%


ANDHRA BANK 0.24%


Cement 2.03%







ITC LTD 1.63%


JINDAL STEEL & POWER LTD 0.91%


Finance 2.14%



Hotels 2.56%

THE INDIAN HOTELS COMPANY LTD 2.56%

Industrial Capital Goods 0.17%

SIEMENS LTD 0.17%





Corporate Bond


SHRIRAM TRANSPORT FINANCE

COMPANY LTD FITCH AA 11.08%

Corporate Bond Total 29.96%


MUTUAL FUND

Mutual Fund Units


MUTUAL FUND UNITS TOTAL 16.67%



CBLO / REPO 3.31%



Grand Total 100.00%

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


PORTFOLIO METRICS

RISK MEASURES

Scheme Type:

Launch Date: September 26, 2001

AUM as on 31/12/2012: INR 4.93 Cr

Load Structure:

Entry Load: Nil








2.19%

0.26 times



Duration 0.14 years


Sharpe Ratio 0.00

Portfolio Beta 1.13

R squared 0.11

Balanced

13







Period Fund C BalanceEx S&P CNX Nifty

Last 1 Year

Last 2 Years 9,331 10,382 9,626

Last 3 Years 9,702 11,792 11,354

Since Inception 10,308 38,315 60,799

11,979 12,127 12,770

Since Inception0.27 13.29 14.52

(CAGR)

Period Fund S&P CNX Nifty

Jan 01, 2012 To Dec 31, 2012 19.79 21.26 27.70

Jan 01, 2011 To Dec 31, 2011 -22.11 -14.39 -24.62

Jan 01, 2010 To Dec 31, 2010 3.98 13.55 17.95

C BalanceEx




CIPLA LTD 1.09%

LUPIN LTD 0.62%

Power 0.19%


Software 5.45%


INFOSYS LTD 2.00%

WIPRO LTD 0.20%




PORTFOLIO

LIC NOMURA MF FLOATER MIP


The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk and at the same time aiming at generating capital appreciation in a long term investing in equity/equity related instruments.



Floating Rate Note

Magma Fincorp Ltd CARE AA+ 24.70%



MUTUAL FUND

Mutual Fund Units

LICMF Liquid Fund-Growth 3.46%





ICICI BANK LTD CARE A1+ 29.56%

BANK OF MAHARASHTRA CRISIL A1+ 22.13%

YES BANK LTD ICRA A1+ 7.83%


MONEY MARKET INSTRUMENTS TOTAL 59.53%


CBLO / REPO 0.52%



Grand Total 100.00%

Company % of Nav

EQUITY HOLDINGS

Auto 1.17%


Banks 1.23%

HDFC BANK LTD 1.06%





ITC LTD 0.08%




Finance 1.54%



Hotels 0.49%

THE INDIAN HOTELS COMPANY LTD 0.49%






CIPLA LTD 0.78%

BIOCON LTD 0.48%


Software 0.30%


INFOSYS LTD 0.15%


SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


PORTFOLIO METRICS

RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 63.72 Cr

Load Structure:

Entry Load: Nil


Benchmark: Crisil MIP Blended Index







Dividend Option - Quarterly 10.5139

Dividend Option - Yearly 11.0117

1.37%

1.84 times



Duration 0.46 years


Sharpe Ratio 0.06

Portfolio Beta 0.55

R squared 0.15

Hybrid








Period Fund C MIPex 10 Years GOI

Last 1 Year 11,067

Last 2 Years 11,092 11,405 11,279

Last 3 Years 12,022 12,203 11,629

Since Inception 20,227 23,408 15,389

11,141 11,210


(CAGR)

Period Fund 10 Yrs GOI

Jan 01, 2012 To Dec 31, 2012 11.41 12.08 9.38

Jan 01, 2011 To Dec 31, 2011 -0.44 1.72 1.89

Jan 01, 2010 To Dec 31, 2010 8.38 6.93 2.99

C MIPex








Period Fund BSE Sensex Nifty

Last 1 Year

Last 2 Years 9,370 9,472 9,626

Last 3 Years 10,867 11,123 11,354

Since Inception 27,246 74,112 73,659

12,844 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 28.44 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -27.05 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.98 17.43 17.95

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:

Launch Date: April 16, 1998

AUM as on 31/12/2012: INR 71.27 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE Sensex


Name: Shri Nobutaka Kitajima


NAV As on December 31, 2012 Per Unit



1.78%

0.19 times

Standard Deviation 1.64

Sharpe Ratio 0.03

Portfolio Beta 0.90

R squared 0.88

Equity - Diversified

LIC NOMURA MF EQUITY FUND

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in mix of equity instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 10.14%



Banks 23.32%


HDFC BANK LTD 7.12%

STATE BANK OF INDIA 4.35%

AXIS BANK LTD 2.30%

CANARA BANK 1.02%

BANK OF INDIA 1.02%




ITC LTD 7.46%


COLGATE PALMOLIVE (INDIA) LTD 2.59%



Finance 7.31%


POWER FINANCE CORPORATION LTD 1.00%

Minerals/Mining 2.03%

COAL INDIA LTD 2.03%



Oil 2.15%





CIPLA LTD 0.87%


Power 2.00%


Software 13.87%

INFOSYS LTD 6.70%


WIPRO LTD 2.71%


Telecom - Services 3.41%

BHARTI AIRTEL LTD 3.41%



CBLO / REPO 4.56%



Grand Total 100.00%

15

PORTFOLIO ANALYSIS : SECTOR WISE ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 88.81 Cr

Load Structure:

Entry Load: Nil






NAV As on December 31, 2012 Per Unit



1.81%

0.27 times

Standard Deviation 1.61

Sharpe Ratio 0.04

Portfolio Beta 0.86

R squared 0.86


LIC NOMURA MF GROWTH FUND

An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity instruments and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.



PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 9.83%



Auto Ancillaries 1.08%

APOLLO TYRES LTD 1.08%

Banks 22.84%


HDFC BANK LTD 6.33%


AXIS BANK LTD 2.35%

CANARA BANK 1.05%

BANK OF INDIA 1.04%




ITC LTD 7.63%





Finance 7.47%



Gas 3.43%

PETRONET LNG LTD 2.43%

INDRAPRASTHA GAS LTD 1.00%

Media & Entertainment 0.31%

D.B.CORP LTD 0.31%






LUPIN LTD 1.12%


CIPLA LTD 0.79%


Power 2.93%


NTPC LTD 1.07%

Software 12.31%

INFOSYS LTD 5.68%



WIPRO LTD 1.78%





CBLO / REPO 2.32%



Grand Total 100.00%







Last 1 Year

Last 2 Years 9,379 9,472 9,626

Last 3 Years 11,019 11,123 11,354

Since Inception 13,306 47,331 47,128

12,828 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 28.28 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -26.89 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 17.48 17.43 17.95


SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :

ANNUAL PORTFOLIO TURNOVER RATIO:

RISK MEASURES

Scheme Type:

Launch Date: April 17, 2000

AUM as on 31/12/2012: INR 33.09 Cr

Load Structure:

Entry Load: Nil

Exit Load: Nil



Offered under ELSS - 3 years lock-in period






2.21%

0.07 times


Sharpe Ratio 0.03

Portfolio Beta 0.86

R squared 0.70

Equity Linked Savings Scheme

LIC NOMURA MF TAX PLAN

To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in the stock markets.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 9.45%



MARUTI SUZUKI INDIA LTD 1.08%



MRF LTD 1.46%

Banks 24.96%


HDFC BANK LTD 7.62%


AXIS BANK LTD 1.73%




VOLTAS LTD 0.29%


ITC LTD 9.02%




Finance 6.99%


RURAL ELECTRIFICATION CORPORATION LTD 0.89%


Gas 2.16%



Media & Entertainment 0.27%

D.B.CORP. LTD 0.27%



NMDC LTD 0.21%

Oil 2.47%






CIPLA LTD 1.09%



Power 0.92%


Software 13.35%

INFOSYS LTD 7.01%


WIPRO LTD 0.95%




Transportation 0.92%

CONTAINER CORPORATION OF INDIA LTD 0.56%

ADANI PORTS & SPECIAL ECONOMIC ZONE LTD 0.37%



CBLO / REPO 1.90%



Grand Total 100.00%

17







Last 1 Year

Last 2 Years 9,322 9,472 9,626

Last 3 Years 10,788 11,123 11,354

Since Inception 29,761 59,518 63,383

12,633 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.33 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -26.20 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.73 17.43 17.95


ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 22.64 Cr

Load Structure:

Entry Load: Nil









1.47%

0.04 times

Tracking error 0.41%


Sharpe Ratio 0.03

Portfolio Beta 0.94

R squared 0.96

Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX PLAN

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 10.28%





HERO MOTOCORP LTD 1.12%

Banks 19.24%


HDFC BANK LTD 7.62%





ITC LTD 9.37%





Finance 7.55%


Gas 1.09%



BHARAT HEAVY ELECTRICALS LTD 1.16%




STERLITE INDUSTRIES (INDIA) LTD 1.05%


Oil 3.40%







CIPLA LTD 1.28%

Power 2.61%

NTPC LTD 1.53%

TATA POWER COMPANY LTD 1.08%

Software 12.62%

INFOSYS LTD 6.75%


WIPRO LTD 1.46%





CBLO / REPO 2.62%



Grand Total 100.00%








Last 1 Year

Last 2 Years 9,547 9,472 9,626

Last 3 Years 11,267 11,123 11,354

Since Inception 36,567 60,317 56,255

12,626 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.26 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -24.39 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 18.02 17.43 17.95


SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 35.25 Cr

Load Structure:

Entry Load: Nil


Benchmark: S&P CNX Nifty







1.33%

0.22 times



Sharpe Ratio 0.03

Portfolio Beta 0.87

R squared 0.90

Equity - Index

LIC NOMURA MF INDEX FUND - NIFTY PLAN



PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 8.63%






Banks 21.15%


HDFC BANK LTD 6.48%


AXIS BANK LTD 1.88%


BANK OF BARODA 0.77%

PUNJAB NATIONAL BANK 0.62%

Cement 3.57%

GRASIM INDUSTRIES LTD 1.05%



ACC LTD 0.70%

Construction 1.03%

JAIPRAKASH ASSOCIATES LTD 0.59%

DLF LTD 0.45%




ITC LTD 8.18%






Finance 7.78%



Gas 0.84%




SIEMENS LTD 0.31%



SESA GOA LTD 0.40%



Oil 3.45%


CAIRN INDIA LTD 0.96%



BHARAT PETROLEUM CORPORATION LTD 0.48%




CIPLA LTD 1.10%

LUPIN LTD 0.76%


Power 3.21%

NTPC LTD 1.05%



RELIANCE INFRASTRUCTURE LTD 0.37%

Software 11.14%

INFOSYS LTD 5.88%


WIPRO LTD 1.07%






CBLO / REPO 1.96%



Grand Total 100.00%

19






Period Fund Nifty Sensex

Last 1 Year

Last 2 Years 9,721 9,472 9,626

Last 3 Years 11,492 11,123 11,354

Since Inception 32,911 60,317 56,255

12,765 12,570 12,770


(CAGR)

Period Fund Nifty

Jan 01, 2012 To Dec 31, 2012 27.65 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -23.85 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 18.23 17.43 17.95

Sensex


ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 3.94 Cr

Load Structure:

Entry Load: Nil









1.47%

0.06 times



Sharpe Ratio 0.03

Portfolio Beta 0.85

R squared 0.95

Equity - Index

LIC NOMURA MF INDEX FUND - SENSEX ADVANTAGE PLAN



PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 8.56%






Banks 21.26%


HDFC BANK LTD 6.33%




AXIS BANK LTD 1.31%

Cement 1.46%





ITC LTD 7.79%






Finance 8.36%



Gas 2.34%








STERLITE INDUSTRIES ( INDIA ) LTD 0.87%


Oil 2.53%





LUPIN LTD 1.63%


CIPLA LTD 1.07%


Power 2.18%

NTPC LTD 1.27%


Software 12.69%

INFOSYS LTD 5.58%



WIPRO LTD 1.20%





CBLO / REPO 4.49%



Grand Total 100.00%

20 MUTUAL INTEREST January 2013,







Last 1 Year

Last 2 Years 9,581 9,472 9,626

Last 3 Years 11,111 11,123 11,354

Since Inception 34,286 60,317 56,255

12,636 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.36 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -24.18 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 15.98 17.43 17.95


ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 30.26 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 200







2.18%

0.06 times


Sharpe Ratio 0.02

Portfolio Beta 0.84

R squared 0.88


LIC NOMURA MF OPPORTUNITIES FUND

The investment objective of the scheme is to provide capital growth in long-term with reasonable risk levels by investing mainly in companies which are in sector/s, which have a high growth potential at that point of time.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 12.38%





Banks 25.45%

HDFC BANK LTD 8.13%




AXIS BANK LTD 1.78%


YES BANK LTD 0.77%




ITC LTD 8.06%


GODREJ CONSUMER PRODUCTS LTD 0.95%

NESTLE INDIA LTD 0.59%




Finance 7.94%


Gas 0.62%




Oil 1.43%







CIPLA LTD 0.82%


Power 2.28%


Software 12.76%

INFOSYS LTD 5.75%



WIPRO LTD 1.23%





CBLO / REPO 2.33%



Grand Total 100.00%

21






Period Fund BSE 200 Nifty

Last 1 Year

Last 2 Years 9,056 9,568 9,626

Last 3 Years 10,585 11,120 11,354

Since Inception 18,590 27,688 28,901

12,674 13,098 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.74 30.98 27.70

Jan 01, 2011 To Dec 31, 2011 -28.55 -26.95 -24.62

Jan 01, 2010 To Dec 31, 2010 16.89 16.22 17.95


SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 42.17 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 200







2.48%

0.14 times


Sharpe Ratio 0.00

Portfolio Beta 0.75

R squared 0.80


LIC NOMURA MF INDIA VISION FUND

The investment objective of the Scheme is to generate long-term appreciation by identifying growth sectors and investing in the universe of companies within such sectors. The emphasis will be to pick up undervalued stocks in the ‘mid and small cap segment’ that have potential to grow into large cap segment in the identified sectors. Investment in large cap stocks in the identified sectors will be purely to take short-term advantage of the market momentum.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 8.13%





MRF LTD 1.22%

APOLLO TYRES LTD 1.06%

Banks 22.16%


YES BANK LTD 4.07%


AXIS BANK LTD 2.57%

HDFC BANK LTD 2.01%

IDBI BANK LTD 1.59%





VOLTAS LTD 1.00%


ITC LTD 4.22%

GODREJ CONSUMER PRODUCTS LTD 1.88%

NESTLE INDIA LTD 1.59%

TATA GLOBAL BEVERAGES LTD 1.50%





Finance 5.39%



Gas 2.71%




NITIN FIRE PROTECTION INDUSTRIES LTD 0.48%

Industrial Products 1.11%

CUMMINS INDIA LTD 1.11%





Oil 3.18%






LUPIN LTD 1.78%


Power 2.71%

PTC INDIA LTD 2.71%

Software 10.47%

INFOSYS LTD 5.23%





IDEA CELLULAR LTD 1.08%





CBLO / REPO 1.97%



Grand Total 100.00%








Last 1 Year

Last 2 Years 9,087 9,568 9,626

Last 3 Years 10,477 11,120 11,354

Since Inception 9,063 15,050 15,254

13,199 13,098 12,770

Since Inception-1.64 14.17 14.52

(CAGR)


Jan 01, 2012 To Dec 31, 2012 31.99 30.98 27.70

Jan 01, 2011 To Dec 31, 2011 -31.15 -26.95 -24.62

Jan 01, 2010 To Dec 31, 2010 15.30 16.22 17.95


ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:

Launch Date: August 16, 2007

AUM as on 31/12/2012: INR 45.64 Cr

Load Structure:

Entry Load: Nil









2.29%

0.10 times


Sharpe Ratio -0.01

Portfolio Beta 0.66

R squared 0.08


LIC NOMURA MF SYSTEMATIC ASSET ALLOCATION FUND

The investment objective of the scheme is to achieve a long term growth by investing systematically in the Equity / Equity related instruments.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 11.95%



Banks 23.17%

HDFC BANK LTD 9.41%



AXIS BANK LTD 2.97%




ITC LTD 7.96%




Finance 10.64%



Gas 1.25%




Oil 1.76%





CIPLA LTD 2.09%



Software 12.16%

INFOSYS LTD 7.60%






CBLO / REPO 2.62%



Grand Total 100.00%

23







Last 1 Year

Last 2 Years 9,071 9,472 9,626

Last 3 Years 9,763 11,123 11,354

Since Inception 10,271 12,450 13,070

12,635 12,570 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.35 25.70 27.70

Jan 01, 2011 To Dec 31, 2011 -28.21 -24.64 -24.62

Jan 01, 2010 To Dec 31, 2010 7.63 17.43 17.95


SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 200.45 Cr

Load Structure:

Entry Load: Nil


Benchmark: CNX 100







2.34%

0.03 times


Sharpe Ratio -0.01

Portfolio Beta 0.74

R squared 0.87


PORTFOLIO

LIC NOMURA MF TOP 100 FUND

The investment objective of the scheme is to provide long term capital appreciation from a portfolio of equity and equity related instruments primarily drawn from the companies in CNX 100 index.



Company % of Nav

EQUITY HOLDINGS

Auto 9.66%




Banks 24.38%

HDFC BANK LTD 6.52%


AXIS BANK LTD 4.26%




IDBI BANK LTD 0.63%

YES BANK LTD 0.51%




ITC LTD 6.44%





Finance 11.31%




Gas 1.87%



SIEMENS LTD 0.28%



Oil 1.93%






LUPIN LTD 2.14%

CIPLA LTD 0.35%


Power 1.10%


Software 12.30%

INFOSYS LTD 5.87%



WIPRO LTD 1.08%








CBLO / REPO 2.13%



Grand Total 100.00%






Period Fund CNX 100 Nifty

Last 1 Year

Last 2 Years 9,193 9,690 9,626

Last 3 Years 10,197 11,425 11,354


12,947 13,060 12,770


(CAGR)

Period Fund CNX 100 Nifty

Jan 01, 2012 To Dec 31, 2012 29.47 30.60 27.70

Jan 01, 2011 To Dec 31, 2011 -29.00 -25.81 -24.62

Jan 01, 2010 To Dec 31, 2010 10.91 17.91 17.95


ASSET ALLOCATION

SCHEME FEATURES

FUND MANAGER

NAV

EXPENSE RATIO :


RISK MEASURES

Scheme Type:


AUM as on 31/12/2012: INR 93.91 Cr

Load Structure:

Entry Load: Nil


Benchmark: BSE 100







2.43%

0.10 times


Sharpe Ratio -0.01

Portfolio Beta 0.82

R squared 0.85


LIC NOMURA MF INFRASTRUCTURE FUND


The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.


PORTFOLIO

Company % of Nav

EQUITY HOLDINGS

Auto 11.84%




Banks 21.73%

HDFC BANK LTD 7.59%


AXIS BANK LTD 3.09%



IDBI BANK LTD 0.40%

Cement 0.40%


ACC LTD 0.19%



VOLTAS LTD 0.98%

SADBHAV ENGINEERING LTD 0.93%






STEEL AUTHORITY OF INDIA LTD 0.46%

Finance 12.70%




SHRIRAM TRANSPORT FINANCE COMPANY LTD 0.91%

DEWAN HOUSING FINANCE CORPORATION LTD 0.21%

25

Gas 1.51%


INDRAPRASTHA GAS LTD 0.65%



Industrial Products 1.09%

BHARAT FORGE LTD 0.86%

SINTEX INDUSTRIES LTD 0.23%


NMDC LTD 0.79%



Oil 3.99%




INDIAN OIL CORPORATION LTD 0.33%

Power 3.35%


NTPC LTD 1.00%









CBLO / REPO 1.62%



Grand Total 100.00%







Last 1 Year

Last 2 Years 8,213 9,652 9,626

Last 3 Years 8,899 11,163 11,354


12,660 12,996 12,770


(CAGR)


Jan 01, 2012 To Dec 31, 2012 26.60 29.96 27.70

Jan 01, 2011 To Dec 31, 2011 -35.13 -25.73 -24.62

Jan 01, 2010 To Dec 31, 2010 8.35 15.66 17.95


ASSET ALLOCATION

97.91%

2.01%

DIVIDEND HISTORY

DIVIDEND HISTORY OF LIC NOMURA MF LIQUID FUND

Frequency Record Date Face Value NAV Gross Dividend(Rs.) (Rs.) (Rs.)/unit

October, 2012 0.0756

November, 2012 0.0725

December, 2012 0.0767

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND PF PLAN

Frequency Record Date Face Value (Rs.) Nav (Rs.) Gross Dividend (Rs.)/unit

Quarterly

October 3, 2012 10.0000 11.0444 0.25

December 27, 2012 10.0000 11.1882 0.25

August 01, 2012 10.0000 11.3517 0.25

DIVIDEND HISTORY OF LIC NOMURA MF BALANCED FUND - DIVIDEND PLAN


March 27, 2012 10.0000 11.2085 0.75

August 14, 2012 10.0000 10.9700 0.20

DIVIDEND HISTORY OF LIC NOMURA MF G-SEC FUND REG. PLAN

Frequency Record Date Face Value Nav Gross Dividend (Rs.)/unit

Quarterly August 01, 2012 10.0000 10.6542 0.20

October 03, 2012 10.0000 10.4857 0.15

December 03, 2012 10.0000 10.6224 0.15

(Rs.) (Rs.)

DIVIDEND HISTORY OF LIC NOMURA MF SAVINGS PLUS FUND

Frequency Record Date Face Value Nav Gross Dividend(Rs.) (Rs.) (Rs.)/unit

Daily October, 2012 0.0495

November, 2012 0.0537

December, 2012 0.0647

Weekly October, 2012 0.0525

November, 2012 0.0430

December, 2012 0.0838

Monthly October, 2012 0.0510

November, 2012 0.0500

December, 2012 0.1633

DIVIDEND HISTORY OF LIC NOMURA MF FLOATING RATE FUND - STP

Frequency Record Date Face Value Nav Gross Dividend(Rs.) (Rs.) (Rs.)/unit

Daily

November, 2012 0.0534

December, 2012 0.0637


November, 2012 0.0455

December, 2012 0.1056

October, 2012 0.0495

DIVIDEND HISTORY OF LIC NOMURA MF INCOME PLUS FUND


Daily

November, 2012 0.0806

December, 2012 0.0652


November, 2012 0.0505

December, 2012 0.0916

Monthly October, 2012 0.0510

November, 2012 0.0500

December, 2012 0.1792

(Rs.) (Rs.)

October, 2012 0.0495

DIVIDEND HISTORY OF LIC NOMURA MF MONTHLY INCOME PLAN


Yearly March 9, 2010 10.0000 11.3475 1.3000

June 14, 2011 10.0000 10.5401 0.3500

Monthly October 30, 2012 10.0000 10.3248 0.0500

November 29, 2012 10.0000 10.3623 0.0350

December 26, 2012 10.0000 10.4431 0.0900

Quarterly October 03, 2012 10.0000 10.0522 0.2000

December 27, 2012 10.0000 10.6765 0.2000

(Rs.) (Rs.)


DIVIDEND HISTORY OF LIC NOMURA MF FLOATER MIP


Monthly

November 29, 2012 10.0000 10.3770 0.0500

December 26, 2012 10.0000 10.4313 0.0800

Quarterly June 14, 2011 10.0000 10.4283 0.2500

March 27, 2012 10.0000 10.4286 0.2500

December 27, 2012 10.0000 10.6988 0.2000

Yearly June 14, 2011 10.0000 10.9636 0.6500

March 27, 2012 10.0000 10.5661 0.3000

September 25, 2012 10.0000 10.6716 0.0500

Fund Manager’s Performance

Fund Manager - Mr. Y. D. Prasanna

Scheme Name 1-year Return

LIC Nomura MF Annual-Inv-1-Reg(G) 10.1188

LIC Nomura MF Qtly-Inv-1-Reg(G) 9.6662

LIC Nomura MF Qtly-Inv-2-Reg(G) 9.6166


LIC Nomura MF Income Plus(G) 8.6848

LIC Nomura MF Savings Plus(G) 8.6107

LIC Nomura MF FRF-STP(G) 8.3146

Top 3

Bottom 3

Fund Manager - Mr. Nobutaka Kitajima


LIC Nomura MF India Vision Fund(G) 31.8128

LIC Nomura MF Top 100 Fund(G) 29.3141

LIC Nomura MF Equity Fund(G) 28.2882


LIC Nomura MF SAAF(G) 26.2102

LIC Nomura MF Tax Plan(G) 26.1826

LIC Nomura MF Index-Sensex plan(G) 26.1151

Top 3

Bottom 3

Fund Manager - Mr. Surendra Jalani


LIC Nomura MF Balanced Fund(G) 24.1691

LIC Nomura MF Children(G) 19.6837

LICMF ULIS 18.1127

LIC Nomura MF Floater MIP(G) 11.3467

LIC Nomura MF MIP(G) 10.1040

Top Performance

Bottom Performance

DIVIDEND HISTORY OF LIC NOMURA MF BOND FUND


Quarterly August 01, 2012 10.0000 10.7305 0.20

October 03, 2012 10.0000 10.5268 0.20

December 03, 2012 10.0000 10.6873 0.20

GLOSSARY OF TERMS :

Sharpe Ratio: Sharpe Ratio is a measure of the excess return (or Risk Premium) per unit of risk in an investment asset. It is the average return minus the risk-free return divided by the standard deviation of return on an investment.

Tracking error: Tracking error is a measure of how closely a portfolio follows the index to which it is benchmarked. The most common measure is the root-mean-square of the difference between the portfolio and index returns.

Volatility: Volatility is a measure for variation of price of a financial instrument over time. It is a representation of the risk associated with price-fluctuations of a given asset or the risk of a portfolio of assets.

Portfolio Beta: Beta of a portfolio is a number describing the relation of its returns with those of the financial market as a whole. It is a measure of systematic risk.

R-Squared: It describes the fraction of investment risk in a portfolio that can be associated with market or systematic risk

Average maturity: The average maturity of a portfolio equals weighted average of maturities for all instruments in the portfolio.

Duration: Duration measures price sensitivity of the portfolio to changes in the yield.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

HIGHLIGHTS: An open-ended insurance linked tax saving scheme to provide long term capital appreciation along with benefits of Tax Rebate and Insurance. Equity/Equity Related: 65-80% Debt/Money Market: 20-35%. Single Premium Option - 5 yrs./ 10 yrs. Regular Premium Option - 10 yrs. / 15 yrs.

Life Cover and Accident Cover up to Rs. 15 lakh and Rs. 7.5 lakh respectively. Tax Rebate u/s 80 C and Tax Exemption u/s 48 and 112. Nil. Nil. Regular Premium Option: 12 yrs. to 55/60 yrs., Single Premium Option: 12 yrs. to 60 yrs. Single Premium: Rs. 10,000/-, Regular Premium: Rs. 10,000/- under 10 Year Term, Rs. 15,000/- under 15 Year Term, Rs. 12,000/- under Monthly SIP 10 Year Term and Rs. 18,000/- under Monthly SIP 15 year Term Regular Premium: Monthly: Rs. 100/-, Half Yearly: Rs. 500/-, Yearly: Rs. 1000/-, Single Premium : Rs. 10,000/-.

l Objective:l Asset Allocation Pattern:

l Options: l Insurance Cover: l Tax Benefits:

l Bonus on Maturity l Entry Load: l Exit Load: l Age at Entry:l Minimum Target Amount:

l Minimum Investment Amount:* Now with Additional

Benefits of Auto Cover and Advance Premium - kindly read the Scheme Information Documents for applicability.

IT Rebate

Single/Regular/SIP Contribution

Capital Appreciation

Maturity Bonus

Free Accident Cover

Low Cost Life Insurance

Let your investment rest upona strong base

Investment Manager:

LIC NOMURA MUTUAL FUND ASSET MANAGEMENT COMPANY LIMITED

AREA OFFICES

BUSINESS CENTRE

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PLACE ADDRESS LANDLINE MOBILE

AHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, AHMEDABAD - 380006. 079-26588301 9375090006 / 9924403147 / 9328638838

BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Rd, BANGALORE-560025. 080-22210180 / 22118478 9845172957 / 9972092957 / 9986500721 / 9880058223 /

9902088717 / 9844750711 / 9482081121

BHUBANESHWAR SCR-B/19, Indradhanu Market, IRC Village, BHUBANESHWAR-751015. 0674-2554094 9437569719

CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI - 600002. 044-28411984 / 28555883 9382315850 / 9500038285 / 9361555562

DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN - 248 001 0135 - 2650749 9412965570 / 9410702598 / 8410010025 / 9897056231

ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI - 682011 0484-2367643 9895036554 / 9745612888 / 9388755722

GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA-403001. 0832-2420561 8600107698 / 9890711551 / 9370643076 / 9763129289

GUWAHATI LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI -781 001 0361 - 2735323 9435769432

HUBLI 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, HUBLI - 580020. 0836 - 4260523 / 4262092 9035484001 / 9845205168

HYDERABAD House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD - 500029. 040-23244445 / 23210572 9392471583 / 9000444850 / 9000550850

INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE - 452001. 0731-2520262 / 4069162 9589050250 / 8827344195 / 9981511435

JAIPUR 327 - A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR - 1. 0141-5112620 9461658875 / 9829098323 / 9929095005

KANPUR Jeevan Vikas, Ground Floor, 16/98, M.G. Road, KANPUR - 208001. 0512-2360240 / 3244949 7275430214 / 9451448305 / 9984006600 / 9838038440 /

9389052340 / 9889085736

KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA - 700072. 033-22129455 / 22128680 9830690000 / 9932877925 / 9432391810 / 9339531895 /

9830689965 / 9903495703 / 9051068127

LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, LUCKNOW - 226 001 0522-2231186 / 4045203 9651534267 / 8858235350 / 9455060457

LUDHIANA Rm No. 102-103, 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, LUDHIANA-141 001. 0161 - 2405805 9814703558 / 9915099333 / 9914720500

MADURAI 2nd Floor, LIC Bldg., Door No. 3, West Marret Street, MADURAI - 625 001 0452 - 2345700 9094687733

MANGALORE No. 6, Gr. Floor, Popular Building, K S Rao Road, MANAGALORE - 575 001 0824 - 2411482 9845190466 / 9742726012

MUMBAI - I Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI - 400020. 022-22885971 / 22817162 / 63 9930718555 / 9325523480 / 9769028905 / 9820137844 /

9930957772 / 9820469996

MUMBAI - II 104, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, NAVI MUMBAI - 400 703. 022-2781 2522 9320762764 / 8080858887 / 9595977222 / 9930476555 /

9323140999

NAGPUR Jeevan Seva Bldg., Mount Road, Sadar, NAGPUR - 440 001. 0712 - 2542497 9422113800 / 9021426397 / 9011412206 / 9373539939 /

9422104130 / 9423406727 / 9860207510

NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK - 422002. 0253-2579507 9922996155 / 9823366379 / 9595075700

NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI - 110001. 011-64663650/ 9711558228 / 9818610867 / 9818630124 / 9811464244 /

23359190 / 23314396 9891736008 / 9971672830 / 9717765151 / 7838637303 /

9891785037 / 9818280698

PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA - 800001. 0612-2501157 9431447848 / 9431023274 / 9507151965

PUNE LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, PUNE - 411 005 020 - 25537301 9423447604 / 9767868611

RAIPUR C-29/A, Sector 1, Besides City Centre Mall, Devendra Nagar, RAIPUR - 492001 C.G. 0771-2236780/4051137 9425026437 / 9329100009

RAJKOT 703, Star Chamber, Harihar Chowk, RAJKOT - 360 001. 0281 - 2230626 8690444022 / 9898733233

RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI -834001. 0651-2206372 8986771069 / 9835197681 / 9835708803

AGRA : 9927888854AHMEDNAGAR : 9422238925AJMER : 9829077674AKOLA : 9422862120ALAPUZHA : 9447367160ALLAHABAD : 9918971258AMRAVATI : 9923025535 /

8657045588AMRITSAR : 9814299747AURANGABAD : 9923797207BANKURA : 9378330300BEHRAMPORE : 9861546580BELGAUM : 9916140315BELLARY : 9900026952BILASPUR : 9302606248BHAGALPUR : 9431609765BHILAI : 9303808855BHILWARA : 9829287273BHOPAL : 9302441980BHUJ : 9377713665

Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of Place Mobile No.Name of PlaceMobile No.Name of Place

BIKANER : 9829791132BOKARO : 9955189443BURDWAN : 9831712244CHANDIGARH : 9316065681

9817232224CHANDRAPUR : 9422180081COIMBATORE : 0422-4393989DALTONGANJ : 9162780200DAVANGERE : 9900026952DEOGHAR : 9430155378DHANBAD : 9835334495FAIZABAD : 9935448800GAYA : 9470854005GONDIA : 9890435020GORAKHPUR : 9336833448GULBARGA : 9900144196GURGAON : 9654228220/

9555542768GWALIOR : 9406586454HALDWANI : 9839976747

HASSAN : 9986125091JABALPUR : 9407606313JAGDALPUR : 9303354452JALGAON : 9422211343JAMMU : 9419213201JAMSHEDPUR : 9234620669JHANSI : 9760016559JODHPUR : 9829947974KARIMNAGAR : 9000444853KARWAR : 9611111028KHARAGPUR : 9531509342KOLHAPUR : 9822851948KOTA : 9829905879KOTTAYAM : 9656010033KOZHIKODE : 9349739890MADIKERI : 9742707041MALDA : 9832635563MEERUT : 9319267811MEHSANA : 9979533536MORADABAD : 9454993170

MYSORE : 9986117183MUZAFFARPUR : 9431813155NANDED : 9822203503 /

9890691021NELLORE : 9000444854NOIDA : 0120-2544423PANIPAT : 0180-2648709PONDHICHERRY : 7708007363RAJAHMUNDRY : 9000171857SAHARANPUR : 9896455020SALEM : 9944744424SAMBALPUR : 9937040031SATARA : 9423192029SATNA : 9300757593SHAHDOL : 9303822916SHILLONG : 8575020727

8721942675SHIMLA : 9318960005SHIMOGA : 9902007686

08182-228386

SURAT : 99788626269925027406

SILIGURI : 98830967679641022228

THANE : 9702882224THRISSUR : 9388110220TIRUNELVELI : 9655505105TRICHY : 9842524130TRIVANDRUM : 9388088066UDAIPUR : 9784011432UDUPI : 9742726012VADODARA : 9327494916VAPI : 9377566652VARANASI : 9336501004VISHAKHAPATNAM : 9000444851VIJAYWADA : 9000444856WARANGAL : 9000171858YAVATAMAL : 9503736144

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

V i s i t u s a t w w w . l i c n o m u r a m f . c o m l T o l l F r e e N o . 1 8 0 0 2 5 8 5 6 7 8

4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Tel. : 22851661Fax : 22880633 E-mail: [email protected]