Updated March 2021.

litepaper V2

@tokocrypto@tokocrypto

www.tokocrypto.com

TOKO Token Litepaper 02

TOKO Token Litepaper

1. What is Tokocrypto

Tokocrypto was officially launched in September 2018 and became the first entity in

Indonesia to be registered under the Commodity Futures Trading Regulatory Agency

Indonesia (BAPPEBTI) in November 2019. Tokocrypto's vision is to help Indonesians

gain a broader knowledge of the industry and to integrate the technology into the

society and subsequently, the global economy.

Over the last three years, Tokocrypto has achieved multiple milestones including

30,000+ weekly active traders, $25,000,000 USD daily trading volume, 240,000+

downloads since mobile app launch in October 2020 and a user base of 281,000+

registered users.

1.1 Tokocrypto Value Proposition

Seamless User Experience: Tokocrypto launched Tokocrypto 2.0, an upgraded

crypto exchange powered by Binance Cloud, enabling customers to experience better

trading, security, transaction speeds, a stable platform which is open and transparent.

Strong Community Support: Tokocrypto has a strong social media presence and

experienced phenomenal community growth with 200K Telegram members,

400% from the previous year. Tokocrypto’s TKO global Telegram community just

launched in March 2021 with already 5K members.

Trusted Exchange: In 3 years of operation, Tokocrypto has fostered a relationship of

trust with customers, offering a stable exchange with minimal downtime, the most coin

pairings, the lowest trading fee and the most competitive withdrawal fee in Indonesia.

Customer focused: Tokocrypto values customers as partners. This customer-first

approach drives the team to deliver world-class customer service at the highest

integrity and professional standards.

Binance IDR (BIDR) stablecoin: In June 2020, Tokocrypto launched Binance IDR

(BIDR) an industry-leading rupiah-based stablecoin that is an integral fiat

gateway for millions of Indonesians.

TOKO Token Litepaper 03

TOKO Token Litepaper

2. What is Toko Token (TKO)?

TKO, by Tokocrypto, will be the first local Indonesian cryptocurrency project to offer a

unique hybrid token model, with the following core use cases:

Tokocrypto CeFi and DeFi Ecosystem User Journey

Exchange Platform Token: As an exchange platform token, TKO offers trading

fee discounts, airdrop entitlement, merchandise redemption, and other incentives.

Participation in Deposit & Savings Programs: The TKO token can be used in

deposit and savings programs such as TKO Deposit, TKO Savings, and TKO Cashback.

Cross-Platform DeFi Use Cases: Planned use cases also include integrating TKO

on third-party DeFi platforms via farming pools, lending, and more.

NFT Arcade: Tokocrypto will pioneer the Indonesian NFT landscape with

Indonesia’s first-of-its-kind marketplace for digital collectibles and creative assets

from emerging young artists. TKO is the backbone of the platform and the

payment gateway between creators and audiences.

The synergy of TKO and BIDR offers a seamless experience from a hassle-free fiat

gateway to easy access to crypto-assets and DeFi technology.

Banks/ Mobile wallet Tokocrypto Tokocrypto DeFi(Farming Pool)(BIDR) (TKO)

2.3. Token Economics

Vesting Period

Token %Initial DistributionTerms

SubsequentDistribution Terms

Private sale6 Months upfront

lockupMonthly distribution across

12 months* 1%

Public sale No Lock Up No Lock Up 15%

Foundation6 Months upfront

lockupSemi-annual distribution across

5 years* 20%

Product and marketing No Lock Up Semi-annual distribution across3.5 years* 17%

Partnership andecosystem

No Lock Up Semi-annual distribution across3.5 years* 17%

Advisors No lockup No lockup 2%

Mining Rewards No lockup Monthly distribution across2 years and 6 months* 3%

Community Airdrop No lockup Monthly distribution across2 years and 6 months* 10%

Team12 Months upfront

lockup Annual distribution across 5 years 15%

*Distribution period mentioned is excluding the initial lock up period.

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TOKO Token Litepaper 05

TOKO Token Litepaper

Burning of TKO to reduce supply:

Every quarter, Tokocrypto will utilise a portion of trading volume generated on our

crypto-to-crypto platform to burn TKO tokens, up to 10% of total TKO token supply.

3. TKO Project TeamProfiles of founding team

● In 2016, Kai became a vocal crypto advocate across Indonesia, and has since been the

key driver behind the Tokocrypto etos.

● Kai is a governing council member in the Singapore Chamber of Commerce Indonesia

and Co-founder and CEO of Tokocrypto

https://www.linkedin.com/in/pang-xue-kai

https://twitter.com/pangxuekai

● Manda is the key figure behind Indonesia's crypto asset trading regulations, in addition to

focusing on Tokocrypto's operations as COO.

● Chairman of the Indonesian Crypto Asset Traders Association (Aspakrindo).

https://www.linkedin.com/in/teguhkurniawanharmanda/

https://twitter.com/tkharmanda

● In mid-2020, Ying was elected CSO of Tokocrypto as a result of the success of his

creative ideas and strategies.

● The Chairman of the INBLOCKS Conference and the Indonesia Blockchain Week (IBW)

and Indonesia Blockchain Week (IBW) Binance Smart Chain Summit.

https://www.linkedin.com/in/chung-ying-lai

https://twitter.com/laichungying

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● Nanda Ivens, the current CMO of Tokocrypto, earned a double major in Political Science

and History from Boston University in 1997.

● Nanda has over 25 years of marketing, communication, and advertising experience, as

well as 13 years of experience investing and building startups.

https://www.linkedin.com/in/nandaivens/

https://twitter.com/NandaIvens

Profiles of advisory board

● Co-founder of Digix and the Ethereum Singapore meetup society

● Member of the Technical Committee Board of the IT Standards Committee for Blockchain

and Distributed Ledger Technologies, ISO/TC 307.

https://www.linkedin.com/in/shaundjie/

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4. RoadmapLAUNCH 2021 Q1 - Q2TKO token will serve as thegateway for massonboarding of the Indonesiasmarket with token utility onthe Tokocrypto platform.

TKO Token Official Launch

IBW <> BSC Summit 2021

TKO NFT Charity Art Auction - TKO will be used as abidding currency for the auction event, with profits givento charity organizations and blockchain initiatives.

TKO CeFi integration - Creating the biggest digitalwallet in Indonesia

Future DeFiDevelopment 2021 Q3 -Q4Tokocrypto will conductinitiatives with futurecollaboration with DeFiprotocols to formulateinnovations including but notlimited to: farming pools,lending, and NFTs.

TKO NFT Arcade - Indonesia’s first-of-its-kindmarketplace for digital collectibles and creative assetsof emerging young artists powered by TKO.

TKO Bumper Pool - Users can lock/stake their TKOsand earn other tokens for free in a farming pool.

TKO Staking - Users stake TKO for interests andpossible redemption of merchandise in partnershipIndonesia’s Ecommerce Stores

2022 Q1 -Q3

TKO Lottery - Buy lottery tickets using TKO to redeemleveraged prizes

TKO Liquidity Swap - users can provide liquidity in thepools and become a liquidity provider, earningtransaction fees and flexible interest

TKO Lending: Stake TKO as collateral for loans

Product Finalisation 2022 Q4

TKO becomes the go-to holistic approach for an umbrella of CeFi and DeFiproducts, backed by Tokocrypto's mobile app and ecosystem.

Future Plans 2023 & Beyond..

With the success in Indonesia, Tokocrypto plans to use our unique blend ofexperience and technology to venture into neighbouring countries that have asimilar economic prospect as Indonesia.

*Timelines may vary according to development plans.

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5. Appendix5.1. Media Mentions

● Binance Invests in Indonesia Cryptocurrency Exchanges Tokocrypto

● First Rupiah Backed Stablecoins Launches on Binance and Tokocrypto

● Indonesia Blockchain Week 2020 Kicks Off with Decentralized Finance in the Spotlight

● Tokocrypto Launch Toko Token

● Introducing TKO, Indonesia’s first DeFi Initiatives

● Tokocrypto Officially Presents Crypto Asset Trading Application

● Passive income in the digital age of investing in crypto assets

● Tokocrypto to Launch first indonesian defi project on binance smart chain

● Binance backed Tokocrypto, the first Indonesian DeFi Project on Binance Smart Chain

● Tokocrypto to launch first indonesian defi project on binance smart chain

● Tokocrypto will develop Indonesia's first hybrid CeDeFi token (TKO) on top of the

Binance Smart Chain.

● Tokocrypto Encourages Greater Blockchain Adoption in Indonesia

● Binance's Tokocrypto Collaboration Strengthens Education on Crypto Assets

● Exploring the Binance Smart Chain, CeFi and DeFi on the International Scale Event,

Indonesia Blockchain Week x Binance Summit 2021

● Successfully Held, Indonesia Blockchain Week Binance Summit 2021, Draws 10,000

Registrants and 65,000 Views

5.2. Video Reviews and Interviews

● Ngomongin Uang : 5 Top Exchange in Indonesia

● Bitcoin Indonesia : Bitcoin ETH, Trading at Tokocrypto

● Akbar Tricker : Invest now at Tokocrypto

● Om Ehan : Free Maker Taker Promotion at Tokocrypto

● Sigit Tanako : 200% Doge Profit, Free Maker Taker Promotion at Tokocrypto

● CNN Indonesia : Crypto Assets

● Invest time : Investment Crypto, Tokocrypto

● Andi Sanjaya : Bitcoin Analysis, how to trading at Tokocrypto

● Kapten Saham : Tutorial but Bitcoin at Tokocrypto

● Angga Andinata : Step by Step Crypto Investment

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● Cypro Savage : Alt Coin

● Ngomongin Uang : Eth or BSC

● Kapten Saham : TKO, The Next BNB

● Kendrik Kalim : TKO Price Prediction

● Padang Tekno : TKO, Token by Tokocrypto

● Mr. Bisnis Pro : TKO & SFP Airdrop

● Cuan Crypto : TKO Value Prediction

● Cryptoiz TV : TKO Review

● Christian Victorious : TKO Launch Prediction

● Investor Crypto : TKO Launching Discussion

● Sesepuh Crypto : TKO Airdrop

5.3. Event● INBLOCKS Conference 2018, 2019 : INBLOCKS is an annual conference of the

blockchain technology ecosystem in Indonesia

● Indonesia Blockchain Week 2019, 2020 : Indonesia Blockchain Week is an annual event

in Indonesia that focuses on providing blockchain communities with information about

the Indonesian blockchain landscape

● Indonesia Blockchain Week - Binance Smart Chain Summit 2021 : The summit hosts

series of engaging and thought-provoking online sessions, discussing the potential for

pushing out TKO and the BSC ecosystem in Indonesia.

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