THE PAYMENT-SOLUTIONFOR THE NEW DIGITAL ECONOMY

(MARKETPLACES, CROWDFUNDING, ECOMMERCE,

COMMON GIFT)

#1 FRENCH FINTECH

THE #1 FRENCH FINTECH START-UPThanks to its service, which facilitates and secures transaction processing, Lemon Way enjoyedconsiderable positive word-of-mouth between start-ups in the new economy and currently holds the rank of#1 FinTech in France by # of accounts.

INDEPENDANT FRON BANKSThere are no banks or funds among its shareholders and Lemon Way has been self-financing since it wascreated, making it the only independent player in its sector. None of its competitors, either basedabroad, or subsidiaries of banking groups, can claim such a level of independence.

APPROVED AND SUPERVISEDLemon Way is a payment institution approved by the Prudential Supervisory and Resolution Authority(ACPR) allowing to act transnational as payment provider. Under supervision of local authorities. InGermany under supervision of BaFin.

AN INDEPENDENT, SUPERVISED, PAN-EUROPEAN PAYMENT INSTITUTION FOR THE NEW ECONOMY

WWW.LEMONWAY.EU

Lemon Way offers ZAG compliant payment solutions which are 100% secure on escrow accounts (payment via EC/CC, Transfer or Direct Debit).

Lemon Way collects and holds funds on escrow accounts –security for customers and merchants.

Lemon Way segregates customer funds on escrow accounts and opens an unlimited number of

customer accounts.

Secure payment service via (smart)phone, Identification via mobile number.

CROWDFUNDINGSHARING ECONOMY

MOBILE PAYMENT

OUR PAYMENT SOLUTIONS

E-COMMERCE & MARKETPLACES

… and many more

A START-UP WITH EUROPEAN ROOTS

AustriaBelgiumBulgariaCyprusCzechRepublicDenmarkEstoniaFinlandFranceGermany

GreeceHungaryIcelandIrelandItalyLatviaLithuaniaLuxembourgMaltaNetherlandsNorway

PolandPortugalRomaniaSlovakiaSloveniaSpainSwedenSwissUnitedKingdom

3 HEAD OFFICES

Paris (HQ) FRANCELondon UNITED KINGDOMDakar SENEGAL

APROVED AND SUPERVISEDIN >30 EUROPEAN COUNTRIES

PLAT

FORM

Registration

LEMON

WAY

API

1. REGISTRATION – WALLET CREATION

First/ Last Name

Email

2. LEGITIMATION - KYC

Private persons

ID or Passport

Legal persons

Excerpt commercial register

LEMON WAY – REGISTRATION

INVESTOR

PLATFORM

API Befehle

PROJECT

ESCROW ACCOUNT @BANK

ESCROW SERVICE

MONEY-

IN

INVESTOR

WALLET

PROJECT

WALLET

PARTNER

WALLET

P2PINVESTOR

PAY

MENT

PAGE

/IBAN

API

MONEY-OUT

PLATFORM

LEMON WAY - PAYMENT

1,6M

million private accounts in France and

Europe, making Lemon Way the leading French

FinTech(targets: 3

million by the end of 2016 –30 million

within 4 years)

900 000 accounts in

Mali (target: 2 million by the end of 2016 –40 million

within 4 years)

400

partner websites

(target: 6,000 within 4 years)

having generated a cash flow of 190 million euros in 2015

4M190M€4M turnover in

2015 (x4 vs 2014)

€190M payments processed in 2015 (x3,5 vs

2014)

30

this is the number of

countries in which Lemon Way holds a payment

institution licence

60

this is the number of staff

(fifteen different

nationalities), who will be joined by a further 30

hirings by the end of 2016.

2

patents filed (which can be consulted on the INPI site) and a third

pending: Lemon Way invests in French and European

collaborative R&D projects, in particular to improve

fraud detection in remote payments.

LEMON WAY IN FIGURES

WWW.LEMONWAY.EU

MORE THAN 400 PARTNERS – ALL OVER EUROPE

WWW.LEMONWAY.EU

WWW.LEMONWAY.EU

DELIVERY SERVICE

WWW.LEMONWAY.EU

SOCIAL GIFTING

WWW.LEMONWAY.EU

WEDDING LISTS

WWW.LEMONWAY.EU

LIFESTYLE & TRAVEL

WWW.LEMONWAY.EU

CARPOOLING

WWW.LEMONWAY.EU

REAL ESTATE

WWW.LEMONWAY.EU

INVESTING

PAYMENT SOLUTIONS FOR THE NEW DIGITAL ECONOMY

WWW.LEMONWAY.EU