Date:

Broker Company Name:

Loan Officer:

Processor:

Email:

Purpose

Purchase

FTHB

Rate/Term Refinance

Cash-out Refinance

Single Family

PUD

2-4 Units

Condo Warrantable

Occupancy:

Primary Residence

Second Home

Non-Owner Occupied

Loan Submission Form

Broker Information

Borrower Information

Property Type:

www.ClearEdgeLending.com

07.08.2019

Phone:

Borrower Email:

Co-Borrower Email:

Co-Borrower Email:

Co-Borrower Email:

State: Zip:

Non-Permanent Resident AlienUS Citizen/Permanent Resident Alien

Individual Trust LLC Corp

Transaction

Foreign National(Available on Investor Edge or Core Only)

POA

Borrower Name:

Co-Borrower Name:

Co-Borrower Name:

Co-Borrower Name:

Property Address:

City:

Citizenship:

Borrower Type:

Transaction

Transaction

Email: Phone:

Contract Processor NMLS #:

Condo Non-warrantable

Estimated Closing Date:

Impounds*: Yes

No

Sales Price:

Est. Property Value:

Loan Amount:

LTV:

Credit Score:

Pricing:

Lender Paid %:

Borrower Paid %:

Rate:

Discount Points:

Lender Credit:

Processing Fee:

*Required for HPML, Investor Edge or Foreign National

ower Paid)

cury)

Please provide DU or LP underwriting findings report or provide Certification below that loan does not qualify for agency/government Loan Programs and why.

Import 3.2 file to generate loan number ClearEdge Submission Form

www.ClearEdgeLending.com

Program

Full Doc DSCRNo Ratio

Full Doc Express Doc (1 yr W-2s/1040s/1099s)

12 12

24 Business Bank Stmts 24 Personal Bank Stmts

Investor Edge*

3/1 ARM5/1 ARM7/1 ARM

3 YR PP2 YR PP1 YR PP0 YR PP

Agency Edge

12 12

24 Business Bank Stmts 24 Personal Bank Stmts

5/1 ARM

5/1 ARM I/O 7/1 ARM7/1 ARM - I/O30 YR Fixed Rate

40 YR Fixed I/O

Exception RequestPlus OR Core

Ineligibility Certification

Submission ChecklistSkinny-Package (Disclosing purposes)

Fee Sheet 1003 - Signed by LO w/NMLS ID - dated within 24 hours of submission

ClearEdge Submission Form Fee Sheet Credit Report (Foreign National see below requirements) DU or Ineligibility Certification

Full Package (All Programs)

1003 - Signed by LO w/NMLS ID - dated within 3 days of disclosures Anti-Steering Disclosure (Lender Paid Comp Only)Purchase ContractIncome Documentation (See requirements below)

Most Recent YTD Paystub (w/at least 30 days earnings) 2 years W-2s for Wage Earner2 years 1040s for Self-Employed and YTD P&L 2 years Business Tax Returns for Self-Employed and YTD P&L 2 Months Most Recent Asset Statements (Closing costs/Reserves)

Full Doc

Most Recent YTD Paystub (w/at least 30 days earnings)1 year W-2s for Wage Earner1 year 1040s for Self-Employed and YTD P&L1 year Business Tax Returns for Self-Employed and YTD P&L 2 Months Most Recent Asset Statements (Closing costs/Reserves)

Express Doc

Personal Bank Statements Business Bank Statements

Document Type

12 or 24 Months Most Recent Bank Statements2 Months Most Recent Asset Statements (Closing costs/Reserves) 2 Months Business Bank Statements

12 or 24 Months Most Recent Bank StatementsP&L covering the same time frame (or use Expense Factor)2 Months Most Recent Asset Statements (Closing costs/Reserves)

Asset Utilization Investor Edge Program

4 Months Most Recent Bank Statements

Copyright 2018. SG Capital Partners of California LLC dba ClearEdge Lending. NMLS ID 1139164. http://www.nmlsconsumeraccess.org. Information is intended solely for residential mortgage lending professionals. Not intended for consumers, nor for distribution to the general public. This communication does not constitute an advertisement as defined by Section 1026.2 of Regulation Z of the Truth In Lending Act. Rates, fees and programs are subject to change without notice. Other restrictions may apply. All Rights Reserved. Equal Housing Lender.

Loan Submission Form

Lease Agreements or Documentation of Market Rent2 Months Most Recent Asset Statements (Closing costs/Reserves) Foreign Nationals: Valid Passport and Visa to enter the US Foreign Nationals: Foreign Credit Report OR 2 Credit reference letters and 1 bank reference letter (translated to English)

*Impounds required

Asset Utilization

5/1 ARM5/1 ARM I/O7/1 ARM30 YR Fixed 40 YR Fixed I/O40 YR ARM I/O -Core Only

07.08.2019